One of America's Leading Energy Companies - Excellent Benefits + Long-Term Stability This Jobot Job is hosted by: Caitlyn Hardy Are you a fit? Easy Apply now by clicking the "Quick Apply" button and sending us your resume. Salary: $85,000 - $95,000 per year A bit about us: Join a well-established leader in the energy sector, operating a large-scale network of industrial assets that support the movement, storage, and distribution of essential products throughout North America. With a strong focus on operational excellence, financial discipline, and long-term stability, the organization plays a critical role in supporting commercial, industrial, and consumer markets. The Financial Analyst will join a highly visible accounting team responsible for inventory accounting, financial reporting, and operational analysis across a complex distribution and storage network. This role partners closely with accounting, operations, supply chain, compliance, and business leadership to ensure inventory accuracy, support month-end close activities, analyze financial results, and investigate operational variances. This position offers a unique opportunity to work closely with operations, giving you direct exposure to their supply chain. By being immersed in day-to-day activities, you will gain firsthand knowledge of how refined fuels are moved and sold to partners. This experience allows you to develop deep expertise in logistics, distribution, and commercial transactions, positioning you as a subject matter expert within the refined fuels industry. Why join us? 9/80 Work Schedule Option (where applicable) Paid Vacation Time Company-Paid Holidays Caregiver Leave Excellent 401(k) Match Pension Plan Performance Incentive Company-Paid Sick Leave and Long-Term Disability Medical, Dental, & Vision Plans; FSA and HSA options Company-Paid Life Insurance for Active Employees Healthy Rewards Program Service Awards Program Educational Assistance Plan Dependent Children Scholarships Reimbursement for Gym Membership On-site Cafeteria (select locations) On-site Fitness Center (select locations) Job Details Role Summary: The Financial Analyst is responsible for supporting inventory accounting, financial reporting, and reconciliation activities across a complex operational network. This role partners closely with accounting and operations teams to ensure inventory accuracy, analyze financial data, resolve discrepancies, support month-end close, and maintain compliance with accounting standards. The ideal candidate is a strong analytical thinker who can independently investigate issues, drive process improvements, and collaborate effectively across multiple business functions. Key Responsibilities: 1. Lead inventory reconciliation activities by reviewing discrepancies, identifying root causes, and ensuring timely resolution of variances. Support process standardization across locations, provide guidance to team members, and contribute to the rollout and enhancement of inventory management and reporting tools. 2. Assist with month-end close activities by reviewing inventory transactions, validating ledger accuracy, analyzing variances, and ensuring all discrepancies are resolved. Prepare recurring reports and support cross-functional stakeholders with timely financial and inventory insights. 3. Partner with Operations to investigate significant inventory variances across owned and third-party locations, including terminals, pipelines, and in-transit assets. Track and prioritize open reconciliation items, support resolution efforts, and evaluate the financial impact of discrepancies while recommending actions to reduce risk and improve accuracy. Required Qualifications: Bachelor's degree in Accounting, Finance, Business Administration or Economics. Demonstrated ability to analyze financial data, investigate discrepancies, and resolve complex reconciliation issues independently and accurately Intermediate proficiency in Microsoft Excel, ability to efficiently use formulas, pivot tables, data filtering, and basic data analysis functions for reconciliation and reporting tasks Solid understanding of accounting principles (US GAAP) At least 2 years' experience with SAP or a similar ERP application or RightAngle ETRM Interested in hearing more? Easy Apply now by clicking the "Quick Apply" button. Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot's policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions. Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here:
06/23/2026
Full time
One of America's Leading Energy Companies - Excellent Benefits + Long-Term Stability This Jobot Job is hosted by: Caitlyn Hardy Are you a fit? Easy Apply now by clicking the "Quick Apply" button and sending us your resume. Salary: $85,000 - $95,000 per year A bit about us: Join a well-established leader in the energy sector, operating a large-scale network of industrial assets that support the movement, storage, and distribution of essential products throughout North America. With a strong focus on operational excellence, financial discipline, and long-term stability, the organization plays a critical role in supporting commercial, industrial, and consumer markets. The Financial Analyst will join a highly visible accounting team responsible for inventory accounting, financial reporting, and operational analysis across a complex distribution and storage network. This role partners closely with accounting, operations, supply chain, compliance, and business leadership to ensure inventory accuracy, support month-end close activities, analyze financial results, and investigate operational variances. This position offers a unique opportunity to work closely with operations, giving you direct exposure to their supply chain. By being immersed in day-to-day activities, you will gain firsthand knowledge of how refined fuels are moved and sold to partners. This experience allows you to develop deep expertise in logistics, distribution, and commercial transactions, positioning you as a subject matter expert within the refined fuels industry. Why join us? 9/80 Work Schedule Option (where applicable) Paid Vacation Time Company-Paid Holidays Caregiver Leave Excellent 401(k) Match Pension Plan Performance Incentive Company-Paid Sick Leave and Long-Term Disability Medical, Dental, & Vision Plans; FSA and HSA options Company-Paid Life Insurance for Active Employees Healthy Rewards Program Service Awards Program Educational Assistance Plan Dependent Children Scholarships Reimbursement for Gym Membership On-site Cafeteria (select locations) On-site Fitness Center (select locations) Job Details Role Summary: The Financial Analyst is responsible for supporting inventory accounting, financial reporting, and reconciliation activities across a complex operational network. This role partners closely with accounting and operations teams to ensure inventory accuracy, analyze financial data, resolve discrepancies, support month-end close, and maintain compliance with accounting standards. The ideal candidate is a strong analytical thinker who can independently investigate issues, drive process improvements, and collaborate effectively across multiple business functions. Key Responsibilities: 1. Lead inventory reconciliation activities by reviewing discrepancies, identifying root causes, and ensuring timely resolution of variances. Support process standardization across locations, provide guidance to team members, and contribute to the rollout and enhancement of inventory management and reporting tools. 2. Assist with month-end close activities by reviewing inventory transactions, validating ledger accuracy, analyzing variances, and ensuring all discrepancies are resolved. Prepare recurring reports and support cross-functional stakeholders with timely financial and inventory insights. 3. Partner with Operations to investigate significant inventory variances across owned and third-party locations, including terminals, pipelines, and in-transit assets. Track and prioritize open reconciliation items, support resolution efforts, and evaluate the financial impact of discrepancies while recommending actions to reduce risk and improve accuracy. Required Qualifications: Bachelor's degree in Accounting, Finance, Business Administration or Economics. Demonstrated ability to analyze financial data, investigate discrepancies, and resolve complex reconciliation issues independently and accurately Intermediate proficiency in Microsoft Excel, ability to efficiently use formulas, pivot tables, data filtering, and basic data analysis functions for reconciliation and reporting tasks Solid understanding of accounting principles (US GAAP) At least 2 years' experience with SAP or a similar ERP application or RightAngle ETRM Interested in hearing more? Easy Apply now by clicking the "Quick Apply" button. Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot's policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions. Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here:
Date Posted: 2026-04-29 Country: United States of America Location: US-AZ-TUCSON- S Rita Rd BLDG 9030 Position Role Type: Onsite U.S. Citizen, U.S. Person, or Immigration Status Requirements: Active and transferable U.S. government issued security clearance is required prior to start date. U.S. citizenship is required, as only U.S. citizens are eligible for a security clearance Security Clearance Type: DoD Clearance: Secret Security Clearance Status: Active and existing security clearance required on day 1 At RTX, the world's largest aerospace and defense company, 185,000 great minds are united by purpose and inspired to make a difference, solving the world's most complex problems. With our three market-leading businesses, world-class operations and investments in research and development, we offer capabilities and opportunities no one else can. Together, we push the boundaries of known science and find new ways to connect and protect our world. At Raytheon, the foundation of everything we do is rooted in our values and a higher calling - to help our nation and allies defend freedoms and deter aggression. We bring the strength of more than 100 years of experience and renowned engineering expertise to meet the needs of today's mission and stay ahead of tomorrow's threat. Our team solves tough, meaningful problems that create a safer, more secure world. The Integrated Solutions Modeling and Architecture Directorate performs customer focused operational analysis, simulation, mission planning and architecture development activities within Raytheon, an RTX company. Supporting this mission are teams driving flexible integrated solutions crossing all product areas (sensors, effectors, command and control, logistics and operations), developing tools and methods to evaluate system level studies and visualization based on customer requirements. The team welcomes you to join our tradition of excellence through innovation and teamwork in a flexible work environment to meet the needs of today's workforce. Join this highly visible team and perform highly technical assignments, directly contributing to protecting our nation and our warfighters. Specifically, we are looking for a Senior Mission Planning Engineer to join the Mission Planning Section. This Section's goals are to assist in developing a system Concept of Operation for the entire process from mission planning to weapon employment; to support, drive, and enable key business captures/current programs; execute special projects, and drive corporation-wide business opportunities. This position is an on-site role located in Tucson, AZ. What You Will Do You will join a team of engineers and analysts to realize Mission Planning team objectives: Become the "go-to" source for mission planning expertise. Travel will be required to witness flight tests and provide onsite support. Develop common mission planning solutions across programs, Captures and IRADs Grow a mission planning cadre with varied experience and skills. Develop team expertise in mission planning methods, software development, and tools. Coordinate with other IPTs, Program Chief Engineer, and Program Management Develop capability delivery plans and lead team execution in an agile framework. Engage directly in mission planning application software development and test. You will provide guidance, direction, mentoring and influencing skills, and foster teamwork, interdependent execution, and growth for younger Engineers. . Qualifications You Must Have Typically requires a Bachelor's Degree in Science, Technology, Engineering, or Mathematics (STEM) and a minimum of five years of prior relevant experience unless prohibited by local laws/regulations. Software architecture, design, development, integration, and verification (virtual machines, C#, C++, Java). Experience in developing cross platform .NET backend web applications for cloud deployment Software development experience utilizing DevOps pipeline workflows Experience in any of these related topics: Mission Planning Common Weapon Component experience Universal Armament Interface (UAI) or Common Flexible Weapon (CFW) System performance, CONOPS Algorithms and signal processing Aerodynamics, Launch Acceptability Regions, Modeling and Simulation (i.e., 6-DOF) Aircraft integration and store interface (i.e. MIL STD 1553 and 1760) Active and transferable Secret U.S. government-issued security clearance is required before start date. U.S. citizenship is required, as only U.S. citizens are eligible for a security clearance. Qualifications We Prefer Advanced Degree in Science, Technology, Engineering, Physics, or Mathematics (STEM) Systems Engineering approaches for Mission Planning requirements Cameo/SysML modeling experience Experience with UAI/CFWICD tailoring for Mission Planning solutions Experience with Python, and working with batch scripts Excellent communication skills and ability to effectively collaborate with subordinates, customers, and senior managers throughout the company's organizations. Experience in Military CONOPs, weapons planning, weapons employment Experience with Joint Mission Planning System (JMPS) or Next-gen Open Mission Systems (NOMS) Experience with microservice architecture and software engineering Experience and knowledge of the Integrated Product Development System (IPDS), Earned Value Management, Proposals and Basis of Estimates (BOEs) Top Secret clearance What We Offer Our values drive our actions, behaviors, and performance with a vision for a safer, more connected world. At RTX we value: Safety, Trust, Respect, Accountability, Collaboration, and Innovation. Relocation Eligibility. Learn More & Apply Now! Onsite: Employees who are working in Onsite roles will work primarily onsite. This includes all production and maintenance employees, as they are essential to the development of our products. Candidates will learn more about role type and current site status throughout the recruiting process. For onsite roles, commuting to and from the assigned site is the employee's personal responsibility. This position requires a security clearance. DCSA Consolidated Adjudication Services (DCSA CAS), an agency of the Department of Defense, handles and adjudicates the security clearance process. More information about Security Clearances can be found on the US Department of State government website here: As part of our commitment to maintaining a secure hiring process, candidates may be asked to attend select steps of the interview process in-person at one of our office locations, regardless of whether the role is designated as on-site, hybrid or remote. The salary range for this role is 86,800 USD - 165,200 USD. The salary range provided is a good faith estimate representative of all experience levels. RTX considers several factors when extending an offer, including but not limited to, the role, function and associated responsibilities, a candidate's work experience, location, education/training, and key skills. Hired applicants may be eligible for benefits, including but not limited to, medical, dental, vision, life insurance, short-term disability, long-term disability, 401(k) match, flexible spending accounts, flexible work schedules, employee assistance program, Employee Scholar Program, parental leave, paid time off, and holidays. Specific benefits are dependent upon the specific business unit as well as whether or not the position is covered by a collective-bargaining agreement. Hired applicants may be eligible for annual short-term and/or long-term incentive compensation programs depending on the level of the position and whether or not it is covered by a collective-bargaining agreement. Payments under these annual programs are not guaranteed and are dependent upon a variety of factors including, but not limited to, individual performance, business unit performance, and/or the company's performance. This role is a U.S.-based role. If the successful candidate resides in a U.S. territory, the appropriate pay structure and benefits will apply. RTX anticipates the application window closing approximately 40 days from the date the notice was posted. However, factors such as candidate flow and business necessity may require RTX to shorten or extend the application window. RTX is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability or veteran status, or any other applicable state or federal protected class. RTX provides affirmative action in employment for qualified Individuals with a Disability and Protected Veterans in compliance with Section 503 of the Rehabilitation Act and the Vietnam Era Veterans' Readjustment Assistance Act. Privacy Policy and Terms: Click on this link to read the Policy and Terms
06/23/2026
Full time
Date Posted: 2026-04-29 Country: United States of America Location: US-AZ-TUCSON- S Rita Rd BLDG 9030 Position Role Type: Onsite U.S. Citizen, U.S. Person, or Immigration Status Requirements: Active and transferable U.S. government issued security clearance is required prior to start date. U.S. citizenship is required, as only U.S. citizens are eligible for a security clearance Security Clearance Type: DoD Clearance: Secret Security Clearance Status: Active and existing security clearance required on day 1 At RTX, the world's largest aerospace and defense company, 185,000 great minds are united by purpose and inspired to make a difference, solving the world's most complex problems. With our three market-leading businesses, world-class operations and investments in research and development, we offer capabilities and opportunities no one else can. Together, we push the boundaries of known science and find new ways to connect and protect our world. At Raytheon, the foundation of everything we do is rooted in our values and a higher calling - to help our nation and allies defend freedoms and deter aggression. We bring the strength of more than 100 years of experience and renowned engineering expertise to meet the needs of today's mission and stay ahead of tomorrow's threat. Our team solves tough, meaningful problems that create a safer, more secure world. The Integrated Solutions Modeling and Architecture Directorate performs customer focused operational analysis, simulation, mission planning and architecture development activities within Raytheon, an RTX company. Supporting this mission are teams driving flexible integrated solutions crossing all product areas (sensors, effectors, command and control, logistics and operations), developing tools and methods to evaluate system level studies and visualization based on customer requirements. The team welcomes you to join our tradition of excellence through innovation and teamwork in a flexible work environment to meet the needs of today's workforce. Join this highly visible team and perform highly technical assignments, directly contributing to protecting our nation and our warfighters. Specifically, we are looking for a Senior Mission Planning Engineer to join the Mission Planning Section. This Section's goals are to assist in developing a system Concept of Operation for the entire process from mission planning to weapon employment; to support, drive, and enable key business captures/current programs; execute special projects, and drive corporation-wide business opportunities. This position is an on-site role located in Tucson, AZ. What You Will Do You will join a team of engineers and analysts to realize Mission Planning team objectives: Become the "go-to" source for mission planning expertise. Travel will be required to witness flight tests and provide onsite support. Develop common mission planning solutions across programs, Captures and IRADs Grow a mission planning cadre with varied experience and skills. Develop team expertise in mission planning methods, software development, and tools. Coordinate with other IPTs, Program Chief Engineer, and Program Management Develop capability delivery plans and lead team execution in an agile framework. Engage directly in mission planning application software development and test. You will provide guidance, direction, mentoring and influencing skills, and foster teamwork, interdependent execution, and growth for younger Engineers. . Qualifications You Must Have Typically requires a Bachelor's Degree in Science, Technology, Engineering, or Mathematics (STEM) and a minimum of five years of prior relevant experience unless prohibited by local laws/regulations. Software architecture, design, development, integration, and verification (virtual machines, C#, C++, Java). Experience in developing cross platform .NET backend web applications for cloud deployment Software development experience utilizing DevOps pipeline workflows Experience in any of these related topics: Mission Planning Common Weapon Component experience Universal Armament Interface (UAI) or Common Flexible Weapon (CFW) System performance, CONOPS Algorithms and signal processing Aerodynamics, Launch Acceptability Regions, Modeling and Simulation (i.e., 6-DOF) Aircraft integration and store interface (i.e. MIL STD 1553 and 1760) Active and transferable Secret U.S. government-issued security clearance is required before start date. U.S. citizenship is required, as only U.S. citizens are eligible for a security clearance. Qualifications We Prefer Advanced Degree in Science, Technology, Engineering, Physics, or Mathematics (STEM) Systems Engineering approaches for Mission Planning requirements Cameo/SysML modeling experience Experience with UAI/CFWICD tailoring for Mission Planning solutions Experience with Python, and working with batch scripts Excellent communication skills and ability to effectively collaborate with subordinates, customers, and senior managers throughout the company's organizations. Experience in Military CONOPs, weapons planning, weapons employment Experience with Joint Mission Planning System (JMPS) or Next-gen Open Mission Systems (NOMS) Experience with microservice architecture and software engineering Experience and knowledge of the Integrated Product Development System (IPDS), Earned Value Management, Proposals and Basis of Estimates (BOEs) Top Secret clearance What We Offer Our values drive our actions, behaviors, and performance with a vision for a safer, more connected world. At RTX we value: Safety, Trust, Respect, Accountability, Collaboration, and Innovation. Relocation Eligibility. Learn More & Apply Now! Onsite: Employees who are working in Onsite roles will work primarily onsite. This includes all production and maintenance employees, as they are essential to the development of our products. Candidates will learn more about role type and current site status throughout the recruiting process. For onsite roles, commuting to and from the assigned site is the employee's personal responsibility. This position requires a security clearance. DCSA Consolidated Adjudication Services (DCSA CAS), an agency of the Department of Defense, handles and adjudicates the security clearance process. More information about Security Clearances can be found on the US Department of State government website here: As part of our commitment to maintaining a secure hiring process, candidates may be asked to attend select steps of the interview process in-person at one of our office locations, regardless of whether the role is designated as on-site, hybrid or remote. The salary range for this role is 86,800 USD - 165,200 USD. The salary range provided is a good faith estimate representative of all experience levels. RTX considers several factors when extending an offer, including but not limited to, the role, function and associated responsibilities, a candidate's work experience, location, education/training, and key skills. Hired applicants may be eligible for benefits, including but not limited to, medical, dental, vision, life insurance, short-term disability, long-term disability, 401(k) match, flexible spending accounts, flexible work schedules, employee assistance program, Employee Scholar Program, parental leave, paid time off, and holidays. Specific benefits are dependent upon the specific business unit as well as whether or not the position is covered by a collective-bargaining agreement. Hired applicants may be eligible for annual short-term and/or long-term incentive compensation programs depending on the level of the position and whether or not it is covered by a collective-bargaining agreement. Payments under these annual programs are not guaranteed and are dependent upon a variety of factors including, but not limited to, individual performance, business unit performance, and/or the company's performance. This role is a U.S.-based role. If the successful candidate resides in a U.S. territory, the appropriate pay structure and benefits will apply. RTX anticipates the application window closing approximately 40 days from the date the notice was posted. However, factors such as candidate flow and business necessity may require RTX to shorten or extend the application window. RTX is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability or veteran status, or any other applicable state or federal protected class. RTX provides affirmative action in employment for qualified Individuals with a Disability and Protected Veterans in compliance with Section 503 of the Rehabilitation Act and the Vietnam Era Veterans' Readjustment Assistance Act. Privacy Policy and Terms: Click on this link to read the Policy and Terms
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a dedicated Bank Credit Risk Lead Analyst, you will leverage advanced analytics to proactively identify and quantify emerging and non-traditional risks. You will translate ambiguous, forward-looking signals-including macroeconomic, policy, and industry shifts-into actionable strategies that optimize portfolio performance within risk appetite. This role partners cross-functionally to monitor evolving risk dynamics, inform strategic decision-making, and ensure effective mitigation of operational and compliance risks. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. What you'll do: Leverages, applies and shares industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies. Leverages banking product knowledge and critical thinking skills to lead analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers. Leads and partners to deliver Bank credit risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and clearly communicating insights/recommendations to key stakeholders and senior leadership. Leads the analysis of internal and external scores/data for use in identifying first party fraud. Leverages industry knowledge and competitive benchmarking to lead, inform, and influence credit strategy development. Proactively Identifies the need for and leads development of advanced and nuanced quantitative analysis based upon internal and external data sources to bring structure and clarity to ambiguous and challenging problems. Responsible for the development, management, and presentation of comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management. Leads the design and execution of complex financial risk sensitivity analysis. Leads the creation and management of credit strategy infrastructure and ensures credit strategies are implemented as intended. Applies expert programming and analytical techniques to analyze credit data. Provides thought leadership, coaching, and mentoring to team members regarding analytics and risk management. Collaborates with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives. Leads and coaches team to develop analytically derived insights and the lead to strategic plans with significant impact to business results. Coaches and mentors other analysts and acts as a thought leader within the analyst community. May have model ownership responsibilities and drive accountability for quantitative model requirement definition and/or implementation of advanced credit and/or financial modeling infrastructure. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: Bachelor's degree; OR 4 years of relevant education and/or experience. 8 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 6 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy. Strong understanding of banking regulations, risk and/or compliance. Advanced presentation and communication skills. Advanced business acumen and attention to detail and accuracy. Advanced research and investigation skills and demonstrated good judgement in problem solving. Experience influencing cross functional stakeholders to action by communicating complex analytical insights and risk mitigating solutions. Experience developing and improving a variety of risk related reporting. Experience coaching and guiding peers on analytics, and/or risk management. Advanced knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint. Advanced knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (e.g., SPS or Visual Basic). Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE. What sets you apart: Experience delivering actionable business insights and recommendations through analysis of internal and external/industry data. 6+ years of experience using SAS or SQL to extract, manipulate, and analyze data, including aggregating across multiple sources, working with varying data grains, resolving data anomalies, and performing sophisticated joins to prepare high-quality analytical datasets. Proven ability to prepare and communicate strategy recommendations and results of complex analyses to senior leadership and a broad set of stakeholders, including Credit Risk, Pricing, Product, Legal, Compliance, Underwriting, and Operations. Demonstrated experience leveraging AI/LLM tools (e.g., GPT-based copilots or similar technologies) to enhance coding efficiency, accelerate analytics, and develop agents or automation solutions that support risk analysis and decision-making. Strong track record in identifying and solving "white space" or emerging risk problems with limited historical precedent, including assessing credit impacts driven by macroeconomic and policy factors such as inflation, student loan repayment/collection changes, and federal government employment shifts. Compensation range: The salary range for this position is: $164,780 - $314,960. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
06/22/2026
Full time
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a dedicated Bank Credit Risk Lead Analyst, you will leverage advanced analytics to proactively identify and quantify emerging and non-traditional risks. You will translate ambiguous, forward-looking signals-including macroeconomic, policy, and industry shifts-into actionable strategies that optimize portfolio performance within risk appetite. This role partners cross-functionally to monitor evolving risk dynamics, inform strategic decision-making, and ensure effective mitigation of operational and compliance risks. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. What you'll do: Leverages, applies and shares industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies. Leverages banking product knowledge and critical thinking skills to lead analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers. Leads and partners to deliver Bank credit risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and clearly communicating insights/recommendations to key stakeholders and senior leadership. Leads the analysis of internal and external scores/data for use in identifying first party fraud. Leverages industry knowledge and competitive benchmarking to lead, inform, and influence credit strategy development. Proactively Identifies the need for and leads development of advanced and nuanced quantitative analysis based upon internal and external data sources to bring structure and clarity to ambiguous and challenging problems. Responsible for the development, management, and presentation of comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management. Leads the design and execution of complex financial risk sensitivity analysis. Leads the creation and management of credit strategy infrastructure and ensures credit strategies are implemented as intended. Applies expert programming and analytical techniques to analyze credit data. Provides thought leadership, coaching, and mentoring to team members regarding analytics and risk management. Collaborates with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives. Leads and coaches team to develop analytically derived insights and the lead to strategic plans with significant impact to business results. Coaches and mentors other analysts and acts as a thought leader within the analyst community. May have model ownership responsibilities and drive accountability for quantitative model requirement definition and/or implementation of advanced credit and/or financial modeling infrastructure. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: Bachelor's degree; OR 4 years of relevant education and/or experience. 8 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 6 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy. Strong understanding of banking regulations, risk and/or compliance. Advanced presentation and communication skills. Advanced business acumen and attention to detail and accuracy. Advanced research and investigation skills and demonstrated good judgement in problem solving. Experience influencing cross functional stakeholders to action by communicating complex analytical insights and risk mitigating solutions. Experience developing and improving a variety of risk related reporting. Experience coaching and guiding peers on analytics, and/or risk management. Advanced knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint. Advanced knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (e.g., SPS or Visual Basic). Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE. What sets you apart: Experience delivering actionable business insights and recommendations through analysis of internal and external/industry data. 6+ years of experience using SAS or SQL to extract, manipulate, and analyze data, including aggregating across multiple sources, working with varying data grains, resolving data anomalies, and performing sophisticated joins to prepare high-quality analytical datasets. Proven ability to prepare and communicate strategy recommendations and results of complex analyses to senior leadership and a broad set of stakeholders, including Credit Risk, Pricing, Product, Legal, Compliance, Underwriting, and Operations. Demonstrated experience leveraging AI/LLM tools (e.g., GPT-based copilots or similar technologies) to enhance coding efficiency, accelerate analytics, and develop agents or automation solutions that support risk analysis and decision-making. Strong track record in identifying and solving "white space" or emerging risk problems with limited historical precedent, including assessing credit impacts driven by macroeconomic and policy factors such as inflation, student loan repayment/collection changes, and federal government employment shifts. Compensation range: The salary range for this position is: $164,780 - $314,960. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a dedicated Bank Credit Risk Lead Analyst, you will leverage advanced analytics to proactively identify and quantify emerging and non-traditional risks. You will translate ambiguous, forward-looking signals-including macroeconomic, policy, and industry shifts-into actionable strategies that optimize portfolio performance within risk appetite. This role partners cross-functionally to monitor evolving risk dynamics, inform strategic decision-making, and ensure effective mitigation of operational and compliance risks. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. What you'll do: Leverages, applies and shares industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies. Leverages banking product knowledge and critical thinking skills to lead analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers. Leads and partners to deliver Bank credit risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and clearly communicating insights/recommendations to key stakeholders and senior leadership. Leads the analysis of internal and external scores/data for use in identifying first party fraud. Leverages industry knowledge and competitive benchmarking to lead, inform, and influence credit strategy development. Proactively Identifies the need for and leads development of advanced and nuanced quantitative analysis based upon internal and external data sources to bring structure and clarity to ambiguous and challenging problems. Responsible for the development, management, and presentation of comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management. Leads the design and execution of complex financial risk sensitivity analysis. Leads the creation and management of credit strategy infrastructure and ensures credit strategies are implemented as intended. Applies expert programming and analytical techniques to analyze credit data. Provides thought leadership, coaching, and mentoring to team members regarding analytics and risk management. Collaborates with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives. Leads and coaches team to develop analytically derived insights and the lead to strategic plans with significant impact to business results. Coaches and mentors other analysts and acts as a thought leader within the analyst community. May have model ownership responsibilities and drive accountability for quantitative model requirement definition and/or implementation of advanced credit and/or financial modeling infrastructure. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: Bachelor's degree; OR 4 years of relevant education and/or experience. 8 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 6 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy. Strong understanding of banking regulations, risk and/or compliance. Advanced presentation and communication skills. Advanced business acumen and attention to detail and accuracy. Advanced research and investigation skills and demonstrated good judgement in problem solving. Experience influencing cross functional stakeholders to action by communicating complex analytical insights and risk mitigating solutions. Experience developing and improving a variety of risk related reporting. Experience coaching and guiding peers on analytics, and/or risk management. Advanced knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint. Advanced knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (e.g., SPS or Visual Basic). Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE. What sets you apart: Experience delivering actionable business insights and recommendations through analysis of internal and external/industry data. 6+ years of experience using SAS or SQL to extract, manipulate, and analyze data, including aggregating across multiple sources, working with varying data grains, resolving data anomalies, and performing sophisticated joins to prepare high-quality analytical datasets. Proven ability to prepare and communicate strategy recommendations and results of complex analyses to senior leadership and a broad set of stakeholders, including Credit Risk, Pricing, Product, Legal, Compliance, Underwriting, and Operations. Demonstrated experience leveraging AI/LLM tools (e.g., GPT-based copilots or similar technologies) to enhance coding efficiency, accelerate analytics, and develop agents or automation solutions that support risk analysis and decision-making. Strong track record in identifying and solving "white space" or emerging risk problems with limited historical precedent, including assessing credit impacts driven by macroeconomic and policy factors such as inflation, student loan repayment/collection changes, and federal government employment shifts. Compensation range: The salary range for this position is: $164,780 - $314,960. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
06/22/2026
Full time
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a dedicated Bank Credit Risk Lead Analyst, you will leverage advanced analytics to proactively identify and quantify emerging and non-traditional risks. You will translate ambiguous, forward-looking signals-including macroeconomic, policy, and industry shifts-into actionable strategies that optimize portfolio performance within risk appetite. This role partners cross-functionally to monitor evolving risk dynamics, inform strategic decision-making, and ensure effective mitigation of operational and compliance risks. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. What you'll do: Leverages, applies and shares industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies. Leverages banking product knowledge and critical thinking skills to lead analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers. Leads and partners to deliver Bank credit risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and clearly communicating insights/recommendations to key stakeholders and senior leadership. Leads the analysis of internal and external scores/data for use in identifying first party fraud. Leverages industry knowledge and competitive benchmarking to lead, inform, and influence credit strategy development. Proactively Identifies the need for and leads development of advanced and nuanced quantitative analysis based upon internal and external data sources to bring structure and clarity to ambiguous and challenging problems. Responsible for the development, management, and presentation of comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management. Leads the design and execution of complex financial risk sensitivity analysis. Leads the creation and management of credit strategy infrastructure and ensures credit strategies are implemented as intended. Applies expert programming and analytical techniques to analyze credit data. Provides thought leadership, coaching, and mentoring to team members regarding analytics and risk management. Collaborates with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives. Leads and coaches team to develop analytically derived insights and the lead to strategic plans with significant impact to business results. Coaches and mentors other analysts and acts as a thought leader within the analyst community. May have model ownership responsibilities and drive accountability for quantitative model requirement definition and/or implementation of advanced credit and/or financial modeling infrastructure. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: Bachelor's degree; OR 4 years of relevant education and/or experience. 8 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 6 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy. Strong understanding of banking regulations, risk and/or compliance. Advanced presentation and communication skills. Advanced business acumen and attention to detail and accuracy. Advanced research and investigation skills and demonstrated good judgement in problem solving. Experience influencing cross functional stakeholders to action by communicating complex analytical insights and risk mitigating solutions. Experience developing and improving a variety of risk related reporting. Experience coaching and guiding peers on analytics, and/or risk management. Advanced knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint. Advanced knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (e.g., SPS or Visual Basic). Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE. What sets you apart: Experience delivering actionable business insights and recommendations through analysis of internal and external/industry data. 6+ years of experience using SAS or SQL to extract, manipulate, and analyze data, including aggregating across multiple sources, working with varying data grains, resolving data anomalies, and performing sophisticated joins to prepare high-quality analytical datasets. Proven ability to prepare and communicate strategy recommendations and results of complex analyses to senior leadership and a broad set of stakeholders, including Credit Risk, Pricing, Product, Legal, Compliance, Underwriting, and Operations. Demonstrated experience leveraging AI/LLM tools (e.g., GPT-based copilots or similar technologies) to enhance coding efficiency, accelerate analytics, and develop agents or automation solutions that support risk analysis and decision-making. Strong track record in identifying and solving "white space" or emerging risk problems with limited historical precedent, including assessing credit impacts driven by macroeconomic and policy factors such as inflation, student loan repayment/collection changes, and federal government employment shifts. Compensation range: The salary range for this position is: $164,780 - $314,960. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a dedicated Bank Credit Risk Lead Analyst, you will leverage advanced analytics to proactively identify and quantify emerging and non-traditional risks. You will translate ambiguous, forward-looking signals-including macroeconomic, policy, and industry shifts-into actionable strategies that optimize portfolio performance within risk appetite. This role partners cross-functionally to monitor evolving risk dynamics, inform strategic decision-making, and ensure effective mitigation of operational and compliance risks. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. What you'll do: Leverages, applies and shares industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies. Leverages banking product knowledge and critical thinking skills to lead analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers. Leads and partners to deliver Bank credit risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and clearly communicating insights/recommendations to key stakeholders and senior leadership. Leads the analysis of internal and external scores/data for use in identifying first party fraud. Leverages industry knowledge and competitive benchmarking to lead, inform, and influence credit strategy development. Proactively Identifies the need for and leads development of advanced and nuanced quantitative analysis based upon internal and external data sources to bring structure and clarity to ambiguous and challenging problems. Responsible for the development, management, and presentation of comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management. Leads the design and execution of complex financial risk sensitivity analysis. Leads the creation and management of credit strategy infrastructure and ensures credit strategies are implemented as intended. Applies expert programming and analytical techniques to analyze credit data. Provides thought leadership, coaching, and mentoring to team members regarding analytics and risk management. Collaborates with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives. Leads and coaches team to develop analytically derived insights and the lead to strategic plans with significant impact to business results. Coaches and mentors other analysts and acts as a thought leader within the analyst community. May have model ownership responsibilities and drive accountability for quantitative model requirement definition and/or implementation of advanced credit and/or financial modeling infrastructure. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: Bachelor's degree; OR 4 years of relevant education and/or experience. 8 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 6 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy. Strong understanding of banking regulations, risk and/or compliance. Advanced presentation and communication skills. Advanced business acumen and attention to detail and accuracy. Advanced research and investigation skills and demonstrated good judgement in problem solving. Experience influencing cross functional stakeholders to action by communicating complex analytical insights and risk mitigating solutions. Experience developing and improving a variety of risk related reporting. Experience coaching and guiding peers on analytics, and/or risk management. Advanced knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint. Advanced knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (e.g., SPS or Visual Basic). Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE. What sets you apart: Experience delivering actionable business insights and recommendations through analysis of internal and external/industry data. 6+ years of experience using SAS or SQL to extract, manipulate, and analyze data, including aggregating across multiple sources, working with varying data grains, resolving data anomalies, and performing sophisticated joins to prepare high-quality analytical datasets. Proven ability to prepare and communicate strategy recommendations and results of complex analyses to senior leadership and a broad set of stakeholders, including Credit Risk, Pricing, Product, Legal, Compliance, Underwriting, and Operations. Demonstrated experience leveraging AI/LLM tools (e.g., GPT-based copilots or similar technologies) to enhance coding efficiency, accelerate analytics, and develop agents or automation solutions that support risk analysis and decision-making. Strong track record in identifying and solving "white space" or emerging risk problems with limited historical precedent, including assessing credit impacts driven by macroeconomic and policy factors such as inflation, student loan repayment/collection changes, and federal government employment shifts. Compensation range: The salary range for this position is: $164,780 - $314,960. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
06/19/2026
Full time
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a dedicated Bank Credit Risk Lead Analyst, you will leverage advanced analytics to proactively identify and quantify emerging and non-traditional risks. You will translate ambiguous, forward-looking signals-including macroeconomic, policy, and industry shifts-into actionable strategies that optimize portfolio performance within risk appetite. This role partners cross-functionally to monitor evolving risk dynamics, inform strategic decision-making, and ensure effective mitigation of operational and compliance risks. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. What you'll do: Leverages, applies and shares industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies. Leverages banking product knowledge and critical thinking skills to lead analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers. Leads and partners to deliver Bank credit risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and clearly communicating insights/recommendations to key stakeholders and senior leadership. Leads the analysis of internal and external scores/data for use in identifying first party fraud. Leverages industry knowledge and competitive benchmarking to lead, inform, and influence credit strategy development. Proactively Identifies the need for and leads development of advanced and nuanced quantitative analysis based upon internal and external data sources to bring structure and clarity to ambiguous and challenging problems. Responsible for the development, management, and presentation of comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management. Leads the design and execution of complex financial risk sensitivity analysis. Leads the creation and management of credit strategy infrastructure and ensures credit strategies are implemented as intended. Applies expert programming and analytical techniques to analyze credit data. Provides thought leadership, coaching, and mentoring to team members regarding analytics and risk management. Collaborates with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives. Leads and coaches team to develop analytically derived insights and the lead to strategic plans with significant impact to business results. Coaches and mentors other analysts and acts as a thought leader within the analyst community. May have model ownership responsibilities and drive accountability for quantitative model requirement definition and/or implementation of advanced credit and/or financial modeling infrastructure. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: Bachelor's degree; OR 4 years of relevant education and/or experience. 8 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 6 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy. Strong understanding of banking regulations, risk and/or compliance. Advanced presentation and communication skills. Advanced business acumen and attention to detail and accuracy. Advanced research and investigation skills and demonstrated good judgement in problem solving. Experience influencing cross functional stakeholders to action by communicating complex analytical insights and risk mitigating solutions. Experience developing and improving a variety of risk related reporting. Experience coaching and guiding peers on analytics, and/or risk management. Advanced knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint. Advanced knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (e.g., SPS or Visual Basic). Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE. What sets you apart: Experience delivering actionable business insights and recommendations through analysis of internal and external/industry data. 6+ years of experience using SAS or SQL to extract, manipulate, and analyze data, including aggregating across multiple sources, working with varying data grains, resolving data anomalies, and performing sophisticated joins to prepare high-quality analytical datasets. Proven ability to prepare and communicate strategy recommendations and results of complex analyses to senior leadership and a broad set of stakeholders, including Credit Risk, Pricing, Product, Legal, Compliance, Underwriting, and Operations. Demonstrated experience leveraging AI/LLM tools (e.g., GPT-based copilots or similar technologies) to enhance coding efficiency, accelerate analytics, and develop agents or automation solutions that support risk analysis and decision-making. Strong track record in identifying and solving "white space" or emerging risk problems with limited historical precedent, including assessing credit impacts driven by macroeconomic and policy factors such as inflation, student loan repayment/collection changes, and federal government employment shifts. Compensation range: The salary range for this position is: $164,780 - $314,960. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a dedicated Bank Credit Risk Lead Analyst, you will leverage advanced analytics to proactively identify and quantify emerging and non-traditional risks. You will translate ambiguous, forward-looking signals-including macroeconomic, policy, and industry shifts-into actionable strategies that optimize portfolio performance within risk appetite. This role partners cross-functionally to monitor evolving risk dynamics, inform strategic decision-making, and ensure effective mitigation of operational and compliance risks. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. What you'll do: Leverages, applies and shares industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies. Leverages banking product knowledge and critical thinking skills to lead analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers. Leads and partners to deliver Bank credit risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and clearly communicating insights/recommendations to key stakeholders and senior leadership. Leads the analysis of internal and external scores/data for use in identifying first party fraud. Leverages industry knowledge and competitive benchmarking to lead, inform, and influence credit strategy development. Proactively Identifies the need for and leads development of advanced and nuanced quantitative analysis based upon internal and external data sources to bring structure and clarity to ambiguous and challenging problems. Responsible for the development, management, and presentation of comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management. Leads the design and execution of complex financial risk sensitivity analysis. Leads the creation and management of credit strategy infrastructure and ensures credit strategies are implemented as intended. Applies expert programming and analytical techniques to analyze credit data. Provides thought leadership, coaching, and mentoring to team members regarding analytics and risk management. Collaborates with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives. Leads and coaches team to develop analytically derived insights and the lead to strategic plans with significant impact to business results. Coaches and mentors other analysts and acts as a thought leader within the analyst community. May have model ownership responsibilities and drive accountability for quantitative model requirement definition and/or implementation of advanced credit and/or financial modeling infrastructure. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: Bachelor's degree; OR 4 years of relevant education and/or experience. 8 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 6 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy. Strong understanding of banking regulations, risk and/or compliance. Advanced presentation and communication skills. Advanced business acumen and attention to detail and accuracy. Advanced research and investigation skills and demonstrated good judgement in problem solving. Experience influencing cross functional stakeholders to action by communicating complex analytical insights and risk mitigating solutions. Experience developing and improving a variety of risk related reporting. Experience coaching and guiding peers on analytics, and/or risk management. Advanced knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint. Advanced knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (e.g., SPS or Visual Basic). Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE. What sets you apart: Experience delivering actionable business insights and recommendations through analysis of internal and external/industry data. 6+ years of experience using SAS or SQL to extract, manipulate, and analyze data, including aggregating across multiple sources, working with varying data grains, resolving data anomalies, and performing sophisticated joins to prepare high-quality analytical datasets. Proven ability to prepare and communicate strategy recommendations and results of complex analyses to senior leadership and a broad set of stakeholders, including Credit Risk, Pricing, Product, Legal, Compliance, Underwriting, and Operations. Demonstrated experience leveraging AI/LLM tools (e.g., GPT-based copilots or similar technologies) to enhance coding efficiency, accelerate analytics, and develop agents or automation solutions that support risk analysis and decision-making. Strong track record in identifying and solving "white space" or emerging risk problems with limited historical precedent, including assessing credit impacts driven by macroeconomic and policy factors such as inflation, student loan repayment/collection changes, and federal government employment shifts. Compensation range: The salary range for this position is: $164,780 - $314,960. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
06/19/2026
Full time
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a dedicated Bank Credit Risk Lead Analyst, you will leverage advanced analytics to proactively identify and quantify emerging and non-traditional risks. You will translate ambiguous, forward-looking signals-including macroeconomic, policy, and industry shifts-into actionable strategies that optimize portfolio performance within risk appetite. This role partners cross-functionally to monitor evolving risk dynamics, inform strategic decision-making, and ensure effective mitigation of operational and compliance risks. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. What you'll do: Leverages, applies and shares industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies. Leverages banking product knowledge and critical thinking skills to lead analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers. Leads and partners to deliver Bank credit risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and clearly communicating insights/recommendations to key stakeholders and senior leadership. Leads the analysis of internal and external scores/data for use in identifying first party fraud. Leverages industry knowledge and competitive benchmarking to lead, inform, and influence credit strategy development. Proactively Identifies the need for and leads development of advanced and nuanced quantitative analysis based upon internal and external data sources to bring structure and clarity to ambiguous and challenging problems. Responsible for the development, management, and presentation of comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management. Leads the design and execution of complex financial risk sensitivity analysis. Leads the creation and management of credit strategy infrastructure and ensures credit strategies are implemented as intended. Applies expert programming and analytical techniques to analyze credit data. Provides thought leadership, coaching, and mentoring to team members regarding analytics and risk management. Collaborates with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives. Leads and coaches team to develop analytically derived insights and the lead to strategic plans with significant impact to business results. Coaches and mentors other analysts and acts as a thought leader within the analyst community. May have model ownership responsibilities and drive accountability for quantitative model requirement definition and/or implementation of advanced credit and/or financial modeling infrastructure. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: Bachelor's degree; OR 4 years of relevant education and/or experience. 8 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 6 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy. Strong understanding of banking regulations, risk and/or compliance. Advanced presentation and communication skills. Advanced business acumen and attention to detail and accuracy. Advanced research and investigation skills and demonstrated good judgement in problem solving. Experience influencing cross functional stakeholders to action by communicating complex analytical insights and risk mitigating solutions. Experience developing and improving a variety of risk related reporting. Experience coaching and guiding peers on analytics, and/or risk management. Advanced knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint. Advanced knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (e.g., SPS or Visual Basic). Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE. What sets you apart: Experience delivering actionable business insights and recommendations through analysis of internal and external/industry data. 6+ years of experience using SAS or SQL to extract, manipulate, and analyze data, including aggregating across multiple sources, working with varying data grains, resolving data anomalies, and performing sophisticated joins to prepare high-quality analytical datasets. Proven ability to prepare and communicate strategy recommendations and results of complex analyses to senior leadership and a broad set of stakeholders, including Credit Risk, Pricing, Product, Legal, Compliance, Underwriting, and Operations. Demonstrated experience leveraging AI/LLM tools (e.g., GPT-based copilots or similar technologies) to enhance coding efficiency, accelerate analytics, and develop agents or automation solutions that support risk analysis and decision-making. Strong track record in identifying and solving "white space" or emerging risk problems with limited historical precedent, including assessing credit impacts driven by macroeconomic and policy factors such as inflation, student loan repayment/collection changes, and federal government employment shifts. Compensation range: The salary range for this position is: $164,780 - $314,960. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a dedicated Bank Credit Risk Lead Analyst, you will leverage advanced analytics to proactively identify and quantify emerging and non-traditional risks. You will translate ambiguous, forward-looking signals-including macroeconomic, policy, and industry shifts-into actionable strategies that optimize portfolio performance within risk appetite. This role partners cross-functionally to monitor evolving risk dynamics, inform strategic decision-making, and ensure effective mitigation of operational and compliance risks. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. What you'll do: Leverages, applies and shares industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies. Leverages banking product knowledge and critical thinking skills to lead analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers. Leads and partners to deliver Bank credit risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and clearly communicating insights/recommendations to key stakeholders and senior leadership. Leads the analysis of internal and external scores/data for use in identifying first party fraud. Leverages industry knowledge and competitive benchmarking to lead, inform, and influence credit strategy development. Proactively Identifies the need for and leads development of advanced and nuanced quantitative analysis based upon internal and external data sources to bring structure and clarity to ambiguous and challenging problems. Responsible for the development, management, and presentation of comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management. Leads the design and execution of complex financial risk sensitivity analysis. Leads the creation and management of credit strategy infrastructure and ensures credit strategies are implemented as intended. Applies expert programming and analytical techniques to analyze credit data. Provides thought leadership, coaching, and mentoring to team members regarding analytics and risk management. Collaborates with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives. Leads and coaches team to develop analytically derived insights and the lead to strategic plans with significant impact to business results. Coaches and mentors other analysts and acts as a thought leader within the analyst community. May have model ownership responsibilities and drive accountability for quantitative model requirement definition and/or implementation of advanced credit and/or financial modeling infrastructure. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: Bachelor's degree; OR 4 years of relevant education and/or experience. 8 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 6 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy. Strong understanding of banking regulations, risk and/or compliance. Advanced presentation and communication skills. Advanced business acumen and attention to detail and accuracy. Advanced research and investigation skills and demonstrated good judgement in problem solving. Experience influencing cross functional stakeholders to action by communicating complex analytical insights and risk mitigating solutions. Experience developing and improving a variety of risk related reporting. Experience coaching and guiding peers on analytics, and/or risk management. Advanced knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint. Advanced knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (e.g., SPS or Visual Basic). Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE. What sets you apart: Experience delivering actionable business insights and recommendations through analysis of internal and external/industry data. 6+ years of experience using SAS or SQL to extract, manipulate, and analyze data, including aggregating across multiple sources, working with varying data grains, resolving data anomalies, and performing sophisticated joins to prepare high-quality analytical datasets. Proven ability to prepare and communicate strategy recommendations and results of complex analyses to senior leadership and a broad set of stakeholders, including Credit Risk, Pricing, Product, Legal, Compliance, Underwriting, and Operations. Demonstrated experience leveraging AI/LLM tools (e.g., GPT-based copilots or similar technologies) to enhance coding efficiency, accelerate analytics, and develop agents or automation solutions that support risk analysis and decision-making. Strong track record in identifying and solving "white space" or emerging risk problems with limited historical precedent, including assessing credit impacts driven by macroeconomic and policy factors such as inflation, student loan repayment/collection changes, and federal government employment shifts. Compensation range: The salary range for this position is: $164,780 - $314,960. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
06/19/2026
Full time
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a dedicated Bank Credit Risk Lead Analyst, you will leverage advanced analytics to proactively identify and quantify emerging and non-traditional risks. You will translate ambiguous, forward-looking signals-including macroeconomic, policy, and industry shifts-into actionable strategies that optimize portfolio performance within risk appetite. This role partners cross-functionally to monitor evolving risk dynamics, inform strategic decision-making, and ensure effective mitigation of operational and compliance risks. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. What you'll do: Leverages, applies and shares industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies. Leverages banking product knowledge and critical thinking skills to lead analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers. Leads and partners to deliver Bank credit risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and clearly communicating insights/recommendations to key stakeholders and senior leadership. Leads the analysis of internal and external scores/data for use in identifying first party fraud. Leverages industry knowledge and competitive benchmarking to lead, inform, and influence credit strategy development. Proactively Identifies the need for and leads development of advanced and nuanced quantitative analysis based upon internal and external data sources to bring structure and clarity to ambiguous and challenging problems. Responsible for the development, management, and presentation of comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management. Leads the design and execution of complex financial risk sensitivity analysis. Leads the creation and management of credit strategy infrastructure and ensures credit strategies are implemented as intended. Applies expert programming and analytical techniques to analyze credit data. Provides thought leadership, coaching, and mentoring to team members regarding analytics and risk management. Collaborates with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives. Leads and coaches team to develop analytically derived insights and the lead to strategic plans with significant impact to business results. Coaches and mentors other analysts and acts as a thought leader within the analyst community. May have model ownership responsibilities and drive accountability for quantitative model requirement definition and/or implementation of advanced credit and/or financial modeling infrastructure. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: Bachelor's degree; OR 4 years of relevant education and/or experience. 8 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 6 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy. Strong understanding of banking regulations, risk and/or compliance. Advanced presentation and communication skills. Advanced business acumen and attention to detail and accuracy. Advanced research and investigation skills and demonstrated good judgement in problem solving. Experience influencing cross functional stakeholders to action by communicating complex analytical insights and risk mitigating solutions. Experience developing and improving a variety of risk related reporting. Experience coaching and guiding peers on analytics, and/or risk management. Advanced knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint. Advanced knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (e.g., SPS or Visual Basic). Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE. What sets you apart: Experience delivering actionable business insights and recommendations through analysis of internal and external/industry data. 6+ years of experience using SAS or SQL to extract, manipulate, and analyze data, including aggregating across multiple sources, working with varying data grains, resolving data anomalies, and performing sophisticated joins to prepare high-quality analytical datasets. Proven ability to prepare and communicate strategy recommendations and results of complex analyses to senior leadership and a broad set of stakeholders, including Credit Risk, Pricing, Product, Legal, Compliance, Underwriting, and Operations. Demonstrated experience leveraging AI/LLM tools (e.g., GPT-based copilots or similar technologies) to enhance coding efficiency, accelerate analytics, and develop agents or automation solutions that support risk analysis and decision-making. Strong track record in identifying and solving "white space" or emerging risk problems with limited historical precedent, including assessing credit impacts driven by macroeconomic and policy factors such as inflation, student loan repayment/collection changes, and federal government employment shifts. Compensation range: The salary range for this position is: $164,780 - $314,960. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a dedicated Bank Credit Risk Lead Analyst, you will leverage advanced analytics to proactively identify and quantify emerging and non-traditional risks. You will translate ambiguous, forward-looking signals-including macroeconomic, policy, and industry shifts-into actionable strategies that optimize portfolio performance within risk appetite. This role partners cross-functionally to monitor evolving risk dynamics, inform strategic decision-making, and ensure effective mitigation of operational and compliance risks. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. What you'll do: Leverages, applies and shares industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies. Leverages banking product knowledge and critical thinking skills to lead analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers. Leads and partners to deliver Bank credit risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and clearly communicating insights/recommendations to key stakeholders and senior leadership. Leads the analysis of internal and external scores/data for use in identifying first party fraud. Leverages industry knowledge and competitive benchmarking to lead, inform, and influence credit strategy development. Proactively Identifies the need for and leads development of advanced and nuanced quantitative analysis based upon internal and external data sources to bring structure and clarity to ambiguous and challenging problems. Responsible for the development, management, and presentation of comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management. Leads the design and execution of complex financial risk sensitivity analysis. Leads the creation and management of credit strategy infrastructure and ensures credit strategies are implemented as intended. Applies expert programming and analytical techniques to analyze credit data. Provides thought leadership, coaching, and mentoring to team members regarding analytics and risk management. Collaborates with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives. Leads and coaches team to develop analytically derived insights and the lead to strategic plans with significant impact to business results. Coaches and mentors other analysts and acts as a thought leader within the analyst community. May have model ownership responsibilities and drive accountability for quantitative model requirement definition and/or implementation of advanced credit and/or financial modeling infrastructure. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: Bachelor's degree; OR 4 years of relevant education and/or experience. 8 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 6 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy. Strong understanding of banking regulations, risk and/or compliance. Advanced presentation and communication skills. Advanced business acumen and attention to detail and accuracy. Advanced research and investigation skills and demonstrated good judgement in problem solving. Experience influencing cross functional stakeholders to action by communicating complex analytical insights and risk mitigating solutions. Experience developing and improving a variety of risk related reporting. Experience coaching and guiding peers on analytics, and/or risk management. Advanced knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint. Advanced knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (e.g., SPS or Visual Basic). Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE. What sets you apart: Experience delivering actionable business insights and recommendations through analysis of internal and external/industry data. 6+ years of experience using SAS or SQL to extract, manipulate, and analyze data, including aggregating across multiple sources, working with varying data grains, resolving data anomalies, and performing sophisticated joins to prepare high-quality analytical datasets. Proven ability to prepare and communicate strategy recommendations and results of complex analyses to senior leadership and a broad set of stakeholders, including Credit Risk, Pricing, Product, Legal, Compliance, Underwriting, and Operations. Demonstrated experience leveraging AI/LLM tools (e.g., GPT-based copilots or similar technologies) to enhance coding efficiency, accelerate analytics, and develop agents or automation solutions that support risk analysis and decision-making. Strong track record in identifying and solving "white space" or emerging risk problems with limited historical precedent, including assessing credit impacts driven by macroeconomic and policy factors such as inflation, student loan repayment/collection changes, and federal government employment shifts. Compensation range: The salary range for this position is: $164,780 - $314,960. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
06/19/2026
Full time
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a dedicated Bank Credit Risk Lead Analyst, you will leverage advanced analytics to proactively identify and quantify emerging and non-traditional risks. You will translate ambiguous, forward-looking signals-including macroeconomic, policy, and industry shifts-into actionable strategies that optimize portfolio performance within risk appetite. This role partners cross-functionally to monitor evolving risk dynamics, inform strategic decision-making, and ensure effective mitigation of operational and compliance risks. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. What you'll do: Leverages, applies and shares industry leading practices and analytical skills to identify risks and opportunities within the managed portfolio and translates results into strategic solutions with the delivery of credit risk strategies. Leverages banking product knowledge and critical thinking skills to lead analyses, identify root causes, and develop clear and concise recommendations to drive credit risk strategy development and influence senior decision makers. Leads and partners to deliver Bank credit risk strategies across lines of defense by effectively developing and improving complex analytical frameworks, analyzing data and processes, and clearly communicating insights/recommendations to key stakeholders and senior leadership. Leads the analysis of internal and external scores/data for use in identifying first party fraud. Leverages industry knowledge and competitive benchmarking to lead, inform, and influence credit strategy development. Proactively Identifies the need for and leads development of advanced and nuanced quantitative analysis based upon internal and external data sources to bring structure and clarity to ambiguous and challenging problems. Responsible for the development, management, and presentation of comprehensive risk and financial reporting in support of senior management and committee oversight of existing and emerging risks and escalates the quality and direction of credit performance to appropriate levels of management. Leads the design and execution of complex financial risk sensitivity analysis. Leads the creation and management of credit strategy infrastructure and ensures credit strategies are implemented as intended. Applies expert programming and analytical techniques to analyze credit data. Provides thought leadership, coaching, and mentoring to team members regarding analytics and risk management. Collaborates with key stakeholders to guide & facilitate teams in the development and implementation of key initiatives. Leads and coaches team to develop analytically derived insights and the lead to strategic plans with significant impact to business results. Coaches and mentors other analysts and acts as a thought leader within the analyst community. May have model ownership responsibilities and drive accountability for quantitative model requirement definition and/or implementation of advanced credit and/or financial modeling infrastructure. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: Bachelor's degree; OR 4 years of relevant education and/or experience. 8 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy; OR an advanced degree in Business Management, Finance, Economics, Engineering, or in a Mathematical discipline and 6 years of experience in an analytical field or work focused on leading analytical projects, advanced analytics, and risk assessments or leading the analysis and interpretation of complex bank credit risk data to align to team strategy. Strong understanding of banking regulations, risk and/or compliance. Advanced presentation and communication skills. Advanced business acumen and attention to detail and accuracy. Advanced research and investigation skills and demonstrated good judgement in problem solving. Experience influencing cross functional stakeholders to action by communicating complex analytical insights and risk mitigating solutions. Experience developing and improving a variety of risk related reporting. Experience coaching and guiding peers on analytics, and/or risk management. Advanced knowledge of Microsoft Office products, particularly Excel, Word, and PowerPoint. Advanced knowledge of data analysis tools including skills to develop analysis queries and procedures in SQL, SAS, or other business intelligence and analysis software applications for data segmentation, aggregation, and statistics (e.g., SPS or Visual Basic). Knowledge of federal laws, rules, regulations, and applicable guidance to include: FCRA, Reg B, UDAAP/UDAP, OCC Heightened Standards, OCC CREDIT RISK GUIDANCE. What sets you apart: Experience delivering actionable business insights and recommendations through analysis of internal and external/industry data. 6+ years of experience using SAS or SQL to extract, manipulate, and analyze data, including aggregating across multiple sources, working with varying data grains, resolving data anomalies, and performing sophisticated joins to prepare high-quality analytical datasets. Proven ability to prepare and communicate strategy recommendations and results of complex analyses to senior leadership and a broad set of stakeholders, including Credit Risk, Pricing, Product, Legal, Compliance, Underwriting, and Operations. Demonstrated experience leveraging AI/LLM tools (e.g., GPT-based copilots or similar technologies) to enhance coding efficiency, accelerate analytics, and develop agents or automation solutions that support risk analysis and decision-making. Strong track record in identifying and solving "white space" or emerging risk problems with limited historical precedent, including assessing credit impacts driven by macroeconomic and policy factors such as inflation, student loan repayment/collection changes, and federal government employment shifts. Compensation range: The salary range for this position is: $164,780 - $314,960. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
FP&A Analyst Department: Finance - Financial Planning & Analysis Division: Finance At Daniel Defense, Only the Best Build the Best Daniel Defense engineers and manufactures the world's finest weapon systems and accessories. Our mission to Honor God. Defend Freedom is accomplished by serving customers and providing top quality solutions to our military, law enforcement and civilians that are seeking premium firearms for home defense, hunting, and sport shooting. As an FP&A Analyst, you will be responsible for the functions outlined below. This role supports the Director of FP&A in delivering high-quality financial planning, forecasting, and analytical capabilities across the organization, serving as a key financial resource and thought partner for cross-functional departments including Operations, New Product Development, Sales, and Marketing. Essential Functions: Planning & Forecasting Support the annual Business Plan process, including departmental budget builds, consolidation, and executive-level reporting. Assist in the preparation of quarterly rolling forecasts, tracking actuals against plan and identifying emerging risks and opportunities. Maintain and update financial models supporting short- and long-range planning, including integrated P&L, balance sheet, cash flow, and scenario-based strategic models. Variance Analysis Prepare and distribute monthly variance analyses comparing actuals to plan and forecast across P&L, headcount, and operational metrics. Investigate drivers of variance in partnership with department leads and summarize findings for CFO and ELT audiences. Cross-Functional Business Partnering Serve as a dedicated financial resource for Operations, New Product Development, Sales, and Marketing. Help department managers understand their budgets, interpret financial results, and make informed resource decisions. Facilitate scenario analyses on behalf of business partners - including workforce mix modeling, cost trade-off analyses, and investment prioritization. Translate complex financial concepts into accessible language for non-finance stakeholders, building financial fluency across the organization. Reporting & Analysis Develop and maintain recurring and ad hoc financial reports and dashboards. Support preparation of executive and board-level financial presentations. Contribute to continuous improvement of FP&A tools, templates, and processes. Analyze operational and business performance metrics to identify trends, risks, and opportunities impacting profitability and operational efficiency. Support preparation of materials for strategic initiatives, M&A evaluations, investment opportunities, and strategic decision-making. Assist with financial due diligence, valuation support, synergy analysis, and post-acquisition integration analytics as needed. Additional: Responsible for demonstrating commitment to and leadership of environmental health and safety principles, policies and procedures. Expected to be a contributor to the company standards on high integrity, safety, fair and equitable treatment and a positive work environment Provides adequate support, training and development to team members to continuously improve Safety, 6S, Quality, Delivery and Productivity. Other responsibilities as deemed appropriate or necessary. Knowledge, Skills and Abilities Required Bachelor's degree in Finance, Accounting, Economics, or a related field or a combination of related experience preferred, education and/or training to sufficiently and successfully perform the essential functions of the job. 2-4 years of experience in FP&A, corporate finance, or a related analytical role. Strong proficiency in Microsoft Excel; experience building and maintaining financial models. Demonstrated ability to perform variance analysis and communicate findings clearly. Comfortable working with and presenting to non-financial stakeholders. Demonstrated ability to recognize and work in accordance with our Company Values. Preferred Experience with ERP systems (Infor, Epicor, or similar). Exposure to manufacturing, defense, or consumer products industries. Experience with Power BI or similar data visualization tools. Experience with PowerPoint or executive-level reporting. Experience supporting strategic finance, transaction analysis, or M&A-related projects. Advanced financial modeling capabilities including scenario analysis, business case development, and P&L modeling. Core Competencies Analytical rigor with strong attention to detail. Clear and concise written and verbal communication skills. Intellectual curiosity and problem-solving orientation. Ability to manage multiple priorities in a fast-paced environment. Collaborative and service-oriented mindset toward internal stakeholders. Strong business acumen with the ability to connect operational drivers to financial outcomes. Physical Requirements: Must be able to lift and carry awkward items weighing up to 50 pounds. Requires intermittent standing, walking, sitting and bending throughout the work day. Must be able to work in a manufacturing environment, to include working in and around machinery, exposure to noise and chemicals, lights/lasers, etc. Must be able to wear appropriate Personal Protection Equipment as required by your position and/or Company policy. Daniel Defense is an EOE AA M/F/Vet/Disability employer and promotes a "Drug-Free Workplace." Note: The statements above are intended to describe the general nature and level of work being performed by those assigned to the job. This list is not intended to be an exhaustive list of responsibilities, duties, and skills required of personnel in this job. Responsibilities are subject to change at the discretion of the employer and do not establish a contract of employment - Daniel Defense is an at-will employer. PI716e5d76a0b6-8233
06/19/2026
Full time
FP&A Analyst Department: Finance - Financial Planning & Analysis Division: Finance At Daniel Defense, Only the Best Build the Best Daniel Defense engineers and manufactures the world's finest weapon systems and accessories. Our mission to Honor God. Defend Freedom is accomplished by serving customers and providing top quality solutions to our military, law enforcement and civilians that are seeking premium firearms for home defense, hunting, and sport shooting. As an FP&A Analyst, you will be responsible for the functions outlined below. This role supports the Director of FP&A in delivering high-quality financial planning, forecasting, and analytical capabilities across the organization, serving as a key financial resource and thought partner for cross-functional departments including Operations, New Product Development, Sales, and Marketing. Essential Functions: Planning & Forecasting Support the annual Business Plan process, including departmental budget builds, consolidation, and executive-level reporting. Assist in the preparation of quarterly rolling forecasts, tracking actuals against plan and identifying emerging risks and opportunities. Maintain and update financial models supporting short- and long-range planning, including integrated P&L, balance sheet, cash flow, and scenario-based strategic models. Variance Analysis Prepare and distribute monthly variance analyses comparing actuals to plan and forecast across P&L, headcount, and operational metrics. Investigate drivers of variance in partnership with department leads and summarize findings for CFO and ELT audiences. Cross-Functional Business Partnering Serve as a dedicated financial resource for Operations, New Product Development, Sales, and Marketing. Help department managers understand their budgets, interpret financial results, and make informed resource decisions. Facilitate scenario analyses on behalf of business partners - including workforce mix modeling, cost trade-off analyses, and investment prioritization. Translate complex financial concepts into accessible language for non-finance stakeholders, building financial fluency across the organization. Reporting & Analysis Develop and maintain recurring and ad hoc financial reports and dashboards. Support preparation of executive and board-level financial presentations. Contribute to continuous improvement of FP&A tools, templates, and processes. Analyze operational and business performance metrics to identify trends, risks, and opportunities impacting profitability and operational efficiency. Support preparation of materials for strategic initiatives, M&A evaluations, investment opportunities, and strategic decision-making. Assist with financial due diligence, valuation support, synergy analysis, and post-acquisition integration analytics as needed. Additional: Responsible for demonstrating commitment to and leadership of environmental health and safety principles, policies and procedures. Expected to be a contributor to the company standards on high integrity, safety, fair and equitable treatment and a positive work environment Provides adequate support, training and development to team members to continuously improve Safety, 6S, Quality, Delivery and Productivity. Other responsibilities as deemed appropriate or necessary. Knowledge, Skills and Abilities Required Bachelor's degree in Finance, Accounting, Economics, or a related field or a combination of related experience preferred, education and/or training to sufficiently and successfully perform the essential functions of the job. 2-4 years of experience in FP&A, corporate finance, or a related analytical role. Strong proficiency in Microsoft Excel; experience building and maintaining financial models. Demonstrated ability to perform variance analysis and communicate findings clearly. Comfortable working with and presenting to non-financial stakeholders. Demonstrated ability to recognize and work in accordance with our Company Values. Preferred Experience with ERP systems (Infor, Epicor, or similar). Exposure to manufacturing, defense, or consumer products industries. Experience with Power BI or similar data visualization tools. Experience with PowerPoint or executive-level reporting. Experience supporting strategic finance, transaction analysis, or M&A-related projects. Advanced financial modeling capabilities including scenario analysis, business case development, and P&L modeling. Core Competencies Analytical rigor with strong attention to detail. Clear and concise written and verbal communication skills. Intellectual curiosity and problem-solving orientation. Ability to manage multiple priorities in a fast-paced environment. Collaborative and service-oriented mindset toward internal stakeholders. Strong business acumen with the ability to connect operational drivers to financial outcomes. Physical Requirements: Must be able to lift and carry awkward items weighing up to 50 pounds. Requires intermittent standing, walking, sitting and bending throughout the work day. Must be able to work in a manufacturing environment, to include working in and around machinery, exposure to noise and chemicals, lights/lasers, etc. Must be able to wear appropriate Personal Protection Equipment as required by your position and/or Company policy. Daniel Defense is an EOE AA M/F/Vet/Disability employer and promotes a "Drug-Free Workplace." Note: The statements above are intended to describe the general nature and level of work being performed by those assigned to the job. This list is not intended to be an exhaustive list of responsibilities, duties, and skills required of personnel in this job. Responsibilities are subject to change at the discretion of the employer and do not establish a contract of employment - Daniel Defense is an at-will employer. PI716e5d76a0b6-8233
Job Description Job Description NGA's Office of Expeditionary Operations requires planning, policy and business resource managers focused in human capital to assist Manpower Support for the NGA Volunteer Deployment Team (NVDT) to provide pre- and post-deployment readiness support by preparing and supporting designated NGA and other US Government personnel (Government Civilian, Military and Contractor) for worldwide deployments. Requirements include, but are not limited to: The Contractor shall coordinate NVDT pre- and post-deployment readiness requirements. The Contractor shall coordinate medical physicals and psychological evaluations; and coordinate with NGA Security & Installations (SI) to ensure clearance requirements are met and sent to the Operations Branch Chief or entered into the PeopleSoft database. The Contractor shall ensure deployers receive Geneva CAC cards, official passports, and government credit cards with an elevated limit. The Contractor shall ensure safety items are provided to the deployer. These items will be purchased by the Government and distributed to deployers by the contractor. The Contractor shall ensure Aircraft and Personnel Automated Clearance System (APACS) authorization is processed and documented in PeopleSoft. The Contractor shall ensure the Isolated Personnel Report (ISOPREP) is updated and documentation is entered accurately in the deployment database entry. The Contractor shall formally report activities weekly, monthly, and quarterly to the Chief of the Current Operations Branch or as requested by senior leadership. The Contractor shall ensure all other deployment requirements are met as required and coordinate the overall deployers' administrative and logistical requirements prior to deployment. The Contractor shall contribute to all aspects of the Operations Branch and assist with educating XO members about all aspects of the deployment process. The Contractor shall help coordinate and brief at the Pre-Deployment Seminar Required skills - TS/SCI with CI Poly - Bachelor's Degree with 7-10 years' experience or equivalent experience within the related field. - The Candidates must demonstrate proficiency in MS Office and desktop publishing tools with demonstrated editing skills. - Possess strong written and oral communication skills and can interact with department heads, managers, and GEOINT Analysts. Desired skills - Experience within the IC and/or NGA. - Experience with setting up WebEx or IC Connect - Deployment experience.
06/18/2026
Full time
Job Description Job Description NGA's Office of Expeditionary Operations requires planning, policy and business resource managers focused in human capital to assist Manpower Support for the NGA Volunteer Deployment Team (NVDT) to provide pre- and post-deployment readiness support by preparing and supporting designated NGA and other US Government personnel (Government Civilian, Military and Contractor) for worldwide deployments. Requirements include, but are not limited to: The Contractor shall coordinate NVDT pre- and post-deployment readiness requirements. The Contractor shall coordinate medical physicals and psychological evaluations; and coordinate with NGA Security & Installations (SI) to ensure clearance requirements are met and sent to the Operations Branch Chief or entered into the PeopleSoft database. The Contractor shall ensure deployers receive Geneva CAC cards, official passports, and government credit cards with an elevated limit. The Contractor shall ensure safety items are provided to the deployer. These items will be purchased by the Government and distributed to deployers by the contractor. The Contractor shall ensure Aircraft and Personnel Automated Clearance System (APACS) authorization is processed and documented in PeopleSoft. The Contractor shall ensure the Isolated Personnel Report (ISOPREP) is updated and documentation is entered accurately in the deployment database entry. The Contractor shall formally report activities weekly, monthly, and quarterly to the Chief of the Current Operations Branch or as requested by senior leadership. The Contractor shall ensure all other deployment requirements are met as required and coordinate the overall deployers' administrative and logistical requirements prior to deployment. The Contractor shall contribute to all aspects of the Operations Branch and assist with educating XO members about all aspects of the deployment process. The Contractor shall help coordinate and brief at the Pre-Deployment Seminar Required skills - TS/SCI with CI Poly - Bachelor's Degree with 7-10 years' experience or equivalent experience within the related field. - The Candidates must demonstrate proficiency in MS Office and desktop publishing tools with demonstrated editing skills. - Possess strong written and oral communication skills and can interact with department heads, managers, and GEOINT Analysts. Desired skills - Experience within the IC and/or NGA. - Experience with setting up WebEx or IC Connect - Deployment experience.
Emery Jensen Distribution, LLC
Oak Brook, Illinois
Emery Jensen is a wholly owned business unit of Ace Hardware Corporation that distributes hardware & home improvement products to the independent Pro Lumber, Paint, Hardware, and E-retailer customer segments. The Job The Emery Jensen Business Financial Planning and Analysis Manager (FP&A Manager) will work with the Emery Jensen FP&A Director to oversee the new business ROI models and customer agreement proposals. Additionally, this role will assist in developing the annual financial budget and monthly projections, including reviewing departmental business plans and operational targets. The Emery Jensen Business FP&A Manager I will also analyze and publish financial results, provide business/financial expertise, and develop what/if modeling to drive future improvements. Lastly, this role will manage a team of analysts who support related areas of the business. What you'll do 1. Review and assist in the preparation of new customer financial modeling and the creation of long-term customers' purchasing agreements and incentives. Work with direct reports to support the sales team with new business development and programs to drive core growth. 2. Contribute to the financial planning and budgeting activities of Emery Jensen. Participate in the preparation of the Annual Budget and Monthly Projections with guidance from the Emery Jensen FP&A Director. Review submitted business plan information and challenge assumptions when necessary. Assist in the preparation of related presentations for annual budget process and monthly financial results. Provide feedback to senior management with respect to approved budgets. Participate as a key stakeholder in the process of providing a balanced budget within the parameters defined by company leadership (CEO, CFO). 3. Analyze monthly operational and financial performance of Emery Jensen. Analyze operating results by creating financial models that compare budgeted costs to actual costs and provide insight and recommendations to senior management. Perform financial analyses, taking into consideration actual performance, previous expenditures and estimated income and expenses. Provide senior management with recommendations or alternatives to improve business unit performance and monitor adherence to plan. 4. Develop and manage the preparation of financial statements, business activity reports, financial position forecasts, annual budgets and/or special reports as required by VPs of Emery Jensen. Work directly with business partners to create ad hoc or ongoing reports that will facilitate the analysis of business unit operating performance. Develop project plans and optimize the use of time and resources. Monitors implementation to ensure desired project outcomes. Work with other departments as required to measure financial impact of initiatives. Determine cost/benefit and provide go/no recommendations. What you need to succeed This position requires an undergraduate degree in accounting, finance or related field, advanced degree preferred. At least 7 years of experience in the field of accounting/finance and familiarity with field unit activities, programs, practices and procedures. Solid analytical background, an aptitude for logical methods, and an understanding of the inter-relationships between operations and accounting is necessary. Advanced written and verbal communication skills in addition to interpersonal relationship and very strong staff leadership skills. Demonstrated ability to interact with CEO, CFO, VPs, Directors and Senior Management. Confidence to challenge existing practices and formulate new and creative approaches and solutions. Unlimited curiosity about the business and what makes it work. Change agent and problem solver with an ability to get things done. Ability to influence others' decision making through financial analysis and interpersonal skills. Ability to employ ROI, financial analysis and modeling techniques as well as an ability to interpret the data, present findings and make recommendations. Understanding of U.S. GAAP. Advanced Excel skills required, working knowledge of Microsoft Office Suite, SAP & BPC/EPM, Power BI Compensation Details: $118000 - $128000 per year Why should you join our team? We live our values - W.E.L.I.G.H.T (Winning, Excellence, Love, Integrity, Gratitude, Humility, and Teamwork). Gratitude. Humility. Love. You don't often see values like these in most corporate statements, but Emery Jensen is different. These things are important to us. They represent our commitment to the company, our employees, our retailers and our brand. In addition to providing our employees a great culture, Emery Jensen also offers competitive benefits that address life's necessities and perks, many of which expand and improve year after year, including: Incentive opportunities, based on role/grade level (rapid company growth over the past 2 years resulted in incentives being paid out above 116.96% of your target opportunity!) Generous 401(k) retirement savings plan with a fully vested matching contribution the first year, in addition to an annual discretionary contribution (once eligibility requirements have been met). Over the past five years, company contributions (matching, quarterly & discretionary) for fully eligible employees have averaged 6.6% of total compensation. Comprehensive health coverage (medical, dental, vision and disability - up to 26 weeks short-term disability and long-term disability) & life insurance benefits for you and your dependents 21 days of vacation immediately available (prorated in the first year) and up to 6 paid holidays depending on the month of hire Company Car, phone and fuel card are provided for field-based positions Your career at Emery Jensen is more than just a job. It's a chance to be part of something meaningful. We help locally-owned businesses thrive and make an impact in their communities - and we support our employees in doing the same by offering an annual Cares Week, 20 hours off work per year to volunteer at an organization of your choice, opportunities to help Children's Miracle Network Hospitals and the Ace Helpful Fund through the Ace Foundation Emery Jensen invests in every employee we hire, with a key focus on development and coaching. We offer on-site classes, facilitator-led courses, and a generous tuition assistance program, plus a performance management approach that goes beyond the typical annual review We know the work environment matters. That's why we hold frequent campus events like Employee Appreciation Week, vendor demos, cookouts, and merchandise sales We bring them to you! Services such as mobile spas, auto maintenance, car wash and detailing, dry cleaning, dentists, eye doctors, flu shots, recycling and more! Employee discounts on Ace merchandise (including top brands like Weber, Traeger, Yeti, Craftsman, DeWalt and more), travel, fitness, computers and thousands more Birth/Adoption bonding paid time off Adoption cost reimbursement Employee Assistance Program (EAP) - access to free visits to therapists and lawyers, guidance on financial matters, elder and childcare, and assistance with tickets to entertainment events Identity theft protection Benefits are provided in compliance with applicable policies. Want to be notified when new jobs are posted? Follow the link below to create an account and set up custom job alerts: Create Job Alert We want to hear from you! Emery Jensen delivers wholesale products and best-in-class service to independent retailers in the Pro Lumber Yards, Home Centers, Paint, Hardware Stores, Decorating Stores, and E-retailer space. Our goal is to support sustainable and profitable growth for our customers by offering the broadest assortments, best pricing, and most knowledgeable team. We have national scale, a regional focus and the commitment to serve our customers and support each other. Come find out why a career with Emery Jensen is right for you. Equal Opportunity Employer Emery Jensen is committed to a policy of promoting equal employment opportunities. The company recognizes the importance of diversity and leveraging the skills and talents of all people to the mutual advantage of each individual and the organization. The company is committed to the prevention of employment discrimination related to race, religion, color, sex (including sexual harassment), gender identity, national origin, age, marital status, disability and military or veteran status, sexual orientation or any other action covered by federal or applicable state/local laws. Disclaimer The pay range for this position starts as listed in the job posting, but could be higher based on education and experience. Please note, compensation decisions are dependent on the facts and circumstances of each opening. We take into consideration the minimum requirements outlined in the job description, such as an individual's education, training and experience, the position's work location, required travel (if any), and external market conditions when determining the final salary for potential new hires. Be aware that salary estimates published via alternate online job boards may not be a true representation of the actual pay range offered for this position . click apply for full job details
06/01/2026
Full time
Emery Jensen is a wholly owned business unit of Ace Hardware Corporation that distributes hardware & home improvement products to the independent Pro Lumber, Paint, Hardware, and E-retailer customer segments. The Job The Emery Jensen Business Financial Planning and Analysis Manager (FP&A Manager) will work with the Emery Jensen FP&A Director to oversee the new business ROI models and customer agreement proposals. Additionally, this role will assist in developing the annual financial budget and monthly projections, including reviewing departmental business plans and operational targets. The Emery Jensen Business FP&A Manager I will also analyze and publish financial results, provide business/financial expertise, and develop what/if modeling to drive future improvements. Lastly, this role will manage a team of analysts who support related areas of the business. What you'll do 1. Review and assist in the preparation of new customer financial modeling and the creation of long-term customers' purchasing agreements and incentives. Work with direct reports to support the sales team with new business development and programs to drive core growth. 2. Contribute to the financial planning and budgeting activities of Emery Jensen. Participate in the preparation of the Annual Budget and Monthly Projections with guidance from the Emery Jensen FP&A Director. Review submitted business plan information and challenge assumptions when necessary. Assist in the preparation of related presentations for annual budget process and monthly financial results. Provide feedback to senior management with respect to approved budgets. Participate as a key stakeholder in the process of providing a balanced budget within the parameters defined by company leadership (CEO, CFO). 3. Analyze monthly operational and financial performance of Emery Jensen. Analyze operating results by creating financial models that compare budgeted costs to actual costs and provide insight and recommendations to senior management. Perform financial analyses, taking into consideration actual performance, previous expenditures and estimated income and expenses. Provide senior management with recommendations or alternatives to improve business unit performance and monitor adherence to plan. 4. Develop and manage the preparation of financial statements, business activity reports, financial position forecasts, annual budgets and/or special reports as required by VPs of Emery Jensen. Work directly with business partners to create ad hoc or ongoing reports that will facilitate the analysis of business unit operating performance. Develop project plans and optimize the use of time and resources. Monitors implementation to ensure desired project outcomes. Work with other departments as required to measure financial impact of initiatives. Determine cost/benefit and provide go/no recommendations. What you need to succeed This position requires an undergraduate degree in accounting, finance or related field, advanced degree preferred. At least 7 years of experience in the field of accounting/finance and familiarity with field unit activities, programs, practices and procedures. Solid analytical background, an aptitude for logical methods, and an understanding of the inter-relationships between operations and accounting is necessary. Advanced written and verbal communication skills in addition to interpersonal relationship and very strong staff leadership skills. Demonstrated ability to interact with CEO, CFO, VPs, Directors and Senior Management. Confidence to challenge existing practices and formulate new and creative approaches and solutions. Unlimited curiosity about the business and what makes it work. Change agent and problem solver with an ability to get things done. Ability to influence others' decision making through financial analysis and interpersonal skills. Ability to employ ROI, financial analysis and modeling techniques as well as an ability to interpret the data, present findings and make recommendations. Understanding of U.S. GAAP. Advanced Excel skills required, working knowledge of Microsoft Office Suite, SAP & BPC/EPM, Power BI Compensation Details: $118000 - $128000 per year Why should you join our team? We live our values - W.E.L.I.G.H.T (Winning, Excellence, Love, Integrity, Gratitude, Humility, and Teamwork). Gratitude. Humility. Love. You don't often see values like these in most corporate statements, but Emery Jensen is different. These things are important to us. They represent our commitment to the company, our employees, our retailers and our brand. In addition to providing our employees a great culture, Emery Jensen also offers competitive benefits that address life's necessities and perks, many of which expand and improve year after year, including: Incentive opportunities, based on role/grade level (rapid company growth over the past 2 years resulted in incentives being paid out above 116.96% of your target opportunity!) Generous 401(k) retirement savings plan with a fully vested matching contribution the first year, in addition to an annual discretionary contribution (once eligibility requirements have been met). Over the past five years, company contributions (matching, quarterly & discretionary) for fully eligible employees have averaged 6.6% of total compensation. Comprehensive health coverage (medical, dental, vision and disability - up to 26 weeks short-term disability and long-term disability) & life insurance benefits for you and your dependents 21 days of vacation immediately available (prorated in the first year) and up to 6 paid holidays depending on the month of hire Company Car, phone and fuel card are provided for field-based positions Your career at Emery Jensen is more than just a job. It's a chance to be part of something meaningful. We help locally-owned businesses thrive and make an impact in their communities - and we support our employees in doing the same by offering an annual Cares Week, 20 hours off work per year to volunteer at an organization of your choice, opportunities to help Children's Miracle Network Hospitals and the Ace Helpful Fund through the Ace Foundation Emery Jensen invests in every employee we hire, with a key focus on development and coaching. We offer on-site classes, facilitator-led courses, and a generous tuition assistance program, plus a performance management approach that goes beyond the typical annual review We know the work environment matters. That's why we hold frequent campus events like Employee Appreciation Week, vendor demos, cookouts, and merchandise sales We bring them to you! Services such as mobile spas, auto maintenance, car wash and detailing, dry cleaning, dentists, eye doctors, flu shots, recycling and more! Employee discounts on Ace merchandise (including top brands like Weber, Traeger, Yeti, Craftsman, DeWalt and more), travel, fitness, computers and thousands more Birth/Adoption bonding paid time off Adoption cost reimbursement Employee Assistance Program (EAP) - access to free visits to therapists and lawyers, guidance on financial matters, elder and childcare, and assistance with tickets to entertainment events Identity theft protection Benefits are provided in compliance with applicable policies. Want to be notified when new jobs are posted? Follow the link below to create an account and set up custom job alerts: Create Job Alert We want to hear from you! Emery Jensen delivers wholesale products and best-in-class service to independent retailers in the Pro Lumber Yards, Home Centers, Paint, Hardware Stores, Decorating Stores, and E-retailer space. Our goal is to support sustainable and profitable growth for our customers by offering the broadest assortments, best pricing, and most knowledgeable team. We have national scale, a regional focus and the commitment to serve our customers and support each other. Come find out why a career with Emery Jensen is right for you. Equal Opportunity Employer Emery Jensen is committed to a policy of promoting equal employment opportunities. The company recognizes the importance of diversity and leveraging the skills and talents of all people to the mutual advantage of each individual and the organization. The company is committed to the prevention of employment discrimination related to race, religion, color, sex (including sexual harassment), gender identity, national origin, age, marital status, disability and military or veteran status, sexual orientation or any other action covered by federal or applicable state/local laws. Disclaimer The pay range for this position starts as listed in the job posting, but could be higher based on education and experience. Please note, compensation decisions are dependent on the facts and circumstances of each opening. We take into consideration the minimum requirements outlined in the job description, such as an individual's education, training and experience, the position's work location, required travel (if any), and external market conditions when determining the final salary for potential new hires. Be aware that salary estimates published via alternate online job boards may not be a true representation of the actual pay range offered for this position . click apply for full job details
Santander Holdings USA Inc
New York City, New York
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Analyst, Corporate & Investment Banking Global Trade & Working Capital Sales supports the senior Trade Finance bankers. They serve as first-line support to clients, other banks and internal clients to ensure transactions are completed, transfers are made on time and for all operational purposes. Creates and ensures accuracy for various reports and the design and execution of new reports to meet changing or ad-hoc requirements. Ensures the calculation of funding requirements and communication with relevant areas is completed and accurate. Identifies any issues and implements necessary actions to resolve issues when necessary. Acts as first-line support to clients, banks and internal clients. Uses own discretion to resolve errors and disputes. Coordinates with FO and Loan Operations to ensure all deals are correctly booked and independently identifying appropriate remedies where necessary. Reviews all documentation for accuracy and completeness and determines appropriate remedial action when needed. Provides guidance to the deal booking teams in Loan Operations for structured and/or non-standard transactions. Ensures client folders are maintained with updated financials and legal documentation. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Business, Finance or equivalent field. - Required. 1+ Years of Trade & Working Capital experience preferred Ability to multi-task and self-prioritize a heavy workload. Strong analytical skills/financial acumen. Demonstrates the ability to translate customer needs into marketable product features. Excellent verbal, written, and interpersonal communication skills. Ability to interact with integrity and a high level of professionalism with all levels of team members and management. Demonstrated understanding of product development life cycle. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $110,000.00 USD Maximum: $135,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
05/02/2026
Full time
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Analyst, Corporate & Investment Banking Global Trade & Working Capital Sales supports the senior Trade Finance bankers. They serve as first-line support to clients, other banks and internal clients to ensure transactions are completed, transfers are made on time and for all operational purposes. Creates and ensures accuracy for various reports and the design and execution of new reports to meet changing or ad-hoc requirements. Ensures the calculation of funding requirements and communication with relevant areas is completed and accurate. Identifies any issues and implements necessary actions to resolve issues when necessary. Acts as first-line support to clients, banks and internal clients. Uses own discretion to resolve errors and disputes. Coordinates with FO and Loan Operations to ensure all deals are correctly booked and independently identifying appropriate remedies where necessary. Reviews all documentation for accuracy and completeness and determines appropriate remedial action when needed. Provides guidance to the deal booking teams in Loan Operations for structured and/or non-standard transactions. Ensures client folders are maintained with updated financials and legal documentation. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Business, Finance or equivalent field. - Required. 1+ Years of Trade & Working Capital experience preferred Ability to multi-task and self-prioritize a heavy workload. Strong analytical skills/financial acumen. Demonstrates the ability to translate customer needs into marketable product features. Excellent verbal, written, and interpersonal communication skills. Ability to interact with integrity and a high level of professionalism with all levels of team members and management. Demonstrated understanding of product development life cycle. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $110,000.00 USD Maximum: $135,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
