InBank

SBA Portfolio Manager Location 6380 S Fiddlers Green Cir , Greenwood Village, CO, 80111, United States Base Pay $100000.00 - $125000.00 / Year Job Category Risk Employee Type FT Exempt Required Degree 4 Year Degree Manage Others No Minimum Experience 2 Years Contact information Name Zayna Robles Phone Email Description SUMMARY OF JOB: Collect, compile, and analyze credit information for Portfolio Managers, Bankers, and Credit Administration to facilitate portfolio monitoring and lending decisions for commercial credit requests (C&I, Real Estate, Agricultural, Construction, Private Banking, SBA, etc.) for both existing and prospective customers. Will work closely with Customers, Bankers, Portfolio Managers and Credit Administration to review customer accounts and portfolios in order to identify, evaluate, and determine the appropriate course of action in order to maximize credit quality and minimize risk and potential loss to the Bank. ESSENTIAL JOB RESPONSIBILITES: Conduct credit and statistical analyses for C&I, Real Estate, Agricultural, Construction, Private Banking, SBA and other commercial requests. Analyze output to include spreads, cash flows, and credit displays with accurate, thorough and thoughtful documentation. In addition, assist in completing covenant tests, portfolio monitoring, and annual reviews. Organize, analyze, and summarize financial statements, cash flow data, tax returns, appraisals, rent rolls/tenant leases, collateral support, Borrower/Guarantor credit histories and other related materials in process of analyzing credit requests. Identify key credit risks and mitigating factors and provide a summary of credit-worthiness and risk involved of client and transaction. Collect and compile pertinent credit data to prepare financial spreads, cash flows and credit displays. Assist Bankers and Loan Assistants with ongoing portfolio monitoring (financial reporting, loan covenants, annual reviews, etc.) of Customers' financial performance based on existing Bank polices and loan agreements. Manage loan renewal and credit exceptions. Calculate pertinent financial ratios appropriate for transactions and other financial data as appropriate. Collaborate with Bankers on joint calls with existing and potential customers to better understand lending deal and make appropriate recommendations. Maintain current knowledge and follow all bank financial and security regulations and procedures. Embody, embrace, and demonstrate InBank's Core Values: Commitment, Innovation, Responsibility, Teamwork, Happiness, and Authenticity. Other duties as assigned SPECIFIC DUTIES AND RESPONSIBILITIES: Customer Service: Ability to work effectively with both internal and external contacts. Financial: Proficient knowledge of commercial banking, economics, accounting, and finance Administrative Duties: Not Applicable Autonomy: Discretion for recognizing and minimizing risk to the bank. Employees Supervised: Not Applicable Budget Responsibility: Not Applicable Requirements Education: Bachelor's degree or equivalent work experience Work Experience: 2+ years of experience in credit analysis and/or lending activities. 2+ years' experience in SBA loans/lending. Supervisory Experience: Not Applicable Licenses/Accreditations: None required Computer Skills: Intermediate skills with Microsoft Office Suite, Analysis Software (Moody's, MetroStudy) Other Requirements: Proficient working knowledge of financial and spread analysis, credit, lending, and underwriting processes and principles. Proficient working knowledge of credit risk and relationship manager teams. Solid internal and external relationship and communication skills - both verbal and written. Strong organizational skills and ability to multi-task efficiently and accurately in a production-oriented environment. Ability to make sound decisions and recommendations regarding credit risk (quality, structure, etc.). Ability to think critically, operating independently, and take accountability. Occasional travel may be required for meetings/trainings. Must be able to use fingers, hands, and wrists for repetitive tasks such as typing, using a mouse, handling paper, and operating a telephone. Preferred Skills/ Experience: Critical thinking and problem solving. Strong attention to detail and accuracy; professional and courteous communication skills. Ability to effectively communicate between key internal business partners. Compensation details: 00 Yearly Salary PI37edaf960f8a-0364

Fraud Specialist - Team Lead Location 6380 S Fiddlers Green Cir , Greenwood Village, CO, 80111, United States Base Pay $60000.00 - $85000.00 / Year Job Category Deposit Operations Employee Type FT Exempt Required Degree 4 Year Degree Manage Others No Minimum Experience 3 Years Contact information Name Zayna Robles Phone Email Description SUMMARY OF JOB: The Fraud Specialist - Team Lead is responsible for developing, implementing, and managing the bank's fraud prevention and detection strategies. This includes overseeing the investigation of suspected fraudulent activity, maintaining fraud monitoring systems, training staff on fraud awareness, and ensuring compliance with regulatory guidelines. The role requires strong analytical, investigative, and leadership skills to minimize financial losses and protect the bank and its customers. ESSENTIAL JOB RESPONSIBILITES: Develop and maintain fraud detection programs, policies, and procedures. Monitor real-time fraud detection systems and alerts across all banking channels (e.g., debit/credit cards, ACH, wire, mobile and online banking). Investigate and analyze suspected fraudulent transactions and behaviors. Identify fraud trends and implement strategies to mitigate emerging threats. Manage end-to-end fraud investigations, including evidence collection, documentation, and resolution. Work with law enforcement and regulatory agencies (e.g., FinCEN, FBI) as needed. File Suspicious Activity Reports (SARs) when appropriate. Maintain accurate and comprehensive records of all fraud incidents and outcomes. Ensure compliance with relevant laws, regulations, and internal policies (e.g., BSA/AML, Reg E, OFAC). Perform regular fraud risk assessments across departments and processes. Coordinate with compliance and internal audit teams on fraud-related reviews. Supervise and mentor fraud analysts or fraud prevention staff. Provide training and guidance to bank personnel on fraud awareness and prevention practices. Promote a culture of ethical behavior and fraud risk awareness throughout the organization. Evaluate and manage fraud detection tools, software, and third-party service providers. Partner with IT and cybersecurity teams to enhance digital security and fraud detection capabilities. Recommend and implement system enhancements to improve fraud prevention. Maintain current knowledge and follow all bank financial and security regulations and procedures. Embody, embrace, and demonstrate InBank's Core Values: Commitment, Innovation, Responsibility, Teamwork, Happiness, and Authenticity. Other duties as assigned. SPECIFIC DUTIES AND RESPONSIBILITIES: Customer Service: Financial: Administrative Duties: Autonomy: Employees Supervised: Budget Responsibility: Requirements Education: Bachelor's degree or equivalent work experience Work Experience: Bachelor's degree in Finance, Accounting, Business, or related field. Supervisory Experience: 2+ years of experience managing teams Licenses/Accreditations: (preferred but not required) Certified Fraud Examiner (CFE) Certified Anti-Money Laundering Specialist (CAMS) Certified Financial Crime Specialist (CFCS) Computer Skills: Proficiency in fraud detection software, core banking systems, and Microsoft Office. Other Requirements: Deep understanding of fraud typologies in banking (card fraud, wire fraud, synthetic ID, check fraud, etc.). Strong investigative and analytical skills with attention to detail. Knowledge of relevant laws and regulations: Reg E, Reg CC, BSA/AML, UDAAP, OFAC, etc. Excellent communication and interpersonal skills; able to work cross-functionally. Strong decision-making and risk assessment abilities. Preferred Skills/ Experience: Hands-on experience with warranty claims, return submissions (check and ACH), and other ways to recoup funds from a fraudulent transaction. Compensation details: 0 Yearly Salary PIeddff56fc63b-0365

Description: SUMMARY OF JOB: The Fraud Specialist - Team Lead is responsible for developing, implementing, and managing the bank's fraud prevention and detection strategies. This includes overseeing the investigation of suspected fraudulent activity, maintaining fraud monitoring systems, training staff on fraud awareness, and ensuring compliance with regulatory guidelines. The role requires strong analytical, investigative, and leadership skills to minimize financial losses and protect the bank and its customers. ESSENTIAL JOB RESPONSIBILITES: Develop and maintain fraud detection programs, policies, and procedures. Monitor real-time fraud detection systems and alerts across all banking channels (e.g., debit/credit cards, ACH, wire, mobile and online banking). Investigate and analyze suspected fraudulent transactions and behaviors. Identify fraud trends and implement strategies to mitigate emerging threats. Manage end-to-end fraud investigations, including evidence collection, documentation, and resolution. Work with law enforcement and regulatory agencies (e.g., FinCEN, FBI) as needed. File Suspicious Activity Reports (SARs) when appropriate. Maintain accurate and comprehensive records of all fraud incidents and outcomes. Ensure compliance with relevant laws, regulations, and internal policies (e.g., BSA/AML, Reg E, OFAC). Perform regular fraud risk assessments across departments and processes. Coordinate with compliance and internal audit teams on fraud-related reviews. Supervise and mentor fraud analysts or fraud prevention staff. Provide training and guidance to bank personnel on fraud awareness and prevention practices. Promote a culture of ethical behavior and fraud risk awareness throughout the organization. Evaluate and manage fraud detection tools, software, and third-party service providers. Partner with IT and cybersecurity teams to enhance digital security and fraud detection capabilities. Recommend and implement system enhancements to improve fraud prevention. Maintain current knowledge and follow all bank financial and security regulations and procedures. Embody, embrace, and demonstrate InBank's Core Values: Commitment, Innovation, Responsibility, Teamwork, Happiness, and Authenticity. Other duties as assigned. Requirements: JOB REQUIREMENTS: Education: Bachelor's degree in Finance, Accounting, Business, or related field. Work Experience: 3+ years of experience in fraud investigation, fraud risk management, or financial crimes, preferably in a banking or financial institution. Supervisory Experience: 2+ years of experience managing teams Licenses/Accreditations: (preferred but not required) Certified Fraud Examiner (CFE) Certified Anti-Money Laundering Specialist (CAMS) Certified Financial Crime Specialist (CFCS) Computer Skills: Proficiency in fraud detection software, core banking systems, and Microsoft Office. Other Requirements: Deep understanding of fraud typologies in banking (card fraud, wire fraud, synthetic ID, check fraud, etc.). Strong investigative and analytical skills with attention to detail. Knowledge of relevant laws and regulations: Reg E, Reg CC, BSA/AML, UDAAP, OFAC, etc. Excellent communication and interpersonal skills; able to work cross-functionally. Strong decision-making and risk assessment abilities. The applicant who is selected for this position will be eligible for the following compensation and benefits: Targeted hiring range based on experience: $60,000 - $85,000 yearly. This range is an estimate based on potential employee qualifications and other considerations permitted by law under the Colorado Equal Pay for Equal Work Act and Equal Pay Transparency Rules. Bonus Eligibility: Annual bonus based on Company Bonus Plan/Individual Performance and is at the Company Discretion. Benefits: Medical, Dental, Vision insurance. Disability insurance. Employee assistance program. Flexible spending account. Health savings account. Life insurance. Paid Time Off: Vacation and sick leave, as well as paid Bank Holidays. 401(k): Company match begins with the first contribution and follows the company vesting schedule. Other: access to career training and development opportunities, employee discounts. For more about InBank and our culture, visit us here: Who We Are InBank is an Equal Opportunity Employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, or any other characteristic protected by applicable federal, state, or local laws. PIa272a73855b2-7667