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fintech market research associate
FinTech Market Research Associate
Initio Capital San Jose, California
Job Description Job Description ABOUT INITIO CAPITAL Initio Capital is hiring for this role and related opportunities across consulting, finance, product, software, AI, operations, market research, and growth-focused workstreams. THE ROLE As a FinTech Market Research Associate, you will help identify promising markets, companies, products, operators, and investment or growth opportunities. You will turn ambiguous information into clear research, structured analysis, prioritized target lists, and practical recommendations. This is a remote, flexible role for candidates who are analytical, commercially curious, and comfortable moving quickly across business, finance, technology, and strategy topics. WHAT YOU MAY WORK ON Research companies, markets, business models, and investment themes. Build target lists, market maps, competitive scans, and opportunity pipelines. Analyze data, documents, websites, interviews, and public information to form concise recommendations. Support strategy, sourcing, diligence, product, growth, finance, and operations projects. WHO THIS IS FOR This is a strong fit for candidates interested in consulting, finance, investment research, product strategy, software, AI/data, business operations, corporate development, private markets, or entrepreneurship. COMPENSATION Compensation varies by project and experience. Many roles are flexible, remote, and project-based.
08/13/2026
Full time
Job Description Job Description ABOUT INITIO CAPITAL Initio Capital is hiring for this role and related opportunities across consulting, finance, product, software, AI, operations, market research, and growth-focused workstreams. THE ROLE As a FinTech Market Research Associate, you will help identify promising markets, companies, products, operators, and investment or growth opportunities. You will turn ambiguous information into clear research, structured analysis, prioritized target lists, and practical recommendations. This is a remote, flexible role for candidates who are analytical, commercially curious, and comfortable moving quickly across business, finance, technology, and strategy topics. WHAT YOU MAY WORK ON Research companies, markets, business models, and investment themes. Build target lists, market maps, competitive scans, and opportunity pipelines. Analyze data, documents, websites, interviews, and public information to form concise recommendations. Support strategy, sourcing, diligence, product, growth, finance, and operations projects. WHO THIS IS FOR This is a strong fit for candidates interested in consulting, finance, investment research, product strategy, software, AI/data, business operations, corporate development, private markets, or entrepreneurship. COMPENSATION Compensation varies by project and experience. Many roles are flexible, remote, and project-based.
FinTech Market Research Associate
Initio Capital San Francisco, California
Job Description Job Description ABOUT INITIO CAPITAL Initio Capital is hiring for this role and related opportunities across consulting, finance, product, software, AI, operations, market research, and growth-focused workstreams. THE ROLE As a FinTech Market Research Associate, you will help identify promising markets, companies, products, operators, and investment or growth opportunities. You will turn ambiguous information into clear research, structured analysis, prioritized target lists, and practical recommendations. This is a remote, flexible role for candidates who are analytical, commercially curious, and comfortable moving quickly across business, finance, technology, and strategy topics. WHAT YOU MAY WORK ON Research companies, markets, business models, and investment themes. Build target lists, market maps, competitive scans, and opportunity pipelines. Analyze data, documents, websites, interviews, and public information to form concise recommendations. Support strategy, sourcing, diligence, product, growth, finance, and operations projects. WHO THIS IS FOR This is a strong fit for candidates interested in consulting, finance, investment research, product strategy, software, AI/data, business operations, corporate development, private markets, or entrepreneurship. COMPENSATION Compensation varies by project and experience. Many roles are flexible, remote, and project-based.
08/13/2026
Full time
Job Description Job Description ABOUT INITIO CAPITAL Initio Capital is hiring for this role and related opportunities across consulting, finance, product, software, AI, operations, market research, and growth-focused workstreams. THE ROLE As a FinTech Market Research Associate, you will help identify promising markets, companies, products, operators, and investment or growth opportunities. You will turn ambiguous information into clear research, structured analysis, prioritized target lists, and practical recommendations. This is a remote, flexible role for candidates who are analytical, commercially curious, and comfortable moving quickly across business, finance, technology, and strategy topics. WHAT YOU MAY WORK ON Research companies, markets, business models, and investment themes. Build target lists, market maps, competitive scans, and opportunity pipelines. Analyze data, documents, websites, interviews, and public information to form concise recommendations. Support strategy, sourcing, diligence, product, growth, finance, and operations projects. WHO THIS IS FOR This is a strong fit for candidates interested in consulting, finance, investment research, product strategy, software, AI/data, business operations, corporate development, private markets, or entrepreneurship. COMPENSATION Compensation varies by project and experience. Many roles are flexible, remote, and project-based.
FinTech Market Research Associate
Initio Capital Alpine, California
Job Description Job Description ABOUT INITIO CAPITAL Initio Capital is hiring for this role and related opportunities across consulting, finance, product, software, AI, operations, market research, and growth-focused workstreams. THE ROLE As a FinTech Market Research Associate, you will help identify promising markets, companies, products, operators, and investment or growth opportunities. You will turn ambiguous information into clear research, structured analysis, prioritized target lists, and practical recommendations. This is a remote, flexible role for candidates who are analytical, commercially curious, and comfortable moving quickly across business, finance, technology, and strategy topics. WHAT YOU MAY WORK ON Research companies, markets, business models, and investment themes. Build target lists, market maps, competitive scans, and opportunity pipelines. Analyze data, documents, websites, interviews, and public information to form concise recommendations. Support strategy, sourcing, diligence, product, growth, finance, and operations projects. WHO THIS IS FOR This is a strong fit for candidates interested in consulting, finance, investment research, product strategy, software, AI/data, business operations, corporate development, private markets, or entrepreneurship. COMPENSATION Compensation varies by project and experience. Many roles are flexible, remote, and project-based.
08/12/2026
Full time
Job Description Job Description ABOUT INITIO CAPITAL Initio Capital is hiring for this role and related opportunities across consulting, finance, product, software, AI, operations, market research, and growth-focused workstreams. THE ROLE As a FinTech Market Research Associate, you will help identify promising markets, companies, products, operators, and investment or growth opportunities. You will turn ambiguous information into clear research, structured analysis, prioritized target lists, and practical recommendations. This is a remote, flexible role for candidates who are analytical, commercially curious, and comfortable moving quickly across business, finance, technology, and strategy topics. WHAT YOU MAY WORK ON Research companies, markets, business models, and investment themes. Build target lists, market maps, competitive scans, and opportunity pipelines. Analyze data, documents, websites, interviews, and public information to form concise recommendations. Support strategy, sourcing, diligence, product, growth, finance, and operations projects. WHO THIS IS FOR This is a strong fit for candidates interested in consulting, finance, investment research, product strategy, software, AI/data, business operations, corporate development, private markets, or entrepreneurship. COMPENSATION Compensation varies by project and experience. Many roles are flexible, remote, and project-based.
FinTech Market Research Associate
Initio Capital Salt Lake City, Utah
Job Description Job Description ABOUT INITIO CAPITAL Initio Capital is hiring for this role and related opportunities across consulting, finance, product, software, AI, operations, market research, and growth-focused workstreams. THE ROLE As a FinTech Market Research Associate, you will help identify promising markets, companies, products, operators, and investment or growth opportunities. You will turn ambiguous information into clear research, structured analysis, prioritized target lists, and practical recommendations. This is a remote, flexible role for candidates who are analytical, commercially curious, and comfortable moving quickly across business, finance, technology, and strategy topics. WHAT YOU MAY WORK ON Research companies, markets, business models, and investment themes. Build target lists, market maps, competitive scans, and opportunity pipelines. Analyze data, documents, websites, interviews, and public information to form concise recommendations. Support strategy, sourcing, diligence, product, growth, finance, and operations projects. WHO THIS IS FOR This is a strong fit for candidates interested in consulting, finance, investment research, product strategy, software, AI/data, business operations, corporate development, private markets, or entrepreneurship. COMPENSATION Compensation varies by project and experience. Many roles are flexible, remote, and project-based.
08/12/2026
Full time
Job Description Job Description ABOUT INITIO CAPITAL Initio Capital is hiring for this role and related opportunities across consulting, finance, product, software, AI, operations, market research, and growth-focused workstreams. THE ROLE As a FinTech Market Research Associate, you will help identify promising markets, companies, products, operators, and investment or growth opportunities. You will turn ambiguous information into clear research, structured analysis, prioritized target lists, and practical recommendations. This is a remote, flexible role for candidates who are analytical, commercially curious, and comfortable moving quickly across business, finance, technology, and strategy topics. WHAT YOU MAY WORK ON Research companies, markets, business models, and investment themes. Build target lists, market maps, competitive scans, and opportunity pipelines. Analyze data, documents, websites, interviews, and public information to form concise recommendations. Support strategy, sourcing, diligence, product, growth, finance, and operations projects. WHO THIS IS FOR This is a strong fit for candidates interested in consulting, finance, investment research, product strategy, software, AI/data, business operations, corporate development, private markets, or entrepreneurship. COMPENSATION Compensation varies by project and experience. Many roles are flexible, remote, and project-based.
Product and Implementation Specialist- Fintech Services
Midland States Bank Maryland Heights, Missouri
Product and Implementation Specialist- Fintech Services At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e. bonus and/or commission) and may include long-term incentives (i.e. stock awards). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, an Employee Stock Purchase Plan, 401K plan with company match and may include the opportunity to participate in our Non-Qualified Deferred Compensation plan. Incentives and benefits are subject to eligibility requirements. Salary Range: $60,000-80,000 Position Summary Reporting to the Client Success Manager FinTech Services, the Product Implementation Associate FinTech Services supports partner success, relationship management, operational coordination, and reporting across Midland States Banks Banking-as-a-Service (BaaS) and FinTech partner portfolio. This role assists with partner onboarding, ongoing partner support, issue tracking, meeting preparation, and internal coordination to help ensure fintech partners are successful while operating safely, compliantly, and in alignment with bank standards. This highly collaborative role works closely with the Client Success Manager and internal teamsincluding Product, Compliance, Risk, Information Security, Credit, Technology, and Operationsto support partner communications, maintain partner documentation, track deliverables, gather reporting inputs, and help strengthen the overall FinTech Services operating model. The Client Success Associate serves as a key support resource for partner experience, internal follow-through, and scalable program execution. Primary Accountabilities Provide support and promote Midland States Bank Core Vision and Value. Work alongside the Client Success Manager FinTech Services, FinTech Services team and internal partners in supporting relationships with existing and prospective fintech partners. Support day-to-day coordination with assigned fintech partners, including meeting follow-up, open item tracking, status updates, and internal routing of partner requests. Assist with fintech onboarding transitions by tracking deliverables, coordinating information requests, maintaining readiness checklists, and supporting cross-functional project meetings. Monitor partner requests, operational issues, escalations, and follow-up items to help ensure timely communication and resolution. Develop, maintain, and update partner trackers, reporting materials, pipeline records, due diligence logs, and partner health summaries. Partner with Compliance, Risk Management, Information Security, Credit, Technology, and Operations to support ongoing due diligence, monitoring, and change-management activities. Maintain accurate partner files, including onboarding status, key contacts, product scope, open deliverables, approvals, and readiness milestones. Conduct industry, market, and partner research to support pipeline reviews, partner analysis, and ongoing relationship management. Identify opportunities to improve partner experience, internal workflows, reporting consistency, and cross-functional collaboration. Assist with technical product ownership activities for FinTech Services platforms, integrations, workflows, and partner-facing capabilities. Assist with the collection, organization, and analysis of data used to support partner performance reviews, executive reporting, risk monitoring, transactional processing and operational decision-making. Support the enhancement of standardized partner playbooks, workflows, reporting templates, meeting materials, and communication tools. Collaborate with internal teams to coordinate partner-driven initiatives, testing cycles, releases, operational readiness activities, and post-launch support. Coordinate with Technology and data teams to troubleshoot system issues, investigate data exceptions, and communicate findings to internal and external stakeholders. Help document decisions, approvals, dependencies, risks, and next steps to promote clarity and shared accountability across internal and external stakeholders. Maintain compliance with all applicable regulations, including Bank Secrecy Act (BSA) requirements. Other duties as assigned. Position Qualifications Education/Experience: Bachelor of Science in Computer Science, Marketing, Finance, Business Administration, or similar required. 2+ years of experience in fintech, BaaS, digital banking, product, operations, client success, project coordination, or financial services roles. Experience supporting client, vendor, fintech, or partner relationships in a regulated or operationally complex environment preferred. Strong organizational and project coordination skills, including the ability to track open items, deadlines, deliverables, dependencies, and follow-up actions. Demonstrated ability to prepare clear meeting notes, status updates, reporting materials, and executive-ready summaries. Basic understanding of fintech operating models, BaaS partnerships, deposit products, payments, or third-party risk considerations preferred. Experience working cross-functionally with technology, compliance, risk, operations, product, or client-facing teams. Ability to analyze information, identify trends or issues, and escalate items appropriately. Strong written and verbal communication skills with the ability to communicate clearly across different teams and levels of the organization. Ability to manage multiple priorities in a fast-paced, evolving environment. Demonstrated experience in helping translate business needs, partner requests, or functional asks into clear internal action items. Demonstrated experience and understanding of prioritization of work. Adaptable, juggling multiple and sometimes changing priorities. Comfortable learning new systems, tools, reporting processes, and fintech operating models. Ability to think creatively and recognize and encourage creativity in others. Self-motivated with the aptitude to work independently with minimal supervision. Capable of communicating appropriate level of process and technical detail across different organizations and hierarchies. Competencies: Business insight Cultivates innovation Drives results Makes sound decisions Being a brand champion Collaborates Communicates effectively Customer focus Being Authentic Emotional Intelligence Self-development Being flexible and adaptable At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident and more excited to do great things for our customers, each other and our company. Were proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here. If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at . Midland States Bank may use automated tools and artificial intelligence (AI) to assist with recruiting, screening, and hiring decisions. In accordance with the Illinois Human Rights Act (effective January 1, 2026), these tools are designed and monitored to be neutral and job-related, and must not be used in a way that discriminates against applicants or employees based on any protected characteristic. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT Compensation details: 0 Yearly Salary PI2dbf-1421
08/12/2026
Full time
Product and Implementation Specialist- Fintech Services At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e. bonus and/or commission) and may include long-term incentives (i.e. stock awards). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, an Employee Stock Purchase Plan, 401K plan with company match and may include the opportunity to participate in our Non-Qualified Deferred Compensation plan. Incentives and benefits are subject to eligibility requirements. Salary Range: $60,000-80,000 Position Summary Reporting to the Client Success Manager FinTech Services, the Product Implementation Associate FinTech Services supports partner success, relationship management, operational coordination, and reporting across Midland States Banks Banking-as-a-Service (BaaS) and FinTech partner portfolio. This role assists with partner onboarding, ongoing partner support, issue tracking, meeting preparation, and internal coordination to help ensure fintech partners are successful while operating safely, compliantly, and in alignment with bank standards. This highly collaborative role works closely with the Client Success Manager and internal teamsincluding Product, Compliance, Risk, Information Security, Credit, Technology, and Operationsto support partner communications, maintain partner documentation, track deliverables, gather reporting inputs, and help strengthen the overall FinTech Services operating model. The Client Success Associate serves as a key support resource for partner experience, internal follow-through, and scalable program execution. Primary Accountabilities Provide support and promote Midland States Bank Core Vision and Value. Work alongside the Client Success Manager FinTech Services, FinTech Services team and internal partners in supporting relationships with existing and prospective fintech partners. Support day-to-day coordination with assigned fintech partners, including meeting follow-up, open item tracking, status updates, and internal routing of partner requests. Assist with fintech onboarding transitions by tracking deliverables, coordinating information requests, maintaining readiness checklists, and supporting cross-functional project meetings. Monitor partner requests, operational issues, escalations, and follow-up items to help ensure timely communication and resolution. Develop, maintain, and update partner trackers, reporting materials, pipeline records, due diligence logs, and partner health summaries. Partner with Compliance, Risk Management, Information Security, Credit, Technology, and Operations to support ongoing due diligence, monitoring, and change-management activities. Maintain accurate partner files, including onboarding status, key contacts, product scope, open deliverables, approvals, and readiness milestones. Conduct industry, market, and partner research to support pipeline reviews, partner analysis, and ongoing relationship management. Identify opportunities to improve partner experience, internal workflows, reporting consistency, and cross-functional collaboration. Assist with technical product ownership activities for FinTech Services platforms, integrations, workflows, and partner-facing capabilities. Assist with the collection, organization, and analysis of data used to support partner performance reviews, executive reporting, risk monitoring, transactional processing and operational decision-making. Support the enhancement of standardized partner playbooks, workflows, reporting templates, meeting materials, and communication tools. Collaborate with internal teams to coordinate partner-driven initiatives, testing cycles, releases, operational readiness activities, and post-launch support. Coordinate with Technology and data teams to troubleshoot system issues, investigate data exceptions, and communicate findings to internal and external stakeholders. Help document decisions, approvals, dependencies, risks, and next steps to promote clarity and shared accountability across internal and external stakeholders. Maintain compliance with all applicable regulations, including Bank Secrecy Act (BSA) requirements. Other duties as assigned. Position Qualifications Education/Experience: Bachelor of Science in Computer Science, Marketing, Finance, Business Administration, or similar required. 2+ years of experience in fintech, BaaS, digital banking, product, operations, client success, project coordination, or financial services roles. Experience supporting client, vendor, fintech, or partner relationships in a regulated or operationally complex environment preferred. Strong organizational and project coordination skills, including the ability to track open items, deadlines, deliverables, dependencies, and follow-up actions. Demonstrated ability to prepare clear meeting notes, status updates, reporting materials, and executive-ready summaries. Basic understanding of fintech operating models, BaaS partnerships, deposit products, payments, or third-party risk considerations preferred. Experience working cross-functionally with technology, compliance, risk, operations, product, or client-facing teams. Ability to analyze information, identify trends or issues, and escalate items appropriately. Strong written and verbal communication skills with the ability to communicate clearly across different teams and levels of the organization. Ability to manage multiple priorities in a fast-paced, evolving environment. Demonstrated experience in helping translate business needs, partner requests, or functional asks into clear internal action items. Demonstrated experience and understanding of prioritization of work. Adaptable, juggling multiple and sometimes changing priorities. Comfortable learning new systems, tools, reporting processes, and fintech operating models. Ability to think creatively and recognize and encourage creativity in others. Self-motivated with the aptitude to work independently with minimal supervision. Capable of communicating appropriate level of process and technical detail across different organizations and hierarchies. Competencies: Business insight Cultivates innovation Drives results Makes sound decisions Being a brand champion Collaborates Communicates effectively Customer focus Being Authentic Emotional Intelligence Self-development Being flexible and adaptable At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident and more excited to do great things for our customers, each other and our company. Were proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here. If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at . Midland States Bank may use automated tools and artificial intelligence (AI) to assist with recruiting, screening, and hiring decisions. In accordance with the Illinois Human Rights Act (effective January 1, 2026), these tools are designed and monitored to be neutral and job-related, and must not be used in a way that discriminates against applicants or employees based on any protected characteristic. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT Compensation details: 0 Yearly Salary PI2dbf-1421
Associate Solutions Engineer - BaaS
Midland States Bank Maryland Heights, Missouri
Associate Solutions Engineer - BaaS At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e. bonus and/or commission) and may include long-term incentives (i.e. stock awards). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, an Employee Stock Purchase Plan, 401K plan with company match and may include the opportunity to participate in our Non-Qualified Deferred Compensation plan. Incentives and benefits are subject to eligibility requirements. Salary Range: $60,000-85,000 Position Summary Reporting to the Director Banking as a Service (BaaS) the Banking as a Service (BaaS) Solutions Engineer will operate the BaaS platform and provide analysis in working alongside Senior Management to execute on the BaaS vision and product roadmap. This role will serve as the associate solution analyst for the BaaS Operating team and Committee. Youll be charged with working directly with the Director of Baas and BaaS Committee members to monitor the operations, compliance and success of new and ongoing relationships with industry leading BaaS aggregators and Fintechs. You will assist in the management of the portfolio of systems and applications used by our BaaS partners and ensure our partners and internal teams are using them effectively and in accordance with contractual agreements and bank control requirements. The Associate Solutions Engineer will meet these objectives through planning, research, data analysis, report development, system parameter reviews, and functional requirements documentation. Primary Accountabilities Promote Midland States Bank Core Vision and Value. Working alongside the Director of BaaS and Key Risk and Compliance Partners in developing and analyzing new and existing relationships with industry leading fintechs. Assisting management with the implementation and maintenance of the Banks Enterprise Risk Management(ERM) framework. Assist in managing the ongoing due diligence and vendor or fintech risk assessment tasks. Create performance reports associated with the ongoing performance of new and existing fintech partners. Evaluate fintech engagements with ongoing reviews to identify and manage fintech risk which may include completion of inherent and overall risk assessments. Provides technical, operational, and risk management services to Key Business Process Owners, team leaders and other business stakeholders. Responsible for coordinating with the BaaS Operating Committee and Board the creation and ongoing risk reporting associated with new and existing fintech adherence to established risk and compliance controls. Responsible for day to day exception reporting and monitoring of Fintechs usage of platforms to be aligned with bank and contractual covenants. Assist with reviewing procedures to verify fintech compliance with applicable bank controls and risk mitigation strategies. Partnering with the Director of BaaS in ensuring that products and solutions delivered by Fintech meet the needs and requirements contractually established. Be responsible for clearly understanding the BaaS vision and working to ensure operation and risk practices for the bank and fintechs align with that vision. Conduct necessary research to understand fintechs in the pipeline and assist with diligence as assigned. Proactively keep stakeholders, dependencies, and managers updated on relevant fintech risks and roadblocks. Assist with new systems research and evaluations. Be able to map bank and fintech business processes. Assist with workflow design and process improvement. Assisting Risk Management to identify and report residual exposure. The role requires occasional travel for training and team meetings, and willingness to travel periodically, to locations within market as needed. May require work in a Midland office to ensure collaboration and support of internal and external customers. Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA). Other duties as assigned. Position Qualifications Education/Experience: Bachelors degree in Computer Science, Marketing, Finance, or similar required. 2+ years experience in IT, Risk Management, Digital or Fintech Solutions Development with a strong technical background. Demonstrated experience in helping translate functional ask to technical work Demonstrated experience and understanding of prioritization of work Requires knowledge of systems that are used in financial institutions and fintechs. Adaptable, juggling multiple and sometimes changing priorities. Ability to think creatively and recognize and encourage creativity in others. Self-motivated with the aptitude to work independently with minimal supervision. Capable of communicating appropriate level of process and technical detail across different organizations and hierarchies. Able to influence and lead without formal authority Competencies: Business insight Cultivates innovation Drives results Makes sound decisions Being a brand champion Collaborates Communicates effectively Customer focus Being Authentic Emotional Intelligence Self development Being flexible and adaptable At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident and more excited to do great things for our customers, each other and our company. Were proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here. If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at . Midland States Bank may use automated tools and artificial intelligence (AI) to assist with recruiting, screening, and hiring decisions. In accordance with the Illinois Human Rights Act (effective January 1, 2026), these tools are designed and monitored to be neutral and job-related, and must not be used in a way that discriminates against applicants or employees based on any protected characteristic. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT Compensation details: 0 Yearly Salary PIba3f0e27ec9a-9940
08/01/2026
Full time
Associate Solutions Engineer - BaaS At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of short-term incentives (i.e. bonus and/or commission) and may include long-term incentives (i.e. stock awards). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, an Employee Stock Purchase Plan, 401K plan with company match and may include the opportunity to participate in our Non-Qualified Deferred Compensation plan. Incentives and benefits are subject to eligibility requirements. Salary Range: $60,000-85,000 Position Summary Reporting to the Director Banking as a Service (BaaS) the Banking as a Service (BaaS) Solutions Engineer will operate the BaaS platform and provide analysis in working alongside Senior Management to execute on the BaaS vision and product roadmap. This role will serve as the associate solution analyst for the BaaS Operating team and Committee. Youll be charged with working directly with the Director of Baas and BaaS Committee members to monitor the operations, compliance and success of new and ongoing relationships with industry leading BaaS aggregators and Fintechs. You will assist in the management of the portfolio of systems and applications used by our BaaS partners and ensure our partners and internal teams are using them effectively and in accordance with contractual agreements and bank control requirements. The Associate Solutions Engineer will meet these objectives through planning, research, data analysis, report development, system parameter reviews, and functional requirements documentation. Primary Accountabilities Promote Midland States Bank Core Vision and Value. Working alongside the Director of BaaS and Key Risk and Compliance Partners in developing and analyzing new and existing relationships with industry leading fintechs. Assisting management with the implementation and maintenance of the Banks Enterprise Risk Management(ERM) framework. Assist in managing the ongoing due diligence and vendor or fintech risk assessment tasks. Create performance reports associated with the ongoing performance of new and existing fintech partners. Evaluate fintech engagements with ongoing reviews to identify and manage fintech risk which may include completion of inherent and overall risk assessments. Provides technical, operational, and risk management services to Key Business Process Owners, team leaders and other business stakeholders. Responsible for coordinating with the BaaS Operating Committee and Board the creation and ongoing risk reporting associated with new and existing fintech adherence to established risk and compliance controls. Responsible for day to day exception reporting and monitoring of Fintechs usage of platforms to be aligned with bank and contractual covenants. Assist with reviewing procedures to verify fintech compliance with applicable bank controls and risk mitigation strategies. Partnering with the Director of BaaS in ensuring that products and solutions delivered by Fintech meet the needs and requirements contractually established. Be responsible for clearly understanding the BaaS vision and working to ensure operation and risk practices for the bank and fintechs align with that vision. Conduct necessary research to understand fintechs in the pipeline and assist with diligence as assigned. Proactively keep stakeholders, dependencies, and managers updated on relevant fintech risks and roadblocks. Assist with new systems research and evaluations. Be able to map bank and fintech business processes. Assist with workflow design and process improvement. Assisting Risk Management to identify and report residual exposure. The role requires occasional travel for training and team meetings, and willingness to travel periodically, to locations within market as needed. May require work in a Midland office to ensure collaboration and support of internal and external customers. Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA). Other duties as assigned. Position Qualifications Education/Experience: Bachelors degree in Computer Science, Marketing, Finance, or similar required. 2+ years experience in IT, Risk Management, Digital or Fintech Solutions Development with a strong technical background. Demonstrated experience in helping translate functional ask to technical work Demonstrated experience and understanding of prioritization of work Requires knowledge of systems that are used in financial institutions and fintechs. Adaptable, juggling multiple and sometimes changing priorities. Ability to think creatively and recognize and encourage creativity in others. Self-motivated with the aptitude to work independently with minimal supervision. Capable of communicating appropriate level of process and technical detail across different organizations and hierarchies. Able to influence and lead without formal authority Competencies: Business insight Cultivates innovation Drives results Makes sound decisions Being a brand champion Collaborates Communicates effectively Customer focus Being Authentic Emotional Intelligence Self development Being flexible and adaptable At Midland States Bank, we believe that when we can bring our whole selves to work each day, we become happier, more comfortable, more confident and more excited to do great things for our customers, each other and our company. Were proud to be an Equal Opportunity and Affirmative Action employer. At Midland, we recruit, employ, train, compensate and promote without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. If you are looking for a place to grow, we encourage you to apply at Midland States Bank, because you belong here. If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to Midland States Bank Human Resources at . Midland States Bank may use automated tools and artificial intelligence (AI) to assist with recruiting, screening, and hiring decisions. In accordance with the Illinois Human Rights Act (effective January 1, 2026), these tools are designed and monitored to be neutral and job-related, and must not be used in a way that discriminates against applicants or employees based on any protected characteristic. THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT Compensation details: 0 Yearly Salary PIba3f0e27ec9a-9940

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