Santander Holdings USA Inc

General Ledger Lease Accounting Senior Analyst - Dallas, TX - Hybrid Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Are you a highly analytical and detailed oriented accounting professional with a passion for data? We're seeking a Senior General Ledger Lease Accounting Analyst - Controllership who thrives on making sense of complex financial data and possess a strong foundation in General Ledger accounting to join our team and play a key role in our financial analysis process. The Ideal Candidate Will Have: Proven data mining and analysis experience working with large data sets within Excel including advanced formula application. Solid understanding of General Ledger accounting principles, including the accounting flow (debits, credits), journal entries, data & account reconciliation, financial statement preparation, management reporting, and data analysis. Required Accounting or Finance degree or other business degree as long as possess the accounting experience above. SQL knowledge is highly preferred. Able to work hybrid - 3 days a week in our corporate Dallas, TX office. The General Ledger Lease Accounting, Senior Analyst is experienced in reconciling high-volume Subledger and General Ledger data. A key contributor in month-end close, account analysis process, and ad-hoc projects. Senior analyst must be innovative and must continue to work to improve the effectiveness of the cash accounting reporting by adjusting and or making enhancements to current accounting and reporting processes. This role is currently a hybrid position in a demanding work environment with plenty of opportunities to learn! • Gather, manage high-volume data, and produce accurate General Ledger reconciliations by utilizing advanced knowledge in excel and high level of analytical skills. • Proactively research, resolve discrepancies and improve the effectiveness of the accounting reporting team by adjusting and/or enhancing current accounting, reporting processes, and improving efficiency through automation. • Administer and take ownership in processing of accounting entries, reporting, analysis, and documentation of assigned job areas within the accounting reporting team. • Provide variance insight and composition analysis related to business activity and drivers related to General Ledger balances. • Prepare or review regulatory reports and research to resolve discrepancies or significant variances. • Liaise with other departments to ensure organizational alignment. • Ensure management has a thorough understanding of business results through the communication of reporting and analysis. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty on a senior analyst capacity. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Accounting, Finance, Business Administration or equivalent field. - Required. 3+ Years Relatable experience in accounting, financial reporting or auditing field - Required. 3+ Years Equivalent work experience - Required. • Intermediate to advance knowledge of excel is required - Understanding of data mining (SQL) is highly preferred • Demonstrated competence of accounting practices and procedures, including US GAAP/IFRS and regulatory reporting standards. • Practical analytical and accounting skills. • Excellent communication and organizational skills. • Ability to focus on details to ensure and maintain data accuracy, and demonstrate holistic understanding of accounting and financial report. • Ability to work independently and as part of a team. • Ability to effectively handle multiple projects simultaneously in a deadline driven environment. • Ability to multi-task and adhere to deadlines. • Strong verbal and written communication skills. • Intermediate to Advanced experience with MS Word, MS Excel, MS Outlook, MS Access. • Ability to demonstrate continuous improvement through training. Certifications: • CPA (Certified Public Accountant) - Preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $56,250.00 USD Maximum: $95,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Dallas, TX, Dallas Other Locations: Texas-Dallas Organization: Santander Consumer USA Inc.

General Ledger Lease Accounting Senior Analyst - Dallas, TX - Hybrid Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Are you a highly analytical and detailed oriented accounting professional with a passion for data? We're seeking a Senior General Ledger Lease Accounting Analyst - Controllership who thrives on making sense of complex financial data and possess a strong foundation in General Ledger accounting to join our team and play a key role in our financial analysis process. The Ideal Candidate Will Have: Proven data mining and analysis experience working with large data sets within Excel including advanced formula application. Solid understanding of General Ledger accounting principles, including the accounting flow (debits, credits), journal entries, data & account reconciliation, financial statement preparation, management reporting, and data analysis. Required Accounting or Finance degree or other business degree as long as possess the accounting experience above. SQL knowledge is highly preferred. Able to work hybrid - 3 days a week in our corporate Dallas, TX office. The General Ledger Lease Accounting, Senior Analyst is experienced in reconciling high-volume Subledger and General Ledger data. A key contributor in month-end close, account analysis process, and ad-hoc projects. Senior analyst must be innovative and must continue to work to improve the effectiveness of the cash accounting reporting by adjusting and or making enhancements to current accounting and reporting processes. This role is currently a hybrid position in a demanding work environment with plenty of opportunities to learn! • Gather, manage high-volume data, and produce accurate General Ledger reconciliations by utilizing advanced knowledge in excel and high level of analytical skills. • Proactively research, resolve discrepancies and improve the effectiveness of the accounting reporting team by adjusting and/or enhancing current accounting, reporting processes, and improving efficiency through automation. • Administer and take ownership in processing of accounting entries, reporting, analysis, and documentation of assigned job areas within the accounting reporting team. • Provide variance insight and composition analysis related to business activity and drivers related to General Ledger balances. • Prepare or review regulatory reports and research to resolve discrepancies or significant variances. • Liaise with other departments to ensure organizational alignment. • Ensure management has a thorough understanding of business results through the communication of reporting and analysis. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty on a senior analyst capacity. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Accounting, Finance, Business Administration or equivalent field. - Required. 3+ Years Relatable experience in accounting, financial reporting or auditing field - Required. 3+ Years Equivalent work experience - Required. • Intermediate to advance knowledge of excel is required - Understanding of data mining (SQL) is highly preferred • Demonstrated competence of accounting practices and procedures, including US GAAP/IFRS and regulatory reporting standards. • Practical analytical and accounting skills. • Excellent communication and organizational skills. • Ability to focus on details to ensure and maintain data accuracy, and demonstrate holistic understanding of accounting and financial report. • Ability to work independently and as part of a team. • Ability to effectively handle multiple projects simultaneously in a deadline driven environment. • Ability to multi-task and adhere to deadlines. • Strong verbal and written communication skills. • Intermediate to Advanced experience with MS Word, MS Excel, MS Outlook, MS Access. • Ability to demonstrate continuous improvement through training. Certifications: • CPA (Certified Public Accountant) - Preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $56,250.00 USD Maximum: $95,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Dallas, TX, Dallas Other Locations: Texas-Dallas Organization: Santander Consumer USA Inc.

Federal and State Income Tax Manager - Hybrid Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! Federal and State Income Tax Manager At Santander you'll have the chance to build a career at a global financial institution with the scale and support, inclusive culture, and team that will allow you to become the best version of you. Join our team and build an exceptional experience for yourself. The Difference You Make This is an exciting opportunity for a motivated and ambitious team player to join Santander's Tax team in one of our 4 main locations, Dallas, NYC, Miami or Boston. The team is responsible for various federal and state provision and compliance matters, audit, and technical advice serving our 4 businesses, Auto, Retail, Corporate & Investment Banking, and Private Banking. As the Tax Manager, you will report to and be supported by the Tax Director and you will gain exposure to interesting and complex tax matters and key initiatives the Bank is taking part as our fast-growing team transitions to the next stage of our growth plan. Key tasks & responsibilities Work on a broad portfolio of income tax matters, including provisioning, compliance, audit and technical research pertaining to a broad range of financial services activities. Support the team in the delivery and oversight of income tax reporting requirements and technical matters. Build and maintain relationships within the firm and externally with 3rd party service providers, identifying opportunities and managing expectations. Support the successful delivery of tax projects, support in relation to tax audit examinations and ensure technical excellence and a practical/business driven approach. Assist with the implementation of a dedicated risk control framework. Monitor and follow up on legislative and business developments to ensure that the systems and/or processes are updated. Prepare and participate in cross-functional working groups within the Bank to ensure tax requirements continue to be met. Skills and attributes for success Highly motivated with the ability to work both independently and in a team. Excellent communicator in a range of situations both written and oral. Enthusiastic team player with ability to partner effectively with team members. Passion to learn and engage in the team is the key attribute we look for. A desire to learn and develop into the role. Ability to plan and prioritize work. To qualify for the role Bachelor's degree preferred. Federal and State income tax experience 5-7 years. Motivated to grow a rewarding career in Tax in a globally complex financial institution. Based in Dallas, TX, New York City, Boston or Miami. What we look for Most of all, it is the attitude that matters! We are keen to grow our team with like-minded professionals, real team players with a focus on quality and timely delivery. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $97,500.00 USD Maximum: $175,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Santander Consumer, TX, Santander Consumer Other Locations: Texas-Santander Consumer,Texas-Dallas,Florida-Coconut Grove,New York-New York,Massachusetts-Boston Organization: Santander Consumer USA Inc.

Associate, Investment SupervisionCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make: The Associate, Investment Supervision key purpose is to identify, evaluate, and document trades for suitability in accordance with FINRA rules and industry regulations. Will reviews new accounts, trade activity and daily trade blotters. The Associate, Investment Supervision will work directly with Financial Advisors and field managers to resolve any documentation deficiencies and escalate cases as deemed appropriate. Identifies, evaluates and documents trades for suitability in accordance with FINRA rules and industry regulations. Reviews and assesses suitability associated with new accounts and /or products. Escalates Supervisory issues, as necessary to Supervisory Directors in the field, providing relevant recommendations as to the appropriate actions to be taken. Partners with Supervisory Directors in the field to help them resolve exceptions in a timely manner. Reviews transaction exceptions reports using rules based processes and close noted trade alerts. Raises inquiries for suspicious trades and communication red flags, conduct research independently and deeply, and communicate in accordance with the established procedure, and ensure timely closure of identified surveillance issues Works with Compliance, Operations and other Santander functions closely to research industry trends and peer practice, and continue improving our review process effectiveness Develops knowledge of financial markets, asset management and financial regulations in order to build a deep understanding of investment/trading risks. Provides backup coverage and cross-train others. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Sales Supervision, Compliance, Risk or equivalent field. - Preferred. 5+ Years Sales Supervision, Compliance, Audit, or Regulatory experience required - Required. Strong analytical background with the ability to analyze and summarize findings in a concise and clear format. Detailed oriented and possess high ethical standards. Knowledge/experience in trading and investments. Ability to operate independently within guidelines, policies, directives and established precedence. Strong technical skills, particularly with respect to Microsoft Excel. Genuine interest in and understanding of financial markets. Familiarity with a broad range of asset classes, including derivatives. Intellectual curiosity and problem solving skills. Strong communication skills and the ability to interact confidently with others. Ability to work independently with minimal supervision, while also maintaining appropriate levels of collaboration and cooperation with other team members. Sensitivity and tact must be especially evident in the performance of trade monitoring. Solid understanding of applicable Federal and State laws applicable to SEC registered broker-dealer. Strong analytical and investigative skills and demonstrated ability to operate at a strategic level. Sound judgment in identifying risks in order to proactively escalate with relevant senior management. Excellent written (drafting & editing) and spoken communication abilities. Excellent teamwork, interpersonal and conflict resolution skills. Certifications: FINRA (Financial Industry Regulatory Authority) FINRA Series 7, 24, 66 (or equivalent, 63 and 65), Series 9 and 10 may replace the requirements for Series 24 - Required. FINRA (Financial Industry Regulatory Authority) FINRA Series 53 and 4, and state insurance licenses - Preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.What Else You Need To Know:The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.Base Pay RangeMinimum:$63,750.00 USDMaximum:$105,000.00 USDLink to Santander Benefits:Santander Benefits - 2025 Santander OnGoing/NH eGuide ()Risk Culture:We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions:Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.What To Do Next:If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston Organization: Santander Bank N.A.

Federal and State Income Tax Manager - Hybrid Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! Federal and State Income Tax Manager At Santander you'll have the chance to build a career at a global financial institution with the scale and support, inclusive culture, and team that will allow you to become the best version of you. Join our team and build an exceptional experience for yourself. The Difference You Make This is an exciting opportunity for a motivated and ambitious team player to join Santander's Tax team in one of our 4 main locations, Dallas, NYC, Miami or Boston. The team is responsible for various federal and state provision and compliance matters, audit, and technical advice serving our 4 businesses, Auto, Retail, Corporate & Investment Banking, and Private Banking. As the Tax Manager, you will report to and be supported by the Tax Director and you will gain exposure to interesting and complex tax matters and key initiatives the Bank is taking part as our fast-growing team transitions to the next stage of our growth plan. Key tasks & responsibilities Work on a broad portfolio of income tax matters, including provisioning, compliance, audit and technical research pertaining to a broad range of financial services activities. Support the team in the delivery and oversight of income tax reporting requirements and technical matters. Build and maintain relationships within the firm and externally with 3rd party service providers, identifying opportunities and managing expectations. Support the successful delivery of tax projects, support in relation to tax audit examinations and ensure technical excellence and a practical/business driven approach. Assist with the implementation of a dedicated risk control framework. Monitor and follow up on legislative and business developments to ensure that the systems and/or processes are updated. Prepare and participate in cross-functional working groups within the Bank to ensure tax requirements continue to be met. Skills and attributes for success Highly motivated with the ability to work both independently and in a team. Excellent communicator in a range of situations both written and oral. Enthusiastic team player with ability to partner effectively with team members. Passion to learn and engage in the team is the key attribute we look for. A desire to learn and develop into the role. Ability to plan and prioritize work. To qualify for the role Bachelor's degree preferred. Federal and State income tax experience 5-7 years. Motivated to grow a rewarding career in Tax in a globally complex financial institution. Based in Dallas, TX, New York City, Boston or Miami. What we look for Most of all, it is the attitude that matters! We are keen to grow our team with like-minded professionals, real team players with a focus on quality and timely delivery. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $97,500.00 USD Maximum: $175,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Santander Consumer, TX, Santander Consumer Other Locations: Texas-Santander Consumer,Texas-Dallas,Florida-Coconut Grove,New York-New York,Massachusetts-Boston Organization: Santander Consumer USA Inc.

Federal and State Income Tax Manager - Hybrid Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! Federal and State Income Tax Manager At Santander you'll have the chance to build a career at a global financial institution with the scale and support, inclusive culture, and team that will allow you to become the best version of you. Join our team and build an exceptional experience for yourself. The Difference You Make This is an exciting opportunity for a motivated and ambitious team player to join Santander's Tax team in one of our 4 main locations, Dallas, NYC, Miami or Boston. The team is responsible for various federal and state provision and compliance matters, audit, and technical advice serving our 4 businesses, Auto, Retail, Corporate & Investment Banking, and Private Banking. As the Tax Manager, you will report to and be supported by the Tax Director and you will gain exposure to interesting and complex tax matters and key initiatives the Bank is taking part as our fast-growing team transitions to the next stage of our growth plan. Key tasks & responsibilities Work on a broad portfolio of income tax matters, including provisioning, compliance, audit and technical research pertaining to a broad range of financial services activities. Support the team in the delivery and oversight of income tax reporting requirements and technical matters. Build and maintain relationships within the firm and externally with 3rd party service providers, identifying opportunities and managing expectations. Support the successful delivery of tax projects, support in relation to tax audit examinations and ensure technical excellence and a practical/business driven approach. Assist with the implementation of a dedicated risk control framework. Monitor and follow up on legislative and business developments to ensure that the systems and/or processes are updated. Prepare and participate in cross-functional working groups within the Bank to ensure tax requirements continue to be met. Skills and attributes for success Highly motivated with the ability to work both independently and in a team. Excellent communicator in a range of situations both written and oral. Enthusiastic team player with ability to partner effectively with team members. Passion to learn and engage in the team is the key attribute we look for. A desire to learn and develop into the role. Ability to plan and prioritize work. To qualify for the role Bachelor's degree preferred. Federal and State income tax experience 5-7 years. Motivated to grow a rewarding career in Tax in a globally complex financial institution. Based in Dallas, TX, New York City, Boston or Miami. What we look for Most of all, it is the attitude that matters! We are keen to grow our team with like-minded professionals, real team players with a focus on quality and timely delivery. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $97,500.00 USD Maximum: $175,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Santander Consumer, TX, Santander Consumer Other Locations: Texas-Santander Consumer,Texas-Dallas,Florida-Coconut Grove,New York-New York,Massachusetts-Boston Organization: Santander Consumer USA Inc.

Senior. Associate, Financial Planning & Analysis - NYC Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Senior Associate, Financial Planning & Analysis is responsible for the creation and ongoing management of FP&A projects, processes, and tools to support the FP&A functionality. S/he coaches, reviews, and delegates work to junior level professionals. • Manages FP&A projects, processes, and tools to support the FP&A functionality. • Creates and/or changes processes that will lead to measurable gains in data quality and processing time. • Assess finance organizational structure and functions, recommends opportunities to optimize and improve the finance functionality within the organization. • Consults on complex business issues and data design considerations to improve accuracy and efficiency in the reporting processes. • Delivers guidance to senior level with regard to design queries and report packages using systems and other appropriate tools; resolve data process issues. • Supports in identifying, interpreting and implementing emerging regulatory requirements relating to capital management, including articulating responses to requests from regulatory bodies in writing. • Ensures consistency between the capital management framework, the risk appetite, tolerance, and strategic planning processes. • With input from key business stakeholders, leads periodic gap assessments of current capital management processes against leading and emerging industry practices and changes in regulatory expectations. • Establishes and implements detailed process documentation and best practices for all data processes and technical solutions. • Enhances the financial understanding of business lines, products and segments to aid reporting, forecasting and business decision making. • Influences others at an operational level regarding new concepts, practices, and approaches. • Recommends industry and data sources to enhance reporting with benchmarks to support business cases. • Coaches, reviews, and delegates workload to junior level professionals to help execute the financial management function. • Delivers well-analyzed financial forecasts to support the businesses strategic direction and budget. • Manages and is accountable for growth of large accounts. • Represents organization as the primary contact for specific Financial Planning & Analysis projects and initiatives. • Acts as a subject matter expert (SME) while providing leadership, guidance and mentorship to other project managers. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree or equivalent work experience: Business Administration, Accounting, Economics or equivalent field. - Required. Master's Degree Business Administration, Accounting, Economics, or equivalent field. - Preferred. Work Experience: 9+ Years Accounting/financial analysis and planning experience within the Financial Services/Banking industry - Required. • Excellent verbal and written communication skills. • Excellent leadership skills. • Strong Proficiency in PowerPoint, Excel, Word. • Strong experience in and knowledge of financial planning and analysis. • Ability to multi-task and meet strict deadlines. • Ability to effectively communicate complex financial transactions and strategies. • Demonstrated financial modeling knowledge and skills with strong analytical, qualitative, and problem-solving skills. • Excellent interpersonal skills with ability to build relationships at all levels of management. • Detail oriented with the ability to research, organize and analyze financial data. • Ability to convey a sense of urgency and drive issues/projects to closure. • Ability to listen and interpret the requirements of internal clients, plan accordingly, and exceed expectations. • Ability to prioritize and manage multiple projects simultaneously. • Self-directed, self-motivated and demonstrated experience providing ideas and solutions to further business understanding. • Strong financial analysis, modeling, and problem-solving. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $90,000.00 USD Maximum: $160,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: New York, NY, Liberty Street Other Locations: New York-New York,New York-New York Organization: Banco Santander S.A.

Federal and State Income Tax Manager - Hybrid Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! Federal and State Income Tax Manager At Santander you'll have the chance to build a career at a global financial institution with the scale and support, inclusive culture, and team that will allow you to become the best version of you. Join our team and build an exceptional experience for yourself. The Difference You Make This is an exciting opportunity for a motivated and ambitious team player to join Santander's Tax team in one of our 4 main locations, Dallas, NYC, Miami or Boston. The team is responsible for various federal and state provision and compliance matters, audit, and technical advice serving our 4 businesses, Auto, Retail, Corporate & Investment Banking, and Private Banking. As the Tax Manager, you will report to and be supported by the Tax Director and you will gain exposure to interesting and complex tax matters and key initiatives the Bank is taking part as our fast-growing team transitions to the next stage of our growth plan. Key tasks & responsibilities Work on a broad portfolio of income tax matters, including provisioning, compliance, audit and technical research pertaining to a broad range of financial services activities. Support the team in the delivery and oversight of income tax reporting requirements and technical matters. Build and maintain relationships within the firm and externally with 3rd party service providers, identifying opportunities and managing expectations. Support the successful delivery of tax projects, support in relation to tax audit examinations and ensure technical excellence and a practical/business driven approach. Assist with the implementation of a dedicated risk control framework. Monitor and follow up on legislative and business developments to ensure that the systems and/or processes are updated. Prepare and participate in cross-functional working groups within the Bank to ensure tax requirements continue to be met. Skills and attributes for success Highly motivated with the ability to work both independently and in a team. Excellent communicator in a range of situations both written and oral. Enthusiastic team player with ability to partner effectively with team members. Passion to learn and engage in the team is the key attribute we look for. A desire to learn and develop into the role. Ability to plan and prioritize work. To qualify for the role Bachelor's degree preferred. Federal and State income tax experience 5-7 years. Motivated to grow a rewarding career in Tax in a globally complex financial institution. Based in Dallas, TX, New York City, Boston or Miami. What we look for Most of all, it is the attitude that matters! We are keen to grow our team with like-minded professionals, real team players with a focus on quality and timely delivery. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $97,500.00 USD Maximum: $175,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Santander Consumer, TX, Santander Consumer Other Locations: Texas-Santander Consumer,Texas-Dallas,Florida-Coconut Grove,New York-New York,Massachusetts-Boston Organization: Santander Consumer USA Inc.

Federal and State Income Tax Manager - Hybrid Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! Federal and State Income Tax Manager At Santander you'll have the chance to build a career at a global financial institution with the scale and support, inclusive culture, and team that will allow you to become the best version of you. Join our team and build an exceptional experience for yourself. The Difference You Make This is an exciting opportunity for a motivated and ambitious team player to join Santander's Tax team in one of our 4 main locations, Dallas, NYC, Miami or Boston. The team is responsible for various federal and state provision and compliance matters, audit, and technical advice serving our 4 businesses, Auto, Retail, Corporate & Investment Banking, and Private Banking. As the Tax Manager, you will report to and be supported by the Tax Director and you will gain exposure to interesting and complex tax matters and key initiatives the Bank is taking part as our fast-growing team transitions to the next stage of our growth plan. Key tasks & responsibilities Work on a broad portfolio of income tax matters, including provisioning, compliance, audit and technical research pertaining to a broad range of financial services activities. Support the team in the delivery and oversight of income tax reporting requirements and technical matters. Build and maintain relationships within the firm and externally with 3rd party service providers, identifying opportunities and managing expectations. Support the successful delivery of tax projects, support in relation to tax audit examinations and ensure technical excellence and a practical/business driven approach. Assist with the implementation of a dedicated risk control framework. Monitor and follow up on legislative and business developments to ensure that the systems and/or processes are updated. Prepare and participate in cross-functional working groups within the Bank to ensure tax requirements continue to be met. Skills and attributes for success Highly motivated with the ability to work both independently and in a team. Excellent communicator in a range of situations both written and oral. Enthusiastic team player with ability to partner effectively with team members. Passion to learn and engage in the team is the key attribute we look for. A desire to learn and develop into the role. Ability to plan and prioritize work. To qualify for the role Bachelor's degree preferred. Federal and State income tax experience 5-7 years. Motivated to grow a rewarding career in Tax in a globally complex financial institution. Based in Dallas, TX, New York City, Boston or Miami. What we look for Most of all, it is the attitude that matters! We are keen to grow our team with like-minded professionals, real team players with a focus on quality and timely delivery. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $97,500.00 USD Maximum: $175,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Santander Consumer, TX, Santander Consumer Other Locations: Texas-Santander Consumer,Texas-Dallas,Florida-Coconut Grove,New York-New York,Massachusetts-Boston Organization: Santander Consumer USA Inc.

Federal and State Income Tax Manager - Hybrid Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! Federal and State Income Tax Manager At Santander you'll have the chance to build a career at a global financial institution with the scale and support, inclusive culture, and team that will allow you to become the best version of you. Join our team and build an exceptional experience for yourself. The Difference You Make This is an exciting opportunity for a motivated and ambitious team player to join Santander's Tax team in one of our 4 main locations, Dallas, NYC, Miami or Boston. The team is responsible for various federal and state provision and compliance matters, audit, and technical advice serving our 4 businesses, Auto, Retail, Corporate & Investment Banking, and Private Banking. As the Tax Manager, you will report to and be supported by the Tax Director and you will gain exposure to interesting and complex tax matters and key initiatives the Bank is taking part as our fast-growing team transitions to the next stage of our growth plan. Key tasks & responsibilities Work on a broad portfolio of income tax matters, including provisioning, compliance, audit and technical research pertaining to a broad range of financial services activities. Support the team in the delivery and oversight of income tax reporting requirements and technical matters. Build and maintain relationships within the firm and externally with 3rd party service providers, identifying opportunities and managing expectations. Support the successful delivery of tax projects, support in relation to tax audit examinations and ensure technical excellence and a practical/business driven approach. Assist with the implementation of a dedicated risk control framework. Monitor and follow up on legislative and business developments to ensure that the systems and/or processes are updated. Prepare and participate in cross-functional working groups within the Bank to ensure tax requirements continue to be met. Skills and attributes for success Highly motivated with the ability to work both independently and in a team. Excellent communicator in a range of situations both written and oral. Enthusiastic team player with ability to partner effectively with team members. Passion to learn and engage in the team is the key attribute we look for. A desire to learn and develop into the role. Ability to plan and prioritize work. To qualify for the role Bachelor's degree preferred. Federal and State income tax experience 5-7 years. Motivated to grow a rewarding career in Tax in a globally complex financial institution. Based in Dallas, TX, New York City, Boston or Miami. What we look for Most of all, it is the attitude that matters! We are keen to grow our team with like-minded professionals, real team players with a focus on quality and timely delivery. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $97,500.00 USD Maximum: $175,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Santander Consumer, TX, Santander Consumer Other Locations: Texas-Santander Consumer,Texas-Dallas,Florida-Coconut Grove,New York-New York,Massachusetts-Boston Organization: Santander Consumer USA Inc.

Federal and State Income Tax Manager - Hybrid Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! Federal and State Income Tax Manager At Santander you'll have the chance to build a career at a global financial institution with the scale and support, inclusive culture, and team that will allow you to become the best version of you. Join our team and build an exceptional experience for yourself. The Difference You Make This is an exciting opportunity for a motivated and ambitious team player to join Santander's Tax team in one of our 4 main locations, Dallas, NYC, Miami or Boston. The team is responsible for various federal and state provision and compliance matters, audit, and technical advice serving our 4 businesses, Auto, Retail, Corporate & Investment Banking, and Private Banking. As the Tax Manager, you will report to and be supported by the Tax Director and you will gain exposure to interesting and complex tax matters and key initiatives the Bank is taking part as our fast-growing team transitions to the next stage of our growth plan. Key tasks & responsibilities Work on a broad portfolio of income tax matters, including provisioning, compliance, audit and technical research pertaining to a broad range of financial services activities. Support the team in the delivery and oversight of income tax reporting requirements and technical matters. Build and maintain relationships within the firm and externally with 3rd party service providers, identifying opportunities and managing expectations. Support the successful delivery of tax projects, support in relation to tax audit examinations and ensure technical excellence and a practical/business driven approach. Assist with the implementation of a dedicated risk control framework. Monitor and follow up on legislative and business developments to ensure that the systems and/or processes are updated. Prepare and participate in cross-functional working groups within the Bank to ensure tax requirements continue to be met. Skills and attributes for success Highly motivated with the ability to work both independently and in a team. Excellent communicator in a range of situations both written and oral. Enthusiastic team player with ability to partner effectively with team members. Passion to learn and engage in the team is the key attribute we look for. A desire to learn and develop into the role. Ability to plan and prioritize work. To qualify for the role Bachelor's degree preferred. Federal and State income tax experience 5-7 years. Motivated to grow a rewarding career in Tax in a globally complex financial institution. Based in Dallas, TX, New York City, Boston or Miami. What we look for Most of all, it is the attitude that matters! We are keen to grow our team with like-minded professionals, real team players with a focus on quality and timely delivery. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $97,500.00 USD Maximum: $175,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Santander Consumer, TX, Santander Consumer Other Locations: Texas-Santander Consumer,Texas-Dallas,Florida-Coconut Grove,New York-New York,Massachusetts-Boston Organization: Santander Consumer USA Inc.

Community Development Finance Associate/VP Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! Essential Functions/Responsibilities: Leads the due diligence process on new investments including working with account managers to conduct due diligence and financial analysis and working in collaboration with credit professionals to produce credit memos for new investments. Represents Santander in civic and community functions to further enhance the organization's brand and develop expanded business. Advises local management on strategies and action plans to fulfill their goal under CRA. Drives development and execution of CRA Strategy to ensure performance against CRA goals. Develops tactics within their market along with local market management to accomplish CRA objectives. Manages regulatory reviews to ensure that Company CRA activities are sufficient to pass periodic compliance tests to enable ongoing operations, acquisitions and other activities to continue. Develops and maintains solid relationships with community based organizations, political leaders, State agencies and advocacy groups who will support the Company in attaining its goals under the CRA. Reviews, recommends and refers complex community development loans and investments to the business lines. Participates in preparing, interpreting and communicating periodic self-assessments of the Company's CRA performance, including: interpreting statistical results, communicating results to Company management and CRA Steering Committee, and recommending adjustments to business plans. Ensures own work is in compliance with applicable laws, regulations and guidelines, as detailed in policies located on the Company intranet; policies include but are not limited to Fair Lending, Know Your Customer, Bank Secrecy Act and other applicable anti-money-laundering policies Leads reporting on the pipeline for potential community development investments. Works with credit, compliance, and internal and external auditors to ensure investments are originated and managed within policy and applicable laws and regulations. Monitors credit quality within assigned portfolios, in partnership with portfolio management, and takes action as appropriate. Subject Matter Expert for qualifying loans, investments and services for CRA credit. Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree: Business, political science, economics, social science or humanities. Req Work Experience: 5+ years of related/relevant experience with community development finance and ideally LIHTC. Skills and Abilities: In-depth knowledge of CRA and Fair Lending regulations required, including HMDA and ECOA. LIHTC knowledge and hands on experience. Excellent, sales, persuasion and negotiation skills required to represent the Company's interests and come to effective solutions in sometimes adversarial situations. Demonstrated ability to manage public/private partnerships including excellent project management skills, and the ability to build relationships across public, private and not-for-profit sectors. Demonstrated knowledge of Community Reinvestment Act compliance and best practices. Extensive knowledge of community development best practices in affordable housing, economic development, and/or neighborhood revitalization. Ability to communicate the Bank's CRA strategies, goals, current needs and risk/reward appetite for community development loans and investments to market leadership and business unit managers. Full understanding of the markets demographic, geographic, economic and political context as well as challenges the market faces under the CRA. Thorough knowledge of the CRA in order to advise the market on issues. Ability to analyze and summarize large amounts of data, identify community needs through data Analysis, and develop written documents outlining actionable strategies to address community needs. Ability to understand the environment to facilitate identification and tracking of "missed" opportunities as well as potential new opportunities for community engagement and development. Ability to represent the Bank in public and community forums. Strong verbal and written communication skills and ability to communicate complex financial situations and ideas in a simple way. Ability to understand the market's community development needs, changes thereto and the lending, investment and service opportunities for low-to-moderate income individuals and areas, and if the Bank offers the products and services to meet them. EEO Statements: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $90,000.00 USD Maximum: $165,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Santander Bank N.A.

Federal and State Income Tax Manager - Hybrid Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! Federal and State Income Tax Manager At Santander you'll have the chance to build a career at a global financial institution with the scale and support, inclusive culture, and team that will allow you to become the best version of you. Join our team and build an exceptional experience for yourself. The Difference You Make This is an exciting opportunity for a motivated and ambitious team player to join Santander's Tax team in one of our 4 main locations, Dallas, NYC, Miami or Boston. The team is responsible for various federal and state provision and compliance matters, audit, and technical advice serving our 4 businesses, Auto, Retail, Corporate & Investment Banking, and Private Banking. As the Tax Manager, you will report to and be supported by the Tax Director and you will gain exposure to interesting and complex tax matters and key initiatives the Bank is taking part as our fast-growing team transitions to the next stage of our growth plan. Key tasks & responsibilities Work on a broad portfolio of income tax matters, including provisioning, compliance, audit and technical research pertaining to a broad range of financial services activities. Support the team in the delivery and oversight of income tax reporting requirements and technical matters. Build and maintain relationships within the firm and externally with 3rd party service providers, identifying opportunities and managing expectations. Support the successful delivery of tax projects, support in relation to tax audit examinations and ensure technical excellence and a practical/business driven approach. Assist with the implementation of a dedicated risk control framework. Monitor and follow up on legislative and business developments to ensure that the systems and/or processes are updated. Prepare and participate in cross-functional working groups within the Bank to ensure tax requirements continue to be met. Skills and attributes for success Highly motivated with the ability to work both independently and in a team. Excellent communicator in a range of situations both written and oral. Enthusiastic team player with ability to partner effectively with team members. Passion to learn and engage in the team is the key attribute we look for. A desire to learn and develop into the role. Ability to plan and prioritize work. To qualify for the role Bachelor's degree preferred. Federal and State income tax experience 5-7 years. Motivated to grow a rewarding career in Tax in a globally complex financial institution. Based in Dallas, TX, New York City, Boston or Miami. What we look for Most of all, it is the attitude that matters! We are keen to grow our team with like-minded professionals, real team players with a focus on quality and timely delivery. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $97,500.00 USD Maximum: $175,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Santander Consumer, TX, Santander Consumer Other Locations: Texas-Santander Consumer,Texas-Dallas,Florida-Coconut Grove,New York-New York,Massachusetts-Boston Organization: Santander Consumer USA Inc.

Liability Management - Analyst Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! About the Team Santander's Liability Management / Debt Capital Market Solutions team advises corporate, sponsor, and sovereign clients on debt refinancing solutions, liability management strategies, and balance sheet optimization. The group works at the intersection of investment banking and capital markets, providing clients with strategic insights and tailored solutions to manage debt, liquidity, and long-term financial sustainability. Operating in a fast-paced, client-facing environment, the team executes complex transactions such as tender offers, exchange offers, consent solicitations, and refinancing strategies. The role offers significant exposure to senior management, a wide range of clients, and cutting-edge financing solutions in both U.S. and global markets. The Position As a Liability Management Analyst, you will play a key role in supporting the origination and execution of liability management mandates. You will work closely with senior bankers to provide clients with actionable, data-driven advice that helps them navigate capital markets and optimize their financial position. This front-office role provides a high level of responsibility, including client interaction, transaction execution, and financial analysis. Analysts in the group gain experience across a broad spectrum of industries and geographies, while developing deep expertise in debt markets and strategic financing. Key Responsibilities Support the structuring and execution of investment grade and high yield liability management transactions, including debt buybacks, tender offers, exchange offers, and refinancing exercises. Conduct financial, industry, and market analyses to identify liability management opportunities and develop tailored client recommendations. Prepare pitch materials and client presentations with bespoke analysis of outstanding debt profiles / capital structures and market conditions to identify liability management opportunities. Build and maintain Excel-based models to assess the financial and strategic impact of potential transactions. Cross-collaborate with debt capital markets origination, leveraged finance origination, and industry coverage groups to support fulsome client coverage. Work closely with the sales desk to analyze investor feedback and market conditions during live transactions. Ensure transaction timelines and deliverables are met under deadlines. Adhere to compliance procedures and internal/operational risk controls in accordance with all applicable regulatory standards, requirements, and policies. Qualifications Bachelor's degree in Finance, Economics, Accounting, or a related field. 1-4 years of experience in capital markets, investment banking, corporate finance, or related financial services. Strong intellectual curiosity, with the ability to quickly grasp complex financial concepts and translate them into practical insights. Solid foundation in Excel and comfort with quantitative analysis. Excellent written and verbal communication skills. Proven organizational skills, with the ability to manage multiple projects in high-paced environments. Team-oriented, highly motivated, positive, and proactive, with a strong sense of professional ethics and integrity. Ability to thrive in a demanding, fast-paced environment with multiple priorities. Certifications FINRA Licenses 79, 7, and 63 preferred. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $82,500.00 USD Maximum: $135,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Santander US Capital Markets LLC

Liability Management Associate Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! About the Team Santander's Liability Management / Debt Capital Market Solutions team advises corporate, sponsor, and sovereign clients on debt refinancing solutions, liability management strategies, and balance sheet optimization. The group works at the intersection of investment banking and capital markets, providing clients with strategic insights and tailored solutions to manage debt, liquidity, and long-term financial sustainability. Operating in a fast-paced, client-facing environment, the team executes complex transactions such as tender offers, exchange offers, consent solicitations, and refinancing strategies. The role offers significant exposure to senior management, a wide range of clients, and cutting-edge financing solutions in both U.S. and global markets. The Position As a Liability Management Associate, you will play a key role in supporting the origination and execution of liability management mandates. You will work closely with senior bankers to provide clients with actionable, data-driven advice that helps them navigate capital markets and optimize their financial position. This front-office role provides a high level of responsibility, including client interaction, transaction execution, and financial analysis. Associates in the group gain experience across a broad spectrum of industries and geographies, while developing deep expertise in debt markets and strategic financing. Key Responsibilities Support the structuring and execution of investment grade and high yield liability management transactions, including debt buybacks, tender offers, exchange offers, and refinancing exercises. Conduct financial, industry, and market analyses to identify liability management opportunities and develop tailored client recommendations. Prepare pitch materials and client presentations with bespoke analysis of outstanding debt profiles / capital structures and market conditions to identify liability management opportunities. Build and maintain Excel-based models to assess the financial and strategic impact of potential transactions. Cross-collaborate with debt capital markets origination, leveraged finance origination, and industry coverage groups to support fulsome client coverage. Work closely with the sales desk to analyze investor feedback and market conditions during live transactions. Ensure transaction timelines and deliverables are met under deadlines. Adhere to compliance procedures and internal/operational risk controls in accordance with all applicable regulatory standards, requirements, and policies. Qualifications Bachelor's degree in Finance, Economics, Accounting, or a related field. 1-4 years of experience in capital markets, investment banking, corporate finance, or related financial services. Strong intellectual curiosity, with the ability to quickly grasp complex financial concepts and translate them into practical insights. Solid foundation in Excel and comfort with quantitative analysis. Excellent written and verbal communication skills. Proven organizational skills, with the ability to manage multiple projects in high-paced environments. Team-oriented, highly motivated, positive, and proactive, with a strong sense of professional ethics and integrity. Ability to thrive in a demanding, fast-paced environment with multiple priorities. Certifications FINRA Licenses 79, 7, and 63 preferred What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $131,250.00 USD Maximum: $225,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Santander US Capital Markets LLC

Director - Financial Planning & Analysis (Consumer Cards, Lending, and Payments) Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! USA Job Function Description: Director will support consumer lending, cards, and payments as part of broader Retail Bank & Transformation team. Develops credit card and consumer lending financial plan and business cases. Generates forecasts and analyzes trends in revenue-generating organizations, finance and other areas of business for financial and strategic planning purposes. Conducts financial and economic analysis and forecasting and evaluates alternate financial plans. Prepares, analyzes, interprets and maintains internal and external information related to economic policy, rates of return, depreciation, investments and operational and financial results. Analyzes profit-and-loss income statements and prepares reports on findings to make budgeting and cost recommendations to management. Essential Functions/Responsibilty Statements: Manages the strategic direction, planning, development and execution of processes and activities in support of the team goals and objectives. Manages the financial system relationships; including the implementation of system changes, new products or services, strategies and automation of processes and acquisitions. Collaborates with vendor representatives on system issues, testing of new enhancements and system interfaces. Create product level profitability model at both customer and portfolio level to support business decisions in consumer lending and payments domains. Evaluates project progress and results to determine improvements in procedures needed to meet ultimate objectives and implement changes. Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree or equivalent work experience Work Experience: 9+ years; Accounting/financial analysis and planning experience within the financial/banking industry. Skills and Abilities: Proficient in MS Office applications (Excel, Word, Access, PowerPoint) Ability to effectively interact with the market, executive management and vendors. Ability to adapt and adjust to multiple demands and competing priorities. Ability to work effectively across multifunctional teams. Detail oriented with ability to research, organize and analyze financial data. Subject matter expertise in consumer lending, cards, and payments. Proficient in financial modeling, cost benefit analysis, and business case development. Excellent management skills and ability to direct team of analysts. Excellent customer service skills. Excellent verbal and written communication skills. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $120,000.00 USD Maximum: $205,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston Organization: Santander Bank N.A.

Commercial Equipment and Vehicle Finance Operations Analyst Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The primary function of the Commercial Equipment & Vehicle Finance role is loan/lease payments and maintenance for the defined lines of business, or executing related controls, utilizing the systems and processes defined by management. The incumbent handles researching of analytical components related to various loan/fee accruals, calculations as well as ongoing/ad-hoc reconciliation. We are seeking a detail oriented CEVF Associate to join our accounting team. The ideal candidate will be responsible for managing all incoming funds via wire, IPA, and internal DDA accounts, ensuring accuracy and compliance with company policies and regulatory requirements. Ensures the daily, weekly and monthly reconciliations are completed on time. Any differences are researched and resolved in a timely manner. Monitors daily activity and review control processes relating to monetary transactions and clearing accounts such as wire transfers, returned items, payments in process, check suspense, unapplied etc Reconciliation and preparation monthly remittance of sales tax for external accounting firm, submits monthly sales tax through the states' websites. Prepares and processes daily entries with source documentation back-up to CAD and TREE, reviews and approves other team members' entries. Processes daily GL Link. Compares the InfoLease reports / extracts against Synergy totals. Ensures all entries passed through after the nightly job stream and that nothing has been rejected. Scans checks received via BIC (Branch Image Capture). Monitors the outgoing check file sent to FEDs to ensure Santander receives funds for checks posted in the system. Tracks incoming wire transfers and ACH transactions, maintains a spreadsheet to ensure all transactions are posted. Reviews and validates payments and payoffs are processed as expected. Serves as a second reviewer for Daily proof of payments and payoffs. Updates daily Treasury rate in InfoLease or serves as a second reviewer. Submits all payments and payoffs received via wire & ACH to Posting to process, along with buyout quotes and wire confirmations/ACH screenshots after verifying the funds. Ensures that the buyout quotes agree with the funds received and that they are not expired. Processes payoff assets from inventory that have been sold by the workout group, prepares any necessary Journal entries as needed for possible 2nd/3rd write downs or any entries deemed necessary by workout/Corp. Accounting. Places stop payments on Official checks lost/stolen/destroyed and reissue, completes the monthly escheatment report for the CEVF stale dated items that is sent by the Escheatment Dept. Researches and responds to incoming commercial loan requests/emails/inquiries received from business areas. Helps with Lockbox, ACH, Posting when necessary. Manages time efficiently to execute all daily/weekly/monthly tasks. Conducts yourself in a professional manner in your daily work ethic. Collaborates with internal teams to resolve payment issues and discrepancies. Ensures proper documentation is filed/saved appropriately and is available for internal and external audits. Identifies and resolves problems within established guidelines. Participates in Bank projects as needed, (UAT testing, testing before the system upgrade, testing for a new procedure). Participates in procedure review and updates (on demand and annual). Participates and supports in getting all the evidence requested for Internal and external audit (Control, RCSA, SOX, PWC). What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Business or equivalent degree. - Required. 3+ Years Working knowledge in Company's documentation and banking operations. - Required. Accounting knowledge and experience. Understands debits and credits, general ledgers, Journal entries. Excellent communication, good organizational skills, and attention to details. Ability to adhere to policies, procedures, and instructions of management. Ability to adapt quickly and be a team player. Ability to manage multiple tasks/projects and deadlines simultaneously. Displays a can-do attitude and willingness to learn. Sees through complexity and detail to get to the critical issues at hand Working knowledge in Commercial Banking. Ability to work in a fast-paced environment with little supervision. Ability to work well with others and on teams. Demonstrated proficiency in Microsoft Office, including Word, Excel, and PowerPoint. Knowledge of the Syndicated and Commercial Loan products and markets. Demonstrated knowledge of other banking products and the ability to apply that information to this role. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $54,375.00 USD Maximum: $82,500.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Melville, NY, Melville Other Locations: New York-Melville Organization: Santander Bank N.A.

Asset Liability Management, Treasury - Senior Analyst Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. Analyst supports the day-to-day management of Interest Rate Risk and across all Santander US entities. The incumbent provides senior analysis in support of day-to-day execution of Asset-Liability operations related to the measurement, monitoring and reporting of interest rate risk including analyzing and managing exposure to interest rate changes, measuring Net Interest Income (NII) and Economic Value of Equity (EVE) and conducting stress tests and scenario analyses under various interest rate/macroeconomic environments. As part of the role, the Sr. Analyst will, Perform/assist in NII/MVE analysis for monthly production and ad-hoc requests from senior management. Partner with Finance and Business Units to ensure alignment of assumptions and forecasts. Partner with Market Risk Management and Global Treasury to ensure alignment on risk management strategies. Validate the accuracy of internal reporting of financial and market data. Perform variance, reconciliation and forecasting analysis of key financial and market data. Ensure adherence to established standards and risk limits. Contribute to a strong internal control environment by executing and reporting on SOX controls. Ensures treasury policies, practices and procedures are understood, followed and are up-to-date. Communicate effectively with internal stakeholders. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree: Finance, Economics, Business or equivalent field. - Required. 3+ Years Financial planning, analysis or related experience - Required. 3+ Years Experience in Asset-Liability Management, Liquidity Risk Management, Interest-Rate Risk Management, Funds Transfer Pricing - Preferred. Ability to work well within a team, prioritize tasks and handle numerous assignments simultaneously. Ability to convey a sense of urgency and drive. Strong verbal and written communication skills in interacting with internal stakeholders. Strong interpersonal, supervisory, and customer service skills required. Excellent analytical, organizational and project management skills. Detail oriented with ability to research, organize and analyze financial data. Strong project management skills. Advanced in MS Word, MIS Excel, QRM (or other ALM tool), MS Outlook. Certifications: • CTP (Certified Treasury Professional) - Preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $56,250.00 USD Maximum: $95,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston Organization: Santander Holdings USA, Inc.

Branch Manager (Float) Boston, MA - Description [POSITION SUMMARY] The Manager, Branch Manager is responsible for the administration of sales, service, operational efficiency, risk applications, internal control and HR management activities to meet bank objectives for the branch. Incumbents develop a culture within the branch in which quality and continuous improvement on all performance accountabilities are understood and utilized by all team members. Ensures the team is focused on the acquisition of new business and personal relationships and the retention and expansion of existing relationships.[RESPONSIBILITY STATEMENTS]Delivers exceptional customer service and coaches/motivates team to deepen existing customer relationships and acquire new customers.,Directs the development, implementation and use of productive sales strategies and techniques, generating additional bank business through any mean or channel provided by the Company.,Focuses on increasing Bank products and services, sales and number of clients, by executing customized strategies related to people and client management. Coaches and motivates branch team members/,Implements strategies to reduce overhead, and is responsible for managing branch P & L,Manages performance of all branch staff. Responsible for the hiring, retention, motivation, and success of branch colleagues across all job families within the branch.,Participates in branch functions and community activities to promote organization's image and growth ensuring that the Company maintains a strong local presence. Qualifications [EDUCATION] Bachelor's Degree; in Business Management or equivalent field.,or equivalent work experience; [WORK EXPERIENCE] 3-5 years; [SKILLS AND ABILITIES] Ability to make independent decisions and utilize sound judgment,Ability to manage, supervise, instruct and coach,Ability to meet deadlines,Advanced knowledge of all Retail and Small business products and services and fluency in business acumen and in SME credit,Consultative, team oriented sales personality with outstanding personal customer skills,Demonstrates supervisory abilities to provide constructive and positive feedback and manage performance,Demonstrates the ability to generate sales excitement and acts as a coach and mentor to the staff,Establishes and maintains effective working relationships,Excellent verbal and written communication skills,Highly motivated and competitive with proven leadership quality and very goal driven, Meets compliance and audit requirements,Proficient in Microsoft Word and Excel with ability to operate a variety of office equipment,Sound risk decision making skills and strong operational proficiency,Understands all appropriate polices and procedures and process that impact work activities [PHYSICAL DEMANDS] Minimal physical effort such as sitting, standing, and walking. [COMPETENCIES] Addresses customer's requests, ensures concerns are recorded accurately and action is initiated appropriatelyMakes extra effort to satisfy customers needs and meet commitments,Assesses problem situations and initiates effective interventions that result in customer satisfactionTakes time to develop and maintain relationships with customers,Builds and maintains one's network of contacts and resources and knows who to involve in problem resolution,Creates a good working environment in the team; works towards shared goals contributing ideas and accepting change Provides assistance and coaches less experienced team members,Establishes rapport with all parties in an attempt to diffuse tensionConfronts the issue, not the person,Executes risk management process and procedures without management direction, and demonstrates awareness of expected resultsKnows the relationship and impact of actions and resultsHas an understanding of regulations impacting area supported,Follows through to meet commitments to others Takes responsibility for achieving strong results, despite balancing multiple complex demands,Probes in-depth to understand the customer's business needsExplores and understands the customer's alternatives and decision criteria,Stays current with industry and regulatory trends and emerging risk issuesHas good understanding of current market and competitive landscape that the organization operates within,Understands rationale for change and adjusts schedules and tasks to make things workAnticipates and plans for changes in work schedules and assignments, Understands the relevant products and services and the markets in which they are sold and their risk return to the organizationCan identify and speak to major operational issues across the organization Job : Sales Management Primary Location : Massachusetts-BOSTON-75 State Street - 00621 - State Street-Branch - Branch Organization : Consumer & Business Banking (1001) Schedule : Full-time Job Posting : Sep 29, 2020, 5:55:38 PM

Branch Manager (Float) Boston, MA - Description [POSITION SUMMARY] The Manager, Branch Manager is responsible for the administration of sales, service, operational efficiency, risk applications, internal control and HR management activities to meet bank objectives for the branch. Incumbents develop a culture within the branch in which quality and continuous improvement on all performance accountabilities are understood and utilized by all team members. Ensures the team is focused on the acquisition of new business and personal relationships and the retention and expansion of existing relationships.[RESPONSIBILITY STATEMENTS]Delivers exceptional customer service and coaches/motivates team to deepen existing customer relationships and acquire new customers.,Directs the development, implementation and use of productive sales strategies and techniques, generating additional bank business through any mean or channel provided by the Company.,Focuses on increasing Bank products and services, sales and number of clients, by executing customized strategies related to people and client management. Coaches and motivates branch team members/,Implements strategies to reduce overhead, and is responsible for managing branch P & L,Manages performance of all branch staff. Responsible for the hiring, retention, motivation, and success of branch colleagues across all job families within the branch.,Participates in branch functions and community activities to promote organization's image and growth ensuring that the Company maintains a strong local presence. Qualifications [EDUCATION] Bachelor's Degree; in Business Management or equivalent field.,or equivalent work experience; [WORK EXPERIENCE] 3-5 years; [SKILLS AND ABILITIES] Ability to make independent decisions and utilize sound judgment,Ability to manage, supervise, instruct and coach,Ability to meet deadlines,Advanced knowledge of all Retail and Small business products and services and fluency in business acumen and in SME credit,Consultative, team oriented sales personality with outstanding personal customer skills,Demonstrates supervisory abilities to provide constructive and positive feedback and manage performance,Demonstrates the ability to generate sales excitement and acts as a coach and mentor to the staff,Establishes and maintains effective working relationships,Excellent verbal and written communication skills,Highly motivated and competitive with proven leadership quality and very goal driven, Meets compliance and audit requirements,Proficient in Microsoft Word and Excel with ability to operate a variety of office equipment,Sound risk decision making skills and strong operational proficiency,Understands all appropriate polices and procedures and process that impact work activities [PHYSICAL DEMANDS] Minimal physical effort such as sitting, standing, and walking. [COMPETENCIES] Addresses customer's requests, ensures concerns are recorded accurately and action is initiated appropriatelyMakes extra effort to satisfy customers needs and meet commitments,Assesses problem situations and initiates effective interventions that result in customer satisfactionTakes time to develop and maintain relationships with customers,Builds and maintains one's network of contacts and resources and knows who to involve in problem resolution,Creates a good working environment in the team; works towards shared goals contributing ideas and accepting change Provides assistance and coaches less experienced team members,Establishes rapport with all parties in an attempt to diffuse tensionConfronts the issue, not the person,Executes risk management process and procedures without management direction, and demonstrates awareness of expected resultsKnows the relationship and impact of actions and resultsHas an understanding of regulations impacting area supported,Follows through to meet commitments to others Takes responsibility for achieving strong results, despite balancing multiple complex demands,Probes in-depth to understand the customer's business needsExplores and understands the customer's alternatives and decision criteria,Stays current with industry and regulatory trends and emerging risk issuesHas good understanding of current market and competitive landscape that the organization operates within,Understands rationale for change and adjusts schedules and tasks to make things workAnticipates and plans for changes in work schedules and assignments, Understands the relevant products and services and the markets in which they are sold and their risk return to the organizationCan identify and speak to major operational issues across the organization Job : Sales Management Primary Location : Massachusetts-BOSTON-75 State Street - 00621 - State Street-Branch - Branch Organization : Consumer & Business Banking (1001) Schedule : Full-time Job Posting : Sep 29, 2020, 5:55:38 PM