Santander Holdings USA Inc

I-Banking Business Controls & Risk Management, Associate Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! Essentials Functions/Responsibility The Associate, Business Control & Risk Management operates within the First Line of Defense and is accountable to assist the CIB Business Control Unit in driving effective and consistent business line execution against the Enterprise Risk Management Framework. Specifically, the Associate works to identify, assess key risks and control effectiveness throughout the assigned business line by driving business unit adherence with applicable risk frameworks, Corporate/Business Line policies and standards. The incumbent will also assist with completion of business line risk initiatives, as assigned, such as risk assessments, KRI/KPI development and monitoring, and on-time remediation of issues. The Associate must be able to effectively partner with various stakeholders. Job Function Description Monitors activities to minimize the Corporate & Investment Bank's (CIB) exposure to risk. Activities may include quantitative analysis, risk identification and remediation. Represents or supports the reputation of the company to minimize compliance and regulatory risk by resolving issues and ensuring adherence to company and legal standards. Responsible for ensuring that all of the company's activities adhere to the necessary rules and regulations, and that the company complies with legal/regulatory statutes and jurisdictions. Key Responsibilities Facilitate scenario analysis exercises in coordination with business units and CIN Business Control Officers (BCO), documenting key assumptions, impacts, and mitigation strategies. Support the BCOs in the execution of the firm's Material Risk Identification and Assessment (MRIA) program, ensuring timely updates and accurate documentation in risk management systems. Assist in the development and refinement of key risk indicators (KRIs), and monitor thresholds to identify emerging trends and trigger appropriate escalation. Prepare and review enterprise risk MIS and reporting for BCOs, senior management and governance forums, with a focus on material risk trends, KRI performance, and scenario outcomes. Partner with BCOs and risk owners to ensure enterprise risks are appropriately identified, assessed, and managed in alignment with risk appetite and control frameworks. Maintain risk program documentation and support regular reviews and enhancements to scenario analysis, material risk, and KRI processes. Qualifications Knowledge of the financial services sector, particularly the products and services of a commercial or investment bank. Advanced understanding of the regulatory environment and how the risks of the products and services the bank offers are viewed by the Second Line of Defense and regulators. Strong project management skills. Ability to build internal and external networks of information resources within the risk management ecosystem. Operational Risk Management Experience Experience in gap or risk analysis High sense of urgency with ability to drive results Effective multi-tasking and prioritization skills Ability to handle diverse workload and and tight schedule Solid time management and organizational skills Key Competencies: Organizational governance: Knowledge of the processes, customs, policies, and rules affecting the way the organization is administered and controlled; ability to ensure compliance with governance guidelines and policies. Accuracy and attemtion to detail: Understanding the necessity and value of accuracy - ability to complete tasks with a high level of precision. Internal controls: Knowledge of concept, methods, and processes of internal control; ability to create, implement, evaluate and enhance processes in internal controls. Organizational awareness: knowledge of the organizational environment and tactics; ability to effectively navigate formal and informal communication and decision-making channels. Education: Req: Bachelor's Degree or equivalent work experience: Accounting, Business, Statistics, Risk Management, Information Systems, Finance, Economics or equivalent field. Pref: Master's Degree: Accounting, Business, Statistics, Risk Management, Information Systems, Finance, Economics or equivalent field. Work Experience: 5 years This is a hybrid position in Miami, FL What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $63,750.00 USD Maximum: $110,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Miami, FL, Miami Other Locations: Florida-Miami

Indirect Tax Manager - Dallas, TX - Hybrid Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! Indirect Tax Manager At Santander you'll have the chance to build a career at a global financial institution with the scale and support, inclusive culture, and team that will allow you to become the best version of you. Join our team and build an exceptional experience for yourself. The Difference You Make: This is an exciting opportunity for a motivated and ambitious team player to lead Santander's Indirect Tax team in our Dallas, TX office supported by professionals in New York City and Pennsylvania locations. The team is responsible for various Indirect Tax operational, compliance, audit controversy and technical advice serving our 4 businesses, Auto, Retail, Investment and Corporate Banking, and Private Banking. As the Indirect Tax Manager, you will gain exposure to interesting and complex indirect tax matters and key initiatives the Bank is taking part as our fast-growing yet tight-knit team transitions to the next stage of an ambitious growth plan and Center of Excellence for Indirect Tax. By joining our team, you will be providing indirect tax compliance and advisory services across a broad range of products and services. Key tasks & responsibilities Work on a broad portfolio of indirect tax matters, including compliance, audit controversy and technical advice pertaining to a broad range of property, sales, use and other taxes. Support the team in the delivery and oversight of indirect tax reporting requirements and technical advisory matters. Build and maintain relationships within the firm and externally with clients along with 3rd party service providers, identifying opportunities and managing expectations. Support the successful delivery of indirect tax projects, support in relation to tax audit examinations and ensure technical excellence and a practical/business driven approach. Assist with the implementation of a dedicated risk control framework. Monitor and follow up on legislative and business developments to ensure that the systems and/or processes are updated. Prepare and participate in cross-functional working groups within the Bank to ensure indirect tax compliance requirements continue to be met. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. To qualify for the role Bachelor's degree preferred. Indirect tax experience 5-7 years. Experience within the Auto field is a plus. Motivated to grow a rewarding career in Indirect Tax in a globally complex financial institution. Based in Dallas, TX. Skills and attributes for success Highly motivated with the ability to work both independently and in a team. Excellent communicator in a range of situations both written and oral. Enthusiastic team player with ability to partner effectively with team members. Passion to learn and engage in the team is the key attribute we look for. A desire to learn and develop into the role. Ability to plan and prioritize work. What we look for Most of all, it is the attitude that matters! We are keen to grow our team with like-minded professionals, real team players with a focus on quality and timely delivery. Certifications: • CPA Certified Public Accountant - Preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $73,125.00 USD Maximum: $132,500.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Dallas, TX, Dallas Other Locations: Texas-Dallas Organization: Santander Holdings USA, Inc.

Liability Management - Analyst Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! About the Team Santander's Liability Management / Debt Capital Market Solutions team advises corporate, sponsor, and sovereign clients on debt refinancing solutions, liability management strategies, and balance sheet optimization. The group works at the intersection of investment banking and capital markets, providing clients with strategic insights and tailored solutions to manage debt, liquidity, and long-term financial sustainability. Operating in a fast-paced, client-facing environment, the team executes complex transactions such as tender offers, exchange offers, consent solicitations, and refinancing strategies. The role offers significant exposure to senior management, a wide range of clients, and cutting-edge financing solutions in both U.S. and global markets. The Position As a Liability Management Analyst, you will play a key role in supporting the origination and execution of liability management mandates. You will work closely with senior bankers to provide clients with actionable, data-driven advice that helps them navigate capital markets and optimize their financial position. This front-office role provides a high level of responsibility, including client interaction, transaction execution, and financial analysis. Analysts in the group gain experience across a broad spectrum of industries and geographies, while developing deep expertise in debt markets and strategic financing. Key Responsibilities Support the structuring and execution of investment grade and high yield liability management transactions, including debt buybacks, tender offers, exchange offers, and refinancing exercises. Conduct financial, industry, and market analyses to identify liability management opportunities and develop tailored client recommendations. Prepare pitch materials and client presentations with bespoke analysis of outstanding debt profiles / capital structures and market conditions to identify liability management opportunities. Build and maintain Excel-based models to assess the financial and strategic impact of potential transactions. Cross-collaborate with debt capital markets origination, leveraged finance origination, and industry coverage groups to support fulsome client coverage. Work closely with the sales desk to analyze investor feedback and market conditions during live transactions. Ensure transaction timelines and deliverables are met under deadlines. Adhere to compliance procedures and internal/operational risk controls in accordance with all applicable regulatory standards, requirements, and policies. Qualifications Bachelor's degree in Finance, Economics, Accounting, or a related field. 1-4 years of experience in capital markets, investment banking, corporate finance, or related financial services. Strong intellectual curiosity, with the ability to quickly grasp complex financial concepts and translate them into practical insights. Solid foundation in Excel and comfort with quantitative analysis. Excellent written and verbal communication skills. Proven organizational skills, with the ability to manage multiple projects in high-paced environments. Team-oriented, highly motivated, positive, and proactive, with a strong sense of professional ethics and integrity. Ability to thrive in a demanding, fast-paced environment with multiple priorities. Certifications FINRA Licenses 79, 7, and 63 preferred. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $82,500.00 USD Maximum: $135,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Santander US Capital Markets LLC

Indirect Tax Manager - Dallas, TX - Hybrid Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! Indirect Tax Manager At Santander you'll have the chance to build a career at a global financial institution with the scale and support, inclusive culture, and team that will allow you to become the best version of you. Join our team and build an exceptional experience for yourself. The Difference You Make: This is an exciting opportunity for a motivated and ambitious team player to lead Santander's Indirect Tax team in our Dallas, TX office supported by professionals in New York City and Pennsylvania locations. The team is responsible for various Indirect Tax operational, compliance, audit controversy and technical advice serving our 4 businesses, Auto, Retail, Investment and Corporate Banking, and Private Banking. As the Indirect Tax Manager, you will gain exposure to interesting and complex indirect tax matters and key initiatives the Bank is taking part as our fast-growing yet tight-knit team transitions to the next stage of an ambitious growth plan and Center of Excellence for Indirect Tax. By joining our team, you will be providing indirect tax compliance and advisory services across a broad range of products and services. Key tasks & responsibilities Work on a broad portfolio of indirect tax matters, including compliance, audit controversy and technical advice pertaining to a broad range of property, sales, use and other taxes. Support the team in the delivery and oversight of indirect tax reporting requirements and technical advisory matters. Build and maintain relationships within the firm and externally with clients along with 3rd party service providers, identifying opportunities and managing expectations. Support the successful delivery of indirect tax projects, support in relation to tax audit examinations and ensure technical excellence and a practical/business driven approach. Assist with the implementation of a dedicated risk control framework. Monitor and follow up on legislative and business developments to ensure that the systems and/or processes are updated. Prepare and participate in cross-functional working groups within the Bank to ensure indirect tax compliance requirements continue to be met. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. To qualify for the role Bachelor's degree preferred. Indirect tax experience 5-7 years. Experience within the Auto field is a plus. Motivated to grow a rewarding career in Indirect Tax in a globally complex financial institution. Based in Dallas, TX. Skills and attributes for success Highly motivated with the ability to work both independently and in a team. Excellent communicator in a range of situations both written and oral. Enthusiastic team player with ability to partner effectively with team members. Passion to learn and engage in the team is the key attribute we look for. A desire to learn and develop into the role. Ability to plan and prioritize work. What we look for Most of all, it is the attitude that matters! We are keen to grow our team with like-minded professionals, real team players with a focus on quality and timely delivery. Certifications: • CPA Certified Public Accountant - Preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $73,125.00 USD Maximum: $132,500.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Dallas, TX, Dallas Other Locations: Texas-Dallas Organization: Santander Holdings USA, Inc.

Senior Analyst, Controllership - Dallas, TX Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Senior Analyst, Controllership is responsible for the process administration, accounting entries, reconciliations, reporting, analysis, and documentation of assigned job areas within the accounting and financial reporting function. The incumbent improves the effectiveness of the accounting reporting team by making adjustments and/or enhancements to current accounting and reporting processes. Administers the processing, accounting entries, reconciliations, reporting, analysis, and documentation of assigned job areas within the accounting reporting team. Improves the effectiveness of the accounting reporting team by making adjustments and/or enhancements to current accounting and reporting processes. Creates and/or improves the accounting and reporting processes; recommends enhancements or improvements to improve effectiveness of reporting team. Prepares or reviews regulatory reports and research to resolve discrepancies or significant variances. Communicates with the team concerning new information requests and research while developing working relationships with business line personnel. Provides guidance to business lines related to financial reporting requirements. Informs, gains input, and supports decision making by the sharing of knowledge, status, needs, and issues across business lines. Prepares / Reviews, reconciles or analyzes accounting entries, transactions and results in the general ledger and consolidation What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Accounting, Finance, Business Administration or equivalent field. - Required. 3+ Years Accounting, Financial reporting or Auditing field - Required. 3+ Years Equivalent work experience - Required. Demonstrated competence of accounting practices and procedures, including US GAAP/IFRS and regulatory reporting standards. Practical analytical and accounting skills. Excellent communication and organizational skills. Ability to focus on details to ensure and maintain data accuracy, and demonstrate holistic understanding of accounting and financial report. Ability to work independently and as part of a team. Ability to effectively handle multiple projects simultaneously in a deadline driven environment. Ability to multi-task and adhere to deadlines. Strong verbal and written communication skills. Intermediate to Advanced experience with MS Word, MS Excel, & MS Outlook. Ability to demonstrate continuous improvement through training. Certifications: CPA : (Certified Public Accountant) - Preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $56,250.00 USD Maximum: $95,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Wyomissing, PA, Wyomissing Other Locations: Pennsylvania-Wyomissing,Texas-Dallas Organization: Santander Holdings USA, Inc.

Asset Liability Management, Treasury - Senior Analyst Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. Analyst supports the day-to-day management of Interest Rate Risk and across all Santander US entities. The incumbent provides senior analysis in support of day-to-day execution of Asset-Liability operations related to the measurement, monitoring and reporting of interest rate risk including analyzing and managing exposure to interest rate changes, measuring Net Interest Income (NII) and Economic Value of Equity (EVE) and conducting stress tests and scenario analyses under various interest rate/macroeconomic environments. As part of the role, the Sr. Analyst will, Perform/assist in NII/MVE analysis for monthly production and ad-hoc requests from senior management. Partner with Finance and Business Units to ensure alignment of assumptions and forecasts. Partner with Market Risk Management and Global Treasury to ensure alignment on risk management strategies. Validate the accuracy of internal reporting of financial and market data. Perform variance, reconciliation and forecasting analysis of key financial and market data. Ensure adherence to established standards and risk limits. Contribute to a strong internal control environment by executing and reporting on SOX controls. Ensures treasury policies, practices and procedures are understood, followed and are up-to-date. Communicate effectively with internal stakeholders. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree: Finance, Economics, Business or equivalent field. - Required. 3+ Years Financial planning, analysis or related experience - Required. 3+ Years Experience in Asset-Liability Management, Liquidity Risk Management, Interest-Rate Risk Management, Funds Transfer Pricing - Preferred. Ability to work well within a team, prioritize tasks and handle numerous assignments simultaneously. Ability to convey a sense of urgency and drive. Strong verbal and written communication skills in interacting with internal stakeholders. Strong interpersonal, supervisory, and customer service skills required. Excellent analytical, organizational and project management skills. Detail oriented with ability to research, organize and analyze financial data. Strong project management skills. Advanced in MS Word, MIS Excel, QRM (or other ALM tool), MS Outlook. Certifications: • CTP (Certified Treasury Professional) - Preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $56,250.00 USD Maximum: $95,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston Organization: Santander Holdings USA, Inc.

FTP & Profitability Treasury - Senior Analyst Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Senior Analyst, supports the day-to-day operations in (Funds Transfer Pricing, Asset-Liability Management, Interest Rate Risk, Liquidity Risk, Market Risk). The incumbent provides analysis in support of operations. Manages and analyzes FTP, profitability, interest rate risk on behalf of the company. Formulates and updates policies and guidelines on the planning and management of the company's monetary resources. Ensures optimization of income and profitability. Day-to-day execution of operations in (FTP, liquidity risk, market risk, interest-rate risk, profitability). Validate the accuracy of internal reporting of financial and operational data. Perform variance, reconciliation and forecasting analysis of key financial data. Ensure adherence to established standards and risk limits. Contribute to a strong internal control environment by executing and reporting on SOX controls. Ensures treasury policies, practices and procedures are understood and followed. Communicate effectively with internal stakeholders. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree: Finance, Economics, Business or equivalent field. - Required. 3+ Years Financial planning, analysis or related experience - Required. 3+ Years Experience in 3+ Years Funds Transfer Pricing ,Liquidity Risk, Interest-Rate Risk Management - Preferred. Ability to work well within a team, prioritize tasks and handle numerous assignments simultaneously. Ability to convey a sense of urgency and drive. Strong verbal and written communication skills in interacting with internal stakeholders. Strong interpersonal, supervisory, and customer service skills required. Excellent analytical, organizational and project management skills. Detail oriented with ability to research, organize and analyze financial data. Strong project management skills. Advanced in MS Word, MIS Excel, QRM, MS Outlook. Certifications: CTP : (Certified Treasury Professional) - Preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $56,250.00 USD Maximum: $95,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston Organization: Santander Holdings USA, Inc.

Executive Director, Credit Risk-Hedge Funds & Asset Managers - New York Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! This is an excellent opportunity to participate in a fast-growing sector, work on transactions encompassing a number of different clients and traded products, build analytical skills and cross-train with other areas of the Credit Risk Management team. Responsibilities: Perform in-depth credit analysis of new and existing hedge funds and asset managers/traditional funds (including: credentials, strategy, track record, leverage, investor base, liquidity, risk management, portfolio valuation, internal controls, service providers, transparency and regulation). Review the fund documentation (including: Prospectuses, Offering Memos, Investment Management Agreements, Investment Guidelines, Trust Agreements, Financial Statements, etc.) in order to evaluate investment objectives and strategies and determine credit worthiness of the underlying funds. Negotiate an ISDA/CSA, MRA, GMRA, CDEA and other traded products documentation. Provide recommendation for transactions approvals, determine initial margin requirements and haircuts on capital markets products (including: interest rate swaps, repos, foreign exchange). Conduct credit due diligence conference calls and on-site meetings. Monitor monthly performance and NAV trends in order to identify funds that breach ISDA triggers and hedge funds/investment managers that face challenges with performance and redemptions. Liaise with middle office, documentation group and collateral management to ensure that trades are booked and documented correctly and that collateral is taken where appropriate. Develop, maintain and manage internal relationships with business partners (including: marketers, negotiators, collateral management, on-boarding team and legal). Monitor investment industry fundamentals and apprise management of significant events that may have an adverse effect on a credit quality of assigned portfolios. Maintain Credit Risk Policies and Procedures Technical Skills and Other Qualifications: Bachelor's degree in Finance or Accounting 10+ years of experience in financial services and risk management required At least 5 years of banking/credit analysis experience covering asset managers/hedge funds Knowledge of traded products, investment strategies and financial markets Proficiency in trading documentation Knowledge of counterparty credit risk metrics Ability to conduct due diligence meetings Good communication skills, both written and verbal Strong work ethics Proactive approach, initiative, and resourcefulness Positive attitude, drive, and dedication Entrepreneurial spirit Attention to detail Team player Experience in leadership and management positions preferred, but not required What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $135,000.00 USD Maximum: $240,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: New York, NY, UCM - New York - Park Avenue (inactive) Other Locations: New York-New York Organization: Santander US Capital Markets LLC

Fund Finance - Vice President, Underwriting & Portfolio Management Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The candidate will be responsible for managing the Underwriting & Portfolio Management of a defined portfolio of Fund Finance transactions. The Portfolio is primary comprised of Fund Finance loans comprising of NAV, Subscription, ABL and range of other related facilities. This position will work closely with the product teams to present and defend business opportunities to the 2nd Line of Defense. The candidate will manage the business relationship with risk and ensure all required portfolio management tasks are completed. Responsibilities: Work closely with product / origination team to develop credit recommendations on new transactions which include clear views of credit structures and risks on NAVs, subscription lines, ABLs and related fund facilities. Lead underwriting, credit analysis and closing of refinancings, upsizes, extensions and amendments as needed, including annual reviews and credit approval memos. Communicates portfolio trends, risks and mitigants to senior leadership. Develops and manages portfolio information needed to accommodate sound risk management, economic and regulatory reporting requirements. Lead the financial modelling review of complex structured fund finance facilities, including the impacts of complex transactions including mergers, acquisitions and divestitures. Supports junior development through building strong relationships with the team as a mentor as needed. Collaborates with product team members prior to loan closing on approval memos, legal documentation, collateral review and funding approvals. Manages and controls risks throughout the post-closing credit process to ensure strong borrower performance. Monitors and enforces terms of loan agreement / documents. Identifies and establishes best practices policies and procedures. Manages other Portfolio Management functions, including collaborating with new business team on up-front and ongoing client due diligence, etc. Leads and/or provides valuable input for broader business initiatives, projects and goals. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience in Finance, Accounting, Management, Economics or equivalent field. (Required) CFA Charter and/or MBA (Preferred) Work Experience: Financial analysis, structuring, underwriting and portfolio management. Experience with Fund finance facilities across subscription facilities, NAVs and/or ABLs. Skills and Abilities: Proficient communicator (orally and in writing) with clients, peers and fellow associates Proficient with Microsoft Office applications Ability to work and interact with various departments Ability to work in a fast-paced, sometimes stressful, environment with many critical deadlines Thorough knowledge and understanding of Structured Finance loan products and services Certifications: None It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $97,500.00 USD Maximum: $160,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

Senior Analyst, Controllership - Dallas, TX Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Senior Analyst, Controllership is responsible for the process administration, accounting entries, reconciliations, reporting, analysis, and documentation of assigned job areas within the accounting and financial reporting function. The incumbent improves the effectiveness of the accounting reporting team by making adjustments and/or enhancements to current accounting and reporting processes. Administers the processing, accounting entries, reconciliations, reporting, analysis, and documentation of assigned job areas within the accounting reporting team. Improves the effectiveness of the accounting reporting team by making adjustments and/or enhancements to current accounting and reporting processes. Creates and/or improves the accounting and reporting processes; recommends enhancements or improvements to improve effectiveness of reporting team. Prepares or reviews regulatory reports and research to resolve discrepancies or significant variances. Communicates with the team concerning new information requests and research while developing working relationships with business line personnel. Provides guidance to business lines related to financial reporting requirements. Informs, gains input, and supports decision making by the sharing of knowledge, status, needs, and issues across business lines. Prepares / Reviews, reconciles or analyzes accounting entries, transactions and results in the general ledger and consolidation What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Accounting, Finance, Business Administration or equivalent field. - Required. 3+ Years Accounting, Financial reporting or Auditing field - Required. 3+ Years Equivalent work experience - Required. Demonstrated competence of accounting practices and procedures, including US GAAP/IFRS and regulatory reporting standards. Practical analytical and accounting skills. Excellent communication and organizational skills. Ability to focus on details to ensure and maintain data accuracy, and demonstrate holistic understanding of accounting and financial report. Ability to work independently and as part of a team. Ability to effectively handle multiple projects simultaneously in a deadline driven environment. Ability to multi-task and adhere to deadlines. Strong verbal and written communication skills. Intermediate to Advanced experience with MS Word, MS Excel, & MS Outlook. Ability to demonstrate continuous improvement through training. Certifications: CPA : (Certified Public Accountant) - Preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $56,250.00 USD Maximum: $95,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Wyomissing, PA, Wyomissing Other Locations: Pennsylvania-Wyomissing,Texas-Dallas Organization: Santander Holdings USA, Inc.

Senior Analyst, Controllership - Dallas, TX Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Senior Analyst, Controllership is responsible for the process administration, accounting entries, reconciliations, reporting, analysis, and documentation of assigned job areas within the accounting and financial reporting function. The incumbent improves the effectiveness of the accounting reporting team by making adjustments and/or enhancements to current accounting and reporting processes. Administers the processing, accounting entries, reconciliations, reporting, analysis, and documentation of assigned job areas within the accounting reporting team. Improves the effectiveness of the accounting reporting team by making adjustments and/or enhancements to current accounting and reporting processes. Creates and/or improves the accounting and reporting processes; recommends enhancements or improvements to improve effectiveness of reporting team. Prepares or reviews regulatory reports and research to resolve discrepancies or significant variances. Communicates with the team concerning new information requests and research while developing working relationships with business line personnel. Provides guidance to business lines related to financial reporting requirements. Informs, gains input, and supports decision making by the sharing of knowledge, status, needs, and issues across business lines. Prepares / Reviews, reconciles or analyzes accounting entries, transactions and results in the general ledger and consolidation What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Accounting, Finance, Business Administration or equivalent field. - Required. 3+ Years Accounting, Financial reporting or Auditing field - Required. 3+ Years Equivalent work experience - Required. Demonstrated competence of accounting practices and procedures, including US GAAP/IFRS and regulatory reporting standards. Practical analytical and accounting skills. Excellent communication and organizational skills. Ability to focus on details to ensure and maintain data accuracy, and demonstrate holistic understanding of accounting and financial report. Ability to work independently and as part of a team. Ability to effectively handle multiple projects simultaneously in a deadline driven environment. Ability to multi-task and adhere to deadlines. Strong verbal and written communication skills. Intermediate to Advanced experience with MS Word, MS Excel, & MS Outlook. Ability to demonstrate continuous improvement through training. Certifications: CPA : (Certified Public Accountant) - Preferred. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $56,250.00 USD Maximum: $95,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Wyomissing, PA, Wyomissing Other Locations: Pennsylvania-Wyomissing,Texas-Dallas Organization: Santander Holdings USA, Inc.

Technology - Chief Data Office (CDO) Intern Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! What you will gain Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate or graduate students who have an expected graduation date between December 2026 and May/June 2027. Santander US is a nationwide business with locations across the country. This position is located in Boston, MA. The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Salary: Undergraduate: $67,600/year Graduate: $83,200/year Before applying, please keep in mind that our internship program does not offer any relocation assistance. What we offer you You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander. As a Chief Data Office (CDO) intern, you will come out of this experience with an understanding of how enterprise data is managed, governed, and leveraged within a large financial institution. You will gain direct knowledge of data management practices, including business glossaries, data lineage, data dictionaries, and data quality rules, and could include exposure to banking platforms, vendors, and regulatory data requirements. You'll learn how technology and data governance intersect with strategic initiatives, while building relationships across IT and business teams that support enterprise-wide data transformation. Responsibilities of the CDO internship role may include but are not limited to: Assists in documenting business processes, focused on data flows, and data control points Assists in the creation of documentation for Key Data Elements, its definition (Glossary), flow (Data Lineage) etc. Interest in Data Analytics, Data Visualization and Reporting. Basic understanding of database, data warehouse, data lake conceptual architecture SQL, Python and PowerBI basic experience or interest to learn. These skills can support the team in the automation of internal processes and enhanced reporting Ability to learn about Data Quality rule development and implementation in Data Management Specific Tooling Researching new technologies and components related to Data and Data management Ensure any reporting data used in the Data Management Program is correct and updated as required Special Project work related to strategic initiatives within the bank, focused on ensuring the Data Management program requirements are integrated - could be related to Channel applications, Loan Systems, Mobile / Online Banking, CRM, Operations, etc. What we are looking for An undergraduate or graduate student with an expected graduation date between either December 2026 or May/June 2027 . Area of Study: Finance, Accounting, Economics, Data Analytics, Business Analytics Cumulative GPA is 3.0 or above . Demonstrates intellectual curiosity and courage. Strong English communication skills both written and spoken required. Analytical thinkers with a strong attention to detail. Organized and able to manage time and multiple tasks efficiently. Ability to work independently on special projects. Ability to effectively contribute to a team environment. It would be nice to have Coursework or exposure to accounting, finance, economics, business, data analytics, or information systems. (Preferred) Experience in using Microsoft Office products, particularly Excel, PowerPoint, Word, and Visio. (Preferred) Experience in or interest in learning data tools or systems such as SQL, Python, Power BI, or data management platforms (Preferred) What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston,Massachusetts-Quincy,Texas-Dallas,New York-New York Organization: Santander Bank N.A.

Technology - Chief Data Office (CDO) Intern Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! What you will gain Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate or graduate students who have an expected graduation date between December 2026 and May/June 2027. Santander US is a nationwide business with locations across the country. This position is located in Boston, MA. The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Salary: Undergraduate: $67,600/year Graduate: $83,200/year Before applying, please keep in mind that our internship program does not offer any relocation assistance. What we offer you You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander. As a Chief Data Office (CDO) intern, you will come out of this experience with an understanding of how enterprise data is managed, governed, and leveraged within a large financial institution. You will gain direct knowledge of data management practices, including business glossaries, data lineage, data dictionaries, and data quality rules, and could include exposure to banking platforms, vendors, and regulatory data requirements. You'll learn how technology and data governance intersect with strategic initiatives, while building relationships across IT and business teams that support enterprise-wide data transformation. Responsibilities of the CDO internship role may include but are not limited to: Assists in documenting business processes, focused on data flows, and data control points Assists in the creation of documentation for Key Data Elements, its definition (Glossary), flow (Data Lineage) etc. Interest in Data Analytics, Data Visualization and Reporting. Basic understanding of database, data warehouse, data lake conceptual architecture SQL, Python and PowerBI basic experience or interest to learn. These skills can support the team in the automation of internal processes and enhanced reporting Ability to learn about Data Quality rule development and implementation in Data Management Specific Tooling Researching new technologies and components related to Data and Data management Ensure any reporting data used in the Data Management Program is correct and updated as required Special Project work related to strategic initiatives within the bank, focused on ensuring the Data Management program requirements are integrated - could be related to Channel applications, Loan Systems, Mobile / Online Banking, CRM, Operations, etc. What we are looking for An undergraduate or graduate student with an expected graduation date between either December 2026 or May/June 2027 . Area of Study: Finance, Accounting, Economics, Data Analytics, Business Analytics Cumulative GPA is 3.0 or above . Demonstrates intellectual curiosity and courage. Strong English communication skills both written and spoken required. Analytical thinkers with a strong attention to detail. Organized and able to manage time and multiple tasks efficiently. Ability to work independently on special projects. Ability to effectively contribute to a team environment. It would be nice to have Coursework or exposure to accounting, finance, economics, business, data analytics, or information systems. (Preferred) Experience in using Microsoft Office products, particularly Excel, PowerPoint, Word, and Visio. (Preferred) Experience in or interest in learning data tools or systems such as SQL, Python, Power BI, or data management platforms (Preferred) What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston,Massachusetts-Quincy,Texas-Dallas,New York-New York Organization: Santander Bank N.A.

Technology & Data Analytics Intern Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! What you will gain Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate students who have an expected graduation date between December 2026 and May/June 2027. Santander US is a nationwide business with locations across the country. This position is located in Quincy, MA . The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Salary: $67,600/year Before applying, please keep in mind that our internship program does not offer any relocation assistance. What we offer you You will be given exposure to the innerworkings of one of the largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander. As a Technology and Data Analytics intern, you will gain a strong understanding of how technology powers banking operations. You'll work with real systems, tools, and data, with exposure to vendor management, compliance, and cross-functional teams. You'll learn how to support technical projects and communicate insights in a professional environment Responsibilities of the Technology and Data Analytics internship role may include but are not limited to: Assisting Business Analysts in documenting current business procedures and processes Supporting the creation of documentation and definitions for technical systems, processes, business rules, and data Researching emerging technologies and technical components to enhance current procedures to support transformation within the bank Ensuring application information and documentation are accurate and up to date Creating PowerPoint presentations for business cases and stakeholder engagement Contributing to special projects related to strategic initiatives within the bank - including areas such as Channel Applications, Loan Systems, Mobile/Online Banking, CRM, and Operations Participating in weekly meetings with business users to review ongoing projects, discuss processes, and identify opportunities for improvement What we are looking for An undergraduate student with an expected graduation date between either December 2026 or May/June 2027 . Area of Study: Information Systems, Computer Science, Data Analytics, Business, Engineering, or a related field Cumulative GPA is 3.0 or above . Demonstrates intellectual curiosity and courage. Strong English communication skills both written and spoken required. Analytical thinkers with a strong attention to detail. Organized and able to manage time and multiple tasks efficiently. Ability to work independently on special projects. Ability to effectively contribute to a team environment. It would be nice to have Coursework in or exposure to accounting, finance, economics, or business. (Preferred) Experience in Microsoft Office and Power Platform products. (Preferred) Experience in data visualization tools or banking systems. (Preferred) What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Quincy, MA, 1 Enterprise Drive-Quincy-Corp Other Locations: Massachusetts-Quincy

Technology - Chief Data Office (CDO) Intern Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! What you will gain Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate or graduate students who have an expected graduation date between December 2026 and May/June 2027. Santander US is a nationwide business with locations across the country. This position is located in Boston, MA. The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Salary: Undergraduate: $67,600/year Graduate: $83,200/year Before applying, please keep in mind that our internship program does not offer any relocation assistance. What we offer you You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander. As a Chief Data Office (CDO) intern, you will come out of this experience with an understanding of how enterprise data is managed, governed, and leveraged within a large financial institution. You will gain direct knowledge of data management practices, including business glossaries, data lineage, data dictionaries, and data quality rules, and could include exposure to banking platforms, vendors, and regulatory data requirements. You'll learn how technology and data governance intersect with strategic initiatives, while building relationships across IT and business teams that support enterprise-wide data transformation. Responsibilities of the CDO internship role may include but are not limited to: Assists in documenting business processes, focused on data flows, and data control points Assists in the creation of documentation for Key Data Elements, its definition (Glossary), flow (Data Lineage) etc. Interest in Data Analytics, Data Visualization and Reporting. Basic understanding of database, data warehouse, data lake conceptual architecture SQL, Python and PowerBI basic experience or interest to learn. These skills can support the team in the automation of internal processes and enhanced reporting Ability to learn about Data Quality rule development and implementation in Data Management Specific Tooling Researching new technologies and components related to Data and Data management Ensure any reporting data used in the Data Management Program is correct and updated as required Special Project work related to strategic initiatives within the bank, focused on ensuring the Data Management program requirements are integrated - could be related to Channel applications, Loan Systems, Mobile / Online Banking, CRM, Operations, etc. What we are looking for An undergraduate or graduate student with an expected graduation date between either December 2026 or May/June 2027 . Area of Study: Finance, Accounting, Economics, Data Analytics, Business Analytics Cumulative GPA is 3.0 or above . Demonstrates intellectual curiosity and courage. Strong English communication skills both written and spoken required. Analytical thinkers with a strong attention to detail. Organized and able to manage time and multiple tasks efficiently. Ability to work independently on special projects. Ability to effectively contribute to a team environment. It would be nice to have Coursework or exposure to accounting, finance, economics, business, data analytics, or information systems. (Preferred) Experience in using Microsoft Office products, particularly Excel, PowerPoint, Word, and Visio. (Preferred) Experience in or interest in learning data tools or systems such as SQL, Python, Power BI, or data management platforms (Preferred) What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston,Massachusetts-Quincy,Texas-Dallas,New York-New York Organization: Santander Bank N.A.

Technology - Chief Data Office (CDO) Intern Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! What you will gain Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate or graduate students who have an expected graduation date between December 2026 and May/June 2027. Santander US is a nationwide business with locations across the country. This position is located in Boston, MA. The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Salary: Undergraduate: $67,600/year Graduate: $83,200/year Before applying, please keep in mind that our internship program does not offer any relocation assistance. What we offer you You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander. As a Chief Data Office (CDO) intern, you will come out of this experience with an understanding of how enterprise data is managed, governed, and leveraged within a large financial institution. You will gain direct knowledge of data management practices, including business glossaries, data lineage, data dictionaries, and data quality rules, and could include exposure to banking platforms, vendors, and regulatory data requirements. You'll learn how technology and data governance intersect with strategic initiatives, while building relationships across IT and business teams that support enterprise-wide data transformation. Responsibilities of the CDO internship role may include but are not limited to: Assists in documenting business processes, focused on data flows, and data control points Assists in the creation of documentation for Key Data Elements, its definition (Glossary), flow (Data Lineage) etc. Interest in Data Analytics, Data Visualization and Reporting. Basic understanding of database, data warehouse, data lake conceptual architecture SQL, Python and PowerBI basic experience or interest to learn. These skills can support the team in the automation of internal processes and enhanced reporting Ability to learn about Data Quality rule development and implementation in Data Management Specific Tooling Researching new technologies and components related to Data and Data management Ensure any reporting data used in the Data Management Program is correct and updated as required Special Project work related to strategic initiatives within the bank, focused on ensuring the Data Management program requirements are integrated - could be related to Channel applications, Loan Systems, Mobile / Online Banking, CRM, Operations, etc. What we are looking for An undergraduate or graduate student with an expected graduation date between either December 2026 or May/June 2027 . Area of Study: Finance, Accounting, Economics, Data Analytics, Business Analytics Cumulative GPA is 3.0 or above . Demonstrates intellectual curiosity and courage. Strong English communication skills both written and spoken required. Analytical thinkers with a strong attention to detail. Organized and able to manage time and multiple tasks efficiently. Ability to work independently on special projects. Ability to effectively contribute to a team environment. It would be nice to have Coursework or exposure to accounting, finance, economics, business, data analytics, or information systems. (Preferred) Experience in using Microsoft Office products, particularly Excel, PowerPoint, Word, and Visio. (Preferred) Experience in or interest in learning data tools or systems such as SQL, Python, Power BI, or data management platforms (Preferred) What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston,Massachusetts-Quincy,Texas-Dallas,New York-New York Organization: Santander Bank N.A.

Commercial and Wholesale Operations - Loan Operations, AssociateCountry: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! Overview This role is critical in ensuring timely and accurate settlement of syndicated loan trades, managing operational risk, and driving process improvements in a fast-paced, high-volume environment. Key Responsibilities Trade Settlement Execution: Manage the full lifecycle of syndicated loan trades, including trade capture, affirmation, documentation, funding, and reconciliation. Ensure accurate and timely settlement of both primary and secondary market trades in accordance with LSTA standards. Ensure accurate and timely servicing of loans and letters of credit in accordance with industry standards and client requirements. Coordinate with counterparties, agents, and custodians to resolve discrepancies and ensure smooth settlement. Stakeholder Communication: Escalate and resolve trade breaks, settlement delays, and operational risks in a timely manner. Provide regular updates and reporting to senior management on trade volumes, exceptions, and KPIs. Process Improvement & Risk Management: Participate in the identification of inefficiencies and implementation of enhancements to reduce settlement times and operational risk. Collaborate with technology teams to automate manual processes and improve system functionality. Regulatory & Compliance Oversight: Ensure execution with compliance with internal policies, regulatory requirements (e.g., SOX, FDPA, Regulation H), and industry standards. Support internal and external audits by providing documentation, responding to inquiries, and implementing corrective actions. Provide support and report on key risk indicators (KRIs) and support the development of control frameworks. Training & Development: Mentor and train junior staff on trade settlement processes, systems, and industry practices. Qualifications Skills: Familiarity with regulatory frameworks such as Dodd-Frank and SOX. Experience working in a global banking environment. Proficiency in Excel, SQL, and workflow tools. Key Competencies: Strong knowledge of syndicated loan products, trade settlement processes, and industry platforms (e.g., ClearPar, Syndtrak, Debtdomain, LoanIQ, Trade Innovation). Excellent analytical, organizational, and communication skills. Proven ability to manage multiple priorities and meet tight deadlines. Education: Bachelors degree in Finance, Business, or related field; MBA or professional certification (e.g., CFA, PMP) is a plus. Work Experience: 3-5 years What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $63,750.00 USD Maximum: $100,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standingand walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Dallas, TX, Dallas Other Locations: Texas-Dallas Required Preferred Job Industries Other

Financial Planning & Analysis Intern Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! What you will gain Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for graduate students who have an expected graduation date between December 2026 and May/June 2027. Santander US is a nationwide business with locations across the country. This position is located in Dallas, TX. The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Salary: $83,200/year Before applying, please keep in mind that our internship program does not offer any relocation assistance. What we offer you You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander. As a Financial Planning & Analysis (FP&A) Corporate Strategy intern, you will have the opportunity to dive into aspects of financial statement analysis, trends, and financial modeling for strategic planning purposes. Responsibilities of the FP&A-Corporate Strategy internship role may include but are not limited to: Develop a strong understanding of the company's products and capabilities, operations and financial performance Analyzes profit-and-loss income statements, balance sheets and prepares reports on findings to inform budgeting and cost recommendations to management. Conducts cadenced and ad hoc financial and economic analysis and forecasting through use of financial models and evaluates alternate financial plans. Ensure that management has a thorough understanding of business results through the communication of reporting and analysis. Drive business performance through the reporting and analysis of Key Performance Indicators Liaise with internal departments such as Pricing, Capital Markets, and Treasury to ensure organizational alignment. Develop and implement strategies to best utilize the financial information systems available to provide the most accurate, timely and reliable sources for financial reporting and analysis What we are looking for A g raduate student (Masters) w ith an expected graduation date between either December 2026 or May/June 2027 . Area of Study: Finance, Accounting, or related business Cumulative GPA is 3.25 or above . Demonstrates intellectual curiosity and courage. Strong English communication skills both written and spoken required. Analytical thinkers with a strong attention to detail. Organized and able to manage time and multiple tasks efficiently. Ability to work independently on special projects. Ability to effectively contribute to a team environment. It would be nice to have Coursework in or exposure to accounting, finance, economics, or business. (Preferred) Experience in Microsoft Office products. (Preferred) Experience in financial modeling tools or data systems such as SQL, Tableau, or other business intelligence platforms (Preferred) Risk Statement: We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. S antander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason . What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Dallas, TX, Dallas Other Locations: Texas-Dallas Organization: Santander Consumer USA Inc.

Financial Planning & Analysis InternCountry: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! What you will gain Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for graduate students who have an expected graduation date between December 2026 and May/June 2027. Santander US is a nationwide business with locations across the country. This position is located in Dallas, TX. The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Salary: $83,200/year Before applying, please keep in mind that our internship program does not offer any relocation assistance. What we offer you You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander. As a Financial Planning & Analysis (FP&A) Corporate Strategy intern, you will have the opportunity to dive into aspects of financial statement analysis, trends, and financial modeling for strategic planning purposes. Responsibilities of the FP&A-Corporate Strategy internship role may include but are not limited to: Develop a strong understanding of the companys products and capabilities, operations and financial performance Analyzes profit-and-loss income statements, balance sheets and prepares reports on findings to inform budgeting and cost recommendations to management. Conducts cadenced and ad hoc financial and economic analysis and forecasting through use of financial models and evaluates alternate financial plans. Ensure that management has a thorough understanding of business results through the communication of reporting and analysis. Drive business performance through the reporting and analysis of Key Performance Indicators Liaise with internal departments such as Pricing, Capital Markets, and Treasury to ensure organizational alignment. Develop and implement strategies to best utilize the financial information systems available to provide the most accurate, timely and reliable sources for financial reporting and analysis What we are looking for A g raduate student (Masters) w ith an expected graduation date between either December 2026 or May/June 2027 . Area of Study: Finance, Accounting, or related business Cumulative GPA is 3.25 or above . Demonstrates intellectual curiosity and courage. Strong English communication skills both written and spoken required. Analytical thinkers with a strong attention to detail. Organized and able to manage time and multiple tasks efficiently. Ability to work independently on special projects. Ability to effectively contribute to a team environment. It would be nice to have Coursework in or exposure to accounting, finance, economics, or business. (Preferred) Experience in Microsoft Office products. (Preferred) Experience in financial modeling tools or data systems such as SQL, Tableau, or other business intelligence platforms (Preferred) Risk Statement: We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. S antander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason . What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standingand walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location:Dallas, TX, Dallas Other Locations:Texas-Dallas Organization:Santander Consumer USA Inc. Required Preferred Job Industries Accounting & Finance

Technology Risk Management Intern Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! What you will gain Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate students and/or graduate level students who have an expected graduation date between December 2026 and May/June 2027. Santander US is a nationwide business with locations across the country. This position is located in Dallas, TX New York City, NY Boston, MA or Miami, FL • The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Salary: $62,400/year for an undergraduate student OR $83,200 for a graduate student Before applying, please keep in mind that our internship program does not offer any relocation assistance. What we offer you You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander. As a Technology risk management intern, you will come out of this experience with an understanding of Risk Management Technology Solutions within the Financial Services industry. You will gain direct knowledge of requirements analysis, solution design and testing, technical documentation, system data management, and other aspects of technology solutioning and could include exposure to senior risk team personnel, business managers, Information Technology teams, and other disciplines. You'll learn to aid in the development of tools and systems to support activities that minimize the company's exposure to risk coupled with building and maintaining new processes. Responsibilities of the Technology Risk Management internship role may include but are not limited to: • Participate in various risk management projects and initiatives • Executes ad hoc reporting to facilitate miscellaneous senior and executive management reporting and status updates as needed • Lead, support, and develop short-term projects • Support the development of risk management technologies including most or all phases of the Software Development Lifecycle (no programming experience required) • Performing risk control assessments and produce assessment reports • Analyzing control performance data and identifying trends • Analyzing the metrics and measurements data and identify issues and trends What we are looking for • An undergraduate student and/or a graduate student with an expected graduation date between either December 2026 or May/June 2027. • Area of Study: Cybersecurity, Information Technology, or related field • Cumulative GPA is 3.0 or above. • Demonstrates intellectual curiosity and courage. • Strong English communication skills both written and spoken required. • Analytical thinkers with a strong attention to detail. • Organized and able to manage time and multiple tasks efficiently. • Ability to work independently on special projects. • Ability to effectively contribute to a team environment. It would be nice to have • Coursework in or exposure to information security, data analytics, information technology or business (Preferred) • Experience in Microsoft Office products. (Preferred) • Experience in data analysis software or system. (Preferred) What Else You Need To Know : The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: Dallas, TX, Dallas Other Locations: Texas-Dallas,New York-New York,Florida-Coconut Grove,Massachusetts-Boston