Merchants Bank of Indiana
Carmel, Indiana
Description: The SVP, Chief Compliance Officer , serves as the senior executive responsible for leading the organization's compliance team and for developing, implementing, and overseeing the organization's enterprise-wide compliance program across all banking and mortgage operations. This role ensures the company maintains full compliance with federal and state banking laws, mortgage regulations, consumer protection requirements, and internal policies. The CCO acts as a trusted advisor to executive leadership and the Board of Directors, providing strategic direction, regulatory insight, and risk mitigation recommendations to safeguard the company's reputation and ensure operational integrity. This role delivers proactive oversight, timely identification and remediation of issues, and consistent adherence to federal and state requirements, resulting in clean audit and examination outcomes, reducing the potential for consumer harm, and well-controlled products and processes. The CCO fosters a culture of compliance, equips business leaders with clear guidance, and provides transparent, insightful reporting to executive management and the Board-ultimately safeguarding the company's reputation, financial stability, and long-term regulatory standing. After one year as our SVP, Chief Compliance Officer, you will know you were successful if you are able to handle the following confidently and independently. Enterprise Compliance Leadership Lead the design, execution, and continuous improvement of the enterprise compliance management system (CMS) for both banking and mortgage business lines. Serve as the primary liaison to federal and state regulators (e.g., FDIC, Indiana Department of Financial Institutions, and CFPB). Provide regular reporting to the Board of Directors and executive leadership on compliance risk, examination results, emerging issues, and key metrics. Regulatory Compliance Oversight Ensure compliance with all applicable regulations, including but not limited to: Banking: BSA/AML, UDAP/UDAAP, EFTA, FCRA, FDCPA, GLBA, Reg B, Reg E, Reg CC, Reg DD Mortgage: RESPA, TILA/Reg Z, HMDA, ECOA, SAFE Act, TCPA, Fair Lending, and disclosure laws Monitor legislative and regulatory changes; assess impact and lead implementation plans across the organization. Compliance Program Development Oversee policies, procedures, training programs, testing and monitoring activities, complaint management, and issue remediation. Develop and maintain risk assessment methodologies for banking and mortgage processes. Partner with business leaders to embed compliance controls into products, operations, and customer interactions. CRA, Fair Lending & Consumer Compliance Strategy Provide executive oversight of CRA performance, fair lending risk, HMDA and CRA data integrity, and consumer protection compliance. Draft and update as needed the organization's CRA Strategic Plan. Work with business line leaders to establish goals under the organization's CRA Strategic Plan and community development initiatives. Ensure robust fair lending analytics, data reviews, and targeted monitoring activities Schedule and track Community Development service and investment activities through the company's MPACT program. Regulatory Examinations & Audits Prepare the organization for regulatory exams, internal audits, and independent reviews. Coordinate exam activities, responses, documentation, and remediation efforts. Ensure timely resolution of findings and sustainable corrective action plans. Risk Management & Governance Identify compliance risks and work proactively with senior leaders to implement mitigation strategies. Chair the organization's Compliance Committee, whose membership includes key executive leaders. Team Leadership Lead, mentor, and develop all Compliance team members. Establish performance goals, succession plans, and a culture of collaboration and accountability. Requirements: What we are looking for Experience 12+ years of progressive compliance, risk, regulatory, or legal experience within the banking and/or mortgage industry. Deep knowledge of federal and state banking and mortgage regulations. Experience interfacing with regulators and managing examinations. Prior leadership of a compliance function or large compliance team. Skills & Competencies Strong leadership presence with ability to influence at all levels. Exceptional knowledge of regulatory frameworks and consumer protection requirements. Strategic thinker with a practical, solutions-oriented mindset. Excellent communication, presentation, and relationship-building skills. High integrity, judgment, and organizational awareness. Core Competencies Executive Leadership Strategic Risk Management Regulatory Expertise Operational Excellence Ethical Decision Making Change Management Collaboration and Business Partnership Education Bachelor's degree required, advanced degree in Law, Business, Finance, or related field preferred. JD or CRCM certification strongly preferred. About Merchants Ranked as a top performing U.S. public bank by S&P Global Market Intelligence, Merchants Bancorp is a diversified bank holding company headquartered in Carmel, Indiana operating multiple segments, including Multi-family Mortgage Banking that offers multi-family housing and healthcare facility financing and servicing; Mortgage Warehousing that offers mortgage warehouse financing; and Banking that offers retail and correspondent residential mortgage banking, agricultural lending, and traditional community banking. Merchants Bancorp, with $18.8 billion in assets and $11.9 billion in deposits as of December 31, 2024, conducts its business primarily through its direct and indirect subsidiaries, Merchants Bank of Indiana, Merchants Capital Corp., Merchants Capital Investments, LLC, Merchants Capital Servicing, LLC, Merchants Asset Management, LLC, and Merchants Mortgage, a division of Merchants Bank of Indiana. Merchants Bank and Merchants Capital have recently been honored with the 2025 USA Today Top Workplaces recognition, ranking 22nd nationally within the 500-999 employee category. This is the second year that Merchants has been recognized with this award. These accolades build on our strong history of workplace recognition, including being named a Best Place to Work in Indiana for seven consecutive years (). For more information read the entire article here . PM20 PIc00b22905bcd-8469
Description: The SVP, Chief Compliance Officer , serves as the senior executive responsible for leading the organization's compliance team and for developing, implementing, and overseeing the organization's enterprise-wide compliance program across all banking and mortgage operations. This role ensures the company maintains full compliance with federal and state banking laws, mortgage regulations, consumer protection requirements, and internal policies. The CCO acts as a trusted advisor to executive leadership and the Board of Directors, providing strategic direction, regulatory insight, and risk mitigation recommendations to safeguard the company's reputation and ensure operational integrity. This role delivers proactive oversight, timely identification and remediation of issues, and consistent adherence to federal and state requirements, resulting in clean audit and examination outcomes, reducing the potential for consumer harm, and well-controlled products and processes. The CCO fosters a culture of compliance, equips business leaders with clear guidance, and provides transparent, insightful reporting to executive management and the Board-ultimately safeguarding the company's reputation, financial stability, and long-term regulatory standing. After one year as our SVP, Chief Compliance Officer, you will know you were successful if you are able to handle the following confidently and independently. Enterprise Compliance Leadership Lead the design, execution, and continuous improvement of the enterprise compliance management system (CMS) for both banking and mortgage business lines. Serve as the primary liaison to federal and state regulators (e.g., FDIC, Indiana Department of Financial Institutions, and CFPB). Provide regular reporting to the Board of Directors and executive leadership on compliance risk, examination results, emerging issues, and key metrics. Regulatory Compliance Oversight Ensure compliance with all applicable regulations, including but not limited to: Banking: BSA/AML, UDAP/UDAAP, EFTA, FCRA, FDCPA, GLBA, Reg B, Reg E, Reg CC, Reg DD Mortgage: RESPA, TILA/Reg Z, HMDA, ECOA, SAFE Act, TCPA, Fair Lending, and disclosure laws Monitor legislative and regulatory changes; assess impact and lead implementation plans across the organization. Compliance Program Development Oversee policies, procedures, training programs, testing and monitoring activities, complaint management, and issue remediation. Develop and maintain risk assessment methodologies for banking and mortgage processes. Partner with business leaders to embed compliance controls into products, operations, and customer interactions. CRA, Fair Lending & Consumer Compliance Strategy Provide executive oversight of CRA performance, fair lending risk, HMDA and CRA data integrity, and consumer protection compliance. Draft and update as needed the organization's CRA Strategic Plan. Work with business line leaders to establish goals under the organization's CRA Strategic Plan and community development initiatives. Ensure robust fair lending analytics, data reviews, and targeted monitoring activities Schedule and track Community Development service and investment activities through the company's MPACT program. Regulatory Examinations & Audits Prepare the organization for regulatory exams, internal audits, and independent reviews. Coordinate exam activities, responses, documentation, and remediation efforts. Ensure timely resolution of findings and sustainable corrective action plans. Risk Management & Governance Identify compliance risks and work proactively with senior leaders to implement mitigation strategies. Chair the organization's Compliance Committee, whose membership includes key executive leaders. Team Leadership Lead, mentor, and develop all Compliance team members. Establish performance goals, succession plans, and a culture of collaboration and accountability. Requirements: What we are looking for Experience 12+ years of progressive compliance, risk, regulatory, or legal experience within the banking and/or mortgage industry. Deep knowledge of federal and state banking and mortgage regulations. Experience interfacing with regulators and managing examinations. Prior leadership of a compliance function or large compliance team. Skills & Competencies Strong leadership presence with ability to influence at all levels. Exceptional knowledge of regulatory frameworks and consumer protection requirements. Strategic thinker with a practical, solutions-oriented mindset. Excellent communication, presentation, and relationship-building skills. High integrity, judgment, and organizational awareness. Core Competencies Executive Leadership Strategic Risk Management Regulatory Expertise Operational Excellence Ethical Decision Making Change Management Collaboration and Business Partnership Education Bachelor's degree required, advanced degree in Law, Business, Finance, or related field preferred. JD or CRCM certification strongly preferred. About Merchants Ranked as a top performing U.S. public bank by S&P Global Market Intelligence, Merchants Bancorp is a diversified bank holding company headquartered in Carmel, Indiana operating multiple segments, including Multi-family Mortgage Banking that offers multi-family housing and healthcare facility financing and servicing; Mortgage Warehousing that offers mortgage warehouse financing; and Banking that offers retail and correspondent residential mortgage banking, agricultural lending, and traditional community banking. Merchants Bancorp, with $18.8 billion in assets and $11.9 billion in deposits as of December 31, 2024, conducts its business primarily through its direct and indirect subsidiaries, Merchants Bank of Indiana, Merchants Capital Corp., Merchants Capital Investments, LLC, Merchants Capital Servicing, LLC, Merchants Asset Management, LLC, and Merchants Mortgage, a division of Merchants Bank of Indiana. Merchants Bank and Merchants Capital have recently been honored with the 2025 USA Today Top Workplaces recognition, ranking 22nd nationally within the 500-999 employee category. This is the second year that Merchants has been recognized with this award. These accolades build on our strong history of workplace recognition, including being named a Best Place to Work in Indiana for seven consecutive years (). For more information read the entire article here . PM20 PIc00b22905bcd-8469
Wintrust Financial
Willowbrook, Illinois
Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol "WTFC." Why join us? An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 11 years) and Employee Recommended award by the Globe & Mail (past 6 years) Competitive pay and discretionary or incentive bonus eligible Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few Family-friendly work hours With 200+ community bank locations, we offer opportunities to grow and develop in your career Promote from within culture Why join this team? Team-oriented atmosphere that provides opportunities for individual growth Gain experience and further your career by joining a growing organization Position Overview: The Senior Commercial Real Estate Banker - VP/SVP is responsible for managing and growing a portfolio of commercial real estate clients within the Wintrust footprint. This position provides exceptional service to build and strengthen customer relationships by promoting products and services as appropriate to identify and fulfill customer needs. Responsible for new business development through referral sources and cold calling efforts. What You'll Do: Responsible for developing new prospects, managing and growing a portfolio of existing commercial real estate relationships. Experience in variety of real estate transactions including multifamily, retail, industrial, office, self-storage, land development and commercial construction loans. Experience with maintaining and managing a portfolio, with ability to build relationships with existing and prospective customers focusing on revenue growth, fee income, deposits and cross-selling services Participation and knowledge within loan syndications and maintaining those relationships Network with variety of CRE COI's, investors and attorneys to establish a referral base. Prepare, review and present credit memos to senior management while maintaining structures within credit guidelines. Prepare and present deal terms to clients in a timely and accurate manner. Oversee the review and underwriting of credit requests internally while making recommendations for approval to senior management. Provide leadership in the development of less experienced commercial real estate lenders and portfolio managers. Qualifications: Bachelor's degree (Business, Finance, Economics, or Accounting preferred) Solid understanding of general credit and risk principles, and banking policies/procedures; formal credit training is preferred Minimum 7+ years of credit and commercial real estate lending experience combined Exceptional written, verbal, negotiation, and presentation skills Excellent analytical and organization skills with the ability to prioritize workflow Proficient with Microsoft Office, nCino a plus Demonstrate high ethical standards and personal integrity Benefits: Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long-term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance Compensation: The estimated annual salary range for this role is $117,000-$190,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate's qualifications, skills, and experience. From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.
Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol "WTFC." Why join us? An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 11 years) and Employee Recommended award by the Globe & Mail (past 6 years) Competitive pay and discretionary or incentive bonus eligible Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few Family-friendly work hours With 200+ community bank locations, we offer opportunities to grow and develop in your career Promote from within culture Why join this team? Team-oriented atmosphere that provides opportunities for individual growth Gain experience and further your career by joining a growing organization Position Overview: The Senior Commercial Real Estate Banker - VP/SVP is responsible for managing and growing a portfolio of commercial real estate clients within the Wintrust footprint. This position provides exceptional service to build and strengthen customer relationships by promoting products and services as appropriate to identify and fulfill customer needs. Responsible for new business development through referral sources and cold calling efforts. What You'll Do: Responsible for developing new prospects, managing and growing a portfolio of existing commercial real estate relationships. Experience in variety of real estate transactions including multifamily, retail, industrial, office, self-storage, land development and commercial construction loans. Experience with maintaining and managing a portfolio, with ability to build relationships with existing and prospective customers focusing on revenue growth, fee income, deposits and cross-selling services Participation and knowledge within loan syndications and maintaining those relationships Network with variety of CRE COI's, investors and attorneys to establish a referral base. Prepare, review and present credit memos to senior management while maintaining structures within credit guidelines. Prepare and present deal terms to clients in a timely and accurate manner. Oversee the review and underwriting of credit requests internally while making recommendations for approval to senior management. Provide leadership in the development of less experienced commercial real estate lenders and portfolio managers. Qualifications: Bachelor's degree (Business, Finance, Economics, or Accounting preferred) Solid understanding of general credit and risk principles, and banking policies/procedures; formal credit training is preferred Minimum 7+ years of credit and commercial real estate lending experience combined Exceptional written, verbal, negotiation, and presentation skills Excellent analytical and organization skills with the ability to prioritize workflow Proficient with Microsoft Office, nCino a plus Demonstrate high ethical standards and personal integrity Benefits: Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long-term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance Compensation: The estimated annual salary range for this role is $117,000-$190,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate's qualifications, skills, and experience. From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.