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junior financial analyst
ULINE
Part-Time Credit Analyst Internship
ULINE Pleasant Prairie, Wisconsin
Part-Time Credit Analyst Internship Paid Internship - Year-Round Corporate Headquarters 12575 Uline Drive, Pleasant Prairie, WI 53158 Looking for a part-time job while in college? As a Uline Credit Analyst Intern, you'll work alongside a dedicated team translating financial data into insightful recommendations to support Uline's growing business! With our growth, your career possibilities are endless! A 2024 Handshake Early Talent Award-winning company! Careers Packed with Potential. Backed by 45+ years of success, Uline offers opportunities to grow your career with stability you can count on. Schedule: Part-time during the school year, full-time during the summer. Position Responsibilities Engage with clients ranging from Fortune 500 companies to family-owned businesses. Review and analyze customer orders for credit approvals. Conduct financial statement analyses to assess customer financial health. Collaborate with business teams including Corporate Finance, Accounting, Credit Research / Analysis and Operations. Complete a special credit project to present to leadership. Minimum Requirements This internship is open to Junior-status college students only. Pursuing a bachelor's degree in finance, accounting or data analytics. Strong analytical and communication skills. Benefits of a Uline Internship Gain professional work experience by executing meaningful business projects. Work with a dedicated mentor assigned specifically to you. Join a positive and collaborative in-person work environment. Earn competitive pay over summer and the potential to join Uline full-time upon graduation. Intern Perks "Lunch and Learn" sessions to expand your business and industry knowledge. Outings and networking events. On-site café with meals prepared fresh by executive chefs. First-class fitness center with sauna and walking trails. About Uline Uline, a family-owned company, is North America's leading distributor of shipping, industrial, and packaging materials with over 9,000 employees across 14 locations. Uline is a drug-free workplace. All new hires must complete a pre-employment hair follicle drug screening. All positions are on-site. EEO/AA Employer/Vet/Disabled ()
04/24/2026
Full time
Part-Time Credit Analyst Internship Paid Internship - Year-Round Corporate Headquarters 12575 Uline Drive, Pleasant Prairie, WI 53158 Looking for a part-time job while in college? As a Uline Credit Analyst Intern, you'll work alongside a dedicated team translating financial data into insightful recommendations to support Uline's growing business! With our growth, your career possibilities are endless! A 2024 Handshake Early Talent Award-winning company! Careers Packed with Potential. Backed by 45+ years of success, Uline offers opportunities to grow your career with stability you can count on. Schedule: Part-time during the school year, full-time during the summer. Position Responsibilities Engage with clients ranging from Fortune 500 companies to family-owned businesses. Review and analyze customer orders for credit approvals. Conduct financial statement analyses to assess customer financial health. Collaborate with business teams including Corporate Finance, Accounting, Credit Research / Analysis and Operations. Complete a special credit project to present to leadership. Minimum Requirements This internship is open to Junior-status college students only. Pursuing a bachelor's degree in finance, accounting or data analytics. Strong analytical and communication skills. Benefits of a Uline Internship Gain professional work experience by executing meaningful business projects. Work with a dedicated mentor assigned specifically to you. Join a positive and collaborative in-person work environment. Earn competitive pay over summer and the potential to join Uline full-time upon graduation. Intern Perks "Lunch and Learn" sessions to expand your business and industry knowledge. Outings and networking events. On-site café with meals prepared fresh by executive chefs. First-class fitness center with sauna and walking trails. About Uline Uline, a family-owned company, is North America's leading distributor of shipping, industrial, and packaging materials with over 9,000 employees across 14 locations. Uline is a drug-free workplace. All new hires must complete a pre-employment hair follicle drug screening. All positions are on-site. EEO/AA Employer/Vet/Disabled ()
Santander Holdings USA Inc
CIB Client Lifecycle Management - Transaction Driven Financial Crime - Analyst
Santander Holdings USA Inc Miami, Florida
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Essential Functions/Responsibility Responsible for the end-to-end Screening, Transaction Monitoring, and Trade Finance processes (collectively as Transaction Driven Financial Crime ("TDFC" and policies of US Santander Corporate and Investment Bank (SCIB). Objectives are to 1) ensure compliance with anti-money laundering (AML), anti-bribery and corruption, anti-financial crime (AFC), anti-boycott, and various regulatory standards and 2) support the Business Lines and Clients through the onboarding and ongoing lifecycle processes. Responsible for supporting TDFC execution in accordance with the Bank compliance policies and procedures. The role plays an important part liaising between external clients, and stakeholder groups involved in the delivery of TDFC processes. A single point of contact to interact with Business to ensure compliance with TDFC and regulatory requirements. Exhibiting the highest standards of internal stakeholder engagement with transparency and focus on the internal stakeholder experience. Job Function Description In this position, your goal is to deliver superior service by efficiently and accurately assessing applicable requirements for TDFC. You will manage the alert /transaction review process end to end, in partnership with global teams for compliance with global/local regulations and jurisdictions, and policy. You will use internal and external systems and tools to gather information to undertake a risk-based assessment of TDFC alerts or cases. You will conduct internal stakeholder outreach for missing information and validate the provided documentation for completeness. Key Responsibilities Transaction Monitoring: Conduct alert reviews and investigations and request additional information from applicable stakeholders as necessary. Perform Quality Assurance on false positives and communicate deficiencies to the appropriate party. Keep abreast of new rules and AML typologies relating to specific business lines. Escalate alerts to Compliance 2LOD as necessary. Analyze existing and proposed legislation, regulatory announcements, and industry practices for compliance requirements, and implements procedures to meet these requirements for applicable business units. Assess procedures and policies to ensure the business units are in compliance with standard regulatory and policy requirements. Coach and review work of junior colleagues. Collaborate with teams on projects and program tasks intended to improve compliance and enhance the control environment. Evaluate controls in place to ensure continuous compliance measures with laws, regulations and policies affecting the organization, recommends process improvements to management. Identify systemic procedural weaknesses and additional training requirements needed to ensure compliance. Prepare drafting of policy and procedural documentation when control changes are made. Validate controls or project plans to ensure compliance with laws, rules and regulations. Act as a subject matter expert (SME) while providing leadership, guidance, and mentorship to other team members. Develop and implement Key Performance Indicators (KPIs) and Key Risk Indicators (KRIs) to measure the effectiveness and efficiency of AML controls. Create and maintain dashboards and reports to provide management with a clear, data-driven view of the trade finance AML landscape. Screening: Perform research, analyze relevant compliance-related information, and make recommendations on necessary procedural/control changes on more complex compliance matters. Assist with the planning, execution/gathering documentation, and reporting of audits/security assessments. Support management in the day-to-day efforts related to compliance with laws, rules, regulations, and related policies. Research regulations by reviewing regulatory bulletins and other sources of information. Maintain rapport with regulatory personnel by arranging continuing contacts, resolving concerns. Prepare reports by collecting, analyzing, and summarizing information. Identify and report on changing trends in methods used by fraud perpetrators. Maintain quality service by establishing and enforcing organization standards. Assist with the development, implementation, and maintenance of Compliance controls. Partner with various lines of business to ensure compliance with all commercial compliance laws, regulations and provide ongoing regulatory guidance. Review existing compliance controls for regulatory updates and performs the necessary gap analysis. Create and maintain various internal and external audit and compliance schedules. Assist with conducting risk assessments on business and operational processes, procedures, and policies; analyzes results and makes recommendations on the adequacy and reliability of controls. Prioritize and control projects based on severity of risk and non-compliance. Communicate control strengths and weaknesses to internal audit and compliance and collaborates with internal audit to develop migration plans. Develop and implement Key Performance Indicators (KPIs) and Key Risk Indicators (KRIs) to measure the effectiveness and efficiency of AML controls. Create and maintain dashboards and reports to provide management with a clear, data-driven view of the trade finance AML landscape. Trade Finance: Perform comprehensive Know Your Customer (KYC) checks during a trade finance transaction. Conduct enhanced due diligence reviews for high-risk clients or complex transactions, especially those involving high-risk jurisdictions or dual-use goods. Perform secondary risk assessments on trade finance clients and transactions to align with the company's risk appetite. Adhere strictly to internal AML policies and procedures, as well as relevant federal and state laws, such as the Antiboycott Law, Bank Secrecy Act (BSA), and the PATRIOT Act. Ensure compliance with global sanctions regimes, including screening against the OFAC sanctions list. Serve as the primary liaison with the Second Line of Defense on risk-related matters. Act as a subject matter expert (SME) while providing leadership, guidance, and mentorship to other team members. Review existing compliance controls for regulatory updates and performs the necessary gap analysis. Create and maintain various internal and external audit and compliance schedules. Assist with conducting risk assessments on business and operational processes, procedures, and policies; analyzes results and makes recommendations on the adequacy and reliability of controls. Prioritize and control projects based on severity of risk and non-compliance. Communicate control strengths and weaknesses to internal audit and compliance and collaborates with internal audit to develop migration plans. Develop and implement Key Performance Indicators (KPIs) and Key Risk Indicators (KRIs) to measure the effectiveness and efficiency of AML controls. Create and maintain dashboards and reports to provide management with a clear, data-driven view of the trade finance AML landscape. What You Bring: Skills: AML, BSA, ACAMS, KYC/Compliance/AML, TDFC procedures and standards, Financial industry with in-depth expertise in various lines of business, securities, escrow, derivatives, loans, EMIR, Dodd Frank, MiFID. Advanced Microsoft Office (Excel, Word, PowerPoint, Outlook) skills. Ability to read, analyze and interpret government regulations, trade journals and legal documents. Ability to effectively and clearly communicate instructions to others, summarize and articulate issues, and document findings in a clear and concise manner. Strong project management skills. Key Competencies: Attention to detail and ability to manage multiple priorities. Sound judgment in decision-making and risk assessment. Ability to drive innovation and continuous improvement in compliance processes. Education: Bachelor's Degree or equivalent work experience; Desired but not required - ACAMS. Work Experience: 1+ years in AML/KYC roles - REQUIRED This is a hybrid position (3 days/week in office) in Miami, FL Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills . click apply for full job details
04/23/2026
Full time
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Essential Functions/Responsibility Responsible for the end-to-end Screening, Transaction Monitoring, and Trade Finance processes (collectively as Transaction Driven Financial Crime ("TDFC" and policies of US Santander Corporate and Investment Bank (SCIB). Objectives are to 1) ensure compliance with anti-money laundering (AML), anti-bribery and corruption, anti-financial crime (AFC), anti-boycott, and various regulatory standards and 2) support the Business Lines and Clients through the onboarding and ongoing lifecycle processes. Responsible for supporting TDFC execution in accordance with the Bank compliance policies and procedures. The role plays an important part liaising between external clients, and stakeholder groups involved in the delivery of TDFC processes. A single point of contact to interact with Business to ensure compliance with TDFC and regulatory requirements. Exhibiting the highest standards of internal stakeholder engagement with transparency and focus on the internal stakeholder experience. Job Function Description In this position, your goal is to deliver superior service by efficiently and accurately assessing applicable requirements for TDFC. You will manage the alert /transaction review process end to end, in partnership with global teams for compliance with global/local regulations and jurisdictions, and policy. You will use internal and external systems and tools to gather information to undertake a risk-based assessment of TDFC alerts or cases. You will conduct internal stakeholder outreach for missing information and validate the provided documentation for completeness. Key Responsibilities Transaction Monitoring: Conduct alert reviews and investigations and request additional information from applicable stakeholders as necessary. Perform Quality Assurance on false positives and communicate deficiencies to the appropriate party. Keep abreast of new rules and AML typologies relating to specific business lines. Escalate alerts to Compliance 2LOD as necessary. Analyze existing and proposed legislation, regulatory announcements, and industry practices for compliance requirements, and implements procedures to meet these requirements for applicable business units. Assess procedures and policies to ensure the business units are in compliance with standard regulatory and policy requirements. Coach and review work of junior colleagues. Collaborate with teams on projects and program tasks intended to improve compliance and enhance the control environment. Evaluate controls in place to ensure continuous compliance measures with laws, regulations and policies affecting the organization, recommends process improvements to management. Identify systemic procedural weaknesses and additional training requirements needed to ensure compliance. Prepare drafting of policy and procedural documentation when control changes are made. Validate controls or project plans to ensure compliance with laws, rules and regulations. Act as a subject matter expert (SME) while providing leadership, guidance, and mentorship to other team members. Develop and implement Key Performance Indicators (KPIs) and Key Risk Indicators (KRIs) to measure the effectiveness and efficiency of AML controls. Create and maintain dashboards and reports to provide management with a clear, data-driven view of the trade finance AML landscape. Screening: Perform research, analyze relevant compliance-related information, and make recommendations on necessary procedural/control changes on more complex compliance matters. Assist with the planning, execution/gathering documentation, and reporting of audits/security assessments. Support management in the day-to-day efforts related to compliance with laws, rules, regulations, and related policies. Research regulations by reviewing regulatory bulletins and other sources of information. Maintain rapport with regulatory personnel by arranging continuing contacts, resolving concerns. Prepare reports by collecting, analyzing, and summarizing information. Identify and report on changing trends in methods used by fraud perpetrators. Maintain quality service by establishing and enforcing organization standards. Assist with the development, implementation, and maintenance of Compliance controls. Partner with various lines of business to ensure compliance with all commercial compliance laws, regulations and provide ongoing regulatory guidance. Review existing compliance controls for regulatory updates and performs the necessary gap analysis. Create and maintain various internal and external audit and compliance schedules. Assist with conducting risk assessments on business and operational processes, procedures, and policies; analyzes results and makes recommendations on the adequacy and reliability of controls. Prioritize and control projects based on severity of risk and non-compliance. Communicate control strengths and weaknesses to internal audit and compliance and collaborates with internal audit to develop migration plans. Develop and implement Key Performance Indicators (KPIs) and Key Risk Indicators (KRIs) to measure the effectiveness and efficiency of AML controls. Create and maintain dashboards and reports to provide management with a clear, data-driven view of the trade finance AML landscape. Trade Finance: Perform comprehensive Know Your Customer (KYC) checks during a trade finance transaction. Conduct enhanced due diligence reviews for high-risk clients or complex transactions, especially those involving high-risk jurisdictions or dual-use goods. Perform secondary risk assessments on trade finance clients and transactions to align with the company's risk appetite. Adhere strictly to internal AML policies and procedures, as well as relevant federal and state laws, such as the Antiboycott Law, Bank Secrecy Act (BSA), and the PATRIOT Act. Ensure compliance with global sanctions regimes, including screening against the OFAC sanctions list. Serve as the primary liaison with the Second Line of Defense on risk-related matters. Act as a subject matter expert (SME) while providing leadership, guidance, and mentorship to other team members. Review existing compliance controls for regulatory updates and performs the necessary gap analysis. Create and maintain various internal and external audit and compliance schedules. Assist with conducting risk assessments on business and operational processes, procedures, and policies; analyzes results and makes recommendations on the adequacy and reliability of controls. Prioritize and control projects based on severity of risk and non-compliance. Communicate control strengths and weaknesses to internal audit and compliance and collaborates with internal audit to develop migration plans. Develop and implement Key Performance Indicators (KPIs) and Key Risk Indicators (KRIs) to measure the effectiveness and efficiency of AML controls. Create and maintain dashboards and reports to provide management with a clear, data-driven view of the trade finance AML landscape. What You Bring: Skills: AML, BSA, ACAMS, KYC/Compliance/AML, TDFC procedures and standards, Financial industry with in-depth expertise in various lines of business, securities, escrow, derivatives, loans, EMIR, Dodd Frank, MiFID. Advanced Microsoft Office (Excel, Word, PowerPoint, Outlook) skills. Ability to read, analyze and interpret government regulations, trade journals and legal documents. Ability to effectively and clearly communicate instructions to others, summarize and articulate issues, and document findings in a clear and concise manner. Strong project management skills. Key Competencies: Attention to detail and ability to manage multiple priorities. Sound judgment in decision-making and risk assessment. Ability to drive innovation and continuous improvement in compliance processes. Education: Bachelor's Degree or equivalent work experience; Desired but not required - ACAMS. Work Experience: 1+ years in AML/KYC roles - REQUIRED This is a hybrid position (3 days/week in office) in Miami, FL Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills . click apply for full job details
Santander Holdings USA Inc
Investment Banking Associate, Technology
Santander Holdings USA Inc New York City, New York
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: As an Associate on the NY Technology team in Investment Banking Coverage, you will build on the foundational skills developed as an Analyst, with increased responsibilities in project management and client interaction. Associates continue to participate in structured training while taking a more active role in deal execution and mentoring junior staff. Participate in advanced training programs to further develop technical expertise and leadership skills. Take a leadership role in the preparation of client presentations, pitch books, and financial analysis. Manage and review financial models, valuation analyses, and transaction documentation. Oversee Analysts' work and ensure accuracy in deliverables. Actively participate in client meetings and deal discussions. Contribute to transaction structuring discussions and negotiation processes. Support senior bankers in identifying and pursuing new business opportunities. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Bachelor's degree or equivalent from an accredited institution. 3+ Years Finance, Investment Banking or related field/sector experience Demonstrated knowledge of corporate finance and investment banking products, with experience working on executed M&A and other advisory transactions. Expert knowledge of Excel and PowerPoint with advanced financial modeling skills. Exceptional attention to detail, analytical rigor, and the ability to manage multiple transaction processes concurrently. Strong communication and interpersonal skills with the ability to operate effectively in a client-facing environment Team player and self-starter. Strong technical financial modeling and valuation skills. Certifications: No Certifications listed for this job. Candidates must hold or be willing to obtain Series 63 and 79 licenses. It Would Be Nice For You To Have: Transaction exposure within IT Services, FinTech, or Business Services. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $175,000.00 USD Maximum: $225,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
04/22/2026
Full time
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: As an Associate on the NY Technology team in Investment Banking Coverage, you will build on the foundational skills developed as an Analyst, with increased responsibilities in project management and client interaction. Associates continue to participate in structured training while taking a more active role in deal execution and mentoring junior staff. Participate in advanced training programs to further develop technical expertise and leadership skills. Take a leadership role in the preparation of client presentations, pitch books, and financial analysis. Manage and review financial models, valuation analyses, and transaction documentation. Oversee Analysts' work and ensure accuracy in deliverables. Actively participate in client meetings and deal discussions. Contribute to transaction structuring discussions and negotiation processes. Support senior bankers in identifying and pursuing new business opportunities. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Bachelor's degree or equivalent from an accredited institution. 3+ Years Finance, Investment Banking or related field/sector experience Demonstrated knowledge of corporate finance and investment banking products, with experience working on executed M&A and other advisory transactions. Expert knowledge of Excel and PowerPoint with advanced financial modeling skills. Exceptional attention to detail, analytical rigor, and the ability to manage multiple transaction processes concurrently. Strong communication and interpersonal skills with the ability to operate effectively in a client-facing environment Team player and self-starter. Strong technical financial modeling and valuation skills. Certifications: No Certifications listed for this job. Candidates must hold or be willing to obtain Series 63 and 79 licenses. It Would Be Nice For You To Have: Transaction exposure within IT Services, FinTech, or Business Services. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $175,000.00 USD Maximum: $225,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
Santander Holdings USA Inc
Investment Banking Associate, Energy
Santander Holdings USA Inc New York City, New York
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: As an Associate in Investment Banking Coverage, you will build on the foundational skills developed as an Analyst, with increased responsibilities in project management and client interaction. Associates continue to participate in structured training while taking a more active role in deal execution and mentoring junior staff. Provides support to senior bankers. Develop client presentation materials, including all background research, analysis and drafting. Familiarity with financial models and other financial analysis. Performing detailed valuation analysis, including discounted cash flow, trading comparables, transaction comparables and LBO analysis. Support product partners and monitor entire execution process for transactions ensuring timely execution to meet client expectations. Adheres to compliance procedures and internal/operational risk controls in accordance with any and all applicable regulatory standards, requirements and policies. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree, or equivalent degree and/or equivalent work experience, in Finance, Business, or a related field. Master's degree or MBA (Preferred). 3+ year of experience with a Bachelor's degree or 1+ years with a MBA in Energy Investment Banking. Demonstrated knowledge of corporate finance and investment banking products, with a preference to experience in Energy. Expert knowledge of Excel and PowerPoint with advanced financial modeling skills. Strong communication and interpersonal skills. Team player and self-starter. Certifications: SIE, 79, 63 It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $175,000.00 USD Maximum: $225,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
04/22/2026
Full time
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: As an Associate in Investment Banking Coverage, you will build on the foundational skills developed as an Analyst, with increased responsibilities in project management and client interaction. Associates continue to participate in structured training while taking a more active role in deal execution and mentoring junior staff. Provides support to senior bankers. Develop client presentation materials, including all background research, analysis and drafting. Familiarity with financial models and other financial analysis. Performing detailed valuation analysis, including discounted cash flow, trading comparables, transaction comparables and LBO analysis. Support product partners and monitor entire execution process for transactions ensuring timely execution to meet client expectations. Adheres to compliance procedures and internal/operational risk controls in accordance with any and all applicable regulatory standards, requirements and policies. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree, or equivalent degree and/or equivalent work experience, in Finance, Business, or a related field. Master's degree or MBA (Preferred). 3+ year of experience with a Bachelor's degree or 1+ years with a MBA in Energy Investment Banking. Demonstrated knowledge of corporate finance and investment banking products, with a preference to experience in Energy. Expert knowledge of Excel and PowerPoint with advanced financial modeling skills. Strong communication and interpersonal skills. Team player and self-starter. Certifications: SIE, 79, 63 It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $175,000.00 USD Maximum: $225,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
Santander Holdings USA Inc
Investment Banking Associate, Energy - Houston
Santander Holdings USA Inc Houston, Texas
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! Role Overview: We are seeking Investment Banking Associates who are intellectually curious, technically strong, and excited to play a meaningful role in shaping our growing franchise. You will be embedded within the Energy & Energy Transition sector coverage team, supporting execution across M&A, capital raises, strategic advisory, and leveraged finance transactions. This role offers immediate responsibility and the opportunity to operate within a collaborative, high-impact environment where initiative is valued and performance is highly visible. As part of a leading global bank with a rapidly expanding U.S. investment banking platform-particularly in Houston-you will benefit from Santander's scale and balance sheet alongside the momentum of a team in build mode. Associates will gain significant client exposure, lead key workstreams, and play an active role in developing both junior talent and the broader platform as it continues to grow. The Difference You Make: As an Associate in Investment Banking Coverage, you will build on your foundational experience by taking on increased responsibility in execution, project management, and client engagement. You will join a team with a strong track record, focused on expanding Santander's energy practice in Houston, while helping to mentor junior team members and contribute to a high-performing culture. Take a leadership role in the preparation of client presentations, pitch books, and financial analyses Manage and review financial models, valuation analyses, and transaction documentation Oversee Analysts' work, ensuring accuracy, quality, and timely delivery of materials Lead due diligence processes and coordinate across internal teams and client counterparties Actively participate in client meetings and contribute to deal discussions Conduct in-depth industry and company research to support origination and client strategy Engage directly with senior bankers and clients on live transactions and business development opportunities Support the development of junior team members and contribute to team culture and processes What You Bring: To perform this role successfully, candidates should demonstrate the following: Bachelor's degree in Finance, Accounting, Business, STEM, or a related field - Required MBA or other advanced degree - Preferred 3+ years of relevant experience within the energy or infrastructure sector, including investment banking, corporate finance, accounting, or related fields (technical roles within energy also considered) - Required Strong understanding of corporate finance and investment banking products, with energy experience preferred Advanced proficiency in Excel and PowerPoint, including financial modeling and valuation Proven ability to manage multiple workstreams and deliver high-quality output in a fast-paced environment High ownership mindset and strong attention to detail Strong communication and interpersonal skills, with the ability to work effectively with clients and internal teams Demonstrated leadership ability and interest in mentoring junior professionals Certifications: FINRA licenses (SIE, Series 63, Series 79), or the ability to obtain within 90 days of hire It Would Be Nice for You to Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education Experience with Microsoft Office products What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $175,000.00 USD Maximum: $225,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
04/22/2026
Full time
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! Role Overview: We are seeking Investment Banking Associates who are intellectually curious, technically strong, and excited to play a meaningful role in shaping our growing franchise. You will be embedded within the Energy & Energy Transition sector coverage team, supporting execution across M&A, capital raises, strategic advisory, and leveraged finance transactions. This role offers immediate responsibility and the opportunity to operate within a collaborative, high-impact environment where initiative is valued and performance is highly visible. As part of a leading global bank with a rapidly expanding U.S. investment banking platform-particularly in Houston-you will benefit from Santander's scale and balance sheet alongside the momentum of a team in build mode. Associates will gain significant client exposure, lead key workstreams, and play an active role in developing both junior talent and the broader platform as it continues to grow. The Difference You Make: As an Associate in Investment Banking Coverage, you will build on your foundational experience by taking on increased responsibility in execution, project management, and client engagement. You will join a team with a strong track record, focused on expanding Santander's energy practice in Houston, while helping to mentor junior team members and contribute to a high-performing culture. Take a leadership role in the preparation of client presentations, pitch books, and financial analyses Manage and review financial models, valuation analyses, and transaction documentation Oversee Analysts' work, ensuring accuracy, quality, and timely delivery of materials Lead due diligence processes and coordinate across internal teams and client counterparties Actively participate in client meetings and contribute to deal discussions Conduct in-depth industry and company research to support origination and client strategy Engage directly with senior bankers and clients on live transactions and business development opportunities Support the development of junior team members and contribute to team culture and processes What You Bring: To perform this role successfully, candidates should demonstrate the following: Bachelor's degree in Finance, Accounting, Business, STEM, or a related field - Required MBA or other advanced degree - Preferred 3+ years of relevant experience within the energy or infrastructure sector, including investment banking, corporate finance, accounting, or related fields (technical roles within energy also considered) - Required Strong understanding of corporate finance and investment banking products, with energy experience preferred Advanced proficiency in Excel and PowerPoint, including financial modeling and valuation Proven ability to manage multiple workstreams and deliver high-quality output in a fast-paced environment High ownership mindset and strong attention to detail Strong communication and interpersonal skills, with the ability to work effectively with clients and internal teams Demonstrated leadership ability and interest in mentoring junior professionals Certifications: FINRA licenses (SIE, Series 63, Series 79), or the ability to obtain within 90 days of hire It Would Be Nice for You to Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education Experience with Microsoft Office products What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $175,000.00 USD Maximum: $225,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
Santander Holdings USA Inc
CIB Investment Banking Vice President, Leveraged Finance - New York
Santander Holdings USA Inc New York City, New York
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: As a Leveraged Finance Investment Banking Vice President in the Corporate Investment Bank (CIB), you will assist in the structuring, negotiating and execution or syndicated and private credit facilities for leveraged buyouts, mergers and acquisitions, dividend recapitalizations, refinancings and various other purposes. • Lead the creation of client presentation materials and pitchbooks, including all background research, analysis and drafting. Oversee the work of the junior bankers. • Manage the creation and 'own' the final product for valuation analyses including discounted cash flow; trading comparables; company comparables; and LBO analysis. Prepare committee approval requests, including and IBC. • Work directly with Capital Markets and the Coverage bankers on the syndication process, including the preparation of materials for launch, and supporting the response to investor questions. • Work directly with Capital Markets and the Coverage bankers on the syndication process, including the preparation of materials for launch, and supporting the response to investor questions. • Support the Senior Banker in negotiations with private equity sponsors and corporate clients on business terms and legal documentation, including grids, commitment / engagement letters, credit agreements, bond documents, and various other legal documentation. • Oversee the execution process for transactions to meet client expectations. • Analyze detailed corporate and financial information and conduct detailed due diligence • Adheres to compliance procedures and internal/operational risk controls in accordance with any and all applicable regulatory standards, requirements and policies. • Train the associates and analysts What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree with equivalent work experience: in Finance, Economics, Business Administration, or a related field - Required. MBA / CFA /Masters, or equivalent work experience in Finance, Economics, Business Administration, or a related field - Preferred. 6+ Years Experience in Leveraged Finance Investment Banking - Required. • Prior work experience in investment banking front office role. • Direct work experience with leveraged finance companies and understands the leveraged loan and HY bond product as well as the underlying transactions (LBO's, M&A, dividend recaps, refinances, etc.) that drive the business. • Exceptional written and verbal communications skills. • Strong quantitative and analytical skills including Excel modelling and valuation work. • Ability to work under pressure and meet tight deadlines, and have the aptitude to synthesize large amounts of information and develop innovation solutions. • Ability to manage projects independently and assume a high level of responsibility. • Ability to interact and work with clients. • Ability to coordinate and lead multiple deal teams. • Ability to assess and mitigate reputational, operational and credit risk. • Strong organizational skills and detail orientation, as well as analytical skills. • Demonstrated ability to motivate and influence others. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $275,000.00 USD Maximum: $275,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
04/22/2026
Full time
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: As a Leveraged Finance Investment Banking Vice President in the Corporate Investment Bank (CIB), you will assist in the structuring, negotiating and execution or syndicated and private credit facilities for leveraged buyouts, mergers and acquisitions, dividend recapitalizations, refinancings and various other purposes. • Lead the creation of client presentation materials and pitchbooks, including all background research, analysis and drafting. Oversee the work of the junior bankers. • Manage the creation and 'own' the final product for valuation analyses including discounted cash flow; trading comparables; company comparables; and LBO analysis. Prepare committee approval requests, including and IBC. • Work directly with Capital Markets and the Coverage bankers on the syndication process, including the preparation of materials for launch, and supporting the response to investor questions. • Work directly with Capital Markets and the Coverage bankers on the syndication process, including the preparation of materials for launch, and supporting the response to investor questions. • Support the Senior Banker in negotiations with private equity sponsors and corporate clients on business terms and legal documentation, including grids, commitment / engagement letters, credit agreements, bond documents, and various other legal documentation. • Oversee the execution process for transactions to meet client expectations. • Analyze detailed corporate and financial information and conduct detailed due diligence • Adheres to compliance procedures and internal/operational risk controls in accordance with any and all applicable regulatory standards, requirements and policies. • Train the associates and analysts What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree with equivalent work experience: in Finance, Economics, Business Administration, or a related field - Required. MBA / CFA /Masters, or equivalent work experience in Finance, Economics, Business Administration, or a related field - Preferred. 6+ Years Experience in Leveraged Finance Investment Banking - Required. • Prior work experience in investment banking front office role. • Direct work experience with leveraged finance companies and understands the leveraged loan and HY bond product as well as the underlying transactions (LBO's, M&A, dividend recaps, refinances, etc.) that drive the business. • Exceptional written and verbal communications skills. • Strong quantitative and analytical skills including Excel modelling and valuation work. • Ability to work under pressure and meet tight deadlines, and have the aptitude to synthesize large amounts of information and develop innovation solutions. • Ability to manage projects independently and assume a high level of responsibility. • Ability to interact and work with clients. • Ability to coordinate and lead multiple deal teams. • Ability to assess and mitigate reputational, operational and credit risk. • Strong organizational skills and detail orientation, as well as analytical skills. • Demonstrated ability to motivate and influence others. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $275,000.00 USD Maximum: $275,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
Senior Credit Analyst
Pacific Life Newport Beach, California
Job Description: Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead - our policyholders count on us to be there when it matters most. It's a big ask, but it's one that we have the power to deliver when we work together. We collaborate and innovate - pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it's the right thing to do. Pacific Life is more than a job, it's a career with purpose. It's a career where you have the support, balance, and resources to make a positive impact on the future - including your own. We're actively seeking a talented Senior Credit Analyst to join our Private ABS Team in Newport Beach, CA. As a Senior Analyst, you'll play a key role in Pacific Life's growth and long-term success by helping to maintain and further develop the Private ABS effort. Your role will be to help evaluate, underwrite and manage investment opportunities suitable for private securitizations to be held within Pacific Life's general account. You will fill a newly created role on a Private ABS team expected to grow to 3-4 people and that sits within a broader team of 12+ people in the Private Assets division. Your colleagues will include investment professionals across structured, corporate, infrastructure and fund finance with varying levels of tenure and expertise. Pacific Life is committed to this asset class and is looking to expand its presence and grow the Private ABS portfolio considerably. How you'll help move us forward: Work as part of the Private ABS Team in evaluating, underwriting and managing new credit opportunities across Esoteric, Commercial and Consumer Structured Products Analyze financial models and conduct sensitivity analyses based on potential market and credit outcomes Leverage existing and developing team resources to consider new and evolving asset classes Assist transaction-level document review alongside internal and external counsel Actively monitor existing portfolio investments and assets Support relationships with external parties including investment banks, other investors and rating agencies Mentoring junior analysts in the same skills to develop future leaders in PLI Private Assets Collaborating with other team members across PLI to enhance portfolio performance and achieve financial objectives The experience you bring: 2-5 years of structured credit investment experience and a 4-year degree with a relevant major (finance, accounting, economics, engineering, math, etc.) Basic knowledge of deal structures with willingness and comfort to review term sheets, indentures and other supporting deal documentation Experience in one or more structured product areas, such as ABS, RMBS, CMBS or CLOs, etc. Possession of strong communication, presentation and writing skills Familiarity with financial tools and databases, such as Bloomberg, Intex, Trepp, etc Broad understanding of financial markets and products High energy, positive attitude, collaborative and team-oriented Driven, self-motivated and intellectually inquisitive What makes you stand out: CFA, MBA and/or other advanced degrees a plus Knowledge of programming languages, e.g. Python, VBA or R Experience building analytical tools and modeling structured transactions Risk appetite in alignment with the Team's philosophy An ability and willingness to network and build strong business relationships Big-picture thinker, team player and excels working independently and managing through ambiguity You can be who you are. People come first here. We're committed to an inclusive workforce. Learn more about how we create a welcoming work environment at . What's life like at Pacific Life? Visit Base Pay Range: The base pay range noted represents the company's good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay. $124,830.00 - $152,570.00 Your Benefits Start Day 1 Your wellbeing is important to Pacific Life, and we're committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered. Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off Paid Parental Leave as well as an Adoption Assistance Program Competitive 401k savings plan with company match and an additional contribution regardless of participation You Can Be Who You Are We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential. What's life like at Pacific Life? Visit EEO Statement: Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.
04/22/2026
Full time
Job Description: Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead - our policyholders count on us to be there when it matters most. It's a big ask, but it's one that we have the power to deliver when we work together. We collaborate and innovate - pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it's the right thing to do. Pacific Life is more than a job, it's a career with purpose. It's a career where you have the support, balance, and resources to make a positive impact on the future - including your own. We're actively seeking a talented Senior Credit Analyst to join our Private ABS Team in Newport Beach, CA. As a Senior Analyst, you'll play a key role in Pacific Life's growth and long-term success by helping to maintain and further develop the Private ABS effort. Your role will be to help evaluate, underwrite and manage investment opportunities suitable for private securitizations to be held within Pacific Life's general account. You will fill a newly created role on a Private ABS team expected to grow to 3-4 people and that sits within a broader team of 12+ people in the Private Assets division. Your colleagues will include investment professionals across structured, corporate, infrastructure and fund finance with varying levels of tenure and expertise. Pacific Life is committed to this asset class and is looking to expand its presence and grow the Private ABS portfolio considerably. How you'll help move us forward: Work as part of the Private ABS Team in evaluating, underwriting and managing new credit opportunities across Esoteric, Commercial and Consumer Structured Products Analyze financial models and conduct sensitivity analyses based on potential market and credit outcomes Leverage existing and developing team resources to consider new and evolving asset classes Assist transaction-level document review alongside internal and external counsel Actively monitor existing portfolio investments and assets Support relationships with external parties including investment banks, other investors and rating agencies Mentoring junior analysts in the same skills to develop future leaders in PLI Private Assets Collaborating with other team members across PLI to enhance portfolio performance and achieve financial objectives The experience you bring: 2-5 years of structured credit investment experience and a 4-year degree with a relevant major (finance, accounting, economics, engineering, math, etc.) Basic knowledge of deal structures with willingness and comfort to review term sheets, indentures and other supporting deal documentation Experience in one or more structured product areas, such as ABS, RMBS, CMBS or CLOs, etc. Possession of strong communication, presentation and writing skills Familiarity with financial tools and databases, such as Bloomberg, Intex, Trepp, etc Broad understanding of financial markets and products High energy, positive attitude, collaborative and team-oriented Driven, self-motivated and intellectually inquisitive What makes you stand out: CFA, MBA and/or other advanced degrees a plus Knowledge of programming languages, e.g. Python, VBA or R Experience building analytical tools and modeling structured transactions Risk appetite in alignment with the Team's philosophy An ability and willingness to network and build strong business relationships Big-picture thinker, team player and excels working independently and managing through ambiguity You can be who you are. People come first here. We're committed to an inclusive workforce. Learn more about how we create a welcoming work environment at . What's life like at Pacific Life? Visit Base Pay Range: The base pay range noted represents the company's good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay. $124,830.00 - $152,570.00 Your Benefits Start Day 1 Your wellbeing is important to Pacific Life, and we're committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered. Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off Paid Parental Leave as well as an Adoption Assistance Program Competitive 401k savings plan with company match and an additional contribution regardless of participation You Can Be Who You Are We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential. What's life like at Pacific Life? Visit EEO Statement: Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.
Santander Holdings USA Inc
CIB, FIG Associate, Investment Banking
Santander Holdings USA Inc New York City, New York
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: As a CIB, FIG Associate in Investment Banking Coverage, you will build on the foundational skills developed as an Analyst, with increased responsibilities in project management and client interaction. Associates continue to participate in structured training while taking a more active role in deal execution and mentoring junior staff. Participate in advanced training programs to further develop technical expertise and leadership skills. Take a leadership role in the preparation of client presentations, pitch books, and financial analysis. Manage and review financial models, valuation analyses, and transaction documentation. Oversee Analysts' work and ensure accuracy in deliverables. Actively participate in client meetings and deal discussions. Contribute to deal structuring and negotiation processes. Support senior bankers in identifying and pursuing new business opportunities. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree or equivalent: in Finance, Business or equivalent degree - Required. Master's Degree/ MBA: MBA - Preferred. 3+ Years Finance, Business or related field/sector - Required. Demonstrated knowledge of corporate finance and investment banking products, with a preference to experience in sector . Expert knowledge of Excel and PowerPoint with advanced financial modeling skills. Strong communication and interpersonal skills. Team player and self-starter. Strong technical financial modeling and valuation skills. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $175,000.00 USD Maximum: $225,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
04/22/2026
Full time
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: As a CIB, FIG Associate in Investment Banking Coverage, you will build on the foundational skills developed as an Analyst, with increased responsibilities in project management and client interaction. Associates continue to participate in structured training while taking a more active role in deal execution and mentoring junior staff. Participate in advanced training programs to further develop technical expertise and leadership skills. Take a leadership role in the preparation of client presentations, pitch books, and financial analysis. Manage and review financial models, valuation analyses, and transaction documentation. Oversee Analysts' work and ensure accuracy in deliverables. Actively participate in client meetings and deal discussions. Contribute to deal structuring and negotiation processes. Support senior bankers in identifying and pursuing new business opportunities. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree or equivalent: in Finance, Business or equivalent degree - Required. Master's Degree/ MBA: MBA - Preferred. 3+ Years Finance, Business or related field/sector - Required. Demonstrated knowledge of corporate finance and investment banking products, with a preference to experience in sector . Expert knowledge of Excel and PowerPoint with advanced financial modeling skills. Strong communication and interpersonal skills. Team player and self-starter. Strong technical financial modeling and valuation skills. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $175,000.00 USD Maximum: $225,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
Santander Holdings USA Inc
Investment Banking Associate - Los Angeles Generalist (Financial Sponsors, REGAL, Industrials)
Santander Holdings USA Inc Los Angeles, California
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: As an Associate in Santander's Los Angeles Investment Banking coverage team, your responsibilities will span a wide range of quantitative and qualitative skills, with strong emphasis on project management, mentorship of junior staff and client interaction. Associates will develop technical mastery and deal execution skills across all investment banking products including M&A, LevFin and ECM while building a robust professional network, both internally and externally. Essential Functions/Responsibility Statements: Support senior bankers in identifying and pursuing new business opportunities across three coverage groups: Financial Sponsors, Real Estate, Gaming, Lodging & Leisure ("REGAL") and Industrial Services. Drive execution process across the entire transaction lifecycle, from initial deal origination through closing. Prepare client presentations, pitch books and financial analyses including the development, management and review of financial models, valuation analyses and transaction documentation. Ensure accuracy in deliverables while adhering to execution timelines. Mentor Analysts and support talent development initiatives. Actively participate in client meetings and deal discussions. Adhere to compliance procedures and internal/operational risk controls in accordance with all applicable regulatory standards, requirements and policies Qualifications: To perform this job successfully, an individual must be able to perform each essential function to a high standard of excellence. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's degree or equivalent: in Finance, Business or equivalent degree - Required. Master's Degree / MBA - Preferred. Work Experience: 3+ Years Finance, Business or related field/sector - Required. Skills and Abilities: Demonstrated knowledge of corporate finance and investment banking products, with a preference for experience in Financial Sponsors, Real Estate, Gaming, Lodging & Leisure ("REGAL") and / or Industrial Services. Expert knowledge of Excel and PowerPoint with advanced financial modeling and valuation skills. Strong communication and interpersonal skills. Team player and self-starter. Strong interest and knowledge of AI tools and capabilities preferred. Certifications: Active FINRA Licenses 7 and 63 required at or shortly upon start date. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $175,000.00 USD Maximum: $225,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
04/21/2026
Full time
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: As an Associate in Santander's Los Angeles Investment Banking coverage team, your responsibilities will span a wide range of quantitative and qualitative skills, with strong emphasis on project management, mentorship of junior staff and client interaction. Associates will develop technical mastery and deal execution skills across all investment banking products including M&A, LevFin and ECM while building a robust professional network, both internally and externally. Essential Functions/Responsibility Statements: Support senior bankers in identifying and pursuing new business opportunities across three coverage groups: Financial Sponsors, Real Estate, Gaming, Lodging & Leisure ("REGAL") and Industrial Services. Drive execution process across the entire transaction lifecycle, from initial deal origination through closing. Prepare client presentations, pitch books and financial analyses including the development, management and review of financial models, valuation analyses and transaction documentation. Ensure accuracy in deliverables while adhering to execution timelines. Mentor Analysts and support talent development initiatives. Actively participate in client meetings and deal discussions. Adhere to compliance procedures and internal/operational risk controls in accordance with all applicable regulatory standards, requirements and policies Qualifications: To perform this job successfully, an individual must be able to perform each essential function to a high standard of excellence. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's degree or equivalent: in Finance, Business or equivalent degree - Required. Master's Degree / MBA - Preferred. Work Experience: 3+ Years Finance, Business or related field/sector - Required. Skills and Abilities: Demonstrated knowledge of corporate finance and investment banking products, with a preference for experience in Financial Sponsors, Real Estate, Gaming, Lodging & Leisure ("REGAL") and / or Industrial Services. Expert knowledge of Excel and PowerPoint with advanced financial modeling and valuation skills. Strong communication and interpersonal skills. Team player and self-starter. Strong interest and knowledge of AI tools and capabilities preferred. Certifications: Active FINRA Licenses 7 and 63 required at or shortly upon start date. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $175,000.00 USD Maximum: $225,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
Sr. Commercial Credit Analyst
North Easton Savings Bank South Easton, Massachusetts
Description: Based in our Main Office in South Easton, MA, the Sr. Commercial Credit Analyst is responsible for analyzing credit information for granting credit on current and potential commercial borrowers for a variety of diversified loans. Essential Job Responsibilities The essential functions include, but are not limited to the following: Spreads and analyzes financial statements and presents credit recommendations both verbally and in writing. Works directly with Commercial Lenders to prepare approval memos, renewal requests and loan modifications of the highest complexity with little to no oversight. Assists in the protection of asset quality of the commercial portfolio by preparing annual reviews on commercial relationships of the highest complexity Maintains tickler systems within the Loan Origination platform to ensure accurate recordkeeping. Assists in monitoring requests for and receipt of all borrowers' financial statements. Orders, receives, tracks, and reviews appraisals and environmental reports. Prepares a variety of standard reports on a consistent and as-needed basis. Provides suggestions on report enhancements. Prepares credit history comments summarizing loans quarterly as needed. Provides the highest level of service and responsiveness to the customers served by the Bank. Perform all duties in accordance with prescribed regulatory compliance guidelines, established Bank policies, strategies, and procedures. Mentor & train junior team members. Requirements: Knowledge, Skills & Work Experience Bachelor's Degree in Finance/Accounting or related field required. Minimum three (3) to five (5) years of direct commercial credit analysis experience coupled with formal credit training required. Proven experience successfully completing the most complex credit analysis without managerial guidance and little to no corrections. Proficient with Microsoft Office applications (Word, Excel, PowerPoint). Proficient with financial spreading software, commercial software applications and banking core data platforms required. Excellent verbal and written communication skills. Proficient in multi-tasking within a team-oriented environment with a strong focus on customer service while maintaining the ability to deliver finished products within a predetermined timeframe. Interacts effectively with customers and responds to sensitive inquiries or complaints with tact and professionalism. Possesses outstanding quantitative and analytical skills including the ability to read, analyze, and interpret complex documents and calculate figures and amounts such as discount rates, interest rates, commissions, proportions, percentages, and ratios. Solid understanding of accounting principles and federal tax reporting. Ability to define problems, collect data, establish facts, think critically, solve problems, approach issues with an analytical mindset and draw valid conclusions. The pay range for this position is based on the lowest to highest salary we reasonably and in good faith expect to pay for this position at the time of this posting. Actual pay will depend upon several factors including, but not limited to, relevant education, qualifications, certifications, experience, business or organizational needs, affordability and market pay. The posted range may be modified in the future as market data or organizational priorities change. Physical Demands This position is an office-based position in terms of physical demand. Employees are expected to be able to operate their fingers and hands to perform functions such as typing, writing, and filing. Employees must also be able to move throughout the office with ease while also being able to sit for extended periods of time. Employees must be able to see and hear in an office setting that does include much noise going on around one's workspace. While this job is mainly clerical, there are instances in which employees must be able to transport up to 20 pounds. Note The above is a description of the ordinary duties of the position. It should be expected that from time-to-time other duties (both related and unrelated to the above) may be assigned and are therefore required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This position is not subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. North Easton Savings Bank is dedicated to being an equal opportunity workplace. To reach and maintain this goal, the Bank strictly prohibits harassment and discrimination based on gender, sex, race, ethnic background, age, physical disability, mental disability, and anything else protected by law. North Easton Savings Bank welcomes diversity and we believe that diversity is the root of successful teams and an overall successful workplace. NESB123 Compensation details: 00 Yearly Salary PI4a336fd5cebf-4968
04/20/2026
Full time
Description: Based in our Main Office in South Easton, MA, the Sr. Commercial Credit Analyst is responsible for analyzing credit information for granting credit on current and potential commercial borrowers for a variety of diversified loans. Essential Job Responsibilities The essential functions include, but are not limited to the following: Spreads and analyzes financial statements and presents credit recommendations both verbally and in writing. Works directly with Commercial Lenders to prepare approval memos, renewal requests and loan modifications of the highest complexity with little to no oversight. Assists in the protection of asset quality of the commercial portfolio by preparing annual reviews on commercial relationships of the highest complexity Maintains tickler systems within the Loan Origination platform to ensure accurate recordkeeping. Assists in monitoring requests for and receipt of all borrowers' financial statements. Orders, receives, tracks, and reviews appraisals and environmental reports. Prepares a variety of standard reports on a consistent and as-needed basis. Provides suggestions on report enhancements. Prepares credit history comments summarizing loans quarterly as needed. Provides the highest level of service and responsiveness to the customers served by the Bank. Perform all duties in accordance with prescribed regulatory compliance guidelines, established Bank policies, strategies, and procedures. Mentor & train junior team members. Requirements: Knowledge, Skills & Work Experience Bachelor's Degree in Finance/Accounting or related field required. Minimum three (3) to five (5) years of direct commercial credit analysis experience coupled with formal credit training required. Proven experience successfully completing the most complex credit analysis without managerial guidance and little to no corrections. Proficient with Microsoft Office applications (Word, Excel, PowerPoint). Proficient with financial spreading software, commercial software applications and banking core data platforms required. Excellent verbal and written communication skills. Proficient in multi-tasking within a team-oriented environment with a strong focus on customer service while maintaining the ability to deliver finished products within a predetermined timeframe. Interacts effectively with customers and responds to sensitive inquiries or complaints with tact and professionalism. Possesses outstanding quantitative and analytical skills including the ability to read, analyze, and interpret complex documents and calculate figures and amounts such as discount rates, interest rates, commissions, proportions, percentages, and ratios. Solid understanding of accounting principles and federal tax reporting. Ability to define problems, collect data, establish facts, think critically, solve problems, approach issues with an analytical mindset and draw valid conclusions. The pay range for this position is based on the lowest to highest salary we reasonably and in good faith expect to pay for this position at the time of this posting. Actual pay will depend upon several factors including, but not limited to, relevant education, qualifications, certifications, experience, business or organizational needs, affordability and market pay. The posted range may be modified in the future as market data or organizational priorities change. Physical Demands This position is an office-based position in terms of physical demand. Employees are expected to be able to operate their fingers and hands to perform functions such as typing, writing, and filing. Employees must also be able to move throughout the office with ease while also being able to sit for extended periods of time. Employees must be able to see and hear in an office setting that does include much noise going on around one's workspace. While this job is mainly clerical, there are instances in which employees must be able to transport up to 20 pounds. Note The above is a description of the ordinary duties of the position. It should be expected that from time-to-time other duties (both related and unrelated to the above) may be assigned and are therefore required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This position is not subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. North Easton Savings Bank is dedicated to being an equal opportunity workplace. To reach and maintain this goal, the Bank strictly prohibits harassment and discrimination based on gender, sex, race, ethnic background, age, physical disability, mental disability, and anything else protected by law. North Easton Savings Bank welcomes diversity and we believe that diversity is the root of successful teams and an overall successful workplace. NESB123 Compensation details: 00 Yearly Salary PI4a336fd5cebf-4968
Senior Production Controller Logistician
Bowhead / UIC Technical Services Crane, Indiana
Overview Senior Production Controller Logistician (F-24905): Bowhead seeks a Logistician to join our team in Crane, IN. The Logisticians are responsible for managing a product's life cycle from design to disposal and must be able to develop, adjust and carry out logistical plans related to various products. Logisticians are required to properly allocate materials, supplies and products to ensure the success of the contract and must have excellent communication and problem solving skills. The Logisticians must also keep accurate and complete record and be able to work in a fast-paced environment requiring excellent organizational skills. Responsibilities Essential functions will include: Develop and maintain desk guides for production control, Bill of Materials (BOMs), Operational Material and Supplies (OM&S) processes and procedures. Mentor junior and senior contractor personnel on SWMS, 1348's, OM&S, 1149's, DR's, DLTS/WAWF, BOM's, and ERP. Develop weekly, bi-weekly, and quarterly schedules and reports regarding workflow, through put, capability and capacities for WR and NAVSUP workload. Schedule and lead bi-weekly production meetings with technicians, task lead and management team. Provide detailed reports (work completed, remaining workload, technician that is supporting, work completion date and or planned work completion date) to management and task lead. Manage Fleet Support Tracker Incorporate Risk Management mythologies to proactively manage projects and present reports to task lead, management team and customers Work collectively with task lead, management and financial analyst to track and report earned value for multiple projects within the branch. Develop, review, and edit cost quotes for current and future workload utilizing data from Supply Workload Management System (SWMS) and BOM's. Schedule and present quotes to management Other duties as assigned Qualifications High school diploma required. An Associate's degree is desired or a minimum of at least five (5+) years of experience however additional experience may be substituted for formal education for highly qualified candidates. An understanding an application of logistics principles, concepts, practices and standards. Knowledge of industry practices an application to government practices. Access to Web Visual Logistics Information Processing System (WEBVLIPS), NAVICP Supply Support Programs (NSSP), Logistics Management Systems (LMS21) SharePoint, Integrated Product Data Management (IPDM), ERP, Navy One Touch, IHS Haystack Gold, Web Federal Logistics Information System (WEBFLIS), DoD Fedmall, Shop Workload Management System (SWMS) and WXP shared site. Good organizational skills,proficient in Microsoft products,Good communication skills Intermediate to advanced level skills in Microsoft Office software suite - Word, Excel, Outlook, PowerPoint Ability to communicate effectively with all levels of employees and outside contacts Strong interpersonal skills and good judgment with the ability to work alone or as part of a team Physical Demands: Must be able to lift up to 25 pounds Must be able to stand and walk for prolonged amounts of time Must be able to twist, bend and squat periodically SECURITY CLEARANCE REQUIREMENTS: Must be able to obtain a security clearance at the Secret level. US Citizenship is a requirement for Secret clearance at this location.
04/17/2026
Full time
Overview Senior Production Controller Logistician (F-24905): Bowhead seeks a Logistician to join our team in Crane, IN. The Logisticians are responsible for managing a product's life cycle from design to disposal and must be able to develop, adjust and carry out logistical plans related to various products. Logisticians are required to properly allocate materials, supplies and products to ensure the success of the contract and must have excellent communication and problem solving skills. The Logisticians must also keep accurate and complete record and be able to work in a fast-paced environment requiring excellent organizational skills. Responsibilities Essential functions will include: Develop and maintain desk guides for production control, Bill of Materials (BOMs), Operational Material and Supplies (OM&S) processes and procedures. Mentor junior and senior contractor personnel on SWMS, 1348's, OM&S, 1149's, DR's, DLTS/WAWF, BOM's, and ERP. Develop weekly, bi-weekly, and quarterly schedules and reports regarding workflow, through put, capability and capacities for WR and NAVSUP workload. Schedule and lead bi-weekly production meetings with technicians, task lead and management team. Provide detailed reports (work completed, remaining workload, technician that is supporting, work completion date and or planned work completion date) to management and task lead. Manage Fleet Support Tracker Incorporate Risk Management mythologies to proactively manage projects and present reports to task lead, management team and customers Work collectively with task lead, management and financial analyst to track and report earned value for multiple projects within the branch. Develop, review, and edit cost quotes for current and future workload utilizing data from Supply Workload Management System (SWMS) and BOM's. Schedule and present quotes to management Other duties as assigned Qualifications High school diploma required. An Associate's degree is desired or a minimum of at least five (5+) years of experience however additional experience may be substituted for formal education for highly qualified candidates. An understanding an application of logistics principles, concepts, practices and standards. Knowledge of industry practices an application to government practices. Access to Web Visual Logistics Information Processing System (WEBVLIPS), NAVICP Supply Support Programs (NSSP), Logistics Management Systems (LMS21) SharePoint, Integrated Product Data Management (IPDM), ERP, Navy One Touch, IHS Haystack Gold, Web Federal Logistics Information System (WEBFLIS), DoD Fedmall, Shop Workload Management System (SWMS) and WXP shared site. Good organizational skills,proficient in Microsoft products,Good communication skills Intermediate to advanced level skills in Microsoft Office software suite - Word, Excel, Outlook, PowerPoint Ability to communicate effectively with all levels of employees and outside contacts Strong interpersonal skills and good judgment with the ability to work alone or as part of a team Physical Demands: Must be able to lift up to 25 pounds Must be able to stand and walk for prolonged amounts of time Must be able to twist, bend and squat periodically SECURITY CLEARANCE REQUIREMENTS: Must be able to obtain a security clearance at the Secret level. US Citizenship is a requirement for Secret clearance at this location.
Christus Health
Epic Analyst- Grand Central/Prelude/Real Time Eligibility
Christus Health Irving, Texas
Description Summary: The Application System Analyst II serves as a liaison between system end-users (customers), operational leaders, additional support resources and vendors to design, build and optimize their assigned applications in a timely and high-quality manner. The Systems Analyst II will provide application support and optimization. They work closely with the Service Desk to assist in responding to service requests. The Application System Analyst II must be able to analyze business issues/requirements and workflows and apply their application knowledge to meet operational and organizational needs. Project implementation responsibilities include collaborating with customers contributing to the analysis, testing, and documentation and implementation of medium to high complexity activities of assigned software. This position must possess sufficient detailed healthcare knowledge and systems expertise to implement medium to high complexity assigned application with minimal guidance. The Associate must be a self-motivated individual with exceptional communication and interpersonal skills and the ability to work well in team environments. Responsibilities: Analyze, develop, test, document, educate, implement, support, and maintain or optimize assigned applications, solutions and business processes to meet operational and technical requirements. Collaborates across project borders with other teams. Thinks outside the box and proposes practical solutions to issues. Provides oversight and project management to assigned tasks. Demonstrates a solid/working level of subject matter expertise in providing support to projects, customers, and other teams, while proactively working to improve and obtain new expertise in application/system in assigned areas. Utilizes application training, application web site and application resource materials regularly and effectively and is able guide newer team members in utilizing these resources. Thorough knowledge and understanding of operations, can proactively identify opportunities to enhance customer usability, efficiency and/or experience. Represents user needs and expectations in larger, more complex system updates and enhancements. Provides clear and organized status reporting on key project areas to be used as external communications to stakeholders. Performs working level process and requirement analysis, including process mapping though current flow charts, documents, future needs/plans, requirement elicitation, stakeholder analysis, and specification gathering to deliver cross team solutions. Responsible for completing working level gap analysis, and providing recommendations. Able to clearly articulate complex design, configuration issues to end users and project stakeholders. Maintains relationship with end user leadership post-engagement. Proactively addresses end user conflicts. Contributes to strategy discussions by identifying options with associated pros and cons with team members. Facilitates making timely decisions; makes sound decisions even in the absence of complete information. Recognizes when a quick 80% resolution will suffice. Adhere to organization standards for system configuration and change control. Strong technical proficiency in application-specific design and configuration. Ability to clearly articulate and communicate core design, configuration concepts to end users. Able to independently analyze, design, and configure the application. Able to teach design, configuration concepts to new team members. Collaborate and develop strong relationships with end user communities, customers and business partners. Collaborate with Operational Leaders to focus on standardized best practice workflow processes and content to ensure alignment across all ministries, to create efficiencies, and to ensure optimal operational processes. Coordinates code changes with appropriate vendor related to financial and business application issues. Collaborates with Technical Team to identify and infrastructure related issues that have resulted in application issues. Share industry best practices from vendors with Operational Leaders. Demonstrates increasing technical knowledge of the assigned application including relationships of infrastructure and impact to user if unavailable. Serves as a liaison between business operations and providers, internal information technology, system users and vendors working within the defined project objectives for issue and problem resolution. Follows strict change management processes ensuring proper approval, testing, and validation of system changes. Written documentation delivered to end users and leadership shows consistency and attentive review. Is a team player and able to proactively communicate issues and concepts to project leadership. Associate periodically reviews and auto-corrects his/her skills, habits, work ethic, and behaviors and manages his/her work in an effective and agreeable way among peers. Associate is sensitive and aware of how others perceive them and take care to ensure smooth and effective working relationships and environments. Proactively and independently troubleshoot and resolve moderate incidents and requests without direction. Maintains high standards for quality of work for self and others. Provides oversight and feedback on team member design, configuration and deliverables. Manages medium complexity projects/requests. Collaborates with team members as needed. Proactively evaluates all new release and functionality of applications. Complete in a timely manner assigned courses within Healthstream, other electronic tracking tools for educational related material or attend presentations in person as assigned. Ensure the services that he/she provides contribute to the successful accomplishment of the primary mission of the department. Escalates when SLAs are breached or appropriate vendor action is not occurring. May be required to travel to perform duties. May be required to work additional hours as needed during critical problems. Assist in preparation and conducting of continuing formal or informal training session for users and co-workers. Identifies and seizes new opportunities, displays can-do attitude in good and bad times and steps up to handle tough issues. Performs other duties as assigned. Requirements: Associates or Bachelor's degree preferred with a focus in healthcare, business, or information systems. Ability to present complex data in meaningful method, i.e., charts, graphs Ability to adjust to and implement change Problem Solving skills Multitasking skills Work as a team member Proficient in Microsoft applications including Word, Excel, and PowerPoint Excellent customer service skills Highly effective written and verbal communication and interpersonal skills to establish working relationships that foster optimal quality teamwork and education Strong organizational skills in managing multiple priorities 3+ Years of experience 2+ years within healthcare, business, or information systems Solves moderate incidents without direction Develops new functionality for requests with little direction Works in a team setting, sharing information and assisting other junior level team members Possesses detailed healthcare knowledge and systems expertise Makes decisions regarding own work on primarily routine cases Works under minimal supervision, uses independent judgment requiring analysis of variable factors Collaborates with senior team members to develop approaches and solutions Mentors and may train team members within own functional or application Associated certifications on area of focus, preferred For Epic Analysts: Certified or proficient in assigned Epic module (must be obtained within 6 months of employment date) Certifications or Proficiencies must stay current by maintaining new version training Work Type: Full Time
04/17/2026
Full time
Description Summary: The Application System Analyst II serves as a liaison between system end-users (customers), operational leaders, additional support resources and vendors to design, build and optimize their assigned applications in a timely and high-quality manner. The Systems Analyst II will provide application support and optimization. They work closely with the Service Desk to assist in responding to service requests. The Application System Analyst II must be able to analyze business issues/requirements and workflows and apply their application knowledge to meet operational and organizational needs. Project implementation responsibilities include collaborating with customers contributing to the analysis, testing, and documentation and implementation of medium to high complexity activities of assigned software. This position must possess sufficient detailed healthcare knowledge and systems expertise to implement medium to high complexity assigned application with minimal guidance. The Associate must be a self-motivated individual with exceptional communication and interpersonal skills and the ability to work well in team environments. Responsibilities: Analyze, develop, test, document, educate, implement, support, and maintain or optimize assigned applications, solutions and business processes to meet operational and technical requirements. Collaborates across project borders with other teams. Thinks outside the box and proposes practical solutions to issues. Provides oversight and project management to assigned tasks. Demonstrates a solid/working level of subject matter expertise in providing support to projects, customers, and other teams, while proactively working to improve and obtain new expertise in application/system in assigned areas. Utilizes application training, application web site and application resource materials regularly and effectively and is able guide newer team members in utilizing these resources. Thorough knowledge and understanding of operations, can proactively identify opportunities to enhance customer usability, efficiency and/or experience. Represents user needs and expectations in larger, more complex system updates and enhancements. Provides clear and organized status reporting on key project areas to be used as external communications to stakeholders. Performs working level process and requirement analysis, including process mapping though current flow charts, documents, future needs/plans, requirement elicitation, stakeholder analysis, and specification gathering to deliver cross team solutions. Responsible for completing working level gap analysis, and providing recommendations. Able to clearly articulate complex design, configuration issues to end users and project stakeholders. Maintains relationship with end user leadership post-engagement. Proactively addresses end user conflicts. Contributes to strategy discussions by identifying options with associated pros and cons with team members. Facilitates making timely decisions; makes sound decisions even in the absence of complete information. Recognizes when a quick 80% resolution will suffice. Adhere to organization standards for system configuration and change control. Strong technical proficiency in application-specific design and configuration. Ability to clearly articulate and communicate core design, configuration concepts to end users. Able to independently analyze, design, and configure the application. Able to teach design, configuration concepts to new team members. Collaborate and develop strong relationships with end user communities, customers and business partners. Collaborate with Operational Leaders to focus on standardized best practice workflow processes and content to ensure alignment across all ministries, to create efficiencies, and to ensure optimal operational processes. Coordinates code changes with appropriate vendor related to financial and business application issues. Collaborates with Technical Team to identify and infrastructure related issues that have resulted in application issues. Share industry best practices from vendors with Operational Leaders. Demonstrates increasing technical knowledge of the assigned application including relationships of infrastructure and impact to user if unavailable. Serves as a liaison between business operations and providers, internal information technology, system users and vendors working within the defined project objectives for issue and problem resolution. Follows strict change management processes ensuring proper approval, testing, and validation of system changes. Written documentation delivered to end users and leadership shows consistency and attentive review. Is a team player and able to proactively communicate issues and concepts to project leadership. Associate periodically reviews and auto-corrects his/her skills, habits, work ethic, and behaviors and manages his/her work in an effective and agreeable way among peers. Associate is sensitive and aware of how others perceive them and take care to ensure smooth and effective working relationships and environments. Proactively and independently troubleshoot and resolve moderate incidents and requests without direction. Maintains high standards for quality of work for self and others. Provides oversight and feedback on team member design, configuration and deliverables. Manages medium complexity projects/requests. Collaborates with team members as needed. Proactively evaluates all new release and functionality of applications. Complete in a timely manner assigned courses within Healthstream, other electronic tracking tools for educational related material or attend presentations in person as assigned. Ensure the services that he/she provides contribute to the successful accomplishment of the primary mission of the department. Escalates when SLAs are breached or appropriate vendor action is not occurring. May be required to travel to perform duties. May be required to work additional hours as needed during critical problems. Assist in preparation and conducting of continuing formal or informal training session for users and co-workers. Identifies and seizes new opportunities, displays can-do attitude in good and bad times and steps up to handle tough issues. Performs other duties as assigned. Requirements: Associates or Bachelor's degree preferred with a focus in healthcare, business, or information systems. Ability to present complex data in meaningful method, i.e., charts, graphs Ability to adjust to and implement change Problem Solving skills Multitasking skills Work as a team member Proficient in Microsoft applications including Word, Excel, and PowerPoint Excellent customer service skills Highly effective written and verbal communication and interpersonal skills to establish working relationships that foster optimal quality teamwork and education Strong organizational skills in managing multiple priorities 3+ Years of experience 2+ years within healthcare, business, or information systems Solves moderate incidents without direction Develops new functionality for requests with little direction Works in a team setting, sharing information and assisting other junior level team members Possesses detailed healthcare knowledge and systems expertise Makes decisions regarding own work on primarily routine cases Works under minimal supervision, uses independent judgment requiring analysis of variable factors Collaborates with senior team members to develop approaches and solutions Mentors and may train team members within own functional or application Associated certifications on area of focus, preferred For Epic Analysts: Certified or proficient in assigned Epic module (must be obtained within 6 months of employment date) Certifications or Proficiencies must stay current by maintaining new version training Work Type: Full Time

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