Availa Bank Description: EEO Employer BANK CREDIT OFFICER I POSITION SUMMARY The Credit Officer I will evaluate and recommend approval of all loans, including, but not limited to, commercial real estate (CRE), commercial and industrial (C&I), Agricultural, Mortgage, and Consumer loans, all within delegated lending authority. The Credit Officer I position may also be directly responsible for managing a Credit Analyst team and will work collaboratively with the lending staff to create a smooth process for underwriting and managing a quality loan portfolio enterprise-wide. BANK CREDIT OFFICER I ESSENTIAL DUTIES AND ACCOUNTABILITIES Make and guide independent decisions on underwriting applications through evaluation of business and personal credit reports, financial statements/tax returns, and other underwriting information, and assure completeness and adherence to Bank Credit Policy Assist with the monitoring of loan performance in the bank's portfolio and ensure loans are appropriately risk-rated in a timely manner Proficient in all areas of credit analysis; able to perform analysis of more complex credits, including global cash flow analysis Review and make recommendations as necessary to Credit Policy and implement required changes on a periodic basis Assist with credit risk reporting to include, but not limited to, enhancement and analysis of credit risk metrics, policy exception tracking, past due and watch list loan monitoring, and loan covenant tracking and compliance Keeps the CCO apprised of emerging market risks as well as any underwriting developments Assist CCO with all regulatory credit examinations and assist with outside auditors, including providing necessary documentation and reporting. Also, maintain adequate controls to ensure compliance with all statutes/regulations Manage the underwriting pipeline and coordinate prioritizing of credit requests between the Credit Analysts and Lending Staff Responsible for training and development of Credit Analysts and assisting personnel in all aspects of financial analysis Requirements: BANK CREDIT OFFICER I ROLE QUALIFICATIONS: Education Bachelor's degree in Business Administration and/or Finance or Accounting or equivalent combination of education and experience Experience Minimum of five (5) years of commercial lending and/or credit analysis experience or equivalent combination of both The ideal candidate will have: Minimum of one (1) year of experience in a Credit Officer role or similar experience Other Skills and Abilities Demonstrated proficiency in typing with speed and accuracy; basic keyboarding skills are required Strong knowledge of Bank policies and procedures Strong communication skills, both written and verbal Ability to interact with internal teams and customers with tact, diplomacy, and confidentiality Resourceful, innovative, and well-organized Ability to assess problems and/or unusual situations and develop logical solutions Ability to create a collaborative and motivating team environment Ability to develop and advance skills of staff Strong ethical focus; treats others with respect and consideration regardless of their status or position Thorough knowledge/understanding of legal and regulatory matters and industry trends Knowledge of agricultural lending Supervisory Responsibilities This position is responsible for supervising staff in accordance with the bank's policies and applicable laws. Responsibilities include training employees; planning, assigning, and directing work; appraising performance; rewarding and taking corrective action with employees; addressing complaints and resolving problems. PM21 PI66f31ee3b5-
07/18/2026
Full time
Availa Bank Description: EEO Employer BANK CREDIT OFFICER I POSITION SUMMARY The Credit Officer I will evaluate and recommend approval of all loans, including, but not limited to, commercial real estate (CRE), commercial and industrial (C&I), Agricultural, Mortgage, and Consumer loans, all within delegated lending authority. The Credit Officer I position may also be directly responsible for managing a Credit Analyst team and will work collaboratively with the lending staff to create a smooth process for underwriting and managing a quality loan portfolio enterprise-wide. BANK CREDIT OFFICER I ESSENTIAL DUTIES AND ACCOUNTABILITIES Make and guide independent decisions on underwriting applications through evaluation of business and personal credit reports, financial statements/tax returns, and other underwriting information, and assure completeness and adherence to Bank Credit Policy Assist with the monitoring of loan performance in the bank's portfolio and ensure loans are appropriately risk-rated in a timely manner Proficient in all areas of credit analysis; able to perform analysis of more complex credits, including global cash flow analysis Review and make recommendations as necessary to Credit Policy and implement required changes on a periodic basis Assist with credit risk reporting to include, but not limited to, enhancement and analysis of credit risk metrics, policy exception tracking, past due and watch list loan monitoring, and loan covenant tracking and compliance Keeps the CCO apprised of emerging market risks as well as any underwriting developments Assist CCO with all regulatory credit examinations and assist with outside auditors, including providing necessary documentation and reporting. Also, maintain adequate controls to ensure compliance with all statutes/regulations Manage the underwriting pipeline and coordinate prioritizing of credit requests between the Credit Analysts and Lending Staff Responsible for training and development of Credit Analysts and assisting personnel in all aspects of financial analysis Requirements: BANK CREDIT OFFICER I ROLE QUALIFICATIONS: Education Bachelor's degree in Business Administration and/or Finance or Accounting or equivalent combination of education and experience Experience Minimum of five (5) years of commercial lending and/or credit analysis experience or equivalent combination of both The ideal candidate will have: Minimum of one (1) year of experience in a Credit Officer role or similar experience Other Skills and Abilities Demonstrated proficiency in typing with speed and accuracy; basic keyboarding skills are required Strong knowledge of Bank policies and procedures Strong communication skills, both written and verbal Ability to interact with internal teams and customers with tact, diplomacy, and confidentiality Resourceful, innovative, and well-organized Ability to assess problems and/or unusual situations and develop logical solutions Ability to create a collaborative and motivating team environment Ability to develop and advance skills of staff Strong ethical focus; treats others with respect and consideration regardless of their status or position Thorough knowledge/understanding of legal and regulatory matters and industry trends Knowledge of agricultural lending Supervisory Responsibilities This position is responsible for supervising staff in accordance with the bank's policies and applicable laws. Responsibilities include training employees; planning, assigning, and directing work; appraising performance; rewarding and taking corrective action with employees; addressing complaints and resolving problems. PM21 PI66f31ee3b5-
Urban Redevelopment Authority of Pittsburgh
Pittsburgh, Pennsylvania
The Lending Analyst will work to advance the development of single family and/or multifamily housing projects, with a strong focus on affordable housing in the City of Pittsburgh. The Lending Analyst will be responsible for discussing clients' needs, recommending the best loan products, helping clients submit a complete loan application, underwriting the loan request, executing the loan closing, and disbursing funds. This position requires excellent communication, analytical and problem-solving skills. The candidate should be familiar with single family and/or multifamily programs available to developers by the URA, local banks, non-profit organizations, the U.S Department of Housing and Urban Development (HUD), Pennsylvania Housing Finance Agency (PHFA), and other federal, state and local sources. The individual should also have a passion for public service and a desire to improve communities. Job title: Lending Analyst Department: Residential & Consumer Lending Divisional Unit: Housing Department Starting Salary: $55,000-$60,000 Reports to: Manager of Residential Lending Essential Functions and Responsibilities: Manage assigned single family and multifamily developments Maintain an active knowledge base of all the URA's financing products and an understanding of the qualifications required Review and analyze applications for financing regarding the eligibility and the financial feasibility (including proformas, revenues, operating expenses, and financing) of the development, and the capability of the development team Schedule, coordinate and analyze examinations made by the URA's technical staff of the project site, plans, and specifications and construction costs to support an acceptance or rejection of proposals Assist development clients with the understanding of and compliance with public requirements and approvals Assist development clients in securing financing, including Low Income Housing Tax Credits and other affordable housing funding sources Coordinate project team meetings with development team, URA technical staff and other parties as necessary to further development progress Assist development clients with preparation of and compliance with Minority and Women's Business Enterprise (M/WBE) plans as required Assemble and present completed financing proposals, including visual materials, to the URA's Real Estate Loan Review, Housing Opportunity Fund (HOF) Advisory Board, and to the URA Board of Directors. Review closing documents for accuracy, completeness and conformity to URA and department policies, guidelines and regulations; coordinate and conduct loan closings Coordinate with developer, bond counsel, underwriter, and financial advisor for the scheduling, marketing and closing of multifamily bond issues Maintain and organize project files in accordance with established procedures Input project information into NetSuite and Portfol systems as required Maintain and manage development budgets and process stage payments for construction and soft costs; Reconcile all project sales proceeds. Review and evaluate all items related to project construction and correspond with URA Architecture & Engineering and Inspections Departments from initial review of plans, specifications, and costs through final build-out and sale of project, including all change orders. Produce and analyze housing development budgets and proformas. Work with various federal, state, and local agencies and lenders to coordinate project financing Represent the URA at banking, finance, development and other conferences, seminars, etc., as required by department needs or interests Represent the URA at public outreach events in various communities and neighborhoods in the City of Pittsburgh. Participate with other URA staff, the Department of City Planning and/or other stakeholders in the preparation of Request(s) for Qualifications (RFQ), Request(s) for Proposals (RFP) for development sites, financing and/or professional services and the review and analysis of submitted responses Assist with Consumer Lending program management and client relations as the need arises. Manage development grants for projects as assigned. Perform other duties as assigned. Position Requirements and Qualifications: Bachelor's Degree in Business Administration, Public Administration, Planning, Finance, Business Administration, or a related field preferred One (1) year of related lending experience preferred The demonstrated ability to establish and maintain excellent working relationships with co-workers, individuals, agencies, private and public lending institutions, and community organizations is required. Excellent verbal and written skills are required. Mature judgment with an ability to support and explain reasoning for decisions is required. Ability to think creatively and problem solve while staying within guidelines is required. Customer service skills are required. Knowledge of Microsoft Word, Excel, and PowerPoint is required. Preferred Qualifications: Knowledge of housing development and financing. Experience with real estate transactions and evaluations. Knowledge of regulatory issues in both underwriting/finance and real estate. Knowledge of NetSuite, Portfol, or similar systems is preferred Physical Requirements: Ability to safely and successfully perform the essential job functions consistent with the ADA, including travel to County and City offices Must be able to lift and carry up to 20 lbs., standing, sitting, reaching and stretching. Must be able to talk, listen and speak clearly on telephone. Disclaimers: The URA is an equal opportunity affirmative action employer. All qualified applicants will receive consideration without regard to race, religion, color, gender, age, national origin, ancestry, disability, sexual orientation, g ender identity/expression, political, and/or union affiliation. AN APPLICANT MUST BE A CITY OF PITTSBURGH RESIDENT OR BECOME ONE AS A CONDITION OF EMPLOYMENT AT THE URA. PM22 Compensation details: 0 Yearly Salary PIdf074dee85c3-6707
07/17/2026
Full time
The Lending Analyst will work to advance the development of single family and/or multifamily housing projects, with a strong focus on affordable housing in the City of Pittsburgh. The Lending Analyst will be responsible for discussing clients' needs, recommending the best loan products, helping clients submit a complete loan application, underwriting the loan request, executing the loan closing, and disbursing funds. This position requires excellent communication, analytical and problem-solving skills. The candidate should be familiar with single family and/or multifamily programs available to developers by the URA, local banks, non-profit organizations, the U.S Department of Housing and Urban Development (HUD), Pennsylvania Housing Finance Agency (PHFA), and other federal, state and local sources. The individual should also have a passion for public service and a desire to improve communities. Job title: Lending Analyst Department: Residential & Consumer Lending Divisional Unit: Housing Department Starting Salary: $55,000-$60,000 Reports to: Manager of Residential Lending Essential Functions and Responsibilities: Manage assigned single family and multifamily developments Maintain an active knowledge base of all the URA's financing products and an understanding of the qualifications required Review and analyze applications for financing regarding the eligibility and the financial feasibility (including proformas, revenues, operating expenses, and financing) of the development, and the capability of the development team Schedule, coordinate and analyze examinations made by the URA's technical staff of the project site, plans, and specifications and construction costs to support an acceptance or rejection of proposals Assist development clients with the understanding of and compliance with public requirements and approvals Assist development clients in securing financing, including Low Income Housing Tax Credits and other affordable housing funding sources Coordinate project team meetings with development team, URA technical staff and other parties as necessary to further development progress Assist development clients with preparation of and compliance with Minority and Women's Business Enterprise (M/WBE) plans as required Assemble and present completed financing proposals, including visual materials, to the URA's Real Estate Loan Review, Housing Opportunity Fund (HOF) Advisory Board, and to the URA Board of Directors. Review closing documents for accuracy, completeness and conformity to URA and department policies, guidelines and regulations; coordinate and conduct loan closings Coordinate with developer, bond counsel, underwriter, and financial advisor for the scheduling, marketing and closing of multifamily bond issues Maintain and organize project files in accordance with established procedures Input project information into NetSuite and Portfol systems as required Maintain and manage development budgets and process stage payments for construction and soft costs; Reconcile all project sales proceeds. Review and evaluate all items related to project construction and correspond with URA Architecture & Engineering and Inspections Departments from initial review of plans, specifications, and costs through final build-out and sale of project, including all change orders. Produce and analyze housing development budgets and proformas. Work with various federal, state, and local agencies and lenders to coordinate project financing Represent the URA at banking, finance, development and other conferences, seminars, etc., as required by department needs or interests Represent the URA at public outreach events in various communities and neighborhoods in the City of Pittsburgh. Participate with other URA staff, the Department of City Planning and/or other stakeholders in the preparation of Request(s) for Qualifications (RFQ), Request(s) for Proposals (RFP) for development sites, financing and/or professional services and the review and analysis of submitted responses Assist with Consumer Lending program management and client relations as the need arises. Manage development grants for projects as assigned. Perform other duties as assigned. Position Requirements and Qualifications: Bachelor's Degree in Business Administration, Public Administration, Planning, Finance, Business Administration, or a related field preferred One (1) year of related lending experience preferred The demonstrated ability to establish and maintain excellent working relationships with co-workers, individuals, agencies, private and public lending institutions, and community organizations is required. Excellent verbal and written skills are required. Mature judgment with an ability to support and explain reasoning for decisions is required. Ability to think creatively and problem solve while staying within guidelines is required. Customer service skills are required. Knowledge of Microsoft Word, Excel, and PowerPoint is required. Preferred Qualifications: Knowledge of housing development and financing. Experience with real estate transactions and evaluations. Knowledge of regulatory issues in both underwriting/finance and real estate. Knowledge of NetSuite, Portfol, or similar systems is preferred Physical Requirements: Ability to safely and successfully perform the essential job functions consistent with the ADA, including travel to County and City offices Must be able to lift and carry up to 20 lbs., standing, sitting, reaching and stretching. Must be able to talk, listen and speak clearly on telephone. Disclaimers: The URA is an equal opportunity affirmative action employer. All qualified applicants will receive consideration without regard to race, religion, color, gender, age, national origin, ancestry, disability, sexual orientation, g ender identity/expression, political, and/or union affiliation. AN APPLICANT MUST BE A CITY OF PITTSBURGH RESIDENT OR BECOME ONE AS A CONDITION OF EMPLOYMENT AT THE URA. PM22 Compensation details: 0 Yearly Salary PIdf074dee85c3-6707
Description: Roers Companies is seeking an energetic, dedicated Asset Manager - LIHTC to join our team in Plymouth, MN! About Us Roers Companies is a 2025 USA Today Top Workplace and a national leader in multifamily real estate investment, development, construction, and property management. Headquartered in Plymouth, Minnesota, we're on a mission to elevate multifamily housing by developing and operating market-rate and affordable apartments in growing neighborhoods. Since our founding in 2012, Roers Cos. has developed more than $4 billion in real estate, representing 15,000+ homes across the Midwest, Mountain Southwest, and Sunbelt regions. Our team thrives on purpose-filled work, an entrepreneurial spirit, and unlimited growth potential. About You You're passionate about your work and driven to achieve ambitious goals. You step up when the team needs an extra hand and aren't afraid to ask for help when you need it. You make smart decisions because you get the big picture and ace the little details. In other words, you share our corporate values - passion, work ethic, teamwork, integrity, and ownership mindset. Responsibilities Development of Asset Management plans for all Roers Companies LIHTC assets. Monitor the lease-up process of LIHTC assets in the Roers Companies portfolio, ensuring adherence to proforma and compliance with all applicable regulations (working with the internal compliance team). Coordinate and conduct periodic site inspections, whether Roers Companies internal process, or accommodating third party requests. Review and approval of annual operating budgets, also ensuring they are delivered to project partners on time. Monitor and evaluate financial performance of each asset on a regular basis by monitoring adherence to budget and proforma. Ensure each project is positioned to hit key milestones, including equity installments and loan earn-outs, through applicable testing requirements or otherwise. Address performance-related issues with projects not meeting KPI's through monthly interdepartmental "watchlist" meetings. Present on the condition of Roers Companies LIHTC projects monthly to the executive and senior leadership teams through asset review meetings. Work with Capital Planning to create a Capital Plan for the project life cycle, then ensure it is followed or variances in the plan are communicated during budgeting season to leadership. Auditing process verified and in place to ensure the interests of the firm and investors are protected regarding compliance requirement across the portfolio. Assist in the facilitation of responses to governmental, equity, or lending agencies. Management of property insurance for the operating LIHTC portfolio (policy placement, policy renewals, monitoring of claims). Must be, or be prepared to become, a "market expert" in the new submarkets Roers Companies is developing projects within. Supervision of financial analyst(s) required. Ad hoc projects as necessary. Requirements: Education: Bachelor's degree in commercial real estate, finance, or related field. Experience and/or Training: 7+ years of experience in either multifamily asset management, property management, or a combination of both. Meaningful experience with low-income housing tax credit investments is required. Compliance experience within this discipline is also required. Proficient Microsoft Excel skills and the ability to learn new software quickly. Experienced in financial analysis, forecasting, and preparing reporting for upper-level management. Experience in a managerial position is required, or the demonstrated ability to be a leader of people. Competencies: Excellent communication skills, both verbal and written. Ability to work independently, remain organized, and prioritize many responsibilities with success. Highly motivated, driven, results-oriented individual who is a self-starter is preferred. The ability to travel approximately 20% of the time to projects is required. Ability to embrace company values: Passion, Integrity, Teamwork, Work Ethic, Ownership Mindset Compensation and Benefits for Asset Manager - LIHTC: Pay Range: $102,400 - $134,800 Compensation is determined by several factors that vary depending on the position, including the individual's experience, skills, and the knowledge they bring to the specific role. Roers offers a comprehensive benefits & perks package to full-time employees which may include: • Health Plans - Medical, dental, vision, FSA, and HSA • Family Leave - Paid birth & bonding leave • Employer Paid Benefits - Basic life insurance, Accidental Death & Dismemberment (AD&D), and short-term disability • Additional Voluntary Benefits - Life Insurance, AD&D, long-term disability, critical illness, and accident insurance • 401(K) - 3% company contribution, 100% vested after 2 years of employment • Competitive PTO - 3 weeks of PTO with immediate accrual, 9 paid holidays, 1 floating holiday, and bereavement • Health and Wellness - fitness membership reimbursement program • Free stays in Roers' properties guest suites • Rent Discount - 20% discount for employees living in Roers Companies properties • Employee Referral Bonus Program - $2,500 referral bonus paid once referred candidate completes 60 days of employment • Charitable Match Program - Roers matches employee donations to charitable organizations • Professional Development Opportunities • Employee Assistance Programs Roers Companies is focused on building a workforce that is diverse and inclusive. We are an Equal Opportunity Employer and consider applicants for employment without regard to race, color, religion, sex, orientation, national origin, age, disability, genetics, or any other basis forbidden under federal, provincial, or local law. Roers Companies participates in E-Verify to confirm the employment eligibility of all newly hired employees. For further information about the federal E-Verify program, please click to see the Right to Work and E-Verify Participation posters. Candidates will be required to pass a criminal background check and drug test. In order to be considered for this position, applicants must complete a survey at this link: Compensation details: 00 Yearly Salary PIfb587c03d5-
07/15/2026
Full time
Description: Roers Companies is seeking an energetic, dedicated Asset Manager - LIHTC to join our team in Plymouth, MN! About Us Roers Companies is a 2025 USA Today Top Workplace and a national leader in multifamily real estate investment, development, construction, and property management. Headquartered in Plymouth, Minnesota, we're on a mission to elevate multifamily housing by developing and operating market-rate and affordable apartments in growing neighborhoods. Since our founding in 2012, Roers Cos. has developed more than $4 billion in real estate, representing 15,000+ homes across the Midwest, Mountain Southwest, and Sunbelt regions. Our team thrives on purpose-filled work, an entrepreneurial spirit, and unlimited growth potential. About You You're passionate about your work and driven to achieve ambitious goals. You step up when the team needs an extra hand and aren't afraid to ask for help when you need it. You make smart decisions because you get the big picture and ace the little details. In other words, you share our corporate values - passion, work ethic, teamwork, integrity, and ownership mindset. Responsibilities Development of Asset Management plans for all Roers Companies LIHTC assets. Monitor the lease-up process of LIHTC assets in the Roers Companies portfolio, ensuring adherence to proforma and compliance with all applicable regulations (working with the internal compliance team). Coordinate and conduct periodic site inspections, whether Roers Companies internal process, or accommodating third party requests. Review and approval of annual operating budgets, also ensuring they are delivered to project partners on time. Monitor and evaluate financial performance of each asset on a regular basis by monitoring adherence to budget and proforma. Ensure each project is positioned to hit key milestones, including equity installments and loan earn-outs, through applicable testing requirements or otherwise. Address performance-related issues with projects not meeting KPI's through monthly interdepartmental "watchlist" meetings. Present on the condition of Roers Companies LIHTC projects monthly to the executive and senior leadership teams through asset review meetings. Work with Capital Planning to create a Capital Plan for the project life cycle, then ensure it is followed or variances in the plan are communicated during budgeting season to leadership. Auditing process verified and in place to ensure the interests of the firm and investors are protected regarding compliance requirement across the portfolio. Assist in the facilitation of responses to governmental, equity, or lending agencies. Management of property insurance for the operating LIHTC portfolio (policy placement, policy renewals, monitoring of claims). Must be, or be prepared to become, a "market expert" in the new submarkets Roers Companies is developing projects within. Supervision of financial analyst(s) required. Ad hoc projects as necessary. Requirements: Education: Bachelor's degree in commercial real estate, finance, or related field. Experience and/or Training: 7+ years of experience in either multifamily asset management, property management, or a combination of both. Meaningful experience with low-income housing tax credit investments is required. Compliance experience within this discipline is also required. Proficient Microsoft Excel skills and the ability to learn new software quickly. Experienced in financial analysis, forecasting, and preparing reporting for upper-level management. Experience in a managerial position is required, or the demonstrated ability to be a leader of people. Competencies: Excellent communication skills, both verbal and written. Ability to work independently, remain organized, and prioritize many responsibilities with success. Highly motivated, driven, results-oriented individual who is a self-starter is preferred. The ability to travel approximately 20% of the time to projects is required. Ability to embrace company values: Passion, Integrity, Teamwork, Work Ethic, Ownership Mindset Compensation and Benefits for Asset Manager - LIHTC: Pay Range: $102,400 - $134,800 Compensation is determined by several factors that vary depending on the position, including the individual's experience, skills, and the knowledge they bring to the specific role. Roers offers a comprehensive benefits & perks package to full-time employees which may include: • Health Plans - Medical, dental, vision, FSA, and HSA • Family Leave - Paid birth & bonding leave • Employer Paid Benefits - Basic life insurance, Accidental Death & Dismemberment (AD&D), and short-term disability • Additional Voluntary Benefits - Life Insurance, AD&D, long-term disability, critical illness, and accident insurance • 401(K) - 3% company contribution, 100% vested after 2 years of employment • Competitive PTO - 3 weeks of PTO with immediate accrual, 9 paid holidays, 1 floating holiday, and bereavement • Health and Wellness - fitness membership reimbursement program • Free stays in Roers' properties guest suites • Rent Discount - 20% discount for employees living in Roers Companies properties • Employee Referral Bonus Program - $2,500 referral bonus paid once referred candidate completes 60 days of employment • Charitable Match Program - Roers matches employee donations to charitable organizations • Professional Development Opportunities • Employee Assistance Programs Roers Companies is focused on building a workforce that is diverse and inclusive. We are an Equal Opportunity Employer and consider applicants for employment without regard to race, color, religion, sex, orientation, national origin, age, disability, genetics, or any other basis forbidden under federal, provincial, or local law. Roers Companies participates in E-Verify to confirm the employment eligibility of all newly hired employees. For further information about the federal E-Verify program, please click to see the Right to Work and E-Verify Participation posters. Candidates will be required to pass a criminal background check and drug test. In order to be considered for this position, applicants must complete a survey at this link: Compensation details: 00 Yearly Salary PIfb587c03d5-
Description: Credit Analyst Description TrustBank is seeking a highly motivated Credit Analyst to join our growing team. The ideal candidate will possess a strong understanding of credit analysis principles, a high level of attention to detail, and a solid track record of providing sound recommendations. Job Description Job Title: Credit Analyst Department: Credit Reports To: Credit Department Officer FLSA Status: Exempt Type of Position: Full-Time Job Summary The Credit Analyst is responsible for assessing the creditworthiness of applicants across a variety of loan types, including commercial, real estate, agricultural, and consumer. This role leverages financial analysis, banking technology, and data-driven insights to evaluate risk and support sound lending decisions. Responsibilities include analyzing financial statements, tax returns, cash flow, and collateral to identify repayment capacity, financial trends, and emerging risks. The Credit Analyst prepares detailed credit presentations that clearly communicate strengths, weaknesses, risk factors, and recommended risk ratings while ensuring compliance with internal policies and regulatory requirements. Working collaboratively with loan officers and other bank partners, the Credit Analyst utilizes approved digital tools and authorized AI-assisted resources to enhance research, reporting, and workflow efficiency while maintaining independent judgment, critical thinking, and prudent credit decision-making. Primary Duties and Responsibilities 1. Analyze the overall credit quality and risk of applicants by reviewing financial statements, tax returns, credit reports, collateral values, and other relevant information including independent online research. 2. Prepare accurate financial spreads, ratio analyses, and cash flow models using spreadsheet and word processing tools. 3. Develop comprehensive credit presentations that include repayment capacity of the borrowers and guarantors, collateral descriptions, loan-to value calculations, and a clear summary of strengths, weaknesses, and risks. 4. Collaborate and communicate clearly with loan officers to assess client needs, loan structure, and pricing. Communicate directly with clients, as needed. 5. Ensure credit analysis and presentations reflect adherence to internal credit policies, loan administration procedures, and regulatory requirements. 6. Document policy or documentation exceptions, as well as prior-to-close conditions. 7. Assign and recommend credit risk ratings in accordance with Loan Policy guidelines. 8. Participate as a non-voting member of the Loan Committee meetings, exercising sound judgement and maintaining constructive communication. 9. Determine whether requests for information should be furnished or refused based on confidentiality, requiring strong judgment and quick decision-making. 10. Recognize irregular or suspicious transactions and take appropriate steps to prevent loss. Help ensure compliance with BSA/AML/OFAC regulations. 11. Assist with annual loan reviews and portfolio monitoring as requested, including providing support to the Auditor during internal and external audits. 12. Assist with other credit department tasks such as review of construction loan draw requests, appraisal reports, and environmental reports as needed. 13. Additional responsibilities as needed to support departmental and organizational goals. Traits/Characteristics of a Successful Credit Analyst • Strong attention to detail and accuracy • Analytical proficiency in quantitative and qualitative analysis • Ability to think critically, exercise sound judgment, and provide independent recommendations • Highly adaptable to portfolio volume demands • Thorough risk assessment expertise • Highly self-motivated • Inquisitive and curious with a desire to understand why • High level of integrity and professionalism with a strong ability to successfully navigate difficult or contentious conversations Working Conditions and Essential Functions The position is Monday through Friday, typically from 8 AM - 5 PM and is a minimum of forty hours a week, but longer hours may be needed to meet the demands of the job. The Bank may consider a remote or hybrid work schedule based on the qualifications of the candidate and the needs of the Bank and the credit team. There is a well-lit office environment, and the noise level is usually moderate. The duties of the job may require the employee to stand, walk, use hands, and feel objects, tools, or controls, reach with hands, arms, and talk, or hear. Ability to lift 25 pounds. Vision abilities include close vision, distance vision, peripheral vision, depth perception and the ability to focus. Ability to travel via air, rail, automobile and or/bus (if position requires travel). Compensation and Benefits Total compensation for this position is $65,000 - $90,000. TrustBank provides a generous benefits offering, with details on our bank's website: TrustBank Core Values Embrace and promote the TrustBank Culture and Core Values in all aspects of your duties. Strictly manage and protect sensitive information to which you are entrusted. Disclosures TrustBank recognizes that people are our bank's strength, and we place a high value on diversity and inclusion. We do not discriminate based on any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs. The best talent will acquire the position. Equal Opportunity Employer/Disability/Veterans. This job description may be subject to change and is not intended to be all-inclusive. The employee may perform other related duties to meet the ongoing needs of the organization. Updated: July 09, 2026 Requirements: Education and/or Experience Bachelor's degree (B. S.) from a four-year college or university with a focus on finance, accounting, or economics and a minimum of 2-4 years of related experience preferably in a commercial banking environment. Additional coursework, certifications, or experience in financial analysis, business intelligence, data analytics, credit risk management, or banking technology is preferred. Required Skills and Abilities 1. Advanced analytical and risk assessment skills, including a clear understanding of fractions and percentages. 2. Ability to self-review and identify errors in written presentations, analysis, and reporting. 3. Strong knowledge of financial accounting principles, economics, and credit analyst techniques with excellent problem-solving skills. 4. Excellent report writing, grammar, and verbal communication skills. 5. Ability to produce clear, professional credit presentations. 6. Organizational and time management skills, including the ability to manage multiple priorities and deadlines. 7. Broad understanding of loan policy, loan operations and overall bank procedures. 8. Advanced proficiency in Microsoft Excel and Microsoft 365 applications, including the ability to utilize formulas, pivot tables, financial models, data analysis tools, reporting features, and emerging AI-enabled productivity solutions. 9. Understanding of the bank's core processing system to meaningfully assemble data and generate reports. Compensation details: 0 Yearly Salary PIe3d6-8729
07/13/2026
Full time
Description: Credit Analyst Description TrustBank is seeking a highly motivated Credit Analyst to join our growing team. The ideal candidate will possess a strong understanding of credit analysis principles, a high level of attention to detail, and a solid track record of providing sound recommendations. Job Description Job Title: Credit Analyst Department: Credit Reports To: Credit Department Officer FLSA Status: Exempt Type of Position: Full-Time Job Summary The Credit Analyst is responsible for assessing the creditworthiness of applicants across a variety of loan types, including commercial, real estate, agricultural, and consumer. This role leverages financial analysis, banking technology, and data-driven insights to evaluate risk and support sound lending decisions. Responsibilities include analyzing financial statements, tax returns, cash flow, and collateral to identify repayment capacity, financial trends, and emerging risks. The Credit Analyst prepares detailed credit presentations that clearly communicate strengths, weaknesses, risk factors, and recommended risk ratings while ensuring compliance with internal policies and regulatory requirements. Working collaboratively with loan officers and other bank partners, the Credit Analyst utilizes approved digital tools and authorized AI-assisted resources to enhance research, reporting, and workflow efficiency while maintaining independent judgment, critical thinking, and prudent credit decision-making. Primary Duties and Responsibilities 1. Analyze the overall credit quality and risk of applicants by reviewing financial statements, tax returns, credit reports, collateral values, and other relevant information including independent online research. 2. Prepare accurate financial spreads, ratio analyses, and cash flow models using spreadsheet and word processing tools. 3. Develop comprehensive credit presentations that include repayment capacity of the borrowers and guarantors, collateral descriptions, loan-to value calculations, and a clear summary of strengths, weaknesses, and risks. 4. Collaborate and communicate clearly with loan officers to assess client needs, loan structure, and pricing. Communicate directly with clients, as needed. 5. Ensure credit analysis and presentations reflect adherence to internal credit policies, loan administration procedures, and regulatory requirements. 6. Document policy or documentation exceptions, as well as prior-to-close conditions. 7. Assign and recommend credit risk ratings in accordance with Loan Policy guidelines. 8. Participate as a non-voting member of the Loan Committee meetings, exercising sound judgement and maintaining constructive communication. 9. Determine whether requests for information should be furnished or refused based on confidentiality, requiring strong judgment and quick decision-making. 10. Recognize irregular or suspicious transactions and take appropriate steps to prevent loss. Help ensure compliance with BSA/AML/OFAC regulations. 11. Assist with annual loan reviews and portfolio monitoring as requested, including providing support to the Auditor during internal and external audits. 12. Assist with other credit department tasks such as review of construction loan draw requests, appraisal reports, and environmental reports as needed. 13. Additional responsibilities as needed to support departmental and organizational goals. Traits/Characteristics of a Successful Credit Analyst • Strong attention to detail and accuracy • Analytical proficiency in quantitative and qualitative analysis • Ability to think critically, exercise sound judgment, and provide independent recommendations • Highly adaptable to portfolio volume demands • Thorough risk assessment expertise • Highly self-motivated • Inquisitive and curious with a desire to understand why • High level of integrity and professionalism with a strong ability to successfully navigate difficult or contentious conversations Working Conditions and Essential Functions The position is Monday through Friday, typically from 8 AM - 5 PM and is a minimum of forty hours a week, but longer hours may be needed to meet the demands of the job. The Bank may consider a remote or hybrid work schedule based on the qualifications of the candidate and the needs of the Bank and the credit team. There is a well-lit office environment, and the noise level is usually moderate. The duties of the job may require the employee to stand, walk, use hands, and feel objects, tools, or controls, reach with hands, arms, and talk, or hear. Ability to lift 25 pounds. Vision abilities include close vision, distance vision, peripheral vision, depth perception and the ability to focus. Ability to travel via air, rail, automobile and or/bus (if position requires travel). Compensation and Benefits Total compensation for this position is $65,000 - $90,000. TrustBank provides a generous benefits offering, with details on our bank's website: TrustBank Core Values Embrace and promote the TrustBank Culture and Core Values in all aspects of your duties. Strictly manage and protect sensitive information to which you are entrusted. Disclosures TrustBank recognizes that people are our bank's strength, and we place a high value on diversity and inclusion. We do not discriminate based on any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs. The best talent will acquire the position. Equal Opportunity Employer/Disability/Veterans. This job description may be subject to change and is not intended to be all-inclusive. The employee may perform other related duties to meet the ongoing needs of the organization. Updated: July 09, 2026 Requirements: Education and/or Experience Bachelor's degree (B. S.) from a four-year college or university with a focus on finance, accounting, or economics and a minimum of 2-4 years of related experience preferably in a commercial banking environment. Additional coursework, certifications, or experience in financial analysis, business intelligence, data analytics, credit risk management, or banking technology is preferred. Required Skills and Abilities 1. Advanced analytical and risk assessment skills, including a clear understanding of fractions and percentages. 2. Ability to self-review and identify errors in written presentations, analysis, and reporting. 3. Strong knowledge of financial accounting principles, economics, and credit analyst techniques with excellent problem-solving skills. 4. Excellent report writing, grammar, and verbal communication skills. 5. Ability to produce clear, professional credit presentations. 6. Organizational and time management skills, including the ability to manage multiple priorities and deadlines. 7. Broad understanding of loan policy, loan operations and overall bank procedures. 8. Advanced proficiency in Microsoft Excel and Microsoft 365 applications, including the ability to utilize formulas, pivot tables, financial models, data analysis tools, reporting features, and emerging AI-enabled productivity solutions. 9. Understanding of the bank's core processing system to meaningfully assemble data and generate reports. Compensation details: 0 Yearly Salary PIe3d6-8729
Commercial Real Estate Great Company Culture! Am100 Apply Now! This Jobot Job is hosted by: Megan Bastian Are you a fit? Easy Apply now by clicking the "Quick Apply" button and sending us your resume. Salary: $90,000 - $130,000 per year A bit about us: Top Law Firm seeks to add a Real Estate Analyst to their Real Estate Finance team. An ideal candidate will have 5 + years of commercial real estate experience as a Paralegal. This position would be a great match for someone that considers themselves a self-starter & team player. You will be handling a lot of moving parts so being flexible, and detail-oriented is key in this role! Why join us? Inclusive culture that values you as an individual! Competitive compensation and benefits package Dental, Vision, Life Insurance, Short & Long-term disability benefits Transportation reimbursement! 401k Paid time and sick time off! Job Details Requirements: 5 + years of Transactional Commercial Real Estate experience as a Paralegal Experience with Lender side of commercial real estate closings for title, survey, & zoning review. Experience analyzing title commitments, underlying title exception documents and surveys, zoning reports, etc. Experience preparing title and survey review letters to obtain lender's required proforma loan policies and approved surveys Must be comfortable working directly with title companies, zoning consultants, surveyors, and various agencies to assist closing attorneys. Paralegal Certificate or it's equivalent is what is needed Interested in hearing more? Easy Apply now by clicking the "Quick Apply" button. Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot's policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions. Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here:
07/08/2026
Full time
Commercial Real Estate Great Company Culture! Am100 Apply Now! This Jobot Job is hosted by: Megan Bastian Are you a fit? Easy Apply now by clicking the "Quick Apply" button and sending us your resume. Salary: $90,000 - $130,000 per year A bit about us: Top Law Firm seeks to add a Real Estate Analyst to their Real Estate Finance team. An ideal candidate will have 5 + years of commercial real estate experience as a Paralegal. This position would be a great match for someone that considers themselves a self-starter & team player. You will be handling a lot of moving parts so being flexible, and detail-oriented is key in this role! Why join us? Inclusive culture that values you as an individual! Competitive compensation and benefits package Dental, Vision, Life Insurance, Short & Long-term disability benefits Transportation reimbursement! 401k Paid time and sick time off! Job Details Requirements: 5 + years of Transactional Commercial Real Estate experience as a Paralegal Experience with Lender side of commercial real estate closings for title, survey, & zoning review. Experience analyzing title commitments, underlying title exception documents and surveys, zoning reports, etc. Experience preparing title and survey review letters to obtain lender's required proforma loan policies and approved surveys Must be comfortable working directly with title companies, zoning consultants, surveyors, and various agencies to assist closing attorneys. Paralegal Certificate or it's equivalent is what is needed Interested in hearing more? Easy Apply now by clicking the "Quick Apply" button. Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot's policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions. Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here:
