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Heritage Bank has an exciting opportunity to join our organization! Are you a and customer service professional? Can you expertly handle high-volume inbound calls while documenting call notes? Do you thrive on finding solutions for your customers? If so, apply today to learn more about this great opportunity! Heritage Bank is seeking a Customer Support Specialist (Banking Call Center) at our Burlington Administrative Center.Individuals in this role help customers by providing a warm welcome and greeting to everyone who calls in for assistance, and will process a variety of financial requests, while learning and maintaining a thorough knowledge of the Bank's products and services, to inform customers of other bank services that will meet their current and future needs.This position is Full Time; typical schedule is Monday - Friday8:00 a.m. to 5:00 p.m.and rotating Saturdays 9:00 a.m. to 1:00 p.m. Flexibility is required to ensure adequate staffing for training or employee absences.This position is fully onsite in Burlington, Washington. Base Salary Range: Level I- $20.00 - $21.62- $24.84 per hour Level II- $22.00 - $22.70- $26.87 per hour Senior- $23.00 - $23.84- $28.61 per hour Depending on qualifications and experience Customer Service Center Representative (Customer Support Specialist) I, II or Senior may be considered. The Role at a Glance: Provide exceptional service to internal and external customers in accordance with the Heritage Bank Service Standards. Build and maintain strong relationships with all internal and external customers. Perform and/or assist with a full range of customer service oriented telephone activities; responds to customer inquiries and determines appropriate response or direction for the caller and customer escalations, as needed. Resolve online service customer requests through research and navigation within the organization, or escalation to an appropriate resource. Investigate and resolve problems for employees and customers via telephone or in person and escalate to management as appropriate. Ability to consistently apply superior decision making techniques pertaining to inquiries and requests as they apply to existing policies and procedures, keeping within assigned approval limits. Work effectively with other branches and departments as necessary for customer inquiry/problem resolution. Follow up on customer inquiries not immediately resolved. Accurately and efficiently transfers customer calls to appropriate specialist(s), or for escalated issues, as needed, and/or for additional research or resolution. Assesses customer and prospective customer needs, by telephone to meet their needs in a consistent and effective manner to build customer relationships. Actively participates in marketing and sales promotions, and recommend and refer bank products based on customer needs. Participates in training programs to enhance knowledge and referral abilities. Gains working knowledge of,and ensures bank activities, and job responsibilities are performed in compliance with, all state and federal banking laws and regulations. Understands and complies with all policies, procedures, standards and guidance relevant to assigned job responsibilities. Protects and maintains confidentiality with all customer financial data when handling customer requests and transactions. Account maintenance for customer deposit accounts, including adjustments, researching, and file maintenance. Contributes to the success of the Customer Service Center Department with willingness to share in all department responsibilities. Core Skills and Qualifications: High School Diploma or equivalent - required. Job-specific and/or ongoing participation in Bank sponsored education may be required. Level I- Minimum 6 months to a year of recent experience in retail banking and/or bank operations, with emphasis on providing exceptional customer service, within a financial services and/or service center industry - required. Level II - 2+ years recent experience in retail banking, bank operations and/or a service / call center environment, with working knowledge and experience in multiple functions including online/electronic banking, account maintenance, billing questions and research, regulatory compliance, operations, and phone applications and systems - required. Senior - 3+ years recent call center experience with emphasis on providing exceptional customer service, advanced technical skills and thorough working knowledge and proficiency in all major functions within a service center environment, in a financial services industry - required. Provides an exceptional level of quality service for internal and external customers, and responds to customers' needs, questions and concerns in an accurate, effective, and timely manner to solicit feedback to improve service. Ability to maintain and manage personal composure when confronted with a difficult situation and/or customer, with the ability to provide clients with information, data, advice and solutions, as well as gain their trust and respect with all levels of staff and management. Excellent listening, verbal, written and telephone etiquette business communication skills, with the ability to communicate outstanding/follow up or technical issues over the phone, in person and via email; with the ability to read, write, speak and understand English well. Demonstrated sales and business development skills with the ability to identify customer needs and cross-sell the Bank's products and services with confidence - preferred. Detail oriented with strong organizational, problem-solving, data review, processing, time management skills, and a strong focus on accuracy; with the ability to manage multiple assignments, and reporting requests ensuring that priorities are set and commitments and deadlines are met. Ability to work independently while understanding the necessity for communicating and coordinating work efforts with other employees and departments. Ability to work effectively as a team contributor on all assignments. Ability to gain working knowledge and understanding of principles, procedures, requirements, regulations, and policies related to assigned area, as well as the Bank's policies, procedures, products, and services. Demonstrated ability to quickly focus on key issues and make decisions under pressure of time constraints. Flexible with and accepting of change in a fast paced environment. Unquestionable integrity in handling sensitive and confidential information required. General use and understanding of MS Office products (Word, Excel, Outlook); knowledge of telephony hardware/software and contact center specific applications - preferred, with the ability to learn and adapt to new technologies quickly. Understanding and working knowledge of the Bank's core processing/operating system and experience using Cisco telecommunication systems - preferred. Working Environment/Conditions: Climate controlled office environment. Work involves being able to concentrate on the matter at hand, under sometimes distracting work conditions and frequent employee and customer contacts and interruptions during the day. Work requires regular attendance, punctuality and adherence to agreed-upon schedule(s) with willingness to work a flexible and/or rotating schedule, Saturday's and/or extended hours, as needed. Physical Demands/Effort: Work may involve the constant use of computer screens, reading of reports, and sitting throughout the day while communicating with customers by phone. Ability to operate a computer keyboard, multi-line telephone, photocopier, scanner and facsimile which often requires dexterity of hands and fingers with repetitive wrist and hand motion. Typically sitting at a desk or table; intermittently standing, stooping, bending at the waist, kneeling or crouching to file materials. Occasional lifting 15 - 20 lbs. (e.g., files, boxes, equipment) At Heritage Bank, we work hard, but we also know how important it is to take time off to stay healthy, relax, and spend time doing what makes your heart happy! As part of our team you'll enjoy a total rewards package, which includes base salary based on the role, experience, and skill set, along with an exceptional benefits package (medical, dental, vision, life insurance, 401(k), community volunteer time), and generous time off policy. Full-time team members receive a minimum of 10 paid vacation days annually and eight hours of paid sick leave per month , while also enjoying 11 paid holidays each calendar year, and an annual float day. Heritage Bank is an Equal Opportunity Employer Salary Range Disclaimer The base salary range represents Heritage Bank's current salary range for the position. Actual salaries will vary depending on factors including, but not limited to, qualifications, experience, and job performance. The range listed is just one component of Heritage Bank's total compensation package for full time and part time employees. Depending on position, other total compensation rewards may include, monthly, quarterly or annual incentive, and/or bonuses.

Sr. Associate, AML Compliance Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. Associate, AML Compliance is responsible onboarding of High Net Worth (HNW) and Ultra High Net Worth (UHNW) clients, as well as various operations including transaction monitoring, AML investigations, SAR filing, enhanced due diligence processes, high-risk customer surveillance, special investigations, and OFAC compliance. The incumbent will work as a subject matter expert supporting the Firms AML/Compliance Team to ensure compliance with Bank Secrecy Act (BSA)/Anti-Money Laundering (AML) related regulations, Office of Foreign Assets related regulations and the USA PATRIOT Act. Perform enhanced due diligence (EDD) on new and existing HNW/UHNW clients, including source of wealth, source of funds, and reputational risk reviews. Oversee KYC onboarding processes, ensuring compliance with broker-dealer and regulatory requirements. Monitor transactions for unusual or suspicious activity, with a focus on high-risk products, cross-border activity, and complex financial structures. Investigate, document, and escalate potential suspicious activity, preparing Suspicious Activity Reports (SARs) as required. Serve as a subject matter expert for HNW AML risks, providing guidance to front office, compliance, and operations teams. Collaborate with the AML Compliance Officer to refine policies and procedures tailored to HNW client risk profiles. Conduct periodic reviews of client accounts, including negative news searches and ongoing risk assessments. Provide AML training and awareness specific to the HNW/UHNW client segment for relationship managers and support staff. Liaise with regulators, auditors, and law enforcement on AML-related inquiries and examinations. Stay current on emerging risks in wealth management, sanctions, PEP exposure, and financial crime typologies. Develops models, metrics, and controls that the company utilizes to identify potential hazardous transactions. Serves as a subject matter expert (SME) on AML policy and procedures to the business; provides direction and guidance to employees on appropriate remediation action for high risk accounts. Coaches AML Analysts who analyze and research high level customer relationships using all available resources. Interacts with various stakeholders within the organization and externally with law enforcement to gather critical information for decision making. Serves as a Subject Matter Expert (SME) participating in multiple projects both within the unit and company-wide. Provides accurate documentation of account activity, formulates suspicious activity reports on the most complex cases and enhanced due diligence decisions, and recommends appropriate risk-based business actions to be taken. Collaborates with complex business units and provides compliance risk expertise and consulting for projects and initiatives with high risk to identify and mitigate regulatory risk. Consults with business to develop corrective action plans and effectively manage change to ensure regulatory compliance. Provides regulatory guidance as needed. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Finance, Business or equivalent field - Required. Master's Degree: Finance, Business, or equivalent field - Preferred. Minimum 9+ years of AML/Financial Crime Compliance experience within a broker-dealer, private bank, or wealth management environment. Bilingual English/Spanish Required. Strong knowledge of SEC, FINRA, BSA/AML, OFAC, and FATF requirements. Experience handling complex client structures (trusts, family offices, offshore entities, foundations). Familiarity with transaction monitoring systems, case management tools, and screening platforms. Ability to manage multiple priorities in a fast-paced environment and exercise sound judgment on risk escalation. Demonstrated subject matter expertise in quantitative modeling. statistical analysis, and quantitative theory. Demonstrated experience with large databases and database design. Advanced knowledge of modeling techniques, statistical analysis techniques and tools, and various database architectures. Advanced knowledge of statistics and numerical techniques. Excellent interpersonal, supervisory, and customer service skills required. Excellent written and verbal communication skills. Excellent project management skills. Excellent critical thinking skills with the ability to be adept in identifying and resolving complex risk management problems. Ability to build and foster internal relationships. Ability to identify risk and develop/design efficient practices to mitigate risk. Ability to lead, influence and direct peers, subordinates and management. Ability to make effective decision making on complex matters. Ability to convey a sense or urgency and drive. Certifications: CAMs (Certified Anti-Money Laundering Specialist) or equivalent certification strongly preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $93,750.00 USD Maximum: $165,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston,Florida-Miami Organization: Santander Bank N.A.

Help us change lives At Exact Sciences, we're helping change how the world prevents, detects and guides treatment for cancer. We give patients and clinicians the clarity needed to make confident decisions when they matter most. Join our team to find a purpose-driven career, an inclusive culture, and robust benefits to support your life while you're working to help others. The Supervisor, Histology (Monday - Friday 12:00pm - 8:30pm) is responsible for the day-to-day operations of Histology in support of meeting production throughput and quality requirements in a manner that utilizes laboratory best practices and adheres to all company policies and procedures. Additionally, the Supervisor, Histology is a point person for interactions with Pathology to ensure that specimens are prepared and delivered on-time and with sufficient quality for Pathology review and analytical testing. This role requires excellent attention to detail, excellent written and verbal communication skills, the ability to multi-task and be flexible with tasks and schedules, and the ability to work independently and in a team environment. The Supervisor, Histology is a liaison between the Accessioning and Histology laboratory staff and various functional groups including, but not limited to, Customer Service, Analytical Laboratory, Process and Service Engineering, Information Technology, Human Resources, and Materials Management groups. As such, the Supervisor, Histology must exhibit leadership skills such as good judgment, sound analysis and decision making, the ability to remain professional and composed under pressure, effective interpersonal skills, and the ability to effectively communicate across all levels of the laboratory and across departments. The Supervisor, Histology directly supervise the histology staff. Emphasis is placed on involvement with scheduling, troubleshooting technical and non-technical challenges, coaching and mentoring the laboratory staff, and building an effective team. The Supervisor, Histology will, in partnership with the lab training team, drive the training of both new hires and current employees with moderate levels of experience to advance the overall technical and organization readiness of the Histology Group. The Supervisor, Histology assists the Histology Management Team in managing projects, meeting project deliverables, and implementing laboratory enhancements. Given the wide variety of tasks involved in this position, the Supervisor, Histology must demonstrate the ability to seek guidance and input when analyzing complex issues and make recommendations that lead to sound decisions in a timely manner, the commitment to helping and motivating employees, the ability to respond to difficult issues quickly, fairly, and ethically, outstanding organizational skills, and the ability to respond to change with flexibility in order to adapt quickly to evolving circumstances. The Supervisor, Histology must be able to utilize various communication channels (e.g., email, communication board, team meetings, one-on-one etc.), to communicate team goals and priorities clearly, openly, and objectively, and to communicate changes, issues, and challenges to various sections of the Clinical Laboratory and applicable cross-functional teams. Essential Duties Include, but are not limited to, the following: Resolution of technical problems in accordance with policies and procedures established by the laboratory director or technical supervisor. Monitoring of test performance. Ensuring that remedial actions are taken when test systems deviate from the laboratory's established performance specifications. Providing or ensuring orientation of testing personnel. Maintain stringent standards for quality; identifying any issues which might adversely impact the quality of test results and/or employee safety and immediately communicating these to the appropriate management representatives, as necessary, to ensure prompt resolution. Oversee the day-to-day operations of the Histology laboratory; including, but not limited to, ensuring processing systems are functioning properly and samples are processed in a timely manner, with sufficient quality, and delivered to Pathology and Analytical Laboratory as expected, monitoring quality control testing results, assisting the Histology Management team in planning, validation, and implementation of new test procedures, and direct supervision of Histology laboratory personnel. Work with the Histology laboratory staff on the laboratory's quality control and quality assurance procedures, technical/process troubleshooting and improvement procedures, and staff training and education programs under the guidance of management. Interact with Clinical Laboratory QA, IT, Process Engineering, Customer Service, and other cross-functional teams to address process and workflow issues. Assist the Histology Management team to manage laboratory and cross-functional projects; such as process improvement, quality improvement, development studies, and new assay launch. Write and review standard operating procedures (SOPs), NCDR and DAR reports, and other documents, as assigned. Write, review, and conduct staff performance assessments, facilitate development discussions, and partner with Histology Management and Human Resources, as needed, to effectively manage staff performance gaps. Conduct the training and competency assessment of Histology staff, under the guidance of Histology management. Assist management in resource management and exploring various improvement initiatives. Assist management in holding staff meetings and implementing staff development plans and team building exercises. Ensure that Histology laboratory operations and personnel conducts meet the requirements of local, state, and federal regulatory agencies and company policies. Participate in quality assurance activities. Assist the staff with daily laboratory processing. Ability to maintain open communication with employees, managers, cross-functional team members, and customers, as needed. Ability to integrate and apply feedback in a professional manner. Ability to prioritize and drive to results with a high emphasis on quality. Ability to work individually and as part of a team. Ability to effectively communicate verbally and in writing technical information to technical and non-technical audiences. Ability to analyze and make recommendations to solve complex issues that impact laboratory processes under the guidance of the Histology Management team. Supervise staff; including, but not limited to, organize and prioritize work, write/conduct performance reviews, train/develop, and manage work performance. Communicate goals clearly to employees to ensure understanding and success in achieving them. Motivate and inspire employees to do their best work through coaching. Maintain morale and support employee engagement initiatives. Uphold company mission and values through accountability, innovation, integrity, quality, and teamwork. Support and comply with the company's Quality Management System policies and procedures. Regular and reliable attendance. Some time spent using near vision to view samples at close range. Use of various chemicals may be used to perform duties. May be exposed to hazardous materials, tissue specimens and instruments with moving parts, lasers, heating and freezing elements, and high-speed centrifugation. Minimum Qualifications Bachelor Degree in a scientific field, 6+ years of laboratory experience. Detailed knowledge and understanding of CAP, CLIA and NY regulations. Professional working knowledge of regulatory inspection preparation and execution. Strong computer skills; including proficiency with standard business software (e.g., Microsoft Office), laboratory information management software (LIMS) systems, and automated instrumentation. Authorization to work in the United States without sponsorship. Demonstrated ability to perform the Essential Duties of the position with or without accommodation. Preferred Qualifications Experience in high volume Clinical or surgical Pathology Laboratory. Experience with using Laboratory Information Management Systems (LIMS). Experience with project management. HT(ASCP) or HLT(ASCP) certification. Possession of active QIHC (Qualification in Immunohistochemistry) through the ASCP Board of Certification. Why You'll Love Working With Us: $5,000 sign-on bonus to welcome you aboard Relocation assistance available for qualifying candidates, making your transition smooth and stress-free 2nd shift pay differential on top of your base salary, rewarding you for your flexibility Competitive benefits package and opportunities to grow your career with a mission-driven company Salary Range: $67,000.00 - $119,000.00 The annual base salary shown is for this position located in US - AZ - Phoenix on a full-time basis. In addition, this position is bonus eligible. Exact Sciences is proud to offer an employee experience that includes paid time off (including days for vacation, holidays, volunteering, and personal time), paid leave for parents and caregivers, a retirement savings plan, wellness support, and health benefits including medical, prescription drug, dental, and vision coverage. Learn more about our benefits . . click apply for full job details

The pay range is $128,000.00 - $231,000.00 Pay is based on several factors which vary based on position. These include labor markets and in some instances may include education, work experience and certifications. In addition to your pay, Target cares about and invests in you as a team member, so that you can take care of yourself and your family. Target offers eligible team members and their dependents comprehensive health benefits and programs, which may include medical, vision, dental, life insurance and more, to help you and your family take care of your whole selves. Other benefits for eligible team members include 401(k), employee discount, short term disability, long term disability, paid sick leave, paid national holidays, and paid vacation. Find competitive benefits from financial and education to well-being and beyond at . JOIN TARGET AS A SR ENGINEERING MANAGER - DATA PLATFORMS (HADOOP/GCP) About us: Working at Target means helping all families discover the joy of everyday life. We bring that vision to life through our values and culture. Learn more about Target here. The Sr. Engineering Manager (SEM) is responsible for managing a team of engineers. This role is accountable for leading a team, developing code, deploying and managing production applications. You will be called upon to be the technical representative for your team during cross-team collaborative efforts and planning. Success in this role will require strong and innovative approaches to problem solving, great technical leadership, excellent communication (written and verbal, formal and informal), flexibility, accountability and a self-motivated working style with attention to detail. About this Team: We are seeking a Sr Engineering Manager for our Enterprise Data Platform team to lead our team in driving operational excellence, reliability and innovation across our enterprise-scale data ecosystem. This leader will oversee the current services for our on-premises Hadoop platform while guiding the modernization of our data platform journey to meet the evolving needs of our business. A key focus of this role will be establishing robust observability and monitoring practices to ensure high availability and performance, while also developing self-service capabilities that empower data engineers, analysts and data scientists to work efficiently and independently. The successful candidate will combine deep technical expertise in distributed data platforms with strong leadership skills, building platform capabilities that are secure, scalable, and user-centric. They will foster a culture of reliability, continuous improvement and automation -ensuring our platform evolves to support both current operations and future innovation. As a Sr. Engineering Manager, you'll take the lead as you: Drive development and operations with your team and drive technical decision making, adhering to Target platform architecture and other enterprise decisions You'll have a strong focus on team management and development, additionally you have technical expertise in writing production code and can be hands on in active design and development of the capabilities and solutions Assist in defining data platform needs to build Target enterprise data platform solutions and drive resolution of technology roadblocks including code, infrastructure, build and deployment and managing overall software development cycle by adhering to development and security standards Establish good stakeholder communication and work closely with Product teams and influence set product roadmap and help drive requirements while being a strong advocate of extreme agile and DevOps practices across engineers Build and manage a team of high performing full stack engineers and provide leadership, coaching, motivation as well as recommend staffing levels, operating procedures, tools and systems for the team Provide career development and performance management to a team of engineers Core responsibilities of this job are described within this job description. Job duties may change at any time due to business needs. About you: 4-year degree in Computer Science, Information Technology, Applied Mathematics, Physics or equivalent industry experience 7 plus years of software engineering (big data) experience 3 plus years of experience managing teams with a strong track record of delivery on cross-functional product experience with cloud platforms (GPC preferred) and managing large scale data platform products Proven experience managing large-scale distributed data platforms, ideally including Hadoop, Spark, or comparable ecosystems (on-premises and cloud) Strong background in cloud platforms with hands-on knowledge of cloud-native data services and the ability to guide hybrid/on-prem to cloud modernization Proficient in building high performing APIs and writing specs Experience with integration, data handling tech and other open source frameworks Strong passion for new and emerging tech, driving innovation through GenAI capabilities Strong written and verbal communication skills with the ability to present complex technical information in a clear and concise manner to variety of audiences Team-orientated, passionate about developing others' skills and capabilities Successful track record of working in large enterprise technology ecosystems Deep understanding of agile development processes and methodology including continuous integration and delivery, with a mindset of building incrementally and delivering business value quickly This position will operate as a Hybrid/Flex for Your Day work arrangement based on Target's needs. A Hybrid/Flex for Your Day work arrangement means the team member's core role will need to be performed both onsite at the Target HQ MN location the role is assigned to and virtually, depending upon what your role, team and tasks require for that day. Work duties cannot be performed outside of the country of the primary work location, unless otherwise prescribed by Target. Click here if you are curious to learn more about Minnesota. Benefits Eligibility Please paste this url into your preferred browser to learn about benefits eligibility for this role: Americans with Disabilities Act (ADA) In compliance with state and federal laws, Target will make reasonable accommodations for applicants with disabilities. If a reasonable accommodation is needed to participate in the job application or interview process, please reach out to . Non-accommodation-related requests, such as application follow-ups or technical issues, will not be addressed through this channel. Application deadline is : 10/23/2025

Structured/Project Finance - Underwriting & Portfolio Management Associate Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Associate, Underwriting & Portfolio Management will be responsible for managing the Underwriting & Portfolio Management of a defined portfolio of Structured Finance transactions. The Portfolio is comprised of Project Finance and Fund Finance loans. This position will work closely with the 1LoD product teams to present and defend business opportunities to the 2nd Line of Defense. The candidate will manage the business relationship with risk and ensure all required portfolio management tasks are completed. Responsibilities: Communicates portfolio trends, risks and mitigants to senior leadership. Develops and manages portfolio information needed to accommodate sound risk management, economic and regulatory reporting requirements. Leads underwriting, structuring and closing of amendments, upsizes and extensions, as needed, including annual reviews and credit approval memos. Develop credit recommendations which include clear views of credit structures and borrower's risks. Lead the financial modelling of complex structured corporates, including the impacts of complex transactions including mergers, acquisitions and divestitures. Supports junior development through building strong relationships with the team as a mentor as needed. Collaborates with product team members prior to loan closing on approval memos, legal documentation, collateral review and funding approvals. Manages and controls risks throughout the post-closing credit process to ensure strong borrower performance. Monitors and enforces terms of loan agreement / documents. Identifies and establishes best practices policies and procedures. Manages other Portfolio Management functions, including collaborating with new business team on up-front and ongoing client due diligence, etc. Leads and/or provides valuable input for broader business initiatives, projects and goals. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree or equivalent work experience in Finance, Accounting, Management, Economics or equivalent field. (Required) CFA Charter and/or MBA (Preferred) Work Experience: Financial analysis, structuring, underwriting and portfolio management. Experience with infrastructure companies, and/or project finance loans (preferably renewable energy - wind, solar, etc) Skills and Abilities: Proficient communicator (orally and in writing) with clients, peers and fellow associates Proficient with Microsoft Office applications Ability to work and interact with various departments Ability to work in a fast-paced, sometimes stressful, environment with many critical deadlines Thorough knowledge and understanding of Structured Finance loan products and services Certifications: Other: Completion of bank-certified course in Credit Training - Preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $78,750.00 USD Maximum: $122,500.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

Commercial Lending & Restructuring Legal CounselCountry: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Legal Counsel provides day-to-day leadership and advice to the commercial lending and workout lines of business on a range of matters including commercial lending, distressed assets, lender liability, debt restructure, collections, litigation and insolvency. Provides legal advice to internal clients on issues related to distressed commercial real estate loans. Prepares, negotiates and reviews legal notices, restructuring documentation and other agreements related to defaulted assets. Advises management and various partners to help ensure operations comply with laws and other regulatory provisions and contractual obligations. Drafts, reviews, negotiates, advises regarding and/or approves policies, procedures, contracts and related documents for business operations, regulatory compliance confidentiality of proprietary information and generally to support business operations and promote the company's objectives and interests. Provides legal counsel and guidance to the company's and its various entities' management and boards of directors on strategies and solutions to potential, anticipated and/or identified legal, regulatory and/or compliance matters and issues of concern. Collaborates with internal clients to analyze and resolve defaulted loans in a cost-effective manner. Prepares default, demand, acceleration and other legal notices. Drafts, reviews, and negotiates documentation of loan restructures, forbearances and settlements. Analyzes lender liability risk and negotiates with borrowers to resolve disputes. Retains and manages external counsel for workout matters, including providing strategic direction and controlling costs. Provides ongoing reporting on litigation caseload. Completes diligence and coordinate closings for debt restructures, including the acquisition of collateral. Acts as legal/technical expert providing advice, insights and solutions to clients and consultants on applicable legal/technical and compliance issues affecting strategies, programs, plans (design and operations), and practices. Analyzes key policy, legislative and legal developments and issues, and shares advice, insights and solutions with internal and external clients. Researches relevant legal issues and technical and industry specific topics. Reviews current developments in the area of legal/technical expertise, prepares complex technical analyses and develops advice, insights, and solutions. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience. - Required. Juris Doctor (JD). Required. Active licensed attorney and member of NY state bar in good standing. Required. 5+ years of experience practicing law in a financial services firm, bank, or law firm with a focus on Commercial Real Estate. Excellent interpersonal skills with an ability to provide sound, clear legal advice to senior executives and other senior leaders. Expertise handling government and regulatory enforcement actions that involve civil and criminal inquiries directed at large corporations operating in highly regulated industries. Outstanding verbal and written communication skills. Desire and aptitude to work in a collaborative environment on a team of high-performing legal professionals. Strong ability to identify and solve complex problems. Ability to present information clearly and effectively in written and oral form. Ability to develop strategy and tactics for complex, high profile matters. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $93,750.00 USD Maximum: $170,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standingand walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: New York, NY, New York Other Locations: New York-New York,New York-New York Organization: Santander Holdings USA, Inc. Required Preferred Job Industries Legal

Corporate Banking Underwriting & Portfolio Management - Associate Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Associate, Corporate Banking Underwriting & Portfolio Management underwrites and manages transactions, and routinely monitors them for risks inherent in a business loan portfolio. The incumbent provides support to the manager of the department on continuous improvement initiatives and takes the lead on projects that support loan growth and efficiency objectives within lines of business. The Associate helps deliver an industry-leading experience for both internal and external customers and acts as a subject matter expert. • Leads deal diligence process including identifying all key risks. • Reviews relevant deal documents / information provided in data room, by Company / Sponsor, and third party reports. • Helps to structure deals. • Oversees internal approval process including ensuring accurate and timely completion of internal approval write-ups and leading deal merit discussion on internal approval calls. • Manages legal aspect of deal process. • Mentors junior resources on underwriting best practices. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Finance, Accounting, Management, Economics or equivalent field. - Required. 5+ Years of financial analysis, structuring, and portfolio management experience - Required. 5+ Years of experience underwriting commercial and/or corporate loan transactions - Required. • Superior written and verbal communication skills. • Strong analytical skills and proficient with financial statements. • Ability to work in a fast paced environment with little supervision. • Ability to work well with others and on teams. • Proficient in Microsoft Office, including Word, Excel and PowerPoint. • Skilled in proposing and negotiating and recommending credit and covenant structures. • Comfortable in customer contact situations including escalations and potential work-out/loan restructure environments. • Ability to foster strong partnerships with the related documentation and underwriting units. • Demonstrated practical and conceptual knowledge of credit and risk analysis. • Demonstrated knowledge in financial modeling and able to structure credit in modeling environment. Able to assist RM's on how to structure the credit relationship. • Exhibits competency at independently reaching conclusions and forms clear view of credit structure and business risk to organization. • Solid understanding of industry nuances applicable to the credits contained within the group's portfolio. • Solid knowledge of loan and related legal documents. • Strong communication skills, and ability to influence others by persuasively presenting thoughts and ideas to gain commitment and agreement for proposed ideas and solutions. • Must demonstrate strong judgment and sound credit skills. • Knowledge of Federal banking regulations. Certifications: • Other Completion of bank-certified course in Credit Training - Preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $78,750.00 USD Maximum: $122,500.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

Job Description At Boeing, we innovate and collaborate to make the world a better place. We're committed to fostering an environment for every teammate that's welcoming, respectful and inclusive, with great opportunity for professional growth. Find your future with us. Boeing Global Services is currently seeking a Mid-Level Structural Analysis Engineer to become part of the F/A-18 Structural Analysis team in Hazelwood, MO. At Boeing, we are all innovators on a mission to connect, protect, explore and inspire. From the seabed to outer space, you'll learn and grow, contributing to work that shapes the world. Find your future with us. The BGS F/A-18 Structural Analysis team is responsible for supporting new source stand up, modifications, repairs and spares production support of the F/A-18 Legacy Hornet and Super Hornet, F-15, T-45 and AV-8B. The selected candidate must be able to work in a fast-paced, diverse work environment. Team members will work with cross-functional teams including representatives from Design Engineering, Manufacturing Engineering, Liaison Engineering, Technical Integration, Supplier Management, Production Operations, and Program Management. Position Responsibilities: Conduct detailed stress analyses of aircraft primary structures using well defined analysis tools Verification of structural integrity by using analytical methods, finite element models/simulations and other analysis tools to develop and maintain the characteristics and performance of the components. Supports in-service products by investigating failures and analyzing improvements. Assist in the development of test plans, support test execution to validate systems and components meet requirements and specifications. Support on-going supplier and customer activities by providing real-time support. Works under general direction. Basic Qualifications (Required Skills/Experience): Bachelor's degree or higher from an accredited course of study, in engineering, computer science, mathematics, physics or chemistry. 5+ years' experience in structural analysis. Comprehensive knowledge of structural design principles for aircraft primary structure (e.g., fatigue, damage tolerance, corrosion, stress analysis, material characteristics, and repair techniques) Experience with finite element modeling structural analysis methods and tools. Experience independently constructing, executing, reviewing, and managing structural finite element models using NASTRAN/PATRAN, ABAQUS, Hypermesh, Stress Check, Mechanica, etc. Good technical writing skills, particularly in strength analysis reporting Excellent communication skills with the ability to convey complex, nuanced results in a clear, concise manner that is easily understood by a wide audience Capable of performing tasks independently with minimal supervision Ability and willingness to travel 10% of the time domestically and internationally Preferred Qualifications (Desired Skills/Experience): 10+ years of related work experience or an equivalent combination of education and experience 5+ years' experience with finite element modeling structural analysis methods and tools. Experience independently constructing, executing, reviewing, and managing structural finite element models using NASTRAN/PATRAN, ABAQUS, Hypermesh, Stress Check, Mechanica, etc. Experience with composites design and analysis methodologies. Experience in post-production systems with emphasis in military aircraft sustainment, repairs, and modification programs. Experience with various software applications for performing Boeing stress analysis (e.g. IAS, CSW, etc.). Active U.S. Secret Clearance. Previous F/A-18 experience a plus. Drug Free Workplace: Boeing is a Drug Free Workplace where post offer applicants and employees are subject to testing for marijuana, cocaine, opioids, amphetamines, PCP, and alcohol when criteria are met as outlined in our policies. Pay & Benefits: At Boeing, we strive to deliver a Total Rewards package that will attract, engage and retain the top talent. Elements of the Total Rewards package include competitive base pay and variable compensation opportunities. The Boeing Company also provides eligible employees with an opportunity to enroll in a variety of benefit programs, generally including health insurance, flexible spending accounts, health savings accounts, retirement savings plans, life and disability insurance programs, and a number of programs that provide for both paid and unpaid time away from work. The specific programs and options available to any given employee may vary depending on eligibility factors such as geographic location, date of hire, and the applicability of collective bargaining agreements. Pay is based upon candidate experience and qualifications, as well as market and business considerations. Summary Pay Range: $95,200- $128,800 Applications for this position will be accepted until Nov. 03, 2025 Export Control Requirements: This position must meet export control compliance requirements. To meet export control compliance requirements, a "U.S. Person" as defined by 22 C.F.R. 120.15 is required. "U.S. Person" includes U.S. Citizen, lawful permanent resident, refugee, or asylee. Export Control Details: US based job, US Person required Education Bachelor's Degree or Equivalent Required Relocation This position offers relocation based on candidate eligibility. Security Clearance This position requires the ability to obtain a U.S. Security Clearance for which the U.S. Government requires U.S. Citizenship. An interim and/or final U.S. Secret Clearance Post-Start is required. Visa Sponsorship Employer will not sponsor applicants for employment visa status. Shift This position is for 1st shift Equal Opportunity Employer: Boeing is an Equal Opportunity Employer. Employment decisions are made without regard to race, color, religion, national origin, gender, sexual orientation, gender identity, age, physical or mental disability, genetic factors, military/veteran status or other characteristics protected by law.

Sr. Associate, AML Compliance Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. Associate, AML Compliance is responsible onboarding of High Net Worth (HNW) and Ultra High Net Worth (UHNW) clients, as well as various operations including transaction monitoring, AML investigations, SAR filing, enhanced due diligence processes, high-risk customer surveillance, special investigations, and OFAC compliance. The incumbent will work as a subject matter expert supporting the Firms AML/Compliance Team to ensure compliance with Bank Secrecy Act (BSA)/Anti-Money Laundering (AML) related regulations, Office of Foreign Assets related regulations and the USA PATRIOT Act. Perform enhanced due diligence (EDD) on new and existing HNW/UHNW clients, including source of wealth, source of funds, and reputational risk reviews. Oversee KYC onboarding processes, ensuring compliance with broker-dealer and regulatory requirements. Monitor transactions for unusual or suspicious activity, with a focus on high-risk products, cross-border activity, and complex financial structures. Investigate, document, and escalate potential suspicious activity, preparing Suspicious Activity Reports (SARs) as required. Serve as a subject matter expert for HNW AML risks, providing guidance to front office, compliance, and operations teams. Collaborate with the AML Compliance Officer to refine policies and procedures tailored to HNW client risk profiles. Conduct periodic reviews of client accounts, including negative news searches and ongoing risk assessments. Provide AML training and awareness specific to the HNW/UHNW client segment for relationship managers and support staff. Liaise with regulators, auditors, and law enforcement on AML-related inquiries and examinations. Stay current on emerging risks in wealth management, sanctions, PEP exposure, and financial crime typologies. Develops models, metrics, and controls that the company utilizes to identify potential hazardous transactions. Serves as a subject matter expert (SME) on AML policy and procedures to the business; provides direction and guidance to employees on appropriate remediation action for high risk accounts. Coaches AML Analysts who analyze and research high level customer relationships using all available resources. Interacts with various stakeholders within the organization and externally with law enforcement to gather critical information for decision making. Serves as a Subject Matter Expert (SME) participating in multiple projects both within the unit and company-wide. Provides accurate documentation of account activity, formulates suspicious activity reports on the most complex cases and enhanced due diligence decisions, and recommends appropriate risk-based business actions to be taken. Collaborates with complex business units and provides compliance risk expertise and consulting for projects and initiatives with high risk to identify and mitigate regulatory risk. Consults with business to develop corrective action plans and effectively manage change to ensure regulatory compliance. Provides regulatory guidance as needed. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Finance, Business or equivalent field - Required. Master's Degree: Finance, Business, or equivalent field - Preferred. Minimum 9+ years of AML/Financial Crime Compliance experience within a broker-dealer, private bank, or wealth management environment. Bilingual English/Spanish Required. Strong knowledge of SEC, FINRA, BSA/AML, OFAC, and FATF requirements. Experience handling complex client structures (trusts, family offices, offshore entities, foundations). Familiarity with transaction monitoring systems, case management tools, and screening platforms. Ability to manage multiple priorities in a fast-paced environment and exercise sound judgment on risk escalation. Demonstrated subject matter expertise in quantitative modeling. statistical analysis, and quantitative theory. Demonstrated experience with large databases and database design. Advanced knowledge of modeling techniques, statistical analysis techniques and tools, and various database architectures. Advanced knowledge of statistics and numerical techniques. Excellent interpersonal, supervisory, and customer service skills required. Excellent written and verbal communication skills. Excellent project management skills. Excellent critical thinking skills with the ability to be adept in identifying and resolving complex risk management problems. Ability to build and foster internal relationships. Ability to identify risk and develop/design efficient practices to mitigate risk. Ability to lead, influence and direct peers, subordinates and management. Ability to make effective decision making on complex matters. Ability to convey a sense or urgency and drive. Certifications: CAMs (Certified Anti-Money Laundering Specialist) or equivalent certification strongly preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $93,750.00 USD Maximum: $165,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston,Florida-Miami Organization: Santander Bank N.A.

Wealth Management Risk Associate Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Wealth Management Risk Associate supports the development and oversight of the High Net Worth (HNW) and Ultra High Net Worth (UHNW) business. The associate will ensure that the firm develops and maintains a robust risk management framework that allows it to manage its key risks which include fiduciary and suitability risk and operational risk. Assist in the development of the risk framework including risk appetite and committee reporting. Perform risk assessments and oversight of changes in the business including new products, organizational models, systems and processes. Assess, monitor, and mitigate fiduciary, conduct, and operational risks across HNW/UHNW client relationships. Partner with front office, compliance, and legal teams to ensure policies, procedures, and controls address fiduciary obligations for HNW clients. Conduct risk assessments of advisory, brokerage, and discretionary accounts to identify emerging fiduciary risks. Provide guidance and training to relationship managers and advisors on fiduciary responsibilities and regulatory expectations (SEC, FINRA, DOL). Monitor regulatory developments, enforcement actions, and industry best practices to enhance the firm's fiduciary risk framework. Participate in internal reviews, audits, and regulatory exams related to fiduciary oversight. Support new business initiatives and product approvals with a fiduciary risk lens, particularly for complex structures (trusts, family offices, offshore entities, private placements). Develop and maintain risk reporting and metrics for senior management and governance committees. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in finance, Business, Law, or related field. - Required. Advanced degree or JD. - Preferred. 5+ years of experience in fiduciary risk, compliance, operational risk or legal roles within a broker-dealer, private wealth, or trust environment. - Required. Deep understanding of fiduciary standards, Reg BI, SEC/FINRA rules, ERISA/DOL requirements, and industry best practices. Experience with HNW/UHNW client structures, including trusts, estates, foundations, family offices, and discretionary mandates. Detailed knowledge of the wealth management industry including products, fiduciary obligations, and regulatory standards. Strong analytical and problem-solving skills with the ability to exercise sound judgment on complex fiduciary matters. Excellent interpersonal and communication skills; ability to engage with front office and senior management. Certifications: Certified Fiduciary & Investment Risk Specialist (CFIRS) - Preferred. Chartered Financial Analyst (CFA) - Preferred. Certified Financial Planner (CFP) - Preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $65,625.00 USD Maximum: $110,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston,Florida-Miami Organization: Santander Bank N.A.