Liberty First Credit Union

Job DescriptionJob Description Why Liberty First Credit Union? Join the company voted "The Best Company To Work For" in Lincoln and Omaha! We have 100+ associates and 7 locations in the Lincoln, Omaha and Seward areas. Our associates and members are key to our success as a Credit Union. Our goal is to continually strive to make LFCU a great place to work by providing meaningful work, career development, and professional development opportunities. Our benefits and associate programs are some of the most competitive and low-cost to associates amongst Nebraska employers. Position - Mortgage Loan Officer General Summary Serve the credit union membership by providing and promoting prudent borrowing activities within the mortgage lending area. Assist in serving our membership by promoting and selling all credit union borrowing and savings products/services. Essential Functions Identify, develop and maintain outside contacts with realtors, builders, home improvement dealers, financial institutions, professional organizations/groups and others to develop business and the sale of mortgage loan/ other products and services of the credit union. Provide financial counseling on our mortgage loan products and follow through with scheduling, interviews, applications and closings on these products with potential new/current homeowners. Provide processing and underwriting skills that conform to the secondary mortgage market; credit and loan guidelines as set forth by the credit union and secondary market underwriting for loans. Gathering the necessary documents for timely and accurate loan processing Promote credit union membership and develop/maintain the knowledge/ability to cross sell all credit union products/services for new/current members. Maintain expertise in the mortgage lending area regarding compliance, regulations, product development/implementation, pricing, funding, portfolio quality and auditing guidelines. Maintain a working knowledge of credit union's data processing systems. Develop an understanding of credit union history, philosophy, organization, bylaws, and operational procedures. Conduct oneself in a positive professional manner in relationship to all credit union activities. Additional Functions Actively support our "sales and service "culture and demonstrate these skills by communicating to members the benefits and features of all our products and services. Expect and embrace change by being flexible and adaptable. Meet performance objectives and expectations (i.e. Sales, Quality Service and Reliability) Develop a working knowledge of competitors' products and services with a continued interest in improving quality services and products for the credit union. Complete in-house training based on required classes set up for this position. Continue education in other 2nd market mortgage loan products to better meet the needs of potential members. Assist in any area as directed by management. Job Requirements Two years of experience preferred with knowledge of mortgage lending regulations tied to FHA, VA, Conventional, NIFA and the continuing changes to system and other underwriting guidelines. College degree preferred in a related discipline (business, finance, etc.) Must demonstrate exceptional interpersonal skills and professionalism necessary for promotion and sales of credit union products and services, serving credit union members and projecting a positive attitude/image. Must demonstrate a high degree of accuracy with intermediate mathematical skills (calculations and concepts involving decimals, percentages, fractions, etc.) Will be required to exercise discretion and use effective independent judgment. The top candidates will be able to analyze complicated factual situations, apply functional principles and develop solutions. Judgment and decision making involve a variety of concrete variables where only limited standardization exists, including work governed by broad instructions and frequently changing conditions and problems. The ability to engage and perform work away from the credit union's places of business. A majority of the time will be spent away from the office promoting and selling credit union products and services and completing the related transactions. Work Hours - Full-time Location - Must live in or near one of the following locations, Lincoln, Omaha, or La Vista, NE. Wage Experienced candidate earning potential estimated up to 90k+ per year. Fully commission based, paid bi-weekly. LFCU Benefits & Other Programs Insurance Benefits Medical - LFCU pays 85% of premium, associates pay only 15% Dental - Free to employees Vision - LFCU pays 50% of premium Life and ADD - LFCU pays 100% of premium Short-term and Long-term Disability - LFCU pays 100% of premium AFLAC Supplemental -Cancer, Critical Care, Accident, Hospital - employee paid Flexible Spending Accounts (FSA) - Health Savings and Depending Care Retirement Plan - LFCU contributes 5% of employee earnings to Profit Sharing. LFCU matches 100% up to 3% and 50% for 4% and 5% of associate's 401(k) contributions (total match 4%). Additional Programs Quarterly all-staff professional development Tuition Reimbursement Fitness Club Reimbursement Free Breakfast on Fridays LFCU Apparel - 2 free items annually Jeans Day options with charity donation

Job DescriptionJob Description Why Liberty First Credit Union? Join the company voted "The Best Company To Work For" in Lincoln and Omaha! We have 100+ associates and 7 locations in the Lincoln, Omaha and Seward areas. Our associates and members are key to our success as a Credit Union. Our goal is to continually strive to make LFCU a great place to work by providing meaningful work, career development, and professional development opportunities. Our benefits and associate programs are some of the most competitive and low-cost to associates amongst Nebraska employers. Position - Mortgage Loan Officer General Summary Serve the credit union membership by providing and promoting prudent borrowing activities within the mortgage lending area. Assist in serving our membership by promoting and selling all credit union borrowing and savings products/services. Essential Functions Identify, develop and maintain outside contacts with realtors, builders, home improvement dealers, financial institutions, professional organizations/groups and others to develop business and the sale of mortgage loan/ other products and services of the credit union. Provide financial counseling on our mortgage loan products and follow through with scheduling, interviews, applications and closings on these products with potential new/current homeowners. Provide processing and underwriting skills that conform to the secondary mortgage market; credit and loan guidelines as set forth by the credit union and secondary market underwriting for loans. Gathering the necessary documents for timely and accurate loan processing Promote credit union membership and develop/maintain the knowledge/ability to cross sell all credit union products/services for new/current members. Maintain expertise in the mortgage lending area regarding compliance, regulations, product development/implementation, pricing, funding, portfolio quality and auditing guidelines. Maintain a working knowledge of credit union's data processing systems. Develop an understanding of credit union history, philosophy, organization, bylaws, and operational procedures. Conduct oneself in a positive professional manner in relationship to all credit union activities. Additional Functions Actively support our "sales and service "culture and demonstrate these skills by communicating to members the benefits and features of all our products and services. Expect and embrace change by being flexible and adaptable. Meet performance objectives and expectations (i.e. Sales, Quality Service and Reliability) Develop a working knowledge of competitors' products and services with a continued interest in improving quality services and products for the credit union. Complete in-house training based on required classes set up for this position. Continue education in other 2nd market mortgage loan products to better meet the needs of potential members. Assist in any area as directed by management. Job Requirements Two years of experience preferred with knowledge of mortgage lending regulations tied to FHA, VA, Conventional, NIFA and the continuing changes to system and other underwriting guidelines. College degree preferred in a related discipline (business, finance, etc.) Must demonstrate exceptional interpersonal skills and professionalism necessary for promotion and sales of credit union products and services, serving credit union members and projecting a positive attitude/image. Must demonstrate a high degree of accuracy with intermediate mathematical skills (calculations and concepts involving decimals, percentages, fractions, etc.) Will be required to exercise discretion and use effective independent judgment. The top candidates will be able to analyze complicated factual situations, apply functional principles and develop solutions. Judgment and decision making involve a variety of concrete variables where only limited standardization exists, including work governed by broad instructions and frequently changing conditions and problems. The ability to engage and perform work away from the credit union's places of business. A majority of the time will be spent away from the office promoting and selling credit union products and services and completing the related transactions. Work Hours - Full-time Location - Must live in or near one of the following locations, Lincoln, Omaha, or La Vista, NE. Wage Experienced candidate earning potential estimated at up to 90k+ per year. Fully commission based, paid bi-weekly. LFCU Benefits & Other Programs Insurance Benefits Medical - LFCU pays 85% of premium, associates pay only 15% Dental - Free to employees Vision - LFCU pays 50% of premium Life and ADD - LFCU pays 100% of premium Short-term and Long-term Disability - LFCU pays 100% of premium AFLAC Supplemental -Cancer, Critical Care, Accident, Hospital - employee paid Flexible Spending Accounts (FSA) - Health Savings and Depending Care Retirement Plan - LFCU contributes 5% of employee earnings to Profit Sharing. LFCU matches 100% up to 3% and 50% for 4% and 5% of associate's 401(k) contributions (total match 4%). Additional Programs Quarterly all-staff professional development Tuition Reimbursement Fitness Club Reimbursement Free Breakfast on Fridays LFCU Apparel - 2 free items annually Jeans Day options with charity donation

Job DescriptionJob Description Why Liberty First Credit Union? Join the company voted "The Best Company To Work For" in Lincoln and Omaha! We have 100+ associates and 7 locations in the Lincoln, Omaha and Seward areas. Our associates and members are key to our success as a Credit Union. Our goal is to continually strive to make LFCU a great place to work by providing meaningful work, career development, and professional development opportunities. Our benefits and associate programs are some of the most competitive and low-cost to associates amongst Nebraska employers. Job Title - Loan Officer (Lending Center Consultant) Serve our members by providing and promoting prudent borrowing and saving activities and being sensitive to all of the members' financial needs by creating an awareness of all credit union services. You'll contact members and prospective members to help them with consumer lending products and decisions. They will also offer assistance in restructuring investments and/or debt. Developing trusting relationships with members to build a strong referral business is key. Conduct interviews gathering background information for all product applications through multiple channels while maintaining member confidentiality. Provide financial counseling based on results of interviewing to approve or deny member deposit or consumer lending products within product guidelines. Operate with a sense of urgency and apply a solutions-based approach. Cross sell "all" credit union products/services to provide financial needs for new and current members. Take ownership of member services and provide appropriate solutions. Be a champion of opportunities and recognize moments where we can provide the highest level of service to our members. Develop a working knowledge of competitors' products/services with a continued interest in improving and maintaining quality services and products for the credit union. Maintain knowledge of all state and federal regulations that are applicable to the transactions performed in the deposit/lending areas to stay in compliance. Maintain knowledge of rate and terms of all products and how to provide quotes to stay in compliance ensuring adherence to underwriting guidelines. Job Requirements 1 year of sales/customer service required 1 year of banking/lending experience preferred Demonstrated skills to provide financial counseling and engage in positive member relations, with well-developed interpersonal skills Good judgement and decision making, with the ability to problem-solve within various financial matrices is required High level of sales/service drive and initiative to meet performance goals required Work Hours Full-time. Monday - Friday plus Saturday morning rotation. Location Lincoln, NE Wage - up to $60-85k+ per year! Base Wage: $18 - $20+ per hour depending on experience Monthly Incentive - up to $1500 - $2500+ per month Eligible for a discretionary gain-share plan payment annually Eligible for a base wage increase annually as part of a merit performance review LFCU BENEFITS AND OTHER PROGRAMS Insurance Benefits Medical - LFCU pays 85% of premium, associates pay only 15% Dental - Free to associates Vision - LFCU pays 50% of premium Life and ADD - LFCU pays 100% of premium Voluntary Life/ADD - additional associate paid available Short-term and Long-term Disability - LFCU pays 100% of premium AFLAC Supplemental -Cancer, Critical Care, Accident, Hospital - associate paid Flexible Spending Accounts (FSA) - Health Savings and Dependent Care Retirement Plan - LFCU contributes 5% of associate earnings to Profit Sharing. LFCU matches 100% up to 3% and 50% for the next two % of associate's 401(k) contributions - max of 4%. Gain Share Plan - Reviewed and approved by the Board annually, this plan rewards employees when the credit union achieves above average performance. Paid Leave Vacation- 2 weeks/year for new hires Sick - 2 weeks/year for new hires Personal Days - 2 days earned after one year Holiday Pay - 6 per year. Plus 5 reserved holidays designated as either all-staff meetings or paid days off. Funeral Leave Additional Programs Anniversary Award Employee Assistance Program Quarterly all-staff professional development Tuition Reimbursement Fitness Club Reimbursement Free Monthly Breakfast on Friday LFCU Apparel - 2 free items annually Jeans Day options with charity donation

Job DescriptionJob Description Why Liberty First Credit Union? Join the company voted "The Best Company To Work For" in Lincoln and Omaha! We have 100+ associates and 7 locations in the Lincoln, Omaha and Seward areas. Our associates and members are key to our success as a Credit Union. Our goal is to continually strive to make LFCU a great place to work by providing meaningful work, career development, and professional development opportunities. Our benefits and associate programs are some of the most competitive and low-cost to associates amongst Nebraska employers. Job Title - Loan Officer Location - Seward, Nebraska Serve our members by providing and promoting prudent borrowing and saving activities and being sensitive to all of the members' financial needs by creating an awareness of all credit union services. Make lending decisions based on an analysis of applications. Offer assistance with restructuring investments and debt. Develop trusting relationships with members to build a strong referral business is key. Other duties include: Conduct interviews gathering background information for all product applications through multiple channels while maintaining member confidentiality. Provide financial counseling based on results of interviewing to approve or deny member deposit or consumer lending products within product guidelines. Operate with a sense of urgency and apply a solutions-based approach. Cross sell "all" credit union products/services to provide financial needs for new and current members. Take ownership of member services and provide appropriate solutions. Be a champion of opportunities and recognize moments where we can provide the highest level of service to our members. Develop a working knowledge of competitors' products/services with a continued interest in improving and maintaining quality services and products for the credit union. Maintain knowledge of all state and federal regulations that are applicable to the transactions performed in the deposit/lending areas to stay in compliance. Maintain knowledge of rate and terms of all products and how to provide quotes to stay in compliance ensuring adherence to underwriting guidelines. Job Requirements 1 year of sales or customer service required, sales experienced strongly preferred 1 year of banking or lending experience preferred Demonstrated experience in providing financial counseling and positive member relations preferred Must have well-developed interpersonal skills Good judgement and decision making, with the ability to solve problems within various financial matrices is required Must have a high level of sales and service drive and initiative to meet performance goals Must be reliable, flexible and adaptable Work Hours Full-time. Monday - Friday plus Saturday morning rotation. Wage - Earn up to $60-75k+ per year! Base Hourly Wage -$21- $26 per hour ($43,680 - $54,080 per year) depending on experience Incentives - Paid Monthly, generally $500 - $1500+ per month ($6,000 - $18,000+ per year) Eligible for a discretionary gain-share plan payment annually Eligible for a base wage increase annually as part of a merit performance review Eligible for a base wage increase annually as part of a merit performance review LFCU BENEFITS AND OTHER PROGRAMS Insurance Benefits Medical - LFCU pays 85% of premium, associates pay only 15% Dental - Free to associates Vision - LFCU pays 50% of premium Life and ADD - LFCU pays 100% of premium Voluntary Life/ADD - additional associate paid available Short-term and Long-term Disability - LFCU pays 100% of premium AFLAC Supplemental -Cancer, Critical Care, Accident, Hospital - associate paid Flexible Spending Accounts (FSA) - Health Savings and Dependent Care Retirement Plan - LFCU contributes 5% of associate earnings to Profit Sharing. LFCU matches 100% up to 3% plus 50% for the next two % of associate's 401(k) contributions - max of 4%. Gain Share Plan - Reviewed and approved by the Board annually, this plan rewards employees when the credit union achieves above average performance. Paid Leave Vacation- 2 weeks/year for new hires Sick - 2 weeks/year for new hires Personal Days - 2 days earned after one year Holiday Pay - 6 per year. Plus 5 reserved holidays designated as either all-staff meetings or paid days off. Funeral Leave Additional Programs Anniversary Award Employee Assistance Program Quarterly all-staff professional development Tuition Reimbursement Fitness Club Reimbursement Free Monthly Breakfast on Friday LFCU Apparel - 2 free items annually Jeans Day options with charity donation