USAA
Chesapeake, Virginia
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity Our Liquidity Strategy Analyst Senior d evelops, implements and monitors liquidity management strategies at the enterprise and line of business levels, utilizing broad enterprise knowledge and expert knowledge of the financial services industry, regulatory requirements, rating agency requirements, risk management and financial planning. Executes complex liquidity and financial initiatives and directs cross-functional teams in the implementation of business solutions that ensure USAA's ongoing financial strength. Communicates liquidity analysis and reporting to governance committees, senior management, regulatory bodies and the USAA Board of Directors. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, Chesapeake, VA or Tampa, FL. Relocation assistance is not available for this position. What you'll do: Develops complex analytical strategies, tools and methodologies to model, measure, monitor and assess capital and liquidity adequacy across the enterprise including insurance, investment and banking subsidiaries. Develops and monitors liquidity policies and comprehensive contingency funding plans. Independently assesses and communicates complex regulatory capital and liquidity rules. Conducts complex balance sheet analysis integrating capital, liquidity, cash and investment strategies. Makes recommendations to leadership on analysis. Responsible for efficient deployment of liquidity across the enterprise, including insurance, investment and banking lines of business, to meet multiple regulatory, rating agency and internal management objectives. Responsible for efficient management of cash positions for the enterprise, insurance, investment and banking lines of business. Advises key stakeholders on liquidity management issues according to industry best practices. Evaluates analysis and provides recommendations to governance committees if a risk tolerance is exceeded. Key contributor to Treasury initiatives in enterprise stress test planning and execution. Evaluates stress scenario results and establishes contingency plans in partnership with key business stakeholders for reporting to senior management, governance committees, and the respective boards of directors. Analyzes stress scenario impacts to the USAA Consolidated/P&C/Bank/Life Contingency Funding Plans and associated liquidity metrics for reporting to senior management, governance committees, and the respective boards of directors. Primary contributor in the preparation and communication of key liquidity plans, metrics, analysis and reports to governance committees, senior management, regulatory bodies and the USAA Board of Directors. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: Bachelor's degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree. 6 years of related experience in Finance, Risk Management, Treasury, Capital and Liquidity Management and/or Accounting. Subject matter expert knowledge of Microsoft Office products including Excel. Proven ability to effectively influence and build cross-functional relationships with employees of various levels throughout the organization. Strong written and verbal communication skills, including the ability to create and present executive-level presentations. Ability to effectively work with both internal and external partners. What sets you apart: Experience in Liquidity Management within the financial services industry Proven expertise in risk management, including risk metric development and monitoring Excellent communication skills to present complex analysis to senior management and regulators Experience working with Regulatory Bodies (OCC, FRB, TDI) Chartered Financial Analyst (CFA) Designation Master's degree in business, Finance, Mathematics, or other related field Compensation range: The salary range for this position is: $114,080 - $218,030. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity Our Liquidity Strategy Analyst Senior d evelops, implements and monitors liquidity management strategies at the enterprise and line of business levels, utilizing broad enterprise knowledge and expert knowledge of the financial services industry, regulatory requirements, rating agency requirements, risk management and financial planning. Executes complex liquidity and financial initiatives and directs cross-functional teams in the implementation of business solutions that ensure USAA's ongoing financial strength. Communicates liquidity analysis and reporting to governance committees, senior management, regulatory bodies and the USAA Board of Directors. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, Chesapeake, VA or Tampa, FL. Relocation assistance is not available for this position. What you'll do: Develops complex analytical strategies, tools and methodologies to model, measure, monitor and assess capital and liquidity adequacy across the enterprise including insurance, investment and banking subsidiaries. Develops and monitors liquidity policies and comprehensive contingency funding plans. Independently assesses and communicates complex regulatory capital and liquidity rules. Conducts complex balance sheet analysis integrating capital, liquidity, cash and investment strategies. Makes recommendations to leadership on analysis. Responsible for efficient deployment of liquidity across the enterprise, including insurance, investment and banking lines of business, to meet multiple regulatory, rating agency and internal management objectives. Responsible for efficient management of cash positions for the enterprise, insurance, investment and banking lines of business. Advises key stakeholders on liquidity management issues according to industry best practices. Evaluates analysis and provides recommendations to governance committees if a risk tolerance is exceeded. Key contributor to Treasury initiatives in enterprise stress test planning and execution. Evaluates stress scenario results and establishes contingency plans in partnership with key business stakeholders for reporting to senior management, governance committees, and the respective boards of directors. Analyzes stress scenario impacts to the USAA Consolidated/P&C/Bank/Life Contingency Funding Plans and associated liquidity metrics for reporting to senior management, governance committees, and the respective boards of directors. Primary contributor in the preparation and communication of key liquidity plans, metrics, analysis and reports to governance committees, senior management, regulatory bodies and the USAA Board of Directors. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: Bachelor's degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree. 6 years of related experience in Finance, Risk Management, Treasury, Capital and Liquidity Management and/or Accounting. Subject matter expert knowledge of Microsoft Office products including Excel. Proven ability to effectively influence and build cross-functional relationships with employees of various levels throughout the organization. Strong written and verbal communication skills, including the ability to create and present executive-level presentations. Ability to effectively work with both internal and external partners. What sets you apart: Experience in Liquidity Management within the financial services industry Proven expertise in risk management, including risk metric development and monitoring Excellent communication skills to present complex analysis to senior management and regulators Experience working with Regulatory Bodies (OCC, FRB, TDI) Chartered Financial Analyst (CFA) Designation Master's degree in business, Finance, Mathematics, or other related field Compensation range: The salary range for this position is: $114,080 - $218,030. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
First Horizon Bank
Memphis, Tennessee
Location: On site at locations listed Memphis, TN, Birmingham, AL, Dallas, TX, Lafayette, LA, New Orleans, LA, Charlotte, NC, Raleigh, NC, Atlanta, GA, Miami, FL Summary: Primarily responsible for completing audit engagement assignments with minimal supervision. The Audit Sr. Advisor is expected to: understand and identify the full range of risks related to processes, regulatory compliance, organization, policy, and technology; evaluate control design adequacy in complex business processes, perform and/or supervise control testing; document work performed in conformance with internal audit methodology; seasoned and strategically minded senior internal auditor with a deep understanding of banking and financial risk management; provide critical assurance and advisory services on the governance, risk management, and control frameworks surrounding Treasury and Financial Risk Management functions; and audit execution of high-impact, enterprise-wide processes related to liquidity, capital adequacy, and resolution readiness. Essential Duties and Responsibilities Leads a team focused on assigned audit, providing supervision and assignments to team members as Auditor In Charge as well as reviewing work papers completed by staff and drafting audit report Plan, execute, and report on risk-based audits focused on ALM, capital planning (including CCAR), liquidity risk, and resolution planning frameworks. Evaluate the design and effectiveness of internal controls, risk management practices, and regulatory compliance associated with Treasury and enterprise risk functions. Perform detailed testing and analysis of models and methodologies supporting capital adequacy, stress testing scenarios, liquidity forecasting, and contingency planning. Provide robust and independent challenge to the first and second lines of defense, ensuring that governance structures and controls align with regulatory expectations and best practices. Collaborate with senior audit management to scope and design annual audit plans that reflect material risks and emerging regulatory themes in Treasury and Resolution Planning. Lead and mentor audit staff during audit engagements, supporting their professional development and technical growth. Communicate findings, root causes, and risk implications clearly and concisely to executive-level stakeholders. Monitor and report on the status of remediation plans, following up on agreed corrective actions to ensure timely and effective resolution. Maintain strong relationships across internal business units while preserving independence and objectivity. Provide feedback on staff performance to Audit Leadership SUPERVISORY RESPONSIBILITIES Informal project basis QUALIFICATIONS Bachelor's Degree (4-Year Accredited College) 8 to 15 years of progressive internal audit experience. Demonstrable subject matter expertise in one or more of the following areas: Asset and Liability Management (ALM), Capital Planning, Stress Testing (CCAR/DFAST), Enterprise-wide Stress testing, and FDIC Resolution Planning (including RRP, IDI Plan, or 165(d) requirements). Strong understanding of regulatory expectations from the Federal Reserve, OCC, and FDIC. Proven ability to assess risk and control environments within a complex banking organization. Exceptional written and verbal communication skills, with an ability to present issues and recommendations effectively to executive audiences. Thorough understanding of Institute of Internal Auditors (IIA) Standards Certification or License required (CIA, CISA, CPA, CFA, CRCM, CIFRS, Series 6, 7, or 24, etc.). Prior experience at a large, complex financial institution or Big Four advisory practice. Familiarity with Basel III, LCR/NSFR, TLAC, and related capital/liquidity regulatory frameworks. COMPUTER AND OFFICE EQUIPMENT SKILLS Microsoft Office Suite TeamMate + (preferred) CERTIFICATES, LICENSES, REGISTRATIONS Certification or License required (CIA, CISA, CPA, CFA, CRCM, CIFRS, Series 6, 7, or 24, etc.) or ability to obtain within 24 months About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at . Benefit Highlights • Medical with wellness incentives, dental, and vision • HSA with company match • Maternity and parental leave • Tuition reimbursement • Mentor program • 401(k) with 6% match • More Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube
Location: On site at locations listed Memphis, TN, Birmingham, AL, Dallas, TX, Lafayette, LA, New Orleans, LA, Charlotte, NC, Raleigh, NC, Atlanta, GA, Miami, FL Summary: Primarily responsible for completing audit engagement assignments with minimal supervision. The Audit Sr. Advisor is expected to: understand and identify the full range of risks related to processes, regulatory compliance, organization, policy, and technology; evaluate control design adequacy in complex business processes, perform and/or supervise control testing; document work performed in conformance with internal audit methodology; seasoned and strategically minded senior internal auditor with a deep understanding of banking and financial risk management; provide critical assurance and advisory services on the governance, risk management, and control frameworks surrounding Treasury and Financial Risk Management functions; and audit execution of high-impact, enterprise-wide processes related to liquidity, capital adequacy, and resolution readiness. Essential Duties and Responsibilities Leads a team focused on assigned audit, providing supervision and assignments to team members as Auditor In Charge as well as reviewing work papers completed by staff and drafting audit report Plan, execute, and report on risk-based audits focused on ALM, capital planning (including CCAR), liquidity risk, and resolution planning frameworks. Evaluate the design and effectiveness of internal controls, risk management practices, and regulatory compliance associated with Treasury and enterprise risk functions. Perform detailed testing and analysis of models and methodologies supporting capital adequacy, stress testing scenarios, liquidity forecasting, and contingency planning. Provide robust and independent challenge to the first and second lines of defense, ensuring that governance structures and controls align with regulatory expectations and best practices. Collaborate with senior audit management to scope and design annual audit plans that reflect material risks and emerging regulatory themes in Treasury and Resolution Planning. Lead and mentor audit staff during audit engagements, supporting their professional development and technical growth. Communicate findings, root causes, and risk implications clearly and concisely to executive-level stakeholders. Monitor and report on the status of remediation plans, following up on agreed corrective actions to ensure timely and effective resolution. Maintain strong relationships across internal business units while preserving independence and objectivity. Provide feedback on staff performance to Audit Leadership SUPERVISORY RESPONSIBILITIES Informal project basis QUALIFICATIONS Bachelor's Degree (4-Year Accredited College) 8 to 15 years of progressive internal audit experience. Demonstrable subject matter expertise in one or more of the following areas: Asset and Liability Management (ALM), Capital Planning, Stress Testing (CCAR/DFAST), Enterprise-wide Stress testing, and FDIC Resolution Planning (including RRP, IDI Plan, or 165(d) requirements). Strong understanding of regulatory expectations from the Federal Reserve, OCC, and FDIC. Proven ability to assess risk and control environments within a complex banking organization. Exceptional written and verbal communication skills, with an ability to present issues and recommendations effectively to executive audiences. Thorough understanding of Institute of Internal Auditors (IIA) Standards Certification or License required (CIA, CISA, CPA, CFA, CRCM, CIFRS, Series 6, 7, or 24, etc.). Prior experience at a large, complex financial institution or Big Four advisory practice. Familiarity with Basel III, LCR/NSFR, TLAC, and related capital/liquidity regulatory frameworks. COMPUTER AND OFFICE EQUIPMENT SKILLS Microsoft Office Suite TeamMate + (preferred) CERTIFICATES, LICENSES, REGISTRATIONS Certification or License required (CIA, CISA, CPA, CFA, CRCM, CIFRS, Series 6, 7, or 24, etc.) or ability to obtain within 24 months About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at . Benefit Highlights • Medical with wellness incentives, dental, and vision • HSA with company match • Maternity and parental leave • Tuition reimbursement • Mentor program • 401(k) with 6% match • More Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube
Mizuho Americas
New York, New York
Banking Americas ABL Origination, Vice President. SUMMARY: The Vice President will be responsible for coordinating with senior professionals in their efforts to grow and manage the asset based lending (ABL) business. The ABL team is part of Mizuho's Banking Americas Securitized Products Origination group (SPO), which is the U.S. based corporate and structured finance unit providing secured lending solutions to all of Mizuho's clients. This is an originator role and will provide the candidate the opportunity to be deeply involved in deal origination, execution and management. The successful candidate will be capable of developing deep competency in multiple critical disciplines including: negotiation, sales, financial modeling, credit analysis, risk structuring, document review, and product development. 1) Responsibilities: Work with senior SPO staff, relationship managers, treasury personnel, capital markets professionals, as well as various internal and external advisors to assess, structure and execute transaction opportunities. Lead the preparation of proposals and approval materials for clients and to support internal decision making processes. Work with credit and risk teams and advocate for transactions with those teams. Assist in modifying/building risk assessment and transaction pricing tools; evaluate collateral structures, review transaction documents, analyze market opportunities. Research and build collateral valuation libraries. Prepare and assess various periodic reports, such as, risk analysis reports, self-assessment report, credit exposure reports, and regulatory reports. Support the adaptation and maintenance of a new portfolio management tools. 2) Required Knowledge and Skills: Effective verbal and written communication skills. Strong quantitative and financial analysis abilities. Demonstrated advanced modeling utilizing Microsoft Excel including 'clean sheet' development; ability to learn other systems. Exposure to foundational accounting, tax and legal concepts associated with corporate finance. Highly organized; critically listen; ability to multi task. Comfortable in flexible situations with tight deadlines. 3) Minimum Job Requirements and Experience: Bachelor's degree in finance, mathematics, accounting, economics, engineering and/or other business related concentrations is required. 6-8 years of banking or commercial finance experience or recent MBA graduate with 2 years in a sales/sales support role and 4 years of prior analyst experience. NOTE: This Job Description is not intended to be an exhaustive list of all responsibilities, skills, efforts or working conditions associated with this job. Additionally, the contents of this Job Description may be modified or expanded by the Bank over time. Company Overview. Mizuho Americas is a leading financial institution comprising several legal entities, which together offer clients corporate and investment banking, financing, securities, treasury services, asset management, research and more. Mizuho's operations in the Americas connect a broad client base of major corporations, financial institutions and public sector groups to local markets and a vast global network. Mizuho Americas is an integral part of the Japan-based Mizuho Financial Group, Inc. (NYSE: MFG), which is comprised of offices in nearly 40 countries, approximately 60,000 employees, and assets of more than USD 1.8 trillion. Learn more at mizuhoamericas.com. Mizuho offers a competitive total rewards package. We are an EEO Employer -M/F/Disability/Veteran. #LI-MIZUHO.
Banking Americas ABL Origination, Vice President. SUMMARY: The Vice President will be responsible for coordinating with senior professionals in their efforts to grow and manage the asset based lending (ABL) business. The ABL team is part of Mizuho's Banking Americas Securitized Products Origination group (SPO), which is the U.S. based corporate and structured finance unit providing secured lending solutions to all of Mizuho's clients. This is an originator role and will provide the candidate the opportunity to be deeply involved in deal origination, execution and management. The successful candidate will be capable of developing deep competency in multiple critical disciplines including: negotiation, sales, financial modeling, credit analysis, risk structuring, document review, and product development. 1) Responsibilities: Work with senior SPO staff, relationship managers, treasury personnel, capital markets professionals, as well as various internal and external advisors to assess, structure and execute transaction opportunities. Lead the preparation of proposals and approval materials for clients and to support internal decision making processes. Work with credit and risk teams and advocate for transactions with those teams. Assist in modifying/building risk assessment and transaction pricing tools; evaluate collateral structures, review transaction documents, analyze market opportunities. Research and build collateral valuation libraries. Prepare and assess various periodic reports, such as, risk analysis reports, self-assessment report, credit exposure reports, and regulatory reports. Support the adaptation and maintenance of a new portfolio management tools. 2) Required Knowledge and Skills: Effective verbal and written communication skills. Strong quantitative and financial analysis abilities. Demonstrated advanced modeling utilizing Microsoft Excel including 'clean sheet' development; ability to learn other systems. Exposure to foundational accounting, tax and legal concepts associated with corporate finance. Highly organized; critically listen; ability to multi task. Comfortable in flexible situations with tight deadlines. 3) Minimum Job Requirements and Experience: Bachelor's degree in finance, mathematics, accounting, economics, engineering and/or other business related concentrations is required. 6-8 years of banking or commercial finance experience or recent MBA graduate with 2 years in a sales/sales support role and 4 years of prior analyst experience. NOTE: This Job Description is not intended to be an exhaustive list of all responsibilities, skills, efforts or working conditions associated with this job. Additionally, the contents of this Job Description may be modified or expanded by the Bank over time. Company Overview. Mizuho Americas is a leading financial institution comprising several legal entities, which together offer clients corporate and investment banking, financing, securities, treasury services, asset management, research and more. Mizuho's operations in the Americas connect a broad client base of major corporations, financial institutions and public sector groups to local markets and a vast global network. Mizuho Americas is an integral part of the Japan-based Mizuho Financial Group, Inc. (NYSE: MFG), which is comprised of offices in nearly 40 countries, approximately 60,000 employees, and assets of more than USD 1.8 trillion. Learn more at mizuhoamericas.com. Mizuho offers a competitive total rewards package. We are an EEO Employer -M/F/Disability/Veteran. #LI-MIZUHO.
