Peoples Bank
Rock Valley, Iowa
The Mortgage Loan Originator reports directly to the Senior Mortgage Loan Officer. The Mortgage Loan Originator is responsible for soliciting, generating, and closing real estate loans for the bank. The Mortgage Loan Originator interviews loan applicants, generating, negotiating, and coordinating the closing of mortgage loans as well and handles phone inquires regarding home loans. This position is also responsible for the maintenance of mortgage loans, and in the event of delinquency, the collection of loan payments. This position will also help sell bank products and generate new business opportunities for the bank. This person will be responsible to make business development calls, concentrating on the real estate market, with the goal of generating additional volume for the bank. Loan Portfolio Management: 35% Responsible for the generation of real estate loans for the bank within guidelines set by bank policy and growth targets. Responsible to close the loan with the customer. At that time, the loan will be given to a loan processor for documentation. The originator will be responsible for all documentation and ensure that the bank's position is secured. Responsible to control the past due loans on the real estate portfolio. Maintain current mortgages and collect delinquent payments. This position is required to register with the Nationwide Mortgage Licensing System & Registry. This position will need to comply with initial registration and ongoing registry requirements. New Business Development: 35% Responsible for generating new mortgage loan volume for the bank. This will include soliciting new business relationships and deepening relationships with existing customers. Responsible for referring customers to the Retail and Investment Departments of the bank for deposit and investment relationships. This can include DDA accounts, as well as other liability products the bank offers. Cross-sell customers to other banking services. This may include deposit products, investment products, or any other product the customer may be a candidate for. Must help attract prospects to the bank. Again, this will be accomplished through participation in the bank's sales calling effort. This person will make calls on specific prospects. Specifically, this position will work with real estate people within the community to generate loans for the bank. Typically, this includes brokers, builders and real estate agents that can provide loans to the bank. Customer Service: 25% This position will handle phone inquiries regarding mortgage rates and requirements for getting a loan with the bank. During the process of originating the loan, this person will work with customers through the mortgage process and handle issues as they arise. Knowledgeable, competent & comply with all service standards. O ther: 5% Active involvement in key community, banking and civic organizations and activities, as appropriate, to represent the bank in the community. As part of the overall team of bank employees, this position may be requested to assist in the support of other bank activities. Attention to Detail: Regard for all important details to assure accuracy in every transaction performed; detect errors; follow through on corrections and details. Able to develop personal tracking/reminder systems to assure that important activities are not missed. Customer Orientation: Recognize and respond sensitively to the overall financial needs and priorities of the customer; recognize and take appropriate action to meet their needs; establish an effective working relationship with customers to gain their respect and loyalty. Financial Analysis: Must clearly understand all aspects of accounting and finance in a community bank environment. This includes understanding reconcilement, general ledger, budgeting, and pricing along with the ability to understand numbers and use those skills as they pertain to loans and the loan underwriting process. Negotiation and Sales Skills: Must understand the concepts of negotiating and sales as it pertains to selling financial service products in a community bank. Must be able to cross sell customers and make referrals to other areas of the bank. Must be able to develop a "win-win" approach to problem solving with customers. Oral/Written Communication: The ability to express and to communicate thoughts and ideas in a professional, clear and concise manner, both orally and in written form to a variety of audiences and to all levels of staff. Professionalism: Projects a positive image of the bank to all internal and external customers at all times along with the ability to work well with others. Helps to build and promote teamwork. Time and Work Management: Ability to effectively manage one's time to complete work according to established deadlines. The ability to prioritize tasks to make the best use of time for high priority tasks. Education and Special Requirements: Four-year degree in business administration or related experience along with three to five years of prior sales experience preferred. This job requires skills needed in a typical office environment. This includes communications skills, computer skills such as, but not limited to Word and Excel as well as utilization of typical office equipment. Ability to remain in a stationary position (e.g., standing or sitting) for extended periods. Visual acuity to read documents, computer screens, and currency. Manual dexterity for typing and handling paperwork. Occasional travel to client sites or branch locations (if applicable). PIcd692375d8fd-4946
The Mortgage Loan Originator reports directly to the Senior Mortgage Loan Officer. The Mortgage Loan Originator is responsible for soliciting, generating, and closing real estate loans for the bank. The Mortgage Loan Originator interviews loan applicants, generating, negotiating, and coordinating the closing of mortgage loans as well and handles phone inquires regarding home loans. This position is also responsible for the maintenance of mortgage loans, and in the event of delinquency, the collection of loan payments. This position will also help sell bank products and generate new business opportunities for the bank. This person will be responsible to make business development calls, concentrating on the real estate market, with the goal of generating additional volume for the bank. Loan Portfolio Management: 35% Responsible for the generation of real estate loans for the bank within guidelines set by bank policy and growth targets. Responsible to close the loan with the customer. At that time, the loan will be given to a loan processor for documentation. The originator will be responsible for all documentation and ensure that the bank's position is secured. Responsible to control the past due loans on the real estate portfolio. Maintain current mortgages and collect delinquent payments. This position is required to register with the Nationwide Mortgage Licensing System & Registry. This position will need to comply with initial registration and ongoing registry requirements. New Business Development: 35% Responsible for generating new mortgage loan volume for the bank. This will include soliciting new business relationships and deepening relationships with existing customers. Responsible for referring customers to the Retail and Investment Departments of the bank for deposit and investment relationships. This can include DDA accounts, as well as other liability products the bank offers. Cross-sell customers to other banking services. This may include deposit products, investment products, or any other product the customer may be a candidate for. Must help attract prospects to the bank. Again, this will be accomplished through participation in the bank's sales calling effort. This person will make calls on specific prospects. Specifically, this position will work with real estate people within the community to generate loans for the bank. Typically, this includes brokers, builders and real estate agents that can provide loans to the bank. Customer Service: 25% This position will handle phone inquiries regarding mortgage rates and requirements for getting a loan with the bank. During the process of originating the loan, this person will work with customers through the mortgage process and handle issues as they arise. Knowledgeable, competent & comply with all service standards. O ther: 5% Active involvement in key community, banking and civic organizations and activities, as appropriate, to represent the bank in the community. As part of the overall team of bank employees, this position may be requested to assist in the support of other bank activities. Attention to Detail: Regard for all important details to assure accuracy in every transaction performed; detect errors; follow through on corrections and details. Able to develop personal tracking/reminder systems to assure that important activities are not missed. Customer Orientation: Recognize and respond sensitively to the overall financial needs and priorities of the customer; recognize and take appropriate action to meet their needs; establish an effective working relationship with customers to gain their respect and loyalty. Financial Analysis: Must clearly understand all aspects of accounting and finance in a community bank environment. This includes understanding reconcilement, general ledger, budgeting, and pricing along with the ability to understand numbers and use those skills as they pertain to loans and the loan underwriting process. Negotiation and Sales Skills: Must understand the concepts of negotiating and sales as it pertains to selling financial service products in a community bank. Must be able to cross sell customers and make referrals to other areas of the bank. Must be able to develop a "win-win" approach to problem solving with customers. Oral/Written Communication: The ability to express and to communicate thoughts and ideas in a professional, clear and concise manner, both orally and in written form to a variety of audiences and to all levels of staff. Professionalism: Projects a positive image of the bank to all internal and external customers at all times along with the ability to work well with others. Helps to build and promote teamwork. Time and Work Management: Ability to effectively manage one's time to complete work according to established deadlines. The ability to prioritize tasks to make the best use of time for high priority tasks. Education and Special Requirements: Four-year degree in business administration or related experience along with three to five years of prior sales experience preferred. This job requires skills needed in a typical office environment. This includes communications skills, computer skills such as, but not limited to Word and Excel as well as utilization of typical office equipment. Ability to remain in a stationary position (e.g., standing or sitting) for extended periods. Visual acuity to read documents, computer screens, and currency. Manual dexterity for typing and handling paperwork. Occasional travel to client sites or branch locations (if applicable). PIcd692375d8fd-4946
Cityscape Mortgage Corp.
Scarsdale, New York
Mortgage Broker located in Westchester County, N.Y, looking for a Loan Processor. Are you an experienced, detail-oriented mortgage loan processor who can successfully aid loan officers in navigating the loan process? Our mortgage brokerage is interested in hiring a highly productive mortgage loan processor for our seasoned loan officers. The successful applicant will be responsible for managing the loan process, from origination to close, while paying close attention to the compliance of current lending policies and regulations. If you are a detail-oriented processor with a track record of accurate and timely mortgage approvals, we invite you to apply today! Compensation: $65,000 - $75,000 yearly Responsibilities: Act as a liaison between applicants, mortgage brokers, loan officers, real estate agents, and mortgage lending underwriters to help further loan approval. Work with the borrower to gather financial information and verify the accuracy of the loan officer's application. Assemble and submit loan packages to the lender underwriters for approval. Adhere to all lending and regulatory guidelines and policies while preparing the loan file for submission to underwriting. Qualifications: Experience in mortgage lending and knowledge of loan types, such as Conventional , FHA ,VA and Non QM loans required. Must possess exceptional attention to detail, as well as strong analytical and time management skills. At least 5 years of loan processing experience required. Excellent written and verbal communication skills are a requirement. About Company We are currently licensed in NY, NJ, CT, and Florida. We utilize industry-leading technology along with a great workflow to provide clients with a process that is simpler, faster, and easier. In addition, we value individuals who are interested in being part of a company culture that strives to be the best! We provide value to our team by focusing our energies on bringing in high-quality leads, closing with a >90% conversion rate, and providing the latest AI-driven technology to help you stay on top of clients and leads. Compensation details: 0 Yearly Salary PIb8af887e88ad-1242
Mortgage Broker located in Westchester County, N.Y, looking for a Loan Processor. Are you an experienced, detail-oriented mortgage loan processor who can successfully aid loan officers in navigating the loan process? Our mortgage brokerage is interested in hiring a highly productive mortgage loan processor for our seasoned loan officers. The successful applicant will be responsible for managing the loan process, from origination to close, while paying close attention to the compliance of current lending policies and regulations. If you are a detail-oriented processor with a track record of accurate and timely mortgage approvals, we invite you to apply today! Compensation: $65,000 - $75,000 yearly Responsibilities: Act as a liaison between applicants, mortgage brokers, loan officers, real estate agents, and mortgage lending underwriters to help further loan approval. Work with the borrower to gather financial information and verify the accuracy of the loan officer's application. Assemble and submit loan packages to the lender underwriters for approval. Adhere to all lending and regulatory guidelines and policies while preparing the loan file for submission to underwriting. Qualifications: Experience in mortgage lending and knowledge of loan types, such as Conventional , FHA ,VA and Non QM loans required. Must possess exceptional attention to detail, as well as strong analytical and time management skills. At least 5 years of loan processing experience required. Excellent written and verbal communication skills are a requirement. About Company We are currently licensed in NY, NJ, CT, and Florida. We utilize industry-leading technology along with a great workflow to provide clients with a process that is simpler, faster, and easier. In addition, we value individuals who are interested in being part of a company culture that strives to be the best! We provide value to our team by focusing our energies on bringing in high-quality leads, closing with a >90% conversion rate, and providing the latest AI-driven technology to help you stay on top of clients and leads. Compensation details: 0 Yearly Salary PIb8af887e88ad-1242
The Lending Group CO
Waynesburg, Pennsylvania
Join The Lending Group CO and Shape the Future of Homeownership! Are you a dedicated mortgage professional with a background in underwriting, qualifying, processing, or management, ready to make a difference for clients? We're seeking a Mortgage Operations Specialist to join our Southampton, PA team, where you'll leverage your expertise to deliver seamless mortgage experiences. This role focuses on operational excellence, collaboration with borrowers and referral partners, and exceptional communication-with minimal sales responsibilities. Ready to Apply? If you're a mortgage professional with a strong background in underwriting, qualifying, processing, or management, ready to seize these opportunities, we want to hear from you! Submit your resume and a brief cover letter highlighting your relevant experience. The Lending Group CO is an equal opportunity employer committed to diversity and inclusion. Compensation: $75,000 - $105,000 yearly Responsibilities: What You'll Do: Streamline Loan Processes: Take ownership of loan files by collecting documentation, running DU/LP/AUS, preparing closing cost worksheets, and ensuring files are ready for underwriting or closing, contributing to a 98%+ on-time closing rate. Connect with Clients and Partners: Serve as the primary point of contact during the "contact to contract" phase, providing clear, jargon-free updates to build lasting relationships with borrowers and referral partners. Ensure Accuracy and Compliance: Review loan packages for discrepancies, omissions, and accurate income calculations, collaborating with loan originators to deliver clean, compliant files that meet FHA, VA, CONV, or USDA guidelines. Enhance Team Efficiency: Use mortgage software (e.g., Encompass, Calyx) to manage documentation and track progress, identifying opportunities to streamline workflows and reduce processing times. Foster Client Success: Guide borrowers through the mortgage process with empathy and clarity, creating positive experiences that drive satisfaction and referrals without the pressure of sales quotas. Opportunities Awaiting You: Make a Meaningful Impact: Help borrowers achieve their homeownership visions by providing exceptional service and clear communication. Grow Your Career: Access ongoing training, professional development, and clear pathways to advance within a leading mortgage organization. Collaborate in a Supportive Environment: Work closely with loan officers, underwriters, and referral partners in a team-oriented culture that values your expertise and offers flexible hybrid/remote work options. Showcase Your Expertise: Leverage your underwriting, qualifying, processing, or management skills to deliver high-quality loan files and improve operational efficiency. Enjoy Work-Life Balance: Thrive in a role with no high-pressure sales targets, allowing you to focus on operational excellence and client service. Qualifications: What We're Looking For: Work History: 3+ years as a Mortgage Underwriter, Loan Processor, Loan Qualifier, or Mortgage Operations Manager; 5+ years preferred. Technical Expertise: Strong knowledge of mortgage loan products (FHA, VA, CONV, USDA), loan qualification, processing procedures, and documentation, with proficiency in mortgage software (e.g., Encompass, Calyx) and MS Office. Core Skills: Exceptional time management, interpersonal communication, and follow-up skills; ability to analyze credit reports, income, and asset documents for loan qualification. Licensing: Active NMLS # with the ability to include PA, NJ, DE, and FL preferred. Mindset: A collaborative, detail-oriented professional who excels in operational and analytical roles, prioritizing client service and process management over sales tasks. Track Record: Examples of managing high-volume loan portfolios, resolving complex qualification or documentation issues, or improving operational efficiency in past roles. Why Join The Lending Group CO? Supportive Culture: Join a collaborative team with flexible hybrid/remote work options and no sales pressure, allowing you to focus on what you do best. Comprehensive Benefits: Competitive salary ($50,000 - $80,000), health insurance, 401(k) with match, generous PTO, and more. Innovative Environment: Work with cutting-edge mortgage software and a team dedicated to simplifying the homebuying process. Community Impact: Build lasting relationships with borrowers and referral partners, creating positive experiences that drive business growth. About Company The Lending Group CO is a trusted mortgage provider in Southampton, PA, committed to delivering exceptional service to clients and referral partners. Our innovative technology, collaborative culture, and dedication to compliance make us a leader in the mortgage industry. Join us to shape the future of homeownership. Compensation details: 00 Yearly Salary PIcf0be31898f5-8168
Join The Lending Group CO and Shape the Future of Homeownership! Are you a dedicated mortgage professional with a background in underwriting, qualifying, processing, or management, ready to make a difference for clients? We're seeking a Mortgage Operations Specialist to join our Southampton, PA team, where you'll leverage your expertise to deliver seamless mortgage experiences. This role focuses on operational excellence, collaboration with borrowers and referral partners, and exceptional communication-with minimal sales responsibilities. Ready to Apply? If you're a mortgage professional with a strong background in underwriting, qualifying, processing, or management, ready to seize these opportunities, we want to hear from you! Submit your resume and a brief cover letter highlighting your relevant experience. The Lending Group CO is an equal opportunity employer committed to diversity and inclusion. Compensation: $75,000 - $105,000 yearly Responsibilities: What You'll Do: Streamline Loan Processes: Take ownership of loan files by collecting documentation, running DU/LP/AUS, preparing closing cost worksheets, and ensuring files are ready for underwriting or closing, contributing to a 98%+ on-time closing rate. Connect with Clients and Partners: Serve as the primary point of contact during the "contact to contract" phase, providing clear, jargon-free updates to build lasting relationships with borrowers and referral partners. Ensure Accuracy and Compliance: Review loan packages for discrepancies, omissions, and accurate income calculations, collaborating with loan originators to deliver clean, compliant files that meet FHA, VA, CONV, or USDA guidelines. Enhance Team Efficiency: Use mortgage software (e.g., Encompass, Calyx) to manage documentation and track progress, identifying opportunities to streamline workflows and reduce processing times. Foster Client Success: Guide borrowers through the mortgage process with empathy and clarity, creating positive experiences that drive satisfaction and referrals without the pressure of sales quotas. Opportunities Awaiting You: Make a Meaningful Impact: Help borrowers achieve their homeownership visions by providing exceptional service and clear communication. Grow Your Career: Access ongoing training, professional development, and clear pathways to advance within a leading mortgage organization. Collaborate in a Supportive Environment: Work closely with loan officers, underwriters, and referral partners in a team-oriented culture that values your expertise and offers flexible hybrid/remote work options. Showcase Your Expertise: Leverage your underwriting, qualifying, processing, or management skills to deliver high-quality loan files and improve operational efficiency. Enjoy Work-Life Balance: Thrive in a role with no high-pressure sales targets, allowing you to focus on operational excellence and client service. Qualifications: What We're Looking For: Work History: 3+ years as a Mortgage Underwriter, Loan Processor, Loan Qualifier, or Mortgage Operations Manager; 5+ years preferred. Technical Expertise: Strong knowledge of mortgage loan products (FHA, VA, CONV, USDA), loan qualification, processing procedures, and documentation, with proficiency in mortgage software (e.g., Encompass, Calyx) and MS Office. Core Skills: Exceptional time management, interpersonal communication, and follow-up skills; ability to analyze credit reports, income, and asset documents for loan qualification. Licensing: Active NMLS # with the ability to include PA, NJ, DE, and FL preferred. Mindset: A collaborative, detail-oriented professional who excels in operational and analytical roles, prioritizing client service and process management over sales tasks. Track Record: Examples of managing high-volume loan portfolios, resolving complex qualification or documentation issues, or improving operational efficiency in past roles. Why Join The Lending Group CO? Supportive Culture: Join a collaborative team with flexible hybrid/remote work options and no sales pressure, allowing you to focus on what you do best. Comprehensive Benefits: Competitive salary ($50,000 - $80,000), health insurance, 401(k) with match, generous PTO, and more. Innovative Environment: Work with cutting-edge mortgage software and a team dedicated to simplifying the homebuying process. Community Impact: Build lasting relationships with borrowers and referral partners, creating positive experiences that drive business growth. About Company The Lending Group CO is a trusted mortgage provider in Southampton, PA, committed to delivering exceptional service to clients and referral partners. Our innovative technology, collaborative culture, and dedication to compliance make us a leader in the mortgage industry. Join us to shape the future of homeownership. Compensation details: 00 Yearly Salary PIcf0be31898f5-8168