Senior Analyst - Leveraged Finance (Technology Finance)

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At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Commercial Banking provides financial solutions to businesses with annual sales generally in excess of $5 million. Our business lines are Wells Fargo Commercial Capital, Middle Market Banking, and Treasury Management & Payment Solutions.

Wells Fargo Commercial Capital
o A market-leading provider of working capital, investment capital, trust services, and sales financing solutions that help customers optimize liquidity and grow their business through their lifecycle

Wells Fargo Capital Finance (WFCF) is one of the top lead arrangers of asset-based loans in the U.S. with a large and diversified portfolio of close to 2,400 customers and more than $33 billion in loans outstanding. WFCF offers traditional asset-based financing, specialized senior secured financing, accounts receivable financing, purchase order financing, and supply chain financing to a wide range of companies throughout the United States, Canada and the United Kingdom.

The Senior Analyst will be a member of the Technology Finance team within Wells Fargo Capital Finance and will work closely with Relationship Manager in managing a portfolio of loans to middle-market software/technology companies.

Responsibilities include the following:

• Direct interaction with the executive management team(s) of clients, including participation in client meetings and on-site visits;
• Assist in execution of financing transactions for financial sponsors and clients, including the completion of due diligence, financial modeling, credit analysis, drafting of investment memorandums, and legal documentation;
• Analyze financial performance for assigned loan portfolio compared to covenant levels, industry standards, key competitors, financial projections, and historical performance;
• Prepare and present monthly trend reports and client updates to senior management and Internal Risk Management (IRM);
• Periodic completion of enterprise valuations and account risk ratings;
• Complete various compliance-related activities, as dictated by WF Bank and regulatory bodies.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

• 2+ years of commercial lending experience, credit analysis experience, or a combination of both

• Financial modeling experience
• Intermediate Microsoft Excel skills
• Knowledge and understanding of cash flow lending
• Knowledge and understanding of cash flow: modeling and income review processes

• Ability to travel up to 10% of the time

• All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.
  
  Relevant military experience is considered for veterans and transitioning service men and women.
  Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Benefits

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