Seaport Global Holdings LLC
Philadelphia, Pennsylvania
Job Description Job Description Penn Capital, a majority owned subsidiary of Seaport Global and a SEC registered investment adviser and manager, seeks a Research Analyst to play a key role within the portfolio team. The Research Analyst follows industry level developments and performs security level analysis to provide buy and sell recommendations regarding securities in all Penn Capital portfolios - credit and equity products. The Research Analyst collaborates with each product's Portfolio Manager implementing the investment process. Responsibilities Provide buy recommendations for each product utilizing credit and equity market analysis. The research process utilizes a combination of quantitative analysis (such as financial statement analysis and cash flow modeling) and qualitative analysis (such as interviewing industry management teams and understanding industry dynamics). Utilize credit market analysis such as cash flow modeling, liquidity analysis and covenant review to provide a Penn Risk Recommendation (PRR) independent of credit rating agency opinion. Perform equity market analysis that utilizes credit market analysis as well as the identification of fundamental catalysts, Capital Structure Catalysts and cash flow modeling. Demonstrate strong analytical skills, sound investment judgement, strong interpersonal skills, and a high level of energy and motivation. Qualifications: Bachelor's Degree in Finance, Marketing, Business, or a related field. Masters of Business Administration with a focus on Investment Management or Investment Banking preferred. Chartered Financial Analyst (CFA) designation preferred. Minimum 5 years of professional investment experience, preferably in public credit and/or equity markets. Minimum 5 years of experience working within a "buyside" investment advisor preferred. Demonstrated ability to effectively pitch credit and/or equity ideas to portfolio managers. Excellent communication skills including verbal, written and presentation; ability to interact and build relationships with consultants and clients Ability to work as a collaborative team player, treating colleagues with the highest level of respect and professionalism. Excellent Bloomberg and Microsoft Office (Excel, Microsoft Word, PowerPoint) skills. Flexibility for business travel. f you meet the above criteria, please apply via our Careers page. No recruiters, please. About the Company Penn Capital is an SEC registered investment adviser and manager for separate accounts, private funds, and registered investment companies. Founded in 1987, Penn Capital is focused on serving the institutional investor. Penn Capital's investment strategies cover multiple investment styles that flow from our coverage of publicly traded companies in the micro-to mid- capitalization range, as well as companies that issue debt rated split-BBB and below. We conduct Complete Capital Structure Analysis to identify the best value within the capital structures of these companies. For more information visit . Equal Opportunity Employer As an Equal Employment Opportunity Employer, Penn Capital does not discriminate on the basis of race, color, religion, national origin, sex, gender, gender identity, gender expression, age, sexual orientation, disability (physical or mental), medical condition, marital status, ancestry, protected veteran status, genetics and any other protected group status or non-job related characteristics as directed by law. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
08/13/2026
Full time
Job Description Job Description Penn Capital, a majority owned subsidiary of Seaport Global and a SEC registered investment adviser and manager, seeks a Research Analyst to play a key role within the portfolio team. The Research Analyst follows industry level developments and performs security level analysis to provide buy and sell recommendations regarding securities in all Penn Capital portfolios - credit and equity products. The Research Analyst collaborates with each product's Portfolio Manager implementing the investment process. Responsibilities Provide buy recommendations for each product utilizing credit and equity market analysis. The research process utilizes a combination of quantitative analysis (such as financial statement analysis and cash flow modeling) and qualitative analysis (such as interviewing industry management teams and understanding industry dynamics). Utilize credit market analysis such as cash flow modeling, liquidity analysis and covenant review to provide a Penn Risk Recommendation (PRR) independent of credit rating agency opinion. Perform equity market analysis that utilizes credit market analysis as well as the identification of fundamental catalysts, Capital Structure Catalysts and cash flow modeling. Demonstrate strong analytical skills, sound investment judgement, strong interpersonal skills, and a high level of energy and motivation. Qualifications: Bachelor's Degree in Finance, Marketing, Business, or a related field. Masters of Business Administration with a focus on Investment Management or Investment Banking preferred. Chartered Financial Analyst (CFA) designation preferred. Minimum 5 years of professional investment experience, preferably in public credit and/or equity markets. Minimum 5 years of experience working within a "buyside" investment advisor preferred. Demonstrated ability to effectively pitch credit and/or equity ideas to portfolio managers. Excellent communication skills including verbal, written and presentation; ability to interact and build relationships with consultants and clients Ability to work as a collaborative team player, treating colleagues with the highest level of respect and professionalism. Excellent Bloomberg and Microsoft Office (Excel, Microsoft Word, PowerPoint) skills. Flexibility for business travel. f you meet the above criteria, please apply via our Careers page. No recruiters, please. About the Company Penn Capital is an SEC registered investment adviser and manager for separate accounts, private funds, and registered investment companies. Founded in 1987, Penn Capital is focused on serving the institutional investor. Penn Capital's investment strategies cover multiple investment styles that flow from our coverage of publicly traded companies in the micro-to mid- capitalization range, as well as companies that issue debt rated split-BBB and below. We conduct Complete Capital Structure Analysis to identify the best value within the capital structures of these companies. For more information visit . Equal Opportunity Employer As an Equal Employment Opportunity Employer, Penn Capital does not discriminate on the basis of race, color, religion, national origin, sex, gender, gender identity, gender expression, age, sexual orientation, disability (physical or mental), medical condition, marital status, ancestry, protected veteran status, genetics and any other protected group status or non-job related characteristics as directed by law. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Cash Management Structuring Lead - Vice President serves as a trusted advisor to clients and internal stakeholders by designing, structuring, and coordinating complex cash management solutions that address client treasury, working capital, and operational objectives. The role acts as a bridge between Sales, Product, Implementation, Operations, Technology, and Client Service teams to ensure the successful delivery and adoption of treasury solutions. The incumbent is responsible for translating client business requirements into scalable cash management structures across payments, receivables, liquidity management, and digital channels. The role supports business development efforts, leads solution design activities, and coordinates cross-functional execution to deliver a seamless client experience while driving revenue growth and client satisfaction. Key Responsibilities: Acts as the primary structuring lead for complex cash management opportunities and client engagements. Partners with Sales and Coverage teams to identify client needs and develop tailored treasury management solutions. Leads discovery sessions with clients to understand treasury workflows, cash flow requirements, operating models, payment processes, receivables structures, liquidity objectives, and reporting needs. Designs end-to-end cash management solutions leveraging payments, receivables, liquidity management, account services, and digital channel capabilities. Develops solution proposals, client presentations, business cases, and supporting documentation for treasury management opportunities. Coordinates with Product, Implementation, Operations, Technology, Risk, Compliance, and Legal teams to validate and execute proposed solution structures. Serves as a subject matter expert during client presentations, RFP responses, solution workshops, and strategic treasury discussions. Supports implementation teams by ensuring structured solutions are accurately documented and transitioned for execution. Identifies opportunities to deepen client relationships through additional product utilization, optimization opportunities, and treasury advisory discussions. Monitors industry trends, competitor offerings, and emerging treasury practices to enhance solution capabilities and client value propositions. Partners with Product Management to communicate client requirements, market opportunities, and enhancement priorities. Assists in resolving complex client issues related to solution design, product capabilities, and treasury workflows. Develops and maintains structuring standards, solution design frameworks, and best practices. Provides guidance and mentorship to junior structuring and treasury solutions professionals. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Qualifications: 6+ years of cash management product development, business development or related experience. - Required. 6+ years of Financial Services industry experience. - Required. Strong expertise in cash management products including payments, receivables, liquidity management, account structures, and digital treasury solutions. Demonstrated experience designing and delivering complex treasury management solutions for commercial and corporate clients. Strong understanding of treasury operations, working capital management, payment processes, liquidity structures, and cash flow management. Experience supporting treasury sales, business development, client advisory, or solution consulting activities. Ability to translate client business requirements into scalable and commercially viable treasury solutions. Strong analytical, problem-solving, and solution design capabilities. Excellent communication and presentation skills with the ability to engage treasury professionals, finance leaders, and senior executives. Strong stakeholder management skills with the ability to coordinate multiple cross-functional teams. Knowledge of ACH, Wire, RTP, FedNow, SWIFT, ISO 20022, virtual accounts, liquidity structures, host-to-host connectivity, APIs, ERP integrations, and treasury technologies. Experience supporting RFPs, client pitches, treasury reviews, and strategic solution discussions is preferred. Ability to influence decision-making and drive alignment across business and operational teams. Certifications: CTP or similar treasury certification is a plus. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $185,000.00 USD Maximum: $185,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
08/13/2026
Full time
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Cash Management Structuring Lead - Vice President serves as a trusted advisor to clients and internal stakeholders by designing, structuring, and coordinating complex cash management solutions that address client treasury, working capital, and operational objectives. The role acts as a bridge between Sales, Product, Implementation, Operations, Technology, and Client Service teams to ensure the successful delivery and adoption of treasury solutions. The incumbent is responsible for translating client business requirements into scalable cash management structures across payments, receivables, liquidity management, and digital channels. The role supports business development efforts, leads solution design activities, and coordinates cross-functional execution to deliver a seamless client experience while driving revenue growth and client satisfaction. Key Responsibilities: Acts as the primary structuring lead for complex cash management opportunities and client engagements. Partners with Sales and Coverage teams to identify client needs and develop tailored treasury management solutions. Leads discovery sessions with clients to understand treasury workflows, cash flow requirements, operating models, payment processes, receivables structures, liquidity objectives, and reporting needs. Designs end-to-end cash management solutions leveraging payments, receivables, liquidity management, account services, and digital channel capabilities. Develops solution proposals, client presentations, business cases, and supporting documentation for treasury management opportunities. Coordinates with Product, Implementation, Operations, Technology, Risk, Compliance, and Legal teams to validate and execute proposed solution structures. Serves as a subject matter expert during client presentations, RFP responses, solution workshops, and strategic treasury discussions. Supports implementation teams by ensuring structured solutions are accurately documented and transitioned for execution. Identifies opportunities to deepen client relationships through additional product utilization, optimization opportunities, and treasury advisory discussions. Monitors industry trends, competitor offerings, and emerging treasury practices to enhance solution capabilities and client value propositions. Partners with Product Management to communicate client requirements, market opportunities, and enhancement priorities. Assists in resolving complex client issues related to solution design, product capabilities, and treasury workflows. Develops and maintains structuring standards, solution design frameworks, and best practices. Provides guidance and mentorship to junior structuring and treasury solutions professionals. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Qualifications: 6+ years of cash management product development, business development or related experience. - Required. 6+ years of Financial Services industry experience. - Required. Strong expertise in cash management products including payments, receivables, liquidity management, account structures, and digital treasury solutions. Demonstrated experience designing and delivering complex treasury management solutions for commercial and corporate clients. Strong understanding of treasury operations, working capital management, payment processes, liquidity structures, and cash flow management. Experience supporting treasury sales, business development, client advisory, or solution consulting activities. Ability to translate client business requirements into scalable and commercially viable treasury solutions. Strong analytical, problem-solving, and solution design capabilities. Excellent communication and presentation skills with the ability to engage treasury professionals, finance leaders, and senior executives. Strong stakeholder management skills with the ability to coordinate multiple cross-functional teams. Knowledge of ACH, Wire, RTP, FedNow, SWIFT, ISO 20022, virtual accounts, liquidity structures, host-to-host connectivity, APIs, ERP integrations, and treasury technologies. Experience supporting RFPs, client pitches, treasury reviews, and strategic solution discussions is preferred. Ability to influence decision-making and drive alignment across business and operational teams. Certifications: CTP or similar treasury certification is a plus. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $185,000.00 USD Maximum: $185,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: We are looking for an experienced PolyPath Market Risk Specialist with strong technical and business knowledge to support pricing, valuation, and market risk activities within a large banking or capital markets environment. The ideal candidate will have deep expertise in PolyPath, strong hands-on programming skills in Python and Java, and solid knowledge of fixed income products, particularly structured products such as Mortgage-Backed Securities, Collateralized Mortgage Obligations, and other securitized fixed income instruments. This role requires someone who can work closely with front office, risk, finance, model, and technology teams to support risk models, valuation tools, pricing workflows, and market risk systems. Support and enhance PolyPath platform capabilities used for pricing, valuation, trading, and market risk workflows. Partner with business, risk, model, and technology teams to translate complex market risk and fixed income requirements into scalable technical solutions. Support market risk processes including sensitivities, stress testing, scenario analysis, VaR, pricing, and valuation workflows. Work with fixed income and structured products, including: Mortgage-Backed Securities Collateralized Mortgage Obligations Asset-backed or securitized products Other structured fixed income instruments Develop, enhance, and troubleshoot applications, scripts, and integration components using Python and Java. Support pricing pipelines, risk data flows, market data integration, and valuation processes within the PolyPath ecosystem. Analyze system issues, performance bottlenecks, data discrepancies, and production incidents related to PolyPath and downstream risk systems. Collaborate with front office, risk, finance, infrastructure, and application development teams to ensure accurate and timely delivery of risk analytics. Support migration, modernization, and integration initiatives involving legacy trading or risk systems and PolyPath architecture. Improve platform stability through automation, monitoring, alerting, and issue resolution processes. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Master's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Preferred Required Qualifications: Expert-level knowledge of PolyPath. Strong experience in market risk, preferably within banking or capital markets. Strong programming skills in Python and Java. Solid understanding of fixed income products, pricing, valuation, and risk analytics. Experience supporting risk models, valuation tools, pricing engines, or market risk platforms. Ability to troubleshoot complex system, data, and pricing issues across multiple technology platforms. Strong analytical skills with the ability to explain technical and market risk concepts clearly to both business and technology teams. Experience working in a large banking, financial services, or regulated financial institution environment. 5+ years of experience in banking, capital markets, financial technology, or market risk technology preferred. Preferred Qualifications: Experience working directly with front office, market risk, finance, model validation, or quantitative teams. Strong knowledge of structured fixed income products, especially: MBS CMO ABS Securitized products Understanding of: Pricing Valuation Sensitivities Stress testing VaR Scenario analysis Yield curves Risk factors Market data Experience with system integration using APIs, messaging frameworks, batch processes, or data pipelines. Experience supporting real-time or high-volume capital markets platforms. Strong production support, issue management, and root-cause analysis experience. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $145,000.00 USD Maximum: $180,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
08/13/2026
Full time
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: We are looking for an experienced PolyPath Market Risk Specialist with strong technical and business knowledge to support pricing, valuation, and market risk activities within a large banking or capital markets environment. The ideal candidate will have deep expertise in PolyPath, strong hands-on programming skills in Python and Java, and solid knowledge of fixed income products, particularly structured products such as Mortgage-Backed Securities, Collateralized Mortgage Obligations, and other securitized fixed income instruments. This role requires someone who can work closely with front office, risk, finance, model, and technology teams to support risk models, valuation tools, pricing workflows, and market risk systems. Support and enhance PolyPath platform capabilities used for pricing, valuation, trading, and market risk workflows. Partner with business, risk, model, and technology teams to translate complex market risk and fixed income requirements into scalable technical solutions. Support market risk processes including sensitivities, stress testing, scenario analysis, VaR, pricing, and valuation workflows. Work with fixed income and structured products, including: Mortgage-Backed Securities Collateralized Mortgage Obligations Asset-backed or securitized products Other structured fixed income instruments Develop, enhance, and troubleshoot applications, scripts, and integration components using Python and Java. Support pricing pipelines, risk data flows, market data integration, and valuation processes within the PolyPath ecosystem. Analyze system issues, performance bottlenecks, data discrepancies, and production incidents related to PolyPath and downstream risk systems. Collaborate with front office, risk, finance, infrastructure, and application development teams to ensure accurate and timely delivery of risk analytics. Support migration, modernization, and integration initiatives involving legacy trading or risk systems and PolyPath architecture. Improve platform stability through automation, monitoring, alerting, and issue resolution processes. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Master's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Preferred Required Qualifications: Expert-level knowledge of PolyPath. Strong experience in market risk, preferably within banking or capital markets. Strong programming skills in Python and Java. Solid understanding of fixed income products, pricing, valuation, and risk analytics. Experience supporting risk models, valuation tools, pricing engines, or market risk platforms. Ability to troubleshoot complex system, data, and pricing issues across multiple technology platforms. Strong analytical skills with the ability to explain technical and market risk concepts clearly to both business and technology teams. Experience working in a large banking, financial services, or regulated financial institution environment. 5+ years of experience in banking, capital markets, financial technology, or market risk technology preferred. Preferred Qualifications: Experience working directly with front office, market risk, finance, model validation, or quantitative teams. Strong knowledge of structured fixed income products, especially: MBS CMO ABS Securitized products Understanding of: Pricing Valuation Sensitivities Stress testing VaR Scenario analysis Yield curves Risk factors Market data Experience with system integration using APIs, messaging frameworks, batch processes, or data pipelines. Experience supporting real-time or high-volume capital markets platforms. Strong production support, issue management, and root-cause analysis experience. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $145,000.00 USD Maximum: $180,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: CIB Market Risk is responsible for defining and establishing a Market Risk management framework for the corporate and investment bank. It ensures identification, measurement and monitoring of market risk to control risk taking, support senior management and ensure compliance with regulatory requirements. The responsibilities of the Head of Market Risk for US Credit Trading, Executive Director (reporting to the US Head of Market Risk and CRO of Santander Capital) include: Market Risk Management for trading of: All credit products traded in the US which include IG corporates, HY corporates, Leveraged Loans and Emerging Markets bonds (cash and derivatives). Hybrid credit products such as convertibles and XVA. Market Risk Management for underwriting of corporate bonds and convertibles in the US. Management of new product onboarding and applicable policies & procedures. Management of infrastructure projects supporting the credit business. Management of relationships with US and European regulators (e.g., management of regulatory audits of the above businesses). Management of (regulatory) projects (e.g., FRTB US, GMS) applicable to the credit trading businesses. Implementation of AI tools. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree (Business/Finance or Engineering/Computer Science) - Required. Graduate degree in a quantitative field preferred. Qualifications: 12+ Years Risk Management/Controls - Required. In-depth understanding of (hybrid) credit products (cash and derivatives) as well as common hedging instruments used for those products (e.g., rates, equity) Ability to advise trading desks on risk taking/mitigation and (regulatory) capital usage. Strong cross-functional expertise (e.g., Finance, Model Risk Management, Technology). Solid knowledge of regulatory standards, market risk methodologies (e.g., VaR/SVAR, ES, CCAR, stress testing) and analytics used by Cat III firms (e.g., GMS). Solid quantitative skills (e.g., statistics, probability theory, derivatives valuation). Superior verbal and written communication skills including the ability to tailor a message to the relevant audience (e.g., trading desk, senior management, regulators, quantitative developers). Ability to independently operate in a complex, matrixed environment; adept at delivering and maintaining productive working relationships across businesses, functions, geographies and lines of defense. Basic knowledge of AI tools (e.g., ChatGPT, Microsoft Copilot). Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $240,000.00 USD Maximum: $300,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
08/13/2026
Full time
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: CIB Market Risk is responsible for defining and establishing a Market Risk management framework for the corporate and investment bank. It ensures identification, measurement and monitoring of market risk to control risk taking, support senior management and ensure compliance with regulatory requirements. The responsibilities of the Head of Market Risk for US Credit Trading, Executive Director (reporting to the US Head of Market Risk and CRO of Santander Capital) include: Market Risk Management for trading of: All credit products traded in the US which include IG corporates, HY corporates, Leveraged Loans and Emerging Markets bonds (cash and derivatives). Hybrid credit products such as convertibles and XVA. Market Risk Management for underwriting of corporate bonds and convertibles in the US. Management of new product onboarding and applicable policies & procedures. Management of infrastructure projects supporting the credit business. Management of relationships with US and European regulators (e.g., management of regulatory audits of the above businesses). Management of (regulatory) projects (e.g., FRTB US, GMS) applicable to the credit trading businesses. Implementation of AI tools. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree (Business/Finance or Engineering/Computer Science) - Required. Graduate degree in a quantitative field preferred. Qualifications: 12+ Years Risk Management/Controls - Required. In-depth understanding of (hybrid) credit products (cash and derivatives) as well as common hedging instruments used for those products (e.g., rates, equity) Ability to advise trading desks on risk taking/mitigation and (regulatory) capital usage. Strong cross-functional expertise (e.g., Finance, Model Risk Management, Technology). Solid knowledge of regulatory standards, market risk methodologies (e.g., VaR/SVAR, ES, CCAR, stress testing) and analytics used by Cat III firms (e.g., GMS). Solid quantitative skills (e.g., statistics, probability theory, derivatives valuation). Superior verbal and written communication skills including the ability to tailor a message to the relevant audience (e.g., trading desk, senior management, regulators, quantitative developers). Ability to independently operate in a complex, matrixed environment; adept at delivering and maintaining productive working relationships across businesses, functions, geographies and lines of defense. Basic knowledge of AI tools (e.g., ChatGPT, Microsoft Copilot). Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $240,000.00 USD Maximum: $300,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
Community Choice Financial Family of Brands
Saint Louis, Missouri
Job Description Your Opportunity: Assistant Store Manager TitleMax St. Louis, MO As an Assistant Store Manager (ASM), you'll support our customers through real financial needs while gaining hands-on experience running a store. You'll develop your leadership skills in real-time by driving account management, customer outreach, and risk management. It's performance-driven, people-first, and packed with growth potential. If you're ready to build your confidence, learn the business, and move up quickly with a Company that invests in your future, you just found your next step. What We Offer: Compensation The hourly wage for the position is $19.25 per hour. The hourly rate is just one of many elements that make up our Total Compensation package. Benefits & Perks Paid on-the-job training and a comprehensive new hire program. Access to a robust learning management system, full of e-learning modules to help boost your professional and personal development. Cross brand training that enables you to move into opportunities at any one of our eleven brands across the country. Enrollment in a key holder program designed to establish and enhance leadership potential for promotion. Performance-based career advancement. Educational reimbursement program. Multiple coverage choices for medical insurance, all include telemedicine and medical spending account options (HSA/FSA). Traditional 401(k) and Roth 401(k) Retirement plan with a generous Company match program. Company-Sponsored Life and AD&D Insurance. Basic and Enhanced Voluntary benefits so you may choose the right coverage at the right price for you and your family. Plans include dental, vision, short-term and long-term disability plans, supplemental life and AD&D insurance, accident, critical illness, hospital indemnity, ID theft protection, legal services program, and pet insurance. Free access to mental health resources, life coaching, and more for you and your family members through our Employee Assistance Program. Free access to exclusive discounts from nationwide and local retailers through our Discount Marketplace. Paid time off that grows with you, starting with 12 days in your first year. Based on current benefit offering, which is subject to change with or without notice. Certain benefits are subject to the terms and conditions of the governing plan documents which should be consulted for additional details and eligibility requirements. What We're Looking For - Qualifications and Skills: A high school diploma or equivalent. Minimum one year's experience in customer service, sales, or retail. At least 3 months of supervisory, key holder, or relevant leadership experience Excellent verbal and written communication skills. Proficiency in using phones, POS system, Microsoft Office, and other computer systems. Must be at least 18 years of age (19 in Alabama). Valid driver's license, auto insurance, and personal vehicle to use throughout the workday (mileage compensated). Background check required. All background checks are conducted, and their results are considered, in accordance with applicable law. The ability to meet the physical demands of this position, which frequently includes remaining in a stationary position, including standing up to 90% of the time; moving and transporting up to 25 pounds; moving inside and outside of the store; and operating mechanical controls, such as a keyboard. Nice to Haves - Preferred Qualifications and Ski lls Management experience in retail, convenience store, grocery, finance, service, or related industries. Experience in check cashing, document verification, money order processing. Bilingual (English/Spanish) is a plus and may be required for certain locations. What You'll Do - Essential Duties and Responsibilities: Maximize customer success by offering financial services that fit their needs. Assess risk of financial transactions, evaluate, and accurately process loan/pawn applications, check cashing transactions and ancillary products. Complete daily call campaigns to market services, build new business, and nurture customer relationships to further brand recognition and loyalty. Oversee account management and recovery processes, including collection calls, while maintaining a focus on customer service to prevent loss and charge off accounts. Maintain customer information in the point of sale (POS) system with accuracy and integrity. Provide support, coaching, and development to Customer Service Representatives, when applicable, to ensure adherence to quality standards and safety procedures. Perform duties outside of the office, when applicable, including on site vehicle appraisals, store errands, and external marketing. Work to meet Company-set performance standards by leveraging business-to-business partnership opportunities, obtaining referrals, and participating in and hosting in-store and community events. Maintain office security protocols and conduct proper opening and closing procedures, including management of vault and cash drawer. Help ensure a work environment that upholds compliance with Company policies and procedures, as well as local, state, and federal laws and regulations. Help conduct store audits, create reports, and compile financial data to further ensure compliance. Monitor and maintain internal and external store appearance and cleanliness, addressing basic facility needs and scheduling maintenance services. Work efficiently in a rapidly changing and fast-paced environment and handle multiple challenging tasks with ease to meet individual and team performance standards. Conduct additional tasks as directed by leadership. Maintain a full-time work schedule with regular, in-person attendance, including weekends. A full-time work schedule for this position includes, at a minimum, 40 hours per week. Store hours, schedules, and/or the minimum number of hours required for this position may be subject to change by brand and at the sole discretion of the Company. Speak with your recruiter about the most up-to-date requirements. Workplace Awards & Recognition: We are honored to be recognized as a Military Friendly Employer and Military Friendly Spouse Employer for four consecutive years and have received designation as a Top Employer for Hispanic and Latinos by HLPA in 2023, 2024, and 2025. Additionally, we have been named one of America's Greatest Workplace in Financial Services 2025 by Newsweek. Our Purpose: The Community Choice Financial Family of Brands ("CCF" or the "Company"), is one of the largest consumer specialty finance organizations in the U.S. We provide our customers, Team Members, and communities the Power of Choice with over 10 brands represented in more than 1,500 brick-and-mortar stores serving 24 states and online product offerings in 20 states. Community Choice Financial Family of Brands is steadfast in our commitment to help people across the country get access to the short-term financial services they need when they need it the most. Think you'd thrive here? Learn more at -careers The information contained herein is not intended to be an all-inclusive list of the duties and responsibilities of the job, nor is it intended to be an all-inclusive list of the skills and abilities required to do the job. The Company may, at its discretion, revise the job description at any time, and additional functions and requirements may be assigned by supervisors as deemed appropriate. Requirements, skills, and abilities included have been determined to illustrate the minimal standards required to successfully perform the position. Important: The Community Choice Financial Family of Brands will never ask you for banking or other payment information at any point during the interview or hiring process, nor will we conduct an interview via text message. Any official email correspondence will come from the In-store positions are in person only. The Community Choice Financial Family of Brands is committed to providing an inclusive workplace free of discrimination based on race, color, religion, sex, age, national origin, military status, disability, pregnancy, sexual orientation, gender identity or expression, genetic information or any other characteristic protected by applicable law. Candidates of all backgrounds are encouraged to apply. CCFI Companies, LLC is an equal-opportunity employer.
08/13/2026
Full time
Job Description Your Opportunity: Assistant Store Manager TitleMax St. Louis, MO As an Assistant Store Manager (ASM), you'll support our customers through real financial needs while gaining hands-on experience running a store. You'll develop your leadership skills in real-time by driving account management, customer outreach, and risk management. It's performance-driven, people-first, and packed with growth potential. If you're ready to build your confidence, learn the business, and move up quickly with a Company that invests in your future, you just found your next step. What We Offer: Compensation The hourly wage for the position is $19.25 per hour. The hourly rate is just one of many elements that make up our Total Compensation package. Benefits & Perks Paid on-the-job training and a comprehensive new hire program. Access to a robust learning management system, full of e-learning modules to help boost your professional and personal development. Cross brand training that enables you to move into opportunities at any one of our eleven brands across the country. Enrollment in a key holder program designed to establish and enhance leadership potential for promotion. Performance-based career advancement. Educational reimbursement program. Multiple coverage choices for medical insurance, all include telemedicine and medical spending account options (HSA/FSA). Traditional 401(k) and Roth 401(k) Retirement plan with a generous Company match program. Company-Sponsored Life and AD&D Insurance. Basic and Enhanced Voluntary benefits so you may choose the right coverage at the right price for you and your family. Plans include dental, vision, short-term and long-term disability plans, supplemental life and AD&D insurance, accident, critical illness, hospital indemnity, ID theft protection, legal services program, and pet insurance. Free access to mental health resources, life coaching, and more for you and your family members through our Employee Assistance Program. Free access to exclusive discounts from nationwide and local retailers through our Discount Marketplace. Paid time off that grows with you, starting with 12 days in your first year. Based on current benefit offering, which is subject to change with or without notice. Certain benefits are subject to the terms and conditions of the governing plan documents which should be consulted for additional details and eligibility requirements. What We're Looking For - Qualifications and Skills: A high school diploma or equivalent. Minimum one year's experience in customer service, sales, or retail. At least 3 months of supervisory, key holder, or relevant leadership experience Excellent verbal and written communication skills. Proficiency in using phones, POS system, Microsoft Office, and other computer systems. Must be at least 18 years of age (19 in Alabama). Valid driver's license, auto insurance, and personal vehicle to use throughout the workday (mileage compensated). Background check required. All background checks are conducted, and their results are considered, in accordance with applicable law. The ability to meet the physical demands of this position, which frequently includes remaining in a stationary position, including standing up to 90% of the time; moving and transporting up to 25 pounds; moving inside and outside of the store; and operating mechanical controls, such as a keyboard. Nice to Haves - Preferred Qualifications and Ski lls Management experience in retail, convenience store, grocery, finance, service, or related industries. Experience in check cashing, document verification, money order processing. Bilingual (English/Spanish) is a plus and may be required for certain locations. What You'll Do - Essential Duties and Responsibilities: Maximize customer success by offering financial services that fit their needs. Assess risk of financial transactions, evaluate, and accurately process loan/pawn applications, check cashing transactions and ancillary products. Complete daily call campaigns to market services, build new business, and nurture customer relationships to further brand recognition and loyalty. Oversee account management and recovery processes, including collection calls, while maintaining a focus on customer service to prevent loss and charge off accounts. Maintain customer information in the point of sale (POS) system with accuracy and integrity. Provide support, coaching, and development to Customer Service Representatives, when applicable, to ensure adherence to quality standards and safety procedures. Perform duties outside of the office, when applicable, including on site vehicle appraisals, store errands, and external marketing. Work to meet Company-set performance standards by leveraging business-to-business partnership opportunities, obtaining referrals, and participating in and hosting in-store and community events. Maintain office security protocols and conduct proper opening and closing procedures, including management of vault and cash drawer. Help ensure a work environment that upholds compliance with Company policies and procedures, as well as local, state, and federal laws and regulations. Help conduct store audits, create reports, and compile financial data to further ensure compliance. Monitor and maintain internal and external store appearance and cleanliness, addressing basic facility needs and scheduling maintenance services. Work efficiently in a rapidly changing and fast-paced environment and handle multiple challenging tasks with ease to meet individual and team performance standards. Conduct additional tasks as directed by leadership. Maintain a full-time work schedule with regular, in-person attendance, including weekends. A full-time work schedule for this position includes, at a minimum, 40 hours per week. Store hours, schedules, and/or the minimum number of hours required for this position may be subject to change by brand and at the sole discretion of the Company. Speak with your recruiter about the most up-to-date requirements. Workplace Awards & Recognition: We are honored to be recognized as a Military Friendly Employer and Military Friendly Spouse Employer for four consecutive years and have received designation as a Top Employer for Hispanic and Latinos by HLPA in 2023, 2024, and 2025. Additionally, we have been named one of America's Greatest Workplace in Financial Services 2025 by Newsweek. Our Purpose: The Community Choice Financial Family of Brands ("CCF" or the "Company"), is one of the largest consumer specialty finance organizations in the U.S. We provide our customers, Team Members, and communities the Power of Choice with over 10 brands represented in more than 1,500 brick-and-mortar stores serving 24 states and online product offerings in 20 states. Community Choice Financial Family of Brands is steadfast in our commitment to help people across the country get access to the short-term financial services they need when they need it the most. Think you'd thrive here? Learn more at -careers The information contained herein is not intended to be an all-inclusive list of the duties and responsibilities of the job, nor is it intended to be an all-inclusive list of the skills and abilities required to do the job. The Company may, at its discretion, revise the job description at any time, and additional functions and requirements may be assigned by supervisors as deemed appropriate. Requirements, skills, and abilities included have been determined to illustrate the minimal standards required to successfully perform the position. Important: The Community Choice Financial Family of Brands will never ask you for banking or other payment information at any point during the interview or hiring process, nor will we conduct an interview via text message. Any official email correspondence will come from the In-store positions are in person only. The Community Choice Financial Family of Brands is committed to providing an inclusive workplace free of discrimination based on race, color, religion, sex, age, national origin, military status, disability, pregnancy, sexual orientation, gender identity or expression, genetic information or any other characteristic protected by applicable law. Candidates of all backgrounds are encouraged to apply. CCFI Companies, LLC is an equal-opportunity employer.
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. Analyst, Credit Risk is responsible for independent risk analysis and oversight of the credit quality of prime auto finance portfolio and may also monitor risk exposures arising from other banking activities. Position Summary This role is accountable for all aspects of credit quality, including compliance with regulatory requirements and internal controls, and recommends opportunities and proposed resolutions that improve efficiency, effectiveness, and risk reduction for the department. The Sr. Analyst also reviews, analyzes, and evaluates the Company's credit risk management program to support risk-based processing and reporting that reduce operating losses and maintain the maximum protection of the organization's assets, products, and services. Analyzes credit risk trends across assigned portfolios and escalates emerging issues in accordance with company policy and procedures. Reviews identified credit risks, liabilities, and exposures, and partners with business lines to recommend mitigation strategies and follow-up actions. Supports credit risk assessments by analyzing risk data, identifying plausible business and operational impacts, and maintaining accurate documentation. Serves as a department point of contact by responding to internal inquiries regarding credit risk, procedures, regulatory requirements, and project status updates. Researches emerging credit risks, market trends, and credit risk management best practices, and summarizes findings for the team. Evaluates credit risk management contingency plans and existing controls, and recommends opportunities to improve effectiveness and reduce risk. Prepares review memoranda summarizing liabilities, observations, and recommended follow-up evaluations. Reinforce a risk-aware culture through the communication of credit and risk policies and guidelines. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education Bachelor's Degree or equivalent work experience in Accounting, Business, Statistics, Information Systems, Finance, Economics, or a related field - Required. Master's Degree in Accounting, Business, Statistics, Information Systems, Finance, Economics, or a related field - Preferred. Qualifications: 1+ years of experience in Risk Management, Credit Risk, Internal Audit, or a related field - Required. 1+ years of experience with SQL programming or equivalent programming language (i.e. Python), Power BI or similar data visualization and analytics tool - Required. Basic understanding of reporting, dashboarding and data visualization concepts - Preferred. Familiarity with querying, validation and reconciling data from multiple sources - Preferred. Ability to work with large and complex datasets, perform data analysis and communicate insights and findings effectively - Required. Strong quantitative capabilities and analytical skills, including an investigative mindset. Proficiency in Microsoft Office 365 Products, including Excel, PowerPoint, Word, Teams, and Outlook. Ability to analyze risk and provide recommendations and resolutions to minimize exposure. Strong written and verbal communication skills, including the ability to summarize, document, and communicate information clearly and concisely. Ability to effectively communicate instructions, articulate issues, and document findings in a clear and concise manner. Ability to build and foster internal relationships. Strong organizational and time management skills. Ability to work independently as well as collaboratively within a team environment. Ability to stay current on industry best practices, procedures, and techniques. Ability to change direction as project demand dictates. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $56,250.00 USD Maximum: $107,500.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
08/13/2026
Full time
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. Analyst, Credit Risk is responsible for independent risk analysis and oversight of the credit quality of prime auto finance portfolio and may also monitor risk exposures arising from other banking activities. Position Summary This role is accountable for all aspects of credit quality, including compliance with regulatory requirements and internal controls, and recommends opportunities and proposed resolutions that improve efficiency, effectiveness, and risk reduction for the department. The Sr. Analyst also reviews, analyzes, and evaluates the Company's credit risk management program to support risk-based processing and reporting that reduce operating losses and maintain the maximum protection of the organization's assets, products, and services. Analyzes credit risk trends across assigned portfolios and escalates emerging issues in accordance with company policy and procedures. Reviews identified credit risks, liabilities, and exposures, and partners with business lines to recommend mitigation strategies and follow-up actions. Supports credit risk assessments by analyzing risk data, identifying plausible business and operational impacts, and maintaining accurate documentation. Serves as a department point of contact by responding to internal inquiries regarding credit risk, procedures, regulatory requirements, and project status updates. Researches emerging credit risks, market trends, and credit risk management best practices, and summarizes findings for the team. Evaluates credit risk management contingency plans and existing controls, and recommends opportunities to improve effectiveness and reduce risk. Prepares review memoranda summarizing liabilities, observations, and recommended follow-up evaluations. Reinforce a risk-aware culture through the communication of credit and risk policies and guidelines. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education Bachelor's Degree or equivalent work experience in Accounting, Business, Statistics, Information Systems, Finance, Economics, or a related field - Required. Master's Degree in Accounting, Business, Statistics, Information Systems, Finance, Economics, or a related field - Preferred. Qualifications: 1+ years of experience in Risk Management, Credit Risk, Internal Audit, or a related field - Required. 1+ years of experience with SQL programming or equivalent programming language (i.e. Python), Power BI or similar data visualization and analytics tool - Required. Basic understanding of reporting, dashboarding and data visualization concepts - Preferred. Familiarity with querying, validation and reconciling data from multiple sources - Preferred. Ability to work with large and complex datasets, perform data analysis and communicate insights and findings effectively - Required. Strong quantitative capabilities and analytical skills, including an investigative mindset. Proficiency in Microsoft Office 365 Products, including Excel, PowerPoint, Word, Teams, and Outlook. Ability to analyze risk and provide recommendations and resolutions to minimize exposure. Strong written and verbal communication skills, including the ability to summarize, document, and communicate information clearly and concisely. Ability to effectively communicate instructions, articulate issues, and document findings in a clear and concise manner. Ability to build and foster internal relationships. Strong organizational and time management skills. Ability to work independently as well as collaboratively within a team environment. Ability to stay current on industry best practices, procedures, and techniques. Ability to change direction as project demand dictates. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $56,250.00 USD Maximum: $107,500.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
Description: Location: CMA's Valley CDJR Sales Manager Overview: We are seeking a results-driven Automotive Sales Manager to lead our sales team, drive revenue growth, and enhance the customer buying experience. The ideal candidate will have a strong background in automotive sales, leadership experience, and a passion for developing high-performing teams. 2+ years in an automotive leadership role required About Carter Myers Automotive (CMA) Carter Myers Automotive (CMA) is a family and employee-owned company proudly serving Virginia, West Virginia, North Carolina, and Maryland since 1924. Our dealerships represent many of the industry's most respected automotive brands, and our employee ownership culture reflects our belief that when associates have a stake in the business, everyone succeeds. As a Sales Manager at CMA , you will: Lead, mentor, and motivate the sales team to achieve and exceed sales targets. Develop and implement effective sales strategies to drive revenue growth. Monitor sales performance metrics and provide coaching to improve team performance. Foster a customer-focused sales culture, ensuring exceptional service and satisfaction. Collaborate with the finance and service departments to streamline the sales process. Manage inventory levels, pricing strategies, and promotional campaigns. Recruit, train, and retain top sales talent. Stay up-to-date on industry trends, market conditions, and competitor strategies Benefits Employee Stock Ownership Plan (ESOP) Competitive insurance benefits including medical, dental, vision, employer paid life insurance, short-term disability, long-term disability, and employee assistance program 401k plan with company matching Paid Time Off and Holiday pay Associate discounts on vehicle purchases, parts, and service Paid maternity leave after one year of employment Closed on Sunday Requirements: Qualifications: 3-5 years of automotive sales experience, with at least 2 years in a leadership role Strong leadership and communication skills with a team-oriented mindset. Proficiency with CRM systems and dealership software (e.g., Dealertrack, CDK, VinSolutions). A proven track record of achieving and exceeding sales goals. Valid driver's license and clean driving record required. Carters Myers Automotive provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. Employment offers are contingent upon the successful completion of a drug screening and background check. Compensation details: 00 Yearly Salary PI7554e9777ef8-3133
08/13/2026
Full time
Description: Location: CMA's Valley CDJR Sales Manager Overview: We are seeking a results-driven Automotive Sales Manager to lead our sales team, drive revenue growth, and enhance the customer buying experience. The ideal candidate will have a strong background in automotive sales, leadership experience, and a passion for developing high-performing teams. 2+ years in an automotive leadership role required About Carter Myers Automotive (CMA) Carter Myers Automotive (CMA) is a family and employee-owned company proudly serving Virginia, West Virginia, North Carolina, and Maryland since 1924. Our dealerships represent many of the industry's most respected automotive brands, and our employee ownership culture reflects our belief that when associates have a stake in the business, everyone succeeds. As a Sales Manager at CMA , you will: Lead, mentor, and motivate the sales team to achieve and exceed sales targets. Develop and implement effective sales strategies to drive revenue growth. Monitor sales performance metrics and provide coaching to improve team performance. Foster a customer-focused sales culture, ensuring exceptional service and satisfaction. Collaborate with the finance and service departments to streamline the sales process. Manage inventory levels, pricing strategies, and promotional campaigns. Recruit, train, and retain top sales talent. Stay up-to-date on industry trends, market conditions, and competitor strategies Benefits Employee Stock Ownership Plan (ESOP) Competitive insurance benefits including medical, dental, vision, employer paid life insurance, short-term disability, long-term disability, and employee assistance program 401k plan with company matching Paid Time Off and Holiday pay Associate discounts on vehicle purchases, parts, and service Paid maternity leave after one year of employment Closed on Sunday Requirements: Qualifications: 3-5 years of automotive sales experience, with at least 2 years in a leadership role Strong leadership and communication skills with a team-oriented mindset. Proficiency with CRM systems and dealership software (e.g., Dealertrack, CDK, VinSolutions). A proven track record of achieving and exceeding sales goals. Valid driver's license and clean driving record required. Carters Myers Automotive provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. Employment offers are contingent upon the successful completion of a drug screening and background check. Compensation details: 00 Yearly Salary PI7554e9777ef8-3133
As a member of the C&S Wholesale Grocers family of companies, SpartanNash is a food solutions company that delivers the ingredients for a better life. A distributor, wholesaler and retailer with a global supply chain network, SpartanNash distributes grocery and household goods, including fresh produce and the Our Family portfolio of products, to locations in all 50 states. Our braggingly happy team members - ranging from bakery managers to order selectors; from IT developers to vice presidents of finance; from HR Business Partners to export specialists - create braggingly happy customers spanning national accounts, independent and chain grocers, e-commerce retailers, U.S. military commissaries and exchanges, and the Company's own brick-and-mortar grocery stores, pharmacies and fuel centers. Ready to contribute to the success of our food solutions company? Apply now! Location: 9479 Riley St Suite 100 - Zeeland, Michigan 49464 Position Summary: This role is responsible to properly cut all types of meats into various types of cuts and all preparation of related products in the variety, size, quality, and trim prescribed by company and department standards; to ensure that the work shift contributes to the financial best interests of the store. Complete all other duties as assigned in a timely manner. Here's what you'll do: Cut and weigh steaks, chops, etc. for individual servings. Produce 'value-added' products per established guidelines. Cut, trim, and bone carcass sections or prime cuts to reduce to cooking cuts. Follow established recipes to grind and tray meats and make sausage and other products. Price, date, wrap and/or bag meat products per established guidelines using department scales. Properly fill, rotate and merchandise shelves, cases and displays. Notify the manager if products and supplies need to be ordered. Receives, unloads, and stocks merchandise. Have familiarity with all products carried in the department; know differences in price, taste, preparation, use etc. Practice suggestive selling techniques with customers. Maintain a clean, attractive and well stocked department. Follow all PPE and Safety Guidelines Follow all Food Safety and Cleaning Expectations Follow guest experience guidelines May be assigned tasks in other departments based on customer experience need Additional responsibilities may be assigned as needed Here's what you'll need: High school diploma or GED One (1) year retail or other related experience preferred. Prior experience in a Meat Cutter, Apprentice role strongly preferred. Ability to read, write, comprehend, and interpret documents Basic mathematical skills Suggestive Selling/Knowledge of Products Detail Oriented Physical Requirements: The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. May be required to lift and/or move up to 30 pounds frequently, and up to 50 pounds occasionally. The associate is required to stand and walk for extended periods of time and may bend, stoop, twist and turn frequently. While performing the duties of this position, the employee is subject to a typical retail store environment (varied temperatures) and is exposed to outside weather conditions. The noise level in the work environment is usually low to moderate. Travel requirements vary by assignment. As part of our People First culture, SpartanNash is proud to offer a robust and competitive Total Rewards benefits package . SpartanNash is an Equal Opportunity Employer that invests in Associate development, recognizes and celebrates success, fosters two-way communication, and promotes a sense of belonging. We are committed to providing equal employment opportunities to all individuals, including those with disabilities and Veterans. We are not able to sponsor work visas for this position.
08/13/2026
Full time
As a member of the C&S Wholesale Grocers family of companies, SpartanNash is a food solutions company that delivers the ingredients for a better life. A distributor, wholesaler and retailer with a global supply chain network, SpartanNash distributes grocery and household goods, including fresh produce and the Our Family portfolio of products, to locations in all 50 states. Our braggingly happy team members - ranging from bakery managers to order selectors; from IT developers to vice presidents of finance; from HR Business Partners to export specialists - create braggingly happy customers spanning national accounts, independent and chain grocers, e-commerce retailers, U.S. military commissaries and exchanges, and the Company's own brick-and-mortar grocery stores, pharmacies and fuel centers. Ready to contribute to the success of our food solutions company? Apply now! Location: 9479 Riley St Suite 100 - Zeeland, Michigan 49464 Position Summary: This role is responsible to properly cut all types of meats into various types of cuts and all preparation of related products in the variety, size, quality, and trim prescribed by company and department standards; to ensure that the work shift contributes to the financial best interests of the store. Complete all other duties as assigned in a timely manner. Here's what you'll do: Cut and weigh steaks, chops, etc. for individual servings. Produce 'value-added' products per established guidelines. Cut, trim, and bone carcass sections or prime cuts to reduce to cooking cuts. Follow established recipes to grind and tray meats and make sausage and other products. Price, date, wrap and/or bag meat products per established guidelines using department scales. Properly fill, rotate and merchandise shelves, cases and displays. Notify the manager if products and supplies need to be ordered. Receives, unloads, and stocks merchandise. Have familiarity with all products carried in the department; know differences in price, taste, preparation, use etc. Practice suggestive selling techniques with customers. Maintain a clean, attractive and well stocked department. Follow all PPE and Safety Guidelines Follow all Food Safety and Cleaning Expectations Follow guest experience guidelines May be assigned tasks in other departments based on customer experience need Additional responsibilities may be assigned as needed Here's what you'll need: High school diploma or GED One (1) year retail or other related experience preferred. Prior experience in a Meat Cutter, Apprentice role strongly preferred. Ability to read, write, comprehend, and interpret documents Basic mathematical skills Suggestive Selling/Knowledge of Products Detail Oriented Physical Requirements: The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. May be required to lift and/or move up to 30 pounds frequently, and up to 50 pounds occasionally. The associate is required to stand and walk for extended periods of time and may bend, stoop, twist and turn frequently. While performing the duties of this position, the employee is subject to a typical retail store environment (varied temperatures) and is exposed to outside weather conditions. The noise level in the work environment is usually low to moderate. Travel requirements vary by assignment. As part of our People First culture, SpartanNash is proud to offer a robust and competitive Total Rewards benefits package . SpartanNash is an Equal Opportunity Employer that invests in Associate development, recognizes and celebrates success, fosters two-way communication, and promotes a sense of belonging. We are committed to providing equal employment opportunities to all individuals, including those with disabilities and Veterans. We are not able to sponsor work visas for this position.
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Santander's Corporate & Investment Banking (CIB) business is seeking an experienced PolyPath Market Risk Specialist with strong technical and business knowledge to support pricing, valuation, and market risk activities within a large banking or capital markets environment. The ideal candidate will have deep expertise in PolyPath, strong hands-on programming skills in Python and Java, and solid knowledge of fixed income products, particularly structured products such as Mortgage-Backed Securities, Collateralized Mortgage Obligations, and other securitized fixed income instruments. Candidate should understand both the business side of market risk and the technical side of supporting large-scale financial systems. They should be comfortable working with traders, risk managers, quants, model teams, developers, and infrastructure teams. This role requires someone who can work closely with front office, risk, finance, model, and technology teams to support risk models, valuation tools, pricing workflows, and market risk systems. Key Responsibilities Support and enhance PolyPath platform capabilities used for pricing, valuation, trading, and market risk workflows. Partner with business, risk, model, and technology teams to translate complex market risk and fixed income requirements into scalable technical solutions. Support market risk processes including sensitivities, stress testing, scenario analysis, VaR, pricing, and valuation workflows. Work with fixed income and structured products, including: Mortgage-Backed Securities Collateralized Mortgage Obligations Asset-backed or securitized products Other structured fixed income instruments Develop, enhance, and troubleshoot applications, scripts, and integration components using Python and Java. Support pricing pipelines, risk data flows, market data integration, and valuation processes within the PolyPath ecosystem. Analyze system issues, performance bottlenecks, data discrepancies, and production incidents related to PolyPath and downstream risk systems. Collaborate with front office, risk, finance, infrastructure, and application development teams to ensure accurate and timely delivery of risk analytics. Support migration, modernization, and integration initiatives involving legacy trading or risk systems and PolyPath architecture. Improve platform stability through automation, monitoring, alerting, and issue resolution processes. . What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Qualifications: Expert-level knowledge of PolyPath. Strong experience in market risk, preferably within banking or capital markets. Strong programming skills in Python and Java. Solid understanding of fixed income products, pricing, valuation, and risk analytics. Experience supporting risk models, valuation tools, pricing engines, or market risk platforms. Ability to troubleshoot complex system, data, and pricing issues across multiple technology platforms. Strong analytical skills with the ability to explain technical and market risk concepts clearly to both business and technology teams. Experience working in a large banking, financial services, or regulated financial institution environment. 10+ years of experience in banking, capital markets, financial technology, or market risk technology preferred. Preferred Qualifications Experience working directly with front office, market risk, finance, model validation, or quantitative teams. Strong knowledge of structured fixed income products, especially: MBS CMO ABS Securitized products Understanding of: Pricing Valuation Sensitivities Stress testing VaR Scenario analysis Yield curves Risk factors Market data Experience with system integration using APIs, messaging frameworks, batch processes, or data pipelines. Experience supporting real-time or high-volume capital markets platforms. Strong production support, issue management, and root-cause analysis experience. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $175,000.00 USD Maximum: $220,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
08/13/2026
Full time
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Santander's Corporate & Investment Banking (CIB) business is seeking an experienced PolyPath Market Risk Specialist with strong technical and business knowledge to support pricing, valuation, and market risk activities within a large banking or capital markets environment. The ideal candidate will have deep expertise in PolyPath, strong hands-on programming skills in Python and Java, and solid knowledge of fixed income products, particularly structured products such as Mortgage-Backed Securities, Collateralized Mortgage Obligations, and other securitized fixed income instruments. Candidate should understand both the business side of market risk and the technical side of supporting large-scale financial systems. They should be comfortable working with traders, risk managers, quants, model teams, developers, and infrastructure teams. This role requires someone who can work closely with front office, risk, finance, model, and technology teams to support risk models, valuation tools, pricing workflows, and market risk systems. Key Responsibilities Support and enhance PolyPath platform capabilities used for pricing, valuation, trading, and market risk workflows. Partner with business, risk, model, and technology teams to translate complex market risk and fixed income requirements into scalable technical solutions. Support market risk processes including sensitivities, stress testing, scenario analysis, VaR, pricing, and valuation workflows. Work with fixed income and structured products, including: Mortgage-Backed Securities Collateralized Mortgage Obligations Asset-backed or securitized products Other structured fixed income instruments Develop, enhance, and troubleshoot applications, scripts, and integration components using Python and Java. Support pricing pipelines, risk data flows, market data integration, and valuation processes within the PolyPath ecosystem. Analyze system issues, performance bottlenecks, data discrepancies, and production incidents related to PolyPath and downstream risk systems. Collaborate with front office, risk, finance, infrastructure, and application development teams to ensure accurate and timely delivery of risk analytics. Support migration, modernization, and integration initiatives involving legacy trading or risk systems and PolyPath architecture. Improve platform stability through automation, monitoring, alerting, and issue resolution processes. . What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Qualifications: Expert-level knowledge of PolyPath. Strong experience in market risk, preferably within banking or capital markets. Strong programming skills in Python and Java. Solid understanding of fixed income products, pricing, valuation, and risk analytics. Experience supporting risk models, valuation tools, pricing engines, or market risk platforms. Ability to troubleshoot complex system, data, and pricing issues across multiple technology platforms. Strong analytical skills with the ability to explain technical and market risk concepts clearly to both business and technology teams. Experience working in a large banking, financial services, or regulated financial institution environment. 10+ years of experience in banking, capital markets, financial technology, or market risk technology preferred. Preferred Qualifications Experience working directly with front office, market risk, finance, model validation, or quantitative teams. Strong knowledge of structured fixed income products, especially: MBS CMO ABS Securitized products Understanding of: Pricing Valuation Sensitivities Stress testing VaR Scenario analysis Yield curves Risk factors Market data Experience with system integration using APIs, messaging frameworks, batch processes, or data pipelines. Experience supporting real-time or high-volume capital markets platforms. Strong production support, issue management, and root-cause analysis experience. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $175,000.00 USD Maximum: $220,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
Job Title Vice President, Commercial Insurance Reports To Senior Vice President, Commercial Insurance FLSA Status Exempt Department Insurance Job Purpose The Armada Insurance team understands the importance of comprehensive insurance reviews and 100% compliance with lender and investor requirements. We provide the rapid turnaround required in today's fast-paced real estate market. The Vice President (VP) leads the oversight of the assigned Insurance Analysts team members with a high level of interaction and communication between client, management, and team members. The workflow must be monitored to ensure staff is adequately utilized. In addition, the VP must be able to work independently and effectively within a fast-paced environment while also managing complex assigned deals and special projects. The VP serves as a key member of the Insurance leadership team and partners closely with Senior Vice President to develop and execute strategies that drive revenue growth, operational scalability, client satisfaction, and employee engagement. This role is accountable for ensuring best-in-class insurance review services, maintaining compliance with lender and investor requirements, building strong client relationships, and developing a high-performing team capable of supporting the company's long-term growth objectives. Duties and Responsibilities Provide oversight of Commercial Insurance Pre-Close and Annual Renewal operations. Ensure timely, accurate, and compliant delivery of insurance review services to clients. Drive continuous improvement initiatives designed to enhance efficiency, quality, and profitability. Oversee quality assurance programs and ensure corrective actions are implemented when necessary. Lead, mentor, and develop department team managers. Ensure all insurance review activities comply with lender, investor, regulatory, and company requirements. Oversee reviews of insurance ACORD forms to ensure compliance with lender and investor standards. Participate in special projects based on directions of the SVP. Review of ACORD insurance forms and/or insurance policies for acceptability of investor/lender insurance requirements pertaining to commercial real estate loan origination and ongoing compliance monitoring. Based on findings from ACORD form compared to lender requirements, contact insurance agents to adjust coverage to acceptable levels ensure insurance policies are compliant to lender and investor requirements. Ensure that loan reviews are completed timely and accurately to meet lender target rate lock and closing dates. Perform quality control reviews and ensure appropriate corrective action is taken. Drive consistent revenue growth by meeting or surpassing assigned production benchmarks Attend senior leadership meetings that are focused on company initiatives and assist with execution of initiatives as directed by SVP. Minimum Qualifications Bachelor's degree in Business, Insurance, Finance, Risk Management, or related field.10+ years of commercial property and casualty insurance experience, with significant experience in commercial real estate insurance review operations.7+ years' experience working with commercial lenders, loan servicers, insurance carriers, or brokerages.Demonstrated success leading operational growth, process improvement, and client service initiatives.Strong knowledge of investor and lender insurance requirements for commercial real estate lending.Expertise in Fannie Mae, Freddie Mac, FHA, CMBS, and Balance Sheet insurance requirements. Preferred Qualifications Master's degree in Business Administration (MBA) or related discipline.Professional insurance designation such as CPCU, ARM, CIC, CRM, or equivalent.Experience leading remote and geographically dispersed teams. Critical Competencies Ability to interface with all levels of employees, corporate, groups, and department management.Excellent written and verbal communication skills.Decision-making and sound judgment.Understands the significance of a company's culture and its power to drive success.Strong influencing skills.Coaching capabilities.Embraces diversity.Strong attention to detail, organizational skills, and the ability to set and meet deadlines in a fast-paced environment.Demonstrated ability to manage a team.Self-motivated and able to work independently without close supervision.Ability to work across disciplines to generate new processes and/or resolve issues.Proven ability to successfully prioritize multiple tasks and allocate resources to meet goals.Highly effective project management and time management skills.Proficient with Microsoft Office Suite or similar software.Strong interpersonal skills and team building skills required.Ability to work remotely and oversee/manage remote employees.Ability to travel to the corporate office, as needed, to participate in projects and/or meet business needs. Working conditions This position works in an office and/or remote environment and periodic travel is required. Physical requirements Ability to remain in a stationary position (e.g., sitting or standing) for extended periods.Frequent use of hands and fingers for typing, writing, and handling office equipment.Ability to communicate clearly in person and via electronic means.Occasional lifting or moving of items up to 10-20 pounds (e.g., office supplies).Visual ability to read documents, screens, and reports.Ability to navigate office environment, including walking short distances. EEO Statement We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status. All employment decisions are based on qualifications, merit, and business needs. PI0afa6-
08/13/2026
Full time
Job Title Vice President, Commercial Insurance Reports To Senior Vice President, Commercial Insurance FLSA Status Exempt Department Insurance Job Purpose The Armada Insurance team understands the importance of comprehensive insurance reviews and 100% compliance with lender and investor requirements. We provide the rapid turnaround required in today's fast-paced real estate market. The Vice President (VP) leads the oversight of the assigned Insurance Analysts team members with a high level of interaction and communication between client, management, and team members. The workflow must be monitored to ensure staff is adequately utilized. In addition, the VP must be able to work independently and effectively within a fast-paced environment while also managing complex assigned deals and special projects. The VP serves as a key member of the Insurance leadership team and partners closely with Senior Vice President to develop and execute strategies that drive revenue growth, operational scalability, client satisfaction, and employee engagement. This role is accountable for ensuring best-in-class insurance review services, maintaining compliance with lender and investor requirements, building strong client relationships, and developing a high-performing team capable of supporting the company's long-term growth objectives. Duties and Responsibilities Provide oversight of Commercial Insurance Pre-Close and Annual Renewal operations. Ensure timely, accurate, and compliant delivery of insurance review services to clients. Drive continuous improvement initiatives designed to enhance efficiency, quality, and profitability. Oversee quality assurance programs and ensure corrective actions are implemented when necessary. Lead, mentor, and develop department team managers. Ensure all insurance review activities comply with lender, investor, regulatory, and company requirements. Oversee reviews of insurance ACORD forms to ensure compliance with lender and investor standards. Participate in special projects based on directions of the SVP. Review of ACORD insurance forms and/or insurance policies for acceptability of investor/lender insurance requirements pertaining to commercial real estate loan origination and ongoing compliance monitoring. Based on findings from ACORD form compared to lender requirements, contact insurance agents to adjust coverage to acceptable levels ensure insurance policies are compliant to lender and investor requirements. Ensure that loan reviews are completed timely and accurately to meet lender target rate lock and closing dates. Perform quality control reviews and ensure appropriate corrective action is taken. Drive consistent revenue growth by meeting or surpassing assigned production benchmarks Attend senior leadership meetings that are focused on company initiatives and assist with execution of initiatives as directed by SVP. Minimum Qualifications Bachelor's degree in Business, Insurance, Finance, Risk Management, or related field.10+ years of commercial property and casualty insurance experience, with significant experience in commercial real estate insurance review operations.7+ years' experience working with commercial lenders, loan servicers, insurance carriers, or brokerages.Demonstrated success leading operational growth, process improvement, and client service initiatives.Strong knowledge of investor and lender insurance requirements for commercial real estate lending.Expertise in Fannie Mae, Freddie Mac, FHA, CMBS, and Balance Sheet insurance requirements. Preferred Qualifications Master's degree in Business Administration (MBA) or related discipline.Professional insurance designation such as CPCU, ARM, CIC, CRM, or equivalent.Experience leading remote and geographically dispersed teams. Critical Competencies Ability to interface with all levels of employees, corporate, groups, and department management.Excellent written and verbal communication skills.Decision-making and sound judgment.Understands the significance of a company's culture and its power to drive success.Strong influencing skills.Coaching capabilities.Embraces diversity.Strong attention to detail, organizational skills, and the ability to set and meet deadlines in a fast-paced environment.Demonstrated ability to manage a team.Self-motivated and able to work independently without close supervision.Ability to work across disciplines to generate new processes and/or resolve issues.Proven ability to successfully prioritize multiple tasks and allocate resources to meet goals.Highly effective project management and time management skills.Proficient with Microsoft Office Suite or similar software.Strong interpersonal skills and team building skills required.Ability to work remotely and oversee/manage remote employees.Ability to travel to the corporate office, as needed, to participate in projects and/or meet business needs. Working conditions This position works in an office and/or remote environment and periodic travel is required. Physical requirements Ability to remain in a stationary position (e.g., sitting or standing) for extended periods.Frequent use of hands and fingers for typing, writing, and handling office equipment.Ability to communicate clearly in person and via electronic means.Occasional lifting or moving of items up to 10-20 pounds (e.g., office supplies).Visual ability to read documents, screens, and reports.Ability to navigate office environment, including walking short distances. EEO Statement We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status. All employment decisions are based on qualifications, merit, and business needs. PI0afa6-
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: This role is part of the Corporate & Investment Banking Commercial and Wholesale Operations team and is responsible for supporting all Back Office related activities covering all aspects of their aligned product/business area to ensure the efficient delivery of all products and services to the Bank's clients while developing and maintaining direct contact and good working relationships with existing clients and internal stakeholders. Team Leadership & Oversight: • Supervise a team of loan servicing analysts responsible for agency and non-agency loan servicing activities. • Allocate daily tasks, monitor workloads, and ensure adherence to internal controls and deadlines. • Conduct regular team meetings to review performance, share updates, and address challenges. • Loan Servicing Execution: • Manage the full lifecycle of syndicated and non-agency loans, including loan and letter of credit setup, documentation review, funding, and reconciliation. • Ensure accurate and timely servicing of loans and letters of credit in accordance with industry standards and client requirements. • Coordinate with counterparties, agents, and custodians to resolve discrepancies and ensure smooth servicing. • Stakeholder Communication: • Serve as the primary point of contact for internal stakeholders including front office, credit risk, legal, compliance, and technology teams. • Escalate and resolve servicing issues, delays, and operational risks in a timely manner. • Provide regular updates and reporting to senior management on loan volumes, exceptions, and KPIs. • Process Improvement & Risk Management: • Identify inefficiencies and implement process enhancements to reduce servicing times and operational risk. • Collaborate with technology teams to automate manual processes and improve system functionality. • Maintain and update standard operating procedures (SOPs) and ensure team adherence to best practices. • Regulatory & Compliance Oversight: • Ensure execution with compliance with internal policies, regulatory requirements (e.g., SOX, FDPA, Regulation H), and industry standards. • Support internal and external audits by providing documentation, responding to inquiries, and implementing corrective actions. • Provide and report on key risk indicators (KRIs) and support the development of control frameworks. • Training & Development: • Mentor and train junior staff on loan servicing processes, systems, and industry practices. • Foster a culture of accountability, continuous learning, and operational excellence. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in Finance, Business, or related field; MBA or professional certification (e.g., CFA, PMP) is a plus. Required experience: - 5+ years of experience in loan operations, with experience in a management or supervisory or leadership role. - Hands on experience with syndicated and non-agency loan products, servicing processes, and industry platforms (e.g. Syndtrak, Debtdomain, Trade Innovation). - Experience with Loan IQ and/or ClearPar - Experience with large corporate loans in a serving/operations capacity Other experience: • Familiarity with regulatory frameworks such as FDPA, Regulation H and SOX. • Experience working in a global banking environment. • Proficiency in Excel, SQL, and workflow tools. • Excellent analytical, organizational, and communication skills. • Proven ability to manage multiple priorities and meet tight deadlines. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. This is a hybrid position (3x/week in office) in Miami, FL What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $82,500.00 USD Maximum: $145,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
08/13/2026
Full time
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: This role is part of the Corporate & Investment Banking Commercial and Wholesale Operations team and is responsible for supporting all Back Office related activities covering all aspects of their aligned product/business area to ensure the efficient delivery of all products and services to the Bank's clients while developing and maintaining direct contact and good working relationships with existing clients and internal stakeholders. Team Leadership & Oversight: • Supervise a team of loan servicing analysts responsible for agency and non-agency loan servicing activities. • Allocate daily tasks, monitor workloads, and ensure adherence to internal controls and deadlines. • Conduct regular team meetings to review performance, share updates, and address challenges. • Loan Servicing Execution: • Manage the full lifecycle of syndicated and non-agency loans, including loan and letter of credit setup, documentation review, funding, and reconciliation. • Ensure accurate and timely servicing of loans and letters of credit in accordance with industry standards and client requirements. • Coordinate with counterparties, agents, and custodians to resolve discrepancies and ensure smooth servicing. • Stakeholder Communication: • Serve as the primary point of contact for internal stakeholders including front office, credit risk, legal, compliance, and technology teams. • Escalate and resolve servicing issues, delays, and operational risks in a timely manner. • Provide regular updates and reporting to senior management on loan volumes, exceptions, and KPIs. • Process Improvement & Risk Management: • Identify inefficiencies and implement process enhancements to reduce servicing times and operational risk. • Collaborate with technology teams to automate manual processes and improve system functionality. • Maintain and update standard operating procedures (SOPs) and ensure team adherence to best practices. • Regulatory & Compliance Oversight: • Ensure execution with compliance with internal policies, regulatory requirements (e.g., SOX, FDPA, Regulation H), and industry standards. • Support internal and external audits by providing documentation, responding to inquiries, and implementing corrective actions. • Provide and report on key risk indicators (KRIs) and support the development of control frameworks. • Training & Development: • Mentor and train junior staff on loan servicing processes, systems, and industry practices. • Foster a culture of accountability, continuous learning, and operational excellence. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in Finance, Business, or related field; MBA or professional certification (e.g., CFA, PMP) is a plus. Required experience: - 5+ years of experience in loan operations, with experience in a management or supervisory or leadership role. - Hands on experience with syndicated and non-agency loan products, servicing processes, and industry platforms (e.g. Syndtrak, Debtdomain, Trade Innovation). - Experience with Loan IQ and/or ClearPar - Experience with large corporate loans in a serving/operations capacity Other experience: • Familiarity with regulatory frameworks such as FDPA, Regulation H and SOX. • Experience working in a global banking environment. • Proficiency in Excel, SQL, and workflow tools. • Excellent analytical, organizational, and communication skills. • Proven ability to manage multiple priorities and meet tight deadlines. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. This is a hybrid position (3x/week in office) in Miami, FL What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $82,500.00 USD Maximum: $145,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
GeoStabilization International (GSI), Access Limited, and RoadGuard together form a leading infrastructure solutions platform dedicated to protecting people and strengthening critical infrastructure across North America and New Zealand. GSI is the premier geohazard mitigation firm specializing in emergency slope stabilization, landslide repair, grouting, and micropiles through innovative design-build delivery. Access Limited brings over a century of steep-slope expertise and operates North America's largest fleet of spider excavators, delivering complex rockfall and geotechnical solutions in the most challenging environments. RoadGuard, founded in 2024, unites industry-leading roadway safety companies providing guardrail, bridge railing, highway signage, fencing, and specialty fabrication services. Across all our businesses, we are driven by innovation, extreme ownership, technical excellence, and a relentless commitment to measurable results that improve safety and infrastructure resilience. We are seeking a Senior Estimating Manager for our RoadGuard division who brings the judgment, and leadership capacity to elevate the competitiveness and precision of our preconstruction function across guardrail, highway signage and structures, and commercial/industrial fencing divisions. This is a role for a strategic, analytical, and elite problem solver who can build a high-performance estimating team while personally shaping the way we model cost, manage risk, and price for profitable growth. A successful Senior Estimating Manager at RoadGuard is not simply a technical estimator, they are leaders capable of supporting business development, influencing division strategy, and enabling field operations to execute at a high margin. Benefits Great medical, dental, and vision insurance options with additional programs available when enrolled Mental health benefits 401(k) plan to help save for your future including company match In addition to 7 observed holidays, salaried team members have flexible paid time off Paid parental leave Responsibilities Leadership & Strategic Impact Build, lead, and develop a high-density estimating team with strong expectations around accuracy, speed, and operational partnership. Establish standardized estimating processes, cost models, and submission templates that improve repeatability and scalability across divisions. Partner with executive leadership on market positioning, pricing strategy, and targeted pursuit guidance. Analyze historical performance data to improve cost forecasting, competitive strategy, and win rates Estimating Excellence & Bid Strategy Oversee the review of bid invitations, specs, an d drawings to determine true scope, schedule n eeds, risks, and value opportunities. Lead and personally contribute to detailed cost estimates across labor, materials, equipment, and subcontractor scopes for guardrail, signage, and fencing projects. Drive rigorous takeoff processes, ensuring precision and clarity in quantity and risk interpretation. Manage bid calendars, ensuring zero misses, high-quality submissions, and clear competitive positioning. Conduct bid reviews, lead clarifications, and represent the company in negotiations with DOTs, public agencies, GCs, and owners Cross-Functional Collaboration Ensure seamless handoff to Project Manag ers and Operations with accurate scopes, schedules, and assumptions. Partner tig htly with engineering, operations, and field leadership to chal lenge assumptions, identify value engineering opportunities, and increase constructability. Build and maintain strong relationships w ith sup pl iers, subcontractors, and agencies to improve pricing intelligence and early visibility into market changes. Represent the company confidently in pre-bid meetings, industry events, and site walks. Financial & Operational Insight Own the development, maintenance, and accuracy of internal cost databases, production rates, and unit pricing. Track cost trends and provide an alysis to operati ons and finance to support smarter pricing and execution strategies. Oversee prequalification submissions and ensure compliance with all DOT and public works procurement requirements. What Great Looks Like: w e are not looking for someone who can just "run the estimating department," we are looking for someone who can transform it. Candidates who thrive in this role consisten tly demonstrate : High cognitive agility and exceptional analytical judgment. Ability to model cost drivers with precision and explain them in a way operators trust and act on. Evidence of past success influencing bid strategy and driving measurable improvements in win rates, pricing discipline, or margin uplift. A leadership style that combines clarity, decisiveness, and a bias for speed while maintaining rigor. Strong resilience: someone who stays calm when deadlines compress , drawings change, or pricing shifts. The ability to lead through ambiguity and innovate under constraints. Required Qualifications 10+ years of estimating experience in heavy civil construction or specialties such as guardrail, structural signage, or industrial fencing. Proven success leading or managing an estimating function. Deep fluency in DOT specifications, public works bidding, and government contract structures. Proficiency with estimating tools (HCSS HeavyBid , Bluebeam, OST, Excel). Strong analytical strength, communication clarity, and negotiation ability. Extreme attention to detail, organizational discipline, and reliability. Preferred Attributes Bachelor's degree in Construction Management, Civil Engineering, or equivalent experience. Experience with design-build, alternative delivery, or negotiated work. Familiarity with steel structures, concrete, and fabrication. Ability to see constructability issues early and identify cost or schedule risks. A strategic thinker who elevates team performance and enhances market competitiveness. Travel Requirements Approximately 10% company-sponsored travel within the region, including site visits on uneven terrain. GeoStabilization International, LLC. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law. This role will be in-office. Employees will be expected to work in the Folsom, NJ office 5 days per week. The expected base pay range for this position in the Folsom, NJ area is $132,000.00 - $185,000.00. Salary ranges are dependent on a variety of factors, including qualifications, experience and geographic location. Range is not inclusive of potential bonus or benefits. US pay range for this role. $132,000 - $185,000 USD Soil Nail Holdings and its subsidiaries are equal opportunity employers. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.
08/13/2026
Full time
GeoStabilization International (GSI), Access Limited, and RoadGuard together form a leading infrastructure solutions platform dedicated to protecting people and strengthening critical infrastructure across North America and New Zealand. GSI is the premier geohazard mitigation firm specializing in emergency slope stabilization, landslide repair, grouting, and micropiles through innovative design-build delivery. Access Limited brings over a century of steep-slope expertise and operates North America's largest fleet of spider excavators, delivering complex rockfall and geotechnical solutions in the most challenging environments. RoadGuard, founded in 2024, unites industry-leading roadway safety companies providing guardrail, bridge railing, highway signage, fencing, and specialty fabrication services. Across all our businesses, we are driven by innovation, extreme ownership, technical excellence, and a relentless commitment to measurable results that improve safety and infrastructure resilience. We are seeking a Senior Estimating Manager for our RoadGuard division who brings the judgment, and leadership capacity to elevate the competitiveness and precision of our preconstruction function across guardrail, highway signage and structures, and commercial/industrial fencing divisions. This is a role for a strategic, analytical, and elite problem solver who can build a high-performance estimating team while personally shaping the way we model cost, manage risk, and price for profitable growth. A successful Senior Estimating Manager at RoadGuard is not simply a technical estimator, they are leaders capable of supporting business development, influencing division strategy, and enabling field operations to execute at a high margin. Benefits Great medical, dental, and vision insurance options with additional programs available when enrolled Mental health benefits 401(k) plan to help save for your future including company match In addition to 7 observed holidays, salaried team members have flexible paid time off Paid parental leave Responsibilities Leadership & Strategic Impact Build, lead, and develop a high-density estimating team with strong expectations around accuracy, speed, and operational partnership. Establish standardized estimating processes, cost models, and submission templates that improve repeatability and scalability across divisions. Partner with executive leadership on market positioning, pricing strategy, and targeted pursuit guidance. Analyze historical performance data to improve cost forecasting, competitive strategy, and win rates Estimating Excellence & Bid Strategy Oversee the review of bid invitations, specs, an d drawings to determine true scope, schedule n eeds, risks, and value opportunities. Lead and personally contribute to detailed cost estimates across labor, materials, equipment, and subcontractor scopes for guardrail, signage, and fencing projects. Drive rigorous takeoff processes, ensuring precision and clarity in quantity and risk interpretation. Manage bid calendars, ensuring zero misses, high-quality submissions, and clear competitive positioning. Conduct bid reviews, lead clarifications, and represent the company in negotiations with DOTs, public agencies, GCs, and owners Cross-Functional Collaboration Ensure seamless handoff to Project Manag ers and Operations with accurate scopes, schedules, and assumptions. Partner tig htly with engineering, operations, and field leadership to chal lenge assumptions, identify value engineering opportunities, and increase constructability. Build and maintain strong relationships w ith sup pl iers, subcontractors, and agencies to improve pricing intelligence and early visibility into market changes. Represent the company confidently in pre-bid meetings, industry events, and site walks. Financial & Operational Insight Own the development, maintenance, and accuracy of internal cost databases, production rates, and unit pricing. Track cost trends and provide an alysis to operati ons and finance to support smarter pricing and execution strategies. Oversee prequalification submissions and ensure compliance with all DOT and public works procurement requirements. What Great Looks Like: w e are not looking for someone who can just "run the estimating department," we are looking for someone who can transform it. Candidates who thrive in this role consisten tly demonstrate : High cognitive agility and exceptional analytical judgment. Ability to model cost drivers with precision and explain them in a way operators trust and act on. Evidence of past success influencing bid strategy and driving measurable improvements in win rates, pricing discipline, or margin uplift. A leadership style that combines clarity, decisiveness, and a bias for speed while maintaining rigor. Strong resilience: someone who stays calm when deadlines compress , drawings change, or pricing shifts. The ability to lead through ambiguity and innovate under constraints. Required Qualifications 10+ years of estimating experience in heavy civil construction or specialties such as guardrail, structural signage, or industrial fencing. Proven success leading or managing an estimating function. Deep fluency in DOT specifications, public works bidding, and government contract structures. Proficiency with estimating tools (HCSS HeavyBid , Bluebeam, OST, Excel). Strong analytical strength, communication clarity, and negotiation ability. Extreme attention to detail, organizational discipline, and reliability. Preferred Attributes Bachelor's degree in Construction Management, Civil Engineering, or equivalent experience. Experience with design-build, alternative delivery, or negotiated work. Familiarity with steel structures, concrete, and fabrication. Ability to see constructability issues early and identify cost or schedule risks. A strategic thinker who elevates team performance and enhances market competitiveness. Travel Requirements Approximately 10% company-sponsored travel within the region, including site visits on uneven terrain. GeoStabilization International, LLC. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law. This role will be in-office. Employees will be expected to work in the Folsom, NJ office 5 days per week. The expected base pay range for this position in the Folsom, NJ area is $132,000.00 - $185,000.00. Salary ranges are dependent on a variety of factors, including qualifications, experience and geographic location. Range is not inclusive of potential bonus or benefits. US pay range for this role. $132,000 - $185,000 USD Soil Nail Holdings and its subsidiaries are equal opportunity employers. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.
POSITION SUMMARY: Through the direction of the Director , Sales Strategy & Operations, this position will lead the deployment of a standardized sales process and sales practices to ensure consistency and effectiveness of sales associates in order to achieve region's financial goals. The associate will also manage the performance management tools, processes, and reports utilized by sales leadership to ensure high-performance of sales organization. They will work cross-functionally across sales, revenue management and finance, with the primary objective of enabling sales leadership coaching and performance management capabilities. As noted in Sysco's Leadership Framework; On-target performance includes exhibiting the following framework components; Core Qualities, Shaping the Future, Delivering Business Results and Leading People. RESPONSIBILITIES: Drives the implementation of standardized sales process and sales practices, and performance management tools and processes throughout the entire Salesforce Leads sales forecasting, planning, and processes used within the sales organization. Proactively monitors and strives to maintain high levels of quality, accuracy, and process consistency in the sales organization's planning efforts Assists in the development and reporting of key performance metrics to help drive increasing Sales productivity Assists with annual planning and monthly forecasting processes to support sales leadership team Analyzes performance and productivity data to support coaching/performance management efforts carried out by regional sales leaders Understands key metrics to include outside data, year over year performance and run rates in relationship to overall company goals with a bottom up approach Works directly with Sales Operations leadership on business-critical reporting needs Ensures that the best tools, training, and resources are available to the sales organization (across disciplines - local sales, contract sales, business development, and specialists) Proactively monitors and strives to maintain high levels of quality, accuracy, and process consistency in the sales organization's planning efforts (CRM platform) Stays current with Sysco's value-added offerings and technology solutions, including but not limited to customer-facing reporting tools Develops strong working relationships with regional sales organization, finance, merchandising, and revenue management Learns quickly when facing new challenges; thrives on fast-paced environment Adapts well to change and views new experiences as growth opportunities Other duties as assigned QUALIFICATIONS: Education and / or Experience: Minimum: Bachelor's degree in a related field or 5 years of sales experience , and 2 + years in a sales support business-to-business professional role Preferred: 2+ years of experience leading a business-to-business sales team in a professional sales environment Professional Skills: Solid analytical problem-solving skills, including familiarity with analyzing reports & deriving insights from data Ability to express information in terms of profit and loss, food cost and expense ratio Strong financial acumen and ability to properly plan and execute business plans Embraces change and champions corporate initiatives Demonstrated ability to coach and mentor peers and associates Flexible; readily accepts change; open to new ideas Demonstrated ability to apply business financial knowledge to support growth and to provide meaningful analytics Strong interpersonal skills and ability to work with and influence a variety of key stakeholders Strong communication skills; ability to effectively communicate with internal and external teams Ability to learn the use of proprietary CRM tools for planning and forecasting sales growth Proficient in Microsoft Applications Suite (Word, Excel, Power P p oint, Outlook) Excellent organizational and project management skills, including the ability to execute multiple initiatives at the same time Proactive, self-directed, with the ability to structure a weekly schedule to be successful Understanding of marketing principles, product lines, ordering procedures and Sysco's credit terms
08/13/2026
Full time
POSITION SUMMARY: Through the direction of the Director , Sales Strategy & Operations, this position will lead the deployment of a standardized sales process and sales practices to ensure consistency and effectiveness of sales associates in order to achieve region's financial goals. The associate will also manage the performance management tools, processes, and reports utilized by sales leadership to ensure high-performance of sales organization. They will work cross-functionally across sales, revenue management and finance, with the primary objective of enabling sales leadership coaching and performance management capabilities. As noted in Sysco's Leadership Framework; On-target performance includes exhibiting the following framework components; Core Qualities, Shaping the Future, Delivering Business Results and Leading People. RESPONSIBILITIES: Drives the implementation of standardized sales process and sales practices, and performance management tools and processes throughout the entire Salesforce Leads sales forecasting, planning, and processes used within the sales organization. Proactively monitors and strives to maintain high levels of quality, accuracy, and process consistency in the sales organization's planning efforts Assists in the development and reporting of key performance metrics to help drive increasing Sales productivity Assists with annual planning and monthly forecasting processes to support sales leadership team Analyzes performance and productivity data to support coaching/performance management efforts carried out by regional sales leaders Understands key metrics to include outside data, year over year performance and run rates in relationship to overall company goals with a bottom up approach Works directly with Sales Operations leadership on business-critical reporting needs Ensures that the best tools, training, and resources are available to the sales organization (across disciplines - local sales, contract sales, business development, and specialists) Proactively monitors and strives to maintain high levels of quality, accuracy, and process consistency in the sales organization's planning efforts (CRM platform) Stays current with Sysco's value-added offerings and technology solutions, including but not limited to customer-facing reporting tools Develops strong working relationships with regional sales organization, finance, merchandising, and revenue management Learns quickly when facing new challenges; thrives on fast-paced environment Adapts well to change and views new experiences as growth opportunities Other duties as assigned QUALIFICATIONS: Education and / or Experience: Minimum: Bachelor's degree in a related field or 5 years of sales experience , and 2 + years in a sales support business-to-business professional role Preferred: 2+ years of experience leading a business-to-business sales team in a professional sales environment Professional Skills: Solid analytical problem-solving skills, including familiarity with analyzing reports & deriving insights from data Ability to express information in terms of profit and loss, food cost and expense ratio Strong financial acumen and ability to properly plan and execute business plans Embraces change and champions corporate initiatives Demonstrated ability to coach and mentor peers and associates Flexible; readily accepts change; open to new ideas Demonstrated ability to apply business financial knowledge to support growth and to provide meaningful analytics Strong interpersonal skills and ability to work with and influence a variety of key stakeholders Strong communication skills; ability to effectively communicate with internal and external teams Ability to learn the use of proprietary CRM tools for planning and forecasting sales growth Proficient in Microsoft Applications Suite (Word, Excel, Power P p oint, Outlook) Excellent organizational and project management skills, including the ability to execute multiple initiatives at the same time Proactive, self-directed, with the ability to structure a weekly schedule to be successful Understanding of marketing principles, product lines, ordering procedures and Sysco's credit terms
Company Background: Alta Forest Products is the world's largest producer of wood fence boards, specializing in Western Red Cedar and other premium species found in the Pacific and Inland Northwest forests. In addition to producing fence boards and pallet stock lumber, Alta's zero-wood-waste sawmills produce by-products such as wood chips, sawdust, mulch, and bio-fuel. Headquartered in centrally-located Chehalis, Washington, Alta operates fence board sawmills in rural communities throughout the Pacific Northwest The Role: The Financial Accounting Manager is responsible for managing the general accounting functions of the organization, to include accounts payable, accounts receivable, general ledger, accounting policies and procedures and other transactions as needed. In addition, the Accounting Manager will evaluate and make improvements to accounting processes while ensuring that practices comply with organization's accounting policies and applicable laws and regulations. This position reports to the Controller. What You'll Do Oversee and manage accounts and accounting systems to address all financial aspects for the company's dynamic and fast-growing needs, including accounts payable, accounts receivable, general ledger and reconciliations. Assist in the maintenance of accounts and ledgers, which may involve setting up accounts, preparing accounting document batches, uploading and downloading entries and reports and coordinating period closings. Thorough understanding of the Accounts Payable and Accounts Receivable processes including year-end filings. Respond to a range of inquiries regarding financial transactions; research and resolve problems. Assess current practices and procedures and make recommendations for improvements. Assist with quarterly reporting and year-end financial audit activities. Develop staff by managing performance, setting goals, providing ongoing training, and maintaining strong employee relationships. Other duties as assigned. What You Offer Bachelor's degree with an emphasis in accounting, finance, or related field 5+ years of progressive experience in finance or accounting One to three years of successful work experience and a thorough knowledge of managerial level practices with progressive responsibility for planning, organizing, coordinating, staffing, reporting and budgeting programs, preferred Three to five years' experience in forest products or a related industry, preferred Ability to maintain confidential information Able to work cooperatively with others Have the capability to be flexible and perform under time demands and pressure Experience training and managing others Ability to understand, remember and carry out oral and written directions Strong working knowledge of accounting, budgeting and costing analysis Skill in analyzing fiscal data and ability to recommend problem-solving strategies Knowledge of records management procedures necessary to assemble and maintain required fiscal information Work Environment & Physical Demands The physical demands and work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions. While performing the duties of this job, the employee is typically working in an interior office environment. The employee may seldomly lift and/or move up to 15 pounds. Specific vision abilities required by this job include close vision, distance vision, peripheral vision, and the ability to adjust focus. While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch, or crawl. Work Schedule This is an exempt salary position, that requires the ability to work 40+ hours a week. Flexibility to work evenings, weekends or holidays to accommodate critical goals and objectives may be necessary. What We Offer Small company, big opportunity! Growing & investing in employees and mills, Alta aims to be an industry leader in both product quality and employee experience. Alta Forest Products offers a competitive salary and one of the best benefits packages in the industry. StartingAnnual Salary: $88,000 - $120,000 Group Benefits Programs, Including Medical, Dental, and Vision Plans Short & Long Term Disability Insurance Life and AD&D Insurance, EE & Dependents Voluntary Life Insurance Supplemental Insurance (Accident, Hospital & Critical Illness) 401(k) Matching Plan w/ 4.5% company vest with immediate vesting Semi-Annual Bonus Program based on personal and company performance metrics Paid Time Off Flexible Work Schedule Amazing Workplace Culture Employee Assistance Program Alta Forest Products is an equal opportunity employer. It considers all applicants without regard to race, color, national origin, religion or creed, gender, disability, marital status, familial status, age, sexual orientation, and gender identity. This job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not intended to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this position. PI7043ebe7600a-8032
08/13/2026
Full time
Company Background: Alta Forest Products is the world's largest producer of wood fence boards, specializing in Western Red Cedar and other premium species found in the Pacific and Inland Northwest forests. In addition to producing fence boards and pallet stock lumber, Alta's zero-wood-waste sawmills produce by-products such as wood chips, sawdust, mulch, and bio-fuel. Headquartered in centrally-located Chehalis, Washington, Alta operates fence board sawmills in rural communities throughout the Pacific Northwest The Role: The Financial Accounting Manager is responsible for managing the general accounting functions of the organization, to include accounts payable, accounts receivable, general ledger, accounting policies and procedures and other transactions as needed. In addition, the Accounting Manager will evaluate and make improvements to accounting processes while ensuring that practices comply with organization's accounting policies and applicable laws and regulations. This position reports to the Controller. What You'll Do Oversee and manage accounts and accounting systems to address all financial aspects for the company's dynamic and fast-growing needs, including accounts payable, accounts receivable, general ledger and reconciliations. Assist in the maintenance of accounts and ledgers, which may involve setting up accounts, preparing accounting document batches, uploading and downloading entries and reports and coordinating period closings. Thorough understanding of the Accounts Payable and Accounts Receivable processes including year-end filings. Respond to a range of inquiries regarding financial transactions; research and resolve problems. Assess current practices and procedures and make recommendations for improvements. Assist with quarterly reporting and year-end financial audit activities. Develop staff by managing performance, setting goals, providing ongoing training, and maintaining strong employee relationships. Other duties as assigned. What You Offer Bachelor's degree with an emphasis in accounting, finance, or related field 5+ years of progressive experience in finance or accounting One to three years of successful work experience and a thorough knowledge of managerial level practices with progressive responsibility for planning, organizing, coordinating, staffing, reporting and budgeting programs, preferred Three to five years' experience in forest products or a related industry, preferred Ability to maintain confidential information Able to work cooperatively with others Have the capability to be flexible and perform under time demands and pressure Experience training and managing others Ability to understand, remember and carry out oral and written directions Strong working knowledge of accounting, budgeting and costing analysis Skill in analyzing fiscal data and ability to recommend problem-solving strategies Knowledge of records management procedures necessary to assemble and maintain required fiscal information Work Environment & Physical Demands The physical demands and work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions. While performing the duties of this job, the employee is typically working in an interior office environment. The employee may seldomly lift and/or move up to 15 pounds. Specific vision abilities required by this job include close vision, distance vision, peripheral vision, and the ability to adjust focus. While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle, or feel; reach with hands and arms and talk or hear. The employee is occasionally required to stand; walk; climb or balance and stoop, kneel, crouch, or crawl. Work Schedule This is an exempt salary position, that requires the ability to work 40+ hours a week. Flexibility to work evenings, weekends or holidays to accommodate critical goals and objectives may be necessary. What We Offer Small company, big opportunity! Growing & investing in employees and mills, Alta aims to be an industry leader in both product quality and employee experience. Alta Forest Products offers a competitive salary and one of the best benefits packages in the industry. StartingAnnual Salary: $88,000 - $120,000 Group Benefits Programs, Including Medical, Dental, and Vision Plans Short & Long Term Disability Insurance Life and AD&D Insurance, EE & Dependents Voluntary Life Insurance Supplemental Insurance (Accident, Hospital & Critical Illness) 401(k) Matching Plan w/ 4.5% company vest with immediate vesting Semi-Annual Bonus Program based on personal and company performance metrics Paid Time Off Flexible Work Schedule Amazing Workplace Culture Employee Assistance Program Alta Forest Products is an equal opportunity employer. It considers all applicants without regard to race, color, national origin, religion or creed, gender, disability, marital status, familial status, age, sexual orientation, and gender identity. This job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not intended to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this position. PI7043ebe7600a-8032
Overview New Hope Services (NHS) is proudly celebrating 65 years of service to Southern Indiana and our extended service area. NHS has built the capacity to provide a full continuum of human services from child and family support through ability services. Our unique expertise in developing affordable housing allows us to also partner with the communities we serve to have an even greater positive economic and community development impact. Salary: $100,00 - 110,000 Eligible for benefits 1st day of the month following 30 days of employment Job Description ESSENTIAL DUTIES: The Controller will lead day-to-day finance operations of the organization, including functional responsibility over accounting, accounts payable, accounts receivable, and grants administration. The Controller will ensure that NHS and NHDS have the systems and procedures in place to support effective program implementation and conduct flawless audits. The Controller will work closely with management and their staff to educate non-accounting personnel about general accounting/budgeting knowledge, accounting procedures, and to explore how the accounting function can support program operations. Oversee all accounts, ledgers, and reporting systems ensuring compliance with appropriate GAAP standards and regulatory requirements. Maintain internal control and safeguards for receipts of revenue, costs, and program expenditures. Establish and maintain systems and controls which verify the integrity of all systems, processes and data, and enhance the Company's value. The Controller will support audit activity. Consistently analyze financial data and prepare financial reports in an accurate and timely manner for NHS and NHDS. Assist the CFO in annual budgeting and planning process. Assist the CFO in engaging the board's audit and finance committees around issues and in financial operating models and delivery. Prepare financial information for the CFO for the Finance Committee and Board Meetings. Manage organization cash flow forecasting by working in partnership with the Executive Management Team. Prepare appropriate cash flow statements. Oversee the activities of the Fiscal Department for the accurate and timely dissemination of financial management reports including, but not limited to, internal and external monthly financial statements, annual audits, and annual budgets. Provide necessary information and ensure 990 tax returns are completed and filed in a timely fashion and in compliance with all laws and regulations. Supervise Fiscal Department personnel. Participate in a wide variety of special projects and compile a variety of special reports. Conform with and abide by all regulations, policies, work procedures, and instructions. Review and approve all monthly reconciliations. Reconcile the due to/from balances between NHS and NHDS. Review the reconciliations of the due to/from accounts for tax credit deals prepared by staff. Reconcile monthly payroll cash accounts, and other cash accounts as needed, for NHS and NHDS. On a monthly basis, reconcile the property accounts for NHS and NHDS to the financial statements prepared by the Property Management Company. Prepare journal entries for review by the CFO for NHS and NHDS. Answer questions from staff and managers regarding NHS and NHDS. Review and approve weekly check runs. Cross train on Property Tax preparation. Review and approve payroll tax reports provided by ADP. Coordinate the approval to transfer funds for the NHS and NHDS biweekly payrolls with HR. Serves as back-up payroll processor, along with Business Manager/Senior Accountant, in the event both primary processors in HR are unavailable. Experience in Affordable Housing, Section 42 and HOME credits is a plus. EDUCATION/YEARS OF EXPERIENCE : Bachelor's degree with major in Accounting or Finance required.Minimum 5 years of experience in public accounting or accounting department required.Minimum 3 years of experience with Generally Accepted Accounting Principles (GAAP) required. BENEFITS: Medical Dental Vision STD LTD - company paid Life Insurance - company paid Employee Assistance Program - company paid Accident & Critical Illness 401k - annual company match (% varies) Paid Vacation, Paid Sick Time, Paid Personal Days, Paid Holidays Equal Opportunity Employer Compensation details: 00 Yearly Salary PI403df8962ae1-8427
08/13/2026
Full time
Overview New Hope Services (NHS) is proudly celebrating 65 years of service to Southern Indiana and our extended service area. NHS has built the capacity to provide a full continuum of human services from child and family support through ability services. Our unique expertise in developing affordable housing allows us to also partner with the communities we serve to have an even greater positive economic and community development impact. Salary: $100,00 - 110,000 Eligible for benefits 1st day of the month following 30 days of employment Job Description ESSENTIAL DUTIES: The Controller will lead day-to-day finance operations of the organization, including functional responsibility over accounting, accounts payable, accounts receivable, and grants administration. The Controller will ensure that NHS and NHDS have the systems and procedures in place to support effective program implementation and conduct flawless audits. The Controller will work closely with management and their staff to educate non-accounting personnel about general accounting/budgeting knowledge, accounting procedures, and to explore how the accounting function can support program operations. Oversee all accounts, ledgers, and reporting systems ensuring compliance with appropriate GAAP standards and regulatory requirements. Maintain internal control and safeguards for receipts of revenue, costs, and program expenditures. Establish and maintain systems and controls which verify the integrity of all systems, processes and data, and enhance the Company's value. The Controller will support audit activity. Consistently analyze financial data and prepare financial reports in an accurate and timely manner for NHS and NHDS. Assist the CFO in annual budgeting and planning process. Assist the CFO in engaging the board's audit and finance committees around issues and in financial operating models and delivery. Prepare financial information for the CFO for the Finance Committee and Board Meetings. Manage organization cash flow forecasting by working in partnership with the Executive Management Team. Prepare appropriate cash flow statements. Oversee the activities of the Fiscal Department for the accurate and timely dissemination of financial management reports including, but not limited to, internal and external monthly financial statements, annual audits, and annual budgets. Provide necessary information and ensure 990 tax returns are completed and filed in a timely fashion and in compliance with all laws and regulations. Supervise Fiscal Department personnel. Participate in a wide variety of special projects and compile a variety of special reports. Conform with and abide by all regulations, policies, work procedures, and instructions. Review and approve all monthly reconciliations. Reconcile the due to/from balances between NHS and NHDS. Review the reconciliations of the due to/from accounts for tax credit deals prepared by staff. Reconcile monthly payroll cash accounts, and other cash accounts as needed, for NHS and NHDS. On a monthly basis, reconcile the property accounts for NHS and NHDS to the financial statements prepared by the Property Management Company. Prepare journal entries for review by the CFO for NHS and NHDS. Answer questions from staff and managers regarding NHS and NHDS. Review and approve weekly check runs. Cross train on Property Tax preparation. Review and approve payroll tax reports provided by ADP. Coordinate the approval to transfer funds for the NHS and NHDS biweekly payrolls with HR. Serves as back-up payroll processor, along with Business Manager/Senior Accountant, in the event both primary processors in HR are unavailable. Experience in Affordable Housing, Section 42 and HOME credits is a plus. EDUCATION/YEARS OF EXPERIENCE : Bachelor's degree with major in Accounting or Finance required.Minimum 5 years of experience in public accounting or accounting department required.Minimum 3 years of experience with Generally Accepted Accounting Principles (GAAP) required. BENEFITS: Medical Dental Vision STD LTD - company paid Life Insurance - company paid Employee Assistance Program - company paid Accident & Critical Illness 401k - annual company match (% varies) Paid Vacation, Paid Sick Time, Paid Personal Days, Paid Holidays Equal Opportunity Employer Compensation details: 00 Yearly Salary PI403df8962ae1-8427
Rise Baking Company was founded by bakery experts passionate about providing our customers with high quality products and providing a positive, collaborative place to work for our people. We are a company built on elevating expectations. It's what sets us apart from others in the baking industry. And our people are our finest ingredient. We believe the quality of our people is just as important as the quality of our products. Our environment encourages creativity, and we value an entrepreneurial and industrious approach to work -a place where honesty, respect, and trust are the essential ingredients for how we do business. We take pride in working with creative individuals with a passion for what they do, and we're always looking to expand our team. We offer a wide variety of professional and management opportunities, including sales, product development, account management, general management, finance, engineering, administration, and information systems management. We also employ a diverse workforce of hourly food production, packaging, quality assurance, warehouse, sanitation personnel, leads, and supervisors. Like our products, our benefits package offers quality that makes a difference. Coverage options may include: Medical, dental, life, disability, vision, and supplemental insurance Company paid holidays Paid Time Off (PTO) plans Performance bonus potential 401k plan with company match Expectations Deliciously Exceeded. Job Purpose Provide coordinated tactical and strategic human resource solutions to plants in support of the company's business objectives including driving employee engagement, advancing cultural integration, and supporting company growth. Essential Functions Participate as an active member of the plant leadership team and the HR team; implement and support both platform and plant HR initiatives Manage plant HR support staff Partner with plant management regarding people-related issues Investigate employee concerns and complaints; recommend actions to promptly resolve Help develop leaders by providing coaching, training, and key metric information Promote a positive, successful, and compliant recruitment and onboarding process that leads to overall retention and attainment of company goals Recommend procedures to reduce absenteeism, turnover, and unnecessary costs using company metrics and analyses; retain a high quality and engaged workforce Create and execute communication plans and education related to employee engagement, policies, procedures, and changes necessary for compliance and integration Keep abreast of and ensure compliance to all federal/state employment labor laws and consult with outside legal counsel as needed to determine appropriate course of action Oversee workers' compensation, FMLA, and leave of absence to ensure compliance while utilizing tools that lower claim costs, improve overall safety of the company, and increase attendance and retention rates Administer performance review program to ensure alignment to the company's core values and culture; provide tools to plant leadership team to ensure performance programs are effective, compliant, and equitably delivered Complete an equity audit for the site annually; update job descriptions as necessary Manage and maintain the Human Resources budget Support food safety program, quality standards, and legality of manufactured products Perform other job-related duties as assigned Qualifications (Education, Experience, Competencies) Bachelor's degree in human resources or related field and 5+ years of experience in a human resource management position or equivalent combination of education and experience PHR or SHRM-CP preferred Human resource generalist experience within fast growing manufacturing company preferred Knowledge of federal and state regulations pertaining to employment Working knowledge and experience with HRIS Intermediate to advanced Microsoft Office skills; ADP skills preferred Strong communication skills, including ability to effectively communicate with all levels of the company Strong leadership, management, organizational, analytical, decision making, conflict resolution, negotiating, influencing, and consultative skills Cultural competency; experience/ability to work and interact effectively with a diverse, multicultural audience Proven experience utilizing resourcefulness, professionalism, initiative, and motivation to develop effective strategies to achieve organizational goals Detail oriented with the ability to multi-task, manage changing priorities, and work well under pressure Expectations (Exhibit and Promote Company's Core Values) People: We engage, empower, and appreciate our people- they are our finest ingredient Safety: We invest in systems, policies, and training that ensure safety Customer Partnerships: We make decisions with the customer experience in mind and ensure win/win outcomes Collaboration: We leverage each other's unique experiences to drive the best outcomes for our expanding company Communication: We inform and listen to our team members, customers, suppliers, and investors Results: We prioritize activities that drive profitable growth, and we celebrate our achievements California, Colorado, Connecticut, Hawaii, Illinois, Maryland, Massachusetts, Minnesota, Nevada, New Jersey, New York, Rhode Island, Vermont, Washington, Washington, D.C. Residents Only: The salary range for this role is $110,000 to $125,000 annually. Pay is based upon several factors including but not limited to local labor markets, education, work experience, certifications, etc. Rise Baking Company complies with all minimum wage laws as applicable. In addition to your annual salary, Rise Baking Company offers benefits such as, a comprehensive benefits package, annual bonus eligibility, incentive and recognition programs and 401k contributions (all benefits are subject to eligibility requirements). At Rise Baking Company, our people are our finest ingredient RISE123 MON123 Compensation details: 00 Yearly Salary PI1a149be9f6-
08/13/2026
Full time
Rise Baking Company was founded by bakery experts passionate about providing our customers with high quality products and providing a positive, collaborative place to work for our people. We are a company built on elevating expectations. It's what sets us apart from others in the baking industry. And our people are our finest ingredient. We believe the quality of our people is just as important as the quality of our products. Our environment encourages creativity, and we value an entrepreneurial and industrious approach to work -a place where honesty, respect, and trust are the essential ingredients for how we do business. We take pride in working with creative individuals with a passion for what they do, and we're always looking to expand our team. We offer a wide variety of professional and management opportunities, including sales, product development, account management, general management, finance, engineering, administration, and information systems management. We also employ a diverse workforce of hourly food production, packaging, quality assurance, warehouse, sanitation personnel, leads, and supervisors. Like our products, our benefits package offers quality that makes a difference. Coverage options may include: Medical, dental, life, disability, vision, and supplemental insurance Company paid holidays Paid Time Off (PTO) plans Performance bonus potential 401k plan with company match Expectations Deliciously Exceeded. Job Purpose Provide coordinated tactical and strategic human resource solutions to plants in support of the company's business objectives including driving employee engagement, advancing cultural integration, and supporting company growth. Essential Functions Participate as an active member of the plant leadership team and the HR team; implement and support both platform and plant HR initiatives Manage plant HR support staff Partner with plant management regarding people-related issues Investigate employee concerns and complaints; recommend actions to promptly resolve Help develop leaders by providing coaching, training, and key metric information Promote a positive, successful, and compliant recruitment and onboarding process that leads to overall retention and attainment of company goals Recommend procedures to reduce absenteeism, turnover, and unnecessary costs using company metrics and analyses; retain a high quality and engaged workforce Create and execute communication plans and education related to employee engagement, policies, procedures, and changes necessary for compliance and integration Keep abreast of and ensure compliance to all federal/state employment labor laws and consult with outside legal counsel as needed to determine appropriate course of action Oversee workers' compensation, FMLA, and leave of absence to ensure compliance while utilizing tools that lower claim costs, improve overall safety of the company, and increase attendance and retention rates Administer performance review program to ensure alignment to the company's core values and culture; provide tools to plant leadership team to ensure performance programs are effective, compliant, and equitably delivered Complete an equity audit for the site annually; update job descriptions as necessary Manage and maintain the Human Resources budget Support food safety program, quality standards, and legality of manufactured products Perform other job-related duties as assigned Qualifications (Education, Experience, Competencies) Bachelor's degree in human resources or related field and 5+ years of experience in a human resource management position or equivalent combination of education and experience PHR or SHRM-CP preferred Human resource generalist experience within fast growing manufacturing company preferred Knowledge of federal and state regulations pertaining to employment Working knowledge and experience with HRIS Intermediate to advanced Microsoft Office skills; ADP skills preferred Strong communication skills, including ability to effectively communicate with all levels of the company Strong leadership, management, organizational, analytical, decision making, conflict resolution, negotiating, influencing, and consultative skills Cultural competency; experience/ability to work and interact effectively with a diverse, multicultural audience Proven experience utilizing resourcefulness, professionalism, initiative, and motivation to develop effective strategies to achieve organizational goals Detail oriented with the ability to multi-task, manage changing priorities, and work well under pressure Expectations (Exhibit and Promote Company's Core Values) People: We engage, empower, and appreciate our people- they are our finest ingredient Safety: We invest in systems, policies, and training that ensure safety Customer Partnerships: We make decisions with the customer experience in mind and ensure win/win outcomes Collaboration: We leverage each other's unique experiences to drive the best outcomes for our expanding company Communication: We inform and listen to our team members, customers, suppliers, and investors Results: We prioritize activities that drive profitable growth, and we celebrate our achievements California, Colorado, Connecticut, Hawaii, Illinois, Maryland, Massachusetts, Minnesota, Nevada, New Jersey, New York, Rhode Island, Vermont, Washington, Washington, D.C. Residents Only: The salary range for this role is $110,000 to $125,000 annually. Pay is based upon several factors including but not limited to local labor markets, education, work experience, certifications, etc. Rise Baking Company complies with all minimum wage laws as applicable. In addition to your annual salary, Rise Baking Company offers benefits such as, a comprehensive benefits package, annual bonus eligibility, incentive and recognition programs and 401k contributions (all benefits are subject to eligibility requirements). At Rise Baking Company, our people are our finest ingredient RISE123 MON123 Compensation details: 00 Yearly Salary PI1a149be9f6-
Accounting Manager - Champaign County (Urbana, OH) Champaign Residential Services Celebrating 50 Years of Service in 2026 CRSI Is now hiring an Accounting Manager in Champaign County! This role offers an opportunity for professional growth within the organization's Finance Department. Ideally, this position will step into the Controller role as part of our long-term succession planning. Mentorship and development opportunities will be provided to support this path. Full Time Benefits Medical, Dental and Vision Retirement Plan Paid Time Off Life insurance Short Term and Long Term Disability ACCOUNTING MANAGER FUNCTIONS: The Accounting Manager is responsible for and assists in the coordination of the Agency's cost accounting, forecasting program and managing daily fiscal operation of the Agency. ACCOUNTING MANAGER RESPONSIBILITIES: Assists with preparation of statistical and financial reports, projections, analysis, and documentation as requested. Keeps operational checking and other agency cash accounts. Prepares cash flow projections. Assists with cash management based upon guidelines as established by the Finance Committee and the Board of Trustees. Assists accounting staff with preparation of interim financial statements, annual cost reports and audits for management in a timely and efficient manner. Provides direct supervision of several accounting staff to ensure quality, accuracy and efficiency of job performance. Assures Agency's contractual compliance in fiscal matters; monitors service contracts for fiscal compliance, audits, conditions and time lines. In absence of CFO, ensures continued fiscal operations. Attends Agency meetings as requested; represents Agency at various meetings and seminars outside the Agency as requested. Ensures the development of financial forms, policies and procedures according to Generally Accepted Accounting Principles (GAAP). Assists staff with necessary training, instruction and development as required. Maintains financial information in a confidential and controlled manner based upon employee authorization level. Performs respective accounting procedures utilizing generally accepted accounting principles. This may involve, but is not limited to: work paper documentation, source document review, accrual preparation or analysis recap. ACCOUNTING MANAGER QUALIFICATIONS: Bachelor Degree in Accounting with 5 years corporate accounting experience CPA certification preferred but not required Strong knowledge/experience in budgeting, fiscal management, and accounting Ability to develop reports, budgets, gather and classify information and deal with many variables Strong computer skills Strong communication skills Ability to develop and maintain positive working relationships with Agency personnel PI6c680b0bebec-1263
08/13/2026
Full time
Accounting Manager - Champaign County (Urbana, OH) Champaign Residential Services Celebrating 50 Years of Service in 2026 CRSI Is now hiring an Accounting Manager in Champaign County! This role offers an opportunity for professional growth within the organization's Finance Department. Ideally, this position will step into the Controller role as part of our long-term succession planning. Mentorship and development opportunities will be provided to support this path. Full Time Benefits Medical, Dental and Vision Retirement Plan Paid Time Off Life insurance Short Term and Long Term Disability ACCOUNTING MANAGER FUNCTIONS: The Accounting Manager is responsible for and assists in the coordination of the Agency's cost accounting, forecasting program and managing daily fiscal operation of the Agency. ACCOUNTING MANAGER RESPONSIBILITIES: Assists with preparation of statistical and financial reports, projections, analysis, and documentation as requested. Keeps operational checking and other agency cash accounts. Prepares cash flow projections. Assists with cash management based upon guidelines as established by the Finance Committee and the Board of Trustees. Assists accounting staff with preparation of interim financial statements, annual cost reports and audits for management in a timely and efficient manner. Provides direct supervision of several accounting staff to ensure quality, accuracy and efficiency of job performance. Assures Agency's contractual compliance in fiscal matters; monitors service contracts for fiscal compliance, audits, conditions and time lines. In absence of CFO, ensures continued fiscal operations. Attends Agency meetings as requested; represents Agency at various meetings and seminars outside the Agency as requested. Ensures the development of financial forms, policies and procedures according to Generally Accepted Accounting Principles (GAAP). Assists staff with necessary training, instruction and development as required. Maintains financial information in a confidential and controlled manner based upon employee authorization level. Performs respective accounting procedures utilizing generally accepted accounting principles. This may involve, but is not limited to: work paper documentation, source document review, accrual preparation or analysis recap. ACCOUNTING MANAGER QUALIFICATIONS: Bachelor Degree in Accounting with 5 years corporate accounting experience CPA certification preferred but not required Strong knowledge/experience in budgeting, fiscal management, and accounting Ability to develop reports, budgets, gather and classify information and deal with many variables Strong computer skills Strong communication skills Ability to develop and maintain positive working relationships with Agency personnel PI6c680b0bebec-1263
GeoStabilization International
Philadelphia, Pennsylvania
GeoStabilization International (GSI), Access Limited, and RoadGuard together form a leading infrastructure solutions platform dedicated to protecting people and strengthening critical infrastructure across North America and New Zealand. GSI is the premier geohazard mitigation firm specializing in emergency slope stabilization, landslide repair, grouting, and micropiles through innovative design-build delivery. Access Limited brings over a century of steep-slope expertise and operates North America's largest fleet of spider excavators, delivering complex rockfall and geotechnical solutions in the most challenging environments. RoadGuard, founded in 2024, unites industry-leading roadway safety companies providing guardrail, bridge railing, highway signage, fencing, and specialty fabrication services. Across all our businesses, we are driven by innovation, extreme ownership, technical excellence, and a relentless commitment to measurable results that improve safety and infrastructure resilience. We are seeking a Senior Estimating Manager for our RoadGuard division who brings the judgment, and leadership capacity to elevate the competitiveness and precision of our preconstruction function across guardrail, highway signage and structures, and commercial/industrial fencing divisions. This is a role for a strategic, analytical, and elite problem solver who can build a high-performance estimating team while personally shaping the way we model cost, manage risk, and price for profitable growth. A successful Senior Estimating Manager at RoadGuard is not simply a technical estimator, they are leaders capable of supporting business development, influencing division strategy, and enabling field operations to execute at a high margin. Benefits Great medical, dental, and vision insurance options with additional programs available when enrolled Mental health benefits 401(k) plan to help save for your future including company match In addition to 7 observed holidays, salaried team members have flexible paid time off Paid parental leave Responsibilities Leadership & Strategic Impact Build, lead, and develop a high-density estimating team with strong expectations around accuracy, speed, and operational partnership. Establish standardized estimating processes, cost models, and submission templates that improve repeatability and scalability across divisions. Partner with executive leadership on market positioning, pricing strategy, and targeted pursuit guidance. Analyze historical performance data to improve cost forecasting, competitive strategy, and win rates Estimating Excellence & Bid Strategy Oversee the review of bid invitations, specs, an d drawings to determine true scope, schedule n eeds, risks, and value opportunities. Lead and personally contribute to detailed cost estimates across labor, materials, equipment, and subcontractor scopes for guardrail, signage, and fencing projects. Drive rigorous takeoff processes, ensuring precision and clarity in quantity and risk interpretation. Manage bid calendars, ensuring zero misses, high-quality submissions, and clear competitive positioning. Conduct bid reviews, lead clarifications, and represent the company in negotiations with DOTs, public agencies, GCs, and owners Cross-Functional Collaboration Ensure seamless handoff to Project Manag ers and Operations with accurate scopes, schedules, and assumptions. Partner tig htly with engineering, operations, and field leadership to chal lenge assumptions, identify value engineering opportunities, and increase constructability. Build and maintain strong relationships w ith sup pl iers, subcontractors, and agencies to improve pricing intelligence and early visibility into market changes. Represent the company confidently in pre-bid meetings, industry events, and site walks. Financial & Operational Insight Own the development, maintenance, and accuracy of internal cost databases, production rates, and unit pricing. Track cost trends and provide an alysis to operati ons and finance to support smarter pricing and execution strategies. Oversee prequalification submissions and ensure compliance with all DOT and public works procurement requirements. What Great Looks Like: w e are not looking for someone who can just "run the estimating department," we are looking for someone who can transform it. Candidates who thrive in this role consisten tly demonstrate : High cognitive agility and exceptional analytical judgment. Ability to model cost drivers with precision and explain them in a way operators trust and act on. Evidence of past success influencing bid strategy and driving measurable improvements in win rates, pricing discipline, or margin uplift. A leadership style that combines clarity, decisiveness, and a bias for speed while maintaining rigor. Strong resilience: someone who stays calm when deadlines compress , drawings change, or pricing shifts. The ability to lead through ambiguity and innovate under constraints. Required Qualifications 10+ years of estimating experience in heavy civil construction or specialties such as guardrail, structural signage, or industrial fencing. Proven success leading or managing an estimating function. Deep fluency in DOT specifications, public works bidding, and government contract structures. Proficiency with estimating tools (HCSS HeavyBid , Bluebeam, OST, Excel). Strong analytical strength, communication clarity, and negotiation ability. Extreme attention to detail, organizational discipline, and reliability. Preferred Attributes Bachelor's degree in Construction Management, Civil Engineering, or equivalent experience. Experience with design-build, alternative delivery, or negotiated work. Familiarity with steel structures, concrete, and fabrication. Ability to see constructability issues early and identify cost or schedule risks. A strategic thinker who elevates team performance and enhances market competitiveness. Travel Requirements Approximately 10% company-sponsored travel within the region, including site visits on uneven terrain. GeoStabilization International, LLC. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law. This role will be in-office. Employees will be expected to work in the Folsom, NJ office 5 days per week. The expected base pay range for this position in the Folsom, NJ area is $132,000.00 - $185,000.00. Salary ranges are dependent on a variety of factors, including qualifications, experience and geographic location. Range is not inclusive of potential bonus or benefits. US pay range for this role. $132,000 - $185,000 USD Soil Nail Holdings and its subsidiaries are equal opportunity employers. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.
08/13/2026
Full time
GeoStabilization International (GSI), Access Limited, and RoadGuard together form a leading infrastructure solutions platform dedicated to protecting people and strengthening critical infrastructure across North America and New Zealand. GSI is the premier geohazard mitigation firm specializing in emergency slope stabilization, landslide repair, grouting, and micropiles through innovative design-build delivery. Access Limited brings over a century of steep-slope expertise and operates North America's largest fleet of spider excavators, delivering complex rockfall and geotechnical solutions in the most challenging environments. RoadGuard, founded in 2024, unites industry-leading roadway safety companies providing guardrail, bridge railing, highway signage, fencing, and specialty fabrication services. Across all our businesses, we are driven by innovation, extreme ownership, technical excellence, and a relentless commitment to measurable results that improve safety and infrastructure resilience. We are seeking a Senior Estimating Manager for our RoadGuard division who brings the judgment, and leadership capacity to elevate the competitiveness and precision of our preconstruction function across guardrail, highway signage and structures, and commercial/industrial fencing divisions. This is a role for a strategic, analytical, and elite problem solver who can build a high-performance estimating team while personally shaping the way we model cost, manage risk, and price for profitable growth. A successful Senior Estimating Manager at RoadGuard is not simply a technical estimator, they are leaders capable of supporting business development, influencing division strategy, and enabling field operations to execute at a high margin. Benefits Great medical, dental, and vision insurance options with additional programs available when enrolled Mental health benefits 401(k) plan to help save for your future including company match In addition to 7 observed holidays, salaried team members have flexible paid time off Paid parental leave Responsibilities Leadership & Strategic Impact Build, lead, and develop a high-density estimating team with strong expectations around accuracy, speed, and operational partnership. Establish standardized estimating processes, cost models, and submission templates that improve repeatability and scalability across divisions. Partner with executive leadership on market positioning, pricing strategy, and targeted pursuit guidance. Analyze historical performance data to improve cost forecasting, competitive strategy, and win rates Estimating Excellence & Bid Strategy Oversee the review of bid invitations, specs, an d drawings to determine true scope, schedule n eeds, risks, and value opportunities. Lead and personally contribute to detailed cost estimates across labor, materials, equipment, and subcontractor scopes for guardrail, signage, and fencing projects. Drive rigorous takeoff processes, ensuring precision and clarity in quantity and risk interpretation. Manage bid calendars, ensuring zero misses, high-quality submissions, and clear competitive positioning. Conduct bid reviews, lead clarifications, and represent the company in negotiations with DOTs, public agencies, GCs, and owners Cross-Functional Collaboration Ensure seamless handoff to Project Manag ers and Operations with accurate scopes, schedules, and assumptions. Partner tig htly with engineering, operations, and field leadership to chal lenge assumptions, identify value engineering opportunities, and increase constructability. Build and maintain strong relationships w ith sup pl iers, subcontractors, and agencies to improve pricing intelligence and early visibility into market changes. Represent the company confidently in pre-bid meetings, industry events, and site walks. Financial & Operational Insight Own the development, maintenance, and accuracy of internal cost databases, production rates, and unit pricing. Track cost trends and provide an alysis to operati ons and finance to support smarter pricing and execution strategies. Oversee prequalification submissions and ensure compliance with all DOT and public works procurement requirements. What Great Looks Like: w e are not looking for someone who can just "run the estimating department," we are looking for someone who can transform it. Candidates who thrive in this role consisten tly demonstrate : High cognitive agility and exceptional analytical judgment. Ability to model cost drivers with precision and explain them in a way operators trust and act on. Evidence of past success influencing bid strategy and driving measurable improvements in win rates, pricing discipline, or margin uplift. A leadership style that combines clarity, decisiveness, and a bias for speed while maintaining rigor. Strong resilience: someone who stays calm when deadlines compress , drawings change, or pricing shifts. The ability to lead through ambiguity and innovate under constraints. Required Qualifications 10+ years of estimating experience in heavy civil construction or specialties such as guardrail, structural signage, or industrial fencing. Proven success leading or managing an estimating function. Deep fluency in DOT specifications, public works bidding, and government contract structures. Proficiency with estimating tools (HCSS HeavyBid , Bluebeam, OST, Excel). Strong analytical strength, communication clarity, and negotiation ability. Extreme attention to detail, organizational discipline, and reliability. Preferred Attributes Bachelor's degree in Construction Management, Civil Engineering, or equivalent experience. Experience with design-build, alternative delivery, or negotiated work. Familiarity with steel structures, concrete, and fabrication. Ability to see constructability issues early and identify cost or schedule risks. A strategic thinker who elevates team performance and enhances market competitiveness. Travel Requirements Approximately 10% company-sponsored travel within the region, including site visits on uneven terrain. GeoStabilization International, LLC. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law. This role will be in-office. Employees will be expected to work in the Folsom, NJ office 5 days per week. The expected base pay range for this position in the Folsom, NJ area is $132,000.00 - $185,000.00. Salary ranges are dependent on a variety of factors, including qualifications, experience and geographic location. Range is not inclusive of potential bonus or benefits. US pay range for this role. $132,000 - $185,000 USD Soil Nail Holdings and its subsidiaries are equal opportunity employers. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.
Community Choice Financial Family of Brands
Fort Walton Beach, Florida
Job Description Your Opportunity: Assistant Store Manager InstaLoan Ft. Walton Beach, FL As an Assistant Store Manager (ASM), you'll support our customers through real financial needs while gaining hands-on experience running a store. You'll develop your leadership skills in real-time by driving account management, customer outreach, and risk management. It's performance-driven, people-first, and packed with growth potential. If you're ready to build your confidence, learn the business, and move up quickly with a Company that invests in your future, you just found your next step. What We Offer: Compensation The hourly wage for the position is $16.50 per hour. The hourly rate is just one of many elements that make up our Total Compensation package. Benefits & Perks Paid on-the-job training and a comprehensive new hire program. Access to a robust learning management system, full of e-learning modules to help boost your professional and personal development. Cross brand training that enables you to move into opportunities at any one of our eleven brands across the country. Enrollment in a key holder program designed to establish and enhance leadership potential for promotion. Performance-based career advancement. Educational reimbursement program. Multiple coverage choices for medical insurance, all include telemedicine and medical spending account options (HSA/FSA). Traditional 401(k) and Roth 401(k) Retirement plan with a generous Company match program. Company-Sponsored Life and AD&D Insurance. Basic and Enhanced Voluntary benefits so you may choose the right coverage at the right price for you and your family. Plans include dental, vision, short-term and long-term disability plans, supplemental life and AD&D insurance, accident, critical illness, hospital indemnity, ID theft protection, legal services program, and pet insurance. Free access to mental health resources, life coaching, and more for you and your family members through our Employee Assistance Program. Free access to exclusive discounts from nationwide and local retailers through our Discount Marketplace. Paid time off that grows with you, starting with 12 days in your first year. A relaxed, business casual dress code that includes jeans and sneakers! Based on current benefit offering, which is subject to change with or without notice. Certain benefits are subject to the terms and conditions of the governing plan documents which should be consulted for additional details and eligibility requirements. What We're Looking For - Qualifications and Skills: A high school diploma or equivalent. Minimum one year's experience in customer service, sales, or retail. At least 3 months of supervisory, key holder, or relevant leadership experience Excellent verbal and written communication skills. Proficiency in using phones, POS system, Microsoft Office, and other computer systems. Must be at least 18 years of age (19 in Alabama). Background check required. All background checks are conducted, and their results are considered, in accordance with applicable law. The ability to meet the physical demands of this position, which frequently includes remaining in a stationary position, including standing up to 90% of the time; moving and transporting up to 25 pounds; moving inside and outside of the store; and operating mechanical controls, such as a keyboard. Nice to Haves - Preferred Qualifications and Skills Management experience in retail, convenience store, grocery, finance, service, or related industries. Experience in check cashing, document verification, money order processing. Bilingual (English/Spanish) is a plus and may be required for certain locations. Valid driver's license, auto insurance, and personal vehicle to use throughout the workday (mileage compensated). What You'll Do - Essential Duties and Responsibilities: Maximize customer success by offering financial services that fit their needs. Assess risk of financial transactions, evaluate, and accurately process loan/pawn applications, check cashing transactions and ancillary products. Complete daily call campaigns to market services, build new business, and nurture customer relationships to further brand recognition and loyalty. Oversee account management and recovery processes, including collection calls, while maintaining a focus on customer service to prevent loss and charge off accounts. Maintain customer information in the point of sale (POS) system with accuracy and integrity. Provide support, coaching, and development to Customer Service Representatives, when applicable, to ensure adherence to quality standards and safety procedures. Perform duties outside of the office, when applicable, including on site vehicle appraisals, store errands, and external marketing. Work to meet Company-set performance standards by leveraging business-to-business partnership opportunities, obtaining referrals, and participating in and hosting in-store and community events. Maintain office security protocols and conduct proper opening and closing procedures, including management of vault and cash drawer. Help ensure a work environment that upholds compliance with Company policies and procedures, as well as local, state, and federal laws and regulations. Help conduct store audits, create reports, and compile financial data to further ensure compliance. Monitor and maintain internal and external store appearance and cleanliness, addressing basic facility needs and scheduling maintenance services. Work efficiently in a rapidly changing and fast-paced environment and handle multiple challenging tasks with ease to meet individual and team performance standards. Conduct additional tasks as directed by leadership. Maintain a full-time work schedule with regular, in-person attendance, including weekends. A full-time work schedule for this position includes, at a minimum, 40 hours per week. Store hours, schedules, and/or the minimum number of hours required for this position may be subject to change by brand and at the sole discretion of the Company. Speak with your recruiter about the most up-to-date requirements. Workplace Awards & Recognition: We are honored to be recognized as a Military Friendly Employer and Military Friendly Spouse Employer for four consecutive years and have received designation as a Top Employer for Hispanic and Latinos by HLPA in 2023, 2024, and 2025. Additionally, we have been named one of America's Greatest Workplace in Financial Services 2025 by Newsweek. Our Purpose: The Community Choice Financial Family of Brands ("CCF" or the "Company"), is one of the largest consumer specialty finance organizations in the U.S. We provide our customers, Team Members, and communities the Power of Choice with over 10 brands represented in more than 1,500 brick-and-mortar stores serving 24 states and online product offerings in 20 states. Community Choice Financial Family of Brands is steadfast in our commitment to help people across the country get access to the short-term financial services they need when they need it the most. Think you'd thrive here? Learn more at -careers The information contained herein is not intended to be an all-inclusive list of the duties and responsibilities of the job, nor is it intended to be an all-inclusive list of the skills and abilities required to do the job. The Company may, at its discretion, revise the job description at any time, and additional functions and requirements may be assigned by supervisors as deemed appropriate. Requirements, skills, and abilities included have been determined to illustrate the minimal standards required to successfully perform the position. Important: The Community Choice Financial Family of Brands will never ask you for banking or other payment information at any point during the interview or hiring process, nor will we conduct an interview via text message. Any official email correspondence will come from the In-store positions are in person only. The Community Choice Financial Family of Brands is committed to providing an inclusive workplace free of discrimination based on race, color, religion, sex, age, national origin, military status, disability, pregnancy, sexual orientation, gender identity or expression, genetic information or any other characteristic protected by applicable law. Candidates of all backgrounds are encouraged to apply. CCFI Companies, LLC is an equal-opportunity employer.
08/13/2026
Full time
Job Description Your Opportunity: Assistant Store Manager InstaLoan Ft. Walton Beach, FL As an Assistant Store Manager (ASM), you'll support our customers through real financial needs while gaining hands-on experience running a store. You'll develop your leadership skills in real-time by driving account management, customer outreach, and risk management. It's performance-driven, people-first, and packed with growth potential. If you're ready to build your confidence, learn the business, and move up quickly with a Company that invests in your future, you just found your next step. What We Offer: Compensation The hourly wage for the position is $16.50 per hour. The hourly rate is just one of many elements that make up our Total Compensation package. Benefits & Perks Paid on-the-job training and a comprehensive new hire program. Access to a robust learning management system, full of e-learning modules to help boost your professional and personal development. Cross brand training that enables you to move into opportunities at any one of our eleven brands across the country. Enrollment in a key holder program designed to establish and enhance leadership potential for promotion. Performance-based career advancement. Educational reimbursement program. Multiple coverage choices for medical insurance, all include telemedicine and medical spending account options (HSA/FSA). Traditional 401(k) and Roth 401(k) Retirement plan with a generous Company match program. Company-Sponsored Life and AD&D Insurance. Basic and Enhanced Voluntary benefits so you may choose the right coverage at the right price for you and your family. Plans include dental, vision, short-term and long-term disability plans, supplemental life and AD&D insurance, accident, critical illness, hospital indemnity, ID theft protection, legal services program, and pet insurance. Free access to mental health resources, life coaching, and more for you and your family members through our Employee Assistance Program. Free access to exclusive discounts from nationwide and local retailers through our Discount Marketplace. Paid time off that grows with you, starting with 12 days in your first year. A relaxed, business casual dress code that includes jeans and sneakers! Based on current benefit offering, which is subject to change with or without notice. Certain benefits are subject to the terms and conditions of the governing plan documents which should be consulted for additional details and eligibility requirements. What We're Looking For - Qualifications and Skills: A high school diploma or equivalent. Minimum one year's experience in customer service, sales, or retail. At least 3 months of supervisory, key holder, or relevant leadership experience Excellent verbal and written communication skills. Proficiency in using phones, POS system, Microsoft Office, and other computer systems. Must be at least 18 years of age (19 in Alabama). Background check required. All background checks are conducted, and their results are considered, in accordance with applicable law. The ability to meet the physical demands of this position, which frequently includes remaining in a stationary position, including standing up to 90% of the time; moving and transporting up to 25 pounds; moving inside and outside of the store; and operating mechanical controls, such as a keyboard. Nice to Haves - Preferred Qualifications and Skills Management experience in retail, convenience store, grocery, finance, service, or related industries. Experience in check cashing, document verification, money order processing. Bilingual (English/Spanish) is a plus and may be required for certain locations. Valid driver's license, auto insurance, and personal vehicle to use throughout the workday (mileage compensated). What You'll Do - Essential Duties and Responsibilities: Maximize customer success by offering financial services that fit their needs. Assess risk of financial transactions, evaluate, and accurately process loan/pawn applications, check cashing transactions and ancillary products. Complete daily call campaigns to market services, build new business, and nurture customer relationships to further brand recognition and loyalty. Oversee account management and recovery processes, including collection calls, while maintaining a focus on customer service to prevent loss and charge off accounts. Maintain customer information in the point of sale (POS) system with accuracy and integrity. Provide support, coaching, and development to Customer Service Representatives, when applicable, to ensure adherence to quality standards and safety procedures. Perform duties outside of the office, when applicable, including on site vehicle appraisals, store errands, and external marketing. Work to meet Company-set performance standards by leveraging business-to-business partnership opportunities, obtaining referrals, and participating in and hosting in-store and community events. Maintain office security protocols and conduct proper opening and closing procedures, including management of vault and cash drawer. Help ensure a work environment that upholds compliance with Company policies and procedures, as well as local, state, and federal laws and regulations. Help conduct store audits, create reports, and compile financial data to further ensure compliance. Monitor and maintain internal and external store appearance and cleanliness, addressing basic facility needs and scheduling maintenance services. Work efficiently in a rapidly changing and fast-paced environment and handle multiple challenging tasks with ease to meet individual and team performance standards. Conduct additional tasks as directed by leadership. Maintain a full-time work schedule with regular, in-person attendance, including weekends. A full-time work schedule for this position includes, at a minimum, 40 hours per week. Store hours, schedules, and/or the minimum number of hours required for this position may be subject to change by brand and at the sole discretion of the Company. Speak with your recruiter about the most up-to-date requirements. Workplace Awards & Recognition: We are honored to be recognized as a Military Friendly Employer and Military Friendly Spouse Employer for four consecutive years and have received designation as a Top Employer for Hispanic and Latinos by HLPA in 2023, 2024, and 2025. Additionally, we have been named one of America's Greatest Workplace in Financial Services 2025 by Newsweek. Our Purpose: The Community Choice Financial Family of Brands ("CCF" or the "Company"), is one of the largest consumer specialty finance organizations in the U.S. We provide our customers, Team Members, and communities the Power of Choice with over 10 brands represented in more than 1,500 brick-and-mortar stores serving 24 states and online product offerings in 20 states. Community Choice Financial Family of Brands is steadfast in our commitment to help people across the country get access to the short-term financial services they need when they need it the most. Think you'd thrive here? Learn more at -careers The information contained herein is not intended to be an all-inclusive list of the duties and responsibilities of the job, nor is it intended to be an all-inclusive list of the skills and abilities required to do the job. The Company may, at its discretion, revise the job description at any time, and additional functions and requirements may be assigned by supervisors as deemed appropriate. Requirements, skills, and abilities included have been determined to illustrate the minimal standards required to successfully perform the position. Important: The Community Choice Financial Family of Brands will never ask you for banking or other payment information at any point during the interview or hiring process, nor will we conduct an interview via text message. Any official email correspondence will come from the In-store positions are in person only. The Community Choice Financial Family of Brands is committed to providing an inclusive workplace free of discrimination based on race, color, religion, sex, age, national origin, military status, disability, pregnancy, sexual orientation, gender identity or expression, genetic information or any other characteristic protected by applicable law. Candidates of all backgrounds are encouraged to apply. CCFI Companies, LLC is an equal-opportunity employer.
Join a Community Bank with a Purpose Since 1915, Home State Bank has been dedicated to improving the quality of life for our customers, employees, and neighbors. More than a century later, that commitment remains at the heart of everything we do. We believe strong relationships, exceptional service, and community involvement are the foundation of our success. If you're passionate about helping people, delivering outstanding customer service, and being part of a team that genuinely makes a difference, we'd love to meet you. We are currently seeking a Credit Analyst to join our Crystal Lake team. Why Home State Bank? At Home State Bank, you're more than an employee. You're a valued team member who plays an important role in helping customers achieve their financial goals while contributing to the success of a locally owned community bank. This is an excellent opportunity for a customer-focused banking professional looking to grow their career while making a meaningful impact every day. What You'll Do As a Credit Analyst, you would prepare financial statement spreads on a timely basis, for businesses and individuals, including cash flow analysis, line usage charts and financial projections as assigned by the Credit Manager to support the Commercial Lending Department. Responsibilities include: o Prepare detailed written credit analyses on all commercial loans required in accordance with the Bank's commercial loan policy. These write ups provide support for existing and new loan relationships and many times are presented to the Directors' Loan Review Committee for approval. In these analyses, the analyst is expected to propose appropriate credit risk ratings for loans and identify loan policy exceptions. o Conduct comprehensive reviews of appraisals that secure commercial real estate transactions of the Bank. These reviews are used to ensure the appraiser used sound methodology. o Perform evaluations for existing CRE Loans. o Assist the Credit Manager as necessary in tracking financial statement information, obtaining external credit reports and industry data to support the Bank's loan portfolio analysis. o Complete the underwriting process for retail loan requests. This includes review of title documentation in addition to financial analysis and appraisal review. o Participate in the Bank's development and training programs to further skills and/or promote bank services. o Interact with the loan department, borrowers and all third-party representatives (i.e. appraisers and accountants) in a professional manner. o Perform property evaluations for existing CRE loans. o Assist the Credit Manager as necessary in tracking financial statement information, obtaining external credit reports and industry data to support the Bank's loan portfolio analysis. o Participate in the Bank's development and training programs to further skills and/or promote bank services. o Interact with the loan department, borrowers, appraisers, and accountants as needed in a professional manner. Training And Experience Bachelor's Degree Preferred (Accounting or Finance or Business) or commensurate experience. Position Details Full-Time PositionMonday through FridayStandard hours: 8:00 AM - 5:00 PMOnsite in Crystal Lake, IL - local candidates only no relocation provided Occasional local travel may be required Grow Your Career While Making a Difference If you're looking for a position where your work matters, your contributions are recognized, and your growth is supported, Home State Bank offers the opportunity to build a rewarding career in community banking. Comprehensive Benefits We offer competitive compensation and an outstanding benefits package beginning the first of the month following your hire date , including: Health & Wellness Medical coverage through BCBS (2 PPO options, HSA and HMO) Dental PPO through BCBS Vision coverage through BCBS EyeMed Company-paid life and AD&D insurance ($50,000) Company-paid long-term disability insurance Financial Security 401(k) eligibility after 90 days Company match of 3% after one year Time Away From Work Two weeks of paid vacation One week of Paid Leave for All Workers Eleven paid FDIC holidays One floating personal holiday Time off is pro-rated the first year Learning & Development Tuition reimbursement for courses and books up to $6,000 annually (per policy) Team Culture Employee appreciation events, including our annual Holiday Party at Boulder Ridge Country Club A collaborative and supportive workplace focused on professional growth and community involvement Award-Winning Workplace We're proud to be recognized as one of the best places to work in Illinois and McHenry County. Northwest Herald 2024 McHenry County Top Workplace Reader Choice Awards Top Workplace: Financial Institution/Service Top Workplace: Large Employer (100+ employees) Top Professional Services Top Family-Owned Business Top Business-to-Business Company Top Workplace for Giving Back to the Community Apply Today Become part of a team that values service, integrity, community, and professional growth. Apply online at , visit any Home State Bank branch, or fax your application to . Home State Bank is an Equal Opportunity Employer. We are committed to fostering a diverse and inclusive workplace where all employment decisions are based on merit, qualifications, performance, and business needs. We welcome applicants from all backgrounds and experiences. Compensation details: 21.37-32.1 Yearly Salary PI245aac0eeafe-1180
08/13/2026
Full time
Join a Community Bank with a Purpose Since 1915, Home State Bank has been dedicated to improving the quality of life for our customers, employees, and neighbors. More than a century later, that commitment remains at the heart of everything we do. We believe strong relationships, exceptional service, and community involvement are the foundation of our success. If you're passionate about helping people, delivering outstanding customer service, and being part of a team that genuinely makes a difference, we'd love to meet you. We are currently seeking a Credit Analyst to join our Crystal Lake team. Why Home State Bank? At Home State Bank, you're more than an employee. You're a valued team member who plays an important role in helping customers achieve their financial goals while contributing to the success of a locally owned community bank. This is an excellent opportunity for a customer-focused banking professional looking to grow their career while making a meaningful impact every day. What You'll Do As a Credit Analyst, you would prepare financial statement spreads on a timely basis, for businesses and individuals, including cash flow analysis, line usage charts and financial projections as assigned by the Credit Manager to support the Commercial Lending Department. Responsibilities include: o Prepare detailed written credit analyses on all commercial loans required in accordance with the Bank's commercial loan policy. These write ups provide support for existing and new loan relationships and many times are presented to the Directors' Loan Review Committee for approval. In these analyses, the analyst is expected to propose appropriate credit risk ratings for loans and identify loan policy exceptions. o Conduct comprehensive reviews of appraisals that secure commercial real estate transactions of the Bank. These reviews are used to ensure the appraiser used sound methodology. o Perform evaluations for existing CRE Loans. o Assist the Credit Manager as necessary in tracking financial statement information, obtaining external credit reports and industry data to support the Bank's loan portfolio analysis. o Complete the underwriting process for retail loan requests. This includes review of title documentation in addition to financial analysis and appraisal review. o Participate in the Bank's development and training programs to further skills and/or promote bank services. o Interact with the loan department, borrowers and all third-party representatives (i.e. appraisers and accountants) in a professional manner. o Perform property evaluations for existing CRE loans. o Assist the Credit Manager as necessary in tracking financial statement information, obtaining external credit reports and industry data to support the Bank's loan portfolio analysis. o Participate in the Bank's development and training programs to further skills and/or promote bank services. o Interact with the loan department, borrowers, appraisers, and accountants as needed in a professional manner. Training And Experience Bachelor's Degree Preferred (Accounting or Finance or Business) or commensurate experience. Position Details Full-Time PositionMonday through FridayStandard hours: 8:00 AM - 5:00 PMOnsite in Crystal Lake, IL - local candidates only no relocation provided Occasional local travel may be required Grow Your Career While Making a Difference If you're looking for a position where your work matters, your contributions are recognized, and your growth is supported, Home State Bank offers the opportunity to build a rewarding career in community banking. Comprehensive Benefits We offer competitive compensation and an outstanding benefits package beginning the first of the month following your hire date , including: Health & Wellness Medical coverage through BCBS (2 PPO options, HSA and HMO) Dental PPO through BCBS Vision coverage through BCBS EyeMed Company-paid life and AD&D insurance ($50,000) Company-paid long-term disability insurance Financial Security 401(k) eligibility after 90 days Company match of 3% after one year Time Away From Work Two weeks of paid vacation One week of Paid Leave for All Workers Eleven paid FDIC holidays One floating personal holiday Time off is pro-rated the first year Learning & Development Tuition reimbursement for courses and books up to $6,000 annually (per policy) Team Culture Employee appreciation events, including our annual Holiday Party at Boulder Ridge Country Club A collaborative and supportive workplace focused on professional growth and community involvement Award-Winning Workplace We're proud to be recognized as one of the best places to work in Illinois and McHenry County. Northwest Herald 2024 McHenry County Top Workplace Reader Choice Awards Top Workplace: Financial Institution/Service Top Workplace: Large Employer (100+ employees) Top Professional Services Top Family-Owned Business Top Business-to-Business Company Top Workplace for Giving Back to the Community Apply Today Become part of a team that values service, integrity, community, and professional growth. Apply online at , visit any Home State Bank branch, or fax your application to . Home State Bank is an Equal Opportunity Employer. We are committed to fostering a diverse and inclusive workplace where all employment decisions are based on merit, qualifications, performance, and business needs. We welcome applicants from all backgrounds and experiences. Compensation details: 21.37-32.1 Yearly Salary PI245aac0eeafe-1180
