8 jobs found

Compensation Details: NOW OFFERING A $10000 SIGN ON BONUS! Drivers earn on average $97000.00 a year! Drivers also have the potential to earn up to an additional $2000 per year for safety bonuses! Job Description: At Ace, "Helpful" is more than just a slogan-it's at the core of everything we do. It guides the service we provide to our retailers and their communities , who are impacted daily by the quality of our operations and retail experience. We also take Helpful beyond our stores through our Ace Foundation, and its partnerships with Children's Miracle Network Hospitals (CMN) and Habitat for Humanity, as well as through our employee-sponsored Ace Helpful Fund that provides emergency financial support to our own Ace team members in times of crisis. The spirit of Helpful can also be found within our values-driven company culture, in which team members live our W.E.L.I.G.H.T. Values every day to create a positive work environment for all. Within the Ace family, there's always room for more Helpful, so join us today to be a part of what makes Ace the Helpful Place! Our Colorado Springs distribution center is looking for Professional Truck Drivers to make an impact and support our retailers with direct-to-store deliveries. Backed by a team of traffic and safety experts, Ace Drivers receive continuous support to ensure safety and efficiency when delivering product to Retailers and are one of the revered "Faces of Ace," working independently to provide superior customer service and the Ace Helpful experience on and off the road. Safety is Our Number 1 Priority! With Safety as our number one priority, Ace is committed to maintaining a safe, healthy, and injury-free environment for all team members by supporting the latest and greatest safety programs and initiatives and practicing continuous improvement as new advancements become available. In addition, Ace Drivers are equipped with the industry-leading tools and equipment before hitting the road. Our RSC is located in Colorado Springs, CO. We service over 300 retailers all over CO, MT, WY, NE, KS, UT, TX, NM, SD, OK, and ID. Our drivers do experience a variety of mountain terrain and intercity driving. This is a regional position which means you will usually run Sunday through Friday with 2-3 of those days being overnights. Drivers do run unassigned for the first year or two, then they may be eligible for a route bid that allows for more of a structured schedule. Drivers are paid based on a combination of an hourly rate, by the mile and/or a handful of different pay components. Eligibility and Requirements Valid CDL with hazardous materials endorsement (or ability to obtain within 90 days) Minimum of 1 year Class A tractor/trailer on-road driving experience preferred Applicants with less than 1 year of experience may be considered and could qualify for an accelerated comprehensive training program No suspensions, revocations, or convictions of reckless driving in the past 3 years To learn more and apply, please visit or text "ACE" to 30914. Accepting applications on an ongoing basis for this opening. There is no deadline to apply for this position. If you are interested, please click the "Apply" button to submit your application via our Workday Applicant Tracking System (ATS). A Talent Acquisition Partner will review and reach out to you if there is an interest in further pursuing your candidacy for this opening Why should you join our team? We live our values - W.E.L.I.G.H.T (Winning, Excellence, Love, Integrity, Gratitude, Humility, and Teamwork). Gratitude. Humility. Love. You don't often see values like these in most corporate statements, but Ace is different. These things are important to us. They represent our commitment to the company, our employees, to Ace retailers and to the Ace brand. In addition to providing our employees a great culture, Ace also offers competitive benefits that address life's necessities and perks, many of which expand and improve year after year, including: Weekly Pay (Additional pay for store deliveries, sleeper berths, backhauls, training) Driver incentive program to boost income (incl. quarterly safety bonuses) Paid Time Off Programs (incl. vacation, paid sick time, holiday pay). Newly hired full-time employees will receive a one-time pro-rated allocation of up to 24 hours of vacation in their first calendar year depending on the month of hire. Up to 48 hours of paid sick time, or in accordance with applicable state law. You will receive up to 9 holidays per year, depending on the month of hire. Comprehensive health coverage (medical, dental, vision and disability - up to 26 weeks short-term disability and long-term disability) & life insurance benefits for you and your dependents Generous 401(k) retirement savings plan with a fully vested matching contribution for the first year in addition to quarterly contributions and annual discretionary contribution (once eligibility requirements have been met). Over the past 5 years, company contributions (matching, quarterly & discretionary) for fully eligible employees have averaged 10% of total eligible compensation Driver Recognition Program Company-paid HazMat Certification and DOT physicals Employer sponsored uniform program Long-term Career Opportunities: Many of our leaders started with Ace looking for a job, just like you, but found long-term career opportunities at our 15 Distribution Centers across the country and our Corporate Headquarters. Our company is growing, and we would love to have you grow with us! Merchandise Discounts on Top Brands like Weber, Traeger, Yeti, Craftsman, DeWalt and thousands more! Employee Assistance Program (EAP) - access to free visits to therapists and lawyers, guidance on financial matters, elder and childcare, and assistance with tickets to entertainment events Tuition Reimbursement Program Adoption cost reimbursement Identity theft protection Benefits are provided in compliance with applicable plans and policies. Want to be notified when new jobs are posted? Follow the link below to create an account and set up custom job alerts: Create Job Alert We want to hear from you! When most people think of career opportunities with Ace Hardware, they often think of the helpful cashiers and sales associates at their local store. However, have you also considered the people behind the scenes who select, promote, ship and process the invoices for more than 75,000 products? Maybe you haven't, but we'd like you to. Because together we help our customers take care of their homes. Come find out why a career with the Ace Hardware Corporation is one of America's best kept secrets. Equal Opportunity Employer Ace Hardware Corporation is committed to a policy of promoting equal employment opportunities. The company recognizes the importance of diversity and leveraging the skills and talents of all people to the mutual advantage of each individual and the organization. The company is committed to the prevention of employment discrimination related to race, religion, color, sex (including sexual harassment), gender identity, national origin, age, marital status, disability and military or veteran status, sexual orientation or any other action covered by federal or applicable state/local laws. Disclaimer The pay range for this position starts as listed in the job posting, but could be higher based on education and experience. Please note, compensation decisions are dependent on the facts and circumstances of each opening. We take into consideration the minimum requirements outlined in the job description, such as an individual's education, training and experience, the position's work location, required travel (if any), and external market conditions when determining the final salary for potential new hires. Be aware that salary estimates published via alternate online job boards may not be a true representation of the actual pay range offered for this position. Please refer to the Ace position description for the accurate starting pay range information and feel free to discuss this with a Talent Acquisition professional if you are chosen to move forward with an interview. This written "Position Description" is not intended to cover all aspects of the position listed. It is meant to cover the basic/general essential job functions of a particular position. Ace Hardware Corporation reserves the right to change job duties, including essential job functions, according to business necessity. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Compensation Details: NOW OFFERING A $10000 SIGN ON BONUS! Drivers earn on average $97000.00 a year! Drivers also have the potential to earn up to an additional $2000 per year for safety bonuses! Job Description: At Ace, "Helpful" is more than just a slogan-it's at the core of everything we do. It guides the service we provide to our retailers and their communities , who are impacted daily by the quality of our operations and retail experience. We also take Helpful beyond our stores through our Ace Foundation, and its partnerships with Children's Miracle Network Hospitals (CMN) and Habitat for Humanity, as well as through our employee-sponsored Ace Helpful Fund that provides emergency financial support to our own Ace team members in times of crisis. The spirit of Helpful can also be found within our values-driven company culture, in which team members live our W.E.L.I.G.H.T. Values every day to create a positive work environment for all. Within the Ace family, there's always room for more Helpful, so join us today to be a part of what makes Ace the Helpful Place! Our Colorado Springs distribution center is looking for Professional Truck Drivers to make an impact and support our retailers with direct-to-store deliveries. Backed by a team of traffic and safety experts, Ace Drivers receive continuous support to ensure safety and efficiency when delivering product to Retailers and are one of the revered "Faces of Ace," working independently to provide superior customer service and the Ace Helpful experience on and off the road. Safety is Our Number 1 Priority! With Safety as our number one priority, Ace is committed to maintaining a safe, healthy, and injury-free environment for all team members by supporting the latest and greatest safety programs and initiatives and practicing continuous improvement as new advancements become available. In addition, Ace Drivers are equipped with the industry-leading tools and equipment before hitting the road. Our RSC is located in Colorado Springs, CO. We service over 300 retailers all over CO, MT, WY, NE, KS, UT, TX, NM, SD, OK, and ID. Our drivers do experience a variety of mountain terrain and intercity driving. This is a regional position which means you will usually run Sunday through Friday with 2-3 of those days being overnights. Drivers do run unassigned for the first year or two, then they may be eligible for a route bid that allows for more of a structured schedule. Drivers are paid based on a combination of an hourly rate, by the mile and/or a handful of different pay components. Eligibility and Requirements Valid CDL with hazardous materials endorsement (or ability to obtain within 90 days) Minimum of 1 year Class A tractor/trailer on-road driving experience preferred Applicants with less than 1 year of experience may be considered and could qualify for an accelerated comprehensive training program No suspensions, revocations, or convictions of reckless driving in the past 3 years To learn more and apply, please visit or text "ACE" to 30914. Accepting applications on an ongoing basis for this opening. There is no deadline to apply for this position. If you are interested, please click the "Apply" button to submit your application via our Workday Applicant Tracking System (ATS). A Talent Acquisition Partner will review and reach out to you if there is an interest in further pursuing your candidacy for this opening Why should you join our team? We live our values - W.E.L.I.G.H.T (Winning, Excellence, Love, Integrity, Gratitude, Humility, and Teamwork). Gratitude. Humility. Love. You don't often see values like these in most corporate statements, but Ace is different. These things are important to us. They represent our commitment to the company, our employees, to Ace retailers and to the Ace brand. In addition to providing our employees a great culture, Ace also offers competitive benefits that address life's necessities and perks, many of which expand and improve year after year, including: Weekly Pay (Additional pay for store deliveries, sleeper berths, backhauls, training) Driver incentive program to boost income (incl. quarterly safety bonuses) Paid Time Off Programs (incl. vacation, paid sick time, holiday pay). Newly hired full-time employees will receive a one-time pro-rated allocation of up to 24 hours of vacation in their first calendar year depending on the month of hire. Up to 48 hours of paid sick time, or in accordance with applicable state law. You will receive up to 9 holidays per year, depending on the month of hire. Comprehensive health coverage (medical, dental, vision and disability - up to 26 weeks short-term disability and long-term disability) & life insurance benefits for you and your dependents Generous 401(k) retirement savings plan with a fully vested matching contribution for the first year in addition to quarterly contributions and annual discretionary contribution (once eligibility requirements have been met). Over the past 5 years, company contributions (matching, quarterly & discretionary) for fully eligible employees have averaged 10% of total eligible compensation Driver Recognition Program Company-paid HazMat Certification and DOT physicals Employer sponsored uniform program Long-term Career Opportunities: Many of our leaders started with Ace looking for a job, just like you, but found long-term career opportunities at our 15 Distribution Centers across the country and our Corporate Headquarters. Our company is growing, and we would love to have you grow with us! Merchandise Discounts on Top Brands like Weber, Traeger, Yeti, Craftsman, DeWalt and thousands more! Employee Assistance Program (EAP) - access to free visits to therapists and lawyers, guidance on financial matters, elder and childcare, and assistance with tickets to entertainment events Tuition Reimbursement Program Adoption cost reimbursement Identity theft protection Benefits are provided in compliance with applicable plans and policies. Want to be notified when new jobs are posted? Follow the link below to create an account and set up custom job alerts: Create Job Alert We want to hear from you! When most people think of career opportunities with Ace Hardware, they often think of the helpful cashiers and sales associates at their local store. However, have you also considered the people behind the scenes who select, promote, ship and process the invoices for more than 75,000 products? Maybe you haven't, but we'd like you to. Because together we help our customers take care of their homes. Come find out why a career with the Ace Hardware Corporation is one of America's best kept secrets. Equal Opportunity Employer Ace Hardware Corporation is committed to a policy of promoting equal employment opportunities. The company recognizes the importance of diversity and leveraging the skills and talents of all people to the mutual advantage of each individual and the organization. The company is committed to the prevention of employment discrimination related to race, religion, color, sex (including sexual harassment), gender identity, national origin, age, marital status, disability and military or veteran status, sexual orientation or any other action covered by federal or applicable state/local laws. Disclaimer The pay range for this position starts as listed in the job posting, but could be higher based on education and experience. Please note, compensation decisions are dependent on the facts and circumstances of each opening. We take into consideration the minimum requirements outlined in the job description, such as an individual's education, training and experience, the position's work location, required travel (if any), and external market conditions when determining the final salary for potential new hires. Be aware that salary estimates published via alternate online job boards may not be a true representation of the actual pay range offered for this position. Please refer to the Ace position description for the accurate starting pay range information and feel free to discuss this with a Talent Acquisition professional if you are chosen to move forward with an interview. This written "Position Description" is not intended to cover all aspects of the position listed. It is meant to cover the basic/general essential job functions of a particular position. Ace Hardware Corporation reserves the right to change job duties, including essential job functions, according to business necessity. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Compensation Details: NOW OFFERING A $10000 SIGN ON BONUS! Drivers earn on average $97000.00 a year! Drivers also have the potential to earn up to an additional $2000 per year for safety bonuses! Job Description: At Ace, "Helpful" is more than just a slogan-it's at the core of everything we do. It guides the service we provide to our retailers and their communities , who are impacted daily by the quality of our operations and retail experience. We also take Helpful beyond our stores through our Ace Foundation, and its partnerships with Children's Miracle Network Hospitals (CMN) and Habitat for Humanity, as well as through our employee-sponsored Ace Helpful Fund that provides emergency financial support to our own Ace team members in times of crisis. The spirit of Helpful can also be found within our values-driven company culture, in which team members live our W.E.L.I.G.H.T. Values every day to create a positive work environment for all. Within the Ace family, there's always room for more Helpful, so join us today to be a part of what makes Ace the Helpful Place! Our Colorado Springs distribution center is looking for Professional Truck Drivers to make an impact and support our retailers with direct-to-store deliveries. Backed by a team of traffic and safety experts, Ace Drivers receive continuous support to ensure safety and efficiency when delivering product to Retailers and are one of the revered "Faces of Ace," working independently to provide superior customer service and the Ace Helpful experience on and off the road. Safety is Our Number 1 Priority! With Safety as our number one priority, Ace is committed to maintaining a safe, healthy, and injury-free environment for all team members by supporting the latest and greatest safety programs and initiatives and practicing continuous improvement as new advancements become available. In addition, Ace Drivers are equipped with the industry-leading tools and equipment before hitting the road. Our RSC is located in Colorado Springs, CO. We service over 300 retailers all over CO, MT, WY, NE, KS, UT, TX, NM, SD, OK, and ID. Our drivers do experience a variety of mountain terrain and intercity driving. This is a regional position which means you will usually run Sunday through Friday with 2-3 of those days being overnights. Drivers do run unassigned for the first year or two, then they may be eligible for a route bid that allows for more of a structured schedule. Drivers are paid based on a combination of an hourly rate, by the mile and/or a handful of different pay components. Eligibility and Requirements Valid CDL with hazardous materials endorsement (or ability to obtain within 90 days) Minimum of 1 year Class A tractor/trailer on-road driving experience preferred Applicants with less than 1 year of experience may be considered and could qualify for an accelerated comprehensive training program No suspensions, revocations, or convictions of reckless driving in the past 3 years To learn more and apply, please visit or text "ACE" to 30914. Accepting applications on an ongoing basis for this opening. There is no deadline to apply for this position. If you are interested, please click the "Apply" button to submit your application via our Workday Applicant Tracking System (ATS). A Talent Acquisition Partner will review and reach out to you if there is an interest in further pursuing your candidacy for this opening Why should you join our team? We live our values - W.E.L.I.G.H.T (Winning, Excellence, Love, Integrity, Gratitude, Humility, and Teamwork). Gratitude. Humility. Love. You don't often see values like these in most corporate statements, but Ace is different. These things are important to us. They represent our commitment to the company, our employees, to Ace retailers and to the Ace brand. In addition to providing our employees a great culture, Ace also offers competitive benefits that address life's necessities and perks, many of which expand and improve year after year, including: Weekly Pay (Additional pay for store deliveries, sleeper berths, backhauls, training) Driver incentive program to boost income (incl. quarterly safety bonuses) Paid Time Off Programs (incl. vacation, paid sick time, holiday pay). Newly hired full-time employees will receive a one-time pro-rated allocation of up to 24 hours of vacation in their first calendar year depending on the month of hire. Up to 48 hours of paid sick time, or in accordance with applicable state law. You will receive up to 9 holidays per year, depending on the month of hire. Comprehensive health coverage (medical, dental, vision and disability - up to 26 weeks short-term disability and long-term disability) & life insurance benefits for you and your dependents Generous 401(k) retirement savings plan with a fully vested matching contribution for the first year in addition to quarterly contributions and annual discretionary contribution (once eligibility requirements have been met). Over the past 5 years, company contributions (matching, quarterly & discretionary) for fully eligible employees have averaged 10% of total eligible compensation Driver Recognition Program Company-paid HazMat Certification and DOT physicals Employer sponsored uniform program Long-term Career Opportunities: Many of our leaders started with Ace looking for a job, just like you, but found long-term career opportunities at our 15 Distribution Centers across the country and our Corporate Headquarters. Our company is growing, and we would love to have you grow with us! Merchandise Discounts on Top Brands like Weber, Traeger, Yeti, Craftsman, DeWalt and thousands more! Employee Assistance Program (EAP) - access to free visits to therapists and lawyers, guidance on financial matters, elder and childcare, and assistance with tickets to entertainment events Tuition Reimbursement Program Adoption cost reimbursement Identity theft protection Benefits are provided in compliance with applicable plans and policies. Want to be notified when new jobs are posted? Follow the link below to create an account and set up custom job alerts: Create Job Alert We want to hear from you! When most people think of career opportunities with Ace Hardware, they often think of the helpful cashiers and sales associates at their local store. However, have you also considered the people behind the scenes who select, promote, ship and process the invoices for more than 75,000 products? Maybe you haven't, but we'd like you to. Because together we help our customers take care of their homes. Come find out why a career with the Ace Hardware Corporation is one of America's best kept secrets. Equal Opportunity Employer Ace Hardware Corporation is committed to a policy of promoting equal employment opportunities. The company recognizes the importance of diversity and leveraging the skills and talents of all people to the mutual advantage of each individual and the organization. The company is committed to the prevention of employment discrimination related to race, religion, color, sex (including sexual harassment), gender identity, national origin, age, marital status, disability and military or veteran status, sexual orientation or any other action covered by federal or applicable state/local laws. Disclaimer The pay range for this position starts as listed in the job posting, but could be higher based on education and experience. Please note, compensation decisions are dependent on the facts and circumstances of each opening. We take into consideration the minimum requirements outlined in the job description, such as an individual's education, training and experience, the position's work location, required travel (if any), and external market conditions when determining the final salary for potential new hires. Be aware that salary estimates published via alternate online job boards may not be a true representation of the actual pay range offered for this position. Please refer to the Ace position description for the accurate starting pay range information and feel free to discuss this with a Talent Acquisition professional if you are chosen to move forward with an interview. This written "Position Description" is not intended to cover all aspects of the position listed. It is meant to cover the basic/general essential job functions of a particular position. Ace Hardware Corporation reserves the right to change job duties, including essential job functions, according to business necessity. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a Director Bank Credit Risk, you will lead a team of analysts responsible for credit risk identification, development and delivery of credit strategies, and monitoring of credit performance for consumer credit portfolios to optimize profitable growth within risk appetite using quantitative methods. Owns and drives mitigation of operational and compliance risk inherent in credit strategy. Leads tracking and monitoring of internal and external factors impacting credit strategy performance for bank portfolio products. This role is remote eligible in the continental U.S. with occasional business travel. However, individuals residing within a 60-mile radius of a USAA office will be expected to work on-site four days per week. What you'll do: Accountable for strategic planning to create team and departmental objectives and develops forecasts or predictions for team productivity. Mitigates risks, sets team policy, and governs the team's work to ensure it is in alignment with the strategic priorities of the bank; provides feedback on any misalignments to the team and communicates progress to executive management. Works directly with executive management, Marketing and team members to develop, implement and validate products, programs and portfolio management strategies to minimize credit risk in loan products while optimizing financial returns. In partnership with executive management develops accurate, timely and cohesive responses on internal audits, regulatory exams, internal compliance and credit risk reviews etc. Leverages banking product knowledge and critical thinking skills to lead analyses, identify root causes, and develop clear and concise recommendations to drive the overall bank credit risk strategy development and influence senior decision makers. Leads and partners to deliver Bank credit risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and clearly communicating insights/recommendations to key stakeholders and senior leadership. Leads the analysis of internal and external scores/data for use in identifying first party fraud. Leverages industry knowledge and competitive benchmarking to lead, inform, and influence credit strategy development; coaches others on industry best practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies. Proactively Identifies the need for and leads development of advanced and nuanced quantitative analysis based upon internal and external data sources to bring structure and clarity to ambiguous and challenging problems. Responsible for the development, management, and presentation of comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management. Leads the design and execution of complex financial risk sensitivity analysis. Leads the creation and management of credit strategy infrastructure and ensures credit strategies are implemented as intended. Leverages the use of expert programming and analytical techniques to analyze credit data. May have model ownership responsibilities and drive accountability for quantitative model requirement definition and/or implementation of advanced credit and/or financial modeling infrastructure. Builds and oversees a team of employees for assigned functional area through ongoing execution of recruiting, development, retention, coaching, performance management, and managerial activities. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: Bachelor's degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree. 8 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments to include creating team strategy, directing analysis and interpretation of complex bank credit risk data and credit or financial analysis activities; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 6 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments to include creating team strategy, directing analysis and interpretation of complex bank credit risk data and credit or financial analysis activities. 3 years of direct team lead, or management experience. Demonstrated experience proposing credit risk changes, evaluation and recommendation of new models or data into strategy, leading the development and presentation of monitoring performance results of various credit strategies to appropriate stakeholders and executive management. Experience influencing cross functional stakeholders to action by communicating complex analytical insights and risk mitigating solutions. Advanced research and investigation skills and demonstrated good judgement in problem solving. Strong understanding of banking regulations risk, and/or compliance. Experience developing and improving a variety of risk related reporting. Experience coaching and guiding peers on analytics, and/or risk management. Advanced knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (E.g., SPS or Visual Basic). Advanced business acumen and attention to detail and accuracy. Advanced presentation and communication skills. Advanced knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint. Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE. What sets you apart: Strong credit experience in both first line and second line of defense. Background in managing, prioritizing, and helping deliver department strategic deliverables and collaborating across multiple functions. Experience at a financial institution focused on Risk Management or Oversight leveraging AI tools to include report automation, strategy data delivery and credit strategies and policies. Compensation range: The salary range for this position is: $164,780 - $314,960. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a dedicated Bank Credit Risk Lead Analyst, you will leverage advanced analytics to proactively identify and quantify emerging and non-traditional risks. You will translate ambiguous, forward-looking signals-including macroeconomic, policy, and industry shifts-into actionable strategies that optimize portfolio performance within risk appetite. This role partners cross-functionally to monitor evolving risk dynamics, inform strategic decision-making, and ensure effective mitigation of operational and compliance risks. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. What you'll do: Leverages, applies and shares industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies. Leverages banking product knowledge and critical thinking skills to lead analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers. Leads and partners to deliver Bank credit risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and clearly communicating insights/recommendations to key stakeholders and senior leadership. Leads the analysis of internal and external scores/data for use in identifying first party fraud. Leverages industry knowledge and competitive benchmarking to lead, inform, and influence credit strategy development. Proactively Identifies the need for and leads development of advanced and nuanced quantitative analysis based upon internal and external data sources to bring structure and clarity to ambiguous and challenging problems. Responsible for the development, management, and presentation of comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management. Leads the design and execution of complex financial risk sensitivity analysis. Leads the creation and management of credit strategy infrastructure and ensures credit strategies are implemented as intended. Applies expert programming and analytical techniques to analyze credit data. Provides thought leadership, coaching, and mentoring to team members regarding analytics and risk management. Collaborates with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives. Leads and coaches team to develop analytically derived insights and the lead to strategic plans with significant impact to business results. Coaches and mentors other analysts and acts as a thought leader within the analyst community. May have model ownership responsibilities and drive accountability for quantitative model requirement definition and/or implementation of advanced credit and/or financial modeling infrastructure. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: Bachelor's degree; OR 4 years of relevant education and/or experience. 8 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 6 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy. Strong understanding of banking regulations, risk and/or compliance. Advanced presentation and communication skills. Advanced business acumen and attention to detail and accuracy. Advanced research and investigation skills and demonstrated good judgement in problem solving. Experience influencing cross functional stakeholders to action by communicating complex analytical insights and risk mitigating solutions. Experience developing and improving a variety of risk related reporting. Experience coaching and guiding peers on analytics, and/or risk management. Advanced knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint. Advanced knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (e.g., SPS or Visual Basic). Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE. What sets you apart: Experience delivering actionable business insights and recommendations through analysis of internal and external/industry data. 6+ years of experience using SAS or SQL to extract, manipulate, and analyze data, including aggregating across multiple sources, working with varying data grains, resolving data anomalies, and performing sophisticated joins to prepare high-quality analytical datasets. Proven ability to prepare and communicate strategy recommendations and results of complex analyses to senior leadership and a broad set of stakeholders, including Credit Risk, Pricing, Product, Legal, Compliance, Underwriting, and Operations. Demonstrated experience leveraging AI/LLM tools (e.g., GPT-based copilots or similar technologies) to enhance coding efficiency, accelerate analytics, and develop agents or automation solutions that support risk analysis and decision-making. Strong track record in identifying and solving "white space" or emerging risk problems with limited historical precedent, including assessing credit impacts driven by macroeconomic and policy factors such as inflation, student loan repayment/collection changes, and federal government employment shifts. Compensation range: The salary range for this position is: $164,780 - $314,960. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a dedicated Bank Credit Risk Lead Analyst, you will leverage advanced analytics to proactively identify and quantify emerging and non-traditional risks. You will translate ambiguous, forward-looking signals-including macroeconomic, policy, and industry shifts-into actionable strategies that optimize portfolio performance within risk appetite. This role partners cross-functionally to monitor evolving risk dynamics, inform strategic decision-making, and ensure effective mitigation of operational and compliance risks. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. What you'll do: Leverages, applies and shares industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies. Leverages banking product knowledge and critical thinking skills to lead analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers. Leads and partners to deliver Bank credit risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and clearly communicating insights/recommendations to key stakeholders and senior leadership. Leads the analysis of internal and external scores/data for use in identifying first party fraud. Leverages industry knowledge and competitive benchmarking to lead, inform, and influence credit strategy development. Proactively Identifies the need for and leads development of advanced and nuanced quantitative analysis based upon internal and external data sources to bring structure and clarity to ambiguous and challenging problems. Responsible for the development, management, and presentation of comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management. Leads the design and execution of complex financial risk sensitivity analysis. Leads the creation and management of credit strategy infrastructure and ensures credit strategies are implemented as intended. Applies expert programming and analytical techniques to analyze credit data. Provides thought leadership, coaching, and mentoring to team members regarding analytics and risk management. Collaborates with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives. Leads and coaches team to develop analytically derived insights and the lead to strategic plans with significant impact to business results. Coaches and mentors other analysts and acts as a thought leader within the analyst community. May have model ownership responsibilities and drive accountability for quantitative model requirement definition and/or implementation of advanced credit and/or financial modeling infrastructure. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: Bachelor's degree; OR 4 years of relevant education and/or experience. 8 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 6 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy. Strong understanding of banking regulations, risk and/or compliance. Advanced presentation and communication skills. Advanced business acumen and attention to detail and accuracy. Advanced research and investigation skills and demonstrated good judgement in problem solving. Experience influencing cross functional stakeholders to action by communicating complex analytical insights and risk mitigating solutions. Experience developing and improving a variety of risk related reporting. Experience coaching and guiding peers on analytics, and/or risk management. Advanced knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint. Advanced knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (e.g., SPS or Visual Basic). Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE. What sets you apart: Experience delivering actionable business insights and recommendations through analysis of internal and external/industry data. 6+ years of experience using SAS or SQL to extract, manipulate, and analyze data, including aggregating across multiple sources, working with varying data grains, resolving data anomalies, and performing sophisticated joins to prepare high-quality analytical datasets. Proven ability to prepare and communicate strategy recommendations and results of complex analyses to senior leadership and a broad set of stakeholders, including Credit Risk, Pricing, Product, Legal, Compliance, Underwriting, and Operations. Demonstrated experience leveraging AI/LLM tools (e.g., GPT-based copilots or similar technologies) to enhance coding efficiency, accelerate analytics, and develop agents or automation solutions that support risk analysis and decision-making. Strong track record in identifying and solving "white space" or emerging risk problems with limited historical precedent, including assessing credit impacts driven by macroeconomic and policy factors such as inflation, student loan repayment/collection changes, and federal government employment shifts. Compensation range: The salary range for this position is: $164,780 - $314,960. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a dedicated Bank Credit Risk Lead Analyst, you will leverage advanced analytics to proactively identify and quantify emerging and non-traditional risks. You will translate ambiguous, forward-looking signals-including macroeconomic, policy, and industry shifts-into actionable strategies that optimize portfolio performance within risk appetite. This role partners cross-functionally to monitor evolving risk dynamics, inform strategic decision-making, and ensure effective mitigation of operational and compliance risks. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. What you'll do: Leverages, applies and shares industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies. Leverages banking product knowledge and critical thinking skills to lead analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers. Leads and partners to deliver Bank credit risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and clearly communicating insights/recommendations to key stakeholders and senior leadership. Leads the analysis of internal and external scores/data for use in identifying first party fraud. Leverages industry knowledge and competitive benchmarking to lead, inform, and influence credit strategy development. Proactively Identifies the need for and leads development of advanced and nuanced quantitative analysis based upon internal and external data sources to bring structure and clarity to ambiguous and challenging problems. Responsible for the development, management, and presentation of comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management. Leads the design and execution of complex financial risk sensitivity analysis. Leads the creation and management of credit strategy infrastructure and ensures credit strategies are implemented as intended. Applies expert programming and analytical techniques to analyze credit data. Provides thought leadership, coaching, and mentoring to team members regarding analytics and risk management. Collaborates with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives. Leads and coaches team to develop analytically derived insights and the lead to strategic plans with significant impact to business results. Coaches and mentors other analysts and acts as a thought leader within the analyst community. May have model ownership responsibilities and drive accountability for quantitative model requirement definition and/or implementation of advanced credit and/or financial modeling infrastructure. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: Bachelor's degree; OR 4 years of relevant education and/or experience. 8 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 6 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy. Strong understanding of banking regulations, risk and/or compliance. Advanced presentation and communication skills. Advanced business acumen and attention to detail and accuracy. Advanced research and investigation skills and demonstrated good judgement in problem solving. Experience influencing cross functional stakeholders to action by communicating complex analytical insights and risk mitigating solutions. Experience developing and improving a variety of risk related reporting. Experience coaching and guiding peers on analytics, and/or risk management. Advanced knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint. Advanced knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (e.g., SPS or Visual Basic). Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE. What sets you apart: Experience delivering actionable business insights and recommendations through analysis of internal and external/industry data. 6+ years of experience using SAS or SQL to extract, manipulate, and analyze data, including aggregating across multiple sources, working with varying data grains, resolving data anomalies, and performing sophisticated joins to prepare high-quality analytical datasets. Proven ability to prepare and communicate strategy recommendations and results of complex analyses to senior leadership and a broad set of stakeholders, including Credit Risk, Pricing, Product, Legal, Compliance, Underwriting, and Operations. Demonstrated experience leveraging AI/LLM tools (e.g., GPT-based copilots or similar technologies) to enhance coding efficiency, accelerate analytics, and develop agents or automation solutions that support risk analysis and decision-making. Strong track record in identifying and solving "white space" or emerging risk problems with limited historical precedent, including assessing credit impacts driven by macroeconomic and policy factors such as inflation, student loan repayment/collection changes, and federal government employment shifts. Compensation range: The salary range for this position is: $164,780 - $314,960. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a dedicated Bank Credit Risk Lead Analyst, you will leverage advanced analytics to proactively identify and quantify emerging and non-traditional risks. You will translate ambiguous, forward-looking signals-including macroeconomic, policy, and industry shifts-into actionable strategies that optimize portfolio performance within risk appetite. This role partners cross-functionally to monitor evolving risk dynamics, inform strategic decision-making, and ensure effective mitigation of operational and compliance risks. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. What you'll do: Leverages, applies and shares industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies. Leverages banking product knowledge and critical thinking skills to lead analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers. Leads and partners to deliver Bank credit risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and clearly communicating insights/recommendations to key stakeholders and senior leadership. Leads the analysis of internal and external scores/data for use in identifying first party fraud. Leverages industry knowledge and competitive benchmarking to lead, inform, and influence credit strategy development. Proactively Identifies the need for and leads development of advanced and nuanced quantitative analysis based upon internal and external data sources to bring structure and clarity to ambiguous and challenging problems. Responsible for the development, management, and presentation of comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management. Leads the design and execution of complex financial risk sensitivity analysis. Leads the creation and management of credit strategy infrastructure and ensures credit strategies are implemented as intended. Applies expert programming and analytical techniques to analyze credit data. Provides thought leadership, coaching, and mentoring to team members regarding analytics and risk management. Collaborates with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives. Leads and coaches team to develop analytically derived insights and the lead to strategic plans with significant impact to business results. Coaches and mentors other analysts and acts as a thought leader within the analyst community. May have model ownership responsibilities and drive accountability for quantitative model requirement definition and/or implementation of advanced credit and/or financial modeling infrastructure. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: Bachelor's degree; OR 4 years of relevant education and/or experience. 8 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 6 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy. Strong understanding of banking regulations, risk and/or compliance. Advanced presentation and communication skills. Advanced business acumen and attention to detail and accuracy. Advanced research and investigation skills and demonstrated good judgement in problem solving. Experience influencing cross functional stakeholders to action by communicating complex analytical insights and risk mitigating solutions. Experience developing and improving a variety of risk related reporting. Experience coaching and guiding peers on analytics, and/or risk management. Advanced knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint. Advanced knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (e.g., SPS or Visual Basic). Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE. What sets you apart: Experience delivering actionable business insights and recommendations through analysis of internal and external/industry data. 6+ years of experience using SAS or SQL to extract, manipulate, and analyze data, including aggregating across multiple sources, working with varying data grains, resolving data anomalies, and performing sophisticated joins to prepare high-quality analytical datasets. Proven ability to prepare and communicate strategy recommendations and results of complex analyses to senior leadership and a broad set of stakeholders, including Credit Risk, Pricing, Product, Legal, Compliance, Underwriting, and Operations. Demonstrated experience leveraging AI/LLM tools (e.g., GPT-based copilots or similar technologies) to enhance coding efficiency, accelerate analytics, and develop agents or automation solutions that support risk analysis and decision-making. Strong track record in identifying and solving "white space" or emerging risk problems with limited historical precedent, including assessing credit impacts driven by macroeconomic and policy factors such as inflation, student loan repayment/collection changes, and federal government employment shifts. Compensation range: The salary range for this position is: $164,780 - $314,960. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.