Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "Well Life" approach to supporting employees' career aspirations, work-life balance, and mental and physical health. We ranked on the 2023 LinkedIn Top Companies list - and among financial services companies - as the best workplace "to grow your career" in the U.S. We're especially proud of our tangible, meaningful commitment to diversity, equity, and inclusion in the workplace. When it comes to employees' financial health, we offer competitive salaries and generous benefits package. Apply today. About this role: Wells Fargo is seeking an Associate Personal Banker (SAFE) for our National Branch Network as part of the Consumer, Small & Business Banking division. Learn more about the career areas and business divisions at Required Qualifications: 6+ months of interacting with customers experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Customer service focus with experience handling complex transactions across multiple systems Experience proactively engaging with customers through outreach via phone or email Ability to educate and connect customer to technology and share the value of mobile banking options Ability to help customers succeed financially by offering introductions to additional team members as appropriate Experience working with others on a team to meet customer needs Experience fostering and developing strong customer relationships Ability to build strong relationships with internal partners Ability to follow policies, procedures, and regulations Ability to identify potential fraud/risky accounts and take appropriate action to prevent loss Ability to interact with integrity and professionalism with customers and team members Relevant military experience including working with military protocol and instructions, enlisted evaluations, officer/leadership reporting Relevant military experience including working in personnel benefits management, processing military personnel orders or transitions, wartime readiness operations, human resources or military recruiting Proficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues Support customers and employees in resolving or escalating concerns or complaints Job Expectations: Ability to work weekends and holidays as needed or scheduled Maintains cash drawer, cash handling and balancing and spends time completing service-related tasks as needed This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website ( ) provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary This position is not eligible for Visa sponsorship Posting Location(s): 2055 Chestnut St San Francisco, CA 94123
04/27/2024
Full time
Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "Well Life" approach to supporting employees' career aspirations, work-life balance, and mental and physical health. We ranked on the 2023 LinkedIn Top Companies list - and among financial services companies - as the best workplace "to grow your career" in the U.S. We're especially proud of our tangible, meaningful commitment to diversity, equity, and inclusion in the workplace. When it comes to employees' financial health, we offer competitive salaries and generous benefits package. Apply today. About this role: Wells Fargo is seeking an Associate Personal Banker (SAFE) for our National Branch Network as part of the Consumer, Small & Business Banking division. Learn more about the career areas and business divisions at Required Qualifications: 6+ months of interacting with customers experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Customer service focus with experience handling complex transactions across multiple systems Experience proactively engaging with customers through outreach via phone or email Ability to educate and connect customer to technology and share the value of mobile banking options Ability to help customers succeed financially by offering introductions to additional team members as appropriate Experience working with others on a team to meet customer needs Experience fostering and developing strong customer relationships Ability to build strong relationships with internal partners Ability to follow policies, procedures, and regulations Ability to identify potential fraud/risky accounts and take appropriate action to prevent loss Ability to interact with integrity and professionalism with customers and team members Relevant military experience including working with military protocol and instructions, enlisted evaluations, officer/leadership reporting Relevant military experience including working in personnel benefits management, processing military personnel orders or transitions, wartime readiness operations, human resources or military recruiting Proficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues Support customers and employees in resolving or escalating concerns or complaints Job Expectations: Ability to work weekends and holidays as needed or scheduled Maintains cash drawer, cash handling and balancing and spends time completing service-related tasks as needed This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website ( ) provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary This position is not eligible for Visa sponsorship Posting Location(s): 2055 Chestnut St San Francisco, CA 94123
Location : On site at location listed in job posting. Summary Do you want to help people in one of the biggest purchases of their lives? Being a mortgage loan officer is a meaningful role for you to assist both first-time and seasoned homebuyers with real estate transactions. This role puts you in the driver's seat to build a great team and establish good rapport with new and existing clients in the area. Develop business relationships, get involved in the community, and realize your success by joining the Mortgage team. There are very few career options that are as lucrative as a mortgage loan officer. You'll have the opportunity to achieve extraordinary income that is well into six figures based on your personal production. ESSENTIAL DUTIES AND RESPONSIBILITIES : Responsible for soliciting and servicing a variety of residential mortgage loans. Interviews applicants, collects financial data and documents, and makes recommendations regarding the loan products that best meet the borrower's needs. Assists buyers in the purchase process through closing. Make external and internal sales calls. Comply with regulatory, secondary market and bank policies and guidelines. All other duties as assigned. QUALIFICATIONS : To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: High school diploma or GED with some college preferred and at least 2 years of experience or equivalent combination of education and experience. Working knowledge of real estate loan documentation preferred. Working knowledge of lending regulations preferred. About Us First Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately 7,300 associates and 418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. Benefit Highlights • Medical with wellness incentives, dental, and vision • HSA with company match • Maternity and parental leave • Tuition reimbursement • Mentor program • 401(k) with 6% match • More Corporate Diversity Commitment: We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do. Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
04/25/2024
Full time
Location : On site at location listed in job posting. Summary Do you want to help people in one of the biggest purchases of their lives? Being a mortgage loan officer is a meaningful role for you to assist both first-time and seasoned homebuyers with real estate transactions. This role puts you in the driver's seat to build a great team and establish good rapport with new and existing clients in the area. Develop business relationships, get involved in the community, and realize your success by joining the Mortgage team. There are very few career options that are as lucrative as a mortgage loan officer. You'll have the opportunity to achieve extraordinary income that is well into six figures based on your personal production. ESSENTIAL DUTIES AND RESPONSIBILITIES : Responsible for soliciting and servicing a variety of residential mortgage loans. Interviews applicants, collects financial data and documents, and makes recommendations regarding the loan products that best meet the borrower's needs. Assists buyers in the purchase process through closing. Make external and internal sales calls. Comply with regulatory, secondary market and bank policies and guidelines. All other duties as assigned. QUALIFICATIONS : To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: High school diploma or GED with some college preferred and at least 2 years of experience or equivalent combination of education and experience. Working knowledge of real estate loan documentation preferred. Working knowledge of lending regulations preferred. About Us First Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately 7,300 associates and 418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. Benefit Highlights • Medical with wellness incentives, dental, and vision • HSA with company match • Maternity and parental leave • Tuition reimbursement • Mentor program • 401(k) with 6% match • More Corporate Diversity Commitment: We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do. Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
Location: On site at location listed in job posting. Summary Do you want to help people in one of the biggest purchases of their lives? Being a mortgage loan officer is a meaningful role for you to assist both first-time and seasoned homebuyers with real estate transactions. This role puts you in the driver's seat to build a great team and establish good rapport with new and existing clients in the area. Develop business relationships, get involved in the community, and realize your success by joining the Mortgage team. There are very few career options that are as lucrative as a mortgage loan officer. You'll have the opportunity to achieve extraordinary income that is well into six figures based on your personal production. ESSENTIAL DUTIES AND RESPONSIBILITIES: Responsible for soliciting and servicing a variety of residential mortgage loans. Interviews applicants, collects financial data and documents, and makes recommendations regarding the loan products that best meet the borrower's needs. Assists buyers in the purchase process through closing. Make external and internal sales calls. Comply with regulatory, secondary market and bank policies and guidelines. All other duties as assigned. QUALIFICATIONS : To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: High school diploma or GED with some college preferred and at least 2 years of experience or equivalent combination of education and experience. Working knowledge of real estate loan documentation preferred. Working knowledge of lending regulations preferred. About Us First Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately 7,300 associates and 418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. Benefit Highlights • Medical with wellness incentives, dental, and vision • HSA with company match • Maternity and parental leave • Tuition reimbursement • Mentor program • 401(k) with 6% match • More Corporate Diversity Commitment: We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do. Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
04/25/2024
Full time
Location: On site at location listed in job posting. Summary Do you want to help people in one of the biggest purchases of their lives? Being a mortgage loan officer is a meaningful role for you to assist both first-time and seasoned homebuyers with real estate transactions. This role puts you in the driver's seat to build a great team and establish good rapport with new and existing clients in the area. Develop business relationships, get involved in the community, and realize your success by joining the Mortgage team. There are very few career options that are as lucrative as a mortgage loan officer. You'll have the opportunity to achieve extraordinary income that is well into six figures based on your personal production. ESSENTIAL DUTIES AND RESPONSIBILITIES: Responsible for soliciting and servicing a variety of residential mortgage loans. Interviews applicants, collects financial data and documents, and makes recommendations regarding the loan products that best meet the borrower's needs. Assists buyers in the purchase process through closing. Make external and internal sales calls. Comply with regulatory, secondary market and bank policies and guidelines. All other duties as assigned. QUALIFICATIONS : To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: High school diploma or GED with some college preferred and at least 2 years of experience or equivalent combination of education and experience. Working knowledge of real estate loan documentation preferred. Working knowledge of lending regulations preferred. About Us First Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately 7,300 associates and 418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. Benefit Highlights • Medical with wellness incentives, dental, and vision • HSA with company match • Maternity and parental leave • Tuition reimbursement • Mentor program • 401(k) with 6% match • More Corporate Diversity Commitment: We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do. Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
Location : On site at location listed in job posting. Summary Do you want to help people in one of the biggest purchases of their lives? Being a mortgage loan officer is a meaningful role for you to assist both first-time and seasoned homebuyers with real estate transactions. This role puts you in the driver's seat to build a great team and establish good rapport with new and existing clients in the area. Develop business relationships, get involved in the community, and realize your success by joining the Mortgage team. There are very few career options that are as lucrative as a mortgage loan officer. You'll have the opportunity to achieve extraordinary income that is well into six figures based on your personal production. ESSENTIAL DUTIES AND RESPONSIBILITIES : Responsible for soliciting and servicing a variety of residential mortgage loans. Interviews applicants, collects financial data and documents, and makes recommendations regarding the loan products that best meet the borrower's needs. Assists buyers in the purchase process through closing. Make external and internal sales calls. Comply with regulatory, secondary market and bank policies and guidelines. All other duties as assigned. QUALIFICATIONS : To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: High school diploma or GED with some college preferred and at least 2 years of experience or equivalent combination of education and experience. Working knowledge of real estate loan documentation preferred. Working knowledge of lending regulations preferred. About Us First Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately 7,300 associates and 418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. Benefit Highlights • Medical with wellness incentives, dental, and vision • HSA with company match • Maternity and parental leave • Tuition reimbursement • Mentor program • 401(k) with 6% match • More Corporate Diversity Commitment: We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do. Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
04/25/2024
Full time
Location : On site at location listed in job posting. Summary Do you want to help people in one of the biggest purchases of their lives? Being a mortgage loan officer is a meaningful role for you to assist both first-time and seasoned homebuyers with real estate transactions. This role puts you in the driver's seat to build a great team and establish good rapport with new and existing clients in the area. Develop business relationships, get involved in the community, and realize your success by joining the Mortgage team. There are very few career options that are as lucrative as a mortgage loan officer. You'll have the opportunity to achieve extraordinary income that is well into six figures based on your personal production. ESSENTIAL DUTIES AND RESPONSIBILITIES : Responsible for soliciting and servicing a variety of residential mortgage loans. Interviews applicants, collects financial data and documents, and makes recommendations regarding the loan products that best meet the borrower's needs. Assists buyers in the purchase process through closing. Make external and internal sales calls. Comply with regulatory, secondary market and bank policies and guidelines. All other duties as assigned. QUALIFICATIONS : To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: High school diploma or GED with some college preferred and at least 2 years of experience or equivalent combination of education and experience. Working knowledge of real estate loan documentation preferred. Working knowledge of lending regulations preferred. About Us First Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately 7,300 associates and 418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. Benefit Highlights • Medical with wellness incentives, dental, and vision • HSA with company match • Maternity and parental leave • Tuition reimbursement • Mentor program • 401(k) with 6% match • More Corporate Diversity Commitment: We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do. Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
Summary: The Senior Healthcare Underwriter specializes in the evaluation of the credit worthiness of Healthcare clients and is responsible for preparing complete and accurate credit analyses in a timely manner. The role also determines the Borrower's ability to repay loans and lines of credit including those used to provide working capital for businesses, owner-occupied mortgages, term financing for business and/or equipment acquisition as well as letters of credit. Underwriting is prepared according to applicable regulations, approved insurance reimbursement programs and related government guidelines. Salary commensurate with experience, ranging from $150,000 to $170,000 annually. The exact compensation may vary based on relevant experience, skills, education, training, licensure and certifications, and location. All applicants must attach a recent resume. Responsibilities: Provide unbiased, objective, and thorough underwriting analysis for new and existing credit proposals, including owner-occupied commercial real estate, business term loans and acquisitions, debt consolidation, lines of credit, standby letters of credit and loan participations/syndications for healthcare clients. Conduct in-depth cash flow analyses (e.g., business, personal and global) to evaluate borrower's loan repayment ability; this includes awareness of future Borrower impact from changes within the regulatory environment while also identifying the risks of the Borrower and the Healthcare industry. Analyze balance sheets and gauge financial strength of loan applicants. Determine risk ratings using Dime's internal tools and matrices. Review and analyze all third-party reports (inclusive of both business and real estate valuations). Establish loan covenants and closing conditions. Prepare requests for loan modifications, extensions and exit proposals for maturing loans and lines of credit. Assess Dime's collateral coverage by creating borrowing base advance formulas and reviewing accounts receivable aging reports and inventory schedules relative to the Healthcare industry. Identify policy exceptions and incorporate suitable mitigants into credit evaluations. Prepare and deliver the credit approval package to the appropriate authority level as required by Dime's Credit Policy. Proactively communicate with loan officers, brokers, and clients during underwriting and loan review process. Participate in client meetings and conference calls. Conduct annual reviews of the existing portfolio. Provide analytical support for senior management as needed. Qualifications: Bachelor's degree in a business-related field and a minimum 7 years' underwriting/credit/commercial banking/lending experience. Experience preferably in middle market banking; or equivalent combination of education and experience. Previous experience in Healthcare and C&I underwriting required. Strong understanding of loan risk factors. Demonstrated knowledge of credit and financial analysis techniques. Demonstrated ability to independently gather, consolidate, analyze, and summarize data and make recommendations for all levels of commercial credit relationships. Good interpersonal skills working with loan officers, credit officers, clients, and executive management. Ability to work in a fast-paced environment, requiring effective time management, written and oral communication skills. Knowledge of Abrigo/Sageworks End-to-End software system preferred. Strong knowledge of Microsoft Office.
04/24/2024
Full time
Summary: The Senior Healthcare Underwriter specializes in the evaluation of the credit worthiness of Healthcare clients and is responsible for preparing complete and accurate credit analyses in a timely manner. The role also determines the Borrower's ability to repay loans and lines of credit including those used to provide working capital for businesses, owner-occupied mortgages, term financing for business and/or equipment acquisition as well as letters of credit. Underwriting is prepared according to applicable regulations, approved insurance reimbursement programs and related government guidelines. Salary commensurate with experience, ranging from $150,000 to $170,000 annually. The exact compensation may vary based on relevant experience, skills, education, training, licensure and certifications, and location. All applicants must attach a recent resume. Responsibilities: Provide unbiased, objective, and thorough underwriting analysis for new and existing credit proposals, including owner-occupied commercial real estate, business term loans and acquisitions, debt consolidation, lines of credit, standby letters of credit and loan participations/syndications for healthcare clients. Conduct in-depth cash flow analyses (e.g., business, personal and global) to evaluate borrower's loan repayment ability; this includes awareness of future Borrower impact from changes within the regulatory environment while also identifying the risks of the Borrower and the Healthcare industry. Analyze balance sheets and gauge financial strength of loan applicants. Determine risk ratings using Dime's internal tools and matrices. Review and analyze all third-party reports (inclusive of both business and real estate valuations). Establish loan covenants and closing conditions. Prepare requests for loan modifications, extensions and exit proposals for maturing loans and lines of credit. Assess Dime's collateral coverage by creating borrowing base advance formulas and reviewing accounts receivable aging reports and inventory schedules relative to the Healthcare industry. Identify policy exceptions and incorporate suitable mitigants into credit evaluations. Prepare and deliver the credit approval package to the appropriate authority level as required by Dime's Credit Policy. Proactively communicate with loan officers, brokers, and clients during underwriting and loan review process. Participate in client meetings and conference calls. Conduct annual reviews of the existing portfolio. Provide analytical support for senior management as needed. Qualifications: Bachelor's degree in a business-related field and a minimum 7 years' underwriting/credit/commercial banking/lending experience. Experience preferably in middle market banking; or equivalent combination of education and experience. Previous experience in Healthcare and C&I underwriting required. Strong understanding of loan risk factors. Demonstrated knowledge of credit and financial analysis techniques. Demonstrated ability to independently gather, consolidate, analyze, and summarize data and make recommendations for all levels of commercial credit relationships. Good interpersonal skills working with loan officers, credit officers, clients, and executive management. Ability to work in a fast-paced environment, requiring effective time management, written and oral communication skills. Knowledge of Abrigo/Sageworks End-to-End software system preferred. Strong knowledge of Microsoft Office.
Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "Well Life" approach to supporting employees' career aspirations, work-life balance, and mental and physical health. We ranked on the 2023 LinkedIn Top Companies list - and among financial services companies - as the best workplace "to grow your career" in the U.S. We're especially proud of our tangible, meaningful commitment to diversity, equity, and inclusion in the workplace. When it comes to employees' financial health, we offer competitive salaries and generous benefits package. Apply today. About this role: Wells Fargo is seeking a Senior Branch Network Management Trainee (SAFE) for National Branch Network as part of the Consumer, Small and Business Banking division. This is an interim position until the trainee has received certification of program completion and been placed into a branch. Successful completion of the Branch Manager Readiness program is a pre-requisite to transition into an Associate Branch Manager (ABM) or Branch Manager (BM) role. Employees who are not currently in an ABM or BM role at the time of hire will participate in the Branch Manager Readiness program. Our Branch Managers are responsible for leading, managing and developing a diverse team of direct and indirect reports, creating a culture that fosters engagement and generates commitment and accountability to business outcomes. Successful Branch Managers are able to lead a highly defined customer engagement process, coaching to specific behaviors that lead to an enhanced customer experience and drive growth in the business, while also driving accountability for operational excellence. This involves executing policies and procedures in alignment with applicable regulations, as well as audit and escalation procedures, and managing the allocation of people and financial resources for the branch. In this role you will: Coach, develop and build a high performing team to execute on business strategies, achieve results, and drive growth of the business; This includes coaching bankers to engage customers to understand their needs and work proactively to build relationships and help customers succeed financially Resolve low to moderately complex issues regarding the customer and employee experience, risk, and growth of the team and the business to meet Branch Network business objectives Identify opportunities for making banking easier for customers through education and demonstration of available digital options to support adoption and customer convenience Lead the branch while engaging stakeholders, peers, and internal partners in collaborating and building strong partnerships to deliver a customer-centric experience Mentor and guide talent development of direct reports and assist in hiring talent This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below Required Qualifications: 4+ years of banking, financial services, or Branch Network experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education 2+ years of leadership experience Desired Qualifications: Management experience including hiring, coaching, and developing direct reports Ability to build and inspire a team where adaptability, collaboration, and accountability to performance are critical to success Ability to analyze performance, understand strengths and opportunities, and execute a plan that empowers employees to achieve business objectives Exercise independent judgement and critical thinking skills to manage time, prioritize, and delegate tasks in a complex, fast-paced environment Experience and knowledge in coaching across customer segments, including affluent, high net worth, and small business Experience building and maintaining effective relationships with customers, internal partners and within the community Extensive experience in asking questions and identifying complex financial needs in order to provide relevant options to customers Ability to lead a team to influence, educate, and connect customers to technology and share the value of digital banking Knowledge and understanding of banking industry laws and regulations, compliance controls, risk management and loss prevention Ability to interact with integrity and professionalism with customers and employees Relevant military experience including working with military protocol and instructions, enlisted evaluations, officer/leadership reporting, or military experience working in personnel benefits management, processing military personnel orders or transitions, wartime readiness operations, human resources or military recruiting Job Expectations: Ability to work weekends and holidays as needed or scheduled This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website ( ) provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary This position is not eligible for Visa sponsorship Posting End Date: 29 Apr 2024 Job posting may come down early due to volume of applicants. We Value Diversity At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo . Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
04/20/2024
Full time
Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "Well Life" approach to supporting employees' career aspirations, work-life balance, and mental and physical health. We ranked on the 2023 LinkedIn Top Companies list - and among financial services companies - as the best workplace "to grow your career" in the U.S. We're especially proud of our tangible, meaningful commitment to diversity, equity, and inclusion in the workplace. When it comes to employees' financial health, we offer competitive salaries and generous benefits package. Apply today. About this role: Wells Fargo is seeking a Senior Branch Network Management Trainee (SAFE) for National Branch Network as part of the Consumer, Small and Business Banking division. This is an interim position until the trainee has received certification of program completion and been placed into a branch. Successful completion of the Branch Manager Readiness program is a pre-requisite to transition into an Associate Branch Manager (ABM) or Branch Manager (BM) role. Employees who are not currently in an ABM or BM role at the time of hire will participate in the Branch Manager Readiness program. Our Branch Managers are responsible for leading, managing and developing a diverse team of direct and indirect reports, creating a culture that fosters engagement and generates commitment and accountability to business outcomes. Successful Branch Managers are able to lead a highly defined customer engagement process, coaching to specific behaviors that lead to an enhanced customer experience and drive growth in the business, while also driving accountability for operational excellence. This involves executing policies and procedures in alignment with applicable regulations, as well as audit and escalation procedures, and managing the allocation of people and financial resources for the branch. In this role you will: Coach, develop and build a high performing team to execute on business strategies, achieve results, and drive growth of the business; This includes coaching bankers to engage customers to understand their needs and work proactively to build relationships and help customers succeed financially Resolve low to moderately complex issues regarding the customer and employee experience, risk, and growth of the team and the business to meet Branch Network business objectives Identify opportunities for making banking easier for customers through education and demonstration of available digital options to support adoption and customer convenience Lead the branch while engaging stakeholders, peers, and internal partners in collaborating and building strong partnerships to deliver a customer-centric experience Mentor and guide talent development of direct reports and assist in hiring talent This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below Required Qualifications: 4+ years of banking, financial services, or Branch Network experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education 2+ years of leadership experience Desired Qualifications: Management experience including hiring, coaching, and developing direct reports Ability to build and inspire a team where adaptability, collaboration, and accountability to performance are critical to success Ability to analyze performance, understand strengths and opportunities, and execute a plan that empowers employees to achieve business objectives Exercise independent judgement and critical thinking skills to manage time, prioritize, and delegate tasks in a complex, fast-paced environment Experience and knowledge in coaching across customer segments, including affluent, high net worth, and small business Experience building and maintaining effective relationships with customers, internal partners and within the community Extensive experience in asking questions and identifying complex financial needs in order to provide relevant options to customers Ability to lead a team to influence, educate, and connect customers to technology and share the value of digital banking Knowledge and understanding of banking industry laws and regulations, compliance controls, risk management and loss prevention Ability to interact with integrity and professionalism with customers and employees Relevant military experience including working with military protocol and instructions, enlisted evaluations, officer/leadership reporting, or military experience working in personnel benefits management, processing military personnel orders or transitions, wartime readiness operations, human resources or military recruiting Job Expectations: Ability to work weekends and holidays as needed or scheduled This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website ( ) provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary This position is not eligible for Visa sponsorship Posting End Date: 29 Apr 2024 Job posting may come down early due to volume of applicants. We Value Diversity At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo . Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "Well Life" approach to supporting employees' career aspirations, work-life balance, and mental and physical health. We ranked on the 2023 LinkedIn Top Companies list - and among financial services companies - as the best workplace "to grow your career" in the U.S. We're especially proud of our tangible, meaningful commitment to diversity, equity, and inclusion in the workplace. When it comes to employees' financial health, we offer competitive salaries and generous benefits package. Apply today. About this role: Wells Fargo is seeking a Senior Branch Network Management Trainee (SAFE) for National Branch Network as part of the Consumer, Small and Business Banking division. This is an interim position until the trainee has received certification of program completion and been placed into a branch. Successful completion of the Branch Manager Readiness program is a pre-requisite to transition into an Associate Branch Manager (ABM) or Branch Manager (BM) role. Employees who are not currently in an ABM or BM role at the time of hire will participate in the Branch Manager Readiness program. Our Branch Managers are responsible for leading, managing and developing a diverse team of direct and indirect reports, creating a culture that fosters engagement and generates commitment and accountability to business outcomes. Successful Branch Managers are able to lead a highly defined customer engagement process, coaching to specific behaviors that lead to an enhanced customer experience and drive growth in the business, while also driving accountability for operational excellence. This involves executing policies and procedures in alignment with applicable regulations, as well as audit and escalation procedures, and managing the allocation of people and financial resources for the branch. In this role you will: Coach, develop and build a high performing team to execute on business strategies, achieve results, and drive growth of the business; This includes coaching bankers to engage customers to understand their needs and work proactively to build relationships and help customers succeed financially Resolve low to moderately complex issues regarding the customer and employee experience, risk, and growth of the team and the business to meet Branch Network business objectives Identify opportunities for making banking easier for customers through education and demonstration of available digital options to support adoption and customer convenience Lead the branch while engaging stakeholders, peers, and internal partners in collaborating and building strong partnerships to deliver a customer-centric experience Mentor and guide talent development of direct reports and assist in hiring talent This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below Required Qualifications: 4+ years of banking, financial services, or Branch Network experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education 2+ years of leadership experience Desired Qualifications: Management experience including hiring, coaching, and developing direct reports Ability to build and inspire a team where adaptability, collaboration, and accountability to performance are critical to success Ability to analyze performance, understand strengths and opportunities, and execute a plan that empowers employees to achieve business objectives Exercise independent judgement and critical thinking skills to manage time, prioritize, and delegate tasks in a complex, fast-paced environment Experience and knowledge in coaching across customer segments, including affluent, high net worth, and small business Experience building and maintaining effective relationships with customers, internal partners and within the community Extensive experience in asking questions and identifying complex financial needs in order to provide relevant options to customers Ability to lead a team to influence, educate, and connect customers to technology and share the value of digital banking Knowledge and understanding of banking industry laws and regulations, compliance controls, risk management and loss prevention Ability to interact with integrity and professionalism with customers and employees Relevant military experience including working with military protocol and instructions, enlisted evaluations, officer/leadership reporting, or military experience working in personnel benefits management, processing military personnel orders or transitions, wartime readiness operations, human resources or military recruiting Job Expectations: Ability to work weekends and holidays as needed or scheduled This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website ( ) provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary This position is not eligible for Visa sponsorship Posting End Date: 29 Apr 2024 Job posting may come down early due to volume of applicants. We Value Diversity At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo . Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
04/19/2024
Full time
Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "Well Life" approach to supporting employees' career aspirations, work-life balance, and mental and physical health. We ranked on the 2023 LinkedIn Top Companies list - and among financial services companies - as the best workplace "to grow your career" in the U.S. We're especially proud of our tangible, meaningful commitment to diversity, equity, and inclusion in the workplace. When it comes to employees' financial health, we offer competitive salaries and generous benefits package. Apply today. About this role: Wells Fargo is seeking a Senior Branch Network Management Trainee (SAFE) for National Branch Network as part of the Consumer, Small and Business Banking division. This is an interim position until the trainee has received certification of program completion and been placed into a branch. Successful completion of the Branch Manager Readiness program is a pre-requisite to transition into an Associate Branch Manager (ABM) or Branch Manager (BM) role. Employees who are not currently in an ABM or BM role at the time of hire will participate in the Branch Manager Readiness program. Our Branch Managers are responsible for leading, managing and developing a diverse team of direct and indirect reports, creating a culture that fosters engagement and generates commitment and accountability to business outcomes. Successful Branch Managers are able to lead a highly defined customer engagement process, coaching to specific behaviors that lead to an enhanced customer experience and drive growth in the business, while also driving accountability for operational excellence. This involves executing policies and procedures in alignment with applicable regulations, as well as audit and escalation procedures, and managing the allocation of people and financial resources for the branch. In this role you will: Coach, develop and build a high performing team to execute on business strategies, achieve results, and drive growth of the business; This includes coaching bankers to engage customers to understand their needs and work proactively to build relationships and help customers succeed financially Resolve low to moderately complex issues regarding the customer and employee experience, risk, and growth of the team and the business to meet Branch Network business objectives Identify opportunities for making banking easier for customers through education and demonstration of available digital options to support adoption and customer convenience Lead the branch while engaging stakeholders, peers, and internal partners in collaborating and building strong partnerships to deliver a customer-centric experience Mentor and guide talent development of direct reports and assist in hiring talent This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below Required Qualifications: 4+ years of banking, financial services, or Branch Network experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education 2+ years of leadership experience Desired Qualifications: Management experience including hiring, coaching, and developing direct reports Ability to build and inspire a team where adaptability, collaboration, and accountability to performance are critical to success Ability to analyze performance, understand strengths and opportunities, and execute a plan that empowers employees to achieve business objectives Exercise independent judgement and critical thinking skills to manage time, prioritize, and delegate tasks in a complex, fast-paced environment Experience and knowledge in coaching across customer segments, including affluent, high net worth, and small business Experience building and maintaining effective relationships with customers, internal partners and within the community Extensive experience in asking questions and identifying complex financial needs in order to provide relevant options to customers Ability to lead a team to influence, educate, and connect customers to technology and share the value of digital banking Knowledge and understanding of banking industry laws and regulations, compliance controls, risk management and loss prevention Ability to interact with integrity and professionalism with customers and employees Relevant military experience including working with military protocol and instructions, enlisted evaluations, officer/leadership reporting, or military experience working in personnel benefits management, processing military personnel orders or transitions, wartime readiness operations, human resources or military recruiting Job Expectations: Ability to work weekends and holidays as needed or scheduled This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website ( ) provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary This position is not eligible for Visa sponsorship Posting End Date: 29 Apr 2024 Job posting may come down early due to volume of applicants. We Value Diversity At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo . Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
About this role: Wells Fargo is seeking an Associate Roving Personal Banker (SAFE) for our National Branch Network as part of the Consumer, Small & Business Banking division. Learn more about the career areas and business divisions at In this role you will: Provide support across a variety of branch locations within a specific geography where a banker or teller is out of the office or to temporarily cover vacancies Be flexible and adaptable to changing priorities and new surroundings while meeting customer needs Participate in delivery of exceptional customer experience by building relationships through proactive outreach as well as proposing appropriate products, services, and digital solutions to help customers succeed financially Assist customers with basic requests related to opening new accounts, completing service requests, and submitting credit applications Receive direction from managers and exercise judgement within defined policies and procedures Develop understanding of bank products and services to connect to customers' needs Interact with customers to demonstrate care and build relationships Provide appropriate options for bank products and services to customer Refer customers' financial needs to other bankers and partners as needed This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below Required Qualifications: 6+ months of interacting with customers experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Customer service focus with experience handling complex transactions across multiple systems Experience proactively engaging with customers through outreach via phone or email Ability to educate and connect customer to technology and share the value of mobile banking options Ability to help customers succeed financially by offering introductions to additional team members as appropriate Experience working with others on a team to meet customer needs Experience fostering and developing strong customer relationships Ability to build strong relationships with internal partners Ability to follow policies, procedures, and regulations Ability to identify potential fraud/risky accounts and take appropriate action to prevent loss Ability to interact with integrity and professionalism with customers and team members Relevant military experience including working with military protocol and instructions, enlisted evaluations, officer/leadership reporting Relevant military experience including working in personnel benefits management, processing military personnel orders or transitions, wartime readiness operations, human resources or military recruiting Proficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues Support customers and employees in resolving or escalating concerns or complaints Job Expectations: Ability to travel 100% of the time within the district Commute to the assigned location(s) for the duration of the branch assignment (reimbursement for mileage is provided) Ability to work weekends and holidays as needed or scheduled Maintains cash drawer, cash handling and balancing and spends time completing service-related tasks as needed This position is not eligible for Visa sponsorship This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website ( ) provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
04/17/2024
Full time
About this role: Wells Fargo is seeking an Associate Roving Personal Banker (SAFE) for our National Branch Network as part of the Consumer, Small & Business Banking division. Learn more about the career areas and business divisions at In this role you will: Provide support across a variety of branch locations within a specific geography where a banker or teller is out of the office or to temporarily cover vacancies Be flexible and adaptable to changing priorities and new surroundings while meeting customer needs Participate in delivery of exceptional customer experience by building relationships through proactive outreach as well as proposing appropriate products, services, and digital solutions to help customers succeed financially Assist customers with basic requests related to opening new accounts, completing service requests, and submitting credit applications Receive direction from managers and exercise judgement within defined policies and procedures Develop understanding of bank products and services to connect to customers' needs Interact with customers to demonstrate care and build relationships Provide appropriate options for bank products and services to customer Refer customers' financial needs to other bankers and partners as needed This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below Required Qualifications: 6+ months of interacting with customers experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Customer service focus with experience handling complex transactions across multiple systems Experience proactively engaging with customers through outreach via phone or email Ability to educate and connect customer to technology and share the value of mobile banking options Ability to help customers succeed financially by offering introductions to additional team members as appropriate Experience working with others on a team to meet customer needs Experience fostering and developing strong customer relationships Ability to build strong relationships with internal partners Ability to follow policies, procedures, and regulations Ability to identify potential fraud/risky accounts and take appropriate action to prevent loss Ability to interact with integrity and professionalism with customers and team members Relevant military experience including working with military protocol and instructions, enlisted evaluations, officer/leadership reporting Relevant military experience including working in personnel benefits management, processing military personnel orders or transitions, wartime readiness operations, human resources or military recruiting Proficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues Support customers and employees in resolving or escalating concerns or complaints Job Expectations: Ability to travel 100% of the time within the district Commute to the assigned location(s) for the duration of the branch assignment (reimbursement for mileage is provided) Ability to work weekends and holidays as needed or scheduled Maintains cash drawer, cash handling and balancing and spends time completing service-related tasks as needed This position is not eligible for Visa sponsorship This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website ( ) provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary
Truliant Federal Credit Union
Mebane, North Carolina
Truliant's mission is to improve lives by putting our members first, providing great service and straightforward financial solutions. Our core values of Member Focus, Service, Guidance, Relationships, and Community define how we interact with members to fulfill our mission of improving lives and providing a foundation on which we conduct ourselves. Our Promise to Our Teammates: Truliant strives to provide all teammates with an enjoyable place to work where they feel valued, empowered and rewarded for all that they do. Purpose of the Job The Branch Manager I ensures that a team of individuals are focused on successfully executing the organization's mission of improving members' financial lives. The manager is accountable for overseeing the daily functions of their branch, which includes managing staff, fostering a positive environment/culture, ensuring member satisfaction and following proper branch operation requirements. The manager must have a hands-on leadership approach and be committed to the expansion and success of their branch by implementing and consistently executing strategies that increase productivity and meet financial performance expectations. Essential Functions and Responsibilities Generates new consumer and business development opportunities and drives all aspects of Branch performance, including expectations for outside business development. Builds a high performing team through the attraction, on-boarding, coaching and development of Branch team members. Demonstrates commitment to the community through active involvement in community organizations in a leadership capacity. Develops and executes the branch's plan to ensure achievement of goals and objectives. Including but not limited to member service scores, budget management, loan production, deposit production and new member growth. Achieves individual production and service goals by engaging in meaningful financial conversations with members and by following all required components of member interactions. Coaches the branch team to make qualified referrals to the Truliant Financial Advisors, Truliant at Work, Mortgage Loan Officers, and Member Business Lending areas. Establishes and maintains the proper environment for their Branch to allow for smooth operation of their location. Managers must leverage leadership and communication skills, actively coach, develop, motivate and support employees so that they can provide superior service to each and every member. Sets clear objectives, behaviors, and actions for each employee which are communicated and coached to on a regular basis. Monitors progress and tracks results for each employee and provides coaching, training, or remediation as necessary. Ensures that all employees demonstrate consistent adherence to member service standards throughout every member-owner interaction, including problem resolution. Ensures that the Branch team, including the Branch Manager, complies with all policies, procedures, protocol and regulatory banking requirements. Independently performs all Branch Coordinator, Lead Member Service Representative, Member Service Specialist and Member Service Representative functions accurately and efficiently, as needed. Adheres to the Branch budget by managing controllable operation expenses and payroll. Participates in the annual review process, including writing and delivering reviews. Responsible for interviewing, hiring, and training of employees in the Branch. Responsible for developing and creating relationships with internal and external partners/networking groups to achieve desired branch production metrics Create, develop and execute an annual business plan for the branch. Coordinates training classes, onboarding plans and departmental visitations for staff. Other Duties and Responsibilities Assists with other tasks and projects as assigned. Makes decisions that are within their authority and demonstrates good judgement by balancing the need of the member with the good of the credit union. First level of contact for all member escalations Knowledge, Skills, and Abilities Must have excellent communication skills in English, both verbal and written Must have superior interpersonal skills; ability to get along with diverse personalities; tactful, mature, flexible, compassionate Must have an advanced understanding of credit union operations, financial products, services and delivery systems Must have the ability to recognize and respond to member relationship opportunities Must have a proven, successful and consistent record of coaching and mentoring employees to improved results Must have ability to understand and interpret financial statements Must have analytical, problem-solving and decision-making abilities Must have demonstrated commitment to operational integrity, policies, procedures, and regulatory banking requirements Must have strong community involvement and/or experience building partnerships with local businesses and organizations Must be adaptable and flexible, with the ability to work MFC hours, including weekends and some evenings Must have advanced PC skills, with intermediate level knowledge on Microsoft Excel and Word Must have ability to work well under pressure in a goal oriented environment Must be able to resolve member complaints and coach others Must be detail oriented and well organized, with the ability to multi-task Must be able to work in a general office environment Must be able to complete all assignments with minimal supervision Should possess a strong commitment to providing excellent service to Truliant's members Physical Requirements Standing, walking, bending, and stooping required Must be able to sit at a desk for long periods of time and use a computer Must be able to moderately lift or move up to 5 pounds and occasionally lift or move up to 10 pounds Education and Background Bachelor's degree or equivalent experience required Minimum 3 years of related management experience required; retail banking service, sales, and lending management experience highly preferred Requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008 Must have Notary appointment within 3 month period If you have a passion for member service and would like to invest in a meaningful career with opportunity for growth, we encourage you to apply to Truliant! As a member of the Truliant family, you will enjoy the following full time benefits: No-cost employee Medical, dental, vision coverage Prescription benefits (including mail order) Paid holidays and Paid Time Off (PTO) 401(k) plan with contribution matching Retirement/pension plan Paid community involvement volunteers hours Paid group life Insurance Teammate loan discounts Tuition reimbursement Short and long-term disability Health & Wellness program Teledoc (physician video conferencing) Onsite fitness facilities or health club reimbursement Employee Assistance Program (EAP) Medical flexible spending account Dependent care flexible spending account
04/17/2024
Full time
Truliant's mission is to improve lives by putting our members first, providing great service and straightforward financial solutions. Our core values of Member Focus, Service, Guidance, Relationships, and Community define how we interact with members to fulfill our mission of improving lives and providing a foundation on which we conduct ourselves. Our Promise to Our Teammates: Truliant strives to provide all teammates with an enjoyable place to work where they feel valued, empowered and rewarded for all that they do. Purpose of the Job The Branch Manager I ensures that a team of individuals are focused on successfully executing the organization's mission of improving members' financial lives. The manager is accountable for overseeing the daily functions of their branch, which includes managing staff, fostering a positive environment/culture, ensuring member satisfaction and following proper branch operation requirements. The manager must have a hands-on leadership approach and be committed to the expansion and success of their branch by implementing and consistently executing strategies that increase productivity and meet financial performance expectations. Essential Functions and Responsibilities Generates new consumer and business development opportunities and drives all aspects of Branch performance, including expectations for outside business development. Builds a high performing team through the attraction, on-boarding, coaching and development of Branch team members. Demonstrates commitment to the community through active involvement in community organizations in a leadership capacity. Develops and executes the branch's plan to ensure achievement of goals and objectives. Including but not limited to member service scores, budget management, loan production, deposit production and new member growth. Achieves individual production and service goals by engaging in meaningful financial conversations with members and by following all required components of member interactions. Coaches the branch team to make qualified referrals to the Truliant Financial Advisors, Truliant at Work, Mortgage Loan Officers, and Member Business Lending areas. Establishes and maintains the proper environment for their Branch to allow for smooth operation of their location. Managers must leverage leadership and communication skills, actively coach, develop, motivate and support employees so that they can provide superior service to each and every member. Sets clear objectives, behaviors, and actions for each employee which are communicated and coached to on a regular basis. Monitors progress and tracks results for each employee and provides coaching, training, or remediation as necessary. Ensures that all employees demonstrate consistent adherence to member service standards throughout every member-owner interaction, including problem resolution. Ensures that the Branch team, including the Branch Manager, complies with all policies, procedures, protocol and regulatory banking requirements. Independently performs all Branch Coordinator, Lead Member Service Representative, Member Service Specialist and Member Service Representative functions accurately and efficiently, as needed. Adheres to the Branch budget by managing controllable operation expenses and payroll. Participates in the annual review process, including writing and delivering reviews. Responsible for interviewing, hiring, and training of employees in the Branch. Responsible for developing and creating relationships with internal and external partners/networking groups to achieve desired branch production metrics Create, develop and execute an annual business plan for the branch. Coordinates training classes, onboarding plans and departmental visitations for staff. Other Duties and Responsibilities Assists with other tasks and projects as assigned. Makes decisions that are within their authority and demonstrates good judgement by balancing the need of the member with the good of the credit union. First level of contact for all member escalations Knowledge, Skills, and Abilities Must have excellent communication skills in English, both verbal and written Must have superior interpersonal skills; ability to get along with diverse personalities; tactful, mature, flexible, compassionate Must have an advanced understanding of credit union operations, financial products, services and delivery systems Must have the ability to recognize and respond to member relationship opportunities Must have a proven, successful and consistent record of coaching and mentoring employees to improved results Must have ability to understand and interpret financial statements Must have analytical, problem-solving and decision-making abilities Must have demonstrated commitment to operational integrity, policies, procedures, and regulatory banking requirements Must have strong community involvement and/or experience building partnerships with local businesses and organizations Must be adaptable and flexible, with the ability to work MFC hours, including weekends and some evenings Must have advanced PC skills, with intermediate level knowledge on Microsoft Excel and Word Must have ability to work well under pressure in a goal oriented environment Must be able to resolve member complaints and coach others Must be detail oriented and well organized, with the ability to multi-task Must be able to work in a general office environment Must be able to complete all assignments with minimal supervision Should possess a strong commitment to providing excellent service to Truliant's members Physical Requirements Standing, walking, bending, and stooping required Must be able to sit at a desk for long periods of time and use a computer Must be able to moderately lift or move up to 5 pounds and occasionally lift or move up to 10 pounds Education and Background Bachelor's degree or equivalent experience required Minimum 3 years of related management experience required; retail banking service, sales, and lending management experience highly preferred Requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008 Must have Notary appointment within 3 month period If you have a passion for member service and would like to invest in a meaningful career with opportunity for growth, we encourage you to apply to Truliant! As a member of the Truliant family, you will enjoy the following full time benefits: No-cost employee Medical, dental, vision coverage Prescription benefits (including mail order) Paid holidays and Paid Time Off (PTO) 401(k) plan with contribution matching Retirement/pension plan Paid community involvement volunteers hours Paid group life Insurance Teammate loan discounts Tuition reimbursement Short and long-term disability Health & Wellness program Teledoc (physician video conferencing) Onsite fitness facilities or health club reimbursement Employee Assistance Program (EAP) Medical flexible spending account Dependent care flexible spending account
Role: The individual will be responsible for credit analysis of existing or new non-bank financial institution clients/counterparties. The individual is expected to focus on insurance, private equity, finance company, mortgage REIT, and business development company counterparts to varying degrees. Products include OTC derivatives, prime services products, repo, securities lending, and committed loan facilities. Preference will be given to candidates that that have counterparty credit analysis expertise within multiple NBFI sectors. Day to day responsibilities: Process credit requests in a timely manner to meet business deadlines and maintain the annual review cycle. Prepare high quality analysis in credit applications that address client credit risk and transaction risk. Exhibit sound credit judgment skills when recommending credit facilities, taking into consideration facility size, tenor, and suitability for client. Identification of possible deterioration of credit quality. Determine and propose obligor ratings. Required: Ability to organize time and manage deliverables to deadlines Ability to identify and accommodate shifting priorities Ability to complete work with minimal or no supervision Ability to work in a team environment. Ability to analyze and evaluate counterparty risk and financial condition based utilizing quantitative and qualitative data. Proficiency using Word for written analysis and Excel for spreadsheet analysis Ability to acquire knowledge of the accounting, legal and regulatory issues governing relevant sectors. Ability to investigate/research/synthesize data and make appropriate conclusions as to what is causing the observed result(s) Ability to write concisely and in a way that conveys analysis and conclusions without minimal follow-up questions Knowledge of capital markets/traded products and a committed financing facility. Experience with documentation such as ISDA/CSA, GMRA/MRA, lending credit agreements
04/15/2024
Full time
Role: The individual will be responsible for credit analysis of existing or new non-bank financial institution clients/counterparties. The individual is expected to focus on insurance, private equity, finance company, mortgage REIT, and business development company counterparts to varying degrees. Products include OTC derivatives, prime services products, repo, securities lending, and committed loan facilities. Preference will be given to candidates that that have counterparty credit analysis expertise within multiple NBFI sectors. Day to day responsibilities: Process credit requests in a timely manner to meet business deadlines and maintain the annual review cycle. Prepare high quality analysis in credit applications that address client credit risk and transaction risk. Exhibit sound credit judgment skills when recommending credit facilities, taking into consideration facility size, tenor, and suitability for client. Identification of possible deterioration of credit quality. Determine and propose obligor ratings. Required: Ability to organize time and manage deliverables to deadlines Ability to identify and accommodate shifting priorities Ability to complete work with minimal or no supervision Ability to work in a team environment. Ability to analyze and evaluate counterparty risk and financial condition based utilizing quantitative and qualitative data. Proficiency using Word for written analysis and Excel for spreadsheet analysis Ability to acquire knowledge of the accounting, legal and regulatory issues governing relevant sectors. Ability to investigate/research/synthesize data and make appropriate conclusions as to what is causing the observed result(s) Ability to write concisely and in a way that conveys analysis and conclusions without minimal follow-up questions Knowledge of capital markets/traded products and a committed financing facility. Experience with documentation such as ISDA/CSA, GMRA/MRA, lending credit agreements
About this role: Wells Fargo is seeking an Associate Personal Banker (SAFE) for our National Branch Network as part of the Consumer, Small & Business Banking division. Learn more about the career areas and business divisions at In this role you will: Participate in delivery of exceptional customer experience by building relationships through proactive outreach as well as proposing appropriate products, services, and digital solutions to help customers succeed financially Assist customers with basic requests related to opening new accounts, completing service requests, and submitting credit applications Receive direction from managers and exercise judgement within defined policies and procedures Develop understanding of bank products and services to connect to customers' needs Interact with customers to demonstrate care and build relationships Provide appropriate options for bank products and services to customer Refer customers' financial needs to other bankers and partners as needed This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below Required Qualifications: 6+ months of interacting with customers experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Customer service focus with experience handling complex transactions across multiple systems Experience proactively engaging with customers through outreach via phone or email Ability to educate and connect customer to technology and share the value of mobile banking options Ability to help customers succeed financially by offering introductions to additional team members as appropriate Experience working with others on a team to meet customer needs Experience fostering and developing strong customer relationships Ability to build strong relationships with internal partners Ability to follow policies, procedures, and regulations Ability to identify potential fraud/risky accounts and take appropriate action to prevent loss Ability to interact with integrity and professionalism with customers and team members Relevant military experience including working with military protocol and instructions, enlisted evaluations, officer/leadership reporting Relevant military experience including working in personnel benefits management, processing military personnel orders or transitions, wartime readiness operations, human resources or military recruiting Proficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues Support customers and employees in resolving or escalating concerns or complaints Job Expectations: Ability to work weekends and holidays as needed or scheduled Maintains cash drawer, cash handling and balancing and spends time completing service-related tasks as needed This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website ( ) provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary This position is not eligible for Visa sponsorship Posting Location(s): Highway 160 PO Box 587 Kayenta, AZ 86033
04/12/2024
Full time
About this role: Wells Fargo is seeking an Associate Personal Banker (SAFE) for our National Branch Network as part of the Consumer, Small & Business Banking division. Learn more about the career areas and business divisions at In this role you will: Participate in delivery of exceptional customer experience by building relationships through proactive outreach as well as proposing appropriate products, services, and digital solutions to help customers succeed financially Assist customers with basic requests related to opening new accounts, completing service requests, and submitting credit applications Receive direction from managers and exercise judgement within defined policies and procedures Develop understanding of bank products and services to connect to customers' needs Interact with customers to demonstrate care and build relationships Provide appropriate options for bank products and services to customer Refer customers' financial needs to other bankers and partners as needed This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below Required Qualifications: 6+ months of interacting with customers experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Customer service focus with experience handling complex transactions across multiple systems Experience proactively engaging with customers through outreach via phone or email Ability to educate and connect customer to technology and share the value of mobile banking options Ability to help customers succeed financially by offering introductions to additional team members as appropriate Experience working with others on a team to meet customer needs Experience fostering and developing strong customer relationships Ability to build strong relationships with internal partners Ability to follow policies, procedures, and regulations Ability to identify potential fraud/risky accounts and take appropriate action to prevent loss Ability to interact with integrity and professionalism with customers and team members Relevant military experience including working with military protocol and instructions, enlisted evaluations, officer/leadership reporting Relevant military experience including working in personnel benefits management, processing military personnel orders or transitions, wartime readiness operations, human resources or military recruiting Proficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues Support customers and employees in resolving or escalating concerns or complaints Job Expectations: Ability to work weekends and holidays as needed or scheduled Maintains cash drawer, cash handling and balancing and spends time completing service-related tasks as needed This position requires SAFE registration at the time of employment. Wells Fargo will initiate the SAFE registration process immediately after your employment start date. The Nationwide Mortgage Licensing System (NMLS) website ( ) provides the MU4R questions and registration required for employment in this position. Individuals in Loan Originator (LO) positions must meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies. The LO qualification requirements include meeting applicable financial responsibility, character, general financial fitness and criminal background standards. A current credit report will be used to assess your financial responsibility and credit fitness, however, a credit score is not included as part of the evaluation. Successful candidates must also meet ongoing regulatory requirements including additional screening, if necessary This position is not eligible for Visa sponsorship Posting Location(s): Highway 160 PO Box 587 Kayenta, AZ 86033
SUMMARY: The District Sales Manager's (DSM) primary focus will be to lead and manage the sales activities of a district's branch offices (typically consisting of 8-15 individual offices). Additionally, the DSM is responsible for ensuring that the operational aspects of daily branch activity (staffing, development, training and management) occurs in alignment with the company's strategic plan, core values and vision. managers and staff. ESSENTIAL DUTIES and RESPONSIBILITIES: The essential functions of the job include, but are not limited to the following: Grow retail loans, deposits, profitability, and cross-selling opportunities at financial centers in the assigned district Create an environment conducive to team work Recruit, manage, and motivate a staff of retail or branch loan officers to meet sales production goals Ensure compliance with Farmers' lending standards, regulations, and policies Identify partnership opportunities and develop strong business relationships Manage multiple projects on an ongoing basis Efficiently utilize and leverage available technology Perform other such duties or responsibilities as may be required for the success of the district's program Prepare Daily Sales Activity Worksheet or Service, Quality and Sales Plan and other Sales/Production worksheets Manage and create work schedule for float teams Actively manage to Corporate Retail Staffing Model Internally, must positively interface with the SVP, Chief Retail & Marketing Officer, Wealth Management Executives, Branch Managers, and Staff Lenders (Commercial, Retail, and Mortgage) Externally, must maintain positive interface with existing bank clientele, centers of influence (attorneys, CPA's, financial advisors), potential clientele without current banking/wealth relationships Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money Laundering procedures. Maintain compliance with all appropriate rules and regulations. Regular, predictable attendance is an essential requirement of this position SUPERVISORY RESPONSIBILITIES: Responsible for the overall direction, coordination, and evaluation of the Retail branches. Carries out supervisory responsibilities in accordance with the Bank's policies and applicable laws. Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems. EDUCATION and/or EXPERIENCE: High school diploma or equivalent; Bachelor's Degree in Business/Banking or equivalent preferred Minimum three (3) years business experience including, but not limited to sales, sales mentoring, hiring, motivating, and managing a sales staff Minimum specific experience Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran
11/05/2021
Full time
SUMMARY: The District Sales Manager's (DSM) primary focus will be to lead and manage the sales activities of a district's branch offices (typically consisting of 8-15 individual offices). Additionally, the DSM is responsible for ensuring that the operational aspects of daily branch activity (staffing, development, training and management) occurs in alignment with the company's strategic plan, core values and vision. managers and staff. ESSENTIAL DUTIES and RESPONSIBILITIES: The essential functions of the job include, but are not limited to the following: Grow retail loans, deposits, profitability, and cross-selling opportunities at financial centers in the assigned district Create an environment conducive to team work Recruit, manage, and motivate a staff of retail or branch loan officers to meet sales production goals Ensure compliance with Farmers' lending standards, regulations, and policies Identify partnership opportunities and develop strong business relationships Manage multiple projects on an ongoing basis Efficiently utilize and leverage available technology Perform other such duties or responsibilities as may be required for the success of the district's program Prepare Daily Sales Activity Worksheet or Service, Quality and Sales Plan and other Sales/Production worksheets Manage and create work schedule for float teams Actively manage to Corporate Retail Staffing Model Internally, must positively interface with the SVP, Chief Retail & Marketing Officer, Wealth Management Executives, Branch Managers, and Staff Lenders (Commercial, Retail, and Mortgage) Externally, must maintain positive interface with existing bank clientele, centers of influence (attorneys, CPA's, financial advisors), potential clientele without current banking/wealth relationships Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money Laundering procedures. Maintain compliance with all appropriate rules and regulations. Regular, predictable attendance is an essential requirement of this position SUPERVISORY RESPONSIBILITIES: Responsible for the overall direction, coordination, and evaluation of the Retail branches. Carries out supervisory responsibilities in accordance with the Bank's policies and applicable laws. Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems. EDUCATION and/or EXPERIENCE: High school diploma or equivalent; Bachelor's Degree in Business/Banking or equivalent preferred Minimum three (3) years business experience including, but not limited to sales, sales mentoring, hiring, motivating, and managing a sales staff Minimum specific experience Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran
Spirit of America Federal Credit Union
Lincoln, Nebraska
SPIRIT OF AMERICA FEDERAL CREDIT UNION General Summary: Responsible for Credit Union Accounting Records; Reporting to Government Agencies and Vendors; Liaison to Data Processor; Security; Regulatory Compliance. Credit Union experience (or financial institution) Required for Experience. Responsible for assisting the Credit Union President/C.E.O. in the overall "management" of the Credit Union assets. Essential Functions 1. Assist the President with projects, new services, obtaining bids, and so forth. 2. Ensure that the President is kept fully informed on the conditions and operations of the Credit Union, and of all important factors influencing them. 3. Assist in the development, implementation and maintenance of operational procedures to maximize efficiency and quality of work, and to provide consistent quality service to members. 4. Assume all responsibilities of the Credit Union President/CEO in his/her absence. 5. Prepare or responsible for overseeing the preparation of monthly, quarterly and annual financial and statistical reports for the President and Board of Directors. 6. Prepare for review by President and approval by the Board of Directors the Budget for the Credit Union which is consistent with the overall strategic plan. To implement and oversee the Budget after approval. 7. Security Officer of the Credit Union. 8. Serve as Bank Secrecy Act Compliance Officer, NMLS (National Mortgage Licensing System), responsible for Truth in Savings and other Regulatory compliance. Annual Federal Reserve Report - Reg D - Form 2910a. NMLS (Nationwide Mortgage Licensing System) - Registration for new and renewal of staff and so forth. 9. Ensure that the Credit Union is in compliance with state and federal laws and regulations as established by the National Credit Union Administration (NCUA), the Nebraska Department of Banking and Finance, FFIEC, and other regulatory agencies. 10. Act on Credit Union investments as a member of the Investment Committee. Obtain together information from the various Board approved investment vendors and also direct investments to include the investment maturity ladder for decision making. 11. Assist President in preparing weekly staff meetings. 12. Assist the President with the replenishment and verifying cash for MSR and MSR/Clerk cash drawers. Replenish and verify safe totals with the President or PAR with Supervisory Authority. 13. Balance previous day's business cash to GL balance; Review daily reports - Large Member Checks clearing; Cash transaction register; Override; Undo and Dormant Account reports; Loan maintenance; Make daily cash flow projection; Post Hold files and so forth. 14. Balance Millennium Corporate statements on a weekly basis. 15. Prepare Employee Retirement Plan reporting for 401(k) and Defined Benefit. 16. Responsible for insurance paperwork to include: Maintaining records for life insurance, long term disability, health and dental. Make insurance disbursements and premium collections for health, life and long-term disability including wrap and summary of benefits for employees. 17. Responsible for the Credit Union's Bond and Casualty Insurance to include: questionnaires, reporting and bond claims. Completes CUNA Mutual Group bond renewal with President. 18. Take action on returned NSF checks deposited to member accounts. 19. Prepare quarterly reports for federal withholding, unemployment compensation, etc. 20. Prepare the quarterly Call Report for NCUA. 21. Prepare Annual 945 Report. 22. Attend Board of Director's monthly meetings and take minutes for the Board secretary. 23. Prepare and/or verify employee and vendor annual W-2's, 1099 MISC and so forth for year-end reporting. 24. Seek legal counsel in processing member POA, Trusts, Guardianship and Conservative accounts. In charge of deceased member accounts. Get appropriate documents, contact joint owners, seek legal counsel as needed and so forth. 25. File the unclaimed property report with the State by November 1 each year. 26. Create and maintain employee payroll records including their semi-monthly paystubs. 27. Staff Liaison for the IST Committee - prepares the agenda, research as needed and takes the Committee minutes. 28. Staff Liaison to the Supervisory Committee - prepares the agenda, research as needed and takes the Committee minutes. 29. Staff Liaison to the Delinquency Committee - prepares the agenda, research as needed and takes the Committee minutes. 30. Maintaining vendor contracts and due diligence to include recordkeeping, mailing notices in advance of potential non-renewal (typically six months), sending contracts to legal counsel for review and for opinion to submit to the Board of Directors, etc. 31. Participate in community and business affairs, as necessary, to contribute to the image of the Credit Union. 32. Other duties as assigned by the President. NOTE: The list of essential functions is not exhaustive. It may be supplemented as necessary from time to time. Vice President- Lincoln, NE #Hiring #Lincoln #Nebraska
09/25/2021
Full time
SPIRIT OF AMERICA FEDERAL CREDIT UNION General Summary: Responsible for Credit Union Accounting Records; Reporting to Government Agencies and Vendors; Liaison to Data Processor; Security; Regulatory Compliance. Credit Union experience (or financial institution) Required for Experience. Responsible for assisting the Credit Union President/C.E.O. in the overall "management" of the Credit Union assets. Essential Functions 1. Assist the President with projects, new services, obtaining bids, and so forth. 2. Ensure that the President is kept fully informed on the conditions and operations of the Credit Union, and of all important factors influencing them. 3. Assist in the development, implementation and maintenance of operational procedures to maximize efficiency and quality of work, and to provide consistent quality service to members. 4. Assume all responsibilities of the Credit Union President/CEO in his/her absence. 5. Prepare or responsible for overseeing the preparation of monthly, quarterly and annual financial and statistical reports for the President and Board of Directors. 6. Prepare for review by President and approval by the Board of Directors the Budget for the Credit Union which is consistent with the overall strategic plan. To implement and oversee the Budget after approval. 7. Security Officer of the Credit Union. 8. Serve as Bank Secrecy Act Compliance Officer, NMLS (National Mortgage Licensing System), responsible for Truth in Savings and other Regulatory compliance. Annual Federal Reserve Report - Reg D - Form 2910a. NMLS (Nationwide Mortgage Licensing System) - Registration for new and renewal of staff and so forth. 9. Ensure that the Credit Union is in compliance with state and federal laws and regulations as established by the National Credit Union Administration (NCUA), the Nebraska Department of Banking and Finance, FFIEC, and other regulatory agencies. 10. Act on Credit Union investments as a member of the Investment Committee. Obtain together information from the various Board approved investment vendors and also direct investments to include the investment maturity ladder for decision making. 11. Assist President in preparing weekly staff meetings. 12. Assist the President with the replenishment and verifying cash for MSR and MSR/Clerk cash drawers. Replenish and verify safe totals with the President or PAR with Supervisory Authority. 13. Balance previous day's business cash to GL balance; Review daily reports - Large Member Checks clearing; Cash transaction register; Override; Undo and Dormant Account reports; Loan maintenance; Make daily cash flow projection; Post Hold files and so forth. 14. Balance Millennium Corporate statements on a weekly basis. 15. Prepare Employee Retirement Plan reporting for 401(k) and Defined Benefit. 16. Responsible for insurance paperwork to include: Maintaining records for life insurance, long term disability, health and dental. Make insurance disbursements and premium collections for health, life and long-term disability including wrap and summary of benefits for employees. 17. Responsible for the Credit Union's Bond and Casualty Insurance to include: questionnaires, reporting and bond claims. Completes CUNA Mutual Group bond renewal with President. 18. Take action on returned NSF checks deposited to member accounts. 19. Prepare quarterly reports for federal withholding, unemployment compensation, etc. 20. Prepare the quarterly Call Report for NCUA. 21. Prepare Annual 945 Report. 22. Attend Board of Director's monthly meetings and take minutes for the Board secretary. 23. Prepare and/or verify employee and vendor annual W-2's, 1099 MISC and so forth for year-end reporting. 24. Seek legal counsel in processing member POA, Trusts, Guardianship and Conservative accounts. In charge of deceased member accounts. Get appropriate documents, contact joint owners, seek legal counsel as needed and so forth. 25. File the unclaimed property report with the State by November 1 each year. 26. Create and maintain employee payroll records including their semi-monthly paystubs. 27. Staff Liaison for the IST Committee - prepares the agenda, research as needed and takes the Committee minutes. 28. Staff Liaison to the Supervisory Committee - prepares the agenda, research as needed and takes the Committee minutes. 29. Staff Liaison to the Delinquency Committee - prepares the agenda, research as needed and takes the Committee minutes. 30. Maintaining vendor contracts and due diligence to include recordkeeping, mailing notices in advance of potential non-renewal (typically six months), sending contracts to legal counsel for review and for opinion to submit to the Board of Directors, etc. 31. Participate in community and business affairs, as necessary, to contribute to the image of the Credit Union. 32. Other duties as assigned by the President. NOTE: The list of essential functions is not exhaustive. It may be supplemented as necessary from time to time. Vice President- Lincoln, NE #Hiring #Lincoln #Nebraska
Job Description Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as "Personal Cell" or "Cellular" in the contact information of your application. At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you. Wells Fargo's Consumer Lending businesses empower millions of customers to achieve their dreams every day. Whether it's buying a home, purchasing a car, funding a significant purchase, or making important daily credit card purchases, Consumer Lending provides important credit products and services that help our customers succeed. The group includes Home Lending; Auto; Cards, Retail and Merchant Services; Personal Lending; Consumer Lending Control; and Consumer Lending Shared Services. The Consumer Lending team partners with other businesses across Wells Fargo to create and deliver transformational experiences that help customers gain access to credit. The vision for the Consumer Lending business is to leverage technology and data to make it simple for customers to easily access credit when and where they need it. Consumer Lending serves customers across the country through our distribution network of more than 5,300 retail banking branches and Home Lending offices, as well as online and digital channels. We have an immediate opening for a Mortgage Branch Customer Service Representative. This position performs routine administrative tasks for a Mortgage Branch Manager and team of loan officers. Duties include: performing extensive research to resolve complex inquiries and or transactions from internal and external customers; overseeing compliance; new hire on boarding; producing routine documents and reports using word processing and spreadsheet software; performing routine data entry operation. Additional responsibilities may include project work; team lead responsibilities including providing assistance to less experienced representatives; providing one-on-one feedback, coaching and mentoring on performance, training on policies and procedures, new or enhanced services and/or procedural changes ; reviewing the work of and providing guidance to less experienced representatives. Required Qualifications 3+ years of experience interacting with people or customers demonstrated through work, military, or education Desired Qualifications Strong knowledge and understanding of bank policies, procedures, and systems Strong organizational, multi tasking, and prioritizing skills Ability to work in a fast-paced action oriented environment Customer service focus with experience processing complex transactions and performing extensive research to resolve complex customer issues Excellent verbal, written, and interpersonal communication skills 1+ year of administration experience Mortgage industry experience Advanced Microsoft Office skills Ability to navigate multiple computer systems, applications, and utilize search tools to find information Ability to troubleshoot common computer problems A BS/BA degree or higher Sales environment exposure; preferably in Wells Fargo's Home Equity or Mortgage sales Group Wells Fargo retail, business, or mortgage experience Other Desired Qualifications Ability to interact effectively with internal and external partners and clients/customers Street Address FL-Coral Gables: 1699 Coral Way - Coral Gables, FL Disclaimer All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act. Relevant military experience is considered for veterans and transitioning service men and women. Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation. Benefits Summary Benefits Visit for benefits information.
09/25/2021
Full time
Job Description Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as "Personal Cell" or "Cellular" in the contact information of your application. At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you. Wells Fargo's Consumer Lending businesses empower millions of customers to achieve their dreams every day. Whether it's buying a home, purchasing a car, funding a significant purchase, or making important daily credit card purchases, Consumer Lending provides important credit products and services that help our customers succeed. The group includes Home Lending; Auto; Cards, Retail and Merchant Services; Personal Lending; Consumer Lending Control; and Consumer Lending Shared Services. The Consumer Lending team partners with other businesses across Wells Fargo to create and deliver transformational experiences that help customers gain access to credit. The vision for the Consumer Lending business is to leverage technology and data to make it simple for customers to easily access credit when and where they need it. Consumer Lending serves customers across the country through our distribution network of more than 5,300 retail banking branches and Home Lending offices, as well as online and digital channels. We have an immediate opening for a Mortgage Branch Customer Service Representative. This position performs routine administrative tasks for a Mortgage Branch Manager and team of loan officers. Duties include: performing extensive research to resolve complex inquiries and or transactions from internal and external customers; overseeing compliance; new hire on boarding; producing routine documents and reports using word processing and spreadsheet software; performing routine data entry operation. Additional responsibilities may include project work; team lead responsibilities including providing assistance to less experienced representatives; providing one-on-one feedback, coaching and mentoring on performance, training on policies and procedures, new or enhanced services and/or procedural changes ; reviewing the work of and providing guidance to less experienced representatives. Required Qualifications 3+ years of experience interacting with people or customers demonstrated through work, military, or education Desired Qualifications Strong knowledge and understanding of bank policies, procedures, and systems Strong organizational, multi tasking, and prioritizing skills Ability to work in a fast-paced action oriented environment Customer service focus with experience processing complex transactions and performing extensive research to resolve complex customer issues Excellent verbal, written, and interpersonal communication skills 1+ year of administration experience Mortgage industry experience Advanced Microsoft Office skills Ability to navigate multiple computer systems, applications, and utilize search tools to find information Ability to troubleshoot common computer problems A BS/BA degree or higher Sales environment exposure; preferably in Wells Fargo's Home Equity or Mortgage sales Group Wells Fargo retail, business, or mortgage experience Other Desired Qualifications Ability to interact effectively with internal and external partners and clients/customers Street Address FL-Coral Gables: 1699 Coral Way - Coral Gables, FL Disclaimer All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act. Relevant military experience is considered for veterans and transitioning service men and women. Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation. Benefits Summary Benefits Visit for benefits information.
A Team Staffing is Southern California's title, escrow, mortgage and real estate staffing specialist. We are currently searching for an experienced Escrow Officer/ Manager for an immediate opening working with sales and refis at a busy, established escrow office in Beverly Hills , CA. The ideal candidate will bring 7+ years of escrow experience, including experience running a desk and leading a team and have a DBO Manager certification. The Escrow Officer/ Manager will: Cover and manage all aspects of the desk, as well as escrow transactions Establish new escrow accounts Open, process, close and fund escrow accounts in accordance with established policies and procedures. Ensure a high level of client service level compliant with industry guidelines and company standards Lead team to execute with excellence and communicate professionally with colleagues, clients and management Job Requirements: Required Skills and Experience for an Escrow Officer/ Manager: 7+ years minimum experience in escrow, with demonstrated success as an escrow officer, running a desk and leading a team Strong communication skills: written, in person and by phone Ability to multitask while maintaining an upbeat and professional demeanor Flexibility and dependability Proven decision making skills Polished and professional presentation and demonstrated ability to present services to real estate companies Benefits: Competitive pay from the first day on the job Health Insurance Sick Days Paid Holidays 401K as the team member continues their A Team Career For immediate consideration, apply online or email your resume to: Let us use our industry contacts to advance your Real Estate career. To learn more about A Team Staffing, visit our CareerBuilder company profile by clicking on our company name in the header to this ad. Tania- Additional Information A Team Staffing is Southern California's title, escrow, mortgage and real estate staffing specialist, providing direct, temp to hire and temporary positions to talented and qualified candidates throughout the region. For nineteen years, we have spent our days building relationships with Southern California's leading title, escrow, mortgage and real estate employers. We aim to advance our employee's careers in the real estate industry and to provide them with valuable opportunities to build skills, gain experience and achieve career and financial success. KEYWORDS: mortgage, loan, real estate, finance, insurance, banking, new homes, title, escrow, brokerage, loan processor, mortgage processor, mortgage loan closer, loan opener, loan funder, payoff, escrow officer, escrow assistant, escrow coordinator, transaction coordinator, executive assistant, title clerk, administrative assistant, admin, clerical, administrative, secretarial, secretary
09/24/2021
Full time
A Team Staffing is Southern California's title, escrow, mortgage and real estate staffing specialist. We are currently searching for an experienced Escrow Officer/ Manager for an immediate opening working with sales and refis at a busy, established escrow office in Beverly Hills , CA. The ideal candidate will bring 7+ years of escrow experience, including experience running a desk and leading a team and have a DBO Manager certification. The Escrow Officer/ Manager will: Cover and manage all aspects of the desk, as well as escrow transactions Establish new escrow accounts Open, process, close and fund escrow accounts in accordance with established policies and procedures. Ensure a high level of client service level compliant with industry guidelines and company standards Lead team to execute with excellence and communicate professionally with colleagues, clients and management Job Requirements: Required Skills and Experience for an Escrow Officer/ Manager: 7+ years minimum experience in escrow, with demonstrated success as an escrow officer, running a desk and leading a team Strong communication skills: written, in person and by phone Ability to multitask while maintaining an upbeat and professional demeanor Flexibility and dependability Proven decision making skills Polished and professional presentation and demonstrated ability to present services to real estate companies Benefits: Competitive pay from the first day on the job Health Insurance Sick Days Paid Holidays 401K as the team member continues their A Team Career For immediate consideration, apply online or email your resume to: Let us use our industry contacts to advance your Real Estate career. To learn more about A Team Staffing, visit our CareerBuilder company profile by clicking on our company name in the header to this ad. Tania- Additional Information A Team Staffing is Southern California's title, escrow, mortgage and real estate staffing specialist, providing direct, temp to hire and temporary positions to talented and qualified candidates throughout the region. For nineteen years, we have spent our days building relationships with Southern California's leading title, escrow, mortgage and real estate employers. We aim to advance our employee's careers in the real estate industry and to provide them with valuable opportunities to build skills, gain experience and achieve career and financial success. KEYWORDS: mortgage, loan, real estate, finance, insurance, banking, new homes, title, escrow, brokerage, loan processor, mortgage processor, mortgage loan closer, loan opener, loan funder, payoff, escrow officer, escrow assistant, escrow coordinator, transaction coordinator, executive assistant, title clerk, administrative assistant, admin, clerical, administrative, secretarial, secretary
If you are a DE Underwriter with experience, please read on! We are a small community bank, in business for over 130 years! We have not had any workforce reductions in over 20 years and are looking for a mortgage underwriter to join us for the long term! 10% of our profits go back to our communities. If you are interested in being part a company who truly cares about the people we serve, then please apply with us! What You Will Be Doing Review and underwrite mortgage loan applications per investor guidelines Review loan conditions and appraisals in a timely manner Act as second signature for loan approvals, denials, or counteroffers Act as primary resource and liaison for sales and loan operations Monitor and manage pipeline to keep track of sensitive dates and rate lock expirations Take phone calls from loan officers, attorneys, and realtors regarding loan program criteria, conditions, and status What You Need for this Position 5+ years underwriting in retail lending DE designation, LAPP/SAR a plus Knowledge of FNMA, FHLMC, FHA, VA, and HELOC loan product Understanding of federal and state regulations What's In It for You Competitive salary ($110-$130k) DOE Annual bonus Hybrid work schedule: 3 days WFH, 2 days in office 401k with 8% company match! So, if you are a DE Underwriter with experience, please apply today! Email Your Resume In Word To Looking forward to receiving your resume through our website and going over the position with you. Clicking apply is the best way to apply, but you may also: Please do NOT change the email subject line in any way. You must keep the JobID: linkedin : KC14- -- in the email subject line for your application to be considered.*** Kyle Conaboy - Executive Recruiter - CyberCoders Applicants must be authorized to work in the U.S. CyberCoders, Inc is proud to be an Equal Opportunity Employer All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, or any other characteristic protected by law. Your Right to Work - In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hire.
09/22/2021
Full time
If you are a DE Underwriter with experience, please read on! We are a small community bank, in business for over 130 years! We have not had any workforce reductions in over 20 years and are looking for a mortgage underwriter to join us for the long term! 10% of our profits go back to our communities. If you are interested in being part a company who truly cares about the people we serve, then please apply with us! What You Will Be Doing Review and underwrite mortgage loan applications per investor guidelines Review loan conditions and appraisals in a timely manner Act as second signature for loan approvals, denials, or counteroffers Act as primary resource and liaison for sales and loan operations Monitor and manage pipeline to keep track of sensitive dates and rate lock expirations Take phone calls from loan officers, attorneys, and realtors regarding loan program criteria, conditions, and status What You Need for this Position 5+ years underwriting in retail lending DE designation, LAPP/SAR a plus Knowledge of FNMA, FHLMC, FHA, VA, and HELOC loan product Understanding of federal and state regulations What's In It for You Competitive salary ($110-$130k) DOE Annual bonus Hybrid work schedule: 3 days WFH, 2 days in office 401k with 8% company match! So, if you are a DE Underwriter with experience, please apply today! Email Your Resume In Word To Looking forward to receiving your resume through our website and going over the position with you. Clicking apply is the best way to apply, but you may also: Please do NOT change the email subject line in any way. You must keep the JobID: linkedin : KC14- -- in the email subject line for your application to be considered.*** Kyle Conaboy - Executive Recruiter - CyberCoders Applicants must be authorized to work in the U.S. CyberCoders, Inc is proud to be an Equal Opportunity Employer All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, or any other characteristic protected by law. Your Right to Work - In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hire.
Large title company in Scottsdale Arizona to find Escrow Officers This Jobot Job is hosted by: Karl Williams Are you a fit? Easy Apply now by clicking the "Apply on company site" button and sending us your resume. Salary: $40,000 - $130,000 per year A bit about us: Jobot has partnered with one of the top title companies in the country to find high quality escrow professionals in the Phoenix region. Their company offers full-service title insurance and settlement services for use in residential and commercial mortgage and real estate transactions nationwide. This is a great opportunity to grow with a top industry leading company. Why join us? Full Benefits Great PTO Top company to work for in the title industry Amazing Culture !!!! Job Details An Escrow Officer is responsible for providing superior escrow services while maximizing profitability. This is achieved by utilizing technology, communication and collaboration skills in an effort to co-exist with clients, consumers and personnel in a manner compliant with Policies and Procedures, state and other laws. Develop a profitable escrow desk. Prepares or secures deeds or other documents related to Escrow. Disburses funds as authorized by the Escrow instructions, including charges for title insurance, recording fees, real estate commissions, and loan payoffs. Prepares final statements for the involved parties. Secures releases of all contingencies or other conditions as imposed on any particular Escrow. Engage in company culture that emphasizes employee engagement, our 4 Cs, quality of work and high performance. Serve as a central point of communication between involved parties. Engage in ongoing personal improvement, self-marketing, and tracking of industry trends. Cooperate in monthly review of Trial Balance/Un-cashed checks reports and ensure items are cleared regularly. Knowledge of products, services and company policies and procedures. Maintain transparent communication with Escrow Manager. Interact with clients, real estate agents/brokers, attorneys, consumers, lenders and any other parties involved in transactions. Complete real estate escrow transactions by determining requirements; clearing title; assembling, preparing and reviewing closing documents; disbursing funds. Determine escrow requirements by studying and clarifying buyer, seller, and lender instructions. Obtain clear title by ordering title reports; resolving title defects; satisfying existing liens and encumbrances against property or principals. Preparing transaction documents by completing forms and statements; collecting and reviewing existing documents. Completing calculations by prorating taxes and interest- purchase transactions only. Completing closing transaction documents by assembling documents; reviewing papers with parties; explaining provisions and procedures; answering questions; checking documents for completeness and accuracy; obtaining signatures. Complete closing by recording and filing documents; preparing and distributing final closing statements and title; prepare HUD by utilizing lender instructions. Close escrow accounts by balancing and dispersing funds. Comply with regulatory requirements by adhering, and enforcing adherence to requirements. Enhancing organization reputation by accepting ownership for accomplishing new and different requests; exploring opportunities to add value to job accomplishments. Escalate complaints appropriately and maintain records per policies and procedures. Train, mentor and cultivate co-workers to improve the overall work experience at . Maintain a positive attitude. Comply with applicable State licensing requirements and Scholar trainings. Knowledge, Skills and Abilities: Thorough understanding of escrow law, local city and state requirements. Thorough understanding of RESPA, TILA, Dodd-Frank and CFPB rules. Thorough understanding and adoption of ALTA Best Practices. Ability to work with mathematical concepts (fractions, percentages, ratio's and proration's). Strong customer service skills; demonstrate excellent comprehension and organizational skills. Ability to manage multiple actions as once; flexibility to reprioritize quickly. Possess leadership qualities; understand the importance of setting a good example of uncompromising dedication to accomplish the company's vision and goals. Desire to engage in personal growth development. Strong ability to present information and respond to questions from personnel, clients and consumers. Act as an innovator by generating ideas to encourage collaboration, critical thinking and engagement, as well as solving practical problems. Basic Qualifications: High school diploma or general education degree (GED). Ability to read, write and interpret in English. Familiarity with Microsoft Office Suite and escrow production software e.g. ResWare, RamQuest, AtClose, IClosings and/or others. Possess five years related experience and/or training. Must successfully pass a criminal history and credit background check. Preferred Qualifications: College degree in business or finance. Supervisory Responsibility: This position has no supervisory responsibilities. Work Environment: This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Physical Requirements/ADA: No unusual physical requirements. Requires no heavy lifting, and nearly all work is performed in a comfortable indoor facility. Routine deadlines; usually sufficient lead time; variance in work volume seasonal and predictable; priorities can be anticipated; some interruptions are present; travel or other inconveniences have advance notice; involves occasional exposure to demands and pressures from persons other than immediate supervisor. Job frequently requires sitting, handling objects with hands. Job occasionally requires standing, walking, reaching, talking, hearing, and lifting up to 10 lbs. Vision requirements: Ability to see information in print and/or electronically. Position Type/Expected Hours of Work: Days and hours of full -time position are Monday through Friday, 8:00 a.m. to 5:00 p.m. Part-time positions may be considered. Travel: No travel is expected for this position. Interested in hearing more? Easy Apply now by clicking the "Apply on company site" button.
09/15/2021
Full time
Large title company in Scottsdale Arizona to find Escrow Officers This Jobot Job is hosted by: Karl Williams Are you a fit? Easy Apply now by clicking the "Apply on company site" button and sending us your resume. Salary: $40,000 - $130,000 per year A bit about us: Jobot has partnered with one of the top title companies in the country to find high quality escrow professionals in the Phoenix region. Their company offers full-service title insurance and settlement services for use in residential and commercial mortgage and real estate transactions nationwide. This is a great opportunity to grow with a top industry leading company. Why join us? Full Benefits Great PTO Top company to work for in the title industry Amazing Culture !!!! Job Details An Escrow Officer is responsible for providing superior escrow services while maximizing profitability. This is achieved by utilizing technology, communication and collaboration skills in an effort to co-exist with clients, consumers and personnel in a manner compliant with Policies and Procedures, state and other laws. Develop a profitable escrow desk. Prepares or secures deeds or other documents related to Escrow. Disburses funds as authorized by the Escrow instructions, including charges for title insurance, recording fees, real estate commissions, and loan payoffs. Prepares final statements for the involved parties. Secures releases of all contingencies or other conditions as imposed on any particular Escrow. Engage in company culture that emphasizes employee engagement, our 4 Cs, quality of work and high performance. Serve as a central point of communication between involved parties. Engage in ongoing personal improvement, self-marketing, and tracking of industry trends. Cooperate in monthly review of Trial Balance/Un-cashed checks reports and ensure items are cleared regularly. Knowledge of products, services and company policies and procedures. Maintain transparent communication with Escrow Manager. Interact with clients, real estate agents/brokers, attorneys, consumers, lenders and any other parties involved in transactions. Complete real estate escrow transactions by determining requirements; clearing title; assembling, preparing and reviewing closing documents; disbursing funds. Determine escrow requirements by studying and clarifying buyer, seller, and lender instructions. Obtain clear title by ordering title reports; resolving title defects; satisfying existing liens and encumbrances against property or principals. Preparing transaction documents by completing forms and statements; collecting and reviewing existing documents. Completing calculations by prorating taxes and interest- purchase transactions only. Completing closing transaction documents by assembling documents; reviewing papers with parties; explaining provisions and procedures; answering questions; checking documents for completeness and accuracy; obtaining signatures. Complete closing by recording and filing documents; preparing and distributing final closing statements and title; prepare HUD by utilizing lender instructions. Close escrow accounts by balancing and dispersing funds. Comply with regulatory requirements by adhering, and enforcing adherence to requirements. Enhancing organization reputation by accepting ownership for accomplishing new and different requests; exploring opportunities to add value to job accomplishments. Escalate complaints appropriately and maintain records per policies and procedures. Train, mentor and cultivate co-workers to improve the overall work experience at . Maintain a positive attitude. Comply with applicable State licensing requirements and Scholar trainings. Knowledge, Skills and Abilities: Thorough understanding of escrow law, local city and state requirements. Thorough understanding of RESPA, TILA, Dodd-Frank and CFPB rules. Thorough understanding and adoption of ALTA Best Practices. Ability to work with mathematical concepts (fractions, percentages, ratio's and proration's). Strong customer service skills; demonstrate excellent comprehension and organizational skills. Ability to manage multiple actions as once; flexibility to reprioritize quickly. Possess leadership qualities; understand the importance of setting a good example of uncompromising dedication to accomplish the company's vision and goals. Desire to engage in personal growth development. Strong ability to present information and respond to questions from personnel, clients and consumers. Act as an innovator by generating ideas to encourage collaboration, critical thinking and engagement, as well as solving practical problems. Basic Qualifications: High school diploma or general education degree (GED). Ability to read, write and interpret in English. Familiarity with Microsoft Office Suite and escrow production software e.g. ResWare, RamQuest, AtClose, IClosings and/or others. Possess five years related experience and/or training. Must successfully pass a criminal history and credit background check. Preferred Qualifications: College degree in business or finance. Supervisory Responsibility: This position has no supervisory responsibilities. Work Environment: This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Physical Requirements/ADA: No unusual physical requirements. Requires no heavy lifting, and nearly all work is performed in a comfortable indoor facility. Routine deadlines; usually sufficient lead time; variance in work volume seasonal and predictable; priorities can be anticipated; some interruptions are present; travel or other inconveniences have advance notice; involves occasional exposure to demands and pressures from persons other than immediate supervisor. Job frequently requires sitting, handling objects with hands. Job occasionally requires standing, walking, reaching, talking, hearing, and lifting up to 10 lbs. Vision requirements: Ability to see information in print and/or electronically. Position Type/Expected Hours of Work: Days and hours of full -time position are Monday through Friday, 8:00 a.m. to 5:00 p.m. Part-time positions may be considered. Travel: No travel is expected for this position. Interested in hearing more? Easy Apply now by clicking the "Apply on company site" button.
Escrow Officers in Scottsdale Arizona This Jobot Job is hosted by: Karl Williams Are you a fit? Easy Apply now by clicking the "Apply on company site" button and sending us your resume. Salary: $40,000 - $130,000 per year A bit about us: Jobot has partnered with one of the top title companies in the country to find high quality escrow professionals in the Phoenix region. Their company offers full-service title insurance and settlement services for use in residential and commercial mortgage and real estate transactions nationwide. This is a great opportunity to grow with a top industry leading company. Why join us? Full Benefits Great PTO Top company to work for in the title industry Amazing Culture !!!! Job Details An Escrow Officer is responsible for providing superior escrow services while maximizing profitability. This is achieved by utilizing technology, communication and collaboration skills in an effort to co-exist with clients, consumers and personnel in a manner compliant with Policies and Procedures, state and other laws. Develop a profitable escrow desk. Prepares or secures deeds or other documents related to Escrow. Disburses funds as authorized by the Escrow instructions, including charges for title insurance, recording fees, real estate commissions, and loan payoffs. Prepares final statements for the involved parties. Secures releases of all contingencies or other conditions as imposed on any particular Escrow. Engage in company culture that emphasizes employee engagement, our 4 Cs, quality of work and high performance. Serve as a central point of communication between involved parties. Engage in ongoing personal improvement, self-marketing, and tracking of industry trends. Cooperate in monthly review of Trial Balance/Un-cashed checks reports and ensure items are cleared regularly. Knowledge of products, services and company policies and procedures. Maintain transparent communication with Escrow Manager. Interact with clients, real estate agents/brokers, attorneys, consumers, lenders and any other parties involved in transactions. Complete real estate escrow transactions by determining requirements; clearing title; assembling, preparing and reviewing closing documents; disbursing funds. Determine escrow requirements by studying and clarifying buyer, seller, and lender instructions. Obtain clear title by ordering title reports; resolving title defects; satisfying existing liens and encumbrances against property or principals. Preparing transaction documents by completing forms and statements; collecting and reviewing existing documents. Completing calculations by prorating taxes and interest- purchase transactions only. Completing closing transaction documents by assembling documents; reviewing papers with parties; explaining provisions and procedures; answering questions; checking documents for completeness and accuracy; obtaining signatures. Complete closing by recording and filing documents; preparing and distributing final closing statements and title; prepare HUD by utilizing lender instructions. Close escrow accounts by balancing and dispersing funds. Comply with regulatory requirements by adhering, and enforcing adherence to requirements. Enhancing organization reputation by accepting ownership for accomplishing new and different requests; exploring opportunities to add value to job accomplishments. Escalate complaints appropriately and maintain records per policies and procedures. Train, mentor and cultivate co-workers to improve the overall work experience at . Maintain a positive attitude. Comply with applicable State licensing requirements and Scholar trainings. Knowledge, Skills and Abilities: Thorough understanding of escrow law, local city and state requirements. Thorough understanding of RESPA, TILA, Dodd-Frank and CFPB rules. Thorough understanding and adoption of ALTA Best Practices. Ability to work with mathematical concepts (fractions, percentages, ratio's and proration's). Strong customer service skills; demonstrate excellent comprehension and organizational skills. Ability to manage multiple actions as once; flexibility to reprioritize quickly. Possess leadership qualities; understand the importance of setting a good example of uncompromising dedication to accomplish the company's vision and goals. Desire to engage in personal growth development. Strong ability to present information and respond to questions from personnel, clients and consumers. Act as an innovator by generating ideas to encourage collaboration, critical thinking and engagement, as well as solving practical problems. Basic Qualifications: High school diploma or general education degree (GED). Ability to read, write and interpret in English. Familiarity with Microsoft Office Suite and escrow production software e.g. ResWare, RamQuest, AtClose, IClosings and/or others. Possess five years related experience and/or training. Must successfully pass a criminal history and credit background check. Preferred Qualifications: College degree in business or finance. Supervisory Responsibility: This position has no supervisory responsibilities. Work Environment: This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Physical Requirements/ADA: No unusual physical requirements. Requires no heavy lifting, and nearly all work is performed in a comfortable indoor facility. Routine deadlines; usually sufficient lead time; variance in work volume seasonal and predictable; priorities can be anticipated; some interruptions are present; travel or other inconveniences have advance notice; involves occasional exposure to demands and pressures from persons other than immediate supervisor. Job frequently requires sitting, handling objects with hands. Job occasionally requires standing, walking, reaching, talking, hearing, and lifting up to 10 lbs. Vision requirements: Ability to see information in print and/or electronically. Position Type/Expected Hours of Work: Days and hours of full -time position are Monday through Friday, 8:00 a.m. to 5:00 p.m. Part-time positions may be considered. Travel: No travel is expected for this position. Interested in hearing more? Easy Apply now by clicking the "Apply on company site" button.
09/15/2021
Full time
Escrow Officers in Scottsdale Arizona This Jobot Job is hosted by: Karl Williams Are you a fit? Easy Apply now by clicking the "Apply on company site" button and sending us your resume. Salary: $40,000 - $130,000 per year A bit about us: Jobot has partnered with one of the top title companies in the country to find high quality escrow professionals in the Phoenix region. Their company offers full-service title insurance and settlement services for use in residential and commercial mortgage and real estate transactions nationwide. This is a great opportunity to grow with a top industry leading company. Why join us? Full Benefits Great PTO Top company to work for in the title industry Amazing Culture !!!! Job Details An Escrow Officer is responsible for providing superior escrow services while maximizing profitability. This is achieved by utilizing technology, communication and collaboration skills in an effort to co-exist with clients, consumers and personnel in a manner compliant with Policies and Procedures, state and other laws. Develop a profitable escrow desk. Prepares or secures deeds or other documents related to Escrow. Disburses funds as authorized by the Escrow instructions, including charges for title insurance, recording fees, real estate commissions, and loan payoffs. Prepares final statements for the involved parties. Secures releases of all contingencies or other conditions as imposed on any particular Escrow. Engage in company culture that emphasizes employee engagement, our 4 Cs, quality of work and high performance. Serve as a central point of communication between involved parties. Engage in ongoing personal improvement, self-marketing, and tracking of industry trends. Cooperate in monthly review of Trial Balance/Un-cashed checks reports and ensure items are cleared regularly. Knowledge of products, services and company policies and procedures. Maintain transparent communication with Escrow Manager. Interact with clients, real estate agents/brokers, attorneys, consumers, lenders and any other parties involved in transactions. Complete real estate escrow transactions by determining requirements; clearing title; assembling, preparing and reviewing closing documents; disbursing funds. Determine escrow requirements by studying and clarifying buyer, seller, and lender instructions. Obtain clear title by ordering title reports; resolving title defects; satisfying existing liens and encumbrances against property or principals. Preparing transaction documents by completing forms and statements; collecting and reviewing existing documents. Completing calculations by prorating taxes and interest- purchase transactions only. Completing closing transaction documents by assembling documents; reviewing papers with parties; explaining provisions and procedures; answering questions; checking documents for completeness and accuracy; obtaining signatures. Complete closing by recording and filing documents; preparing and distributing final closing statements and title; prepare HUD by utilizing lender instructions. Close escrow accounts by balancing and dispersing funds. Comply with regulatory requirements by adhering, and enforcing adherence to requirements. Enhancing organization reputation by accepting ownership for accomplishing new and different requests; exploring opportunities to add value to job accomplishments. Escalate complaints appropriately and maintain records per policies and procedures. Train, mentor and cultivate co-workers to improve the overall work experience at . Maintain a positive attitude. Comply with applicable State licensing requirements and Scholar trainings. Knowledge, Skills and Abilities: Thorough understanding of escrow law, local city and state requirements. Thorough understanding of RESPA, TILA, Dodd-Frank and CFPB rules. Thorough understanding and adoption of ALTA Best Practices. Ability to work with mathematical concepts (fractions, percentages, ratio's and proration's). Strong customer service skills; demonstrate excellent comprehension and organizational skills. Ability to manage multiple actions as once; flexibility to reprioritize quickly. Possess leadership qualities; understand the importance of setting a good example of uncompromising dedication to accomplish the company's vision and goals. Desire to engage in personal growth development. Strong ability to present information and respond to questions from personnel, clients and consumers. Act as an innovator by generating ideas to encourage collaboration, critical thinking and engagement, as well as solving practical problems. Basic Qualifications: High school diploma or general education degree (GED). Ability to read, write and interpret in English. Familiarity with Microsoft Office Suite and escrow production software e.g. ResWare, RamQuest, AtClose, IClosings and/or others. Possess five years related experience and/or training. Must successfully pass a criminal history and credit background check. Preferred Qualifications: College degree in business or finance. Supervisory Responsibility: This position has no supervisory responsibilities. Work Environment: This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Physical Requirements/ADA: No unusual physical requirements. Requires no heavy lifting, and nearly all work is performed in a comfortable indoor facility. Routine deadlines; usually sufficient lead time; variance in work volume seasonal and predictable; priorities can be anticipated; some interruptions are present; travel or other inconveniences have advance notice; involves occasional exposure to demands and pressures from persons other than immediate supervisor. Job frequently requires sitting, handling objects with hands. Job occasionally requires standing, walking, reaching, talking, hearing, and lifting up to 10 lbs. Vision requirements: Ability to see information in print and/or electronically. Position Type/Expected Hours of Work: Days and hours of full -time position are Monday through Friday, 8:00 a.m. to 5:00 p.m. Part-time positions may be considered. Travel: No travel is expected for this position. Interested in hearing more? Easy Apply now by clicking the "Apply on company site" button.
Remote Workers Needed!!! The SBA Office of Disaster Assistance (ODA) is the Federal government's primary source of money to help businesses of all sizes, private non-profit organizations, homeowners and renters recover from disasters. ODA makes Federal low-interest disaster loans to cover losses not fully compensated by insurance or other sources. Because of the magnitude of the damage caused the Novel Coronavirus, the Dallas / Fort Worth, Texas Office of Disaster Assistance, located in the CentrePort Business Park near DFW Airport and DART/TRE Station, has an ongoing need for multiple temporary full time professionals in various occupations. All positions are temporary and subject to workload requirements All positions must be available for immediate, full-time work Weekend work required for all positions and mandatory overtime could be substantial Overtime will be paid for hours in excess of 40-hours per week All Positions require competency with Microsoft Office (Excel and Word) Must pass Credit, Fingerprint & Background Check Bilingual language skills a plus Must be a U S Citizen Immediate need for Attorneys and Paralegals DOCUMENT PREPARATION / LEGAL REVIEW / LOAN CLOSINGS Attorneys will review loan authorizations and determine required documentation to affect agency's collateral position. Work closely with borrowers and provide advice concerning loan closing procedures which includes counseling on terms and conditions of loan. Attorneys conduct loan closings, disburse funds and ensure appropriate disbursements are made according to loan authorization. Attorneys also conduct reviews of notes, guaranties, mortgages, tax forms, affidavits regarding property, deed of trust, attorney opinions, title reports, title commitments, title policies, etc. and determine compliance with loan authorization. Attorneys must be current and active members in good standing of the bar of a state, territory of the United States, District of Columbia, or Commonwealth of Puerto Rico, and eligible to practice law. Experience in a real estate or mortgage lending environment preferred. Education: Recent graduates (JD, LLB, LLM) are also encouraged to apply. Candidates awaiting results of the bar examination will be considered for Paralegal Specialist positions. Paralegals filling these positions will advise borrowers on loan closing procedures; assist borrowers in completing loan closing documents; counsel borrowers on the terms and conditions of loan authorizations; explain pertinent legal and policy matters concerning the disaster lending process; and assure that loan case files are complete. Paralegals monitor the disbursement process to ensure deadlines are met. Review borrower correspondence and initiate appropriate action to respond to borrower requests. Conduct loan closings and disburse funds to borrowers. Paralegals must be able to give instructions and/or explanations of complicated legal processes over the phone or in person to people who may be in distress. The ideal candidate will possess the following Specialized Experience: • Responding to a variety of customer inquiries by providing information to internal and external customers • Performing legal research of regulations, laws, legal databases, etc. to obtain information or address issues/concerns • Reviewing loan or legal documents for compliance with applicable regulations and guidelines; AND • Assisting borrowers with closing residential and/or business loans. Education: If qualifying based on education, you must submit transcripts to be eligible. Entry Level: Bachelor's degree with GPA of 3.0 or better (Superior Academic Achievement), any field. Intermediate: Must have master's or equivalent graduate degree in related field. Advanced: Must have doctorate or equivalent graduate degree in related field. Related Graduate Education: Major study -- Because of program requirements, educational major is expected to be directly related to position to be filled (law, legal studies, criminal justice, etc.). For this skill set, a degree in Business Administration is qualifying, provided major/concentration was in law, finance, or similar area. Immediate Need for Business Loan Specialists and Loan Assistants CREDIT ANALYSIS / LOAN PROCESSING / MORTGAGE UNDERWRITING Credit Analysts, Loan Officers, Mortgage Underwriters are needed with experience evaluating financial information; determining creditworthiness and repayment ability; and making loan decisions (or recommendations) based on overall financial condition. Recent college graduates with no prior lending or loan closing experience are encouraged to apply. Additionally, individuals who have prior lending experience should have experience determining repayment ability using income related documents (tax returns, W-2, paystubs, etc.) and experience analyzing consumer credit reports. Automotive lending (Underwriting) experience is a plus! Education: A degree in Business Administration is qualifying provided the major was in accounting, finance, or similar area. Related / Relevant Undergraduate and Graduate Education: Major study - finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics, or other fields related to the position, such as agriculture, agricultural economics, farm, livestock or ranch management. These positions are available to work remotely and will pay a base hourly rate of $18.21 - $33.39; overtime rate of $27.32 - $45.49. Please submit resume via USAJOBS.GOV Attorneys apply to Vacancy Number Paralegals apply to Vacancy Number Entry Level Paralegals Vacancy Number Loan Assistants apply to Vacancy Number Loan Specialists apply to Vacancy Number EOE/Veterans must submit DD-214 recblid fxjxs4qbqw9syyl1hsdgld54yayfjc
09/15/2021
Full time
Remote Workers Needed!!! The SBA Office of Disaster Assistance (ODA) is the Federal government's primary source of money to help businesses of all sizes, private non-profit organizations, homeowners and renters recover from disasters. ODA makes Federal low-interest disaster loans to cover losses not fully compensated by insurance or other sources. Because of the magnitude of the damage caused the Novel Coronavirus, the Dallas / Fort Worth, Texas Office of Disaster Assistance, located in the CentrePort Business Park near DFW Airport and DART/TRE Station, has an ongoing need for multiple temporary full time professionals in various occupations. All positions are temporary and subject to workload requirements All positions must be available for immediate, full-time work Weekend work required for all positions and mandatory overtime could be substantial Overtime will be paid for hours in excess of 40-hours per week All Positions require competency with Microsoft Office (Excel and Word) Must pass Credit, Fingerprint & Background Check Bilingual language skills a plus Must be a U S Citizen Immediate need for Attorneys and Paralegals DOCUMENT PREPARATION / LEGAL REVIEW / LOAN CLOSINGS Attorneys will review loan authorizations and determine required documentation to affect agency's collateral position. Work closely with borrowers and provide advice concerning loan closing procedures which includes counseling on terms and conditions of loan. Attorneys conduct loan closings, disburse funds and ensure appropriate disbursements are made according to loan authorization. Attorneys also conduct reviews of notes, guaranties, mortgages, tax forms, affidavits regarding property, deed of trust, attorney opinions, title reports, title commitments, title policies, etc. and determine compliance with loan authorization. Attorneys must be current and active members in good standing of the bar of a state, territory of the United States, District of Columbia, or Commonwealth of Puerto Rico, and eligible to practice law. Experience in a real estate or mortgage lending environment preferred. Education: Recent graduates (JD, LLB, LLM) are also encouraged to apply. Candidates awaiting results of the bar examination will be considered for Paralegal Specialist positions. Paralegals filling these positions will advise borrowers on loan closing procedures; assist borrowers in completing loan closing documents; counsel borrowers on the terms and conditions of loan authorizations; explain pertinent legal and policy matters concerning the disaster lending process; and assure that loan case files are complete. Paralegals monitor the disbursement process to ensure deadlines are met. Review borrower correspondence and initiate appropriate action to respond to borrower requests. Conduct loan closings and disburse funds to borrowers. Paralegals must be able to give instructions and/or explanations of complicated legal processes over the phone or in person to people who may be in distress. The ideal candidate will possess the following Specialized Experience: • Responding to a variety of customer inquiries by providing information to internal and external customers • Performing legal research of regulations, laws, legal databases, etc. to obtain information or address issues/concerns • Reviewing loan or legal documents for compliance with applicable regulations and guidelines; AND • Assisting borrowers with closing residential and/or business loans. Education: If qualifying based on education, you must submit transcripts to be eligible. Entry Level: Bachelor's degree with GPA of 3.0 or better (Superior Academic Achievement), any field. Intermediate: Must have master's or equivalent graduate degree in related field. Advanced: Must have doctorate or equivalent graduate degree in related field. Related Graduate Education: Major study -- Because of program requirements, educational major is expected to be directly related to position to be filled (law, legal studies, criminal justice, etc.). For this skill set, a degree in Business Administration is qualifying, provided major/concentration was in law, finance, or similar area. Immediate Need for Business Loan Specialists and Loan Assistants CREDIT ANALYSIS / LOAN PROCESSING / MORTGAGE UNDERWRITING Credit Analysts, Loan Officers, Mortgage Underwriters are needed with experience evaluating financial information; determining creditworthiness and repayment ability; and making loan decisions (or recommendations) based on overall financial condition. Recent college graduates with no prior lending or loan closing experience are encouraged to apply. Additionally, individuals who have prior lending experience should have experience determining repayment ability using income related documents (tax returns, W-2, paystubs, etc.) and experience analyzing consumer credit reports. Automotive lending (Underwriting) experience is a plus! Education: A degree in Business Administration is qualifying provided the major was in accounting, finance, or similar area. Related / Relevant Undergraduate and Graduate Education: Major study - finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics, or other fields related to the position, such as agriculture, agricultural economics, farm, livestock or ranch management. These positions are available to work remotely and will pay a base hourly rate of $18.21 - $33.39; overtime rate of $27.32 - $45.49. Please submit resume via USAJOBS.GOV Attorneys apply to Vacancy Number Paralegals apply to Vacancy Number Entry Level Paralegals Vacancy Number Loan Assistants apply to Vacancy Number Loan Specialists apply to Vacancy Number EOE/Veterans must submit DD-214 recblid fxjxs4qbqw9syyl1hsdgld54yayfjc
The HMDA Compliance Specialist oversees the Bank's compliance with the Home Mortgage Disclosure Act and quality control efforts. Required: Minimum GED for High School diploma. Minimum of 3 years audit compliance or quality control experience. Extensive knowledge of financial institution policies and procedures. Experience in LaserPro/Decision Pro and Encompass Good organizational, time-management and interpersonal skills. Knowledge of federal consumer protection laws, regulations and associated guidance, such as: Reg B, Reg Z, Reg X, Reg C (HMDA), Reg CC, Reg D, Reg Q and Reg DD. Strong understanding of transactional testing and review process as it applies to the regulations, especially HMDA. Strong verbal and written communication skills in order to effectively communicate policies, procedures, training and regulatory correspondence. Extensive ability to read, analyze and interpret government regulations, trade journals and legal documents. Must be able to respond to common inquiries from regulatory agencies, courts and outside consultants. Strong working knowledge of Microsoft programs: especially Excel and Word. Ability to work with a limited supervision Preferred: Associate's degree in related field. Experience using CRAWiz. Specific Job Functions: Coordinates and performs daily review of loan files for compliance with federal lending regulations, focusing on Reg C (HMDA). Tracks all new and proposed regulatory compliance developments for HMDA. Coordinates reporting of transaction exception logs, and performs periodic self-assessments of HMDA compliance. Reviews policies and procedures for compliance with HMDA and applicable lending laws and regulations. Ensures the bank's Loan Application Register (LAR) is accurate and updated regularly, and coordinates yearly reporting. Assists Compliance Officer and HR Training staff with the development of training materials to directors, management and employees regarding consumer protection laws and regulations related to HMDA and other areas of expertise. Provides compliance support to bank personnel with questions or concerns. Complies with regulatory rules and regulations, evidenced through successful completion of training and demonstrated ability. Performs other duties as appointed by management. Fidelity Bank provides equal employment opportunities to all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran or disabled status. recblid c2hqtgq7390qc2gro64f3pvqibppmy
09/14/2021
Full time
The HMDA Compliance Specialist oversees the Bank's compliance with the Home Mortgage Disclosure Act and quality control efforts. Required: Minimum GED for High School diploma. Minimum of 3 years audit compliance or quality control experience. Extensive knowledge of financial institution policies and procedures. Experience in LaserPro/Decision Pro and Encompass Good organizational, time-management and interpersonal skills. Knowledge of federal consumer protection laws, regulations and associated guidance, such as: Reg B, Reg Z, Reg X, Reg C (HMDA), Reg CC, Reg D, Reg Q and Reg DD. Strong understanding of transactional testing and review process as it applies to the regulations, especially HMDA. Strong verbal and written communication skills in order to effectively communicate policies, procedures, training and regulatory correspondence. Extensive ability to read, analyze and interpret government regulations, trade journals and legal documents. Must be able to respond to common inquiries from regulatory agencies, courts and outside consultants. Strong working knowledge of Microsoft programs: especially Excel and Word. Ability to work with a limited supervision Preferred: Associate's degree in related field. Experience using CRAWiz. Specific Job Functions: Coordinates and performs daily review of loan files for compliance with federal lending regulations, focusing on Reg C (HMDA). Tracks all new and proposed regulatory compliance developments for HMDA. Coordinates reporting of transaction exception logs, and performs periodic self-assessments of HMDA compliance. Reviews policies and procedures for compliance with HMDA and applicable lending laws and regulations. Ensures the bank's Loan Application Register (LAR) is accurate and updated regularly, and coordinates yearly reporting. Assists Compliance Officer and HR Training staff with the development of training materials to directors, management and employees regarding consumer protection laws and regulations related to HMDA and other areas of expertise. Provides compliance support to bank personnel with questions or concerns. Complies with regulatory rules and regulations, evidenced through successful completion of training and demonstrated ability. Performs other duties as appointed by management. Fidelity Bank provides equal employment opportunities to all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran or disabled status. recblid c2hqtgq7390qc2gro64f3pvqibppmy