3 jobs found

Enterprise Payments Governance & Oversight Manager - Hybrid The Enterprise Payments Governance and Oversight team is seeking a dynamic Manager who will play a pivotal role defining and implementing the future of payments governance and oversight for the enterprise. The Enterprise Payments Governance and Oversight team sits within the Enterprise Payments organization in the Retail Bank. The team is responsible for the governance and oversight of end-to-end core payments functions for all payment types across the enterprise, including monitoring. In this role, you will be at the forefront of payments, developing solutions to remediate some of the biggest payments-related challenges while also seeking opportunities to further enhance existing business-as-usual practices. In this exciting role, you will work closely with key stakeholders across the company to ensure we have a dynamic and well-managed payments ecosystem. This role has a high level of exposure across the lines of business and the opportunity to work with Executives to shape and deliver a payments governance strategy and implement critical initiatives tied to the priorities of the Enterprise Payments organization. You will work with smart, talented people who will challenge you to excel. The Role As a Manager of Governance and Oversight (Monitoring & Infrastructure) , you will be an expert behind our enterprise-wide payment risk management. You will move beyond maintenance to design, implement, and manage cutting-edge structural frameworks that ensure robust, scalable, and compliant payment risk procedures across the enterprise. You will be the essential bridge, translating top-tier enterprise payment strategies into high-impact monitoring and reporting capabilities. You will serve as the central liaison with 1st and 2nd Line of Defense teams to ensure our payment ecosystem-covering Real-Time Payments (RTP), ACH, and wire-is well governed for compliance and stability. What You'll Do & Deliver You will lead the transformation of our payments risk management practices and routes by blending strategic oversight with hands-on technical execution Revolutionize Oversight: Provide thought leadership in how we evolve risk procedures to enable proactive risk identification and management in alignment with Enterprise Risk Management (1st and 2nd line) teams. You will architect and implement new procedures as an outcome. Drive Digital Transformation: Utilize Gen AI capabilities and automation tools to improve existing risk monitoring processes and drive operational efficiency. Be the Payments Expert: Define and oversee specialized risk management frameworks for cutting-edge payment rails, including Real-Time Payments (RTP), ACH, and wire . Lead Integration: Partner with 2nd Line of Defense teams to seamlessly operationalize high-impact risk mitigation activities within 1st Line workflows. Strategic Documentation: Establish and maintain the comprehensive inventory of business processes that serve as the foundation for the Enterprise Risk Management (ERM) framework. Provide thought leadership in how those processes evolve to stay on the cutting edge of payments risk. Process Uplift: Lead ad-hoc projects to enforce compliance and significantly upgrade processes to meet enterprise policy requirements across the organization. We Want You If You Are A Risk Visionary: You have led projects to uplift and manage operational risk management background in financial services frameworks that include Issues & Event Management, Risk & Controls, and / or Cybersecurity/Technology Data. A user of AI to create and tell risk stories: You possess a deep analytical mindset and are driven by a passion to utilize Generative AI, agents, and automation to enhance risk monitoring efficiency. You are able to pick out trends and create narratives that can bring those trends to life across stakeholder groups. A Strategic Influencer: You excel at navigating complex organizational structures, using exceptional communication and influencing skills to collaborate and drive change across diverse 1st and 2nd Line of Defense partners. The Payments Authority: You have a strong understanding of global payment processes, networks, and the complex regulatory environments that govern them. A Results-Driven Problem Solver: You combine project management skills with a keen eye for detail to proactively deliver against critical goals, identify process gaps, and champion continuous improvements. Location: West Creek 5 (Richmond, VA) or Center 2 (McLean, VA), this role is Hybrid, where you will be expected spend about half of your working time in office and half working virtually Basic Qualifications Associate's Degree or Military Experience At least 3 years of experience in risk management, audit, or governance At least 2 years of compliance testing or monitoring At least 5 years of banking or financial services experience At least 5 years of experience supporting, partnering, and interacting with internal and external stakeholders Preferred Qualifications Bachelor's Degree At least 4 years of experience in risk management, audit, or governance At least 3 years of project management or process management experience At least 2 years of of experience with data management and reporting At least 6 years of experience supporting, partnering and interacting with internal and external stakeholders At least 3 years of experience working in payments Accredited ACH Professional (AAP) certification or Accredited Payments Risk Professional (APRP) certification At this time, Capital One will not sponsor a new applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. McLean, VA: $151,900 - $173,400 for Risk Manager Richmond, VA: $138,100 - $157,700 for Risk Manager Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections ; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1- or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

The FreedomPay Commerce Platform is the technology of choice for many of the largest companies across the globe in retail, hospitality, lodging, gaming, sports and entertainment, foodservice, education, healthcare and financial services. FreedomPay’s technology has been purposely built to deliver rock solid performance in the highly complex environment of global commerce. The company maintains a world-class security environment and was first to earn the coveted validation by the PCI Security Standards Council against Point-to-Point Encryption (P2PE/EMV) standard in North America. FreedomPay’s robust solutions across payments, security, identity and data analytics are available in-store, online and on-mobile and are supported by rapid API adoption. The award winning FreedomPay Commerce Platform operates on a single, unified technology stack across multiple continents allowing enterprises to deliver a consistent, repeatable experience on a global scale. FreedomPay is a fast paced, high growth company with a great culture with competitive benefits and compensation with a business casual atmosphere.   We are currently seeking a seasoned Sr. Software Architect with experience in the Microsoft technology stack (.NET, C#, SQL) and various other technologies. In this full-time, salaried position, they will join a team of world class architects, engineers and developers solving complex problems.   This position will have multiple responsibilities including solution architecting and software design of complex systems. The right candidate will be comfortable with systems integration and have experience bringing sub-systems together into a single system. The software architect must be able to leverage various frameworks, patterns, and tools. They will have shared accountability for the quality of the solution and ensure seamless integration and implementations. This position will report to the Director of Software Architecture. Job Responsibilities Analyze and understand client’s technology environment including system process and data flows, integrations, interactions and dependencies, and conceptual designs Understand and participate in the entirety of the enterprise architecture, systems, services, platforms, and technology Participate in business requirements gathering activities with project managers, business systems analysts, and other architects Conduct white board design sessions with clients, both internal and external Architect complex software solutions using business requirements and produce appropriate artifacts such as functional and operational requirements, and software prototypes Present/communicate the architecture and software solutions to key stake holders, team members, and developers Understanding of architectural design patterns, their strengths and weaknesses, and when it’s appropriate to use them Work within Scrum teams to create Epics and Development Requests and provide estimates Follow, enforce, and contribute to technical and coding standards and approaches to promote reuse and consistency Facilitate and conduct regular code reviews to ensure best demonstrated practices and proper architecture Collaborate with the QA team to ensure proper test plan, test coverage, test execution, and defect remediation Provide expertise and oversight to developers for solution delivery, from a technical/architecture perspective Required Skills and Experience At least a BS/BA Degree in MIS, Computer Science, Engineering, or related field A minimum of 10 years experience as a Software Developer/Engineer/Architect A minimum of 2 years experience in high volume transactional processing environments including multi-threaded services and service bus implementations (preferably financial or payment related industry) Strong English written and verbal interpersonal communication skills Broad experience with Microsoft technology stack, as well as an understanding of competitive technologies .NET and Visual Studio C#, ASP.NET, strong object-oriented experience Web services; WCF, SOA, RESTful services MVC 3+, Entity Framework, nHibernate, JavaScript, jQuery, Knockout, Ajax, LINQ, JSON, CSS, XML, NUnit, Spring.NET SQL 20012+, Oracle 10+ Cloud services and platforms such as AWS, Azure, etc. Service bus and event hub architecture CICD with team city, octopus deploy, etc. Git, Bitbucket, SVN, Artifactory, NuGet, Docker Containerization Strong database design and performance experience Experience designing systems that handle large amounts of secure data Experience developing, designing, and architecting the properly sized solutions for small, medium and large complex software and database systems within large enterprise environments that include complex system integrations and processes; successfully communicating conceptual ideas and design rationale to build consensus Abstract thinking skills and employing experience and knowledge to create innovative solutions Experience architecting mobile and distributed applications and platforms including complex distributed service environments (SOA, distributed windows applications and services, and SDK’s) An ability to articulate architectural differences between solution methods and the challenges and approaches to integrating solutions built on different platforms including a working knowledge of different architectural frameworks that may be used by our customers and our development teams. Experience developing Multithreaded services (windows services) Resolve technical problems, disputes, and make tradeoffs as appropriate Manage risk identification and risk mitigation strategies associated with the architecture Ensure the architecture is sustainable, deployable, and secure Excellent multi-tasking skills, managing multiple initiatives at one time in a fast-paced environment Strong MS Office, Project and Visio skills Travel may be required (U.S. and International) Desired Skills and Experience Experience with Xamarin, Objective C, iOS, Android and Win phone platforms Experience with strategies for migration to microservices and Service Fabric in a brownfield environment Technical competence in other programming languages such as C, C++, and Java As the fastest growing commerce company in the industry, we offer the opportunity for tremendous upward mobility within the company as well as development and professional growth opportunities. FreedomPay provides exceptional benefits including medical, prescription, dental and vision coverage, Life Insurance, 401K with company match, commission sharing plan, and a modern working environment. All positions must be able to successfully pass a background check as well as a credit check.

The FreedomPay Commerce Platform is the technology of choice for many of the largest companies across the globe in retail, hospitality, lodging, gaming, sports and entertainment, foodservice, education, healthcare and financial services. FreedomPay’s technology has been purposely built to deliver rock solid performance in the highly complex environment of global commerce. The company maintains a world-class security environment and was first to earn the coveted validation by the PCI Security Standards Council against Point-to-Point Encryption (P2PE/EMV) standard in North America. FreedomPay’s robust solutions across payments, security, identity and data analytics are available in-store, online and on-mobile and are supported by rapid API adoption. The award winning FreedomPay Commerce Platform operates on a single, unified technology stack across multiple continents allowing enterprises to deliver a consistent, repeatable experience on a global scale. FreedomPay is a fast paced, high growth company with a great culture with competitive benefits and compensation with a business casual atmosphere.   We are currently seeking a Software Engineer with specific Java and Android experience.  This is a full time salaried position. You will join a team of world class engineers and developers solving complex problems, building new product lines, and expanding existing products and services. You will be rewarded for creativity and innovation. In this role, you will be joining a team responsible for developing next generation SDK’s, tools, and apps that drive millions, and potentially billions, of payment transactions. You will report to the Director of Development. Required Skills and Experience At least a BS/BA Degree in MIS, Computer Science, Engineering, or related field 1+ Android Experience 2+ Java Experience Familiarity with Kotlin or desire to learn Kotlin Strong object oriented experience Experience with interfacing with RESTful services and consuming JSON or XML Familiarity with Git Strong English written and verbal communication skills Candidate must have a commitment to industry best demonstrated practices, source code control, architecture, coding structure, and unit/system testing Excellent multi-tasking skills, managing multiple initiatives at one time in a fast-paced environment Desired Skills and Experience Experience communicating with external devices through USB, Bluetooth, or TCPIP Experience with Agile/Scrum Unit testing with Junit, Mockito, and Roboelectric Experience creating AARs and JARs C# Experience Strong interest in the tooling/development process with continuous integration Data security, encryption handling, compliance, data privacy and laws As the fastest growing commerce company in the industry, we offer the opportunity for tremendous upward mobility within the company as well as development and professional growth opportunities. FreedomPay provides exceptional benefits including medical, prescription, dental and vision coverage, Life Insurance, 401K with company match, commission sharing plan, and a modern working environment. All positions must be able to successfully pass a background check as well as a credit check.