BUSINESS CONTROLS MANAGER WHAT IS THE OPPORTUNITY? This position will work directly with the City National Bank's ("CNB") and Business Control Officer ("BCO") and Senior Business Control Manager for Consumer Banking and Lending Operations and will partner with the Risk Framework leadership team. Responsibilities will encompass support in issue identification, solution design, and implementation, leveraging industry practices and coordination with colleagues across the organization. This role is expected to contribute constructively and balance challenges, supporting alignment of business objectives with CNB's risk appetite and established limits. WHAT WILL YOU DO? Responsible for the partnership and support in development and implementation of new programs/strategies, implementation of regulation, rules, and risk management requirements. Analyze, evaluate and periodically review current risk management practices across the organization, including activities at network affiliates. Collaborate closely with colleagues across the 2nd and 3rd lines to strengthen the control environment and enhance risk management practices. Analyze and evaluate data that effects the technical, operational, and business functions and provide insight to the practical impacts/implications to the business line. Execute essential risk program functions, including Risk and Control Self Assessments (RCSA's), Key Risk Indicators (KRI's), Issue Management, Operational Losses, and more. Provide informed and valuable risk and control perspectives other members of the Business Control team and Business Units. Contribute to the development of a robust risk culture, risk conduct, and risk literacy within the first line of defense, including design and implementation of preventive and detective controls relating to Consumer Banking and Lending Operations activities. Participate in conducting research, analyzing, and interpreting data and information to support strategies, initiatives, organizational planning, and business model adjustments. Act as the business teams' liaison for business line risk management, compliance activities, legal engagement, and internal or external audits. Act as a liaison representing Business Control Office at both internal and external meetings; establishing and cultivating strong working relationships with all stakeholders. Attend meetings with and/or in place of SVP BCO, provide feedback and escalate decision. Coordinate the completion of risk mitigating actions and providing status updates of open/closed issues to senior management and second line risk management functions. Build and sustain effective relationships and alliances both internally and across all lines of business and staff areas to help deliver results and to ensure opportunities are identified, analyzed and managed appropriately. Understand interdependencies to achieve success. Partner with team members to contribute concise communication materials for senior management. Develop presentations for internal and external meeting that are compelling, concise, and graphical to convey message. Prioritize organizational risk management objectives. Direct and participate in special projects as necessary. Facilitate audit and examination activities. Provide guidance on regulatory interactions and compliance activities for lending teams. Cultivate and grow risk talent within the organization through coaching, mentoring, and occasionally assisting with review of applicable training. WHAT DO YOU NEED TO SUCCEED? Required Qualifications Bachelor's Degree or equivalent Minimum 8-10 years managing projects Minimum 8-10 years within or related to financial services Additional Qualifications Commercial lending or operations experience Strong risk management and compliance knowledge Ability to lead risk working groups and coordinate control implementations Proficiency in regulatory reporting standards and risk frameworks Strong communication and stakeholder management skills MBA, JD, or other advanced degree (e.g., JD, MBA, Masters, etc.) preferred 8 years of experience managing projects 7 years in a role requiring complex problem solving Strong interpersonal and influencing skills - and ability to interact with colleagues at all levels in a peer-like way, and achieve goals without direct control over resources Strong emerging end-to-end generalist problem solving skills, e.g., Defining and deconstructing problems Prioritizing issues and analysis Structuring and building quantitative and qualitative/conceptual analyses Knowledge in Financial Services, Project Management Demonstrated ability to Influence change, build relationships, communicate effectively, work under pressure, manage multiple priorities and deliver high caliber results. Proficiency with MS Excel and PowerPoint Excellent time management, organizational, and prioritization skills and ability to balance multiple priorities. Diverse problem solving experience An outstanding ability to analyze problems, apply quantitative analytical approaches, communicate effectively and confidently (both oral and written), work well in cross-functional teams Quick learning ability, outstanding analytical skills and a structured way of thinking, your attention to details is exceptional Operate well under stress, even faced with tight timelines for ambitious deliverables Significant experience in driving operational change with front line to senior leadership personnel Excellent relationship and stakeholder management skills Be able to handle uncertainty well, and are able to simplify complexity WHAT'S IN IT FOR YOU? Compensation Starting base salary: $99,000 - $176,000 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. Benefits and Perks At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date Generous 401(k) company matching contribution Career Development through Tuition Reimbursement and other internal upskilling and training resources Valued Time Away benefits including vacation, sick and volunteer time Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs Career Mobility support from a dedicated recruitment team Colleague Resource Groups to support networking and community engagement Get a more detailed look at our Benefits and Perks. ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at About Us. INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
06/23/2026
Full time
BUSINESS CONTROLS MANAGER WHAT IS THE OPPORTUNITY? This position will work directly with the City National Bank's ("CNB") and Business Control Officer ("BCO") and Senior Business Control Manager for Consumer Banking and Lending Operations and will partner with the Risk Framework leadership team. Responsibilities will encompass support in issue identification, solution design, and implementation, leveraging industry practices and coordination with colleagues across the organization. This role is expected to contribute constructively and balance challenges, supporting alignment of business objectives with CNB's risk appetite and established limits. WHAT WILL YOU DO? Responsible for the partnership and support in development and implementation of new programs/strategies, implementation of regulation, rules, and risk management requirements. Analyze, evaluate and periodically review current risk management practices across the organization, including activities at network affiliates. Collaborate closely with colleagues across the 2nd and 3rd lines to strengthen the control environment and enhance risk management practices. Analyze and evaluate data that effects the technical, operational, and business functions and provide insight to the practical impacts/implications to the business line. Execute essential risk program functions, including Risk and Control Self Assessments (RCSA's), Key Risk Indicators (KRI's), Issue Management, Operational Losses, and more. Provide informed and valuable risk and control perspectives other members of the Business Control team and Business Units. Contribute to the development of a robust risk culture, risk conduct, and risk literacy within the first line of defense, including design and implementation of preventive and detective controls relating to Consumer Banking and Lending Operations activities. Participate in conducting research, analyzing, and interpreting data and information to support strategies, initiatives, organizational planning, and business model adjustments. Act as the business teams' liaison for business line risk management, compliance activities, legal engagement, and internal or external audits. Act as a liaison representing Business Control Office at both internal and external meetings; establishing and cultivating strong working relationships with all stakeholders. Attend meetings with and/or in place of SVP BCO, provide feedback and escalate decision. Coordinate the completion of risk mitigating actions and providing status updates of open/closed issues to senior management and second line risk management functions. Build and sustain effective relationships and alliances both internally and across all lines of business and staff areas to help deliver results and to ensure opportunities are identified, analyzed and managed appropriately. Understand interdependencies to achieve success. Partner with team members to contribute concise communication materials for senior management. Develop presentations for internal and external meeting that are compelling, concise, and graphical to convey message. Prioritize organizational risk management objectives. Direct and participate in special projects as necessary. Facilitate audit and examination activities. Provide guidance on regulatory interactions and compliance activities for lending teams. Cultivate and grow risk talent within the organization through coaching, mentoring, and occasionally assisting with review of applicable training. WHAT DO YOU NEED TO SUCCEED? Required Qualifications Bachelor's Degree or equivalent Minimum 8-10 years managing projects Minimum 8-10 years within or related to financial services Additional Qualifications Commercial lending or operations experience Strong risk management and compliance knowledge Ability to lead risk working groups and coordinate control implementations Proficiency in regulatory reporting standards and risk frameworks Strong communication and stakeholder management skills MBA, JD, or other advanced degree (e.g., JD, MBA, Masters, etc.) preferred 8 years of experience managing projects 7 years in a role requiring complex problem solving Strong interpersonal and influencing skills - and ability to interact with colleagues at all levels in a peer-like way, and achieve goals without direct control over resources Strong emerging end-to-end generalist problem solving skills, e.g., Defining and deconstructing problems Prioritizing issues and analysis Structuring and building quantitative and qualitative/conceptual analyses Knowledge in Financial Services, Project Management Demonstrated ability to Influence change, build relationships, communicate effectively, work under pressure, manage multiple priorities and deliver high caliber results. Proficiency with MS Excel and PowerPoint Excellent time management, organizational, and prioritization skills and ability to balance multiple priorities. Diverse problem solving experience An outstanding ability to analyze problems, apply quantitative analytical approaches, communicate effectively and confidently (both oral and written), work well in cross-functional teams Quick learning ability, outstanding analytical skills and a structured way of thinking, your attention to details is exceptional Operate well under stress, even faced with tight timelines for ambitious deliverables Significant experience in driving operational change with front line to senior leadership personnel Excellent relationship and stakeholder management skills Be able to handle uncertainty well, and are able to simplify complexity WHAT'S IN IT FOR YOU? Compensation Starting base salary: $99,000 - $176,000 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. Benefits and Perks At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including: Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date Generous 401(k) company matching contribution Career Development through Tuition Reimbursement and other internal upskilling and training resources Valued Time Away benefits including vacation, sick and volunteer time Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs Career Mobility support from a dedicated recruitment team Colleague Resource Groups to support networking and community engagement Get a more detailed look at our Benefits and Perks. ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at About Us. INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
Columbia Housing Authority
Columbia, South Carolina
Job Description Job Description SVP OF PROPERTY MANAGEMENT & MAINTENANCE Department: Property Management & Maintenance Reports To: Chief Executive Officer FLSA Status: Exempt Employment Type: Full-Time Executive Leadership Position Salary Range Minimum Midpoint Maximum $92,300 $133,800 $175,400 Hiring Range $92,300 - $133,800 Eligible employees enjoy a comprehensive benefits package including: Health Insurance Dental Insurance Vision Insurance Prescription Coverage & Wellness Benefits Term Life Insurance Long-Term Disability Insurance Flexible Spending Accounts (Health & Childcare) South Carolina State Retirement System SC Deferred Compensation (401(k) & 457 Plans) Annual Leave Accrual Sick Leave Accrual 13 Paid Holidays FREE Gym Membership Alternative Work Schedules (including 4-Day Workweek, where applicable) Employee Assistance Program Apprenticeship Opportunities (where applicable) POSITION SUMMARY The Senior Vice President of Property Management and Maintenance serves as the executive leader responsible for the strategic oversight, operational performance, regulatory compliance, physical condition, and financial management of Columbia Housing's property management and maintenance operations. This position provides executive direction for all public housing, affordable housing, RAD, mixed-finance, Project-Based Voucher, and other agency-owned or managed housing assets. The successful candidate will ensure properties are operated safely, efficiently, and in compliance with all applicable federal, state, and local regulations while supporting Columbia Housing's mission and strategic goals. ESSENTIAL DUTIES & RESPONSIBILITIES Executive Leadership & Strategic Oversight Provide executive leadership for all property management and maintenance operations. Develop operational goals, policies, performance standards, and asset management strategies. Advise executive leadership regarding operational risks, compliance issues, staffing needs, and organizational improvements. Lead strategic initiatives focused on occupancy, modernization, resident satisfaction, and operational efficiency. Direct and supervise Regional Property Managers and the Superintendent of Maintenance. Property Management Operations Oversee leasing, occupancy management, rent collection, recertifications, resident relations, and lease enforcement. Monitor occupancy rates, delinquency trends, vacancy turnaround times, and operational performance. Ensure properties remain safe, secure, attractive, and compliant. Maintenance & Asset Management Direct agency-wide maintenance operations. Oversee preventive maintenance programs, work order systems, emergency response, and unit turnover. Ensure compliance with NSPIRE, REAC, and applicable building and safety standards. Coordinate maintenance efforts with capital improvement and modernization projects. Compliance & Regulatory Administration Ensure compliance with HUD regulations, Fair Housing requirements, NSPIRE standards, procurement regulations, and agency policies. Prepare for audits, inspections, reviews, and regulatory assessments. Monitor corrective action plans and operational compliance initiatives. Financial & Budget Administration Participate in the development and oversight of departmental budgets. Monitor operational expenditures, maintenance costs, contracts, and asset performance. Identify operational efficiencies and cost-saving opportunities. Capital Projects & Vendor Management Support modernization, redevelopment, rehabilitation, and capital improvement projects. Manage contractor and vendor performance. Assist with RAD conversions and redevelopment initiatives. Personnel Leadership Supervise leadership staff and establish accountability standards. Evaluate performance, develop staff, and recommend personnel actions. Foster a culture of professionalism, customer service, safety, and operational excellence. Fleet Operations Oversee vehicle assignments, maintenance schedules, registrations, inspections, and fleet compliance. Executive Reporting Prepare operational reports, presentations, and performance analyses. Attend Board meetings and provide recommendations to executive leadership. REQUIRED KNOWLEDGE, SKILLS & ABILITIES The ideal candidate will possess: Extensive knowledge of HUD public housing, RAD, PBV, affordable housing, and property management programs. Strong knowledge of maintenance operations, asset preservation, and building systems. Knowledge of NSPIRE, REAC, PHAS, procurement regulations, Fair Housing, and local code requirements. Strong leadership, strategic planning, and organizational management skills. Excellent financial management and budget administration abilities. Strong analytical, communication, negotiation, and conflict resolution skills. Proficiency with property management software, maintenance systems, Microsoft Office, and reporting tools. Ability to lead organizational change and manage large-scale housing operations. EDUCATION & EXPERIENCE Required Bachelor's Degree in Business Administration, Public Administration, or a related field. Minimum of five (5) years of experience managing housing developments. Minimum of two (2) years of supervisory experience. Equivalent combinations of education and experience may be considered. Valid South Carolina Driver's License with an acceptable driving record. Preferred Experience with Public Housing, RAD, LIHTC, PBV, or other HUD-assisted housing programs. Public Housing Manager (PHM), Certified Apartment Manager (CAM), Certified Property Manager (CPM), Housing Credit Certified Professional (HCCP), Asset Management Certification, or similar credentials. Ability to obtain Public Housing Manager or Asset Management Certification if not currently certified. BEHAVIORAL COMPETENCIES Successful candidates will demonstrate: Leadership Job Knowledge Commitment to Results Customer Service Excellence Effective Communication Initiative Responsiveness & Accountability Teamwork and Collaboration PHYSICAL REQUIREMENTS Ability to travel regularly between Columbia Housing properties and offices. Ability to inspect residential units, buildings, maintenance operations, and construction activities. Ability to sit, stand, walk, climb stairs, bend, and operate office equipment. Ability to occasionally lift up to 25 pounds. WORK ENVIRONMENT This position operates in a combination of office, residential property, and field environments and may require evening, weekend, or emergency response availability. The position frequently interacts with residents, contractors, vendors, government officials, and community stakeholders. Columbia Housing is an Equal Opportunity Employer committed to providing employment opportunities without regard to an individual's age, color, disability, gender, gender expression, gender identity, genetic information, national origin, race, religion, sex, sexual orientation, political affiliation, marital status or veteran status.
06/22/2026
Full time
Job Description Job Description SVP OF PROPERTY MANAGEMENT & MAINTENANCE Department: Property Management & Maintenance Reports To: Chief Executive Officer FLSA Status: Exempt Employment Type: Full-Time Executive Leadership Position Salary Range Minimum Midpoint Maximum $92,300 $133,800 $175,400 Hiring Range $92,300 - $133,800 Eligible employees enjoy a comprehensive benefits package including: Health Insurance Dental Insurance Vision Insurance Prescription Coverage & Wellness Benefits Term Life Insurance Long-Term Disability Insurance Flexible Spending Accounts (Health & Childcare) South Carolina State Retirement System SC Deferred Compensation (401(k) & 457 Plans) Annual Leave Accrual Sick Leave Accrual 13 Paid Holidays FREE Gym Membership Alternative Work Schedules (including 4-Day Workweek, where applicable) Employee Assistance Program Apprenticeship Opportunities (where applicable) POSITION SUMMARY The Senior Vice President of Property Management and Maintenance serves as the executive leader responsible for the strategic oversight, operational performance, regulatory compliance, physical condition, and financial management of Columbia Housing's property management and maintenance operations. This position provides executive direction for all public housing, affordable housing, RAD, mixed-finance, Project-Based Voucher, and other agency-owned or managed housing assets. The successful candidate will ensure properties are operated safely, efficiently, and in compliance with all applicable federal, state, and local regulations while supporting Columbia Housing's mission and strategic goals. ESSENTIAL DUTIES & RESPONSIBILITIES Executive Leadership & Strategic Oversight Provide executive leadership for all property management and maintenance operations. Develop operational goals, policies, performance standards, and asset management strategies. Advise executive leadership regarding operational risks, compliance issues, staffing needs, and organizational improvements. Lead strategic initiatives focused on occupancy, modernization, resident satisfaction, and operational efficiency. Direct and supervise Regional Property Managers and the Superintendent of Maintenance. Property Management Operations Oversee leasing, occupancy management, rent collection, recertifications, resident relations, and lease enforcement. Monitor occupancy rates, delinquency trends, vacancy turnaround times, and operational performance. Ensure properties remain safe, secure, attractive, and compliant. Maintenance & Asset Management Direct agency-wide maintenance operations. Oversee preventive maintenance programs, work order systems, emergency response, and unit turnover. Ensure compliance with NSPIRE, REAC, and applicable building and safety standards. Coordinate maintenance efforts with capital improvement and modernization projects. Compliance & Regulatory Administration Ensure compliance with HUD regulations, Fair Housing requirements, NSPIRE standards, procurement regulations, and agency policies. Prepare for audits, inspections, reviews, and regulatory assessments. Monitor corrective action plans and operational compliance initiatives. Financial & Budget Administration Participate in the development and oversight of departmental budgets. Monitor operational expenditures, maintenance costs, contracts, and asset performance. Identify operational efficiencies and cost-saving opportunities. Capital Projects & Vendor Management Support modernization, redevelopment, rehabilitation, and capital improvement projects. Manage contractor and vendor performance. Assist with RAD conversions and redevelopment initiatives. Personnel Leadership Supervise leadership staff and establish accountability standards. Evaluate performance, develop staff, and recommend personnel actions. Foster a culture of professionalism, customer service, safety, and operational excellence. Fleet Operations Oversee vehicle assignments, maintenance schedules, registrations, inspections, and fleet compliance. Executive Reporting Prepare operational reports, presentations, and performance analyses. Attend Board meetings and provide recommendations to executive leadership. REQUIRED KNOWLEDGE, SKILLS & ABILITIES The ideal candidate will possess: Extensive knowledge of HUD public housing, RAD, PBV, affordable housing, and property management programs. Strong knowledge of maintenance operations, asset preservation, and building systems. Knowledge of NSPIRE, REAC, PHAS, procurement regulations, Fair Housing, and local code requirements. Strong leadership, strategic planning, and organizational management skills. Excellent financial management and budget administration abilities. Strong analytical, communication, negotiation, and conflict resolution skills. Proficiency with property management software, maintenance systems, Microsoft Office, and reporting tools. Ability to lead organizational change and manage large-scale housing operations. EDUCATION & EXPERIENCE Required Bachelor's Degree in Business Administration, Public Administration, or a related field. Minimum of five (5) years of experience managing housing developments. Minimum of two (2) years of supervisory experience. Equivalent combinations of education and experience may be considered. Valid South Carolina Driver's License with an acceptable driving record. Preferred Experience with Public Housing, RAD, LIHTC, PBV, or other HUD-assisted housing programs. Public Housing Manager (PHM), Certified Apartment Manager (CAM), Certified Property Manager (CPM), Housing Credit Certified Professional (HCCP), Asset Management Certification, or similar credentials. Ability to obtain Public Housing Manager or Asset Management Certification if not currently certified. BEHAVIORAL COMPETENCIES Successful candidates will demonstrate: Leadership Job Knowledge Commitment to Results Customer Service Excellence Effective Communication Initiative Responsiveness & Accountability Teamwork and Collaboration PHYSICAL REQUIREMENTS Ability to travel regularly between Columbia Housing properties and offices. Ability to inspect residential units, buildings, maintenance operations, and construction activities. Ability to sit, stand, walk, climb stairs, bend, and operate office equipment. Ability to occasionally lift up to 25 pounds. WORK ENVIRONMENT This position operates in a combination of office, residential property, and field environments and may require evening, weekend, or emergency response availability. The position frequently interacts with residents, contractors, vendors, government officials, and community stakeholders. Columbia Housing is an Equal Opportunity Employer committed to providing employment opportunities without regard to an individual's age, color, disability, gender, gender expression, gender identity, genetic information, national origin, race, religion, sex, sexual orientation, political affiliation, marital status or veteran status.
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity The VP, Risk Management - Property & Casualty (P&C) will report directly to the SVP, Chief Risk Officer - P&C and will be responsible for recognizing and reporting strategic and aggregate risks across the P&C business while advancing the Risk Management function for aggregation, quantification, and qualification of risks. This executive will have exposure to boards and members of executive council and will be responsible for reporting risks to senior leadership, in addition to working with those same individuals to effectively assess and influence business decisions and direction. This executive will also partner with other officers within the Chief Risk Office organization and the business to influence and set strategy for advancement of the risk management framework. In doing so, this executive will set direction for a multitude of risk management programs and oversee the delivery of those programs across the P&C line of business. USAA offers a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX; Plano, TX; Phoenix, AZ; Charlotte, NC; Tampa, FL. Relocation assistance is available for this position. What You'll Do Oversee and guide an independent Risk Management function in establishing and monitoring compliance with risk limits, identifying and aggregating the firm's risks, assessing the firm's risk positions relative to the parameters of the firm's risk tolerance, and providing key risk information to senior management and the board of directors. Serve as a key adviser engaging in senior leaders' strategy discussions and decisions, real-time evaluations of potential short term and long-term risks, and effective influence and challenge to ensure safety and soundness of the business deliverables and accomplishment of objectives. Lead teams dedicated to managing risk within overall business strategies in alignment with strong and effective risk governance and oversight. Set the agenda, builds diverse high-performing teams, and sell the vision on an effective Risk Management program. Ensure training and coaching of employees and provides the team with development opportunities. Establish a long-term view of how risk systems and governance should be adapted and integrated to maximize the ability to manage risk in an environment shaped by regulatory change and disruptive, emerging technologies. Partner and lead senior risk executives in establishing, managing, and adhering to overall risk appetite to include the identification and definition of key methods, metrics, and limits. Partner across Risk Management, Finance, and the business while effectively challenging variances to plan and establishing strategies to mitigate. Provide advice to other key business partners to influence and drive key decisions assessing risk and reward through effective challenge. Actively engage senior leaders to ensure all risks are addressed in a timely manner and consistent with policy. Interacts & engages with product & channel leaders on complex, multi-product processes and procedures while factoring in all legal & regulatory requirements. Liaise with Compliance and Chief Legal Office (CLO) on legal & regulatory considerations that impact business operations and product offerings in accordance with federal and state regulations. What You Have Bachelors Degree; OR 4 years of relevant education and / or experience. 10 years of experience at a large financial institution developing, implementing, and maintaining an enterprise-wide risk management program that adheres to business strategy and regulatory requirements and expectations. 8 years of people leadership experience in building, managing and/or developing high-performing teams. Superior understanding of risk frameworks including: risk governance; risk appetite; process, risk and control analysis; control effectiveness measurement; risk management coverage plan (monitoring, assessment and testing). Proven leadership skills and ability to influence decisions at senior levels within a large complex organization. Proven capability to communicate effectively across the 1st and 2nd Lines of Defense and build strong, collaborative relationships. What Sets You Apart Experience leading a second line of defense risk management function as a Chief Risk Officer of a business line or association in a top 20 personal lines Property & Casualty (P&C) carrier. Subject matter expert in P&C financial risks, including credit risk, market risk, interest rate risk, liquidity risk, stress testing, asset allocation, investment portfolio, capital management, etc. Experience leading loss reserving, underwriting, and/or actuarial and analytics functions in a large P&C organization. Visa Sponsorship: USAA does not provide visa sponsorship for this position. Please do not apply for this position if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). The salary range for this position is $257,250 to $463,050. Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Long Term Incentive Plan: Cash payment for Executive level roles only, representing a cash payment which is both time and performance based. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
06/22/2026
Full time
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity The VP, Risk Management - Property & Casualty (P&C) will report directly to the SVP, Chief Risk Officer - P&C and will be responsible for recognizing and reporting strategic and aggregate risks across the P&C business while advancing the Risk Management function for aggregation, quantification, and qualification of risks. This executive will have exposure to boards and members of executive council and will be responsible for reporting risks to senior leadership, in addition to working with those same individuals to effectively assess and influence business decisions and direction. This executive will also partner with other officers within the Chief Risk Office organization and the business to influence and set strategy for advancement of the risk management framework. In doing so, this executive will set direction for a multitude of risk management programs and oversee the delivery of those programs across the P&C line of business. USAA offers a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX; Plano, TX; Phoenix, AZ; Charlotte, NC; Tampa, FL. Relocation assistance is available for this position. What You'll Do Oversee and guide an independent Risk Management function in establishing and monitoring compliance with risk limits, identifying and aggregating the firm's risks, assessing the firm's risk positions relative to the parameters of the firm's risk tolerance, and providing key risk information to senior management and the board of directors. Serve as a key adviser engaging in senior leaders' strategy discussions and decisions, real-time evaluations of potential short term and long-term risks, and effective influence and challenge to ensure safety and soundness of the business deliverables and accomplishment of objectives. Lead teams dedicated to managing risk within overall business strategies in alignment with strong and effective risk governance and oversight. Set the agenda, builds diverse high-performing teams, and sell the vision on an effective Risk Management program. Ensure training and coaching of employees and provides the team with development opportunities. Establish a long-term view of how risk systems and governance should be adapted and integrated to maximize the ability to manage risk in an environment shaped by regulatory change and disruptive, emerging technologies. Partner and lead senior risk executives in establishing, managing, and adhering to overall risk appetite to include the identification and definition of key methods, metrics, and limits. Partner across Risk Management, Finance, and the business while effectively challenging variances to plan and establishing strategies to mitigate. Provide advice to other key business partners to influence and drive key decisions assessing risk and reward through effective challenge. Actively engage senior leaders to ensure all risks are addressed in a timely manner and consistent with policy. Interacts & engages with product & channel leaders on complex, multi-product processes and procedures while factoring in all legal & regulatory requirements. Liaise with Compliance and Chief Legal Office (CLO) on legal & regulatory considerations that impact business operations and product offerings in accordance with federal and state regulations. What You Have Bachelors Degree; OR 4 years of relevant education and / or experience. 10 years of experience at a large financial institution developing, implementing, and maintaining an enterprise-wide risk management program that adheres to business strategy and regulatory requirements and expectations. 8 years of people leadership experience in building, managing and/or developing high-performing teams. Superior understanding of risk frameworks including: risk governance; risk appetite; process, risk and control analysis; control effectiveness measurement; risk management coverage plan (monitoring, assessment and testing). Proven leadership skills and ability to influence decisions at senior levels within a large complex organization. Proven capability to communicate effectively across the 1st and 2nd Lines of Defense and build strong, collaborative relationships. What Sets You Apart Experience leading a second line of defense risk management function as a Chief Risk Officer of a business line or association in a top 20 personal lines Property & Casualty (P&C) carrier. Subject matter expert in P&C financial risks, including credit risk, market risk, interest rate risk, liquidity risk, stress testing, asset allocation, investment portfolio, capital management, etc. Experience leading loss reserving, underwriting, and/or actuarial and analytics functions in a large P&C organization. Visa Sponsorship: USAA does not provide visa sponsorship for this position. Please do not apply for this position if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). The salary range for this position is $257,250 to $463,050. Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Long Term Incentive Plan: Cash payment for Executive level roles only, representing a cash payment which is both time and performance based. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity The VP, Risk Management - Property & Casualty (P&C) will report directly to the SVP, Chief Risk Officer - P&C and will be responsible for recognizing and reporting strategic and aggregate risks across the P&C business while advancing the Risk Management function for aggregation, quantification, and qualification of risks. This executive will have exposure to boards and members of executive council and will be responsible for reporting risks to senior leadership, in addition to working with those same individuals to effectively assess and influence business decisions and direction. This executive will also partner with other officers within the Chief Risk Office organization and the business to influence and set strategy for advancement of the risk management framework. In doing so, this executive will set direction for a multitude of risk management programs and oversee the delivery of those programs across the P&C line of business. USAA offers a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX; Plano, TX; Phoenix, AZ; Charlotte, NC; Tampa, FL. Relocation assistance is available for this position. What You'll Do Oversee and guide an independent Risk Management function in establishing and monitoring compliance with risk limits, identifying and aggregating the firm's risks, assessing the firm's risk positions relative to the parameters of the firm's risk tolerance, and providing key risk information to senior management and the board of directors. Serve as a key adviser engaging in senior leaders' strategy discussions and decisions, real-time evaluations of potential short term and long-term risks, and effective influence and challenge to ensure safety and soundness of the business deliverables and accomplishment of objectives. Lead teams dedicated to managing risk within overall business strategies in alignment with strong and effective risk governance and oversight. Set the agenda, builds diverse high-performing teams, and sell the vision on an effective Risk Management program. Ensure training and coaching of employees and provides the team with development opportunities. Establish a long-term view of how risk systems and governance should be adapted and integrated to maximize the ability to manage risk in an environment shaped by regulatory change and disruptive, emerging technologies. Partner and lead senior risk executives in establishing, managing, and adhering to overall risk appetite to include the identification and definition of key methods, metrics, and limits. Partner across Risk Management, Finance, and the business while effectively challenging variances to plan and establishing strategies to mitigate. Provide advice to other key business partners to influence and drive key decisions assessing risk and reward through effective challenge. Actively engage senior leaders to ensure all risks are addressed in a timely manner and consistent with policy. Interacts & engages with product & channel leaders on complex, multi-product processes and procedures while factoring in all legal & regulatory requirements. Liaise with Compliance and Chief Legal Office (CLO) on legal & regulatory considerations that impact business operations and product offerings in accordance with federal and state regulations. What You Have Bachelors Degree; OR 4 years of relevant education and / or experience. 10 years of experience at a large financial institution developing, implementing, and maintaining an enterprise-wide risk management program that adheres to business strategy and regulatory requirements and expectations. 8 years of people leadership experience in building, managing and/or developing high-performing teams. Superior understanding of risk frameworks including: risk governance; risk appetite; process, risk and control analysis; control effectiveness measurement; risk management coverage plan (monitoring, assessment and testing). Proven leadership skills and ability to influence decisions at senior levels within a large complex organization. Proven capability to communicate effectively across the 1st and 2nd Lines of Defense and build strong, collaborative relationships. What Sets You Apart Experience leading a second line of defense risk management function as a Chief Risk Officer of a business line or association in a top 20 personal lines Property & Casualty (P&C) carrier. Subject matter expert in P&C financial risks, including credit risk, market risk, interest rate risk, liquidity risk, stress testing, asset allocation, investment portfolio, capital management, etc. Experience leading loss reserving, underwriting, and/or actuarial and analytics functions in a large P&C organization. Visa Sponsorship: USAA does not provide visa sponsorship for this position. Please do not apply for this position if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). The salary range for this position is $257,250 to $463,050. Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Long Term Incentive Plan: Cash payment for Executive level roles only, representing a cash payment which is both time and performance based. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
06/22/2026
Full time
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity The VP, Risk Management - Property & Casualty (P&C) will report directly to the SVP, Chief Risk Officer - P&C and will be responsible for recognizing and reporting strategic and aggregate risks across the P&C business while advancing the Risk Management function for aggregation, quantification, and qualification of risks. This executive will have exposure to boards and members of executive council and will be responsible for reporting risks to senior leadership, in addition to working with those same individuals to effectively assess and influence business decisions and direction. This executive will also partner with other officers within the Chief Risk Office organization and the business to influence and set strategy for advancement of the risk management framework. In doing so, this executive will set direction for a multitude of risk management programs and oversee the delivery of those programs across the P&C line of business. USAA offers a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX; Plano, TX; Phoenix, AZ; Charlotte, NC; Tampa, FL. Relocation assistance is available for this position. What You'll Do Oversee and guide an independent Risk Management function in establishing and monitoring compliance with risk limits, identifying and aggregating the firm's risks, assessing the firm's risk positions relative to the parameters of the firm's risk tolerance, and providing key risk information to senior management and the board of directors. Serve as a key adviser engaging in senior leaders' strategy discussions and decisions, real-time evaluations of potential short term and long-term risks, and effective influence and challenge to ensure safety and soundness of the business deliverables and accomplishment of objectives. Lead teams dedicated to managing risk within overall business strategies in alignment with strong and effective risk governance and oversight. Set the agenda, builds diverse high-performing teams, and sell the vision on an effective Risk Management program. Ensure training and coaching of employees and provides the team with development opportunities. Establish a long-term view of how risk systems and governance should be adapted and integrated to maximize the ability to manage risk in an environment shaped by regulatory change and disruptive, emerging technologies. Partner and lead senior risk executives in establishing, managing, and adhering to overall risk appetite to include the identification and definition of key methods, metrics, and limits. Partner across Risk Management, Finance, and the business while effectively challenging variances to plan and establishing strategies to mitigate. Provide advice to other key business partners to influence and drive key decisions assessing risk and reward through effective challenge. Actively engage senior leaders to ensure all risks are addressed in a timely manner and consistent with policy. Interacts & engages with product & channel leaders on complex, multi-product processes and procedures while factoring in all legal & regulatory requirements. Liaise with Compliance and Chief Legal Office (CLO) on legal & regulatory considerations that impact business operations and product offerings in accordance with federal and state regulations. What You Have Bachelors Degree; OR 4 years of relevant education and / or experience. 10 years of experience at a large financial institution developing, implementing, and maintaining an enterprise-wide risk management program that adheres to business strategy and regulatory requirements and expectations. 8 years of people leadership experience in building, managing and/or developing high-performing teams. Superior understanding of risk frameworks including: risk governance; risk appetite; process, risk and control analysis; control effectiveness measurement; risk management coverage plan (monitoring, assessment and testing). Proven leadership skills and ability to influence decisions at senior levels within a large complex organization. Proven capability to communicate effectively across the 1st and 2nd Lines of Defense and build strong, collaborative relationships. What Sets You Apart Experience leading a second line of defense risk management function as a Chief Risk Officer of a business line or association in a top 20 personal lines Property & Casualty (P&C) carrier. Subject matter expert in P&C financial risks, including credit risk, market risk, interest rate risk, liquidity risk, stress testing, asset allocation, investment portfolio, capital management, etc. Experience leading loss reserving, underwriting, and/or actuarial and analytics functions in a large P&C organization. Visa Sponsorship: USAA does not provide visa sponsorship for this position. Please do not apply for this position if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). The salary range for this position is $257,250 to $463,050. Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Long Term Incentive Plan: Cash payment for Executive level roles only, representing a cash payment which is both time and performance based. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity The VP, Risk Management - Property & Casualty (P&C) will report directly to the SVP, Chief Risk Officer - P&C and will be responsible for recognizing and reporting strategic and aggregate risks across the P&C business while advancing the Risk Management function for aggregation, quantification, and qualification of risks. This executive will have exposure to boards and members of executive council and will be responsible for reporting risks to senior leadership, in addition to working with those same individuals to effectively assess and influence business decisions and direction. This executive will also partner with other officers within the Chief Risk Office organization and the business to influence and set strategy for advancement of the risk management framework. In doing so, this executive will set direction for a multitude of risk management programs and oversee the delivery of those programs across the P&C line of business. USAA offers a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX; Plano, TX; Phoenix, AZ; Charlotte, NC; Tampa, FL. Relocation assistance is available for this position. What You'll Do Oversee and guide an independent Risk Management function in establishing and monitoring compliance with risk limits, identifying and aggregating the firm's risks, assessing the firm's risk positions relative to the parameters of the firm's risk tolerance, and providing key risk information to senior management and the board of directors. Serve as a key adviser engaging in senior leaders' strategy discussions and decisions, real-time evaluations of potential short term and long-term risks, and effective influence and challenge to ensure safety and soundness of the business deliverables and accomplishment of objectives. Lead teams dedicated to managing risk within overall business strategies in alignment with strong and effective risk governance and oversight. Set the agenda, builds diverse high-performing teams, and sell the vision on an effective Risk Management program. Ensure training and coaching of employees and provides the team with development opportunities. Establish a long-term view of how risk systems and governance should be adapted and integrated to maximize the ability to manage risk in an environment shaped by regulatory change and disruptive, emerging technologies. Partner and lead senior risk executives in establishing, managing, and adhering to overall risk appetite to include the identification and definition of key methods, metrics, and limits. Partner across Risk Management, Finance, and the business while effectively challenging variances to plan and establishing strategies to mitigate. Provide advice to other key business partners to influence and drive key decisions assessing risk and reward through effective challenge. Actively engage senior leaders to ensure all risks are addressed in a timely manner and consistent with policy. Interacts & engages with product & channel leaders on complex, multi-product processes and procedures while factoring in all legal & regulatory requirements. Liaise with Compliance and Chief Legal Office (CLO) on legal & regulatory considerations that impact business operations and product offerings in accordance with federal and state regulations. What You Have Bachelors Degree; OR 4 years of relevant education and / or experience. 10 years of experience at a large financial institution developing, implementing, and maintaining an enterprise-wide risk management program that adheres to business strategy and regulatory requirements and expectations. 8 years of people leadership experience in building, managing and/or developing high-performing teams. Superior understanding of risk frameworks including: risk governance; risk appetite; process, risk and control analysis; control effectiveness measurement; risk management coverage plan (monitoring, assessment and testing). Proven leadership skills and ability to influence decisions at senior levels within a large complex organization. Proven capability to communicate effectively across the 1st and 2nd Lines of Defense and build strong, collaborative relationships. What Sets You Apart Experience leading a second line of defense risk management function as a Chief Risk Officer of a business line or association in a top 20 personal lines Property & Casualty (P&C) carrier. Subject matter expert in P&C financial risks, including credit risk, market risk, interest rate risk, liquidity risk, stress testing, asset allocation, investment portfolio, capital management, etc. Experience leading loss reserving, underwriting, and/or actuarial and analytics functions in a large P&C organization. Visa Sponsorship: USAA does not provide visa sponsorship for this position. Please do not apply for this position if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). The salary range for this position is $257,250 to $463,050. Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Long Term Incentive Plan: Cash payment for Executive level roles only, representing a cash payment which is both time and performance based. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
06/18/2026
Full time
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity The VP, Risk Management - Property & Casualty (P&C) will report directly to the SVP, Chief Risk Officer - P&C and will be responsible for recognizing and reporting strategic and aggregate risks across the P&C business while advancing the Risk Management function for aggregation, quantification, and qualification of risks. This executive will have exposure to boards and members of executive council and will be responsible for reporting risks to senior leadership, in addition to working with those same individuals to effectively assess and influence business decisions and direction. This executive will also partner with other officers within the Chief Risk Office organization and the business to influence and set strategy for advancement of the risk management framework. In doing so, this executive will set direction for a multitude of risk management programs and oversee the delivery of those programs across the P&C line of business. USAA offers a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX; Plano, TX; Phoenix, AZ; Charlotte, NC; Tampa, FL. Relocation assistance is available for this position. What You'll Do Oversee and guide an independent Risk Management function in establishing and monitoring compliance with risk limits, identifying and aggregating the firm's risks, assessing the firm's risk positions relative to the parameters of the firm's risk tolerance, and providing key risk information to senior management and the board of directors. Serve as a key adviser engaging in senior leaders' strategy discussions and decisions, real-time evaluations of potential short term and long-term risks, and effective influence and challenge to ensure safety and soundness of the business deliverables and accomplishment of objectives. Lead teams dedicated to managing risk within overall business strategies in alignment with strong and effective risk governance and oversight. Set the agenda, builds diverse high-performing teams, and sell the vision on an effective Risk Management program. Ensure training and coaching of employees and provides the team with development opportunities. Establish a long-term view of how risk systems and governance should be adapted and integrated to maximize the ability to manage risk in an environment shaped by regulatory change and disruptive, emerging technologies. Partner and lead senior risk executives in establishing, managing, and adhering to overall risk appetite to include the identification and definition of key methods, metrics, and limits. Partner across Risk Management, Finance, and the business while effectively challenging variances to plan and establishing strategies to mitigate. Provide advice to other key business partners to influence and drive key decisions assessing risk and reward through effective challenge. Actively engage senior leaders to ensure all risks are addressed in a timely manner and consistent with policy. Interacts & engages with product & channel leaders on complex, multi-product processes and procedures while factoring in all legal & regulatory requirements. Liaise with Compliance and Chief Legal Office (CLO) on legal & regulatory considerations that impact business operations and product offerings in accordance with federal and state regulations. What You Have Bachelors Degree; OR 4 years of relevant education and / or experience. 10 years of experience at a large financial institution developing, implementing, and maintaining an enterprise-wide risk management program that adheres to business strategy and regulatory requirements and expectations. 8 years of people leadership experience in building, managing and/or developing high-performing teams. Superior understanding of risk frameworks including: risk governance; risk appetite; process, risk and control analysis; control effectiveness measurement; risk management coverage plan (monitoring, assessment and testing). Proven leadership skills and ability to influence decisions at senior levels within a large complex organization. Proven capability to communicate effectively across the 1st and 2nd Lines of Defense and build strong, collaborative relationships. What Sets You Apart Experience leading a second line of defense risk management function as a Chief Risk Officer of a business line or association in a top 20 personal lines Property & Casualty (P&C) carrier. Subject matter expert in P&C financial risks, including credit risk, market risk, interest rate risk, liquidity risk, stress testing, asset allocation, investment portfolio, capital management, etc. Experience leading loss reserving, underwriting, and/or actuarial and analytics functions in a large P&C organization. Visa Sponsorship: USAA does not provide visa sponsorship for this position. Please do not apply for this position if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). The salary range for this position is $257,250 to $463,050. Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Long Term Incentive Plan: Cash payment for Executive level roles only, representing a cash payment which is both time and performance based. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity The VP, Risk Management - Property & Casualty (P&C) will report directly to the SVP, Chief Risk Officer - P&C and will be responsible for recognizing and reporting strategic and aggregate risks across the P&C business while advancing the Risk Management function for aggregation, quantification, and qualification of risks. This executive will have exposure to boards and members of executive council and will be responsible for reporting risks to senior leadership, in addition to working with those same individuals to effectively assess and influence business decisions and direction. This executive will also partner with other officers within the Chief Risk Office organization and the business to influence and set strategy for advancement of the risk management framework. In doing so, this executive will set direction for a multitude of risk management programs and oversee the delivery of those programs across the P&C line of business. USAA offers a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX; Plano, TX; Phoenix, AZ; Charlotte, NC; Tampa, FL. Relocation assistance is available for this position. What You'll Do Oversee and guide an independent Risk Management function in establishing and monitoring compliance with risk limits, identifying and aggregating the firm's risks, assessing the firm's risk positions relative to the parameters of the firm's risk tolerance, and providing key risk information to senior management and the board of directors. Serve as a key adviser engaging in senior leaders' strategy discussions and decisions, real-time evaluations of potential short term and long-term risks, and effective influence and challenge to ensure safety and soundness of the business deliverables and accomplishment of objectives. Lead teams dedicated to managing risk within overall business strategies in alignment with strong and effective risk governance and oversight. Set the agenda, builds diverse high-performing teams, and sell the vision on an effective Risk Management program. Ensure training and coaching of employees and provides the team with development opportunities. Establish a long-term view of how risk systems and governance should be adapted and integrated to maximize the ability to manage risk in an environment shaped by regulatory change and disruptive, emerging technologies. Partner and lead senior risk executives in establishing, managing, and adhering to overall risk appetite to include the identification and definition of key methods, metrics, and limits. Partner across Risk Management, Finance, and the business while effectively challenging variances to plan and establishing strategies to mitigate. Provide advice to other key business partners to influence and drive key decisions assessing risk and reward through effective challenge. Actively engage senior leaders to ensure all risks are addressed in a timely manner and consistent with policy. Interacts & engages with product & channel leaders on complex, multi-product processes and procedures while factoring in all legal & regulatory requirements. Liaise with Compliance and Chief Legal Office (CLO) on legal & regulatory considerations that impact business operations and product offerings in accordance with federal and state regulations. What You Have Bachelors Degree; OR 4 years of relevant education and / or experience. 10 years of experience at a large financial institution developing, implementing, and maintaining an enterprise-wide risk management program that adheres to business strategy and regulatory requirements and expectations. 8 years of people leadership experience in building, managing and/or developing high-performing teams. Superior understanding of risk frameworks including: risk governance; risk appetite; process, risk and control analysis; control effectiveness measurement; risk management coverage plan (monitoring, assessment and testing). Proven leadership skills and ability to influence decisions at senior levels within a large complex organization. Proven capability to communicate effectively across the 1st and 2nd Lines of Defense and build strong, collaborative relationships. What Sets You Apart Experience leading a second line of defense risk management function as a Chief Risk Officer of a business line or association in a top 20 personal lines Property & Casualty (P&C) carrier. Subject matter expert in P&C financial risks, including credit risk, market risk, interest rate risk, liquidity risk, stress testing, asset allocation, investment portfolio, capital management, etc. Experience leading loss reserving, underwriting, and/or actuarial and analytics functions in a large P&C organization. Visa Sponsorship: USAA does not provide visa sponsorship for this position. Please do not apply for this position if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). The salary range for this position is $257,250 to $463,050. Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Long Term Incentive Plan: Cash payment for Executive level roles only, representing a cash payment which is both time and performance based. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
06/18/2026
Full time
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity The VP, Risk Management - Property & Casualty (P&C) will report directly to the SVP, Chief Risk Officer - P&C and will be responsible for recognizing and reporting strategic and aggregate risks across the P&C business while advancing the Risk Management function for aggregation, quantification, and qualification of risks. This executive will have exposure to boards and members of executive council and will be responsible for reporting risks to senior leadership, in addition to working with those same individuals to effectively assess and influence business decisions and direction. This executive will also partner with other officers within the Chief Risk Office organization and the business to influence and set strategy for advancement of the risk management framework. In doing so, this executive will set direction for a multitude of risk management programs and oversee the delivery of those programs across the P&C line of business. USAA offers a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX; Plano, TX; Phoenix, AZ; Charlotte, NC; Tampa, FL. Relocation assistance is available for this position. What You'll Do Oversee and guide an independent Risk Management function in establishing and monitoring compliance with risk limits, identifying and aggregating the firm's risks, assessing the firm's risk positions relative to the parameters of the firm's risk tolerance, and providing key risk information to senior management and the board of directors. Serve as a key adviser engaging in senior leaders' strategy discussions and decisions, real-time evaluations of potential short term and long-term risks, and effective influence and challenge to ensure safety and soundness of the business deliverables and accomplishment of objectives. Lead teams dedicated to managing risk within overall business strategies in alignment with strong and effective risk governance and oversight. Set the agenda, builds diverse high-performing teams, and sell the vision on an effective Risk Management program. Ensure training and coaching of employees and provides the team with development opportunities. Establish a long-term view of how risk systems and governance should be adapted and integrated to maximize the ability to manage risk in an environment shaped by regulatory change and disruptive, emerging technologies. Partner and lead senior risk executives in establishing, managing, and adhering to overall risk appetite to include the identification and definition of key methods, metrics, and limits. Partner across Risk Management, Finance, and the business while effectively challenging variances to plan and establishing strategies to mitigate. Provide advice to other key business partners to influence and drive key decisions assessing risk and reward through effective challenge. Actively engage senior leaders to ensure all risks are addressed in a timely manner and consistent with policy. Interacts & engages with product & channel leaders on complex, multi-product processes and procedures while factoring in all legal & regulatory requirements. Liaise with Compliance and Chief Legal Office (CLO) on legal & regulatory considerations that impact business operations and product offerings in accordance with federal and state regulations. What You Have Bachelors Degree; OR 4 years of relevant education and / or experience. 10 years of experience at a large financial institution developing, implementing, and maintaining an enterprise-wide risk management program that adheres to business strategy and regulatory requirements and expectations. 8 years of people leadership experience in building, managing and/or developing high-performing teams. Superior understanding of risk frameworks including: risk governance; risk appetite; process, risk and control analysis; control effectiveness measurement; risk management coverage plan (monitoring, assessment and testing). Proven leadership skills and ability to influence decisions at senior levels within a large complex organization. Proven capability to communicate effectively across the 1st and 2nd Lines of Defense and build strong, collaborative relationships. What Sets You Apart Experience leading a second line of defense risk management function as a Chief Risk Officer of a business line or association in a top 20 personal lines Property & Casualty (P&C) carrier. Subject matter expert in P&C financial risks, including credit risk, market risk, interest rate risk, liquidity risk, stress testing, asset allocation, investment portfolio, capital management, etc. Experience leading loss reserving, underwriting, and/or actuarial and analytics functions in a large P&C organization. Visa Sponsorship: USAA does not provide visa sponsorship for this position. Please do not apply for this position if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). The salary range for this position is $257,250 to $463,050. Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Long Term Incentive Plan: Cash payment for Executive level roles only, representing a cash payment which is both time and performance based. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Description: Potential for Sign-On Bonus The Mortgage Loan Officer will provide a high level of customer service in the origination of consumer home mortgage loans. The position will build and maintain a strong network on internal and external referral sources and generate fee income according to budget. The Mortgage Loan Officer will work with the SVP, Director of Mortgage, Public Relations Manager, and other Mortgage Department team members to develop and utilize successful marketing strategies. The position is responsible for ensuring compliance to policy, regulations, and investor guidelines with every loan transaction. Important: Ideal Candidate will possess 3+ years of prior mortgage lending experience, with loan volume in the past 12 months of greater than $8 million. Coulee Bank offers a flexible hybrid work model. This position is expected to work in office three (3) days per week with the potential to work remotely up to two (2) days per week. The ideal candidate will be able to report to one of the following Coulee Bank locations: Minnesota: Minnetonka or St. Paul Wisconsin: La Crosse or Onalaska Requirements: Build a Career in the Financial Industry with Pathways for Advancements. We recognize that our success is based on the quality and dedication of our team members. That's why we will continually invest in your growth by providing ongoing training and professional development opportunities that deepen your skills and optimize your expertise in the financial industry. Professionally develop and maintain external and internal referral sources by actively working with commercial, retail, and investment areas to ensure a continuous pipeline of loans. Assess and evaluate the credit worthiness of applicants to arrive at an independent recommendation on the origination and/or continuation of a credit relationship with the Bank. Participate in various community and business organizations and events to ensure Coulee Bank's Mortgage Department is known in the community. A Day in the Life of a Mortgage Loan Officer: Assess and evaluate the credit worthiness of applicants and arrive at an independent recommendation of a credit relationship with the bank. Originate investor-quality mortgage loans in a manner that meets the annual fee income budget while adhering to reasonable pricing and loan policy guidelines. Provide a professional level of information and follow-through while working on mortgage loans to ensure a positive experience for the customer. Work closely with Loan Processing staff during the document preparation and check disbursal process. Ensure confidentiality of bank and customer data throughout the life of the loans serviced. Maintain customer records in a manner that allows for routine contact. Professionally develop and maintain external and internal referral sources to assist in ensuring a continuous pipeline of loans. Maintain and expand Mortgage Department's presence in the community by participating in community and business organizations and events. Work with mortgage and marketing staff to develop and implement successful marketing strategies. Maintain Coulee Bank product knowledge to allow for qualified referrals to retail and investment staff and establishment of full banking relationships with mortgage customers. Attend regular training to maintain knowledge of industry trends, developments and changes in regulatory laws. Assist in and respond to internal and external audits and reviews as requested. Maintain broker and investor relationships in a manner that ensures minimum risk to Coulee Bank. Collect past due loans assigned to portfolio in a timely manner. Why Work for Coulee Bank? Coulee Bank is a family-owned community bank with a long-standing tradition of excellent service with strong roots within the communities we serve. Our mission is simple: Doing the Right Thing for Our Clients & Colleagues . Generous Compensation and Benefits Package 10 Paid Holidays a Year 19 PTO Days a year 401K Match Profit Sharing $100 Coulee Clothing Attire Tuition Reimbursement Paid Volunteer Time Qualifications For Ideal Candidate: High School diploma, or equivalent. 3+ years of prior mortgage lending experience, with loan volume in the past 12 months of greater than $8 million. Established relationships within the local community and in job-related organizations. Ability to provide a high level of customer service experience to both internal and external customers. Excellent verbal and written communication skills. Strong attention to details and accuracy of work. Strong technical skills, including knowledge of Microsoft Office products. Knowledge of office methods, procedures, and practices including the use of standard office equipment. Pay Range: The salary for this position is: $45,177.60 annually ($21.72/hr) + PLUS Mortgage Loan Officer Incentive Plan. Candidates must meet and comply with the requirements of the SAFE Act, including the successful completion of background check and registration with the Nationwide Mortgage Licensing System (NMLS). Compensation details: 21.72-21.72 Hourly Wage PIe5-
06/17/2026
Full time
Description: Potential for Sign-On Bonus The Mortgage Loan Officer will provide a high level of customer service in the origination of consumer home mortgage loans. The position will build and maintain a strong network on internal and external referral sources and generate fee income according to budget. The Mortgage Loan Officer will work with the SVP, Director of Mortgage, Public Relations Manager, and other Mortgage Department team members to develop and utilize successful marketing strategies. The position is responsible for ensuring compliance to policy, regulations, and investor guidelines with every loan transaction. Important: Ideal Candidate will possess 3+ years of prior mortgage lending experience, with loan volume in the past 12 months of greater than $8 million. Coulee Bank offers a flexible hybrid work model. This position is expected to work in office three (3) days per week with the potential to work remotely up to two (2) days per week. The ideal candidate will be able to report to one of the following Coulee Bank locations: Minnesota: Minnetonka or St. Paul Wisconsin: La Crosse or Onalaska Requirements: Build a Career in the Financial Industry with Pathways for Advancements. We recognize that our success is based on the quality and dedication of our team members. That's why we will continually invest in your growth by providing ongoing training and professional development opportunities that deepen your skills and optimize your expertise in the financial industry. Professionally develop and maintain external and internal referral sources by actively working with commercial, retail, and investment areas to ensure a continuous pipeline of loans. Assess and evaluate the credit worthiness of applicants to arrive at an independent recommendation on the origination and/or continuation of a credit relationship with the Bank. Participate in various community and business organizations and events to ensure Coulee Bank's Mortgage Department is known in the community. A Day in the Life of a Mortgage Loan Officer: Assess and evaluate the credit worthiness of applicants and arrive at an independent recommendation of a credit relationship with the bank. Originate investor-quality mortgage loans in a manner that meets the annual fee income budget while adhering to reasonable pricing and loan policy guidelines. Provide a professional level of information and follow-through while working on mortgage loans to ensure a positive experience for the customer. Work closely with Loan Processing staff during the document preparation and check disbursal process. Ensure confidentiality of bank and customer data throughout the life of the loans serviced. Maintain customer records in a manner that allows for routine contact. Professionally develop and maintain external and internal referral sources to assist in ensuring a continuous pipeline of loans. Maintain and expand Mortgage Department's presence in the community by participating in community and business organizations and events. Work with mortgage and marketing staff to develop and implement successful marketing strategies. Maintain Coulee Bank product knowledge to allow for qualified referrals to retail and investment staff and establishment of full banking relationships with mortgage customers. Attend regular training to maintain knowledge of industry trends, developments and changes in regulatory laws. Assist in and respond to internal and external audits and reviews as requested. Maintain broker and investor relationships in a manner that ensures minimum risk to Coulee Bank. Collect past due loans assigned to portfolio in a timely manner. Why Work for Coulee Bank? Coulee Bank is a family-owned community bank with a long-standing tradition of excellent service with strong roots within the communities we serve. Our mission is simple: Doing the Right Thing for Our Clients & Colleagues . Generous Compensation and Benefits Package 10 Paid Holidays a Year 19 PTO Days a year 401K Match Profit Sharing $100 Coulee Clothing Attire Tuition Reimbursement Paid Volunteer Time Qualifications For Ideal Candidate: High School diploma, or equivalent. 3+ years of prior mortgage lending experience, with loan volume in the past 12 months of greater than $8 million. Established relationships within the local community and in job-related organizations. Ability to provide a high level of customer service experience to both internal and external customers. Excellent verbal and written communication skills. Strong attention to details and accuracy of work. Strong technical skills, including knowledge of Microsoft Office products. Knowledge of office methods, procedures, and practices including the use of standard office equipment. Pay Range: The salary for this position is: $45,177.60 annually ($21.72/hr) + PLUS Mortgage Loan Officer Incentive Plan. Candidates must meet and comply with the requirements of the SAFE Act, including the successful completion of background check and registration with the Nationwide Mortgage Licensing System (NMLS). Compensation details: 21.72-21.72 Hourly Wage PIe5-
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity The VP, Risk Management - Property & Casualty (P&C) will report directly to the SVP, Chief Risk Officer - P&C and will be responsible for recognizing and reporting strategic and aggregate risks across the P&C business while advancing the Risk Management function for aggregation, quantification, and qualification of risks. This executive will have exposure to boards and members of executive council and will be responsible for reporting risks to senior leadership, in addition to working with those same individuals to effectively assess and influence business decisions and direction. This executive will also partner with other officers within the Chief Risk Office organization and the business to influence and set strategy for advancement of the risk management framework. In doing so, this executive will set direction for a multitude of risk management programs and oversee the delivery of those programs across the P&C line of business. USAA offers a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX; Plano, TX; Phoenix, AZ; Charlotte, NC; Tampa, FL. Relocation assistance is available for this position. What You'll Do Oversee and guide an independent Risk Management function in establishing and monitoring compliance with risk limits, identifying and aggregating the firm's risks, assessing the firm's risk positions relative to the parameters of the firm's risk tolerance, and providing key risk information to senior management and the board of directors. Serve as a key adviser engaging in senior leaders' strategy discussions and decisions, real-time evaluations of potential short term and long-term risks, and effective influence and challenge to ensure safety and soundness of the business deliverables and accomplishment of objectives. Lead teams dedicated to managing risk within overall business strategies in alignment with strong and effective risk governance and oversight. Set the agenda, builds diverse high-performing teams, and sell the vision on an effective Risk Management program. Ensure training and coaching of employees and provides the team with development opportunities. Establish a long-term view of how risk systems and governance should be adapted and integrated to maximize the ability to manage risk in an environment shaped by regulatory change and disruptive, emerging technologies. Partner and lead senior risk executives in establishing, managing, and adhering to overall risk appetite to include the identification and definition of key methods, metrics, and limits. Partner across Risk Management, Finance, and the business while effectively challenging variances to plan and establishing strategies to mitigate. Provide advice to other key business partners to influence and drive key decisions assessing risk and reward through effective challenge. Actively engage senior leaders to ensure all risks are addressed in a timely manner and consistent with policy. Interacts & engages with product & channel leaders on complex, multi-product processes and procedures while factoring in all legal & regulatory requirements. Liaise with Compliance and Chief Legal Office (CLO) on legal & regulatory considerations that impact business operations and product offerings in accordance with federal and state regulations. What You Have Bachelors Degree; OR 4 years of relevant education and / or experience. 10 years of experience at a large financial institution developing, implementing, and maintaining an enterprise-wide risk management program that adheres to business strategy and regulatory requirements and expectations. 8 years of people leadership experience in building, managing and/or developing high-performing teams. Superior understanding of risk frameworks including: risk governance; risk appetite; process, risk and control analysis; control effectiveness measurement; risk management coverage plan (monitoring, assessment and testing). Proven leadership skills and ability to influence decisions at senior levels within a large complex organization. Proven capability to communicate effectively across the 1st and 2nd Lines of Defense and build strong, collaborative relationships. What Sets You Apart Experience leading a second line of defense risk management function as a Chief Risk Officer of a business line or association in a top 20 personal lines Property & Casualty (P&C) carrier. Subject matter expert in P&C financial risks, including credit risk, market risk, interest rate risk, liquidity risk, stress testing, asset allocation, investment portfolio, capital management, etc. Experience leading loss reserving, underwriting, and/or actuarial and analytics functions in a large P&C organization. Visa Sponsorship: USAA does not provide visa sponsorship for this position. Please do not apply for this position if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). The salary range for this position is $257,250 to $463,050. Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Long Term Incentive Plan: Cash payment for Executive level roles only, representing a cash payment which is both time and performance based. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
06/15/2026
Full time
Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity The VP, Risk Management - Property & Casualty (P&C) will report directly to the SVP, Chief Risk Officer - P&C and will be responsible for recognizing and reporting strategic and aggregate risks across the P&C business while advancing the Risk Management function for aggregation, quantification, and qualification of risks. This executive will have exposure to boards and members of executive council and will be responsible for reporting risks to senior leadership, in addition to working with those same individuals to effectively assess and influence business decisions and direction. This executive will also partner with other officers within the Chief Risk Office organization and the business to influence and set strategy for advancement of the risk management framework. In doing so, this executive will set direction for a multitude of risk management programs and oversee the delivery of those programs across the P&C line of business. USAA offers a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX; Plano, TX; Phoenix, AZ; Charlotte, NC; Tampa, FL. Relocation assistance is available for this position. What You'll Do Oversee and guide an independent Risk Management function in establishing and monitoring compliance with risk limits, identifying and aggregating the firm's risks, assessing the firm's risk positions relative to the parameters of the firm's risk tolerance, and providing key risk information to senior management and the board of directors. Serve as a key adviser engaging in senior leaders' strategy discussions and decisions, real-time evaluations of potential short term and long-term risks, and effective influence and challenge to ensure safety and soundness of the business deliverables and accomplishment of objectives. Lead teams dedicated to managing risk within overall business strategies in alignment with strong and effective risk governance and oversight. Set the agenda, builds diverse high-performing teams, and sell the vision on an effective Risk Management program. Ensure training and coaching of employees and provides the team with development opportunities. Establish a long-term view of how risk systems and governance should be adapted and integrated to maximize the ability to manage risk in an environment shaped by regulatory change and disruptive, emerging technologies. Partner and lead senior risk executives in establishing, managing, and adhering to overall risk appetite to include the identification and definition of key methods, metrics, and limits. Partner across Risk Management, Finance, and the business while effectively challenging variances to plan and establishing strategies to mitigate. Provide advice to other key business partners to influence and drive key decisions assessing risk and reward through effective challenge. Actively engage senior leaders to ensure all risks are addressed in a timely manner and consistent with policy. Interacts & engages with product & channel leaders on complex, multi-product processes and procedures while factoring in all legal & regulatory requirements. Liaise with Compliance and Chief Legal Office (CLO) on legal & regulatory considerations that impact business operations and product offerings in accordance with federal and state regulations. What You Have Bachelors Degree; OR 4 years of relevant education and / or experience. 10 years of experience at a large financial institution developing, implementing, and maintaining an enterprise-wide risk management program that adheres to business strategy and regulatory requirements and expectations. 8 years of people leadership experience in building, managing and/or developing high-performing teams. Superior understanding of risk frameworks including: risk governance; risk appetite; process, risk and control analysis; control effectiveness measurement; risk management coverage plan (monitoring, assessment and testing). Proven leadership skills and ability to influence decisions at senior levels within a large complex organization. Proven capability to communicate effectively across the 1st and 2nd Lines of Defense and build strong, collaborative relationships. What Sets You Apart Experience leading a second line of defense risk management function as a Chief Risk Officer of a business line or association in a top 20 personal lines Property & Casualty (P&C) carrier. Subject matter expert in P&C financial risks, including credit risk, market risk, interest rate risk, liquidity risk, stress testing, asset allocation, investment portfolio, capital management, etc. Experience leading loss reserving, underwriting, and/or actuarial and analytics functions in a large P&C organization. Visa Sponsorship: USAA does not provide visa sponsorship for this position. Please do not apply for this position if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). The salary range for this position is $257,250 to $463,050. Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Long Term Incentive Plan: Cash payment for Executive level roles only, representing a cash payment which is both time and performance based. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
