Visa

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description This Product Analyst will be a member of the Value-Added Services division and will be responsible for the continued product development and commercialization of the Visa Data Manager (VDM) products. VDM provides Visa clients access to a best-in-class data warehouse, business analytics, and reporting information related to client payment transactions and cardholder spending habits. The team is responsible for maintaining, enhancing, and developing new products and services that leverage data and automated communications, including the strategic Open Analytics initiative aimed at expanding data accessibility and client self-service capabilities. This role will contribute to developing the VDM product roadmap and priorities, working with technical partners to establish and groom business requirements and delivery schedules. This person will also work closely with regional product partners, sales teams, and key internal stakeholders across teams and functions. Responsibilities include: AI-Assisted Product Development: Leverage AI tools including Claude to accelerate the development of business requirements, working backwards documents, product specifications, and go-to-market materials. Product Priorities and Roadmap: Establish and communicate VDM product priorities and roadmap, including development of a roadmap to enable greater client self-service capabilities within the platform. AI Conversationalist Development: Partner with VDM data engineering teams to support the development and delivery of the AI Conversationalist, a natural language query capability that enables clients to access and explore their portfolio data through conversational interactions. Product User Acceptance: Perform UAT testing on newly released functionality. Operational Excellence: Coordinate cross-functional groups within Visa, including Implementations and Support, to ensure timely management of issues, operational excellence, and accurate reporting data. Client Implementation Support: Partner with implementation teams to onboard new clients to VDM, ensuring a smooth and efficient setup experience and driving time to value. Client Onboarding and Enablement: Develop and maintain user onboarding materials and processes that help clients quickly adopt and maximize the value of the VDM platform. Go-To-Market Activities: Contribute to the development of go-to-market materials for new functionality and new product launches, including sales overview presentations and materials used in client-facing meetings. Sales Support: Provide product expertise and analytical support during client sales conversations, helping to articulate the value of VDM and the Open Analytics strategy to prospective and existing clients. Client Activities: Provide analytical insight and assist clients with the execution of their reporting utilizing the VDM tool. Customer Service Liaison: Serve as the primary product liaison with customer service teams on data-related client questions, ensuring issues are resolved accurately and efficiently. Reporting: Create and maintain product performance reporting and statistics including global and performance dashboards, end-user engagement metrics, feature usage dashboards, KPIs, and OKRs. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Visa will accept applications for this role until at least August 24, 2026. Qualifications Basic Qualifications: 2 or more years of work experience with a Bachelor's Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD) Preferred Qualifications: 3 or more years of work experience with a Bachelor's Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) At least 5 years of experience in product management, product analytics, or a related field within financial services, fintech, or payments. Bachelor's degree in Business Administration, Marketing, Finance, Computer Science, Information Systems, Data Science, or a related field. Advanced degree a plus. Experience working with data and analytics platforms, business intelligence tools, or data warehousing solutions. Familiarity with Agile development methodologies and experience grooming and managing product backlogs. Strong analytical and problem-solving skills with the ability to translate complex data into actionable insights and client-facing narratives. Demonstrated ability to work cross-functionally across engineering, sales, and client-facing teams. Experience supporting or leading client implementations, onboarding, or go-to-market activities. Strong written and verbal communication skills with the ability to develop compelling product materials and present to internal and external stakeholders. Exposure to AI, machine learning, or natural language processing concepts is a plus, particularly as they relate to data accessibility and client self-service. Information for US Applicants For roles located in the US, the estimated salary range for this position is $104,600.00 to $ 162,300.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description The Global Data Office As artificial intelligence and data-driven technologies become increasingly central to Visa's innovation agenda, the Global Data Office (GDO) is expanding its AI and Data Governance function to ensure responsible, compliant, and effective use of these capabilities across the enterprise. In this role, you will drive Visa's Responsible Data Use program - evaluating cutting-edge AI and data initiatives - to safeguard trust and unlock business value. You will be at the forefront of Visa's innovation, guiding how new AI solutions roll out globally while ensuring they meet our obligations to clients, regulators, and consumers. This position offers a unique opportunity to lead cross-functional collaborations, take ownership of mission-critical processes, and shape policies that govern data and AI use at Visa. Key Responsibilities Drive and enhance the Data & AI Use Case Assessment process - a key engine of Visa's innovation - enabling calculated, transparent risk-taking for faster business growth. You will continuously improve this process to support new AI/data initiatives while maintaining compliance and trust. Execute a wide range of initiatives to implement Visa's Responsible Data Use framework, including spearheading organizational change management efforts that embed data ethics into the company's culture. Collaborate across all Visa regions and functions as a catalyst in Visa's innovation pipeline. Work cross-functionally with teams (Product, Innovation, Analytics, Privacy, etc.) to operationalize data use guidelines globally, ensuring every project meets our standards and obligations. Conduct thorough Data & AI use case reviews: Examine incoming data use requests in detail and evaluate their risk against established Data & AI policies and rules. Where necessary, dive deep into technical specifics (even reverse-engineering algorithms) to ensure compliance and effectiveness. Lead end-to-end analysis of use cases: Take charge of reviews for complex AI and data projects. Identify and document potential risks with precision, bring in additional subject-matter experts for insight when needed, and synthesize all feedback into clear, actionable review reports. Take ownership of expert consultations: Engage internal subject-matter experts (legal, compliance, technology, etc.) to gather feedback on data use scenarios that fall outside existing guidelines. You'll own these collaborations, ensuring that no critical insight is missed when assessing novel or ambiguous cases. Drive policy improvements: Proactively identify gaps or gray areas in current data use policies. Coordinate with internal stakeholders to propose well-founded policy updates or alternative solutions, backing your recommendations with solid facts and analysis to drive leadership discussions. Provide thought leadership in Data & AI: Develop and share informed perspectives on emerging data and AI domains, including responsible AI, generative AI, data governance, privacy-enhancing technologies, and evolving regulatory expectations. Translate external developments and review insights into practical guidance that shapes policy, strategy, and decision-making across Visa. Champion training and awareness: Help lead workshops and training sessions that educate Visa staff on our Data Use Policy and core data values. Be prepared to step up and lead training sessions, inspiring teams across the organization to uphold responsible data practices. Mentor and develop junior colleagues: Provide day-to-day coaching, constructive feedback, and practical guidance to junior team members. Support their development of sound judgement, technical and policy expertise, and confidence in leading complex Data & AI use case reviews and stakeholder engagements. Amplify our Data & AI Policy & Governance message: Create and curate engaging content for the Global Data Office's internal sites and our external pages. Your content will showcase progress, highlight success stories, and reinforce the importance of responsible AI and data use. Communicate progress and insights: Prepare compelling materials (presentations, reports, dashboards) to socialize Data & AI Use Policy developments and share insights from Data Use Case Assessment reviews with stakeholders at all levels. Ensure transparency, buy-in, and alignment on data governance initiatives. Take on new challenges: Support ad-hoc Data Policy projects and new initiatives as they arise. Whether it's a sudden regulatory change or a novel business proposal, you are ready to jump in, adapt, and contribute to solutions in real time. Connect policy and practice: Make sure learnings from Data & AI use case reviews inform the broader data governance strategy. Share insights across teams ("cross-pollination") so that our policies, guidelines, and operations all advance together in a unified, informed way. Partner with data stakeholders: Work closely with Data Stewards and data requestors to gather complete and detailed information for each use case upfront. By ensuring you have all the facts, you enable more efficient reviews and more effective risk assessments. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD Preferred Qualifications 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD Proven experience in data and AI domains: Solid background in data science, data governance, data privacy, or a related field. (Experience in the payments or fintech industry is a plus.) Deep understanding of AI/ML technologies: Familiarity with cutting-edge techniques - particularly generative AI and large language models (LLMs) - and a strong awareness of ethical AI and responsible data use frameworks. Technical proficiency: Hands-on skills in quantitative analysis and data tooling (e.g. statistics, coding, or data engineering). While not expected to apply these skills directly, you should be comfortable interpreting complex datasets and algorithms to evaluate complex datasets or algorithms, and you grasp how to apply mathematics and statistics in assessing policy compliance. Knowledge of data regulations: Familiarity with evolving data and AI legislation (e.g., EU AI Act, GDPR, CCPA) and the ability to incorporate regulatory requirements into your assessments and recommendations. Exceptional problem-solving abilities: Creative, out-of-the-box thinking to tackle complex data challenges. You find solutions that satisfy policy objectives while enabling business innovation. Track record of results: A history of delivering high-impact projects in fast-paced, high-volume environments. You meet ambitious goals and can handle multiple priorities without sacrificing quality. Strong communication & stakeholder management: Excellent interpersonal skills with a proactive communication style. You're able to engage and influence cross-functional teams - from engineers to lawyers to business leaders - ensuring everyone understands and aligns with data policy objectives. Clarity in complexity: Ability to interpret complex technical documents (policies, standards, procedures) and distill them into clear, concise guidance for non-technical audiences. You can translate "legal/technical speak" into actionable business terms that others readily grasp. Thrives under pressure: Energized by challenges, you excel in high-pressure, high-volume settings - delivering quality results even when working with demanding stakeholders and tight deadlines. Team leadership and collaboration: A true team player who is highly collaborative and diplomatic. You build strong relationships across diverse teams and lead by example, fostering an environment of trust and high performance. Meticulous and quality-focused: Keep attention to detail in everything you do, while still keeping sight of the bigger picture. You take pride in producing work that is accurate and of high quality. Exceptional problem solver: Superior analytical thinking with demonstrated intellectual rigor. When faced with a complex or ambiguous problem, you approach it systematically and resourcefully, finding innovative solutions. Self-motivated with ownership mentality: An independent self-starter who takes full ownership of your responsibilities. You have a strong sense of accountability for your deliverables and drive initiatives forward with minimal oversight. Adaptable and flexible: Comfortable working in a fast-changing, often ambiguous environment. You adapt quickly to new information and changing circumstances, staying effective and positive amid uncertainty. Open and innovative mindset: Open-minded and receptive to feedback and new ideas. You actively listen to others' perspectives and are willing to change approach when current processes aren't sufficient, always seeking better solutions . click apply for full job details

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description Role Summary: The Sr. ML Engineer is responsible for building and maintaining ML platform infrastructure that powers AI/ML applications across the organization. This role is suited for a hands-on engineer with practical experience in AWS, SageMaker, Kubernetes, GPU orchestration, Infrastructure as Code, and MLOps, with a passion for building scalable, secure, and reliable platforms. The position requires an experienced ML platform engineer who can design cloud and on-prem infrastructure, manage model deployment environments, modernize legacy ML pipelines, and enable Data Scientists and AI Engineers to move models from research to production. The team is tasked with building scalable ML infrastructure and platform tooling, and the successful candidate will contribute to architectural decisions, implementation standards, and best practices across the ML platform. All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools, Microsoft Copilot, ChatGPT, GitHub Copilot, and other AI-enabled productivity platforms to support everyday work. Key Responsibilities: Lead and deliver specific platform engineering deliverables as a Sr. ML Engineer. Provide guidance to the engineering team on building scalable ML infrastructure, deployment patterns, and platform capabilities. Improve the productivity of Data Scientists and AI Engineers by developing tooling that simplifies model deployment and productionization. Act as a platform design authority and shape best practices and methodologies within the ML platform team. Design and build scalable ML pipelines, orchestration frameworks, and model serving infrastructure. Collaborate with Data Scientists, AI Engineers, infrastructure teams, and security partners to integrate AI/ML solutions into production systems. Build and operate secure cloud and on-prem infrastructure using AWS, Kubernetes, SageMaker, Terraform, and related platform technologies. Support GPU-enabled infrastructure and serving frameworks for AI/ML, GenAI, and LLM workloads. Modernize legacy ML pipelines and adopt emerging technologies to improve reliability, scalability, and operational efficiency. Communicate technical concepts, platform capabilities, and architectural decisions to technical and non-technical stakeholders. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 2+ years of relevant work experience and a Bachelors degree, OR 5+ years of relevant work experience Preferred Qualifications: Specialist: 4 or more years of relevant work experience. Experience designing, building, and maintaining scalable ML platform infrastructure for AI/ML applications. Experience with AWS services such as EC2, S3, EKS, SageMaker, IAM, VPC, and CloudWatch. Experience managing Kubernetes clusters and containerized ML workloads using Docker. Experience with ML pipeline and orchestration tools such as Kubeflow, Airflow, MLflow, or similar platforms. Experience building infrastructure automation using Terraform, CloudFormation, or other Infrastructure as Code tools. Experience developing CI/CD pipelines for ML model deployment and infrastructure changes. Experience implementing secure cloud architectures using IAM roles, VPCs, least-privilege access, and secure networking patterns. Experience with Python and shell scripting for automation, tooling, and platform operations. Experience collaborating with Data Scientists, AI Engineers, and cross-functional teams to move models from research to production. Experience with generative AI, large language models, LLMOps, or GenAI infrastructure. Experience with GPU orchestration for ML training, inference, capacity management, and workload optimization. Experience with ML serving frameworks such as vLLM, TensorRT-LLM, KServe, Triton, or similar technologies. Experience building and operating hybrid cloud or on-prem/cloud ML infrastructure. Experience with distributed computing frameworks such as Spark or distributed ML workloads. Experience improving infrastructure productivity using AI-assisted tools such as GitHub Copilot, ChatGPT, or similar tools. Experience developing robust, secure, and scalable platforms in enterprise or regulated environments. Experience conducting research, experimentation, or proof-of-concept work with emerging AI/ML infrastructure technologies. Experience mentoring junior engineers and leading implementation of key platform modules. Information for US Applicants For roles located in the US, the estimated salary range for this position is $123,400.00 to $ 191,100.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description Further driving EMV 3-D Secure (3DS) adoption will be an immensely challenging and transformative global undertaking. As a Product Manager of the Visa Secure Global Product Management team, you will be responsible for driving the development and execution of new product features and initiatives to meet the needs of our customers, both internally and client-facing. You will work closely with cross-functional teams across Visa, including engineering and business stakeholders to define and execute the product roadmap. Your deep technical expertise and strong business acumen will enable you to bridge the gap between technology and business objectives, ensuring the creation of exceptional products that meet customer needs and achieve company goals. Principle Responsibilities Develop subject matter expertise on EMV 3DS specifications and Visa Secure programs and features Collaborate with key stakeholders (global/regional product teams, client services, core product teams) to define and refine the product enhancements and roadmap Work closely with engineering teams to translate product requirements into clear technical specifications, ensuring the product is built to scale, meets performance standards, and complies with industry's best practices Drive the end-to-end product development process, from concept to launch. Define project milestones, manage timelines, and ensure timely delivery of high-quality products Develop documentation of product enhancements to ensure that requirements have the supporting details for solid product development execution. Identify and prioritize features and functionality based on customer and market insights, business objectives, and technical requirements Provide technical guidance and leadership to cross-functional teams, promoting best practices, ensuring architectural integrity, and fostering a culture of innovation and excellence Provide technical support and consultation to issuers, acquirers, processors, merchants, and 3-D Secure vendors Conduct ongoing analysis of product performance, and identify trends, opportunities, and challenges Build strong relationships with key stakeholders and cross-functional team leaders across the company This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Qualifications Basic Qualifications • 5 or more years of relevant work experience with a Bachelor's Degree or at least 3 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD in Computer Science/Engineering/Information Systems/Business required or equivalent technical experience • Ideally, MS/MBA or technical certifications • Must have a working knowledge of payment systems • Must have the ability and willingness to learn • Strong analytical skills and detail oriented, demonstrating understanding of data and product performance • Extensive cross-functional team experience with demonstrated results required • Knowledge of EMV(Europay Mastercard Visa) specifications, specifically- EMV 3DS, and background 3DS 1.0 Preferred Qualifications • 7 or more years of relevant work experience with a Bachelor's Degree or 5 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD • Understanding of payment processing and VisaNet/payment ecosystem a plus • Understanding of Digital Identity platforms and constructs and emerging biometrics capabilities Information for US Applicants For roles located in the US, the estimated salary range for this position is $131,600 to $233,700 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description As a Staff Data Engineer, you'll join our Value Added Services - Digital Marketing & Engagement organization. You will help design, enhance, and build our Visa data token platform within an agile development environment, collaborating with colleagues who will support and challenge you daily. Key Responsibilities: Design, build, and optimize large-scale data pipelines for batch and real-time processing Develop and maintain distributed data systems that are highly available, scalable, and resilient Lead initiatives to process, transform, and manage structured and unstructured data across platforms Drive development of data platforms and data products that support analytics, reporting, and machine learning use cases Partner with product, analytics, and business teams to translate requirements into scalable data solutions Architect solutions using big data technologies such as Hadoop, Spark, and distributed data processing framework Build and optimize ETL/ELT pipelines and ensure high data quality, reliability, and performance Implement automation, monitoring, and observability for data pipelines across the data lifecycle Lead proof-of-concept initiatives to evaluate and adopt new data engineering technologies Influence and drive best practices in data engineering, including data modeling, pipeline design, and governance Mentor engineers and foster a culture of continuous learning and accountability. Essential Functions: Collaborate with stakeholders to understand data requirements and deliver impactful solutions Architect and implement secure, robust, and scalable data platforms Drive innovation through experimentation, prototyping, and rapid iteration Ensure strong data governance, quality, and operational excellence Engage with cross-functional teams to align on technical and business outcomes This is a hybrid position. Expectationof days in the office will be confirmed by your Hiring Manager. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications • 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD. Preferred Qualifications • 6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD • Demonstrated leadership in delivering high-quality, large-scale, enterprise-class applications. • Solid experience in big data engineering, with knowledge of Hadoop, Apache Spark, Python, and SQL. • Experience in Docker, Kubernetes for containerization • Proficiency in creating and managing large-scale data pipelines and machine learning models. • Experience developing ETL processes, maintaining Spark pipelines, and productizing AI/ML models. • Proficient in technologies like Kafka, Redis, Flink, TensorFlow, Triton, and AWS services. • Skilled in Unix/Shell or Python scripting and scheduling tools like Airflow and Control-M. • Familiarity with Agile development, TDD, CI/CD, and various databases. • Proven track record of building reliable, scalable, and operable applications. • Ability to manage component security analysis and collaborate with security teams. • Strong work ethic, focus on immediate goals, and proven experience as a technical leader. • Passion for mentoring and helping juniors grow professionally. • Excellent communication and interpersonal skills, and a strong team player. Information for US Applicants For roles located in the US, the estimated salary range for this position is $137,200.00 to $ 219,700.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description The Sr. Data & Insights Consultant is responsible for providing data, reporting, and advanced insights to enable service design, process evaluation, strategic planning, and business management decisions. This role defines insights relevant to Visa stakeholders and curates data, using statistical analysis and tools to interpret and analyze information to generate actionable insights. The consultant publishes insights in accessible formats for internal and external stakeholders and advocates for data-driven decision making across the organization. All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work. Key Responsibilities: Deliver actionable insights by turning large volumes of data into business value for Visa clients and stakeholders. Collaborate with internal and external stakeholders to manage and enhance reporting solutions, ensuring a single source of truth for insights and facts. Develop and deploy automated processes for insight delivery, including self-serve functionality for leaders at corridor, market, and region levels. Lead client-facing initiatives and consulting projects to optimize authorization performance, utilizing subject matter expertise in the Auth space. Build and maintain management reporting dashboards and scorecards, establishing a cadence of reporting across executive stakeholders. Coordinate with reporting teams to align on common reports, definitions, and data sources across markets. Assess, monitor, and enhance service level agreements (SLAs), ensuring compliance and continuous improvement. Oversee preparation and delivery of detailed product/SLA level reporting, presenting actionable insights to technical and non-technical stakeholders. Identify opportunities for service enhancement, process optimization, and risk mitigation, driving adoption of best practices. This role is a Hybrid position to be located in our Austin or Atlanta office locations. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD Preferred Qualifications: 9 or more years of relevant work experience with a Bachelor's Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD. Experience in data visualization software (e.g., Tableau, QlikView, PowerBI). Experience in analytics with a focus on data visualization. Experience leading design discovery meetings with end-users. Experience working in big data environments. Experience working in an Agile or fast-paced and dynamic environment. Experience with SQL and understanding of data modeling concepts such as Star Schemas/Snowflake. Foundational knowledge of probability and statistics. Experience managing multiple projects and priorities with attention to detail and accuracy. Experience in service level management, SLA reporting, or similar roles within technology-driven environments. Bachelors degree in a STEM field. Advanced experience with visualization software, preferably Tableau. In-depth knowledge of interactive data visualization best practices. Strong SQL skills and understanding of data modeling concepts. Proven experience in SLA assessment, data analysis, and reporting. Experience working in a matrixed organization and adapting to a fast-paced work environment. Information for US Applicants For roles located in the US, the estimated salary range for this position is $127,300 to $216,100 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description At Visa, we believe exceptional talent develops over time. Our Sophomore Internship Program is designed to give high-potential students an early start, providing meaningful work experiences, mentorship, and a pathway to continue growing with Visa through future internship opportunities and, ultimately, a full-time career. Visa's Sophomore Internship Program offers a 12-week immersive experience where you'll work on impactful projects that advance Visa's mission. As a Visa Sophomore intern, you'll build meaningful connections, strengthen your communication and business skills, and gain hands-on experience in a dynamic, global environment. You'll have access to interactive workshops and learning sessions designed to build expertise, expand industry knowledge, and elevate your professional skills. You'll not only learn, you'll contribute, collaborate, and innovate. Beyond professional development, enjoy social events that foster community and connection. The program culminates in a final presentation, where you'll share your project achievements and recommendations with Visa leaders-a chance to demonstrate impact and growth. As a Sophomore intern program Software Engineer Intern, you will contribute to Visa's technology teams by taking on meaningful work aligned with your passions and career goals. Some job duties and projects could include: Self-serve deployment of Kafka clusters using Docker and Kubernetes Developing a natural language Chatbot for knowledge base searches Prototyping solutions for automated payments at gas stations Automating processes using low latency algorithms Enhancing Visa Checkout usability across platforms Creating testing tools to identify system errors Building visual monitoring tools to detect transactional issues Designing, coding, and testing software solutions for routing digital currency transactions Developing an app factory for mobile banking apps Supporting full software lifecycle activities and learning secure coding practices Remember, at Visa, we see our employees as our most valuable asset and we are excited to support and witness your growth within our organization. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: Pursuing a Bachelor's or Master's Degree in Computer Science, Computer Engineering, CIS/MIS, Cybersecurity, Business or a related field Graduating December 2028 - August 2029 Ability to communicate clearly and professionally in writing and verbally Preferred Qualifications: Proficiency in one or more languages: Java, C/C++, C#, .NET, Python, JavaScript, HTML Experience with automation/testing tools such as Selenium, REST, Python, Groovy Familiarity with software testing principles Strong understanding of software engineering concepts and methodologies Ability to document processes and perform analysis Problem-solving and analytical skills Ability to lead and handle ambiguity effectively Collaborative and team-oriented mindset Motivated, resourceful, and focused on achieving results Additional Information U.S. APPLICANTS ONLY: The estimated hourly range for a new hire into this position is $39 to $46 which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. Work Authorization: Visa will not sponsor applicants for work visas in connection with this position. Future sponsorship will not be considered. Information for US Applicants For roles located in the US, the estimated hourly rate is $39 to $46 USD. The hourly rate may vary depending on job-related factors which may include knowledge, skills, experience, and location. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description Staff Software Engineers are senior technical leaders and system thinkers who define, architect, and drive the delivery of complex, large-scale software systems. In this role, engineers spend approximately 50-65% of their time in hands-on technical work - coding, architecting, prototyping, and reviewing - while dedicating the remainder totechnical leadership, cross-functional alignment, and engineering excellence initiatives. Staff Engineers work withmodern tools and platforms (including AI-assisted development, cloud-native services, and automation frameworks) todeliver secure, scalable, and high-quality technology solutions that create measurable business impact in the fintechsector. They operate as force multipliers - partnering with engineering managers, product leads, architects, datascientists, compliance, and operations to shape technical strategy, resolve ambiguity, and raise the engineering baracross teams and disciplines. All roles require digital fluency, including the ability to work with and advocate for emerging technologies such asGenerative AI tools (e.g. GitHub Copilot, ChatGPT, Claude) to accelerate engineering velocity, improve code quality,and support everyday technical decision-making. Key Responsibilities: Collaborate with stakeholders to determine requirements for product components and incorporate feedback into future designs or solutions. Translate functional requirements into system designs and communicate component interactions, ensuring alignment with business needs and timelines. Design and develop product components, refine code plans, and lead design reviews to ensure completeness and adherence to requirements. Contribute to project estimation, considering delivery costs and escalating issues that may cause delays. Lead by example in creating, implementing, and maintaining extensible, reusable code, and drive code quality through metrics and best practices. Apply debugging tools to resolve moderately complex issues and identify opportunities for automation across products. Lead code reviews, ensuring adherence to coding standards and providing feedback to team members. Create complex test plans, identify test gaps, and proactively address defects to minimize customer impact. Leverage data analysis and monitoring standards to identify patterns and defects in all environments. Respond to incidents during on-call rotations, troubleshoot complex issues, and assist in incident response and resolution. Build, enhance, and identify new developer tools to support programs and applications. Proactively seek new knowledge and adapt to trends and technical solutions to improve product performance and recommend resources to other engineers. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 5+ years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience. Preferred Qualifications: 5+ years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience. 6 or more years of work experience with a Bachelor's Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD. Experience in software engineering or a directly related field. Experience in developing full stack (frontend+backend) and/or implementing web-based or mobile applications using AI tools. Experience in a leadership role with or without direct reports. Experience in technologies/software systems or a directly related field. Experience in creating and maintaining test plans and executing testing procedures. Experience in debugging and troubleshooting software issues. Experience in collaborating with cross-functional teams to deliver technical solutions. Experience in code review and applying coding standards. Experience in building or enhancing developer tools. Experience working with container-based technologies. Experience building and testing enterprise-scale web services. Experience in product development. Experience working on client-facing project or technical teams. Information for US Applicants For roles located in the US, the estimated salary range for this position is $146,200.00 to $ 233,700.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description As a New College Graduate Software Engineer at Visa, you will join one of our technology organizations and work on impactful projects that shape the future of digital payments. Your assignment will align with your skills, interests, and team needs-giving you opportunities to learn, grow, and contribute from day one. Some job duties and projects could include: Write optimized, secure, and scalable code following industry best practices (e.g., unit testing, code reviews). Develop solutions that support both product and technology objectives. Build end-to-end technology solutions addressing business needs. Collaborate with cross-functional teams in an Agile environment. Diagnose and resolve software issues using root cause analysis. Remember, at Visa, we see our employees as our most valuable asset, and we are excited to support and witness your growth within our organization. All Visa roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications Bachelor's or Master's degree in Computer Science, Computer Engineering, CIS/MIS, Cybersecurity, Business or a related field Graduating May 2026 - August 2027 Less than 6 months of relevant work experience Preferred Qualifications Proficiency in one or more programming languages (e.g., Java, Python, C++, C#, .NET, JavaScript, Go). Familiarity with web frameworks (React, Angular, Vue.js). Experience with automation tools, REST APIs, and test frameworks (e.g., Selenium). Exposure to cloud technologies (AWS), databases (MySQL), or data visualization (Power BI). Understanding of Generative AI tools and concepts (framework usage, integration, prompt design). Knowledge of software engineering principles, testing, and version control. Strong problem-solving and analytical skills. Ability to learn quickly, collaborate effectively, and adapt to complex challenges. Clear written and verbal communication skills appropriate for professional settings. U.S. APPLICANTS ONLY: The estimated salary for a new hire into this position is $124,800 USD which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance. Work Authorization: Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position. Future sponsorship will not be considered. Information for US Applicants For roles located in the US, the estimated salary range for this position is $124800 to $124800 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description At Visa, we believe exceptional talent develops over time. Our Sophomore Internship Program is designed to give high-potential students an early start, providing meaningful work experiences, mentorship, and a pathway to continue growing with Visa through future internship opportunities and, ultimately, a full-time career. Visa's Sophomore Internship Program offers a 12-week immersive experience where you'll work on impactful projects that advance Visa's mission. As a Visa Sophomore intern, you'll build meaningful connections, strengthen your communication and business skills, and gain hands-on experience in a dynamic, global environment. You'll have access to interactive workshops and learning sessions designed to build expertise, expand industry knowledge, and elevate your professional skills. You'll not only learn, you'll contribute, collaborate, and innovate. Beyond professional development, enjoy social events that foster community and connection. The program culminates in a final presentation, where you'll share your project achievements and recommendations with Visa leaders-a chance to demonstrate impact and growth. As a Sophomore intern program Software Engineer Intern, you will contribute to Visa's technology teams by taking on meaningful work aligned with your passions and career goals. Some job duties and projects could include: Self-serve deployment of Kafka clusters using Docker and Kubernetes Developing a natural language Chatbot for knowledge base searches Prototyping solutions for automated payments at gas stations Automating processes using low latency algorithms Enhancing Visa Checkout usability across platforms Creating testing tools to identify system errors Building visual monitoring tools to detect transactional issues Designing, coding, and testing software solutions for routing digital currency transactions Developing an app factory for mobile banking apps Supporting full software lifecycle activities and learning secure coding practices Remember, at Visa, we see our employees as our most valuable asset and we are excited to support and witness your growth within our organization. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: Pursuing a Bachelor's or Master's Degree in Computer Science, Computer Engineering, CIS/MIS, Cybersecurity, Business or a related field Graduating December 2028 - August 2029 Ability to communicate clearly and professionally in writing and verbally Preferred Qualifications: Proficiency in one or more languages: Java, C/C++, C#, .NET, Python, JavaScript, HTML Experience with automation/testing tools such as Selenium, REST, Python, Groovy Familiarity with software testing principles Strong understanding of software engineering concepts and methodologies Ability to document processes and perform analysis Problem-solving and analytical skills Ability to lead and handle ambiguity effectively Collaborative and team-oriented mindset Motivated, resourceful, and focused on achieving results Additional Information U.S. APPLICANTS ONLY: The estimated hourly range for a new hire into this position is $41 to $48 which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. Work Authorization: Visa will not sponsor applicants for work visas in connection with this position. Future sponsorship will not be considered. Information for US Applicants For roles located in the US, the estimated hourly rate is $41 to $48 USD. The hourly rate may vary depending on job-related factors which may include knowledge, skills, experience, and location. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description Visa's Internship Program offers a 12-week immersive experience where you'll work on impactful projects that advance Visa's mission. As a Visa intern, you'll build meaningful connections, strengthen your communication and business skills, and gain hands-on experience in a dynamic, global environment. You'll have access to interactive workshops and learning sessions designed to build expertise, expand industry knowledge, and elevate your professional skills. You'll not only learn, you'll contribute, collaborate, and innovate. Beyond professional development, enjoy social events that foster community and connection. The program culminates in a final presentation, where you'll share your project achievements and recommendations with Visa leaders-a chance to demonstrate impact and growth. As a Software Engineer Intern, you will contribute to Visa's technology teams by taking on meaningful work aligned with your passions and career goals. Some job duties and projects could include: Self-serve deployment of Kafka clusters using Docker and Kubernetes Developing a natural language Chatbot for knowledge base searches Prototyping solutions for automated payments at gas stations Automating processes using low latency algorithms Enhancing Visa Checkout usability across platforms Creating testing tools to identify system errors Building visual monitoring tools to detect transactional issues Designing, coding, and testing software solutions for routing digital currency transactions Developing an app factory for mobile banking apps Supporting full software lifecycle activities and learning secure coding practices Remember, at Visa, we see our employees as our most valuable asset and we are excited to support and witness your growth within our organization. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: Pursuing a Bachelor's or Master's Degree in Computer Science, Computer Engineering, CIS/MIS, Cybersecurity, Business or a related field Graduating December 2027 - August 2028 Ability to communicate clearly and professionally in writing and verbally Preferred Qualifications: Proficiency in one or more languages: Java, C/C++, C#, .NET, Python, JavaScript, HTML Experience with automation/testing tools such as Selenium, REST, Python, Groovy Familiarity with software testing principles Strong understanding of software engineering concepts and methodologies Ability to document processes and perform analysis Problem-solving and analytical skills Ability to lead and handle ambiguity effectively Collaborative and team-oriented mindset Motivated, resourceful, and focused on achieving results U.S. APPLICANTS ONLY: The estimated hourly range for a new hire into this position is $46.00 to $55.00 which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. Work Authorization: Visa will not sponsor applicants for work visas in connection with this position. Future sponsorship will not be considered. Information for US Applicants For roles located in the US, the estimated hourly rate is $46 to $55 USD. The hourly rate may vary depending on job-related factors which may include knowledge, skills, experience, and location. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description Software Development Engineers are expert problem-solvers and builders who design, implement, and improve software applications and systems. In this role, engineers spend approximately 60-75% of their time coding, working hands-on with code, data, and modern tools (including AI-assisted development, cloud services, and automation frameworks) to deliver secure, scalable, and high-quality technology solutions that drive business outcomes in the fintech sector. They collaborate with cross-functional teams - product managers, designers, data scientists, QA, operations, and compliance - to translate business requirements into robust technical solutions, all while adhering to best practices, security standards, and regulatory requirements. All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work. Key Responsibilities: Collaborate with stakeholders to interpret requirements for project components and incorporate feedback into future designs or solution fixes. Translate business requirements by verifying assumptions and escalating potential design issues to appropriate stakeholders. Participate in system design and architecture, refining code plans and contributing to design documentation. Contribute to project estimation and escalate issues that may cause delays. Develop, implement, and maintain code for products, services, or components, applying coding patterns, guidelines, and best practices. Apply debugging tools to verify assumptions and proactively flag issues before they occur. Participate in code reviews to ensure coding standards are followed and address routine pull requests. Create test plans and configure testing procedures to identify and resolve defects for multiple features. Respond to support requests during on-call rotations, troubleshooting issues and deploying fixes under guidance. Leverage and build knowledge of software developer tools to create, debug, and maintain code for components. Remain current in skills by investing time in training resources to improve product availability, reliability, efficiency, observability, and performance. This is a hybrid position. Expectationof days in the office will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 2 or more years of work experience with a Bachelor's Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD) Preferred Qualifications: 3 or more years of work experience with a Bachelor's Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD). 3+ years of relevant work experience and a Bachelor's degree, OR 5+ years of relevant work experience. Experience in technologies/software systems or a directly related field (minimum two years). Experience in developing and/or implementing web-based applications including front-end and backend (minimum two years). Experience in system design and architecture for product components. Experience in debugging and troubleshooting software issues. Experience in code review and applying coding standards. Experience in test planning and execution for software features. Experience in responding to support requests and deploying fixes. Experience in using software developer tools for code creation and maintenance. Experience in Compliance is a plus Experience building and testing enterprise-scale web services (minimum one year). Experience working on client-facing project or technical teams (minimum one year). Experience in integrating feedback into design and solution fixes. Experience in mentoring junior engineers and collaborating with cross-functional teams. Experience with Generative AI (GenAI) - LLM agents, RAG systems, NLP, AI assisted investigations Information for US Applicants For roles located in the US, the estimated salary range for this position is $123,000.00 to $ 190,900.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description The North America Revenue FP&A team plays a critical role in managing and forecasting key business drivers, including payments volume, gross revenue, cost of volume (including client incentives, rebates, and discounts) and net revenue. The team provides financial insights that help shape business decisions and optimize performance across North America, which represents roughly half of Visa's global net revenue. This Finance Director will serve as a strategic finance leader and owner of the NA cost of volume analytics function. This role requires an accomplished leader who can combine executive presence, deep payments acumen, and financial modeling expertise to drive cost of volume planning and management. You will lead cross-functional alignment, challenge underlying business assumptions, evaluate complex commercial deal structures, and deliver clear actionable insights directly to the North America Executive Leadership. The ideal candidate thrives in ambiguity, acts as a trusted advisor to senior business executives, and possesses strong digital fluency-pioneering the strategic application of Generative AI, Microsoft Copilot, and intelligent automation to transform financial insights and productivity across the organization. Key Responsibilities: Strategic Financial Leadership: Lead financial analysis on incentives and overall cost of volume associated with commercial deals pipeline, including deal economics, key assumptions, risks, opportunities, and underlying performance drivers. Executive Advisory & Strategic Influence: Serve as a trusted advisor to Sales leadership and regional executives, framing complex financial trade-offs, multi-scenario deal risks, and commercial strategies to drive optimal revenue outcomes. Cross-Functional Operational Alignment: Partner with Deal Finance teams (North America and cross-regional), Controllership (on accounting treatment evaluation / scenarios), Global FP&A (on regional allocation of incentives where global deals are concerned), Client Incentive Operations, Legal, and Sales stakeholders to assess the financial and operational impacts of deal renewals and new deals. Deal Pipeline Ownership: Own governance and reporting processes for deal pipeline tracking and the consolidation of total cost of volume, ensuring data accuracy, consistency, and timely insights for leadership decision-making. Planning, Budgeting & Forecasting: Own the multi-year planning, annual budget, and quarterly outlook cycles for cost-of-volume metrics. Challenge cross-functional inputs to ensure disciplined, high-accuracy projections and risk-adjusted outlooks. Variance & Performance Analytics: Drive executive review cadence for actuals vs. forecast, dissecting key drivers across payment volume, processed transactions, and contract-level economics to identify emerging risks and commercial growth levers. Process Transformation & AI Innovation: Drive the long-term vision for Cost of Volume analytics transformation. Spearhead the adoption of Generative AI, predictive analytics, and automated workflows to revolutionize financial modeling, reporting accuracy, and decision-making speed. Talent & Matrix Leadership: Mentor, elevate, and guide high-performing talent and cross-functional partners, fostering a culture of analytical rigor, continuous learning, and heightened accountability. This role is a Hybrid position to be located in our Foster City, CA office location. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 10 or more years of work experience with a Bachelor's Degree or at least 8 years of work experience with an Advanced Degree (e.g. Masters/ MBA/JD/MD) or at least 3 years of work experience with a PhD Deep experience in corporate FP&A, strategic finance, commercial finance, or investment banking. Advanced track record in financial modeling, scenario planning, and quantitative business analysis. Demonstrated experience influencing executive-level decision-makers and leading cross-functional strategic initiatives. Preferred Qualifications: 12 or more years of work experience with a Bachelor's Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD Payments & Fintech Acumen: Extensive knowledge of the payments ecosystem, including Visa's multi-party economic model, network economics, and commercial drivers across issuers, acquirers, processors, and merchants. Commercial & Legal Sophistication: Proven ability to navigate complex commercial contracts, structure non-standard deals, and evaluate intricate accounting and financial implications. Executive Communication: Outstanding presentation and storytelling capabilities; expert at framing complex financial trade-offs for non-finance senior executives. Digital & AI Champion: Demonstrated experience implementing digital finance technologies (e.g., Generative AI, Copilot, advanced BI platforms, workflow automation) to modernize FP&A capabilities. Strategic Courage & Influence: Ability to constructively challenge long-held assumptions, navigate competing cross-functional priorities, and unite stakeholders around optimal financial decisions. Agility & Ownership: Proactive, self-directed leader who operates with a strong bias for action, intellectual curiosity, and operational discipline in high-velocity environments. Information for US Applicants For roles located in the US, the estimated salary range for this position is $170,700.00 to $ 273,200.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description Visa's Internship Program offers a 12-week immersive experience where you'll work on impactful projects that advance Visa's mission. As a Visa intern, you'll build meaningful connections, strengthen your communication and business skills, and gain hands-on experience in a dynamic, global environment. You'll have access to interactive workshops and learning sessions designed to build expertise, expand industry knowledge, and elevate your professional skills. You'll not only learn, you'll contribute, collaborate, and innovate. Beyond professional development, enjoy social events that foster community and connection. The program culminates in a final presentation, where you'll share your project achievements and recommendations with Visa leaders-a chance to demonstrate impact and growth. As a Software Engineer Intern, you will contribute to Visa's technology teams by taking on meaningful work aligned with your passions and career goals. Some job duties and projects could include: Self-serve deployment of Kafka clusters using Docker and Kubernetes Developing a natural language Chatbot for knowledge base searches Prototyping solutions for automated payments at gas stations Automating processes using low latency algorithms Enhancing Visa Checkout usability across platforms Creating testing tools to identify system errors Building visual monitoring tools to detect transactional issues Designing, coding, and testing software solutions for routing digital currency transactions Developing an app factory for mobile banking apps Supporting full software lifecycle activities and learning secure coding practices Remember, at Visa, we see our employees as our most valuable asset and we are excited to support and witness your growth within our organization. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: Pursuing a Bachelor's or Master's Degree in Computer Science, Computer Engineering, CIS/MIS, Cybersecurity, Business or a related field Graduating December 2027 - August 2028 Ability to communicate clearly and professionally in writing and verbally Preferred Qualifications: Proficiency in one or more languages: Java, C/C++, C#, .NET, Python, JavaScript, HTML Experience with automation/testing tools such as Selenium, REST, Python, Groovy Familiarity with software testing principles Strong understanding of software engineering concepts and methodologies Ability to document processes and perform analysis Problem-solving and analytical skills Ability to lead and handle ambiguity effectively Collaborative and team-oriented mindset Motivated, resourceful, and focused on achieving results U.S. APPLICANTS ONLY: The estimated hourly range for a new hire into this position is $39.00 to $46.00 which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. Work Authorization: Visa will not sponsor applicants for work visas in connection with this position. Future sponsorship will not be considered. Information for US Applicants For roles located in the US, the estimated hourly rate is $39.00 to $46.00 USD. The hourly rate may vary depending on job-related factors which may include knowledge, skills, experience, and location. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description We will be accepting applications for this position from September 17, 2026 - September 25, 2026. By applying to this position, your application is automatically considered across multiple subfunctions and teams. Specific assignments will depend on upon your skills sets, interest, location, and team need. At Visa, we believe exceptional talent develops over time. Our Sophomore Internship Program is designed to give high-potential students an early start, providing meaningful work experiences, mentorship, and a pathway to continue growing with Visa through future internship opportunities and, ultimately, a full-time career. Visa's Sophomore Internship Program offers a 12-week immersive experience where you'll work on impactful projects that advance Visa's mission. As a Visa Sophomore intern, you'll build meaningful connections, strengthen your communication and business skills, and gain hands-on experience in a dynamic, global environment. You'll have access to interactive workshops and learning sessions designed to build expertise, expand industry knowledge, and elevate your professional skills. You'll not only learn, you'll contribute, collaborate, and innovate. Beyond professional development, enjoy social events that foster community and connection. The program culminates in a final presentation, where you'll share your project achievements and recommendations with Visa leaders-a chance to demonstrate impact and growth. As a Sophomore intern program Software Engineer Intern, you will contribute to Visa's technology teams by taking on meaningful work aligned with your passions and career goals. Some job duties and projects could include: Self-serve deployment of Kafka clusters using Docker and Kubernetes Developing a natural language Chatbot for knowledge base searches Prototyping solutions for automated payments at gas stations Automating processes using low latency algorithms Enhancing Visa Checkout usability across platforms Creating testing tools to identify system errors Building visual monitoring tools to detect transactional issues Designing, coding, and testing software solutions for routing digital currency transactions Developing an app factory for mobile banking apps Supporting full software lifecycle activities and learning secure coding practices Remember, at Visa, we see our employees as our most valuable asset and we are excited to support and witness your growth within our organization. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: Pursuing a Bachelor's or Master's Degree in Computer Science, Computer Engineering, CIS/MIS, Cybersecurity, Business or a related field Graduating December 2028 - August 2029 Ability to communicate clearly and professionally in writing and verbally Preferred Qualifications: Proficiency in one or more languages: Java, C/C++, C#, .NET, Python, JavaScript, HTML Experience with automation/testing tools such as Selenium, REST, Python, Groovy Familiarity with software testing principles Strong understanding of software engineering concepts and methodologies Ability to document processes and perform analysis Problem-solving and analytical skills Ability to lead and handle ambiguity effectively Collaborative and team-oriented mindset Motivated, resourceful, and focused on achieving results Additional Information U.S. APPLICANTS ONLY: The estimated hourly range for a new hire into this position is $39 to $46 which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. Work Authorization: Visa will not sponsor applicants for work visas in connection with this position. Future sponsorship will not be considered. Information for US Applicants For roles located in the US, the estimated hourly rate is $39 to $46 USD. The hourly rate may vary depending on job-related factors which may include knowledge, skills, experience, and location. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description The Analyst, Data Maintenance has the responsibility of support the global supplier on-boarding process at Visa, conducting various due diligence processes and risk controls. The role is focused on the management of supplier and employee master data, on-boarding and update controls and data accuracy of all supplier/employee payment master records. This position is responsible for coordinating and processing data creation and change requests, ensuring that all active supplier records have undergone appropriate controls and the supplier/employee data recorded in the core payment systems is accurate. The role requires the ability to work in a complex and diverse, international, and multi-currency environment. Key tasks include: Manage incoming requests to set-up, monitor and maintain supplier and employee master file information in Oracle and Ariba platforms Act on and follow up the open requests (Ask Now tickets) in a timely manner, to ensure queries are completed within agreed timeframe (SLA) Act as primary contact for business queries, provide guidance and support regarding process steps Working with Procurement and Risk functions to align process requirements Coordinate the onboarding of new suppliers, including check and validate data, complete due diligence data entry / supplier set-up in core systems recording of entry and exit from specialist due diligence controls to ensure compliant bank a/c set-up Provide ongoing reporting to determine in-flight status of on-boarding or data change activity Provide periodic reporting to demonstrate performance of function Monitor and report on new and in-flight work (ticket) status Complete and maintain data maintenance process documentation This role is a Hybrid position to be located in our Austin, TX office location. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 2 or more years of work experience with a Bachelor's Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD) Preferred Qualifications: 3 or more years of work experience with a Bachelor's Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) 2 or more years of relevant work experience with a Bachelor's Degree or at least 3 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD Background in Finance, Audit, Risk or Compliance with focus on operational controls Experience of finance systems use - Oracle and Ariba, desired but not a must Excellent analytical ability, problem solving skills Ability to operate independently with minimal supervision Highly motivated, confident and organized individual Excellent time management skills, sense of urgency, able to prioritize Ability to work with all levels of the organization and communicate effectively Strong sense of process improvement Works well under pressure when working to tight deadlines Clear and concise communication Good Excel and data manipulation skills Knowledge of the payment industry Self-directed and motivated Strong prioritization skills and ability to manage issues to resolution Working knowledge of Lean/Six Sigma principles and tools Able to communicate and build cross-functional relationships; work with all levels of personnel and interact with senior and executive management Customer focused, driven and can lead by example Information for US Applicants For roles located in the US, the estimated salary range for this position is $89,200.00 to $ 138,600.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description Join our dynamic Visa Cybersecurity - Product Security Engineering team, a key component of Visa's Technology organization, where you will play a crucial role in securing and innovating Visa's products and services. Our team is at the forefront of technology, delivering secure, high-quality, and easy-to-use products that enable Visa and our partners to rapidly and efficiently innovate. Cyber Products operationalizes the usage of AI and decision intelligence to ensure ongoing business values. If you want to be in the exciting payment security and AI space, learn fast, and make big impacts, this is an ideal place for you! The role is for a specialist with hands-on generative AI experience, who thrives on solving complex challenges, modernizing legacy code, and embracing cutting-edge technologies like LLMs. We are responsible for designing, developing, and implementing next generation data platforms to drive incremental revenue. Essential Functions: Hands-on Programming Full-stack development contributes to the design of backend, databases and queries, API creations and consumptions, and contributes to frontend UI development. Works independently with minimal insight to develop software that conforms to Visa's high standards of security, quality, performance, resiliency, and compliance. Design, develop, and unit test applications in accordance with established standards. Improving the productivity of the engineering organization by infusing AI into our coding standards and practices. Proven track record of managing and executing multiple high-impact LLM based projects, balancing delivery speed with quality. Able to showcase the productivity improvement by collecting relevant metrics. Participate in design and code review sessions as appropriate. Provide third-level support to business users. Keep up with current and developing engineering trends Design, Architect and Implement high robust system designs as per the growing needs Contribute to the roadmap for the product Work with architects, systems analysts, project managers and other developers to efficiently implement business requirements while applying the latest available tools and technology. This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager. Qualifications Basic Qualifications • Bachelor's degree, OR 3+ years of relevant work experience • 6 months - 2 years of hands-on expertise with Java, Spring, Python and related technologies. • Experience in Gen AI, Big data and UI technologies will be an added advantage. • Experience with highly distributed, scalable, concurrent and low latency systems working with one or more of the following database technologies: DB2, MySQL and NoSQL data warehouses such as HBase. • Skilled in realizing the full potential of LLM-based AI frameworks. Preferred Qualifications • Bachelor's degree in Computer Science, Computer Information Systems, Computer Engineering, or closely related field and 2 years of experience in the job offered or in a software engineer-related occupation. • 6 months - 2 years of hands-on expertise with Java, Spring, Python and related technologies. • Experience in Gen AI, Big data and UI technologies will be an added advantage. • Experience with highly distributed, scalable, concurrent and low latency systems working with one or more of the following database technologies: DB2, MySQL and NoSQL data warehouses such as HBase. • Highly skilled in realizing the full potential of LLM-based AI frameworks. • Ability to work effectively on multiple concurrent assignments with both AI and non-AI application projects. • Experience working in an Agile and Test-Driven Development environment. • Experience with Continuous Integration and Automated Test tools such as Jenkins, Artifactory, Git, Selenium, Chef desirable. • Strategic thinker and good business acumen to orient data engineering to the business needs of internal clients. • Demonstrated intellectual and analytical rigor, strong attention to detail, team oriented, energetic, collaborative, diplomatic, and flexible style. Information for US Applicants For roles located in the US, the estimated salary range for this position is $112,400.00 to $ 174,500.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description About Visa Direct Visa Direct is Visa's real-time money movement platform that enables financial institutions, fintech's, businesses, and governments to send and receive funds quickly and securely to eligible cards, accounts, wallets, and other endpoints around the world. Visa Direct supports a broad range of consumer and commercial use cases, including person-to-person (P2P) payments, account-to-account transfers, merchant and marketplace payouts, gig-worker and earned wage access disbursements, insurance claim payments, loan disbursements, government benefit payments, real-time treasury and business payments, and cross-border remittances. By enabling near real-time money movement, Visa Direct helps clients improve customer experiences, enhance cash flow, reduce reliance on legacy payment methods, and compete more effectively in an increasingly real-time payments ecosystem. Responsibilities: The Senior Manager, Visa Direct FI Sales will be responsible for driving Visa Direct growth through the acquisition, expansion, and management of financial institution relationships. This role will manage the sales lifecycle from client discovery and opportunity identification through solution development, commercial negotiations, implementation planning, and ongoing relationship management. The successful candidate will work closely with Visa Account Executives and cross-functional teams to identify opportunities, develop client-specific money movement strategies, and help financial institutions accelerate adoption of Visa Direct solutions. The role requires strong relationship management skills, commercial acumen, and deep knowledge of the evolving payments landscape. Key Responsibilities: Collaborate with Account Executives and cross-functional stakeholders to identify, prioritize, and pursue Visa Direct opportunities across regional and community financial institutions. Execute sales strategies and account plans designed to grow Visa Direct adoption and transaction volume among financial institutions. Consult with clients to understand strategic objectives, payment challenges, customer needs, and money movement priorities. Serve as a trusted advisor on payment trends, competitive dynamics, real-time payments, digital wallets, account-to-account solutions, and cross-border money movement. Develop and present compelling business cases, value propositions, and commercial recommendations that demonstrate the benefits of Visa Direct. Structure, negotiate, and support the closing of commercial opportunities while balancing client requirements, Visa objectives, and long-term partnership goals. Partner with product, finance, legal, risk, technology, marketing, and client services teams to advance opportunities and support successful client onboarding. Collaborate with processors, fintech's, payment enablers, and ecosystem partners to help deliver scalable money movement solutions. Maintain an active pipeline of opportunities, provide accurate forecasting, and support regional revenue and growth objectives. Identify opportunities to expand existing client relationships through additional Visa Direct capabilities, use cases, and payment flows. Present Visa Direct capabilities and recommendations to client stakeholders, industry events, and internal teams. Leverage market insights, client feedback, and competitive intelligence to help inform sales strategies and client engagement plans. Visa requires at least 3 days in the office. Expectations for in-office attendance will be confirmed by your Hiring Manager. Qualifications Basic Qualifications 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD Preferred Qualifications 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD 8-12 years of experience in payments, financial services, fintech, business development, strategic partnerships, product commercialization, sales, or relationship management. Strong understanding of domestic and cross-border payments, money movement, and payment networks, including RTP, FedNow, ACH, wires, FX, SWIFT, card-based payments, account-to-account payments, and digital payment platforms. Experience working with financial institutions, fintechs, processors, payment service providers, or other participants in the payments ecosystem. Demonstrated success developing, structuring, negotiating, and closing complex commercial opportunities. Knowledge of financial institution payment strategies across consumer banking, commercial banking, treasury management, wealth management, and digital channels. Strong communication, presentation, relationship management, and storytelling skills with the ability to communicate complex concepts effectively to client stakeholders. Ability to work effectively within a matrixed organization and collaborate across multiple business functions to achieve results. Experience building business cases, financial analyses, and value propositions that support commercial decision making. Strong analytical, strategic thinking, project management, and problem-solving skills. Proven ability to manage multiple priorities, meet deadlines, and deliver results in a fast-paced environment. Self-starter with strong intellectual curiosity, attention to detail, and passion for the future of real-time, digital, and cross-border money movement. Strong Proficiency with Microsoft Office applications, including PowerPoint, Excel, and Word. Information for US Applicants For roles located in the US, the estimated salary range for this position is $207,600.00 to $ 332,300.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description Visa is transforming how products are built through AI. We are seeking a Director, Product Builder to drive the operational execution, adoption, and continuous evolution of Visa's AI-powered product development platform. This platform leverages agentic AI, workflow automation, and enterprise integrations to accelerate the product lifecycle, enabling teams to move from idea to launch faster and more effectively. As a Director, you will serve as the operational leader responsible for scaling platform usage across the product organization, driving cross-functional execution, establishing governance, and ensuring the platform delivers measurable business value. You will work closely with Product, Engineering, Risk, Legal, Operations, and executive stakeholders to operationalize AI-enabled product development at enterprise scale. This role is ideal for a hands-on product leader who thrives at the intersection of product operations, execution, process optimization, adoption, and organizational change. What You'll Do Lead Operational Excellence Own execution of the platform roadmap, ensuring successful delivery of enhancements, new capabilities, and enterprise integrations. Establish operational processes, governance frameworks, and success metrics that enable scalable platform growth. Drive prioritization decisions balancing business impact, user needs, technical feasibility, and organizational readiness. Monitor platform health, adoption, performance, and user engagement to ensure successful outcomes. Drive Enterprise Adoption Lead user adoption efforts across Visa's global product management organization. Create and execute onboarding, enablement, training, and change management strategies. Partner with product leaders to increase platform utilization and embed AI-driven workflows into daily operating practices. Develop mechanisms to collect user feedback and rapidly translate insights into platform improvements. Accelerate Cross-Functional Execution Serve as the central point of coordination across Product, Engineering, Risk, Legal, Compliance, Marketing, Customer Support, and Operations teams. Remove organizational barriers, resolve dependencies, and drive alignment across stakeholders. Establish operating rhythms, business reviews, and stakeholder forums to ensure execution transparency and accountability. Lead enterprise-wide initiatives to expand platform capabilities and improve efficiency. Operationalize AI Across Product Development Identify opportunities to automate, streamline, and improve product development workflows through AI and intelligent agents. Drive implementation of new workflows, agent capabilities, and knowledge management solutions. Scale best practices for leveraging AI throughout product discovery, development, commercialization, and lifecycle management. Measure and Improve Business Impact Develop KPIs and operating metrics focused on adoption, productivity, workflow reduction, cycle time improvements, and business outcomes. Leverage analytics and user insights to identify friction points and continuously improve platform effectiveness. Deliver regular executive reporting demonstrating platform value and organizational impact. Influence Strategic Direction Partner with senior leaders to shape the long-term vision and roadmap for Visa's AI-enabled product development ecosystem. Provide thought leadership on generative AI, agentic workflows, and product management transformation. Influence investment decisions and prioritization through data-driven recommendations and operational insights. Represent the platform in executive discussions and strategic planning forums. Qualifications What We're Looking For Operational Product Leader You have successfully operationalized large-scale products, platforms, or transformation initiatives and excel at translating strategy into measurable execution. Exceptional Cross-Functional Operator You build strong partnerships, influence without authority, and consistently drive results across complex stakeholder environments. Product Operations Mindset You understand how to create scalable processes, governance models, adoption frameworks, and operating mechanisms that enable sustainable growth. Executive Presence and Influence You are comfortable engaging senior leaders, presenting recommendations, driving alignment, and influencing decisions through credibility, insight, and data. AI and Technology Practitioner You have practical experience applying generative AI, workflow automation, or emerging technologies to solve business challenges and improve organizational effectiveness. Customer and User Advocate You deeply understand user needs and are passionate about delivering intuitive solutions that improve productivity and create meaningful value. Experience 8+ years of product management, product operations, program leadership, or platform management experience. Proven success leading complex, cross-functional initiatives in large-scale enterprise environments. Experience driving adoption, enablement, operational readiness, and organizational change management. Experience building and executing business operating models, governance frameworks, and performance management processes. Strong understanding of generative AI, automation, agentic workflows, and emerging technology trends. Experience working closely with Product and Engineering teams on highly technical solutions. Demonstrated ability to influence executive stakeholders and drive organizational alignment. Experience in payments, fintech, technology, or other highly regulated industries preferred. Leadership Attributes Execution-focused leader who turns vision into results. Strong operator with a bias toward action and accountability. Executive presence with the ability to influence senior leaders. Data-driven decision maker who leverages insights to drive outcomes. Collaborative partner who builds trust across organizations. Change agent capable of driving adoption and organizational transformation. Passionate about leveraging AI to improve how teams work and deliver value. Success Measures During the first 12-18 months, success will be measured by: Enterprise platform adoption and engagement growth Product manager satisfaction and utilization Reduction in product development cycle times Expansion of AI-enabled workflows across the organization Delivery against roadmap commitments Increased operational efficiency and productivity gains Executive stakeholder alignment and advocacy Measurable business impact from platform investments Role Profile: 70% Operational Leadership 30% Strategic Influence & Executive Partnership Information for US Applicants For roles located in the US, the estimated salary range for this position is $173,100 to $307,600 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description The team is responsible for protecting the integrity, safety, and trust of the Visa payment ecosystem. The team monitors and enforces risk and compliance programs that identify, investigate, and remediate behaviors that threaten the stability of the network, Visa clients, and end users. These programs span multiple risk domains, including acquirer and issuer monitoring, fraud and risk compliance, integrity programs, and network risk investigations, and include programs such as Rules Compliance, VAMP, VIMP, FRECOP, VIRP, and related ecosystem risk frameworks. Collectively, these programs ensure that ecosystem participants operate in alignment with Visa Rules, program requirements, and applicable laws and regulations. Role Overview This leadership role is responsible for managing one or more Visa Case Investigation & Enforcement (CIE) teams and overseeing the execution, evolution, and strategic direction of programs that protect the integrity of the Visa payment ecosystem. The Director provides leadership across compliance, ecosystem risk, investigations, monitoring, remediation, enforcement, and related risk management functions, ensuring programs are scalable, effective, and aligned to Visa's business and regulatory objectives. The Director leads teams of Senior Consultants, Consultants, and Analysts, with accountability for operational excellence, program performance, people leadership, and delivery of business priorities. This role oversees complex and often ambiguous issues, drives continuous improvement of processes and operating models, and ensures work is executed within established service, quality, and risk management standards. Working closely with CIE leadership and cross-functional partners across Global Risk, PERC, Rules & Compliance, Client Services, Product, Legal, Technology, and regional teams, the Director helps shape strategy, establish priorities, and address common policy, operational, technology, and organizational needs. The role identifies emerging risks and industry trends, leverages data-driven insights to enhance program effectiveness, and champions scalable solutions, automation, and innovation to strengthen Visa's ecosystem protection capabilities. The Director serves as a senior escalation point for complex investigations, client engagements, enforcement matters, and risk events, influencing outcomes with executive-level stakeholders both within Visa and externally. Operating with significant autonomy, the role drives organizational alignment, develops talent and capabilities, and fosters a culture of accountability, collaboration, and continuous improvement while minimizing operational, regulatory, financial, brand, and reputational risk to Visa. Key Responsibilities Assist CIE senior management in the preparation & execution of annual strategy, objectives & tracking. Manage assigned CIE Compliance team to ensure workload prioritization and balance, SLA alignment, objectives and milestone dates are met. Responsible for staff recruitment, on-boarding, engagement, recognition and coaching / mentoring. Conduct staff performance reviews, provide on-going feedback and coaching and direct the professional development / department commitment of staff. Act as escalation point for 1st level exception and client issues; keep management informed on a timely basis and support global cohesiveness in problem-solving. Oversee operational control points, such as Non-Compliance Assessments (NCAs) imposition, and other agreed reporting. Identify opportunities, develop and conduct awareness building and training for key internal and external clients on Rules and Compliance processes and procedures. Form collaborative relationships with key internal clients - such as Sales / Business Development teams, Acceptance, Legal, Risk, Account Management, and other Client Services counterparts to ensure communication channels and processes function smoothly. Identify operational and strategic opportunities to increase service quality, efficiency or employee satisfaction and makes recommendations accordingly; work with CIE leadership teams to effect change. Responsible and accountable for negotiating complex compliance action plans with Clients at senior officer level, using discretion within the regulatory framework. Provide staff direction, with respect to creating and implementing standard compliance solutions that meet regulatory and strategic compliance objectives of Visa Inc. and its Clients with respect to the Visa By-Laws, and Rules and associated subsidiary manuals. Responsible for ensuring all management information statistics, performance criteria and trends relating to Compliance processing are collated, analyzed, published and fed back to team members to help define compliance strategy for Visa Inc. globally and regionally. Provide Clients and staff with accurate interpretation and analysis of Visa Rules in response to telephone or written inquiries and/or proposed Client or Merchant activities, and as a full project team member for assigned projects as required. Provision of advice and interpretation on all regulatory matters, as codified in the Visa Charter Documents and Rules to Clients and staff. Tracking and control of Compliance actions plans as submitted by Clients ensuring they are tracked to resolution. This role is a Hybrid position to be based in our Atlanta, GA office location with expectations of being in the office a minimum of 3 Days per week. Expectations of in office days will be aligned with the selected candidate and hiring manager. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 10 or more years of work experience with a Bachelor's Degree or at least 8 years of work experience with an Advanced Degree (e.g. Masters/ MBA/JD/MD) or at least 3 years of work experience with a PhD 10+ years of experience in payments, financial services, banking, risk management, compliance, investigations, audit, consulting, or a related field, including leadership experience managing teams and complex global programs. Extensive experience designing, implementing, and leading compliance, risk, investigative, enforcement, or operational programs within regulated or highly controlled environments. Demonstrated ability to assess enterprise risk, exercise sound strategic judgment, and lead through ambiguity while driving resolution of complex, high-impact business and regulatory issues. Proven experience leading large-scale, cross-functional initiatives and influencing senior leaders across a global organization to achieve business, operational, and risk management objectives. Strong analytical, investigative, and problem-solving skills, with the ability to leverage data and analytics to identify trends, assess risk, develop actionable recommendations, and improve program performance. Exceptional written, verbal, and presentation skills, including the ability to communicate complex technical, regulatory, and business issues to executive audiences and translate them into clear, business-focused recommendations. Demonstrated people leadership experience, including organizational development, talent management, coaching, performance management, and building high-performing teams. Strong program and operational management capabilities, including prioritization, stakeholder alignment, and management of multiple strategic initiatives simultaneously. Advanced proficiency with Microsoft Office applications, including Excel and PowerPoint, and experience leveraging reporting and analytics tools to support decision-making. Ability to build relationships and drive alignment across diverse stakeholder groups, functions, regions, and cultures in a global matrixed organization. Fluency in English required. Preferred Qualifications 12 or more years of work experience with a Bachelor's Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD Deep expertise in the payments ecosystem, including card payments, ACH, push payments, network operating rules, compliance frameworks, and regulatory requirements. Proven ability to influence, negotiate, and build credibility with executive-level internal and external stakeholders, including clients, regulators, and industry partners. Experience leading enterprise-wide or global compliance, risk, enforcement, investigations, or ecosystem protection programs across multiple geographies and cultures. Demonstrated success coordinating competing stakeholder interests and driving alignment across complex, multi-faceted organizational initiatives. Experience driving operational transformation, automation, process optimization, analytics, and technology-enabled solutions that improve scale, effectiveness, and business outcomes. Strong research and data-driven decision-making capabilities, including experience working with large, complex datasets and data visualization tools such as Tableau or Power BI. Deep understanding of emerging payment industry risks, regulatory developments, fraud trends, and risk management practices . click apply for full job details