Fidelity Bank
Minneapolis, Minnesota
Description: POSITION SUMMARY: This role is responsible for the day-to-day execution and continuous improvement for commercial account opening, legal documentation, and treasury management product administration in compliance with applicable laws, regulations, and Bank policies. The role manages and is a working member of loan support and treasury management operations ensure service levels are met. THIS ROLE IS ACCOUNTABLE FOR : Documentation, onboarding, and administration of loan and treasury management products Operational risk mitigation and controls and adherence to standards Optimize current processes and identify areas where technology can enhance operations. Accountability/Responsibilities Documentation, onboarding, and administration of loan and treasury management products - 70% Champion a client-centric culture across the department by setting expectations, mentoring/managing staff, and ensuring consistent delivery of exceptional service that exceeds client expectations. Independently execute routine processing tasks for the department. Establish and maintain service level agreements, publish performance dashboards, and evaluate processes for improved service. Partner with Credit, Relationship Managers, and Compliance to ensure expectations are met. Support growth and servicing of clients and business lines. Cross train staff, ensure adequate coverage of processes, and develop a plan for maintaining skills. Coordinate end-to-end legal document sets for loans (i.e. notes, security agreements, guarantees, UCC filings/continuations, collateral perfection, insurance, tickler setup). Administer treasury management product setup and maintenance (i.e. ACH, Wires, RDC, Positive Pay, online banking entitlements and limits); monitor daily controls and dual authorization practices. Maintain vendor relationships and act as product administrator for technology platforms; coordinate upgrades and UAT. Operational risk mitigation and controls and adherence to standards - 15% Maintain policies/procedures/SOPs and internal controls that meet regulatory, audit, and exam expectations. Ensure processes are done in compliance with applicable laws, regulations, and Bank policies. Own remediation for audit/exam findings; reduce operational loss events and exception rates. Manage exception tracking and maintain a clean, exam-ready environment. Develop and implement robust fraud prevention and mitigation strategies, ensuring compliance with regulatory standards and safeguarding client assets Optimize current processes and identify areas where technology can enhance operations - 15% Review work processes and guide the team to identify changes that can leverage technology for improved quality, efficiency and effectiveness. Build business cases for automation or system enhancements and coordinate change management and training. Gain alignment and approval from other leaders to implement changes and improvements and ensure changes are integrated into daily operations. Anticipate future technology needs that have the potential to transform client experience, quality, and efficiency. Team Accountabilities: Delighting my customers Giving my all Creating a great place to work Making improvements Keeping us compliant Supervision The person in this role directly supervises exempt/non-exempt employees. Leaders at this level are expected to foster engagement, develop people, seek out new talent, and cultivate an awareness of and commitment to our vision, values and strategies. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Requirements: EDUCATION, EXPERIENCE AND SKILLS College degree or equivalent experience 5+ years of loan support or treasury management experience and/or training Minimum of 2 years supervisory experience Hands-on expertise with commercial account opening (CIP/KYC/BOI/OFAC) and loan documentation workflows (UCCs, collateral, insurance/flood, ticklers) preferred. Working knowledge of treasury management products and rules (ACH/NACHA, wires, RDC, Positive Pay) and common controls/entitlement practices preferred. Continuous Improvement mindset including metric development, SOPs, and root-cause problem solving. Strong stakeholder management enabling partnerships with Credit, RMs, Compliance, and IT/Vendors. Compensation details: 00 Yearly Salary PI497afc86c18e-1992
Description: POSITION SUMMARY: This role is responsible for the day-to-day execution and continuous improvement for commercial account opening, legal documentation, and treasury management product administration in compliance with applicable laws, regulations, and Bank policies. The role manages and is a working member of loan support and treasury management operations ensure service levels are met. THIS ROLE IS ACCOUNTABLE FOR : Documentation, onboarding, and administration of loan and treasury management products Operational risk mitigation and controls and adherence to standards Optimize current processes and identify areas where technology can enhance operations. Accountability/Responsibilities Documentation, onboarding, and administration of loan and treasury management products - 70% Champion a client-centric culture across the department by setting expectations, mentoring/managing staff, and ensuring consistent delivery of exceptional service that exceeds client expectations. Independently execute routine processing tasks for the department. Establish and maintain service level agreements, publish performance dashboards, and evaluate processes for improved service. Partner with Credit, Relationship Managers, and Compliance to ensure expectations are met. Support growth and servicing of clients and business lines. Cross train staff, ensure adequate coverage of processes, and develop a plan for maintaining skills. Coordinate end-to-end legal document sets for loans (i.e. notes, security agreements, guarantees, UCC filings/continuations, collateral perfection, insurance, tickler setup). Administer treasury management product setup and maintenance (i.e. ACH, Wires, RDC, Positive Pay, online banking entitlements and limits); monitor daily controls and dual authorization practices. Maintain vendor relationships and act as product administrator for technology platforms; coordinate upgrades and UAT. Operational risk mitigation and controls and adherence to standards - 15% Maintain policies/procedures/SOPs and internal controls that meet regulatory, audit, and exam expectations. Ensure processes are done in compliance with applicable laws, regulations, and Bank policies. Own remediation for audit/exam findings; reduce operational loss events and exception rates. Manage exception tracking and maintain a clean, exam-ready environment. Develop and implement robust fraud prevention and mitigation strategies, ensuring compliance with regulatory standards and safeguarding client assets Optimize current processes and identify areas where technology can enhance operations - 15% Review work processes and guide the team to identify changes that can leverage technology for improved quality, efficiency and effectiveness. Build business cases for automation or system enhancements and coordinate change management and training. Gain alignment and approval from other leaders to implement changes and improvements and ensure changes are integrated into daily operations. Anticipate future technology needs that have the potential to transform client experience, quality, and efficiency. Team Accountabilities: Delighting my customers Giving my all Creating a great place to work Making improvements Keeping us compliant Supervision The person in this role directly supervises exempt/non-exempt employees. Leaders at this level are expected to foster engagement, develop people, seek out new talent, and cultivate an awareness of and commitment to our vision, values and strategies. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Requirements: EDUCATION, EXPERIENCE AND SKILLS College degree or equivalent experience 5+ years of loan support or treasury management experience and/or training Minimum of 2 years supervisory experience Hands-on expertise with commercial account opening (CIP/KYC/BOI/OFAC) and loan documentation workflows (UCCs, collateral, insurance/flood, ticklers) preferred. Working knowledge of treasury management products and rules (ACH/NACHA, wires, RDC, Positive Pay) and common controls/entitlement practices preferred. Continuous Improvement mindset including metric development, SOPs, and root-cause problem solving. Strong stakeholder management enabling partnerships with Credit, RMs, Compliance, and IT/Vendors. Compensation details: 00 Yearly Salary PI497afc86c18e-1992
Fidelity Bank
Metairie, Louisiana
The HMDA Compliance Specialist oversees the Bank's compliance with the Home Mortgage Disclosure Act and quality control efforts. Required: Minimum GED for High School diploma. Minimum of 3 years audit compliance or quality control experience. Extensive knowledge of financial institution policies and procedures. Experience in LaserPro/Decision Pro and Encompass Good organizational, time-management and interpersonal skills. Knowledge of federal consumer protection laws, regulations and associated guidance, such as: Reg B, Reg Z, Reg X, Reg C (HMDA), Reg CC, Reg D, Reg Q and Reg DD. Strong understanding of transactional testing and review process as it applies to the regulations, especially HMDA. Strong verbal and written communication skills in order to effectively communicate policies, procedures, training and regulatory correspondence. Extensive ability to read, analyze and interpret government regulations, trade journals and legal documents. Must be able to respond to common inquiries from regulatory agencies, courts and outside consultants. Strong working knowledge of Microsoft programs: especially Excel and Word. Ability to work with a limited supervision Preferred: Associate's degree in related field. Experience using CRAWiz. Specific Job Functions: Coordinates and performs daily review of loan files for compliance with federal lending regulations, focusing on Reg C (HMDA). Tracks all new and proposed regulatory compliance developments for HMDA. Coordinates reporting of transaction exception logs, and performs periodic self-assessments of HMDA compliance. Reviews policies and procedures for compliance with HMDA and applicable lending laws and regulations. Ensures the bank's Loan Application Register (LAR) is accurate and updated regularly, and coordinates yearly reporting. Assists Compliance Officer and HR Training staff with the development of training materials to directors, management and employees regarding consumer protection laws and regulations related to HMDA and other areas of expertise. Provides compliance support to bank personnel with questions or concerns. Complies with regulatory rules and regulations, evidenced through successful completion of training and demonstrated ability. Performs other duties as appointed by management. Fidelity Bank provides equal employment opportunities to all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran or disabled status. recblid c2hqtgq7390qc2gro64f3pvqibppmy
The HMDA Compliance Specialist oversees the Bank's compliance with the Home Mortgage Disclosure Act and quality control efforts. Required: Minimum GED for High School diploma. Minimum of 3 years audit compliance or quality control experience. Extensive knowledge of financial institution policies and procedures. Experience in LaserPro/Decision Pro and Encompass Good organizational, time-management and interpersonal skills. Knowledge of federal consumer protection laws, regulations and associated guidance, such as: Reg B, Reg Z, Reg X, Reg C (HMDA), Reg CC, Reg D, Reg Q and Reg DD. Strong understanding of transactional testing and review process as it applies to the regulations, especially HMDA. Strong verbal and written communication skills in order to effectively communicate policies, procedures, training and regulatory correspondence. Extensive ability to read, analyze and interpret government regulations, trade journals and legal documents. Must be able to respond to common inquiries from regulatory agencies, courts and outside consultants. Strong working knowledge of Microsoft programs: especially Excel and Word. Ability to work with a limited supervision Preferred: Associate's degree in related field. Experience using CRAWiz. Specific Job Functions: Coordinates and performs daily review of loan files for compliance with federal lending regulations, focusing on Reg C (HMDA). Tracks all new and proposed regulatory compliance developments for HMDA. Coordinates reporting of transaction exception logs, and performs periodic self-assessments of HMDA compliance. Reviews policies and procedures for compliance with HMDA and applicable lending laws and regulations. Ensures the bank's Loan Application Register (LAR) is accurate and updated regularly, and coordinates yearly reporting. Assists Compliance Officer and HR Training staff with the development of training materials to directors, management and employees regarding consumer protection laws and regulations related to HMDA and other areas of expertise. Provides compliance support to bank personnel with questions or concerns. Complies with regulatory rules and regulations, evidenced through successful completion of training and demonstrated ability. Performs other duties as appointed by management. Fidelity Bank provides equal employment opportunities to all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran or disabled status. recblid c2hqtgq7390qc2gro64f3pvqibppmy
