Ophthalmic Mutual Insurance Company (OMIC)

Responsibilities Using a thorough understanding of OMIC's philosophy and guidelines, exercise judgment and apply a variety of factors to answer rating and coverage inquiries from prospective applicants. Provide information and advice on coverage issues to policyholders. Evaluate and process applications from prospective insureds and renewals to determine underwriting acceptability in accordance with the general underwriting policies and standards. Identify marginal risks and prepare files for Manager or Physician Review. Actively pursue the solicitation of new insureds. Provide quotations to acceptable applicants. Works in collaboration with other departments, such as Marketing & Sales, Risk Management, and Claims, to ensure proper coverage is in place and appropriate services are provided to the client. Draft and issue declination letters to unacceptable applicants. Prepare policy declarations, endorsements, and other policyholder-specific documents. Evaluate requests for optional coverage and coverage changes. Represent OMIC marketing booth at the AAO Annual Meeting or other regional, state or national meetings and/or functions as needed. Visit insured and prospective insured offices to develop relations and act as a representative of OMIC. Work closely with underwriting team members to ensure the Underwriting Department runs smoothly. This includes keeping electronic files current and having the ability to assess situations and provide resources needed to other team members. Train Associates and Assistants to develop their knowledge of OMIC practices and philosophies. Provide feedback on their work performance. Delegate administrative tasks to the Underwriting Associates/Assistants and clerks. Mentor other Underwriters. Engage in Company-wide teams and initiatives when requested. Work closely with other departments, especially Risk Management and Accounting, to resolve practice and/or payment issues. Special projects as assigned. Education & Experience College degree or equivalent work experience A minimum of 5 years' previous insurance underwriting experience preferred Medical malpractice experience preferred Required Aptitudes and Skills Excellent oral, written, and customer service skills Strong analytical judgment Strong proficiency with MS 365 (including Word and Excel) Ability to work well independently and as part of a team Familiarity with insurance terminology Physical Requirements The physical demands described herein are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the position. While performing the duties of this job, the employee is regularly required to speak, hear, and must be able to use hands and fingers to manipulate equipment including computers and telephones. Specific vision abilities required by this job include close vision. The employee frequently is required to sit or stand for of time and reach with hands and arms. The employee may occasionally lift and/or move up to 10 pounds. Travel Requirements Must be able to travel to domestic locations multiple times a year. Must be able to attend weekend conferences in a variety of cities. Remote or Hybrid Remote or Hybrid Hiring Range: $80,000 - $123,000 (dependent on experience/location) To apply, please send cover letter and resume to Seniority level Mid-Senior level Employment type Full-time Job function Finance and Sales Industries Insurance

A prominent insurance firm is seeking a Mid-Senior level Underwriter in San Francisco. This role includes evaluating applications, providing coverage advice, and training associates. Ideal candidates will have at least 5 years of underwriting experience and strong analytical skills. The position can be remote or hybrid, offering a competitive salary range between $80,000 and $123,000, depending on experience and location. Interested applicants should send their resume and cover letter to the provided email.