United Trust Bank LLC

Job Description Job Description Position Summary The Purchase Referral Loan Officer is responsible for originating residential mortgage loans through referral relationships, including past clients, builders, financial advisors, attorneys, and other referral partners. This role focuses primarily on purchase business, guiding borrowers through the mortgage process from application through closing while delivering exceptional customer service and maintaining compliance with all lending regulations. This position is based out of our Uniontown, Ohio. Remote work however applicant must be able to commute to office location. Essential Duties & Responsibilities • Develop and maintain relationships with referral partners to generate purchase mortgage loan opportunities. • Consult with prospective borrowers to assess financial needs and recommend appropriate mortgage solutions. • Take complete loan applications and collect required documentation. • Pre-qualify and pre-approve borrowers for mortgage financing. • Educate customers on available loan products, rates, terms, and closing costs. • Maintain regular communication with borrowers, referral partners, processors, underwriters, and closing staff throughout the loan process. • Monitor loan pipeline to ensure timely processing and closing of transactions. • Meet or exceed established production and customer service goals. • Ensure compliance with all federal, state, and company lending regulations and policies. • Stay current on mortgage products, industry trends, and market conditions. • Attend networking events and community functions to build and strengthen referral relationships. • Utilize CRM systems to manage leads, referrals, and customer communications. Qualifications • Minimum 2 years of residential mortgage lending experience preferred. • Active NMLS license required. • Proven ability to generate mortgage business through referral-based sales. • Strong understanding of conventional, FHA, VA, USDA, and portfolio loan products. • Excellent communication, relationship-building, and customer service skills. • Strong organizational skills and attention to detail. • Ability to manage multiple loans and deadlines simultaneously. • Proficiency with mortgage origination systems and CRM platforms. Education & Experience • High School Diploma or equivalent required. • Bachelor's degree in Business, Finance, or related field preferred. • Previous experience in mortgage sales, banking, or financial services preferred. Compensation & Benefits • Competitive base salary plus commission structure. • Leads and referral opportunities provided. • Medical, Dental, Vision, Life Insurance, and Disability coverage. • 401(k) with company match. • Paid Time Off and Company Holidays. • Ongoing training and professional development opportunities. Key Success Metrics • Monthly funded loan volume. • Number of purchase loans closed. • Referral partner growth and retention. • Customer satisfaction ratings. • Compliance and quality control standards. Equal Opportunity Employer We are committed to creating a diverse environment and are proud to be an equal opportunity employer.