POSITION IS HYBRID IN HUNTSVILLE, AL Job Summary The Senior Contracts Manager is responsible for strategic oversight and operational managementof all government contracts throughout their lifecycle - from capture and proposal development to negotiation, administration, and closeout ensuring all contracts are managed in strict compliance with FAR, DFARS, and related federal acquisition policies, while driving strategies that balance risk mitigation, profitability, and compliance.This role partners closely with Program Management, Finance, Business Development, and Legal to support pre-award and post-award activities, including contract negotiation, risk assessment, and execution.The position requires a seasoned contracts leaderwith deep GovCon expertise,proven negotiation success,and the ability to integrate contracting strategywith finance, legal, and business development functions and will play a pivotal role in shaping contracting policy, ensuring cost-effective execution, and supporting the company's growth from small or mid-tier contractor status into a competitive unrestricted prime. As with any position, additional expectations exist. Some of these include, but are not limited to, adhering to normal working hours, meeting deadlines, following company policies as outlined by the Employee Handbook, communicating regularly with assigned supervisor(s), staying focused on assigned tasks, and completing other tasks as assigned. Responsibilities Serve as the primary point of contact for all contract administration activities, including new awards, modifications, extensions, and closeouts Review, analyze, and interpret contract terms and conditions to ensure compliance with company policies and government regulations Support proposal and capture teams in developing compliant contract responses, pricing structures, and risk assessments Lead contract negotiations with customers, subcontractors, and teaming partners Coordinate with Legal and Finance to ensure alignment between contract obligations, billing, and financial reporting Prepare and maintain contractual documents, including NDAs, Teaming Agreements, Subcontracts, and Task Orders Ensure timely submission of deliverables, contract reports, and modifications Advise program teams on contract interpretation, risk mitigation, and change management Conduct internal audits to monitor compliance and identify areas for improvement Serve as an internal subject matter expert on FAR/DFARS, SBA regulations, and organizational policies related to procurement and contracting Mentor junior contract staff and assist in developing scalable contract management procedures Strategic Objectives Strengthen Compliance and Governance:Build a contracting framework that ensures 100% compliance with FAR/DFARS and internal policies Mitigate Risk Proactively:Identify, quantify, and manage contractual and regulatory risks at every stage of the contract lifecycle Enhance Negotiation Outcomes:Achieve favorable pricing, terms, and conditions through strategic negotiation and stakeholder alignment Optimize Proposal-to-Award Efficiency:Streamline capture, proposal, and contract award processes to improve competitiveness and win rates Develop Talent and Systems:Build a high-performing contracts team supported by modern tools, templates, and training for sustained operational excellence 1. Strategic Leadership Define and execute the overall contracting strategyin alignment with corporate goals and risk appetite Serve as a senior advisor to the CEO, CFO, and COOon contractual and regulatory issues Drive standardization and continuous improvement of contract policies and tools Represent the organization in high-stakes negotiations and compliance reviews 2. Team Management and Development Lead and mentor a team of contracts managers, administrators, and analysts Implement career development and certification pathways (CPCM, CFCM) Establish a collaborative, accountable, and compliance-driven team culture 3. Compliance and Risk Management Ensure adherence to FAR, DFARS, SBA, ITAR and agency-specific supplements Review contracts for legal, financial, and performance risks and develop mitigation plans Lead internal audits and external compliance responses with DCAA, DCMA, or agency inspectors Maintain up-to-date knowledge of regulatory changes and train staff accordingly 4. Contract Negotiations and Pricing Lead negotiations for multi-year, multi-million-dollar contracts and subcontracts Partner with finance, capture, and legal teams to define terms, conditions, and pricing models Ensure cost proposals are fully compliant and defensible in audits and negotiations Maintain positive relationships with Contracting Officers and government stakeholders 5. Proposal and Capture Support Oversee proposal strategy and ensure compliant, compelling submissions Review RFIs, RFPs, and amendments to identify requirements, risks, and opportunities Provide contractual input during capture planning and pricing reviews Ensure timely and accurate preparation of contract modifications and renewals 6. Contract Administration Manage the full contract lifecycle:award, execution, modifications, and closeout Track deliverables, funding, and performance obligations Maintain a centralized, audit-ready contract repository and document control system Coordinate with finance for invoicing, funding status, and billing accuracy 7. Stakeholder and Client Relations Serve as the primary interface for contract matters with executives, legal counsel, auditors, and government representatives Ensure cross-functional coordination between Contracts, Operations, and Program Management Support small business subcontracting compliance and reporting Basic Qualifications Active Secret Clearance Bachelor's degree in Business, Law, or related field 15+ years in government contracting, with 7+ years in leadership or management roles Comprehensive understanding of FAR, DFARS, ITAR, SBA and other federal acquisition regulations Strong leadership, negotiation, risk management and analytical skills with attention to contractual detail Demonstrated ability to manage multiple contracts and priorities in a fast-paced environment Excellent communication and interpersonal skills, with the ability to interface effectively at all organizational levels Proficiency in Microsoft Office Suite and familiarity with contract management systems If applicable: If you are or have been recently employed by the U.S. government, a post-employment ethics letter will be required if employment with VSolvit is offered Preferred Qualifications Master's degree in Business, Law, Contract Management, or related discipline NCMA certification (CPCM, CFCM, or NCMA) Experience with cost-plus, fixed-price, and T&M contract types Experience supporting Navy, Marine Corps, or other DoD customers Prior experience with JAMIS, Deltek, or similar ERP systems Company Summary Join the VSolvit Team! Founded in 2006, VSolvit (pronounced 'We Solve It') is a technology services provider that specializes in cybersecurity, cloud computing, geographic information systems (GIS), business intelligence (BI) systems, data warehousing, engineering services, and custom database and application development. VSolvit is an award winning WOSB, CA CDB, MBE, WBE, and CMMI Level 3 certified company. We offer a customizable health benefits program that best meets the needs of its employees. Offering may include: medical, dental, and vision insurance, life insurance, long and short-term disability and other insurance products, Health Savings Account, Flexible Spending Account, 401K Retirement Plan options, Tuition Reimbursement, and assorted voluntary benefits. Our goal is to grow together and enjoy the work that we do as a team. VSolvit LLC is an Equal Opportunity/Affirmative Action employer and will consider all qualified applicants for employment without regard to race, color, religion, sex, national origin, protected veteran status, or disability status.
12/07/2025
Full time
POSITION IS HYBRID IN HUNTSVILLE, AL Job Summary The Senior Contracts Manager is responsible for strategic oversight and operational managementof all government contracts throughout their lifecycle - from capture and proposal development to negotiation, administration, and closeout ensuring all contracts are managed in strict compliance with FAR, DFARS, and related federal acquisition policies, while driving strategies that balance risk mitigation, profitability, and compliance.This role partners closely with Program Management, Finance, Business Development, and Legal to support pre-award and post-award activities, including contract negotiation, risk assessment, and execution.The position requires a seasoned contracts leaderwith deep GovCon expertise,proven negotiation success,and the ability to integrate contracting strategywith finance, legal, and business development functions and will play a pivotal role in shaping contracting policy, ensuring cost-effective execution, and supporting the company's growth from small or mid-tier contractor status into a competitive unrestricted prime. As with any position, additional expectations exist. Some of these include, but are not limited to, adhering to normal working hours, meeting deadlines, following company policies as outlined by the Employee Handbook, communicating regularly with assigned supervisor(s), staying focused on assigned tasks, and completing other tasks as assigned. Responsibilities Serve as the primary point of contact for all contract administration activities, including new awards, modifications, extensions, and closeouts Review, analyze, and interpret contract terms and conditions to ensure compliance with company policies and government regulations Support proposal and capture teams in developing compliant contract responses, pricing structures, and risk assessments Lead contract negotiations with customers, subcontractors, and teaming partners Coordinate with Legal and Finance to ensure alignment between contract obligations, billing, and financial reporting Prepare and maintain contractual documents, including NDAs, Teaming Agreements, Subcontracts, and Task Orders Ensure timely submission of deliverables, contract reports, and modifications Advise program teams on contract interpretation, risk mitigation, and change management Conduct internal audits to monitor compliance and identify areas for improvement Serve as an internal subject matter expert on FAR/DFARS, SBA regulations, and organizational policies related to procurement and contracting Mentor junior contract staff and assist in developing scalable contract management procedures Strategic Objectives Strengthen Compliance and Governance:Build a contracting framework that ensures 100% compliance with FAR/DFARS and internal policies Mitigate Risk Proactively:Identify, quantify, and manage contractual and regulatory risks at every stage of the contract lifecycle Enhance Negotiation Outcomes:Achieve favorable pricing, terms, and conditions through strategic negotiation and stakeholder alignment Optimize Proposal-to-Award Efficiency:Streamline capture, proposal, and contract award processes to improve competitiveness and win rates Develop Talent and Systems:Build a high-performing contracts team supported by modern tools, templates, and training for sustained operational excellence 1. Strategic Leadership Define and execute the overall contracting strategyin alignment with corporate goals and risk appetite Serve as a senior advisor to the CEO, CFO, and COOon contractual and regulatory issues Drive standardization and continuous improvement of contract policies and tools Represent the organization in high-stakes negotiations and compliance reviews 2. Team Management and Development Lead and mentor a team of contracts managers, administrators, and analysts Implement career development and certification pathways (CPCM, CFCM) Establish a collaborative, accountable, and compliance-driven team culture 3. Compliance and Risk Management Ensure adherence to FAR, DFARS, SBA, ITAR and agency-specific supplements Review contracts for legal, financial, and performance risks and develop mitigation plans Lead internal audits and external compliance responses with DCAA, DCMA, or agency inspectors Maintain up-to-date knowledge of regulatory changes and train staff accordingly 4. Contract Negotiations and Pricing Lead negotiations for multi-year, multi-million-dollar contracts and subcontracts Partner with finance, capture, and legal teams to define terms, conditions, and pricing models Ensure cost proposals are fully compliant and defensible in audits and negotiations Maintain positive relationships with Contracting Officers and government stakeholders 5. Proposal and Capture Support Oversee proposal strategy and ensure compliant, compelling submissions Review RFIs, RFPs, and amendments to identify requirements, risks, and opportunities Provide contractual input during capture planning and pricing reviews Ensure timely and accurate preparation of contract modifications and renewals 6. Contract Administration Manage the full contract lifecycle:award, execution, modifications, and closeout Track deliverables, funding, and performance obligations Maintain a centralized, audit-ready contract repository and document control system Coordinate with finance for invoicing, funding status, and billing accuracy 7. Stakeholder and Client Relations Serve as the primary interface for contract matters with executives, legal counsel, auditors, and government representatives Ensure cross-functional coordination between Contracts, Operations, and Program Management Support small business subcontracting compliance and reporting Basic Qualifications Active Secret Clearance Bachelor's degree in Business, Law, or related field 15+ years in government contracting, with 7+ years in leadership or management roles Comprehensive understanding of FAR, DFARS, ITAR, SBA and other federal acquisition regulations Strong leadership, negotiation, risk management and analytical skills with attention to contractual detail Demonstrated ability to manage multiple contracts and priorities in a fast-paced environment Excellent communication and interpersonal skills, with the ability to interface effectively at all organizational levels Proficiency in Microsoft Office Suite and familiarity with contract management systems If applicable: If you are or have been recently employed by the U.S. government, a post-employment ethics letter will be required if employment with VSolvit is offered Preferred Qualifications Master's degree in Business, Law, Contract Management, or related discipline NCMA certification (CPCM, CFCM, or NCMA) Experience with cost-plus, fixed-price, and T&M contract types Experience supporting Navy, Marine Corps, or other DoD customers Prior experience with JAMIS, Deltek, or similar ERP systems Company Summary Join the VSolvit Team! Founded in 2006, VSolvit (pronounced 'We Solve It') is a technology services provider that specializes in cybersecurity, cloud computing, geographic information systems (GIS), business intelligence (BI) systems, data warehousing, engineering services, and custom database and application development. VSolvit is an award winning WOSB, CA CDB, MBE, WBE, and CMMI Level 3 certified company. We offer a customizable health benefits program that best meets the needs of its employees. Offering may include: medical, dental, and vision insurance, life insurance, long and short-term disability and other insurance products, Health Savings Account, Flexible Spending Account, 401K Retirement Plan options, Tuition Reimbursement, and assorted voluntary benefits. Our goal is to grow together and enjoy the work that we do as a team. VSolvit LLC is an Equal Opportunity/Affirmative Action employer and will consider all qualified applicants for employment without regard to race, color, religion, sex, national origin, protected veteran status, or disability status.
Description: For almost 100 years, Arnold Motor Supply has been a leading distributor and retailer of automotive replacement parts and accessories with 80 locations across the Midwest. We are recognized as a Top Workplace year after year because we keep it simple our employees and customers are the most important part of everything we do. This role is new to our organization, so trailblazers are welcome! This key individual will lead efforts to create and maximize decision support and financial analysis efforts across the organization. Our headquarters is in Spencer, IA, but this position may operate from the Des Moines or Omaha metro areas. Position Summary The Senior Financial Analyst will play a critical role in delivering high-quality financial insights to support strategic decision-making. This position is responsible for conducting advanced financial analyses across pricing, inventory, revenue, gross profit, and market share trends. The ideal candidate will bring strong analytical rigor, exceptional data management skills, and the ability to translate complex findings into clear, actionable recommendations for senior leadership. Key Responsibilities Financial Analysis & Reporting Conduct detailed market pricing analyses to evaluate price competitiveness, margin impacts, and pricing optimization opportunities. Perform inventory and product category analysis, including inventory valuation, turnover metrics, excess/obsolete assessments, and optimization modeling. Lead revenue analysis and forecasting, incorporating historical trends, market factors, seasonality, and business scenario planning. Develop gross profit margin analysis and projections, identifying margin drivers, cost fluctuations, and profitability improvement levers. Perform market share analysis, including competitor benchmarking, market trend evaluation, and risk/opportunity assessments. Provide investment decision support analysis, including NPV, IRR, payback period, ROI calculations, and sensitivity or scenario modeling for traditional capital investments. Data Integrity & Source Management Pull, validate, and reconcile financial and operational data from multiple internal and external sources, ensuring accuracy, consistency, and completeness. Create and maintain data-quality checks, controls, and documentation to prevent discrepancies and enhance trust in analytic outputs. Partner with data management, IT, and business stakeholders to streamline data pipelines and improve data accessibility and reliability. Cross-Functional Collaboration Work closely with Operations, Business Development, Distribution, Product, and Pricing teams to ensure alignment on assumptions, methodologies, and reporting standards. Present financial insights and recommendations to senior leaders in a clear, concise manner through presentations, dashboards, and written reports. Supervise data management team and ensure effective support of operational functions Tools & Continuous Improvement Develop and automate analytical models, dashboards, and forecast tools to improve reporting accuracy and efficiency. Identify opportunities to enhance financial processes, introduce analytical best practices, and support strategic initiatives across the organization. Assist operations teams with continuous improvement initiatives Requirements: 7+ years of progressive financial analysis experience, preferably with experience in multiple functional aspects of a business. Bachelors degree in Finance, Accounting, Economics, or related field; MBA or relevant certification (CPA/CFA) is a plus. Advanced proficiency in Excel and financial modeling; experience with BI/reporting tools and ERP systems. Strong ability to synthesize complex datasets and communicate insights clearly to both financial and non-financial audiences. Attention to detail, strong critical-thinking skills, and the ability to manage multiple projects. PM22 PIf8ab4f74a7ca-3961
12/06/2025
Full time
Description: For almost 100 years, Arnold Motor Supply has been a leading distributor and retailer of automotive replacement parts and accessories with 80 locations across the Midwest. We are recognized as a Top Workplace year after year because we keep it simple our employees and customers are the most important part of everything we do. This role is new to our organization, so trailblazers are welcome! This key individual will lead efforts to create and maximize decision support and financial analysis efforts across the organization. Our headquarters is in Spencer, IA, but this position may operate from the Des Moines or Omaha metro areas. Position Summary The Senior Financial Analyst will play a critical role in delivering high-quality financial insights to support strategic decision-making. This position is responsible for conducting advanced financial analyses across pricing, inventory, revenue, gross profit, and market share trends. The ideal candidate will bring strong analytical rigor, exceptional data management skills, and the ability to translate complex findings into clear, actionable recommendations for senior leadership. Key Responsibilities Financial Analysis & Reporting Conduct detailed market pricing analyses to evaluate price competitiveness, margin impacts, and pricing optimization opportunities. Perform inventory and product category analysis, including inventory valuation, turnover metrics, excess/obsolete assessments, and optimization modeling. Lead revenue analysis and forecasting, incorporating historical trends, market factors, seasonality, and business scenario planning. Develop gross profit margin analysis and projections, identifying margin drivers, cost fluctuations, and profitability improvement levers. Perform market share analysis, including competitor benchmarking, market trend evaluation, and risk/opportunity assessments. Provide investment decision support analysis, including NPV, IRR, payback period, ROI calculations, and sensitivity or scenario modeling for traditional capital investments. Data Integrity & Source Management Pull, validate, and reconcile financial and operational data from multiple internal and external sources, ensuring accuracy, consistency, and completeness. Create and maintain data-quality checks, controls, and documentation to prevent discrepancies and enhance trust in analytic outputs. Partner with data management, IT, and business stakeholders to streamline data pipelines and improve data accessibility and reliability. Cross-Functional Collaboration Work closely with Operations, Business Development, Distribution, Product, and Pricing teams to ensure alignment on assumptions, methodologies, and reporting standards. Present financial insights and recommendations to senior leaders in a clear, concise manner through presentations, dashboards, and written reports. Supervise data management team and ensure effective support of operational functions Tools & Continuous Improvement Develop and automate analytical models, dashboards, and forecast tools to improve reporting accuracy and efficiency. Identify opportunities to enhance financial processes, introduce analytical best practices, and support strategic initiatives across the organization. Assist operations teams with continuous improvement initiatives Requirements: 7+ years of progressive financial analysis experience, preferably with experience in multiple functional aspects of a business. Bachelors degree in Finance, Accounting, Economics, or related field; MBA or relevant certification (CPA/CFA) is a plus. Advanced proficiency in Excel and financial modeling; experience with BI/reporting tools and ERP systems. Strong ability to synthesize complex datasets and communicate insights clearly to both financial and non-financial audiences. Attention to detail, strong critical-thinking skills, and the ability to manage multiple projects. PM22 PIf8ab4f74a7ca-3961
Description: For almost 100 years, Arnold Motor Supply has been a leading distributor and retailer of automotive replacement parts and accessories with 80 locations across the Midwest. We are recognized as a Top Workplace year after year because we keep it simple our employees and customers are the most important part of everything we do. This role is new to our organization, so trailblazers are welcome! This key individual will lead efforts to create and maximize decision support and financial analysis efforts across the organization. Our headquarters is in Spencer, IA, but this position may operate from the Des Moines or Omaha metro areas. Position Summary The Senior Financial Analyst will play a critical role in delivering high-quality financial insights to support strategic decision-making. This position is responsible for conducting advanced financial analyses across pricing, inventory, revenue, gross profit, and market share trends. The ideal candidate will bring strong analytical rigor, exceptional data management skills, and the ability to translate complex findings into clear, actionable recommendations for senior leadership. Key Responsibilities Financial Analysis & Reporting Conduct detailed market pricing analyses to evaluate price competitiveness, margin impacts, and pricing optimization opportunities. Perform inventory and product category analysis, including inventory valuation, turnover metrics, excess/obsolete assessments, and optimization modeling. Lead revenue analysis and forecasting, incorporating historical trends, market factors, seasonality, and business scenario planning. Develop gross profit margin analysis and projections, identifying margin drivers, cost fluctuations, and profitability improvement levers. Perform market share analysis, including competitor benchmarking, market trend evaluation, and risk/opportunity assessments. Provide investment decision support analysis, including NPV, IRR, payback period, ROI calculations, and sensitivity or scenario modeling for traditional capital investments. Data Integrity & Source Management Pull, validate, and reconcile financial and operational data from multiple internal and external sources, ensuring accuracy, consistency, and completeness. Create and maintain data-quality checks, controls, and documentation to prevent discrepancies and enhance trust in analytic outputs. Partner with data management, IT, and business stakeholders to streamline data pipelines and improve data accessibility and reliability. Cross-Functional Collaboration Work closely with Operations, Business Development, Distribution, Product, and Pricing teams to ensure alignment on assumptions, methodologies, and reporting standards. Present financial insights and recommendations to senior leaders in a clear, concise manner through presentations, dashboards, and written reports. Supervise data management team and ensure effective support of operational functions Tools & Continuous Improvement Develop and automate analytical models, dashboards, and forecast tools to improve reporting accuracy and efficiency. Identify opportunities to enhance financial processes, introduce analytical best practices, and support strategic initiatives across the organization. Assist operations teams with continuous improvement initiatives Requirements: 7+ years of progressive financial analysis experience, preferably with experience in multiple functional aspects of a business. Bachelors degree in Finance, Accounting, Economics, or related field; MBA or relevant certification (CPA/CFA) is a plus. Advanced proficiency in Excel and financial modeling; experience with BI/reporting tools and ERP systems. Strong ability to synthesize complex datasets and communicate insights clearly to both financial and non-financial audiences. Attention to detail, strong critical-thinking skills, and the ability to manage multiple projects. PM22 PI65e3e0af6e55-3960
12/06/2025
Full time
Description: For almost 100 years, Arnold Motor Supply has been a leading distributor and retailer of automotive replacement parts and accessories with 80 locations across the Midwest. We are recognized as a Top Workplace year after year because we keep it simple our employees and customers are the most important part of everything we do. This role is new to our organization, so trailblazers are welcome! This key individual will lead efforts to create and maximize decision support and financial analysis efforts across the organization. Our headquarters is in Spencer, IA, but this position may operate from the Des Moines or Omaha metro areas. Position Summary The Senior Financial Analyst will play a critical role in delivering high-quality financial insights to support strategic decision-making. This position is responsible for conducting advanced financial analyses across pricing, inventory, revenue, gross profit, and market share trends. The ideal candidate will bring strong analytical rigor, exceptional data management skills, and the ability to translate complex findings into clear, actionable recommendations for senior leadership. Key Responsibilities Financial Analysis & Reporting Conduct detailed market pricing analyses to evaluate price competitiveness, margin impacts, and pricing optimization opportunities. Perform inventory and product category analysis, including inventory valuation, turnover metrics, excess/obsolete assessments, and optimization modeling. Lead revenue analysis and forecasting, incorporating historical trends, market factors, seasonality, and business scenario planning. Develop gross profit margin analysis and projections, identifying margin drivers, cost fluctuations, and profitability improvement levers. Perform market share analysis, including competitor benchmarking, market trend evaluation, and risk/opportunity assessments. Provide investment decision support analysis, including NPV, IRR, payback period, ROI calculations, and sensitivity or scenario modeling for traditional capital investments. Data Integrity & Source Management Pull, validate, and reconcile financial and operational data from multiple internal and external sources, ensuring accuracy, consistency, and completeness. Create and maintain data-quality checks, controls, and documentation to prevent discrepancies and enhance trust in analytic outputs. Partner with data management, IT, and business stakeholders to streamline data pipelines and improve data accessibility and reliability. Cross-Functional Collaboration Work closely with Operations, Business Development, Distribution, Product, and Pricing teams to ensure alignment on assumptions, methodologies, and reporting standards. Present financial insights and recommendations to senior leaders in a clear, concise manner through presentations, dashboards, and written reports. Supervise data management team and ensure effective support of operational functions Tools & Continuous Improvement Develop and automate analytical models, dashboards, and forecast tools to improve reporting accuracy and efficiency. Identify opportunities to enhance financial processes, introduce analytical best practices, and support strategic initiatives across the organization. Assist operations teams with continuous improvement initiatives Requirements: 7+ years of progressive financial analysis experience, preferably with experience in multiple functional aspects of a business. Bachelors degree in Finance, Accounting, Economics, or related field; MBA or relevant certification (CPA/CFA) is a plus. Advanced proficiency in Excel and financial modeling; experience with BI/reporting tools and ERP systems. Strong ability to synthesize complex datasets and communicate insights clearly to both financial and non-financial audiences. Attention to detail, strong critical-thinking skills, and the ability to manage multiple projects. PM22 PI65e3e0af6e55-3960
Description: For almost 100 years, Arnold Motor Supply has been a leading distributor and retailer of automotive replacement parts and accessories with 80 locations across the Midwest. We are recognized as a Top Workplace year after year because we keep it simple - our employees and customers are the most important part of everything we do. This role is new to our organization, so trailblazers are welcome! This key individual will lead efforts to create and maximize decision support and financial analysis efforts across the organization. Our headquarters is in Spencer, IA, but this position may operate from the Des Moines or Omaha metro areas. Position Summary The Senior Financial Analyst will play a critical role in delivering high-quality financial insights to support strategic decision-making. This position is responsible for conducting advanced financial analyses across pricing, inventory, revenue, gross profit, and market share trends. The ideal candidate will bring strong analytical rigor, exceptional data management skills, and the ability to translate complex findings into clear, actionable recommendations for senior leadership. Key Responsibilities Financial Analysis & Reporting Conduct detailed market pricing analyses to evaluate price competitiveness, margin impacts, and pricing optimization opportunities. Perform inventory and product category analysis, including inventory valuation, turnover metrics, excess/obsolete assessments, and optimization modeling. Lead revenue analysis and forecasting, incorporating historical trends, market factors, seasonality, and business scenario planning. Develop gross profit margin analysis and projections, identifying margin drivers, cost fluctuations, and profitability improvement levers. Perform market share analysis, including competitor benchmarking, market trend evaluation, and risk/opportunity assessments. Provide investment decision support analysis, including NPV, IRR, payback period, ROI calculations, and sensitivity or scenario modeling for traditional capital investments. Data Integrity & Source Management Pull, validate, and reconcile financial and operational data from multiple internal and external sources, ensuring accuracy, consistency, and completeness. Create and maintain data-quality checks, controls, and documentation to prevent discrepancies and enhance trust in analytic outputs. Partner with data management, IT, and business stakeholders to streamline data pipelines and improve data accessibility and reliability. Cross-Functional Collaboration Work closely with Operations, Business Development, Distribution, Product, and Pricing teams to ensure alignment on assumptions, methodologies, and reporting standards. Present financial insights and recommendations to senior leaders in a clear, concise manner through presentations, dashboards, and written reports. Supervise data management team and ensure effective support of operational functions Tools & Continuous Improvement Develop and automate analytical models, dashboards, and forecast tools to improve reporting accuracy and efficiency. Identify opportunities to enhance financial processes, introduce analytical best practices, and support strategic initiatives across the organization. Assist operations teams with continuous improvement initiatives Requirements: 7+ years of progressive financial analysis experience, preferably with experience in multiple functional aspects of a business. Bachelor's degree in Finance, Accounting, Economics, or related field; MBA or relevant certification (CPA/CFA) is a plus. Advanced proficiency in Excel and financial modeling; experience with BI/reporting tools and ERP systems. Strong ability to synthesize complex datasets and communicate insights clearly to both financial and non-financial audiences. Attention to detail, strong critical-thinking skills, and the ability to manage multiple projects. PM22 PI82806dd1a99f-3960
12/06/2025
Full time
Description: For almost 100 years, Arnold Motor Supply has been a leading distributor and retailer of automotive replacement parts and accessories with 80 locations across the Midwest. We are recognized as a Top Workplace year after year because we keep it simple - our employees and customers are the most important part of everything we do. This role is new to our organization, so trailblazers are welcome! This key individual will lead efforts to create and maximize decision support and financial analysis efforts across the organization. Our headquarters is in Spencer, IA, but this position may operate from the Des Moines or Omaha metro areas. Position Summary The Senior Financial Analyst will play a critical role in delivering high-quality financial insights to support strategic decision-making. This position is responsible for conducting advanced financial analyses across pricing, inventory, revenue, gross profit, and market share trends. The ideal candidate will bring strong analytical rigor, exceptional data management skills, and the ability to translate complex findings into clear, actionable recommendations for senior leadership. Key Responsibilities Financial Analysis & Reporting Conduct detailed market pricing analyses to evaluate price competitiveness, margin impacts, and pricing optimization opportunities. Perform inventory and product category analysis, including inventory valuation, turnover metrics, excess/obsolete assessments, and optimization modeling. Lead revenue analysis and forecasting, incorporating historical trends, market factors, seasonality, and business scenario planning. Develop gross profit margin analysis and projections, identifying margin drivers, cost fluctuations, and profitability improvement levers. Perform market share analysis, including competitor benchmarking, market trend evaluation, and risk/opportunity assessments. Provide investment decision support analysis, including NPV, IRR, payback period, ROI calculations, and sensitivity or scenario modeling for traditional capital investments. Data Integrity & Source Management Pull, validate, and reconcile financial and operational data from multiple internal and external sources, ensuring accuracy, consistency, and completeness. Create and maintain data-quality checks, controls, and documentation to prevent discrepancies and enhance trust in analytic outputs. Partner with data management, IT, and business stakeholders to streamline data pipelines and improve data accessibility and reliability. Cross-Functional Collaboration Work closely with Operations, Business Development, Distribution, Product, and Pricing teams to ensure alignment on assumptions, methodologies, and reporting standards. Present financial insights and recommendations to senior leaders in a clear, concise manner through presentations, dashboards, and written reports. Supervise data management team and ensure effective support of operational functions Tools & Continuous Improvement Develop and automate analytical models, dashboards, and forecast tools to improve reporting accuracy and efficiency. Identify opportunities to enhance financial processes, introduce analytical best practices, and support strategic initiatives across the organization. Assist operations teams with continuous improvement initiatives Requirements: 7+ years of progressive financial analysis experience, preferably with experience in multiple functional aspects of a business. Bachelor's degree in Finance, Accounting, Economics, or related field; MBA or relevant certification (CPA/CFA) is a plus. Advanced proficiency in Excel and financial modeling; experience with BI/reporting tools and ERP systems. Strong ability to synthesize complex datasets and communicate insights clearly to both financial and non-financial audiences. Attention to detail, strong critical-thinking skills, and the ability to manage multiple projects. PM22 PI82806dd1a99f-3960
Description: For almost 100 years, Arnold Motor Supply has been a leading distributor and retailer of automotive replacement parts and accessories with 80 locations across the Midwest. We are recognized as a Top Workplace year after year because we keep it simple - our employees and customers are the most important part of everything we do. This role is new to our organization, so trailblazers are welcome! This key individual will lead efforts to create and maximize decision support and financial analysis efforts across the organization. Our headquarters is in Spencer, IA, but this position may operate from the Des Moines or Omaha metro areas. Position Summary The Senior Financial Analyst will play a critical role in delivering high-quality financial insights to support strategic decision-making. This position is responsible for conducting advanced financial analyses across pricing, inventory, revenue, gross profit, and market share trends. The ideal candidate will bring strong analytical rigor, exceptional data management skills, and the ability to translate complex findings into clear, actionable recommendations for senior leadership. Key Responsibilities Financial Analysis & Reporting Conduct detailed market pricing analyses to evaluate price competitiveness, margin impacts, and pricing optimization opportunities. Perform inventory and product category analysis, including inventory valuation, turnover metrics, excess/obsolete assessments, and optimization modeling. Lead revenue analysis and forecasting, incorporating historical trends, market factors, seasonality, and business scenario planning. Develop gross profit margin analysis and projections, identifying margin drivers, cost fluctuations, and profitability improvement levers. Perform market share analysis, including competitor benchmarking, market trend evaluation, and risk/opportunity assessments. Provide investment decision support analysis, including NPV, IRR, payback period, ROI calculations, and sensitivity or scenario modeling for traditional capital investments. Data Integrity & Source Management Pull, validate, and reconcile financial and operational data from multiple internal and external sources, ensuring accuracy, consistency, and completeness. Create and maintain data-quality checks, controls, and documentation to prevent discrepancies and enhance trust in analytic outputs. Partner with data management, IT, and business stakeholders to streamline data pipelines and improve data accessibility and reliability. Cross-Functional Collaboration Work closely with Operations, Business Development, Distribution, Product, and Pricing teams to ensure alignment on assumptions, methodologies, and reporting standards. Present financial insights and recommendations to senior leaders in a clear, concise manner through presentations, dashboards, and written reports. Supervise data management team and ensure effective support of operational functions Tools & Continuous Improvement Develop and automate analytical models, dashboards, and forecast tools to improve reporting accuracy and efficiency. Identify opportunities to enhance financial processes, introduce analytical best practices, and support strategic initiatives across the organization. Assist operations teams with continuous improvement initiatives Requirements: 7+ years of progressive financial analysis experience, preferably with experience in multiple functional aspects of a business. Bachelor's degree in Finance, Accounting, Economics, or related field; MBA or relevant certification (CPA/CFA) is a plus. Advanced proficiency in Excel and financial modeling; experience with BI/reporting tools and ERP systems. Strong ability to synthesize complex datasets and communicate insights clearly to both financial and non-financial audiences. Attention to detail, strong critical-thinking skills, and the ability to manage multiple projects. PM22 PI7c0135e32a74-3961
12/06/2025
Full time
Description: For almost 100 years, Arnold Motor Supply has been a leading distributor and retailer of automotive replacement parts and accessories with 80 locations across the Midwest. We are recognized as a Top Workplace year after year because we keep it simple - our employees and customers are the most important part of everything we do. This role is new to our organization, so trailblazers are welcome! This key individual will lead efforts to create and maximize decision support and financial analysis efforts across the organization. Our headquarters is in Spencer, IA, but this position may operate from the Des Moines or Omaha metro areas. Position Summary The Senior Financial Analyst will play a critical role in delivering high-quality financial insights to support strategic decision-making. This position is responsible for conducting advanced financial analyses across pricing, inventory, revenue, gross profit, and market share trends. The ideal candidate will bring strong analytical rigor, exceptional data management skills, and the ability to translate complex findings into clear, actionable recommendations for senior leadership. Key Responsibilities Financial Analysis & Reporting Conduct detailed market pricing analyses to evaluate price competitiveness, margin impacts, and pricing optimization opportunities. Perform inventory and product category analysis, including inventory valuation, turnover metrics, excess/obsolete assessments, and optimization modeling. Lead revenue analysis and forecasting, incorporating historical trends, market factors, seasonality, and business scenario planning. Develop gross profit margin analysis and projections, identifying margin drivers, cost fluctuations, and profitability improvement levers. Perform market share analysis, including competitor benchmarking, market trend evaluation, and risk/opportunity assessments. Provide investment decision support analysis, including NPV, IRR, payback period, ROI calculations, and sensitivity or scenario modeling for traditional capital investments. Data Integrity & Source Management Pull, validate, and reconcile financial and operational data from multiple internal and external sources, ensuring accuracy, consistency, and completeness. Create and maintain data-quality checks, controls, and documentation to prevent discrepancies and enhance trust in analytic outputs. Partner with data management, IT, and business stakeholders to streamline data pipelines and improve data accessibility and reliability. Cross-Functional Collaboration Work closely with Operations, Business Development, Distribution, Product, and Pricing teams to ensure alignment on assumptions, methodologies, and reporting standards. Present financial insights and recommendations to senior leaders in a clear, concise manner through presentations, dashboards, and written reports. Supervise data management team and ensure effective support of operational functions Tools & Continuous Improvement Develop and automate analytical models, dashboards, and forecast tools to improve reporting accuracy and efficiency. Identify opportunities to enhance financial processes, introduce analytical best practices, and support strategic initiatives across the organization. Assist operations teams with continuous improvement initiatives Requirements: 7+ years of progressive financial analysis experience, preferably with experience in multiple functional aspects of a business. Bachelor's degree in Finance, Accounting, Economics, or related field; MBA or relevant certification (CPA/CFA) is a plus. Advanced proficiency in Excel and financial modeling; experience with BI/reporting tools and ERP systems. Strong ability to synthesize complex datasets and communicate insights clearly to both financial and non-financial audiences. Attention to detail, strong critical-thinking skills, and the ability to manage multiple projects. PM22 PI7c0135e32a74-3961
Description: TrustBank is seeking a highly motivated individual to join our growing team. This is an entry level position. The Associate Credit Analyst will be mentored by the AVP, Senior Credit Risk Manager and/or other experienced Credit Analysts on how to properly evaluate the financial strength and creditworthiness of an applicant across various industries. Job Description Job Title: Associate Credit Analyst Department: Risk Management Reports To : AVP, Senior Credit Risk Manager FLSA Status: Non-Exempt Type of Position: Full-Time Job Summary The Associate Credit Analyst is responsible for assessing the creditworthiness of applicants across a variety of loan types, including commercial, real estate, agricultural, and consumer. This role involves analyzing financial statements, tax returns, and cash flow to identify repayment capacity, financial trends, and peer performance year over year. The analyst will prepare detailed credit presentations that highlight the strengths, weaknesses, and risks of each loan relationship, provide collateral evaluations and loan-to-value calculations, and recommend appropriate risk ratings. While collaborating with loan officers throughout the underwriting process, the Associate Credit Analyst must maintain independence in analysis, identify potential credit issues, and ensure compliance with internal policies and regulatory requirements. Primary Duties and Responsibilities 1.Analyze the overall credit quality and risk of applicants by reviewing financial statements, tax returns, credit reports, collateral values, and other relevant information including independent online research. 2.Prepare accurate financial spreads, ratio analyses, and cash flow models using spreadsheet and word processing tools. 3.Develop comprehensive credit presentations that include repayment capacity of the borrowers and guarantors, collateral descriptions, loan-to value calculations, and a clear summary of strengths, weaknesses, and risks. 4.Collaborate and communicate clearly with loan officers to assess client needs, loan structure, and pricing. Communicate directly with clients, as needed. 5.Ensure credit analysis and presentations reflect adherence to internal credit policies, loan administration procedures, and regulatory requirements. 6.Document policy or documentation exceptions, as well as prior-to-close conditions. 7.Assign and recommend credit risk ratings in accordance with Loan Policy guidelines. 8.Participate as a non-voting member of the Loan Committee meetings, exercising sound judgement and maintaining constructive communication. 9.Determine whether requests for information should be furnished or refused based on confidentiality, requiring strong judgment and quick decision-making. 10.Recognize irregular or suspicious transactions and take appropriate steps to prevent loss. Help ensure compliance with BSA/AML/OFAC regulations. 11.Assist with annual loan reviews and portfolio monitoring as requested, including providing support to the Auditor during internal and external audits. 12.Additional responsibilities as needed to support departmental and organizational goals. Traits/Characteristics of a Successful Associate Credit Analyst Strong attention to detail and accuracy. Basic understanding of financial statements - balance sheets, income statements, and cash flow statements, with a willingness to deepen knowledge through training and experience. Critical thinking, exercise sound judgment, and learn to form independent perspectives with guidance. Adaptability to changing workloads Comfortable managing multiple tasks and shifting priorities in a dynamic environment. Eagerness to learn risk assessment principles Shows interest in understanding credit risk and how it impacts decision-making. Self-motivated and proactive and takes initiative in learning and contributing to team goals. Inquisitive and curious with a desire to understand why. Professionalism and integrity and can demonstrate respect in all interactions, including challenging conversations. Working Conditions and Essential Functions The position is Monday through Friday, typically from 8 AM 5 PM and is a minimum of forty hours a week, but longer hours may be needed to meet the demands of the job. There is a well-lit office environment, and the noise level is usually moderate. The duties of the job may require the employee to stand, walk, use hands, and feel objects, tools, or controls, reach with hands, arms, and talk, or hear. Ability to lift 25 pounds. Vision abilities include close vision, distance vision, peripheral vision, depth perception and the ability to focus. Ability to travel via air, rail, automobile and or/bus (if position requires travel). Compensation and Benefits Total compensation for this position is $21.50 per hour to $31.25 per hour. TrustBank provides a generous benefits offering, with details on our banks website: TrustBank Core Values Embrace and promote the TrustBank Culture and Core Values in all aspects of your duties. Strictly manage and protect sensitive information to which you are entrusted. Disclosures TrustBank recognizes that people are our banks strength, and we place a high value on diversity and inclusion. We do not discriminate based on any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs. The best talent will acquire the position. Equal Opportunity Employer/Disability/Veterans. This job description may be subject to change and is not intended to be all-inclusive. The employee may perform other related duties to meet the ongoing needs of the organization. Updated: November 3, 2025 Requirements: Education and/or Experience Bachelor's degree (B. S.) from a four-year college or university with a focus on finance, accounting, or economics. Related experience in a banking environment and/or the agriculture industry is preferred. Required Skills and Abilities 1.Ability to self-review and identify errors in written presentations, analysis, and reporting. 2.Proficient in Microsoft Word and Excel with the ability to adapt Excel formats, data validations, formulas, conditional formatting, pivot tables, and financial modeling and analysis. 3.Excellent report writing, grammar, and verbal communication skills. 4.Ability to produce clear, professional credit presentations. 5.Organizational and time management skills, including the ability to manage multiple priorities and deadlines. 6.Willingness to learn loan policy, lending regulations, and overall bank procedures. 7.Capacity to develop a solid understanding of the banks core processing system to assemble data and generate reports. Compensation details: 21.5-31.25 Hourly Wage PI593e2ad1fa75-0007
12/05/2025
Full time
Description: TrustBank is seeking a highly motivated individual to join our growing team. This is an entry level position. The Associate Credit Analyst will be mentored by the AVP, Senior Credit Risk Manager and/or other experienced Credit Analysts on how to properly evaluate the financial strength and creditworthiness of an applicant across various industries. Job Description Job Title: Associate Credit Analyst Department: Risk Management Reports To : AVP, Senior Credit Risk Manager FLSA Status: Non-Exempt Type of Position: Full-Time Job Summary The Associate Credit Analyst is responsible for assessing the creditworthiness of applicants across a variety of loan types, including commercial, real estate, agricultural, and consumer. This role involves analyzing financial statements, tax returns, and cash flow to identify repayment capacity, financial trends, and peer performance year over year. The analyst will prepare detailed credit presentations that highlight the strengths, weaknesses, and risks of each loan relationship, provide collateral evaluations and loan-to-value calculations, and recommend appropriate risk ratings. While collaborating with loan officers throughout the underwriting process, the Associate Credit Analyst must maintain independence in analysis, identify potential credit issues, and ensure compliance with internal policies and regulatory requirements. Primary Duties and Responsibilities 1.Analyze the overall credit quality and risk of applicants by reviewing financial statements, tax returns, credit reports, collateral values, and other relevant information including independent online research. 2.Prepare accurate financial spreads, ratio analyses, and cash flow models using spreadsheet and word processing tools. 3.Develop comprehensive credit presentations that include repayment capacity of the borrowers and guarantors, collateral descriptions, loan-to value calculations, and a clear summary of strengths, weaknesses, and risks. 4.Collaborate and communicate clearly with loan officers to assess client needs, loan structure, and pricing. Communicate directly with clients, as needed. 5.Ensure credit analysis and presentations reflect adherence to internal credit policies, loan administration procedures, and regulatory requirements. 6.Document policy or documentation exceptions, as well as prior-to-close conditions. 7.Assign and recommend credit risk ratings in accordance with Loan Policy guidelines. 8.Participate as a non-voting member of the Loan Committee meetings, exercising sound judgement and maintaining constructive communication. 9.Determine whether requests for information should be furnished or refused based on confidentiality, requiring strong judgment and quick decision-making. 10.Recognize irregular or suspicious transactions and take appropriate steps to prevent loss. Help ensure compliance with BSA/AML/OFAC regulations. 11.Assist with annual loan reviews and portfolio monitoring as requested, including providing support to the Auditor during internal and external audits. 12.Additional responsibilities as needed to support departmental and organizational goals. Traits/Characteristics of a Successful Associate Credit Analyst Strong attention to detail and accuracy. Basic understanding of financial statements - balance sheets, income statements, and cash flow statements, with a willingness to deepen knowledge through training and experience. Critical thinking, exercise sound judgment, and learn to form independent perspectives with guidance. Adaptability to changing workloads Comfortable managing multiple tasks and shifting priorities in a dynamic environment. Eagerness to learn risk assessment principles Shows interest in understanding credit risk and how it impacts decision-making. Self-motivated and proactive and takes initiative in learning and contributing to team goals. Inquisitive and curious with a desire to understand why. Professionalism and integrity and can demonstrate respect in all interactions, including challenging conversations. Working Conditions and Essential Functions The position is Monday through Friday, typically from 8 AM 5 PM and is a minimum of forty hours a week, but longer hours may be needed to meet the demands of the job. There is a well-lit office environment, and the noise level is usually moderate. The duties of the job may require the employee to stand, walk, use hands, and feel objects, tools, or controls, reach with hands, arms, and talk, or hear. Ability to lift 25 pounds. Vision abilities include close vision, distance vision, peripheral vision, depth perception and the ability to focus. Ability to travel via air, rail, automobile and or/bus (if position requires travel). Compensation and Benefits Total compensation for this position is $21.50 per hour to $31.25 per hour. TrustBank provides a generous benefits offering, with details on our banks website: TrustBank Core Values Embrace and promote the TrustBank Culture and Core Values in all aspects of your duties. Strictly manage and protect sensitive information to which you are entrusted. Disclosures TrustBank recognizes that people are our banks strength, and we place a high value on diversity and inclusion. We do not discriminate based on any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs. The best talent will acquire the position. Equal Opportunity Employer/Disability/Veterans. This job description may be subject to change and is not intended to be all-inclusive. The employee may perform other related duties to meet the ongoing needs of the organization. Updated: November 3, 2025 Requirements: Education and/or Experience Bachelor's degree (B. S.) from a four-year college or university with a focus on finance, accounting, or economics. Related experience in a banking environment and/or the agriculture industry is preferred. Required Skills and Abilities 1.Ability to self-review and identify errors in written presentations, analysis, and reporting. 2.Proficient in Microsoft Word and Excel with the ability to adapt Excel formats, data validations, formulas, conditional formatting, pivot tables, and financial modeling and analysis. 3.Excellent report writing, grammar, and verbal communication skills. 4.Ability to produce clear, professional credit presentations. 5.Organizational and time management skills, including the ability to manage multiple priorities and deadlines. 6.Willingness to learn loan policy, lending regulations, and overall bank procedures. 7.Capacity to develop a solid understanding of the banks core processing system to assemble data and generate reports. Compensation details: 21.5-31.25 Hourly Wage PI593e2ad1fa75-0007
Senior Finance Manager Denver CO WHQ R25_2039 Full time Who We Are Johns Manville is a leading manufacturer and marketer of premium-quality insulation and commercial roofing, along with glass fibers and nonwovens for commercial, industrial and residential applications. Our products are used in a wide variety of industries including building products, aerospace, automotive and transportation, filtration, commercial interiors, waterproofing and wind energy. A proud member of the Berkshire Hathaway family of companies, we serve customers in more than 80 countries around the globe. We are committed to delivering positive and powerful experiences, because we are successful only when our employees and customers thrive. We are passionate, we care about people, we perform at a superior level, and we protect others and our environments. Pay Range $141,300.00-$194,300.00 Annual This is the base salary pay range that an applicant can expect to make upon hire. Pay within this range will vary based upon relevant experience, skills, and education among other factors. In addition, this position is eligible for an incentive bonus. This position will oversee full P&L and B/S responsibilities for the Performance Materials and Industrial (PM) business reporting to the Director of Finance for the Insulation Systems (IS) business and supporting the PM General Manager. This role involves managing commercial financial analysts, ensuring commercial controllership and internal controls, and leading pricing, profitability, and market analysis. The position provides financial leadership to operations, including manufacturing, sales inventory operations planning, and sourcing, with a focus on optimizing performance and costs. It also involves managing inventory levels, developing the Operations Finance Manager and North American Plant Finance Managers and Analysts, driving consistent financial processes across all plant operations, and ensuring adequate internal controls. This position plays a key role within the Finance organization for the company's largest division. The ideal candidate will be able to make an immediate impact on the organization and has the potential to advance to a Director of Finance role in the future within one of Johns Manville's three business units. Key objectives for this position include: Financial Oversight Full P&L and B/S responsibility for Performance Materials and Industrial business. Oversight for sales incentive compensation program tracking, reporting, and accounting. Oversight for customer rebate program tracking, reporting, and accounting. Oversight and accounting for all gross to net revenue factors. Leads and consolidates monthly, yearly, and long-term financial forecasting, planning, reporting, and analyses for the business. Commercial and Operational Controllership Commercial and operational controllership and controls Drives ownership and organizational discipline to monitor and proactively optimize financial performance. Drives improved sales and profitability reporting. Supports the Product Management organization financial requirements. Drives consistent reporting and tracking of productivity. Drives consistent financial processes across all plant sites including performance management, cost accounting, cost allocations, budgeting, and inventory/product costing. Operational Leadership Works closely with the SIOP (Sales Inventory Operations Planning) team to manage the sales planning process to optimize product mix and maximize efficiencies & financial performance. Drives actionable performance improving analysis of monthly operating results through identification of sources of variability, pricing and cost controls, and business strategy. Drives consistent financial models and decision support models across all operations, including capital financial analyses. Actively leads process simplification and assures compliant internal controls and SOX compliance requirements. Performance Metrics and Collaboration Identifies appropriate performance-based metrics. Interacts heavily with IS Sales, Commercial, and Operations leadership teams. What You Bring to the Team: Bachelor's degree in Accounting or Finance with a minimum of 12 years of progressive financial management experience and 5 years in a financial leadership role MBA, CPA or CMA a plus Proven leadership ability and experience driving team performance Proven ability to drive performance improvements, and implement controls environment Strong decision support and modeling skills with experience applying to an operational setting Experience and proficiency in the development and use of performance-based metrics, scorecards, etc. Solid planning and analytical skills (AOP's, forecasts, analyses, etc.) Strong people leadership and presentation skills Strong people development skills with a proven ability to develop financial talent, provide growth opportunities and optimize performance Demonstrated analytical abilities with strong decision making and problem-solving skills Process mentality - building, leading and improving processes Strong experience with financial and operational ERP systems Moderate travel required (11 - 29 days per year) May be required to lift, carry, push or pull up to and including 25 pounds Work environment is typical of an office setting Please Keep in Mind If you do not meet 100% of these requirements, we at JM still want to hear from you. So, if you are interested in the role, we encourage you to apply so we can learn how your skills and talents can contribute to our team. Benefits Johns Manville (JM) offers a wide range of benefits to employees. Some are subsidized by the company and others are fully employee-paid. Health benefits include a choice of comprehensive medical plans, a dental plan, vision plan, wellness program and critical illness insurance. JM sponsors a 401(k) plan which includes a sizeable company match. JM offers paid vacation and also provides paid sick and parental leave for eligible employees. Additionally, Johns Manville provides basic life Insurance, short-term and long-term disability coverage, an employee assistance program, and business travel accident coverage. Supplemental life insurance and accidental death and dismemberment insurance are available as well. The company also offers a variety of tax saving accounts; health spending account, traditional flexible spending account, and a dependent care spending account. JM also offers a tuition reimbursement program for undergraduate and certain graduate programs. Johns Manville supports employee growth with vast educational opportunities and a company-wide mentoring program. This program pairs employees and leaders to grow skills, build stronger internal networks and strengthen the company's succession planning process. Johns Manville also offers soft and hard skills training facilitated by internal and external presenters. Our talent management team prioritizes the holistic growth of our workforce. Diversity & Inclusion Johns Manville believes diversity and inclusion in our workplace is critical for the long-term success of our company. We are committed to retaining, developing and attracting a diverse workforce that fosters an inclusive work environment in which all employees are treated with dignity and respect. This is the right thing to do for our employees, our company and our communities. Incumbent must be physically able to perform essential job functions. Reasonable accommodations may be made to enable individuals with disabilities to perform essential job functions. We are proud to be an Equal Opportunity/Affirmative Action employer. We maintain a drug-free workplace and perform pre-employment substance abuse testing. About Us Johns Manville is a proud member of the Berkshire Hathaway family of companies, serving customers in more than 80 countries, supplying innovative products to the construction, aerospace, automotive, filtration and energy industries. With a more than 160-year legacy, we understand that our story continues to grow only with the right people saying, thinking and doing the right things. Make your story our story. Johns Manville believes diversity and inclusion in our workplace is critical for the long-term success of our company. We are committed to retaining, developing and attracting a diverse workforce that fosters an inclusive work environment in which all employees are treated with dignity and respect. This is the right thing to do for our employees, our company and our communities. PI49d954fe8bc3-6347
12/04/2025
Full time
Senior Finance Manager Denver CO WHQ R25_2039 Full time Who We Are Johns Manville is a leading manufacturer and marketer of premium-quality insulation and commercial roofing, along with glass fibers and nonwovens for commercial, industrial and residential applications. Our products are used in a wide variety of industries including building products, aerospace, automotive and transportation, filtration, commercial interiors, waterproofing and wind energy. A proud member of the Berkshire Hathaway family of companies, we serve customers in more than 80 countries around the globe. We are committed to delivering positive and powerful experiences, because we are successful only when our employees and customers thrive. We are passionate, we care about people, we perform at a superior level, and we protect others and our environments. Pay Range $141,300.00-$194,300.00 Annual This is the base salary pay range that an applicant can expect to make upon hire. Pay within this range will vary based upon relevant experience, skills, and education among other factors. In addition, this position is eligible for an incentive bonus. This position will oversee full P&L and B/S responsibilities for the Performance Materials and Industrial (PM) business reporting to the Director of Finance for the Insulation Systems (IS) business and supporting the PM General Manager. This role involves managing commercial financial analysts, ensuring commercial controllership and internal controls, and leading pricing, profitability, and market analysis. The position provides financial leadership to operations, including manufacturing, sales inventory operations planning, and sourcing, with a focus on optimizing performance and costs. It also involves managing inventory levels, developing the Operations Finance Manager and North American Plant Finance Managers and Analysts, driving consistent financial processes across all plant operations, and ensuring adequate internal controls. This position plays a key role within the Finance organization for the company's largest division. The ideal candidate will be able to make an immediate impact on the organization and has the potential to advance to a Director of Finance role in the future within one of Johns Manville's three business units. Key objectives for this position include: Financial Oversight Full P&L and B/S responsibility for Performance Materials and Industrial business. Oversight for sales incentive compensation program tracking, reporting, and accounting. Oversight for customer rebate program tracking, reporting, and accounting. Oversight and accounting for all gross to net revenue factors. Leads and consolidates monthly, yearly, and long-term financial forecasting, planning, reporting, and analyses for the business. Commercial and Operational Controllership Commercial and operational controllership and controls Drives ownership and organizational discipline to monitor and proactively optimize financial performance. Drives improved sales and profitability reporting. Supports the Product Management organization financial requirements. Drives consistent reporting and tracking of productivity. Drives consistent financial processes across all plant sites including performance management, cost accounting, cost allocations, budgeting, and inventory/product costing. Operational Leadership Works closely with the SIOP (Sales Inventory Operations Planning) team to manage the sales planning process to optimize product mix and maximize efficiencies & financial performance. Drives actionable performance improving analysis of monthly operating results through identification of sources of variability, pricing and cost controls, and business strategy. Drives consistent financial models and decision support models across all operations, including capital financial analyses. Actively leads process simplification and assures compliant internal controls and SOX compliance requirements. Performance Metrics and Collaboration Identifies appropriate performance-based metrics. Interacts heavily with IS Sales, Commercial, and Operations leadership teams. What You Bring to the Team: Bachelor's degree in Accounting or Finance with a minimum of 12 years of progressive financial management experience and 5 years in a financial leadership role MBA, CPA or CMA a plus Proven leadership ability and experience driving team performance Proven ability to drive performance improvements, and implement controls environment Strong decision support and modeling skills with experience applying to an operational setting Experience and proficiency in the development and use of performance-based metrics, scorecards, etc. Solid planning and analytical skills (AOP's, forecasts, analyses, etc.) Strong people leadership and presentation skills Strong people development skills with a proven ability to develop financial talent, provide growth opportunities and optimize performance Demonstrated analytical abilities with strong decision making and problem-solving skills Process mentality - building, leading and improving processes Strong experience with financial and operational ERP systems Moderate travel required (11 - 29 days per year) May be required to lift, carry, push or pull up to and including 25 pounds Work environment is typical of an office setting Please Keep in Mind If you do not meet 100% of these requirements, we at JM still want to hear from you. So, if you are interested in the role, we encourage you to apply so we can learn how your skills and talents can contribute to our team. Benefits Johns Manville (JM) offers a wide range of benefits to employees. Some are subsidized by the company and others are fully employee-paid. Health benefits include a choice of comprehensive medical plans, a dental plan, vision plan, wellness program and critical illness insurance. JM sponsors a 401(k) plan which includes a sizeable company match. JM offers paid vacation and also provides paid sick and parental leave for eligible employees. Additionally, Johns Manville provides basic life Insurance, short-term and long-term disability coverage, an employee assistance program, and business travel accident coverage. Supplemental life insurance and accidental death and dismemberment insurance are available as well. The company also offers a variety of tax saving accounts; health spending account, traditional flexible spending account, and a dependent care spending account. JM also offers a tuition reimbursement program for undergraduate and certain graduate programs. Johns Manville supports employee growth with vast educational opportunities and a company-wide mentoring program. This program pairs employees and leaders to grow skills, build stronger internal networks and strengthen the company's succession planning process. Johns Manville also offers soft and hard skills training facilitated by internal and external presenters. Our talent management team prioritizes the holistic growth of our workforce. Diversity & Inclusion Johns Manville believes diversity and inclusion in our workplace is critical for the long-term success of our company. We are committed to retaining, developing and attracting a diverse workforce that fosters an inclusive work environment in which all employees are treated with dignity and respect. This is the right thing to do for our employees, our company and our communities. Incumbent must be physically able to perform essential job functions. Reasonable accommodations may be made to enable individuals with disabilities to perform essential job functions. We are proud to be an Equal Opportunity/Affirmative Action employer. We maintain a drug-free workplace and perform pre-employment substance abuse testing. About Us Johns Manville is a proud member of the Berkshire Hathaway family of companies, serving customers in more than 80 countries, supplying innovative products to the construction, aerospace, automotive, filtration and energy industries. With a more than 160-year legacy, we understand that our story continues to grow only with the right people saying, thinking and doing the right things. Make your story our story. Johns Manville believes diversity and inclusion in our workplace is critical for the long-term success of our company. We are committed to retaining, developing and attracting a diverse workforce that fosters an inclusive work environment in which all employees are treated with dignity and respect. This is the right thing to do for our employees, our company and our communities. PI49d954fe8bc3-6347
Director of Sales - IOA (Intelligent Operations & Automation) - Life Sciences IOA Business Unit is one of Cognizant's highest growth businesses and a critical part of Cognizant's Digital imperatives in the market. North America is a high-growth region and IOA is looking at expanding its presence further. Life Sciences operations is one of the fastest growing service lines within IOA (Intelligent Operations and Automation). To meet IOA's strategic growth objectives of LS operations we are looking for a highly accomplished, results-driven senior sales executive to originate, advance, and close large sales opportunities in outsourcing. This individual will be working with industry community (Client Partners, SLM (Service line managers) and IOA Leadership to drive sales and business development in a high growth and highly autonomous environment. This role will have a visible presence within the Life Sciences/Medical Device industry representing Cognizant and our service offerings Role Summary Title -Director of Sales/Service Line Sales Specialist (SLS)- IOA/BPO Transformation Location - Boston, MA, USA (must live or be willing to relocate) Travel - Travel will vary depending on customer and prospect requirements. Summary Job Description: Define and grow topline growth and improve the go-to-market plans, offerings, and value propositions in MedTech and Health Sciences Drive sales, P&L growth and pipeline across existing relationships and drive revenue growth and hunting for new logos, building and closing active pipeline on a quarter-on-quarter basis Build strong internal relationships with IOA Commercial/Offshore Delivery Heads, Cognizant's Market Commercial & Delivery Unit) leadership, and other core leaders. Key Accountabilities Closing Sales - The main responsibility and focus of the role will be the growth of our IOA business within NA, Specifically, win new deals in customer account per pre agreed targets. Sales Plan Creation - A critical early task will be developing and executing a quota growth plan for selected lines of business. Pipeline Management - Among the critical tasks likely to be featured in the sales plans, are developing the opportunity pipeline, qualifying high priority deals and winning new business in line with agreed targets. Demand Generation - To work with IOA and Life Sciences Commercial team to identify prospects, create marketing plans and take responsibility to engage new clients in conversation Proposal Development - Understand customer needs and translate them into winning proposals for Cognizant and its customer in partnership with the presales and solution teams Deal Shaping / Pricing Development - Develop creative deal shapes, commercial structures, and pricing proposals as part of a winning sales pursuit. Work closely with the business unit, Commercial Director, Bid Directors, and regional FP&A teams Market Intelligence - Provide competitive intelligence associated with market pricing and specific competitor strengths, weaknesses, tactics, etc. C-Level Client Relationship Building - Build relationships across CXO levels in client organizations and developing executive level relationships. Regular Third-Party Intermediary Interaction - Participate in industry 3rd party seminars, meetings, analyst forums, Cognizant capability presentations, etc. to develop deeper industry connects in relation to our clients and key local IOA intermediaries. Job Requirements: Key Competencies Life Sciences, MedTech, Health Science, or consulting experience is required. Consistent record of growing business successfully over the years through strong client relationships and a deep understanding of the LS/MedTech industry specifically Medical Device Demonstrated ability of building sales and account management teams. Deep understanding of IOA/BPO/LS and able to engage C-level executives in detailed LS deals, solution, transition, and transformation shaping discussions. Significant international experience required including being conversant in global service delivery models - both shared services and BPS. Well- developed "rolodex" as well as the demonstrated ability to create strategic partnerships with large and complex organizations. Ability to operate in a fast-paced entrepreneurial and highly matrixed organization. Validated ability to guide, influence and develop a wide range of professionals. Strong problem solving and analytical skills and the ability to "roll up your sleeves" and work with a client to create timely solutions and resolutions. Qualifications 10+ years of experience in Sales and Business development within Life Sciences, HealthTech, Medical Device industry Bachelor's/Master's degrees in related field is preferred Global Business Services - Client-facing GBS project experience is preferred. Professional Contacts - Existing strong relationships with third party advisors, industry analyst, and potential C-level buyers Matrixed Organization- Experience working in a highly matrixed organization is preferred. Preferred Experience MS or MBA degree preferred. Ability to contribute to new business development efforts and to lead multiple tasks in a dynamic environment. Must be detail oriented and able to manage and maintain all facets of complex assignments. Demonstrable problem-solving abilities with the skills to identify strategic solutions to business problems with enterprise-wide implications. Demonstrate the flexibility to work among diverse corporate environments, industries, and technical and non-technical audiences. Top Reasons to Join Our Team Excellent compensation/benefits. A strong financial incentive package that includes a solid base salary with a highly attractive commission plan. Further incentives include award programs, club trips, and excellent benefits package. Wide exposure to industry, product, and functional standard methodologies; as well as outstanding teams supporting your sales pursuits. Encouraging management team that rewards initiative & success. Exciting, industry leading practice where you can truly build a long-term career. Congenial, collaborative, and goal-oriented environment; the opportunity to work with and learn from a diverse, highly experienced team of business professionals. Tremendous opportunities for growth with a real career path promoting career advancement. Salary and Other Compensation : The annual base salary for this position is between $198,000 - $218,000 depending on the experience and other qualifications of the successful candidate. This position is also eligible for Cognizant's discretionary annual incentive program and stock awards, based on performance and subject to the terms of Cognizant's applicable plans. Benefits : Cognizant offers the following benefits for this position, subject to applicable eligibility requirements: Medical/Dental/Vision/Life Insurance Paid holidays plus Paid Time Off 401(k) plan and contributions Long-term/Short-term Disability Paid Parental Leave Employee Stock Purchase Plan Disclaimer: The salary, other compensation, and benefits information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law. A Good fit for the Cognizant culture A person who possesses a true passion for changing organizations for the better, and desires to do so within a goal, yet professional atmosphere filled with business professionals who all manifest a belief in partnership, innovation, and excellence. Our "Cultural Value Drivers" are well-known and clearly communicated within the organization: Open, Visible, Motivated, Empowered, Opportunity-Filled, Flexible & Collaborative. Work Authorization Must be legally authorized to work in the United States without the need for employer sponsorship, now or any time in the future. We look forward to hearing from passionate professionals eager to make a difference.
12/03/2025
Full time
Director of Sales - IOA (Intelligent Operations & Automation) - Life Sciences IOA Business Unit is one of Cognizant's highest growth businesses and a critical part of Cognizant's Digital imperatives in the market. North America is a high-growth region and IOA is looking at expanding its presence further. Life Sciences operations is one of the fastest growing service lines within IOA (Intelligent Operations and Automation). To meet IOA's strategic growth objectives of LS operations we are looking for a highly accomplished, results-driven senior sales executive to originate, advance, and close large sales opportunities in outsourcing. This individual will be working with industry community (Client Partners, SLM (Service line managers) and IOA Leadership to drive sales and business development in a high growth and highly autonomous environment. This role will have a visible presence within the Life Sciences/Medical Device industry representing Cognizant and our service offerings Role Summary Title -Director of Sales/Service Line Sales Specialist (SLS)- IOA/BPO Transformation Location - Boston, MA, USA (must live or be willing to relocate) Travel - Travel will vary depending on customer and prospect requirements. Summary Job Description: Define and grow topline growth and improve the go-to-market plans, offerings, and value propositions in MedTech and Health Sciences Drive sales, P&L growth and pipeline across existing relationships and drive revenue growth and hunting for new logos, building and closing active pipeline on a quarter-on-quarter basis Build strong internal relationships with IOA Commercial/Offshore Delivery Heads, Cognizant's Market Commercial & Delivery Unit) leadership, and other core leaders. Key Accountabilities Closing Sales - The main responsibility and focus of the role will be the growth of our IOA business within NA, Specifically, win new deals in customer account per pre agreed targets. Sales Plan Creation - A critical early task will be developing and executing a quota growth plan for selected lines of business. Pipeline Management - Among the critical tasks likely to be featured in the sales plans, are developing the opportunity pipeline, qualifying high priority deals and winning new business in line with agreed targets. Demand Generation - To work with IOA and Life Sciences Commercial team to identify prospects, create marketing plans and take responsibility to engage new clients in conversation Proposal Development - Understand customer needs and translate them into winning proposals for Cognizant and its customer in partnership with the presales and solution teams Deal Shaping / Pricing Development - Develop creative deal shapes, commercial structures, and pricing proposals as part of a winning sales pursuit. Work closely with the business unit, Commercial Director, Bid Directors, and regional FP&A teams Market Intelligence - Provide competitive intelligence associated with market pricing and specific competitor strengths, weaknesses, tactics, etc. C-Level Client Relationship Building - Build relationships across CXO levels in client organizations and developing executive level relationships. Regular Third-Party Intermediary Interaction - Participate in industry 3rd party seminars, meetings, analyst forums, Cognizant capability presentations, etc. to develop deeper industry connects in relation to our clients and key local IOA intermediaries. Job Requirements: Key Competencies Life Sciences, MedTech, Health Science, or consulting experience is required. Consistent record of growing business successfully over the years through strong client relationships and a deep understanding of the LS/MedTech industry specifically Medical Device Demonstrated ability of building sales and account management teams. Deep understanding of IOA/BPO/LS and able to engage C-level executives in detailed LS deals, solution, transition, and transformation shaping discussions. Significant international experience required including being conversant in global service delivery models - both shared services and BPS. Well- developed "rolodex" as well as the demonstrated ability to create strategic partnerships with large and complex organizations. Ability to operate in a fast-paced entrepreneurial and highly matrixed organization. Validated ability to guide, influence and develop a wide range of professionals. Strong problem solving and analytical skills and the ability to "roll up your sleeves" and work with a client to create timely solutions and resolutions. Qualifications 10+ years of experience in Sales and Business development within Life Sciences, HealthTech, Medical Device industry Bachelor's/Master's degrees in related field is preferred Global Business Services - Client-facing GBS project experience is preferred. Professional Contacts - Existing strong relationships with third party advisors, industry analyst, and potential C-level buyers Matrixed Organization- Experience working in a highly matrixed organization is preferred. Preferred Experience MS or MBA degree preferred. Ability to contribute to new business development efforts and to lead multiple tasks in a dynamic environment. Must be detail oriented and able to manage and maintain all facets of complex assignments. Demonstrable problem-solving abilities with the skills to identify strategic solutions to business problems with enterprise-wide implications. Demonstrate the flexibility to work among diverse corporate environments, industries, and technical and non-technical audiences. Top Reasons to Join Our Team Excellent compensation/benefits. A strong financial incentive package that includes a solid base salary with a highly attractive commission plan. Further incentives include award programs, club trips, and excellent benefits package. Wide exposure to industry, product, and functional standard methodologies; as well as outstanding teams supporting your sales pursuits. Encouraging management team that rewards initiative & success. Exciting, industry leading practice where you can truly build a long-term career. Congenial, collaborative, and goal-oriented environment; the opportunity to work with and learn from a diverse, highly experienced team of business professionals. Tremendous opportunities for growth with a real career path promoting career advancement. Salary and Other Compensation : The annual base salary for this position is between $198,000 - $218,000 depending on the experience and other qualifications of the successful candidate. This position is also eligible for Cognizant's discretionary annual incentive program and stock awards, based on performance and subject to the terms of Cognizant's applicable plans. Benefits : Cognizant offers the following benefits for this position, subject to applicable eligibility requirements: Medical/Dental/Vision/Life Insurance Paid holidays plus Paid Time Off 401(k) plan and contributions Long-term/Short-term Disability Paid Parental Leave Employee Stock Purchase Plan Disclaimer: The salary, other compensation, and benefits information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law. A Good fit for the Cognizant culture A person who possesses a true passion for changing organizations for the better, and desires to do so within a goal, yet professional atmosphere filled with business professionals who all manifest a belief in partnership, innovation, and excellence. Our "Cultural Value Drivers" are well-known and clearly communicated within the organization: Open, Visible, Motivated, Empowered, Opportunity-Filled, Flexible & Collaborative. Work Authorization Must be legally authorized to work in the United States without the need for employer sponsorship, now or any time in the future. We look forward to hearing from passionate professionals eager to make a difference.
Description: TrustBank is seeking a highly motivated individual to join our growing team. This is an entry level position. The Associate Credit Analyst will be mentored by the AVP, Senior Credit Risk Manager and/or other experienced Credit Analysts on how to properly evaluate the financial strength and creditworthiness of an applicant across various industries. Job Description Job Title: Associate Credit Analyst Department: Risk Management Reports To : AVP, Senior Credit Risk Manager FLSA Status: Non-Exempt Type of Position: Full-Time Job Summary The Associate Credit Analyst is responsible for assessing the creditworthiness of applicants across a variety of loan types, including commercial, real estate, agricultural, and consumer. This role involves analyzing financial statements, tax returns, and cash flow to identify repayment capacity, financial trends, and peer performance year over year. The analyst will prepare detailed credit presentations that highlight the strengths, weaknesses, and risks of each loan relationship, provide collateral evaluations and loan-to-value calculations, and recommend appropriate risk ratings. While collaborating with loan officers throughout the underwriting process, the Associate Credit Analyst must maintain independence in analysis, identify potential credit issues, and ensure compliance with internal policies and regulatory requirements. Primary Duties and Responsibilities 1. Analyze the overall credit quality and risk of applicants by reviewing financial statements, tax returns, credit reports, collateral values, and other relevant information including independent online research. 2. Prepare accurate financial spreads, ratio analyses, and cash flow models using spreadsheet and word processing tools. 3. Develop comprehensive credit presentations that include repayment capacity of the borrowers and guarantors, collateral descriptions, loan-to value calculations, and a clear summary of strengths, weaknesses, and risks. 4. Collaborate and communicate clearly with loan officers to assess client needs, loan structure, and pricing. Communicate directly with clients, as needed. 5. Ensure credit analysis and presentations reflect adherence to internal credit policies, loan administration procedures, and regulatory requirements. 6. Document policy or documentation exceptions, as well as prior-to-close conditions. 7. Assign and recommend credit risk ratings in accordance with Loan Policy guidelines. 8. Participate as a non-voting member of the Loan Committee meetings, exercising sound judgement and maintaining constructive communication. 9. Determine whether requests for information should be furnished or refused based on confidentiality, requiring strong judgment and quick decision-making. 10. Recognize irregular or suspicious transactions and take appropriate steps to prevent loss. Help ensure compliance with BSA/AML/OFAC regulations. 11. Assist with annual loan reviews and portfolio monitoring as requested, including providing support to the Auditor during internal and external audits. 12. Additional responsibilities as needed to support departmental and organizational goals. Traits/Characteristics of a Successful Associate Credit Analyst • Strong attention to detail and accuracy. • Basic understanding of financial statements - balance sheets, income statements, and cash flow statements, with a willingness to deepen knowledge through training and experience. • Critical thinking, exercise sound judgment, and learn to form independent perspectives with guidance. • Adaptability to changing workloads • Comfortable managing multiple tasks and shifting priorities in a dynamic environment. • Eagerness to learn risk assessment principles • Shows interest in understanding credit risk and how it impacts decision-making. • Self-motivated and proactive and takes initiative in learning and contributing to team goals. • Inquisitive and curious with a desire to understand why. • Professionalism and integrity and can demonstrate respect in all interactions, including challenging conversations. Working Conditions and Essential Functions The position is Monday through Friday, typically from 8 AM - 5 PM and is a minimum of forty hours a week, but longer hours may be needed to meet the demands of the job. There is a well-lit office environment, and the noise level is usually moderate. The duties of the job may require the employee to stand, walk, use hands, and feel objects, tools, or controls, reach with hands, arms, and talk, or hear. Ability to lift 25 pounds. Vision abilities include close vision, distance vision, peripheral vision, depth perception and the ability to focus. Ability to travel via air, rail, automobile and or/bus (if position requires travel). Compensation and Benefits Total compensation for this position is $21.50 per hour to $31.25 per hour. TrustBank provides a generous benefits offering, with details on our bank's website: TrustBank Core Values Embrace and promote the TrustBank Culture and Core Values in all aspects of your duties. Strictly manage and protect sensitive information to which you are entrusted. Disclosures TrustBank recognizes that people are our bank's strength, and we place a high value on diversity and inclusion. We do not discriminate based on any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs. The best talent will acquire the position. Equal Opportunity Employer/Disability/Veterans. This job description may be subject to change and is not intended to be all-inclusive. The employee may perform other related duties to meet the ongoing needs of the organization. Updated: November 3, 2025 Requirements: Education and/or Experience Bachelor's degree (B. S.) from a four-year college or university with a focus on finance, accounting, or economics. Related experience in a banking environment and/or the agriculture industry is preferred. Required Skills and Abilities 1. Ability to self-review and identify errors in written presentations, analysis, and reporting. 2. Proficient in Microsoft Word and Excel with the ability to adapt Excel formats, data validations, formulas, conditional formatting, pivot tables, and financial modeling and analysis. 3. Excellent report writing, grammar, and verbal communication skills. 4. Ability to produce clear, professional credit presentations. 5. Organizational and time management skills, including the ability to manage multiple priorities and deadlines. 6. Willingness to learn loan policy, lending regulations, and overall bank procedures. 7. Capacity to develop a solid understanding of the banks core processing system to assemble data and generate reports. Compensation details: 21.5-31.25 Hourly Wage PI4a561efa5-
12/02/2025
Full time
Description: TrustBank is seeking a highly motivated individual to join our growing team. This is an entry level position. The Associate Credit Analyst will be mentored by the AVP, Senior Credit Risk Manager and/or other experienced Credit Analysts on how to properly evaluate the financial strength and creditworthiness of an applicant across various industries. Job Description Job Title: Associate Credit Analyst Department: Risk Management Reports To : AVP, Senior Credit Risk Manager FLSA Status: Non-Exempt Type of Position: Full-Time Job Summary The Associate Credit Analyst is responsible for assessing the creditworthiness of applicants across a variety of loan types, including commercial, real estate, agricultural, and consumer. This role involves analyzing financial statements, tax returns, and cash flow to identify repayment capacity, financial trends, and peer performance year over year. The analyst will prepare detailed credit presentations that highlight the strengths, weaknesses, and risks of each loan relationship, provide collateral evaluations and loan-to-value calculations, and recommend appropriate risk ratings. While collaborating with loan officers throughout the underwriting process, the Associate Credit Analyst must maintain independence in analysis, identify potential credit issues, and ensure compliance with internal policies and regulatory requirements. Primary Duties and Responsibilities 1. Analyze the overall credit quality and risk of applicants by reviewing financial statements, tax returns, credit reports, collateral values, and other relevant information including independent online research. 2. Prepare accurate financial spreads, ratio analyses, and cash flow models using spreadsheet and word processing tools. 3. Develop comprehensive credit presentations that include repayment capacity of the borrowers and guarantors, collateral descriptions, loan-to value calculations, and a clear summary of strengths, weaknesses, and risks. 4. Collaborate and communicate clearly with loan officers to assess client needs, loan structure, and pricing. Communicate directly with clients, as needed. 5. Ensure credit analysis and presentations reflect adherence to internal credit policies, loan administration procedures, and regulatory requirements. 6. Document policy or documentation exceptions, as well as prior-to-close conditions. 7. Assign and recommend credit risk ratings in accordance with Loan Policy guidelines. 8. Participate as a non-voting member of the Loan Committee meetings, exercising sound judgement and maintaining constructive communication. 9. Determine whether requests for information should be furnished or refused based on confidentiality, requiring strong judgment and quick decision-making. 10. Recognize irregular or suspicious transactions and take appropriate steps to prevent loss. Help ensure compliance with BSA/AML/OFAC regulations. 11. Assist with annual loan reviews and portfolio monitoring as requested, including providing support to the Auditor during internal and external audits. 12. Additional responsibilities as needed to support departmental and organizational goals. Traits/Characteristics of a Successful Associate Credit Analyst • Strong attention to detail and accuracy. • Basic understanding of financial statements - balance sheets, income statements, and cash flow statements, with a willingness to deepen knowledge through training and experience. • Critical thinking, exercise sound judgment, and learn to form independent perspectives with guidance. • Adaptability to changing workloads • Comfortable managing multiple tasks and shifting priorities in a dynamic environment. • Eagerness to learn risk assessment principles • Shows interest in understanding credit risk and how it impacts decision-making. • Self-motivated and proactive and takes initiative in learning and contributing to team goals. • Inquisitive and curious with a desire to understand why. • Professionalism and integrity and can demonstrate respect in all interactions, including challenging conversations. Working Conditions and Essential Functions The position is Monday through Friday, typically from 8 AM - 5 PM and is a minimum of forty hours a week, but longer hours may be needed to meet the demands of the job. There is a well-lit office environment, and the noise level is usually moderate. The duties of the job may require the employee to stand, walk, use hands, and feel objects, tools, or controls, reach with hands, arms, and talk, or hear. Ability to lift 25 pounds. Vision abilities include close vision, distance vision, peripheral vision, depth perception and the ability to focus. Ability to travel via air, rail, automobile and or/bus (if position requires travel). Compensation and Benefits Total compensation for this position is $21.50 per hour to $31.25 per hour. TrustBank provides a generous benefits offering, with details on our bank's website: TrustBank Core Values Embrace and promote the TrustBank Culture and Core Values in all aspects of your duties. Strictly manage and protect sensitive information to which you are entrusted. Disclosures TrustBank recognizes that people are our bank's strength, and we place a high value on diversity and inclusion. We do not discriminate based on any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs. The best talent will acquire the position. Equal Opportunity Employer/Disability/Veterans. This job description may be subject to change and is not intended to be all-inclusive. The employee may perform other related duties to meet the ongoing needs of the organization. Updated: November 3, 2025 Requirements: Education and/or Experience Bachelor's degree (B. S.) from a four-year college or university with a focus on finance, accounting, or economics. Related experience in a banking environment and/or the agriculture industry is preferred. Required Skills and Abilities 1. Ability to self-review and identify errors in written presentations, analysis, and reporting. 2. Proficient in Microsoft Word and Excel with the ability to adapt Excel formats, data validations, formulas, conditional formatting, pivot tables, and financial modeling and analysis. 3. Excellent report writing, grammar, and verbal communication skills. 4. Ability to produce clear, professional credit presentations. 5. Organizational and time management skills, including the ability to manage multiple priorities and deadlines. 6. Willingness to learn loan policy, lending regulations, and overall bank procedures. 7. Capacity to develop a solid understanding of the banks core processing system to assemble data and generate reports. Compensation details: 21.5-31.25 Hourly Wage PI4a561efa5-
Description: TrustBank is seeking a highly motivated Credit Analyst to join our growing team. The ideal candidate will possess a strong understanding of credit analysis principles, a high level of attention to detail, and a solid track record of providing sound recommendations. Job Description Job Title: Credit Analyst Department: Risk Management Reports To: AVP, Senior Credit Risk Manager FLSA Status: Exempt Type of Position: Full-Time Job Summary The Credit Analyst is responsible for assessing the creditworthiness of applicants across a variety of loan types, including commercial, real estate, agricultural (ideally, an emphasis on ag loan underwriting), and consumer. This role involves analyzing financial statements, tax returns, and cash flow to identify repayment capacity, financial trends, and peer performance year over year. The analyst will prepare detailed credit presentations that highlight the strengths, weaknesses, and risks of each loan relationship, provide collateral evaluations and loan-to-value calculations, and recommend appropriate risk ratings. While collaborating with loan officers throughout the underwriting process, the Credit Analyst must maintain independence in analysis, identify potential credit issues, and ensure compliance with internal policies and regulatory requirements. Primary Duties and Responsibilities Analyze the overall credit quality and risk of applicants by reviewing financial statements, tax returns, credit reports, collateral values, and other relevant information including independent online research. Prepare accurate financial spreads, ratio analyses, and cash flow models using spreadsheet and word processing tools. Develop comprehensive credit presentations that include repayment capacity of the borrowers and guarantors, collateral descriptions, loan-to value calculations, and a clear summary of strengths, weaknesses, and risks. Collaborate and communicate clearly with loan officers to assess client needs, loan structure, and pricing. Communicate directly with clients, as needed. Ensure credit analysis and presentations reflect adherence to internal credit policies, loan administration procedures, and regulatory requirements. Document policy or documentation exceptions, as well as prior-to-close conditions. Assign and recommend credit risk ratings in accordance with Loan Policy guidelines. Participate as a non-voting member of the Loan Committee meetings, exercising sound judgement and maintaining constructive communication. Determine whether requests for information should be furnished or refused based on confidentiality, requiring strong judgment and quick decision-making. Recognize irregular or suspicious transactions and take appropriate steps to prevent loss. Help ensure compliance with BSA/AML/OFAC regulations. Assist with annual loan reviews and portfolio monitoring as requested, including providing support to the Auditor during internal and external audits. Additional responsibilities as needed to support departmental and organizational goals. Traits/Characteristics of a Successful Credit Analyst Strong attention to detail and accuracy Analytical proficiency in quantitative and qualitative analysis Ability to think critically, exercise sound judgment, and provide independent recommendations Highly adaptable to portfolio volume demands Thorough risk assessment expertise Highly self-motivated Inquisitive and curious with a desire to understand why High level of integrity and professionalism with a strong ability to successfully navigate difficult or contentious conversations Working Conditions and Essential Functions The position is Monday through Friday, typically from 8 AM - 5 PM and is a minimum of forty hours a week, but longer hours may be needed to meet the demands of the job. The Bank may consider a remote or hybrid work schedule based on the qualifications of the candidate and the needs of the Bank and the Risk Management team. There is a well-lit office environment, and the noise level is usually moderate. The duties of the job may require the employee to stand, walk, use hands, and feel objects, tools, or controls, reach with hands, arms, and talk, or hear. Ability to lift 25 pounds. Vision abilities include close vision, distance vision, peripheral vision, depth perception and the ability to focus. Ability to travel via air, rail, automobile and or/bus (if position requires travel). Compensation and Benefits Total compensation for this position is $65,000 - $90,000. TrustBank provides a generous benefits offering, with details on our bank's website: TrustBank Core Values Embrace and promote the TrustBank Culture and Core Values in all aspects of your duties. Strictly manage and protect sensitive information to which you are entrusted. Disclosures TrustBank recognizes that people are our bank's strength, and we place a high value on diversity and inclusion. We do not discriminate based on any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs. The best talent will acquire the position. Equal Opportunity Employer/Disability/Veterans. This job description may be subject to change and is not intended to be all-inclusive. The employee may perform other related duties to meet the ongoing needs of the organization. Updated: September 16, 2025 Requirements: Education and/or Experience Bachelor's degree (B. S.) from a four-year college or university with a focus on finance, accounting, or economics and a minimum of 2-4 years of related experience preferably in a commercial banking environment. Required Skills and Abilities Advanced analytical and risk assessment skills, including a clear understanding of fractions and percentages. Ability to self-review and identify errors in written presentations, analysis, and reporting. Strong knowledge of financial accounting principles, economics, and credit analyst techniques with excellent problem-solving skills. Excellent report writing, grammar, and verbal communication skills. Ability to produce clear, professional credit presentations. Organizational and time management skills, including the ability to manage multiple priorities and deadlines. Broad understanding of loan policy, loan operations and overall bank procedures. Proficient in Microsoft Word and Excel with the ability to adapt Excel formats, data validations, formulas, conditional formatting, pivot tables, and financial modeling and analysis. Understanding of the bank's core processing system to meaningfully assemble data and generate reports. Compensation details: 0 Yearly Salary PIb49c54f5bf9f-6303
12/02/2025
Full time
Description: TrustBank is seeking a highly motivated Credit Analyst to join our growing team. The ideal candidate will possess a strong understanding of credit analysis principles, a high level of attention to detail, and a solid track record of providing sound recommendations. Job Description Job Title: Credit Analyst Department: Risk Management Reports To: AVP, Senior Credit Risk Manager FLSA Status: Exempt Type of Position: Full-Time Job Summary The Credit Analyst is responsible for assessing the creditworthiness of applicants across a variety of loan types, including commercial, real estate, agricultural (ideally, an emphasis on ag loan underwriting), and consumer. This role involves analyzing financial statements, tax returns, and cash flow to identify repayment capacity, financial trends, and peer performance year over year. The analyst will prepare detailed credit presentations that highlight the strengths, weaknesses, and risks of each loan relationship, provide collateral evaluations and loan-to-value calculations, and recommend appropriate risk ratings. While collaborating with loan officers throughout the underwriting process, the Credit Analyst must maintain independence in analysis, identify potential credit issues, and ensure compliance with internal policies and regulatory requirements. Primary Duties and Responsibilities Analyze the overall credit quality and risk of applicants by reviewing financial statements, tax returns, credit reports, collateral values, and other relevant information including independent online research. Prepare accurate financial spreads, ratio analyses, and cash flow models using spreadsheet and word processing tools. Develop comprehensive credit presentations that include repayment capacity of the borrowers and guarantors, collateral descriptions, loan-to value calculations, and a clear summary of strengths, weaknesses, and risks. Collaborate and communicate clearly with loan officers to assess client needs, loan structure, and pricing. Communicate directly with clients, as needed. Ensure credit analysis and presentations reflect adherence to internal credit policies, loan administration procedures, and regulatory requirements. Document policy or documentation exceptions, as well as prior-to-close conditions. Assign and recommend credit risk ratings in accordance with Loan Policy guidelines. Participate as a non-voting member of the Loan Committee meetings, exercising sound judgement and maintaining constructive communication. Determine whether requests for information should be furnished or refused based on confidentiality, requiring strong judgment and quick decision-making. Recognize irregular or suspicious transactions and take appropriate steps to prevent loss. Help ensure compliance with BSA/AML/OFAC regulations. Assist with annual loan reviews and portfolio monitoring as requested, including providing support to the Auditor during internal and external audits. Additional responsibilities as needed to support departmental and organizational goals. Traits/Characteristics of a Successful Credit Analyst Strong attention to detail and accuracy Analytical proficiency in quantitative and qualitative analysis Ability to think critically, exercise sound judgment, and provide independent recommendations Highly adaptable to portfolio volume demands Thorough risk assessment expertise Highly self-motivated Inquisitive and curious with a desire to understand why High level of integrity and professionalism with a strong ability to successfully navigate difficult or contentious conversations Working Conditions and Essential Functions The position is Monday through Friday, typically from 8 AM - 5 PM and is a minimum of forty hours a week, but longer hours may be needed to meet the demands of the job. The Bank may consider a remote or hybrid work schedule based on the qualifications of the candidate and the needs of the Bank and the Risk Management team. There is a well-lit office environment, and the noise level is usually moderate. The duties of the job may require the employee to stand, walk, use hands, and feel objects, tools, or controls, reach with hands, arms, and talk, or hear. Ability to lift 25 pounds. Vision abilities include close vision, distance vision, peripheral vision, depth perception and the ability to focus. Ability to travel via air, rail, automobile and or/bus (if position requires travel). Compensation and Benefits Total compensation for this position is $65,000 - $90,000. TrustBank provides a generous benefits offering, with details on our bank's website: TrustBank Core Values Embrace and promote the TrustBank Culture and Core Values in all aspects of your duties. Strictly manage and protect sensitive information to which you are entrusted. Disclosures TrustBank recognizes that people are our bank's strength, and we place a high value on diversity and inclusion. We do not discriminate based on any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs. The best talent will acquire the position. Equal Opportunity Employer/Disability/Veterans. This job description may be subject to change and is not intended to be all-inclusive. The employee may perform other related duties to meet the ongoing needs of the organization. Updated: September 16, 2025 Requirements: Education and/or Experience Bachelor's degree (B. S.) from a four-year college or university with a focus on finance, accounting, or economics and a minimum of 2-4 years of related experience preferably in a commercial banking environment. Required Skills and Abilities Advanced analytical and risk assessment skills, including a clear understanding of fractions and percentages. Ability to self-review and identify errors in written presentations, analysis, and reporting. Strong knowledge of financial accounting principles, economics, and credit analyst techniques with excellent problem-solving skills. Excellent report writing, grammar, and verbal communication skills. Ability to produce clear, professional credit presentations. Organizational and time management skills, including the ability to manage multiple priorities and deadlines. Broad understanding of loan policy, loan operations and overall bank procedures. Proficient in Microsoft Word and Excel with the ability to adapt Excel formats, data validations, formulas, conditional formatting, pivot tables, and financial modeling and analysis. Understanding of the bank's core processing system to meaningfully assemble data and generate reports. Compensation details: 0 Yearly Salary PIb49c54f5bf9f-6303
