142 jobs found

Senior Commercial Counsel Location: Dallas, Texas (hybrid) Role Overview Integrity is seeking a Senior Commercial Counsel to join our fast-growing team. Reporting to the Corporate Counsel, this role is instrumental in supporting our strategic objectives by delivering practical legal solutions and collaborating with business stakeholders and outside counsel. Key Responsibilities Draft, negotiate, and review complex commercial agreements (supplier/vendor, SaaS, real estate, IP licensing and sublicensing, intercompany, marketing, carrier, agent, and more). Manage and update contract checklists, templates and playbooks, incorporating industry best practices. Advise on contractual, legal and corporate matters to support company objectives and strategic goals. Support the implementation and customization of new CLM systems. Entity management, including overseeing the integration process for newly acquired entities and assisting with wind-down of inactive entities. Manage annual corporate insurance renewal process. Provide organizational policy reviews. Assist with M&A overflow and corporate governance matters as needed. Provide pre-litigation legal support regarding commercial contract disputes. Develop scalable legal support processes, leveraging AI and workflow improvements. Collaborate with internal stakeholders, legal team members, and outside counsel. Provide legal guidance and support to 200+ subsidiary entities. Enhance contract support efficiency and consistency, ensuring compliance with best practices. Perform additional duties as assigned. Qualifications JD from an accredited law school; excellent academic credentials. Active license and good standing with the State Bar of Texas or another state bar. Minimum 7 years of transactional legal experience in a law firm and/or in-house setting. Extensive experience in drafting, reviewing, and negotiating commercial agreements. Familiarity with contract lifecycle management, related software, and AI-assisted review. Knowledge of contract law, confidentiality, data security, privacy, intellectual property, and preferably insurance industry/HIPAA regulations. Exceptional professionalism, business judgment, and attention to detail. Ability to manage multiple priorities in a fast-paced environment. Excellent written and verbal communication skills. Motivated self-starter with a strong work ethic and collaborative mindset. Why Integrity? Join a dynamic legal team at one of the fastest-growing companies in the U.S., where your expertise will help shape our future. About Integrity Integrity is one of the nation's leading independent distributors of life, health and wealth insurance products. With a strong insurtech focus, we embrace a broad and innovative approach to serving agents and clients alike. Integrity is driven by a singular purpose: to help people protect their life, health and wealth so they can prepare for the good days ahead. Integrity offers you the opportunity to start a career in a family-like environment that is rewarding and cutting edge. Why? Because we put our people first! At Integrity, you can start a new career path at company you'll love, and we'll love you back. We're proud of the work we do and the culture we've built, where we celebrate your hard work and support you daily. Joining us means being part of a hyper-growth company with tons of professional opportunities for you to accelerate your career. Integrity offers our people a competitive compensation package, including benefits that make work more fun and give you and your family peace of mind. Headquartered in Dallas, Texas, Integrity is committed to meeting Americans wherever they are - in person, over the phone or online. Integrity's employees support hundreds of thousands of independent agents who serve the needs of millions of clients nationwide. For more information, visit . Integrity, LLC is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, national origin, disability, veteran status, or any other characteristic protected by federal, state, or local law. In addition, Integrity, LLC will provide reasonable accommodations for qualified individuals with disabilities. PandoLogic. Category:Legal,

Instructor - Real Estate (CE), Adjunct Pool Houston, Texas, Workforce Bldg Adjunct 23002YS Requisition # Feb 13, 2025 Post Date SUMMARY Provide the expertise and knowledge that support the college curriculum and programs. Establish courses following accepted higher education standards, teach students using a variety of effective methodologies and provide engagement and support activities that encourage student learning. The role of the Instructional Faculty encompasses teaching and learning, academic advising, professional development and institutional and community service. The incumbent will teach a maximum load of (See Faculty Workload Guidelines) contact hours each semester in area(s) of competency and participate as a part-time instructor in the activities of the department, division and college. ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned. 1. Teaching: a. Demonstrate skill and/or knowledge in teaching discipline; b. Make continuous efforts to improve the quality of instruction by reviewing and utilizing innovative methodologies, techniques, and delivery methods; c. Develop and use a syllabus for each course or laboratory within college, discipline, and departmental guidelines and submit one copy to the department chair; d. Plan, develop, and use a variety of innovative teaching methods and materials that assist students in meeting course objectives/learning outcomes and which are appropriate for students with differing educational and experiential backgrounds and learning styles; e. Evaluate students to measure their progress toward achievement of stated course objectives/learning outcomes and inform them of their progress in the course in a timely manner; f. Keep accurate student records and submit related reports and forms within requested timelines; g. Review, evaluate, and recommend student textbooks and learning materials; h. Teach courses at a variety of times and locations in response to institutional and program/discipline needs including, but not limited to, dual credit sections at partner school districts; i. Teach in the modalities of face-to-face, hybrid, online (synchronous or asynchronous), or any combination of modalities; j. Use equipment and facilities responsibly and courteously. Where appropriate, assist the chair with the routine maintenance of instructional laboratories and k. Demonstrate competence and interest in the use of technology in the classroom and willingness to explore new instructional methodologies. l. Should submit all grades, attendance rosters, or any other required items at the stipulated time. 2. Academic Advising: a. Maintain professional relationships with students, colleagues, and the community; b. Provide access to students through posted office hours, electronic communication, and other appropriate methods. Provide advice and assistance to students regarding instructional or program-specific issues; c. Make presentations on a particular academic field or program - its subject matter, objectives, opportunities for further study (transfer opportunities), and opportunities for work (co-ops, part-time, work-study) and careers, special clubs and activities available, support services, scholarships, etc.; d. Work with Chair/Director to take on appropriate academic advising activities as needed by the College and Department. (For examples, please refer to the HCC Faculty Workload Guidelines). 3. Professional Development: a. Establish annual objectives for professional growth in consultation with the department chair; b. Keep pace with developments in the discipline; c. Learn and apply innovative technologies that support student learning and d. Participate in the evaluation process for self, department, and college. 4. Institutional and Community Service: a. Participate in scheduled institutional service activities including opening week events, conference days, and commencement exercises, graduation b. Participate in discipline committee or program meetings and activities; c. Actively participate in department, college or system meetings and/ or committees; d. Be familiar with and adhere to all policies and procedures of HCCS; g. Participate in college-related activities such as student activities, selection of faculty, community education, recruitment of students, and/or special programs; h. Participate in business and/or student activities and/or community activities that foster goodwill and promote the mission of HCCS; i. Participate in activities required to maintain program and college accreditation standards; j. Participate in the HCCS planning process by assisting in the formulation of departmental objectives and goals and in establishing budget priorities; k. Review, evaluate, and revise program curricula and practices to assure compliance with professional standards, state-mandated guidelines and requirements of business/ industry, and higher education and l. Assist in the articulation of courses and programs with secondary and post-secondary institutions. QUALIFICATIONS To perform this job successfully, an individual must be able to perform the essential duties and responsibilities listed above. The qualifications listed below are representative of the education, experience, knowledge, skills, and/or abilities required. EDUCATION High School Diploma or GED required. Associate's degree in Real Estate or Bachelor's degree in Business or a related area preferred. Must possess a real estate salesperson's or broker's license (Copy of license must accompany application.) EXPERIENCE 36 months experience in real estate as a broker or seven (7) years experience as a salesperson. KNOWLEDGE, SKILLS AND ABILITIES Possess the ability to work in a diverse work environment Willing and able to teach day or evening classes at a number of sites around the city Knowledge and skill in a variety of computer usage and software are required Excellent interpersonal skills and the ability to communicate effectively with a diverse professional, community, and student population Possess good organizational and planning skills Demonstrate sensitivity to students with diverse academic, socio-economic, cultural and ethnic backgrounds and students with disabilities. Demonstrated ability to inspire and motivate students in a learning-centered environment Self-disciplined and able to effectively manage others The Organization Houston Community College (HCC) is an open-admission, public institution of higher education offering a high-quality, affordable education for academic advancement, workforce training, career development and lifelong learning to prepare individuals in our diverse communities for life and work in a global and technological society. We're proud to say that 98 percent of our graduates step into a job in their field of study immediately upon graduation. One of the largest community colleges in the nation, HCC has served the Greater Houston area for over four decades. Accredited by the Southern Association of Colleges and Schools, and the Schools Commission on Colleges, we offer 300+ associate degree and certificate programs to 75,000+ students across 13 Centers of Excellence and online each semester. We are proud to be No.1 among all community colleges in the nation in providing associate degrees to minorities and No.1 in educating international students, with 10.4 percent of our student population from outside the USA. Our vision is to become the Employer of Choice in support of our mission for Student Success by attracting, retaining and motivating the best employees. The Team Some of the brightest minds in academics and business are choosing HCC as their teaching home. When you join our talented faculty team, you'll play a special role as teacher, mentor and academic advisor. We'll support you in your professional development as you contribute your knowledge and expertise to HCC, our students and the community. The Opportunity You: Innovator. Pacesetter. Agent of change. If you're a tech savvy, process improvement-focused Student Champion with a talent for developing partnerships with communities and individuals, we're looking for you. Highlights: We are currently seeking an exceptional individual who will advance the institution's proud tradition of excellence in academics, student life and community service. Next steps: If you always have the student experience in the forefront of your planning and execution, if you're a collaborator, an innovator and a person who gets things done, apply today! Location Houston is a city with limitless possibilities: Fourth-largest city in the U.S. and home to 54 Fortune 500 companies, second only to New York City's 55. Approximately 145 languages are spoken here. Overall after-taxes living costs are 5.6 percent below the average for all 308 urban areas recently surveyed. Houston is a major-league sports town, and don't forget the annual Houston Livestock Show & Rodeo. The weather is great! Mild winters ensure that outdoor activities can be enjoyed year-round. World-renowned medical care. The Houston metro area has long been known for its first-rate healthcare system, with many Houston area hospitals consistently ranking among the nation's top institutions. With over 150 museums and cultural institutions in the Greater Houston area . click apply for full job details

Launch Your Career with a Strategy, Not Guesswork. You have your license, but do you have a business? Most new agents fail because they lack a roadmap. At Ripley's Real Estate Group , we provide the systems, leads, and mentorship you need to skip the "struggle phase" and go straight to production. We are not a traditional team; we are a collective of Brand Partners. We offer the support of a team with the commission capability of a solo agent. Why Start Your Career with Ripley's? Unmatched Compensation: While most teams cap you at 50%, our tiered model allows you to earn up to a 70% split plus bonuses. The 30-60-90 Roadmap: No confusion. You will follow a specific, proven plan to secure your first escrow within your first 90 days. Real Mentorship: You aren't just a number. You get 1-on-1 guidance from top producers who actively teach you contract negotiation and lead conversion. We Handle the Busy Work: We cover listing marketing, signage, transaction coordination, and photography. You focus on selling. Stop waiting for success to find you. Apply Now to Launch Your Business. Job Details: Job Type: Full-time Pay: Competitive Commission-Based Structure ($50,000 - $150,000+ potential) - Non-Salaried Benefits: Flexible schedule, Professional development assistance Schedule: Self-determined schedule, Weekend availability Supplemental pay types: Bonus pay, Commission pay Location: Tucson & Surrounding Areas (Northwest Tucson, Oro Valley, Marana, Catalina Foothills) Equal Opportunity Employer Statement: Ripley's Real Estate Group is an equal opportunity employer and is committed to a diverse and inclusive workplace. We encourage individuals from all backgrounds to apply. What We Expect: Grit: You are resilient, disciplined, and ready to treat this as a full-time business. Coachability: You are eager to learn and execute proven systems (Tom Ferry / Keller Williams Ignite). Action: You are willing to pick up the phone, host open houses, and actively build your pipeline. Qualifications: Active (or soon-to-be) Arizona Real Estate License A strong desire to learn and grow within the real estate industry. Self-motivated and disciplined with excellent time management skills. Tech-savvy and willing to embrace new tools and systems. Compensation details: 00 Yearly Salary PIdb98-0852

EmpowerHome Team - Raleigh Triangle Area - LEADS PROVIDED Are you a motivated Real Estate Sales Agent looking for consistent opportunities and real estate leads provided? EmpowerHome Team - Hampton Roads is hiring driven agents to join our growing team in the Triangle Area . We provide warm, qualified buyer and seller leads , appointments set by an inside sales team, and a proven system that helps agents close more homes faster. If you're ready to stop chasing business and start working on real opportunities, this role is built for you. This is a fast-paced, high-income opportunity for licensed agents and newly licensed real estate professionals who want structure, coaching, and serious earning potential. Compensation & Benefits Commission-based role with high upside Expected earnings: $100,000 - $150,000+ Warm real estate leads provided daily Inside Sales Agents are setting appointments for you World-class training, mentorship, and coaching Proven systems, scripts, and operational support Compensation: $100,000+ at plan commission Responsibilities: Work buyer and seller leads provided by our marketing and inside sales team Meet with motivated clients for listing and buyer consultations Convert appointments set for you - no cold prospecting required Follow up with prospects using CRM, scripts, and automated systems Host open houses and convert live leads Guide clients through contracts, negotiations, and closings Deliver exceptional client experiences that generate repeat and referral business Participate in ongoing real estate training and coaching through EmpowerHome Academy Qualifications: Active North Carolina Real Estate License (or in progress) Full-time availability (commission-based role) Strong communication, follow-up, and relationship-building skills Coachable, self-motivated, and competitive mindset Comfortable with technology, CRMs, and digital communication Team-oriented with a positive, professional attitude About Company About EmpowerHome Team - Raleigh Ranked by RealTrends as a Top 10 Real Estate Team in the Nation Female-Led Real Estate Team in the U.S. Over 10,000 families served nationwide Culture focused on growth, integrity, service, and giving back Compensation details: 00 Yearly Salary PI940fb7c8fb96-9749

Civista Bank Description: Position Purpose: The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community's financial needs. Demonstrates Civista Bank's mission to improve the financial lives of our employees and shareholders to make a difference in the communities that we serve. We are looking for mortgage professionals currently working in the field. Key Accountabilities, Responsibilities, and Expectations: Travel to solicit first mortgage and home equity loans through referral partners such as realtor, builders, financial planner, insurance agents and attorneys, as well as through community activities and organizations. Meet with customers and prospective customers at various locations. Complete each loan application and all pre-processing functions to include but not limited to obtaining all necessary documentation from prospective clients as determined by bank policy and underwriting guidelines. Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. Screen loan requests based on bank policies and on types of loans offered by the institution. Propose and review various loan options with prospective clients. Research new legislation and regulations that may affect the Bank's residential lending policies. Ensures compliance with new rules by advising senior management and implementing appropriate changes. Answer incoming phone calls and schedule appointments. Communicate complex approvals or denials to the borrower, real estate agent or builder. Distributes market data, rate flyers and general loan information to the real estate community as directed by bank management. Promotes and participates in the bank's special credit programs and other CRA programs. Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers, and prospects. All other duties as assigned and any activities that support the key accountabilities. Requirements: Qualifications, Knowledge and Skills: Five + years Mortgage Lending experience in a financial institution or loan office setting. Bachelor's Degree in Business or Finance or three years equivalent work experience. Above average knowledge of banking industry practices, policies, regulations, and laws as it pertains to the mortgage lending area. Solid working knowledge of bank compliance requirements, as well as knowledge and adherence to Fair Lending laws and regulations. Solid computer literacy (Word, Excel) with accurate data entry skills; proficient knowledge of working with spreadsheet and creating formulas. Ability to become proficient in use of specific software required for position. A high level of initiative, thoroughness, accuracy and organizational skills required. Detail oriented with strong analytical skills. High level of confidentiality required. Solid oral and written communication skills. Ability to manage multiple priorities/projects with varied deadlines. Job Requirements: This position requires the Senior Mortgage Lender to be customarily and regularly engaged away from Civista Bank in order to obtain sales. Work involves eye strain due to the frequent use of computer screens, reading of reports, completing documents, and so forth. Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions. Work involves lifting and moving loan files of up to 15 lbs. Work involves some travel to attend meetings, trainings, real estate office visits, and so forth. EOE - Race/Sex/Disability/Veteran This Position Description is not a complete statement of all duties and responsibilities comprising this position.Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time. PIb36c36db30c3-1488

Civista Bank Description: Position Purpose: The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community's financial needs. Demonstrates Civista Bank's mission to improve the financial lives of our employees and shareholders to make a difference in the communities that we serve. We are looking for mortgage professionals currently working in the field. Key Accountabilities, Responsibilities, and Expectations: Travel to solicit first mortgage and home equity loans through referral partners such as realtor, builders, financial planner, insurance agents and attorneys, as well as through community activities and organizations. Meet with customers and prospective customers at various locations. Complete each loan application and all pre-processing functions to include but not limited to obtaining all necessary documentation from prospective clients as determined by bank policy and underwriting guidelines. Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. Screen loan requests based on bank policies and on types of loans offered by the institution. Propose and review various loan options with prospective clients. Research new legislation and regulations that may affect the Bank's residential lending policies. Ensures compliance with new rules by advising senior management and implementing appropriate changes. Answer incoming phone calls and schedule appointments. Communicate complex approvals or denials to the borrower, real estate agent or builder. Distributes market data, rate flyers and general loan information to the real estate community as directed by bank management. Promotes and participates in the bank's special credit programs and other CRA programs. Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers, and prospects. All other duties as assigned and any activities that support the key accountabilities. Requirements: Qualifications, Knowledge and Skills: Five + years Mortgage Lending experience in a financial institution or loan office setting. Bachelor's Degree in Business or Finance or three years equivalent work experience. Above average knowledge of banking industry practices, policies, regulations, and laws as it pertains to the mortgage lending area. Solid working knowledge of bank compliance requirements, as well as knowledge and adherence to Fair Lending laws and regulations. Solid computer literacy (Word, Excel) with accurate data entry skills; proficient knowledge of working with spreadsheet and creating formulas. Ability to become proficient in use of specific software required for position. A high level of initiative, thoroughness, accuracy and organizational skills required. Detail oriented with strong analytical skills. High level of confidentiality required. Solid oral and written communication skills. Ability to manage multiple priorities/projects with varied deadlines. Job Requirements: This position requires the Senior Mortgage Lender to be customarily and regularly engaged away from Civista Bank in order to obtain sales. Work involves eye strain due to the frequent use of computer screens, reading of reports, completing documents, and so forth. Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions. Work involves lifting and moving loan files of up to 15 lbs. Work involves some travel to attend meetings, trainings, real estate office visits, and so forth. EOE - Race/Sex/Disability/Veteran This Position Description is not a complete statement of all duties and responsibilities comprising this position.Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time. PIb555333ccaa5-1489

Ready to take your real estate business to the next level - and keep 100% of the split? At CapMark Realty , we combine the financial freedom of a 100% commission model with the infrastructure of a traditional brokerage. Don't sacrifice support for a better split-have both. Why Experienced Agents Choose CapMark: We are a production-focused brokerage built for professionals who have outgrown their current split. We provide the stability, administrative power, and multi-state reach you need to handle more volume. Keep Your Revenue: Switch to our 100% commission plan or explore our wealth-building Revenue Share model. Enterprise-Grade Tech: Run your business with a premium CRM, agent website, and transaction management system-included at no cost. Expand Your Reach: Leverage our 12-office network across NY, NJ, CT, MA, and PA to service clients seamlessly. Take control of your bottom line. Apply Now to schedule a confidential conversation about your future. Job Details: Job Type: Full-time. Pay: $80,000 - $250,000 (Commission-Based). Schedule: Self-determined schedule, Monday to Friday, Weekend availability. Work Location: Metro New York City area, including New City, NY; Albany, NY; Hoboken, NJ; and Greenwich/Stamford, CT. About CapMark Realty CapMark Realty is a dynamic, multi-state real estate brokerage with 12 offices across New York, New Jersey, Connecticut, Massachusetts, and Pennsylvania. Spun off from a successful property management company, we are focused on building a highly productive, stable, and efficient platform for career-minded real estate professionals. CapMark Realty is an equal opportunity employer and values diversity. We welcome individuals from all backgrounds who are ready to take the next step in their career journey. Who We Are Looking For: Active real estate license required. Familiarity with CRM systems and online marketing tools (or willingness to learn). Strong communication, customer-service, and negotiation skills. Proven sales skills and ability to manage transactions from offer to close. Your Role: Migrate and manage your existing portfolio using our streamlined onboarding. Utilize our referral network to capture business across the Metro NYC area. Mentor junior agents (optional) to build monthly recurring revenue. Compensation details: 00 Yearly Salary PIb828a060d9e1-8836

Are you looking for a rewarding career where your contributions truly matter? At Uniland, we offer a culture focused on people, growth, and community. We foster an environment that empowers team members at all levels, supports professional development, encourages volunteerism, and values collaborative innovation - so you can make a meaningful impact while building your future with us. Who we are: Uniland is a leading family-owned and operated real estate development firm headquartered in Amherst, NY. For more than five decades, we've built a reputation for excellence in commercial real estate, offering a full range of services including development, construction, leasing, property management, and more. Our commitment to quality, innovation, and long-term relationships sets us apart in the industry. At Uniland, we value integrity, teamwork, and continuous improvement-and we're proud to offer a workplace where associates can grow their careers while making a lasting impact on the communities we serve. Uniland is a caring employer, offering comprehensive, high-quality benefits to help our associates maintain a healthy, well-balanced lifestyle. Our associates enjoy: Multiple medical plan options including a high deductible, low-cost HSA health plan with a generous employer contribution Company-sponsored (paid) Life Insurance and Long-Term Disability Comprehensive optional benefits such as Dental, Vision, Supplemental Life and Short-Term Disability, Legal/ID Protection, and Accident and Critical Illness Insurance Paid time off options, 8 paid company holidays, Voluntary Time Off (VTO), bereavement leave, jury duty leave, parental leave, voting leave, and other forms of paid leave as required by applicable law or regulation Retirement planning through the Company's 401(k) with employer match JOB SUMMARY The Risk Management and Insurance Coordinator provides legal and administrative support focused on insurance and risk management matters across Uniland's property portfolio of owned and managed properties. Primary responsibilities of this position include managing Uniland's insurance policies and claims processes, assisting with claim and incident resolution and litigation matters, and collaborating with internal departments to mitigate risk and ensure compliance. Additionally, this position collaborates closely with all members of the sales team to provide direct administrative assistance to the Sales department. Responsibilities include managing daily administrative functions, coordinating communications, maintaining accurate records, and supporting sales processes to enhance overall department efficiency. ESSENTIAL FUNCTIONS Legal Prepares, reviews, and files documents related to insurance policies pertaining to Uniland's business activities. Facilitates administration of insurance claims, including builder's risk, liability, and property insurance and other enterprise insurance policies; coordinates with brokers, carriers and internal teams to track and resolve claims. Manages compliance with certificate of insurance requirements and other risk management documentation across commercial properties and development projects. Maintains organized records for all insurance matters, including policies, claims, invoices, and correspondence, ensuring accuracy and accessibility for reporting and audits. Develops and prepare detailed reports, correspondence, and summaries related to insurance costs to support financial reporting and management decision-making. Liaises with insurance carriers, brokers, and internal teams to ensure smooth communication and timely issue resolution. Monitors insurance-related legal, regulatory, and industry developments; identify potential risks and opportunities. Evaluates and improves processes and systems related to insurance policy administration, claims tracking, and compliance documentation. Tracks and maintains insurance policy renewal dates and coordinates renewal processes with brokers and carriers to ensure continuous coverage. Reviews and verifies certificates of insurance requests from tenants, contractors, and vendors for accuracy and compliance with Uniland's requirements. Prepares and maintains insurance policy summaries, coverage matrices, and premium allocation schedules for management review. Assists with incident and accident reporting, including documenting events, gathering evidence, and coordinating with risk management and insurance adjusters. Coordinates property inspections and loss control assessments with insurance carriers and documents recommendations for risk mitigation. Maintains insurance claim logs and tracking systems, monitoring claim status, settlement negotiations, and payment processing. Prepares correspondence and documentation for insurance underwriting submissions, policy endorsements, and coverage modifications. Assists with preparation of annual insurance program reviews, including coverage analysis, cost comparisons, and recommendations for optimization. Coordinates with finance department on insurance premium payments, claim reimbursements, and accrual reconciliations. Reviews and analyzes insurance requirements in contracts, leases, and agreements to ensure appropriate coverage and compliance. Maintains vendor and contractor insurance compliance files, tracking expiration dates and following up on renewals. Sales Administrative Provides administrative support to the Sales department to ensure seamless daily operations. Manages and updates sales lead activity, including lead intake, tracking, and reporting within sales management systems. Prepares, edits, and distributes sales reports, meeting agendas, lease proposals, abstracts, lease documents, and commission agreements. Assists with the preparation of marketing and sales materials for property listings and promotional efforts. Maintains organized filing systems for sales and leasing documentation, both electronic and physical records. Coordinates lease packages and submission processes, including obtaining approvals via DocuSign. Serves as the primary point of contact for internal and external correspondence, ensuring timely communication with brokers, tenants, and team members. Schedules and coordinates departmental meetings, conference calls, and virtual meetings. Manages and updates real estate broker and agent database while coordinating mailings and correspondence projects. Assists in processing sales tax exemption letters, employment verification reports, and lease approval tracking. OTHER DUTIES Provides general office administrative support, including serving as a backup receptionist and assisting other departments as needed. Attends applicable subject matter conferences, workshops, and networking events to stay updated on legal matters and industry trends related to this job function. Actively participates and contributes in any/all initiatives when requested and/or required. Conduct basic research and data compilation to support sales initiatives and decision-making. Conduct periodic audits of sales databases and records to ensure accuracy and completeness. EDUCATION & EXPERIENCE Bachelor's degree in Real Estate, Business Administration, or Finance required. A minimum of 3 years of administrative experience, preferably supporting commercial real estate development, property management, or insurance administration. Exhibits familiarity with commercial real property documents, and insurance/risk management. Proven experience in communication and interpersonal skills, with the ability to interact effectively with internal and external stakeholders, attorneys, municipal authorities, and executives. KNOWLEDGE, SKILLS & ABILITIES Knowledge of commercial real estate terminology, leasing processes, and sales operations. Basic understanding of financial tracking, lease agreements, and reporting functions in a sales environment. Utilizes document management, electronic filing systems, and legal case tracking systems efficiently, particularly for commercial real estate contracts. Applies strong organizational skills to manage complex commercial property files, development projects, and multiple deadlines. Pays close attention to detail to ensure accuracy in legal documentation, filings, insurance compliance, and regulatory reporting. Exercises discretion and maintains confidentiality when handling sensitive legal, financial, and proprietary information. Coordinates effectively across development, legal, tax, and property management teams to facilitate smooth communication and issue resolution. Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint) and CRM systems such as HubSpot or Deal Manager. Strong administrative and organizational skills with the ability to manage multiple tasks and deadlines. Excellent written and verbal communication skills for drafting correspondence, reports, and interacting with clients and team members. Strong attention to detail and accuracy in maintaining records, preparing documents, and updating sales data. Strong interpersonal skills to build and maintain positive relationships with internal teams, brokers, tenants, and clients. Problem-solving skills with the ability to anticipate needs and provide proactive administrative support. . click apply for full job details

Real Estate Agent - Leads Provided Apply Before the New Year! The Penrose Team - eXp Realty Top 1% Nationwide Start 2026 strong! The Penrose Team is hiring licensed real estate agents who want more leads, more support, and more closings. We are a listing-focused team (70% of our business is listings), and we're opening limited onboarding spots before January 1 . What We Provide 20-40+ warm inbound leads/month Hands-on training + 30-60-90 success plan Daily coaching & mentorship from top producers Full transaction coordination Proven scripts, systems & CRM Listing-focused training and opportunities What You'll Do Work warm buyer & seller leads Conduct consultations & showings Write & negotiate contracts Make daily cold calls to generate new business & listings Follow team systems & attend trainings Compensation $110,000+ at plan commission (Commission-based) Who We're Looking For Licensed AZ real estate agents Coachable, driven, positive mindset Comfortable with daily cold calling New or experienced agents wanting to scale in a listing-heavy environment Apply Before January 1 to Get Priority Onboarding! Be fully trained and pipeline-ready for the New Year. Apply Today! Compensation: $85,000 - $250,000 Responsibilities: Prospect for new leads to promote new business Hold buyer and seller consultations to find out their needs and wants in a home, then find a home to meet those needs Create written purchase offers for buyer clients to create a quick and easy closing process Follow-up with leads to increase sales Qualifications: 2 years of direct sales experience (preferred) Valid AZ real estate license (required) Valid driver's license (required) About Company Great supportive team culture & development with Jason Penrose and your team manager. Let us teach you success skills! We are one of the top real estate teams in the valley and have a proven system to show you how to close 15 to 24 deals in your first year on the team. It's not easy, but if you have the drive, we've got the leads, training, and support to get you there. Compensation details: 00 Yearly Salary PI12cf9ecf02e9-1197

Mortgage Broker located in Westchester County, N.Y, looking for a Loan Processor. Are you an experienced, detail-oriented mortgage loan processor who can successfully aid loan officers in navigating the loan process? Our mortgage brokerage is interested in hiring a highly productive mortgage loan processor for our seasoned loan officers. The successful applicant will be responsible for managing the loan process, from origination to close, while paying close attention to the compliance of current lending policies and regulations. If you are a detail-oriented processor with a track record of accurate and timely mortgage approvals, we invite you to apply today! Compensation: $65,000 - $75,000 yearly Responsibilities: Act as a liaison between applicants, mortgage brokers, loan officers, real estate agents, and mortgage lending underwriters to help further loan approval. Work with the borrower to gather financial information and verify the accuracy of the loan officer's application. Assemble and submit loan packages to the lender underwriters for approval. Adhere to all lending and regulatory guidelines and policies while preparing the loan file for submission to underwriting. Qualifications: Experience in mortgage lending and knowledge of loan types, such as Conventional , FHA ,VA and Non QM loans required. Must possess exceptional attention to detail, as well as strong analytical and time management skills. At least 5 years of loan processing experience required. Excellent written and verbal communication skills are a requirement. About Company We are currently licensed in NY, NJ, CT, and Florida. We utilize industry-leading technology along with a great workflow to provide clients with a process that is simpler, faster, and easier. In addition, we value individuals who are interested in being part of a company culture that strives to be the best! We provide value to our team by focusing our energies on bringing in high-quality leads, closing with a >90% conversion rate, and providing the latest AI-driven technology to help you stay on top of clients and leads. Compensation details: 0 Yearly Salary PIb8af887e88ad-1242

Working hard but not seeing enough new opportunities? Affiliate with BrickHarbor Realty and receive the consistent, high-quality leads you need to fuel your business immediately. Why join our team? Consistent Lead Flow: Flooded with leads via the Real Geeks platform, provided at no cost to keep your sales pipeline full. Personalized Mentorship: Direct, one-on-one coaching and training from a 20-year industry veteran. Be the best! Choose Your Split: Flexible commission models, including a 100% commission option with no desk or hidden fees. BrickHarbor Realty is focused on high-quality service and massive growth, guided by core values like Trust, Communication, and Professionalism . We provide the infrastructure for you to win. Seize this opportunity to work smarter, not harder. Click the 'Apply Now' button! Job Details: Job Type: Full-time. Pay: Competitive Commission-Based Structure ($48,000 - $250,000 + potential) - Non-Salaried. Benefits: Flexible schedule, Advanced Technology & Tools Provided (Real Geeks, SkySlope, Markful, MyAgentIcon), Mentorship Program. Schedule: Self-determined schedule, Monday to Friday, Weekend availability (as needed for clients). Supplemental pay types: Bonus pay, Commission pay. Location: Doral and Miami-Dade County. Equal Opportunity Employer Statement BrickHarbor Realty is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all agents. Regulatory Notice: A real estate license is not required to apply for this position but is required to be hired and transact real estate business in Florida. We can guide unlicensed individuals through the process of obtaining their license. What We're Looking For A self-driven go-getter eager to jumpstart or dramatically accelerate their career. Agents committed to a Learning Base mentality and continuous self-improvement. A vibrant personality dedicated to delivering a "Win Win Win or no deal" outcome. Key Responsibilities Execute follow-up strategies to nurture leads from contact to contract. Diligent utilization of the provided Real Geeks CRM for sales efficiency. Actively participate in specialized training and coaching sessions to improve conversion rates. Compensation details: 00 Yearly Salary PI33e104b3fa62-0158

Civista Bank Description: Position Purpose: The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community's financial needs. Demonstrates Civista Bank's mission to improve the financial lives of our employees and shareholders to make a difference in the communities that we serve. Key Accountabilities, Responsibilities, and Expectations: Travel to solicit first mortgage and home equity loans through referral partners such as realtor, builders, financial planner, insurance agents and attorneys, as well as through community activities and organizations. Meet with customers and prospective customers at various locations. Complete each loan application and all pre-processing functions to include but not limited to obtaining all necessary documentation from prospective clients as determined by bank policy and underwriting guidelines. Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. Screen loan requests based on bank policies and on types of loans offered by the institution. Propose and review various loan options with prospective clients. Research new legislation and regulations that may affect the Bank's residential lending policies. Ensures compliance with new rules by advising senior management and implementing appropriate changes. Answer incoming phone calls and schedule appointments. Communicate complex approvals or denials to the borrower, real estate agent or builder. Distributes market data, rate flyers and general loan information to the real estate community as directed by bank management. Promotes and participates in the bank's special credit programs and other CRA programs. Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers, and prospects. All other duties as assigned and any activities that support the key accountabilities. Requirements: Qualifications, Knowledge and Skills: Five + years Mortgage Lending experience in a financial institution or loan office setting. Bachelor's Degree in Business or Finance or three years equivalent work experience. Above average knowledge of banking industry practices, policies, regulations, and laws as it pertains to the mortgage lending area. Solid working knowledge of bank compliance requirements, as well as knowledge and adherence to Fair Lending laws and regulations. Solid computer literacy (Word, Excel) with accurate data entry skills; proficient knowledge of working with spreadsheet and creating formulas. Ability to become proficient in use of specific software required for position. A high level of initiative, thoroughness, accuracy and organizational skills required. Detail oriented with strong analytical skills. High level of confidentiality required. Solid oral and written communication skills. Ability to manage multiple priorities/projects with varied deadlines. Job Requirements: This position requires the Senior Mortgage Lender to be customarily and regularly engaged away from Civista Bank in order to obtain sales. Work involves eye strain due to the frequent use of computer screens, reading of reports, completing documents, and so forth. Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions. Work involves lifting and moving loan files of up to 15 lbs. Work involves some travel to attend meetings, trainings, real estate office visits, and so forth. EOE - Race/Sex/Disability/Veteran This Position Description is not a complete statement of all duties and responsibilities comprising this position.Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time. PIcdc5866bcee3-6551

Civista Bank Description: Position Purpose: The Senior Mortgage Lender originates first mortgage loans, promotes the Bank and its lending services to the real estate community referral partners, and helps to identify and serve the community's financial needs. Demonstrates Civista Bank's mission to improve the financial lives of our employees and shareholders to make a difference in the communities that we serve. Key Accountabilities, Responsibilities, and Expectations: Travel to solicit first mortgage and home equity loans through referral partners such as realtor, builders, financial planner, insurance agents and attorneys, as well as through community activities and organizations. Meet with customers and prospective customers at various locations. Complete each loan application and all pre-processing functions to include but not limited to obtaining all necessary documentation from prospective clients as determined by bank policy and underwriting guidelines. Inform prospective clients of the bank's underwriting guidelines and applicable government regulations. Screen loan requests based on bank policies and on types of loans offered by the institution. Propose and review various loan options with prospective clients. Research new legislation and regulations that may affect the Bank's residential lending policies. Ensures compliance with new rules by advising senior management and implementing appropriate changes. Answer incoming phone calls and schedule appointments. Communicate complex approvals or denials to the borrower, real estate agent or builder. Distributes market data, rate flyers and general loan information to the real estate community as directed by bank management. Promotes and participates in the bank's special credit programs and other CRA programs. Actively participates in local business and community activities and maintains close contact with local builders, real estate brokers and agents, customers, and prospects. All other duties as assigned and any activities that support the key accountabilities. Requirements: Qualifications, Knowledge and Skills: Five + years Mortgage Lending experience in a financial institution or loan office setting. Bachelor's Degree in Business or Finance or three years equivalent work experience. Above average knowledge of banking industry practices, policies, regulations, and laws as it pertains to the mortgage lending area. Solid working knowledge of bank compliance requirements, as well as knowledge and adherence to Fair Lending laws and regulations. Solid computer literacy (Word, Excel) with accurate data entry skills; proficient knowledge of working with spreadsheet and creating formulas. Ability to become proficient in use of specific software required for position. A high level of initiative, thoroughness, accuracy and organizational skills required. Detail oriented with strong analytical skills. High level of confidentiality required. Solid oral and written communication skills. Ability to manage multiple priorities/projects with varied deadlines. Job Requirements: This position requires the Senior Mortgage Lender to be customarily and regularly engaged away from Civista Bank in order to obtain sales. Work involves eye strain due to the frequent use of computer screens, reading of reports, completing documents, and so forth. Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions. Work involves lifting and moving loan files of up to 15 lbs. Work involves some travel to attend meetings, trainings, real estate office visits, and so forth. EEO - Race/Sex/Disability/Veteran This Position Description is not a complete statement of all duties and responsibilities comprising this position.Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this position at any time. PIbd6e7c410eec-4564

Licensed Insurance Customer Service Location: FOLSOM, CA, 95630 Salary: $48000.0 - $72000.0/year Experience: 1 Year(s) Our office is expanding, and we are looking to hire the right individual to join our outstanding team. We are currently seeking to fulfill a full-time position. Our Insurance Representative will be responsible for providing exceptional customer service to our current clients and new prospects, processing policy change requests, maintain knowledge of our products, and answer any questions our clients may have. Preferred candidate will have an active Property and Casualty insurance license. Insurance industry experience and knowledge is not required but would be a greater benefit relating to customers in the beginning for this position. Responsibilities: Meet new business production goals and objectives as established. Solicits for new business via telephone, networking, and other lead sources. Develop insurance quotes, makes sales presentations, and closes sales. Develop ongoing networking relationships with Real Estate Agents, Mortgage Lenders, Title Companies, Auto Dealers, etc. Treat each customer contact as a cross and up-sell opportunity including financial products. Prospects for new business by following sales leads generated from referrals, networking, marketing, cold-calling, and lead databases. Educate clients on the insurance policies that best suit their needs Requirements: Strong work ethic and leadership skills. Driven and goal-oriented individual. Ability to tactfully handle stressful and difficult situations. Interested in a sales career, sales experience preferred No insurance experience required but must be willing to learn Benefits: Base Salary with Commissions Bonus Opportunities Weekends Off Holidays Off Hands On Training Professional Work Environment PIae6a666f9e10-6465

Are you a self-starter with the desire to make a better income? Do you love helping others and thrive on making their home vision a reality? If you answered yes to these questions, then we've got a career opportunity for you! Our team is growing, and we need Sales Agents to help us handle our abundant amount of leads! We not only provide lots of leads but also proven training and mentor support to ensure your success. Our marketing tools and administrative support will allow you to do what you do best SELL. Our team atmosphere is fun and engaging, and we treat our team like family. If this sounds like a great fit for you, please apply! Compensation: $75,000+ at plan Responsibilities: Have local knowledge of the community to answer questions about potential homes and the surrounding neighborhood Oversee the entire process from listing to closing to ensure a quick and seamless transaction experience "Always be consulting" by providing your clients with your very best service and your very best advice to nurture client relationships and generate repeat and referral customers Consistently reach out and follow-up with leads to grow sales opportunities Consult with buyer and seller clients to hone in their home wants and needs and close the deal Qualifications: Ability to communicate effectively (oral and written) Past sales experience is preferred Technology driven Self motivated and able to perform tasks independently Top-notch time management skills and highly organized Real estate license (pursuing one, or curious-ask us about our scholarship program)! About Company RANKED in Minnesota for Large Teams By Transactions Sides by Real Trends - The Wall Street Journal in SOLD Homes in 2023. Buy and Remodel Over 40 Homes a Year. RECOMMENDED by Real Estate mogul Barbara Corcoran from the Emmy-award-winning show Shark Tank. SOLD 896 Properties for $266 Million in 2021 HAVE more than 2,700 - 5-star reviews online as seen on Zillow, Google, Trulia, and Facebook. Apply Now to Learn More. Compensation details: 0 Yearly Salary PIeacc0-2112

We are seeking a dedicated and professional team member to support our leadership in a key client-facing role. This position involves direct interaction with buyers, sellers, and vendors, and plays an essential part in delivering an exceptional client experience. Core responsibilities fall into the following areas: Showing Support - Provide coverage for home showings, guide buyers through properties, prepare and present offers, and negotiate terms when needed. Listing Coordination - Manage listings from the moment the contract is signed through closing. This includes coordinating marketing, overseeing open houses, scheduling appointments, requesting and tracking feedback, managing negotiations, and ensuring a smooth contract-to-close process. Buyer Contract Coordination - Oversee accepted buyer contracts from offer acceptance to closing. Responsibilities include meeting appraisers, coordinating and attending inspections, obtaining bids for repairs, communicating with lenders, and maintaining consistent client communication. Database and Lead Managemen t- Nurture our past clients and sphere of influence to encourage referrals and repeat business. Call leads, build rapport, and set quality appointments for the team. Compensation: $45,000 - $60,000 yearly Responsibilities: The ideal team member delivers exceptional client service through strong communication, professional phone etiquette, and organized follow-through. They should be an attentive listener with excellent time management, verbal communication skills, and a polished presentation style. The right candidate is self-motivated, competitive, collaborative, and demonstrates sound problem-solving abilities and high integrity. Job Duties Show properties to qualified buyers, often transporting them in your own vehicle to multiple locations. Arrive early for all appointments and ensure houses are open, lights on, and ready before clients arrive. Follow up on all prospects and hand off strong opportunities to brokers with clear notes, action items, and timelines. Maintain accurate and complete notes within the team's online dashboards, including logging conversations and sending emails through the system. Identify decision-makers within lead sources to initiate the sales process. Collaborate with Principal Brokers on strategic approaches to sales and client communication. Track mileage and submit required reports. Handle objections professionally and effectively. Maintain and expand databases by adding new contacts and updating existing client information. Attend relevant sales training sessions. Participate in all team meetings and weekly office trainings. Additional Responsibilities Include Preparing CMAs, setting appointments, writing offers, door knocking, circle calling, hosting open houses, attending inspections, meeting appraisers, installing and removing lockboxes, and coordinating bids with contractors. Qualifications: A valid Real Estate License is required for this job Real estate experience preferred but not required 2+ years experience as a personal assistant, office manager, or related position Accustomed to navigating computer software such as Microsoft Office and MLS High school diploma or G.E.D. required Strong interpersonal skills and time management skills About Company We are a boutique real estate team brokerage. We strive for an environment where our agents want to come into the office. We are all in production. Our team is actively involved in production, and we primarily serve clients through referrals. We are in the top 1% of Realtors nationwide. Join us! Compensation details: 0 Yearly Salary PIa452ae5f582b-3263

Our Inside Salespeople (ISAs) earn double the industry average (over $100,000). We are the highest performing Real Estate company in the nation as a result of our Inside Salespeople. Our average agent outsells our closest competitor by 4X! The secret to our success is our ISAs. Inside Sales is the foundation or backbone of our business. The reason? Our ISAs provide our agents with qualified appointments, NOT meaningless leads. So they can do what they do best - sell! This is where you come in. We have a time-tested, plug-and-play system a state-of-the-art marketing and lead generation system that bypasses useless, frustrating cold calls. No one we know enjoys that! Our system is the key to our Inside Salespeople's success and retention. Position includes a comprehensive benefits package. Compensation: $100,000 Responsibilities: No cold prospecting. Call back property inquiries and requests Set appointments for our outside sales team No marketing or advertising necessary All buyer and seller leads supplied Accountability and daily reporting Qualifications: A great attitude. Some customer service sales calling experience Good phone etiquette. Organized and highly motivated Self-disciplined. Able to follow directions About Company Backed by our "Go Serve Big" mission statement, Your Home Sold Guaranteed Realty strives to be the best place to work, buy, and sell real estate guaranteed. Our "Go Serve Big" mission is a give-back, pay-it-forward approach for our agents and their clients. When you put others first, you will never be second is one of the core values at the company. We look forward to your application since the right people are the defining difference in the success of any company! Compensation details: 00 Yearly Salary PI04d6e5-

Your Mission Make the machine run beautifully. You'll take the CEO's vision and turn it into executable plans, systems, and accountability that make every department hum. You'll be the glue between strategy and execution, ensuring that our agents and staff have clear expectations, measurable goals, and the support to hit them. You'll build dashboards, run leadership meetings, and hold the team accountable - all while protecting the CEO's time so he can focus on recruiting, coaching, and vision. Partner with the CEO on strategic growth projects (expansion, development, etc) Compensation: Base of $70,000- $90,000, based upon experience + Bonuses (Expected $125,000- $200,000). Compensation: $70,000 - $90,000 Based upon experience + Bonuses Responsibilities: Lead and manage day-to-day operations across sales, marketing, admin, and training. Build and document systems that create consistency and scalability. Run weekly leadership meetings - turning big ideas into actionable plans. Hold team members accountable to KPIs, deadlines, and commitments. Identify inefficiencies and create solutions before they become problems. Protect the CEO's calendar and ensure proper delegation of tasks. Oversee onboarding, recruiting processes, and culture initiatives. Improve company profitability. Qualifications: What We're Looking For: Experience: 3+ years in operations, business management, and leadership (real estate experience preferred but not required). Leadership: You've led teams before and know how to balance empathy with accountability. Systems Thinker: You love building order out of chaos and simplifying complexity. Communicator: Clear, calm, and confident - especially under pressure. Tech-Comfortable: You know how to use (and teach others to use) CRM, dashboards, and project management tools. Relentlessly Dependable: You do what you say you'll do. Every time. About Company What You'll Love About Working Here: A thriving, well-respected team with deep community roots. A CEO who values growth, innovation, and autonomy. Big goals, bigger opportunities - we're scaling, not slowing. Competitive pay + performance bonuses. A chance to build something truly scalable and legacy-worthy Research us at AND on all Socials, Read our Reviews - NO better way to find out about us than listening to our agents and clients. How to Apply If you're ready to step into a role where your leadership creates freedom, clarity, and results - we'd love to hear from you. Apply with: Your resume Answer ALL questions We are seeking ONLY: Victor NOT Victim mindset! Philippians 4:13 Compensation details: 0 Yearly Salary PI4da26a5e5-

Insurance Sales Representative Location: Englewood, CO, 80113 Salary: $50000.0 - $90000.0/year Experience: 1 Year(s) State Farm Agency, located in Englewood, CO has an immediate opening for a full-time Sales Representative. Insurance experience is not required as we will train the right person. If you are a motivated self-starter who thrives in a fast-paced environment, then this is your opportunity for a rewarding career with excellent income and growth potential! Please submit your resume and we will follow up with the next steps. Responsibilities include, but not limited to: Develop insurance quotes, makes sales presentations, and close sales. Establish client relationships and follow up with clients, as needed. Develop ongoing networking relationships with Small Business owners - such as Real Estate Agents, Mortgage Lenders, Auto Dealers, etc. Provide prompt, accurate, and friendly client support. Maintain a strong work ethic with a total commitment to success each and every day. Develop new opportunities with both existing and new clients. Benefits: Base Salary plus a very competitive commission program. Great bonus potential if you are a top performer Paid time off - for personal time and holidays. Outstanding preparation if you aspire to be a State Farm agent in the future. Requirements: Property & Casualty license (must be able to obtain). Life & Health license (must be able to obtain). Enthusiasm and belief about the role insurance and financial products play in people's lives. Proven track record of trustworthiness, dependability and ethical behavior. Excellent communication skills: written, verbal and listening. Must be awesome at opening doors and getting appointments from a cold start. PI7920f6b6c5-