The Bloomberg Structured Products team is responsible for all data, cash flows and analytics for the two million plus bonds that comprise the structured products universe. We own some of Bloomberg's largest databases, highest hit services, most comprehensive cash flow model libraries, and most complex analytic tools and valuation screens. Our products support Bloomberg's industry leading fixed income indices, security valuation services, portfolio management and trading platforms, as well as the daily workflow of countless traders, portfolio managers and research analysts. Who we are: The Bloomberg Structured Products Quantitative Research Team We strive to create best-in-class predictive and economic models for the US Agency MBS/CMBS, US Residential Non-Agency, Credit Risk Transfer (CRT), Auto ABS and Japanese MBS markets in conjunction with a comprehensive suite of daily analytics reports, model surveillance reports, whitepapers, specified pool cohorts, and valuation tools. We aim to provide timely model updates that incorporate the latest prepayment and credit trends along with market developments, while allowing clients the ability to fully customize their user experience with a comprehensive and intuitive set of model overrides. We strive to continually improve our valuation and surveillance platform by maintaining an ongoing, open dialogue with the entire community of traders, portfolio managers, regulators, and mortgage agencies that incorporate our models into their daily workflow as well as internal partners such as Index/PORT, BVAL, MARS, NEWS and BI. We are an enthusiastic, talented team of quants who work side by side with product managers, developers, and many other engineering groups. Our teams develop models that forecast cash flows for a variety of Agency, Non-Agency and ABS securities, produce valuation metrics used to determine relative value, and develop risk analytics used to quantify market risk for hedging and return attribution. We continually enhance our models to stay in sync with evolving market dynamics and government policies, as well as expand model coverage for new product types. Our current Agency MBS projects include the development of a loan-level agency prepayment model, a new prepayment model for the GNMA project loan sector, and the development of a monthly agency prepayment publication and webinar series. Our current residential credit projects include the reestimation of credit models used to value RMBS 2.0/3.0 and Non-QM securities, the expansion of our valuation platform to include user specified whole loan portfolios, and various other initiatives in the non-agency, credit risk transfer, securitized mortgage insurance and consumer auto sectors. Other projects include updates to our mortgage rate models and the development of a new home price model. Who you are: An innovative quantitative research analyst with a strong interest in financial markets. Someone who cares about the impact of their work and enjoys working with large datasets, conducting regression analysis, building analytic valuation tools, and supporting our clients. You enjoy collaborating and working closely with other people. You're a problem solver, eager to learn, and have a strong interest in the structured products domain. As part of this team we'll trust you to: Work collaboratively with product owners to build new predictive models Enhance existing models to reflect evolving market dynamics, changes in mortgage underwriting, and to expand model coverage Create analytical tools and reports that help clients track collateral performance, quantify market risk, and assess relative value Contribute to whitepapers, published reports, and webinars Help the team evolve and operate on a day to day basis You'll need to have: Strong experience within the Agency MBS sector and/or residential credit markets 3+ years of professional experience building and maintaining predictive prepayment and/or credit models Strong quantitative, analytical and problem solving skills Experience working with large data sets and conducting regression analysis Proficiency in SAS or equivalent, Excel, Linux/windows environments Excellent verbal and written communication and interpersonal skills BA/BS in Mathematics, Statistics, Economics, or other quantitative field We'd love to see: MS or PhD in Mathematics, Statistics, Economics, or other quantitative field A passion for financial markets Bloomberg is an equal opportunity employer, and we value diversity at our company. We do not discriminate on the basis of age, ancestry, color, gender identity or expression, genetic predisposition or carrier status, marital status, national or ethnic origin, race, religion or belief, sex, sexual orientation, sexual and other reproductive health decisions, parental or caring status, physical or mental disability, pregnancy or maternity/parental leave, protected veteran status, status as a victim of domestic violence, or any other classification protected by applicable law. Bloomberg is a disability inclusive employer. Please let us know if you require any reasonable adjustments to be made for the recruitment process. If you would prefer to discuss this confidentially, please email Salary Range: 155,000 - 285,000 USD Annually + Benefits + Bonus The referenced salary range is based on the Company's good faith belief at the time of posting. Actual compensation may vary based on factors such as geographic location, work experience, market conditions, education/training and skill level. We offer one of the most comprehensive and generous benefits plans available and offer a range of total rewards that may include merit increases, incentive compensation Exempt roles only , paid holidays, paid time off, medical, dental, vision, short and long term disability benefits, 401(k) +match, life insurance, and various wellness programs, among others. The Company does not provide benefits directly to contingent workers/contractors and interns.
09/24/2023
Full time
The Bloomberg Structured Products team is responsible for all data, cash flows and analytics for the two million plus bonds that comprise the structured products universe. We own some of Bloomberg's largest databases, highest hit services, most comprehensive cash flow model libraries, and most complex analytic tools and valuation screens. Our products support Bloomberg's industry leading fixed income indices, security valuation services, portfolio management and trading platforms, as well as the daily workflow of countless traders, portfolio managers and research analysts. Who we are: The Bloomberg Structured Products Quantitative Research Team We strive to create best-in-class predictive and economic models for the US Agency MBS/CMBS, US Residential Non-Agency, Credit Risk Transfer (CRT), Auto ABS and Japanese MBS markets in conjunction with a comprehensive suite of daily analytics reports, model surveillance reports, whitepapers, specified pool cohorts, and valuation tools. We aim to provide timely model updates that incorporate the latest prepayment and credit trends along with market developments, while allowing clients the ability to fully customize their user experience with a comprehensive and intuitive set of model overrides. We strive to continually improve our valuation and surveillance platform by maintaining an ongoing, open dialogue with the entire community of traders, portfolio managers, regulators, and mortgage agencies that incorporate our models into their daily workflow as well as internal partners such as Index/PORT, BVAL, MARS, NEWS and BI. We are an enthusiastic, talented team of quants who work side by side with product managers, developers, and many other engineering groups. Our teams develop models that forecast cash flows for a variety of Agency, Non-Agency and ABS securities, produce valuation metrics used to determine relative value, and develop risk analytics used to quantify market risk for hedging and return attribution. We continually enhance our models to stay in sync with evolving market dynamics and government policies, as well as expand model coverage for new product types. Our current Agency MBS projects include the development of a loan-level agency prepayment model, a new prepayment model for the GNMA project loan sector, and the development of a monthly agency prepayment publication and webinar series. Our current residential credit projects include the reestimation of credit models used to value RMBS 2.0/3.0 and Non-QM securities, the expansion of our valuation platform to include user specified whole loan portfolios, and various other initiatives in the non-agency, credit risk transfer, securitized mortgage insurance and consumer auto sectors. Other projects include updates to our mortgage rate models and the development of a new home price model. Who you are: An innovative quantitative research analyst with a strong interest in financial markets. Someone who cares about the impact of their work and enjoys working with large datasets, conducting regression analysis, building analytic valuation tools, and supporting our clients. You enjoy collaborating and working closely with other people. You're a problem solver, eager to learn, and have a strong interest in the structured products domain. As part of this team we'll trust you to: Work collaboratively with product owners to build new predictive models Enhance existing models to reflect evolving market dynamics, changes in mortgage underwriting, and to expand model coverage Create analytical tools and reports that help clients track collateral performance, quantify market risk, and assess relative value Contribute to whitepapers, published reports, and webinars Help the team evolve and operate on a day to day basis You'll need to have: Strong experience within the Agency MBS sector and/or residential credit markets 3+ years of professional experience building and maintaining predictive prepayment and/or credit models Strong quantitative, analytical and problem solving skills Experience working with large data sets and conducting regression analysis Proficiency in SAS or equivalent, Excel, Linux/windows environments Excellent verbal and written communication and interpersonal skills BA/BS in Mathematics, Statistics, Economics, or other quantitative field We'd love to see: MS or PhD in Mathematics, Statistics, Economics, or other quantitative field A passion for financial markets Bloomberg is an equal opportunity employer, and we value diversity at our company. We do not discriminate on the basis of age, ancestry, color, gender identity or expression, genetic predisposition or carrier status, marital status, national or ethnic origin, race, religion or belief, sex, sexual orientation, sexual and other reproductive health decisions, parental or caring status, physical or mental disability, pregnancy or maternity/parental leave, protected veteran status, status as a victim of domestic violence, or any other classification protected by applicable law. Bloomberg is a disability inclusive employer. Please let us know if you require any reasonable adjustments to be made for the recruitment process. If you would prefer to discuss this confidentially, please email Salary Range: 155,000 - 285,000 USD Annually + Benefits + Bonus The referenced salary range is based on the Company's good faith belief at the time of posting. Actual compensation may vary based on factors such as geographic location, work experience, market conditions, education/training and skill level. We offer one of the most comprehensive and generous benefits plans available and offer a range of total rewards that may include merit increases, incentive compensation Exempt roles only , paid holidays, paid time off, medical, dental, vision, short and long term disability benefits, 401(k) +match, life insurance, and various wellness programs, among others. The Company does not provide benefits directly to contingent workers/contractors and interns.
General Responsibilities/Job Summary: The Credit Analyst III is responsible for providing credit analysis for the commercial lending activities of the Bank and providing assistance in the administration of commercial loan accounts. Also responsible for assisting the Credit Analyst Supervisor in the management of the Credit department through direct training and development of assigned personnel (Credit Analyst I & II). Prepares financial analysis on credits, transactions, and capital structures for commercial borrowers; handles the most complex and/or challenging assignments. Proactively collaborates and communicates with commercial lending staff regarding underwriting concerns and structure of loan requests; ensures regulatory compliance. Provides training and mentoring to Credit Analysts I & II and assists the Credit Analyst Supervisor with reviewing work that has been completed by junior analysts. May be called upon to participate with community organizations and community projects. Performs other duties as assigned. PM22 Education/Training: BS or BA degree, preferably in accounting or finance, or equivalent knowledge and/or banking experience. K nowledge/Skills/Abilities: Comprehensive knowledge of lending regulations, procedures, and operations Comprehensive knowledge of Loan Documentation Strong knowledge of loan structuring Strong knowledge base of organizational processes, product functionality, and regulatory compliance. Proficient knowledge of Microsoft Office suite of products (including Word and Excel) Proficient reading, writing, grammar, mathematical skills Proficient interpersonal relations and communicative abilities Excellent oral and written communication Sound judgment Strong math skills Experience: At least five (5) years of experience in related banking position. Required Certification/Licenses: Valid Driver's License Travel Requirements: Localized travel within the bank's footprint. PI
09/24/2023
Full time
General Responsibilities/Job Summary: The Credit Analyst III is responsible for providing credit analysis for the commercial lending activities of the Bank and providing assistance in the administration of commercial loan accounts. Also responsible for assisting the Credit Analyst Supervisor in the management of the Credit department through direct training and development of assigned personnel (Credit Analyst I & II). Prepares financial analysis on credits, transactions, and capital structures for commercial borrowers; handles the most complex and/or challenging assignments. Proactively collaborates and communicates with commercial lending staff regarding underwriting concerns and structure of loan requests; ensures regulatory compliance. Provides training and mentoring to Credit Analysts I & II and assists the Credit Analyst Supervisor with reviewing work that has been completed by junior analysts. May be called upon to participate with community organizations and community projects. Performs other duties as assigned. PM22 Education/Training: BS or BA degree, preferably in accounting or finance, or equivalent knowledge and/or banking experience. K nowledge/Skills/Abilities: Comprehensive knowledge of lending regulations, procedures, and operations Comprehensive knowledge of Loan Documentation Strong knowledge of loan structuring Strong knowledge base of organizational processes, product functionality, and regulatory compliance. Proficient knowledge of Microsoft Office suite of products (including Word and Excel) Proficient reading, writing, grammar, mathematical skills Proficient interpersonal relations and communicative abilities Excellent oral and written communication Sound judgment Strong math skills Experience: At least five (5) years of experience in related banking position. Required Certification/Licenses: Valid Driver's License Travel Requirements: Localized travel within the bank's footprint. PI
Responsibilities: Ensure uniform underwriting principles are maintained. Oversee loan accounts and prepare annual reviews. Monitor loan covenant compliance and assist with loan closures. Generate and disseminate critical reports. Track and address internal audit exceptions. Accurately categorize loans. Qualifications: - Education: Bachelor's Degree in Finance or Accounting. - Experience: 2 year of related credit experience or equivalent. - Skills: Proficient in MS Word, Excel, and Outlook.
09/23/2023
Full time
Responsibilities: Ensure uniform underwriting principles are maintained. Oversee loan accounts and prepare annual reviews. Monitor loan covenant compliance and assist with loan closures. Generate and disseminate critical reports. Track and address internal audit exceptions. Accurately categorize loans. Qualifications: - Education: Bachelor's Degree in Finance or Accounting. - Experience: 2 year of related credit experience or equivalent. - Skills: Proficient in MS Word, Excel, and Outlook.
The Underwriter within Citi's Institutional Credit Management ("ICM") Credit Underwriting ABS team works with the ABS business team and ICM Credit Analysts to provide oversight of the underwriting of a multi-billion-dollar portfolio of asset securitization transactions financed primarily through the asset-backed commercial paper market. The Underwriter reviews the credit underwriting and provides a first line of defense credit sign-off of the transactions which are secured by various asset types (including auto, credit card, unsecured consumer loans). The Underwriter ensures consistent application of policies, standards and procedures to support the safety and soundness of wholesale lending in the ABS business. Responsibilities: Work proactively with the Origination team on pre-screening of new deal opportunities and review the initial collateral analysis, preliminary financial analysis, and "greenlight" memoranda. Provide guidance as to risk profile of the proposed transaction and adherence to guidelines. Review indicative terms and conditions. Analyze due diligence results and sign off on proposed risk ratings. Review and provide a first line of defense sign off on credit approval memos prepared by the ICM Credit Analysts prior to submission for approval by Risk (second line of defense) constituents. Review and approve deal post-closing amendment, consent, and waiver requests, Provide pertinent industry and asset class knowledge and credit expertise in the review and sign off of complex transactions Review and sign-off on Quarterly Portfolio Reviews. Work closely with the ICM Credit Analysts to help develop their credit assessment skills and enhance the advancement of their career paths. Qualification and Experience : 5+ years of credit experience (preferably in structured finance/securitization) within a financial institution, rating agency, financial guarantor, or asset management firm. Excellent credit analysis and underwriting and credit monitoring skills. Proficiency in Excel & Power Point. Oral and written communications skills enabling one to effectively interact with internal and external constituents of all levels. Strong attention to detail. Ability to multi-task and manage projects and to meet tight deadlines. Ability to function well within a team environment which is formed to serve as a first line of defense in-business credit function and deliver best-in-class credit risk analysis and underwriting and management of the approval process. Education: Bachelor's/University degree, Master's degree preferred This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. - Job Family Group: Risk Management - Job Family: Credit Decisions Time Type: Full time Primary Location: New York New York United States Primary Location Salary Range: $125,540.00 - $188,310.00 Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi . View the " EEO is the Law " poster. View the EEO is the Law Supplement . View the EEO Policy Statement . View the Pay Transparency Posting
09/22/2023
Full time
The Underwriter within Citi's Institutional Credit Management ("ICM") Credit Underwriting ABS team works with the ABS business team and ICM Credit Analysts to provide oversight of the underwriting of a multi-billion-dollar portfolio of asset securitization transactions financed primarily through the asset-backed commercial paper market. The Underwriter reviews the credit underwriting and provides a first line of defense credit sign-off of the transactions which are secured by various asset types (including auto, credit card, unsecured consumer loans). The Underwriter ensures consistent application of policies, standards and procedures to support the safety and soundness of wholesale lending in the ABS business. Responsibilities: Work proactively with the Origination team on pre-screening of new deal opportunities and review the initial collateral analysis, preliminary financial analysis, and "greenlight" memoranda. Provide guidance as to risk profile of the proposed transaction and adherence to guidelines. Review indicative terms and conditions. Analyze due diligence results and sign off on proposed risk ratings. Review and provide a first line of defense sign off on credit approval memos prepared by the ICM Credit Analysts prior to submission for approval by Risk (second line of defense) constituents. Review and approve deal post-closing amendment, consent, and waiver requests, Provide pertinent industry and asset class knowledge and credit expertise in the review and sign off of complex transactions Review and sign-off on Quarterly Portfolio Reviews. Work closely with the ICM Credit Analysts to help develop their credit assessment skills and enhance the advancement of their career paths. Qualification and Experience : 5+ years of credit experience (preferably in structured finance/securitization) within a financial institution, rating agency, financial guarantor, or asset management firm. Excellent credit analysis and underwriting and credit monitoring skills. Proficiency in Excel & Power Point. Oral and written communications skills enabling one to effectively interact with internal and external constituents of all levels. Strong attention to detail. Ability to multi-task and manage projects and to meet tight deadlines. Ability to function well within a team environment which is formed to serve as a first line of defense in-business credit function and deliver best-in-class credit risk analysis and underwriting and management of the approval process. Education: Bachelor's/University degree, Master's degree preferred This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. - Job Family Group: Risk Management - Job Family: Credit Decisions Time Type: Full time Primary Location: New York New York United States Primary Location Salary Range: $125,540.00 - $188,310.00 Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi . View the " EEO is the Law " poster. View the EEO is the Law Supplement . View the EEO Policy Statement . View the Pay Transparency Posting
Primary Details Time Type: Full time Worker Type: Employee The Opportunity This role will serve as a Claims and Risk Solutions integrated point of contact to drive opportunities, intelligence, and insights for assigned distribution channels. Partners with Claims and Risk Solutions, business and customers to drive tailored solutions and services which help our customers build a more resilient future. Primary Responsibilities: Support end-users by functioning as LC360 Workbench System Subject Matter Expert and responding to questions and loss control training needs in timely and professional manner. Build out and/or update integrated LC survey reports (input and outputs) within platform to support RS and UW needs. Build out and support business partners and leadership in data mining and reporting from LC workbench including close collaboration with system analytics and UW teams. Audits the risk solutions survey impact on account acceptance, pricing and renewal. Assist in pre-sale meeting prep with large service accounts. Coordinates Internal and External Training/webinars in a timely fashion to improve the loss control services delivered to customers. Conducts Account Loss Analysis for Pre and Post CRS Engagement. Monitors loss development on the book of business where needed to maintain profitability and retention of key accounts. Helps coordinate and oversee vendor loss control activities, provide feedback and coaching to maximize performance based on predetermined standards. Review completed work product for timeliness, due dates, etc. to assure compliance with standards. Develop relationships with key internal business units - claims, data analytics, actuary, and CI underwriting. Act as single point of contact for CRM & RS and various business units for data collection. Develop implementation plans by eliciting business requirements from key stakeholders through multiple processes to identify business needs, evaluate requirements and desired outcomes, analyze gap between current and future state and recommend solutions. Facilitate the translation of business needs into actionable processes and department workflows by evaluating information gathered from multiple sources, reviewing needs analysis findings, escalating questions, and clarifying issues to create, communicate and define user requirements for the development of effective solutions. Assess, document, and communicate impact of change to business and individuals by collaborating with internal and external key stakeholders to analyze information needs and functional requirements and evaluate interdependencies to develop business requirements documentation for key stakeholder engagement. Develop relationships with key internal business units - claims, CUO, data analytics, actuary, and CI/PI underwriting. Act as single point of contact for GRS and various business units for data issues. Collaborate with CRM & RS leadership and staff, developers, and subject matter experts by regularly communicating to establish the technical vision, analyze tradeoffs between usability and performance needs and gather information to meet requests within area of responsibility and achieve departmental service level agreements. Identify and implement continuous improvement initiatives by assessing alignment of current process, program and systems to business requirements and recognizing opportunities for standardization, increased efficiency, cost reduction, increased quality and improved user experience to enhance performance of position, team and company. Conduct process mapping for various CRM & RS workflows and identify / execute improvement opportunities. Assist with the of and delivery of training of system users by providing input to the training plan, supporting the development of training materials and participate in the training for assigned projects as required. Participate in implementation planning by supporting the implementations for assigned projects and providing leadership to ensure successful outcomes. Identify and eliminate risks to change implementation by assisting with planning user acceptance testing, clarifying and ensuring developers understand requirements, coordinating users, executing tests, monitoring test completion, escalating issues and soliciting feedback to support accurate testing and alignment with desired outcomes. Required Qualifications Education: Bachelor's Degree or equivalent combination of education and work experience Experience: 4 years relevant experience Licenses/Certifications: Must possess a valid Driver's License Preferred Competencies/Skills •Utilize effective research and investigative techniques •Motivational, inspirational and enthusiastic approach to team involvement and engagement •Foster and promote collaboration and teamwork •Build and maintain professional networks and channels of communication inside and outside the organization •Manage multiple projects or responsibilities concurrently and effectively Preferred Qualifications: Education Specifics: Business, engineering, occupational health, safety or insurance or related field Experience •2 plus years of multi-line commercial loss control experience Licenses/Certifications •Continuing education and progress towards one or more of the following certifications: ALCM •Certified Safety Professional (CSP) •Chartered Property Casualty Underwriter (CPCU) •Associate in risk management (ARM) •Working knowledge of industry processes, controls, and hazards •Knowledge of the business of insurance and the independent insurance business environment About QBE We can never really predict what's around the corner, but at QBE we're asking the right questions to enable a more resilient future by helping those around us build strength and embrace change to their advantage. We're an international insurer that's building momentum towards realizing our vision of becoming the most consistent and innovative risk partner. And our people will be at the center of our success. We're proud to work together, and encourage each other to enable resilience for our customers, our environment, our economies and our communities. With more than 12,000 people working across 27 countries, we're big enough to make a real impact, but small enough to provide a friendly workplace, where people are down-to-earth, passionate, and kind. We believe this is our moment: What if it was yours too? Your career at QBE - let's make it happen! US Only - Travel Frequency • Frequent (approximately 10+ trips annually) US Only - Physical Demands • Loss control jobs: Work is generally performed away from the general office environment in which there may be exposure to adverse environmental conditions depending on the customer location. This may include work at a construction site, factory, or other non-office environments. Must have the ability to frequently climb ladders, stoop, reach, and stand. Must be able to operate basic office equipment including telephone, headset and computer. Incumbent must be able to lift up to 25 lbs. US Only - Disclaimer • To successfully perform this job, the individual must be able to perform each essential job responsibility satisfactorily. Reasonable accommodations may be made to enable an individual with disabilities to perform the essential job responsibilities. Job Type • Individual Contributor Global Disclaimer • The duties listed in this job description do not limit the assignment of work. They are not to be construed as a complete list of the duties normally to be performed in the position or those occasionally assigned outside an employee's normal duties. Our Group Code of Ethics and Conduct addresses the responsibilities we all have at QBE to our company, to each other and to our customers, suppliers, communities and governments. It provides clear guidance to help us to make good judgement calls. Compensation Base pay offered will vary depending on, but not limited to education, experience, skills, geographic location and business needs Annual Salary Range: $68,000 - $102,000 AL, AR, AZ, Fresno, CA, CO (Remote), DE (Remote), FL, GA, IA, ID, IL (Remote), IN, KS, KY, LA, MI, MN, MO, MS, MT, NC, ND, NE, NH, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WI, WV and WY Annual Salary Range: $75,000 - $112,000 CA (Remote, Irvine and Woodland), Greenwood Village CO, CT, Chicago IL, MA, MD, NY (Remote), RI, Houston TX and WA Annual Salary Range: $85,000 - $128,000 San Francisco CA, NJ and New York City NY Benefit Highlights You are more than your work - and QBE is more than a workplace, which is why QBE provides you with the benefits, support and flexibility to help you concentrate on living your best life personally and professionally. Employees scheduled over 30 hours a week will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution and a paid-time off program. In addition, our paid-family and care-giver leaves are available to support our employees and their families . click apply for full job details
09/21/2023
Full time
Primary Details Time Type: Full time Worker Type: Employee The Opportunity This role will serve as a Claims and Risk Solutions integrated point of contact to drive opportunities, intelligence, and insights for assigned distribution channels. Partners with Claims and Risk Solutions, business and customers to drive tailored solutions and services which help our customers build a more resilient future. Primary Responsibilities: Support end-users by functioning as LC360 Workbench System Subject Matter Expert and responding to questions and loss control training needs in timely and professional manner. Build out and/or update integrated LC survey reports (input and outputs) within platform to support RS and UW needs. Build out and support business partners and leadership in data mining and reporting from LC workbench including close collaboration with system analytics and UW teams. Audits the risk solutions survey impact on account acceptance, pricing and renewal. Assist in pre-sale meeting prep with large service accounts. Coordinates Internal and External Training/webinars in a timely fashion to improve the loss control services delivered to customers. Conducts Account Loss Analysis for Pre and Post CRS Engagement. Monitors loss development on the book of business where needed to maintain profitability and retention of key accounts. Helps coordinate and oversee vendor loss control activities, provide feedback and coaching to maximize performance based on predetermined standards. Review completed work product for timeliness, due dates, etc. to assure compliance with standards. Develop relationships with key internal business units - claims, data analytics, actuary, and CI underwriting. Act as single point of contact for CRM & RS and various business units for data collection. Develop implementation plans by eliciting business requirements from key stakeholders through multiple processes to identify business needs, evaluate requirements and desired outcomes, analyze gap between current and future state and recommend solutions. Facilitate the translation of business needs into actionable processes and department workflows by evaluating information gathered from multiple sources, reviewing needs analysis findings, escalating questions, and clarifying issues to create, communicate and define user requirements for the development of effective solutions. Assess, document, and communicate impact of change to business and individuals by collaborating with internal and external key stakeholders to analyze information needs and functional requirements and evaluate interdependencies to develop business requirements documentation for key stakeholder engagement. Develop relationships with key internal business units - claims, CUO, data analytics, actuary, and CI/PI underwriting. Act as single point of contact for GRS and various business units for data issues. Collaborate with CRM & RS leadership and staff, developers, and subject matter experts by regularly communicating to establish the technical vision, analyze tradeoffs between usability and performance needs and gather information to meet requests within area of responsibility and achieve departmental service level agreements. Identify and implement continuous improvement initiatives by assessing alignment of current process, program and systems to business requirements and recognizing opportunities for standardization, increased efficiency, cost reduction, increased quality and improved user experience to enhance performance of position, team and company. Conduct process mapping for various CRM & RS workflows and identify / execute improvement opportunities. Assist with the of and delivery of training of system users by providing input to the training plan, supporting the development of training materials and participate in the training for assigned projects as required. Participate in implementation planning by supporting the implementations for assigned projects and providing leadership to ensure successful outcomes. Identify and eliminate risks to change implementation by assisting with planning user acceptance testing, clarifying and ensuring developers understand requirements, coordinating users, executing tests, monitoring test completion, escalating issues and soliciting feedback to support accurate testing and alignment with desired outcomes. Required Qualifications Education: Bachelor's Degree or equivalent combination of education and work experience Experience: 4 years relevant experience Licenses/Certifications: Must possess a valid Driver's License Preferred Competencies/Skills •Utilize effective research and investigative techniques •Motivational, inspirational and enthusiastic approach to team involvement and engagement •Foster and promote collaboration and teamwork •Build and maintain professional networks and channels of communication inside and outside the organization •Manage multiple projects or responsibilities concurrently and effectively Preferred Qualifications: Education Specifics: Business, engineering, occupational health, safety or insurance or related field Experience •2 plus years of multi-line commercial loss control experience Licenses/Certifications •Continuing education and progress towards one or more of the following certifications: ALCM •Certified Safety Professional (CSP) •Chartered Property Casualty Underwriter (CPCU) •Associate in risk management (ARM) •Working knowledge of industry processes, controls, and hazards •Knowledge of the business of insurance and the independent insurance business environment About QBE We can never really predict what's around the corner, but at QBE we're asking the right questions to enable a more resilient future by helping those around us build strength and embrace change to their advantage. We're an international insurer that's building momentum towards realizing our vision of becoming the most consistent and innovative risk partner. And our people will be at the center of our success. We're proud to work together, and encourage each other to enable resilience for our customers, our environment, our economies and our communities. With more than 12,000 people working across 27 countries, we're big enough to make a real impact, but small enough to provide a friendly workplace, where people are down-to-earth, passionate, and kind. We believe this is our moment: What if it was yours too? Your career at QBE - let's make it happen! US Only - Travel Frequency • Frequent (approximately 10+ trips annually) US Only - Physical Demands • Loss control jobs: Work is generally performed away from the general office environment in which there may be exposure to adverse environmental conditions depending on the customer location. This may include work at a construction site, factory, or other non-office environments. Must have the ability to frequently climb ladders, stoop, reach, and stand. Must be able to operate basic office equipment including telephone, headset and computer. Incumbent must be able to lift up to 25 lbs. US Only - Disclaimer • To successfully perform this job, the individual must be able to perform each essential job responsibility satisfactorily. Reasonable accommodations may be made to enable an individual with disabilities to perform the essential job responsibilities. Job Type • Individual Contributor Global Disclaimer • The duties listed in this job description do not limit the assignment of work. They are not to be construed as a complete list of the duties normally to be performed in the position or those occasionally assigned outside an employee's normal duties. Our Group Code of Ethics and Conduct addresses the responsibilities we all have at QBE to our company, to each other and to our customers, suppliers, communities and governments. It provides clear guidance to help us to make good judgement calls. Compensation Base pay offered will vary depending on, but not limited to education, experience, skills, geographic location and business needs Annual Salary Range: $68,000 - $102,000 AL, AR, AZ, Fresno, CA, CO (Remote), DE (Remote), FL, GA, IA, ID, IL (Remote), IN, KS, KY, LA, MI, MN, MO, MS, MT, NC, ND, NE, NH, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WI, WV and WY Annual Salary Range: $75,000 - $112,000 CA (Remote, Irvine and Woodland), Greenwood Village CO, CT, Chicago IL, MA, MD, NY (Remote), RI, Houston TX and WA Annual Salary Range: $85,000 - $128,000 San Francisco CA, NJ and New York City NY Benefit Highlights You are more than your work - and QBE is more than a workplace, which is why QBE provides you with the benefits, support and flexibility to help you concentrate on living your best life personally and professionally. Employees scheduled over 30 hours a week will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution and a paid-time off program. In addition, our paid-family and care-giver leaves are available to support our employees and their families . click apply for full job details
We have a current opportunity for a Managing Actuary on a permanent basis. The position will be based in Madison WI. For further information about this position please apply. A leading insurance firm in the US, is looking for a Pricing Managing Actuary to join their commercial lines team. As a Pricing Managing Actuary, you will: Oversee the pricing of various commercial property and casualty products, such as general liability, workers' compensation, commercial auto, and property Lead a team of actuaries and analysts, providing guidance, coaching, and feedback Collaborate with underwriting, claims, finance, and other departments to ensure the profitability and competitiveness of our products Qualifications for the Pricing Managing Actuary Bachelor's degree in actuarial science, mathematics, statistics, or related field ACAS or FCAS designation 7+ years of actuarial experience in pricing commercial property and casualty lines of business 2+ years of experience in managing and developing actuarial staff Proficiency in actuarial software and tools, such as Excel, SAS, R, SQL, etc. Excellent communication, presentation, and interpersonal skills Ability to work independently and in a team environment Ability to handle multiple projects and prioritize tasks Ability to think strategically and creatively
09/21/2023
Full time
We have a current opportunity for a Managing Actuary on a permanent basis. The position will be based in Madison WI. For further information about this position please apply. A leading insurance firm in the US, is looking for a Pricing Managing Actuary to join their commercial lines team. As a Pricing Managing Actuary, you will: Oversee the pricing of various commercial property and casualty products, such as general liability, workers' compensation, commercial auto, and property Lead a team of actuaries and analysts, providing guidance, coaching, and feedback Collaborate with underwriting, claims, finance, and other departments to ensure the profitability and competitiveness of our products Qualifications for the Pricing Managing Actuary Bachelor's degree in actuarial science, mathematics, statistics, or related field ACAS or FCAS designation 7+ years of actuarial experience in pricing commercial property and casualty lines of business 2+ years of experience in managing and developing actuarial staff Proficiency in actuarial software and tools, such as Excel, SAS, R, SQL, etc. Excellent communication, presentation, and interpersonal skills Ability to work independently and in a team environment Ability to handle multiple projects and prioritize tasks Ability to think strategically and creatively
Underwriting Assistant - Commercial Property (Remote) Are you looking for a challenging and rewarding career in the insurance industry? Do you have a keen eye for detail and a passion for risk analysis? If so, you might be the perfect candidate for our underwriting assistant position! As an underwriting assistant, you will support our underwriting team in evaluating and processing commercial property insurance applications. You will perform various tasks such as: - Reviewing and verifying information provided by applicants and agents - Checking policy terms and conditions for accuracy and compliance - Preparing quotes, binders, endorsements, and invoices - Communicating with internal and external stakeholders to resolve issues and inquiries - Maintaining accurate and organized records and databases To be successful in this role, you will need: - A undergraduate college degree or relevant certification - 2+ years of experience in the insurance industry, preferably in commercial property underwriting - Proficiency in Microsoft Office applications and data entry systems - Excellent verbal and written communication skills - Strong analytical, problem-solving, and decision-making skills - Ability to work independently and as part of a team - Ability to prioritize and manage multiple tasks in a fast-paced environment We offer: - A competitive salary and benefits package - A supportive and collaborative work culture - Opportunities for professional development and career advancement If you are interested in joining our underwriting assistant team, please send your resume and cover letter We look forward to hearing from you!
09/20/2023
Full time
Underwriting Assistant - Commercial Property (Remote) Are you looking for a challenging and rewarding career in the insurance industry? Do you have a keen eye for detail and a passion for risk analysis? If so, you might be the perfect candidate for our underwriting assistant position! As an underwriting assistant, you will support our underwriting team in evaluating and processing commercial property insurance applications. You will perform various tasks such as: - Reviewing and verifying information provided by applicants and agents - Checking policy terms and conditions for accuracy and compliance - Preparing quotes, binders, endorsements, and invoices - Communicating with internal and external stakeholders to resolve issues and inquiries - Maintaining accurate and organized records and databases To be successful in this role, you will need: - A undergraduate college degree or relevant certification - 2+ years of experience in the insurance industry, preferably in commercial property underwriting - Proficiency in Microsoft Office applications and data entry systems - Excellent verbal and written communication skills - Strong analytical, problem-solving, and decision-making skills - Ability to work independently and as part of a team - Ability to prioritize and manage multiple tasks in a fast-paced environment We offer: - A competitive salary and benefits package - A supportive and collaborative work culture - Opportunities for professional development and career advancement If you are interested in joining our underwriting assistant team, please send your resume and cover letter We look forward to hearing from you!
Responsibilities: Engage in the process of renewing pricing work flows and ensure prompt fulfillment of stakeholder requirements (including underwriters, business analysts, retro, cat analytic, global cat underwriting, accumulation). Conduct pricing analyses for individual reinsurance deals and collaborate closely with underwriters to gain insights into clients and assess risk. Collaborate with stakeholders across the globe to design more efficient automated and semi-automated processes for delivering our work products. Implement tools, methodologies, and procedures to facilitate the streamlined pricing and analysis of low to medium-risk reinsurance treaties. Contribute to Natural Catastrophe (Nat Cat) projects, including model evaluation, sensitivity testing, and calibration studies. Requirements Possess a minimum of 3 years of experience in catastrophe modeling. Exhibit proficiency in modeling with a major vendor, such as RMS or AIR. Reinsurance and/or extensive large account pricing experience is advantageous. Demonstrated ability to extract and analyze substantial data volumes using SQL, R, Python, and GIS. Familiarity with data visualization tools like PowerBI, Rshiny, Dash, and/or Tableau is highly desirable. Proficiency in MS Office applications, including Outlook, Word, Excel, and PowerPoint. Strong analytical and problem-solving aptitude. Effective organizational and time management skills; adept at multitasking. Clear and articulate communication skills, with the ability to simplify complex concepts.
09/19/2023
Full time
Responsibilities: Engage in the process of renewing pricing work flows and ensure prompt fulfillment of stakeholder requirements (including underwriters, business analysts, retro, cat analytic, global cat underwriting, accumulation). Conduct pricing analyses for individual reinsurance deals and collaborate closely with underwriters to gain insights into clients and assess risk. Collaborate with stakeholders across the globe to design more efficient automated and semi-automated processes for delivering our work products. Implement tools, methodologies, and procedures to facilitate the streamlined pricing and analysis of low to medium-risk reinsurance treaties. Contribute to Natural Catastrophe (Nat Cat) projects, including model evaluation, sensitivity testing, and calibration studies. Requirements Possess a minimum of 3 years of experience in catastrophe modeling. Exhibit proficiency in modeling with a major vendor, such as RMS or AIR. Reinsurance and/or extensive large account pricing experience is advantageous. Demonstrated ability to extract and analyze substantial data volumes using SQL, R, Python, and GIS. Familiarity with data visualization tools like PowerBI, Rshiny, Dash, and/or Tableau is highly desirable. Proficiency in MS Office applications, including Outlook, Word, Excel, and PowerPoint. Strong analytical and problem-solving aptitude. Effective organizational and time management skills; adept at multitasking. Clear and articulate communication skills, with the ability to simplify complex concepts.
Job Description We are looking for CRE Investment professional to join our growing team! In this role, you'll be a crucial part of our acquisition process, conducting thorough financial analysis and due diligence to identify and evaluate potential investment opportunities. If you're a dedicated and analytical professional with a passion for real estate, we invite you to contribute to our growth and success in the multifamily CRE market. CARROLL Investment Analyst/Associates assume broad responsibilities, including fund due diligence, valuation analysis, financial and statistical analysis, and presentation development. This individual will provide insight into economic trends, evaluate investment potential, and will undertake research to provide information and investment ideas to Senior Management. The information they provide enables decisions to be made relating to the investment portfolios they manage. What you will be doing: The activities listed below are not all-inclusive; however, they are indicative of the type of activities normally performed in this role. Other duties may be assigned. Evaluate potential investment opportunities within the multifamily CRE sector, including apartment complexes and mixed-use developments. Develop comprehensive financial models to assess the financial viability of prospective acquisitions. Assist with due diligence and underwriting process by analyzing property financials, physical condition, cash flows, market trends, and risk Collaborate with cross-functional teams to gather and analyze property data, financial statements, and lease agreements. Conduct market research to identify trends, comparables, and competitive properties. Create detailed investment packages and presentations for stakeholders, including investors and lenders. Assist in formulating investment strategies based on market trends, financial insights, and risk assessment. Foster relationships with brokers, sellers, legal teams, and other industry professionals. Contribute to the development of business plans and asset management strategies for acquired properties. You have Bachelor's degree in Finance, Real Estate, Economics, or a related field. Master's degree preferred. 2+ years of experience in real estate investment analysis, with a focus on multifamily CRE. Proficiency in financial modeling, valuation techniques, and real estate investment software. Strong analytical skills for interpreting and presenting complex financial data. Solid understanding of commercial real estate markets, trends, and investment strategies. Excellent written and verbal communication skills for reporting and presentation. Detail-oriented mindset with excellent multitasking abilities. Familiarity with legal and regulatory aspects of real estate transactions. What we offer: Competitive Base Salary Annual Bonus potential Career Growth Medical, Dental and Vision Coverage 401(k) + Company Match Apartment Rent Discount of 20% 14 Days of PTO + 10 Paid Holidays Employer Paid Short/Long-term Disability Paid Parental Leave About us: CARROLL , a privately held real estate company, was founded in 2004. With headquarters in Atlanta, Ga., and regional offices in Dallas-Fort Worth, Raleigh, Denver, Tampa, and New York, CARROLL focuses on multifamily communities, including acquisitions, community and asset management services, ground-up development, and fund management. The Firm has raised more than $4.4 billion of equity through CARROLL-sponsored funds and joint ventures. CARROLL has successfully purchased, developed, or sold more than $20.4 billion in real estate. The company manages more than 33,000 multifamily units across nine states representing $8.1 billion in assets under management, and has purchased other multifamily owner/operators throughout the U.S. CARROLL has also developed student housing, single-family residential and retail communities and has managed more than $500 million in construction projects throughout the past 10 years. From due diligence to execution, CARROLL has the internal capabilities and the external relationships to identify, underwrite, and close transactions. For more information, visit . CARROLL is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. CARROLL promotes a drug-free workplace. CARROLL will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable federal, state, and local laws and regulations regarding criminal background inquiries. All candidates must possess a valid driver's license and be willing to consent to pre-employment drug screening and a criminal background check. Scheduled Weekly Hours 40 If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!
09/16/2023
Full time
Job Description We are looking for CRE Investment professional to join our growing team! In this role, you'll be a crucial part of our acquisition process, conducting thorough financial analysis and due diligence to identify and evaluate potential investment opportunities. If you're a dedicated and analytical professional with a passion for real estate, we invite you to contribute to our growth and success in the multifamily CRE market. CARROLL Investment Analyst/Associates assume broad responsibilities, including fund due diligence, valuation analysis, financial and statistical analysis, and presentation development. This individual will provide insight into economic trends, evaluate investment potential, and will undertake research to provide information and investment ideas to Senior Management. The information they provide enables decisions to be made relating to the investment portfolios they manage. What you will be doing: The activities listed below are not all-inclusive; however, they are indicative of the type of activities normally performed in this role. Other duties may be assigned. Evaluate potential investment opportunities within the multifamily CRE sector, including apartment complexes and mixed-use developments. Develop comprehensive financial models to assess the financial viability of prospective acquisitions. Assist with due diligence and underwriting process by analyzing property financials, physical condition, cash flows, market trends, and risk Collaborate with cross-functional teams to gather and analyze property data, financial statements, and lease agreements. Conduct market research to identify trends, comparables, and competitive properties. Create detailed investment packages and presentations for stakeholders, including investors and lenders. Assist in formulating investment strategies based on market trends, financial insights, and risk assessment. Foster relationships with brokers, sellers, legal teams, and other industry professionals. Contribute to the development of business plans and asset management strategies for acquired properties. You have Bachelor's degree in Finance, Real Estate, Economics, or a related field. Master's degree preferred. 2+ years of experience in real estate investment analysis, with a focus on multifamily CRE. Proficiency in financial modeling, valuation techniques, and real estate investment software. Strong analytical skills for interpreting and presenting complex financial data. Solid understanding of commercial real estate markets, trends, and investment strategies. Excellent written and verbal communication skills for reporting and presentation. Detail-oriented mindset with excellent multitasking abilities. Familiarity with legal and regulatory aspects of real estate transactions. What we offer: Competitive Base Salary Annual Bonus potential Career Growth Medical, Dental and Vision Coverage 401(k) + Company Match Apartment Rent Discount of 20% 14 Days of PTO + 10 Paid Holidays Employer Paid Short/Long-term Disability Paid Parental Leave About us: CARROLL , a privately held real estate company, was founded in 2004. With headquarters in Atlanta, Ga., and regional offices in Dallas-Fort Worth, Raleigh, Denver, Tampa, and New York, CARROLL focuses on multifamily communities, including acquisitions, community and asset management services, ground-up development, and fund management. The Firm has raised more than $4.4 billion of equity through CARROLL-sponsored funds and joint ventures. CARROLL has successfully purchased, developed, or sold more than $20.4 billion in real estate. The company manages more than 33,000 multifamily units across nine states representing $8.1 billion in assets under management, and has purchased other multifamily owner/operators throughout the U.S. CARROLL has also developed student housing, single-family residential and retail communities and has managed more than $500 million in construction projects throughout the past 10 years. From due diligence to execution, CARROLL has the internal capabilities and the external relationships to identify, underwrite, and close transactions. For more information, visit . CARROLL is an Equal Opportunity Employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex, race, color, age, national origin, religion, physical and mental disability, genetic information, marital status, sexual orientation, gender identity/assignment, citizenship, pregnancy or maternity, protected veteran status, or any other status prohibited by applicable national, federal, state or local law. CARROLL promotes a drug-free workplace. CARROLL will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable federal, state, and local laws and regulations regarding criminal background inquiries. All candidates must possess a valid driver's license and be willing to consent to pre-employment drug screening and a criminal background check. Scheduled Weekly Hours 40 If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!
Island Hospitality Management Headquarters
West Palm Beach, Florida
SUMMARY Location: Island Hospitality Management Corporate Office Position Type: Non-Management The Financial Analyst is a high-impact role that directly supports the executive team's decision-making on various financial and operational issues. This position identifies and conducts complex analysis of financial impacts to issues and/or decisions facing the company and proposes strategies to maximize the financial performance of the company. This individual will perform a variety of functions including analytics, projections, ownership of the budget process, and business modeling. The Financial Analyst is expected to contribute as a thought leader in a fast-paced environment. The ideal candidate will have prior financial experience within the hospitality industry. Job Requirements - Collaboration with relative departments for the creation of financial projection models - Full underwriting for valuation purposes - Identify potential opportunities - Prepare presentations to be provided to investors -Discuss underwriting with capital partners -Periodic re-forecasting of operating budgets throughout the year - Analyzing budget vs actual financial reports monthly, communicating with departments on findings, and assisting in plans of improvement - Analyze historical and projected financial and operational information with the goal of delivering actionable recommendations for improvement to operations - Continuous improvement of financial reporting, budgeting, and modeling processes - In-depth analysis data including cash flow forecasting, sales analysis, sales forecasting, variance analysis, and profitability projections - Identify, analyze, and communicate to management the impact on the Company's financial structure, profitability, and competitive position utilizing relevant analytical methods and/or department forecasting models - Develop complex modeling tools to support critical decision-making and guide strategic thinking around P&L and key financial and operating metrics - Accurately provide reports to assist management in forecasting revenue/expenses - Provide reports to anticipate revenue/cost problems and manage the timing of discretionary expenditures to stabilize cash flow Job Qualifications: - Four-year degree in Finance or Accounting is required and a minimum of 3 years of relevant experience - Background in public accounting and/or a similar analytical position is required -Previous experience in hospitality industry preferred - Must be highly self-motivated in a high-energy, fast-paced environment - Expert-level analytical and financial modeling skills with the ability to make connections and understand reporting dependencies - Must have the ability to understand the implications of new information for both current and future problem-solving and decision-making - Highly proficient in Excel and PowerPoint - Strong organizational skills and follow through - Strong verbal and written communications skills - Detail-oriented with a high level of accuracy - Ability to multitask, prioritize, and when necessary, shift priorities quickly - Must be able to work independently (extensive analysis of data) - Must have good communication and interpersonal skills at all levels throughout the organization - Ability to meet deadlines and provide complete products in a professional and presentable format - Prior to financial experience within the hospitality industry Training: Island Hospitality is committed to employee development and displays that commitment with a formalized training and development program providing a clear path for any employee with a desire and aptitude to thrive in the hospitality business. As team members join Island Hospitality from other organizations they too can build on that prior experience and find further growth opportunities within our company by utilizing the tools and resources offered. Team Member Wellness Program: How We Thank You For All You Bring To The Team Rewarding Benefits Package: - Healthcare including Medical, Dental, and Vision Insurance - HSA & FSA plans available! - Dependent care FSA - Identity Theft Protection Insurance - Commuter benefits including transit & parking - Pet Insurance - PTO and Payroll Incentives for Annual Wellness Exams - Employee Assistance Program - Wellness Subscriptions including access to gyms, financial planning, counseling, and legal services - Paid Sick and Vacation Time - Family Leave - 401(k) Retirement plan - IHM Matches 100% up to 3% of your salary and an extra 50% on the next 2% of your salary. 401(k) is fully vested upon the first contribution Rewarding Hard Work: - Incentive based bonus program - Free room nights at our hotels and employee discounts within your hotel brand - Discounts for friends and family within your hotel brand - Team Member of the Month, Quarter, and Year recognition and bonus - Discounted tickets to theme parks, musicals, movies, and more through Tickets at Work - Career Growth through our in-house training program with a path personalized to your desired goals - Referral bonus program to ANY of our locations Equal Opportunity Employer Island Hospitality uses E-Verify to confirm work authorization in all municipalities where it is required by law.
09/14/2023
Full time
SUMMARY Location: Island Hospitality Management Corporate Office Position Type: Non-Management The Financial Analyst is a high-impact role that directly supports the executive team's decision-making on various financial and operational issues. This position identifies and conducts complex analysis of financial impacts to issues and/or decisions facing the company and proposes strategies to maximize the financial performance of the company. This individual will perform a variety of functions including analytics, projections, ownership of the budget process, and business modeling. The Financial Analyst is expected to contribute as a thought leader in a fast-paced environment. The ideal candidate will have prior financial experience within the hospitality industry. Job Requirements - Collaboration with relative departments for the creation of financial projection models - Full underwriting for valuation purposes - Identify potential opportunities - Prepare presentations to be provided to investors -Discuss underwriting with capital partners -Periodic re-forecasting of operating budgets throughout the year - Analyzing budget vs actual financial reports monthly, communicating with departments on findings, and assisting in plans of improvement - Analyze historical and projected financial and operational information with the goal of delivering actionable recommendations for improvement to operations - Continuous improvement of financial reporting, budgeting, and modeling processes - In-depth analysis data including cash flow forecasting, sales analysis, sales forecasting, variance analysis, and profitability projections - Identify, analyze, and communicate to management the impact on the Company's financial structure, profitability, and competitive position utilizing relevant analytical methods and/or department forecasting models - Develop complex modeling tools to support critical decision-making and guide strategic thinking around P&L and key financial and operating metrics - Accurately provide reports to assist management in forecasting revenue/expenses - Provide reports to anticipate revenue/cost problems and manage the timing of discretionary expenditures to stabilize cash flow Job Qualifications: - Four-year degree in Finance or Accounting is required and a minimum of 3 years of relevant experience - Background in public accounting and/or a similar analytical position is required -Previous experience in hospitality industry preferred - Must be highly self-motivated in a high-energy, fast-paced environment - Expert-level analytical and financial modeling skills with the ability to make connections and understand reporting dependencies - Must have the ability to understand the implications of new information for both current and future problem-solving and decision-making - Highly proficient in Excel and PowerPoint - Strong organizational skills and follow through - Strong verbal and written communications skills - Detail-oriented with a high level of accuracy - Ability to multitask, prioritize, and when necessary, shift priorities quickly - Must be able to work independently (extensive analysis of data) - Must have good communication and interpersonal skills at all levels throughout the organization - Ability to meet deadlines and provide complete products in a professional and presentable format - Prior to financial experience within the hospitality industry Training: Island Hospitality is committed to employee development and displays that commitment with a formalized training and development program providing a clear path for any employee with a desire and aptitude to thrive in the hospitality business. As team members join Island Hospitality from other organizations they too can build on that prior experience and find further growth opportunities within our company by utilizing the tools and resources offered. Team Member Wellness Program: How We Thank You For All You Bring To The Team Rewarding Benefits Package: - Healthcare including Medical, Dental, and Vision Insurance - HSA & FSA plans available! - Dependent care FSA - Identity Theft Protection Insurance - Commuter benefits including transit & parking - Pet Insurance - PTO and Payroll Incentives for Annual Wellness Exams - Employee Assistance Program - Wellness Subscriptions including access to gyms, financial planning, counseling, and legal services - Paid Sick and Vacation Time - Family Leave - 401(k) Retirement plan - IHM Matches 100% up to 3% of your salary and an extra 50% on the next 2% of your salary. 401(k) is fully vested upon the first contribution Rewarding Hard Work: - Incentive based bonus program - Free room nights at our hotels and employee discounts within your hotel brand - Discounts for friends and family within your hotel brand - Team Member of the Month, Quarter, and Year recognition and bonus - Discounted tickets to theme parks, musicals, movies, and more through Tickets at Work - Career Growth through our in-house training program with a path personalized to your desired goals - Referral bonus program to ANY of our locations Equal Opportunity Employer Island Hospitality uses E-Verify to confirm work authorization in all municipalities where it is required by law.
As a Senior Product Analyst you will report to the Director of Commercial Auto Products and an emphasis will be placed on the developing the skillset to equip you for career advancement within the Product Management organization at American Family Group. Seeking candidate who is comfortable working both independently and in a collaborative environment with other team members. Motivated to learn new software and tools and views internal/external data in new ways. Possess an analytical skillset with the ability to summarize complex information. Supports and manages insurance product performance in market by leveraging analysis, insights across a variety of internal and external sources to conduct root cause analysis. Research solutions that inform recommended actions to improve profitability, growth and customer experience in support of annual profit and growth plans. Monitor/support/adjust actions and initiatives top and bottom-line aspects of product performance in market(s). Create insights from data about customer, market and competitors for creative solutions and proactively monitoring trends in the market. Utilizes market research data to identify, analyze, and evaluate markets, products, or services that are potential areas for the company to enter. Develops and executes strategic plans for entry into new markets. Develop and introduce new or enhanced products and services in existing markets to strategically manage the product development lifecycle. Delivers enhancements that improve product using contract language, underwriting rules/guidelines, system/platform, automation and use of pricing/predictive analytics. Compensation Minimum:$76,100/annually Compensation Maximum:$126,800/annually Compensation may vary based on the job level and your geographic work location. Primary Accountabilities Provides information to leadership based on research, performance data and competitor actions to support product strategy recommendations and profit and growth plan execution. May specialize in researching competitor products, developing and/or enhancing product/contract language, underwriting guidelines, and/or analytics. Develops analysis, insights and recommended strategies related to product development or enhancement, product language, underwriting guidelines, processes and agent business practices. Analyzes information and presents opportunities to improve product or business practices and procedures. Monitors effectiveness of current products and recommends changes and/or enhancements to Management. Analyzes information and/or data in support of the formulation and execution of operational plans. May specialize in supporting pricing activities related to rate reviews, profit and loss ratio-based reviews, experience rating programs. May validate, develop & articulate product features/enhancements to be developed and built into technology solutions. Specialized Knowledge & Skills Requirements Demonstrated experience providing customer-driven solutions, support or service. Demonstrated experience performing business analysis, writing contracts and/or developing underwriting guidelines depending upon specialization Solid knowledge and understanding of customer, business industry, insurance, underwriting guidelines and risk concepts in area of expertise. Basic knowledge of leveraging customer, market and competitor intelligence. We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits. We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law. We encourage you to apply even if you do not meet all of the requirements listed above. Skills can be used in many different ways, and your life and professional experience may be relevant beyond what a list of requirements will capture. We encourage those who are passionate about what we do to apply!
09/14/2023
Full time
As a Senior Product Analyst you will report to the Director of Commercial Auto Products and an emphasis will be placed on the developing the skillset to equip you for career advancement within the Product Management organization at American Family Group. Seeking candidate who is comfortable working both independently and in a collaborative environment with other team members. Motivated to learn new software and tools and views internal/external data in new ways. Possess an analytical skillset with the ability to summarize complex information. Supports and manages insurance product performance in market by leveraging analysis, insights across a variety of internal and external sources to conduct root cause analysis. Research solutions that inform recommended actions to improve profitability, growth and customer experience in support of annual profit and growth plans. Monitor/support/adjust actions and initiatives top and bottom-line aspects of product performance in market(s). Create insights from data about customer, market and competitors for creative solutions and proactively monitoring trends in the market. Utilizes market research data to identify, analyze, and evaluate markets, products, or services that are potential areas for the company to enter. Develops and executes strategic plans for entry into new markets. Develop and introduce new or enhanced products and services in existing markets to strategically manage the product development lifecycle. Delivers enhancements that improve product using contract language, underwriting rules/guidelines, system/platform, automation and use of pricing/predictive analytics. Compensation Minimum:$76,100/annually Compensation Maximum:$126,800/annually Compensation may vary based on the job level and your geographic work location. Primary Accountabilities Provides information to leadership based on research, performance data and competitor actions to support product strategy recommendations and profit and growth plan execution. May specialize in researching competitor products, developing and/or enhancing product/contract language, underwriting guidelines, and/or analytics. Develops analysis, insights and recommended strategies related to product development or enhancement, product language, underwriting guidelines, processes and agent business practices. Analyzes information and presents opportunities to improve product or business practices and procedures. Monitors effectiveness of current products and recommends changes and/or enhancements to Management. Analyzes information and/or data in support of the formulation and execution of operational plans. May specialize in supporting pricing activities related to rate reviews, profit and loss ratio-based reviews, experience rating programs. May validate, develop & articulate product features/enhancements to be developed and built into technology solutions. Specialized Knowledge & Skills Requirements Demonstrated experience providing customer-driven solutions, support or service. Demonstrated experience performing business analysis, writing contracts and/or developing underwriting guidelines depending upon specialization Solid knowledge and understanding of customer, business industry, insurance, underwriting guidelines and risk concepts in area of expertise. Basic knowledge of leveraging customer, market and competitor intelligence. We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits. We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law. We encourage you to apply even if you do not meet all of the requirements listed above. Skills can be used in many different ways, and your life and professional experience may be relevant beyond what a list of requirements will capture. We encourage those who are passionate about what we do to apply!
As a Senior Product Analyst you will report to the Director of Commercial Auto Products and an emphasis will be placed on the developing the skillset to equip you for career advancement within the Product Management organization at American Family Group. Seeking candidate who is comfortable working both independently and in a collaborative environment with other team members. Motivated to learn new software and tools and views internal/external data in new ways. Possess an analytical skillset with the ability to summarize complex information. Supports and manages insurance product performance in market by leveraging analysis, insights across a variety of internal and external sources to conduct root cause analysis. Research solutions that inform recommended actions to improve profitability, growth and customer experience in support of annual profit and growth plans. Monitor/support/adjust actions and initiatives top and bottom-line aspects of product performance in market(s). Create insights from data about customer, market and competitors for creative solutions and proactively monitoring trends in the market. Utilizes market research data to identify, analyze, and evaluate markets, products, or services that are potential areas for the company to enter. Develops and executes strategic plans for entry into new markets. Develop and introduce new or enhanced products and services in existing markets to strategically manage the product development lifecycle. Delivers enhancements that improve product using contract language, underwriting rules/guidelines, system/platform, automation and use of pricing/predictive analytics. Compensation Minimum:$76,100/annually Compensation Maximum:$126,800/annually Compensation may vary based on the job level and your geographic work location. Primary Accountabilities Provides information to leadership based on research, performance data and competitor actions to support product strategy recommendations and profit and growth plan execution. May specialize in researching competitor products, developing and/or enhancing product/contract language, underwriting guidelines, and/or analytics. Develops analysis, insights and recommended strategies related to product development or enhancement, product language, underwriting guidelines, processes and agent business practices. Analyzes information and presents opportunities to improve product or business practices and procedures. Monitors effectiveness of current products and recommends changes and/or enhancements to Management. Analyzes information and/or data in support of the formulation and execution of operational plans. May specialize in supporting pricing activities related to rate reviews, profit and loss ratio-based reviews, experience rating programs. May validate, develop & articulate product features/enhancements to be developed and built into technology solutions. Specialized Knowledge & Skills Requirements Demonstrated experience providing customer-driven solutions, support or service. Demonstrated experience performing business analysis, writing contracts and/or developing underwriting guidelines depending upon specialization Solid knowledge and understanding of customer, business industry, insurance, underwriting guidelines and risk concepts in area of expertise. Basic knowledge of leveraging customer, market and competitor intelligence. We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits. We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law. We encourage you to apply even if you do not meet all of the requirements listed above. Skills can be used in many different ways, and your life and professional experience may be relevant beyond what a list of requirements will capture. We encourage those who are passionate about what we do to apply!
09/14/2023
Full time
As a Senior Product Analyst you will report to the Director of Commercial Auto Products and an emphasis will be placed on the developing the skillset to equip you for career advancement within the Product Management organization at American Family Group. Seeking candidate who is comfortable working both independently and in a collaborative environment with other team members. Motivated to learn new software and tools and views internal/external data in new ways. Possess an analytical skillset with the ability to summarize complex information. Supports and manages insurance product performance in market by leveraging analysis, insights across a variety of internal and external sources to conduct root cause analysis. Research solutions that inform recommended actions to improve profitability, growth and customer experience in support of annual profit and growth plans. Monitor/support/adjust actions and initiatives top and bottom-line aspects of product performance in market(s). Create insights from data about customer, market and competitors for creative solutions and proactively monitoring trends in the market. Utilizes market research data to identify, analyze, and evaluate markets, products, or services that are potential areas for the company to enter. Develops and executes strategic plans for entry into new markets. Develop and introduce new or enhanced products and services in existing markets to strategically manage the product development lifecycle. Delivers enhancements that improve product using contract language, underwriting rules/guidelines, system/platform, automation and use of pricing/predictive analytics. Compensation Minimum:$76,100/annually Compensation Maximum:$126,800/annually Compensation may vary based on the job level and your geographic work location. Primary Accountabilities Provides information to leadership based on research, performance data and competitor actions to support product strategy recommendations and profit and growth plan execution. May specialize in researching competitor products, developing and/or enhancing product/contract language, underwriting guidelines, and/or analytics. Develops analysis, insights and recommended strategies related to product development or enhancement, product language, underwriting guidelines, processes and agent business practices. Analyzes information and presents opportunities to improve product or business practices and procedures. Monitors effectiveness of current products and recommends changes and/or enhancements to Management. Analyzes information and/or data in support of the formulation and execution of operational plans. May specialize in supporting pricing activities related to rate reviews, profit and loss ratio-based reviews, experience rating programs. May validate, develop & articulate product features/enhancements to be developed and built into technology solutions. Specialized Knowledge & Skills Requirements Demonstrated experience providing customer-driven solutions, support or service. Demonstrated experience performing business analysis, writing contracts and/or developing underwriting guidelines depending upon specialization Solid knowledge and understanding of customer, business industry, insurance, underwriting guidelines and risk concepts in area of expertise. Basic knowledge of leveraging customer, market and competitor intelligence. We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits. We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law. We encourage you to apply even if you do not meet all of the requirements listed above. Skills can be used in many different ways, and your life and professional experience may be relevant beyond what a list of requirements will capture. We encourage those who are passionate about what we do to apply!
As a Senior Product Analyst you will report to the Director of Commercial Auto Products and an emphasis will be placed on the developing the skillset to equip you for career advancement within the Product Management organization at American Family Group. Seeking candidate who is comfortable working both independently and in a collaborative environment with other team members. Motivated to learn new software and tools and views internal/external data in new ways. Possess an analytical skillset with the ability to summarize complex information. Supports and manages insurance product performance in market by leveraging analysis, insights across a variety of internal and external sources to conduct root cause analysis. Research solutions that inform recommended actions to improve profitability, growth and customer experience in support of annual profit and growth plans. Monitor/support/adjust actions and initiatives top and bottom-line aspects of product performance in market(s). Create insights from data about customer, market and competitors for creative solutions and proactively monitoring trends in the market. Utilizes market research data to identify, analyze, and evaluate markets, products, or services that are potential areas for the company to enter. Develops and executes strategic plans for entry into new markets. Develop and introduce new or enhanced products and services in existing markets to strategically manage the product development lifecycle. Delivers enhancements that improve product using contract language, underwriting rules/guidelines, system/platform, automation and use of pricing/predictive analytics. Compensation Minimum:$76,100/annually Compensation Maximum:$126,800/annually Compensation may vary based on the job level and your geographic work location. Primary Accountabilities Provides information to leadership based on research, performance data and competitor actions to support product strategy recommendations and profit and growth plan execution. May specialize in researching competitor products, developing and/or enhancing product/contract language, underwriting guidelines, and/or analytics. Develops analysis, insights and recommended strategies related to product development or enhancement, product language, underwriting guidelines, processes and agent business practices. Analyzes information and presents opportunities to improve product or business practices and procedures. Monitors effectiveness of current products and recommends changes and/or enhancements to Management. Analyzes information and/or data in support of the formulation and execution of operational plans. May specialize in supporting pricing activities related to rate reviews, profit and loss ratio-based reviews, experience rating programs. May validate, develop & articulate product features/enhancements to be developed and built into technology solutions. Specialized Knowledge & Skills Requirements Demonstrated experience providing customer-driven solutions, support or service. Demonstrated experience performing business analysis, writing contracts and/or developing underwriting guidelines depending upon specialization Solid knowledge and understanding of customer, business industry, insurance, underwriting guidelines and risk concepts in area of expertise. Basic knowledge of leveraging customer, market and competitor intelligence. We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits. We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law. We encourage you to apply even if you do not meet all of the requirements listed above. Skills can be used in many different ways, and your life and professional experience may be relevant beyond what a list of requirements will capture. We encourage those who are passionate about what we do to apply!
09/07/2023
Full time
As a Senior Product Analyst you will report to the Director of Commercial Auto Products and an emphasis will be placed on the developing the skillset to equip you for career advancement within the Product Management organization at American Family Group. Seeking candidate who is comfortable working both independently and in a collaborative environment with other team members. Motivated to learn new software and tools and views internal/external data in new ways. Possess an analytical skillset with the ability to summarize complex information. Supports and manages insurance product performance in market by leveraging analysis, insights across a variety of internal and external sources to conduct root cause analysis. Research solutions that inform recommended actions to improve profitability, growth and customer experience in support of annual profit and growth plans. Monitor/support/adjust actions and initiatives top and bottom-line aspects of product performance in market(s). Create insights from data about customer, market and competitors for creative solutions and proactively monitoring trends in the market. Utilizes market research data to identify, analyze, and evaluate markets, products, or services that are potential areas for the company to enter. Develops and executes strategic plans for entry into new markets. Develop and introduce new or enhanced products and services in existing markets to strategically manage the product development lifecycle. Delivers enhancements that improve product using contract language, underwriting rules/guidelines, system/platform, automation and use of pricing/predictive analytics. Compensation Minimum:$76,100/annually Compensation Maximum:$126,800/annually Compensation may vary based on the job level and your geographic work location. Primary Accountabilities Provides information to leadership based on research, performance data and competitor actions to support product strategy recommendations and profit and growth plan execution. May specialize in researching competitor products, developing and/or enhancing product/contract language, underwriting guidelines, and/or analytics. Develops analysis, insights and recommended strategies related to product development or enhancement, product language, underwriting guidelines, processes and agent business practices. Analyzes information and presents opportunities to improve product or business practices and procedures. Monitors effectiveness of current products and recommends changes and/or enhancements to Management. Analyzes information and/or data in support of the formulation and execution of operational plans. May specialize in supporting pricing activities related to rate reviews, profit and loss ratio-based reviews, experience rating programs. May validate, develop & articulate product features/enhancements to be developed and built into technology solutions. Specialized Knowledge & Skills Requirements Demonstrated experience providing customer-driven solutions, support or service. Demonstrated experience performing business analysis, writing contracts and/or developing underwriting guidelines depending upon specialization Solid knowledge and understanding of customer, business industry, insurance, underwriting guidelines and risk concepts in area of expertise. Basic knowledge of leveraging customer, market and competitor intelligence. We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits. We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law. We encourage you to apply even if you do not meet all of the requirements listed above. Skills can be used in many different ways, and your life and professional experience may be relevant beyond what a list of requirements will capture. We encourage those who are passionate about what we do to apply!
As a Senior Product Analyst you will report to the Director of Commercial Auto Products and an emphasis will be placed on the developing the skillset to equip you for career advancement within the Product Management organization at American Family Group. Seeking candidate who is comfortable working both independently and in a collaborative environment with other team members. Motivated to learn new software and tools and views internal/external data in new ways. Possess an analytical skillset with the ability to summarize complex information. Supports and manages insurance product performance in market by leveraging analysis, insights across a variety of internal and external sources to conduct root cause analysis. Research solutions that inform recommended actions to improve profitability, growth and customer experience in support of annual profit and growth plans. Monitor/support/adjust actions and initiatives top and bottom-line aspects of product performance in market(s). Create insights from data about customer, market and competitors for creative solutions and proactively monitoring trends in the market. Utilizes market research data to identify, analyze, and evaluate markets, products, or services that are potential areas for the company to enter. Develops and executes strategic plans for entry into new markets. Develop and introduce new or enhanced products and services in existing markets to strategically manage the product development lifecycle. Delivers enhancements that improve product using contract language, underwriting rules/guidelines, system/platform, automation and use of pricing/predictive analytics. Compensation Minimum:$76,100/annually Compensation Maximum:$126,800/annually Compensation may vary based on the job level and your geographic work location. Primary Accountabilities Provides information to leadership based on research, performance data and competitor actions to support product strategy recommendations and profit and growth plan execution. May specialize in researching competitor products, developing and/or enhancing product/contract language, underwriting guidelines, and/or analytics. Develops analysis, insights and recommended strategies related to product development or enhancement, product language, underwriting guidelines, processes and agent business practices. Analyzes information and presents opportunities to improve product or business practices and procedures. Monitors effectiveness of current products and recommends changes and/or enhancements to Management. Analyzes information and/or data in support of the formulation and execution of operational plans. May specialize in supporting pricing activities related to rate reviews, profit and loss ratio-based reviews, experience rating programs. May validate, develop & articulate product features/enhancements to be developed and built into technology solutions. Specialized Knowledge & Skills Requirements Demonstrated experience providing customer-driven solutions, support or service. Demonstrated experience performing business analysis, writing contracts and/or developing underwriting guidelines depending upon specialization Solid knowledge and understanding of customer, business industry, insurance, underwriting guidelines and risk concepts in area of expertise. Basic knowledge of leveraging customer, market and competitor intelligence. We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits. We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law. We encourage you to apply even if you do not meet all of the requirements listed above. Skills can be used in many different ways, and your life and professional experience may be relevant beyond what a list of requirements will capture. We encourage those who are passionate about what we do to apply!
09/07/2023
Full time
As a Senior Product Analyst you will report to the Director of Commercial Auto Products and an emphasis will be placed on the developing the skillset to equip you for career advancement within the Product Management organization at American Family Group. Seeking candidate who is comfortable working both independently and in a collaborative environment with other team members. Motivated to learn new software and tools and views internal/external data in new ways. Possess an analytical skillset with the ability to summarize complex information. Supports and manages insurance product performance in market by leveraging analysis, insights across a variety of internal and external sources to conduct root cause analysis. Research solutions that inform recommended actions to improve profitability, growth and customer experience in support of annual profit and growth plans. Monitor/support/adjust actions and initiatives top and bottom-line aspects of product performance in market(s). Create insights from data about customer, market and competitors for creative solutions and proactively monitoring trends in the market. Utilizes market research data to identify, analyze, and evaluate markets, products, or services that are potential areas for the company to enter. Develops and executes strategic plans for entry into new markets. Develop and introduce new or enhanced products and services in existing markets to strategically manage the product development lifecycle. Delivers enhancements that improve product using contract language, underwriting rules/guidelines, system/platform, automation and use of pricing/predictive analytics. Compensation Minimum:$76,100/annually Compensation Maximum:$126,800/annually Compensation may vary based on the job level and your geographic work location. Primary Accountabilities Provides information to leadership based on research, performance data and competitor actions to support product strategy recommendations and profit and growth plan execution. May specialize in researching competitor products, developing and/or enhancing product/contract language, underwriting guidelines, and/or analytics. Develops analysis, insights and recommended strategies related to product development or enhancement, product language, underwriting guidelines, processes and agent business practices. Analyzes information and presents opportunities to improve product or business practices and procedures. Monitors effectiveness of current products and recommends changes and/or enhancements to Management. Analyzes information and/or data in support of the formulation and execution of operational plans. May specialize in supporting pricing activities related to rate reviews, profit and loss ratio-based reviews, experience rating programs. May validate, develop & articulate product features/enhancements to be developed and built into technology solutions. Specialized Knowledge & Skills Requirements Demonstrated experience providing customer-driven solutions, support or service. Demonstrated experience performing business analysis, writing contracts and/or developing underwriting guidelines depending upon specialization Solid knowledge and understanding of customer, business industry, insurance, underwriting guidelines and risk concepts in area of expertise. Basic knowledge of leveraging customer, market and competitor intelligence. We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits. We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law. We encourage you to apply even if you do not meet all of the requirements listed above. Skills can be used in many different ways, and your life and professional experience may be relevant beyond what a list of requirements will capture. We encourage those who are passionate about what we do to apply!
As a Senior Product Analyst you will report to the Director of Commercial Auto Products and an emphasis will be placed on the developing the skillset to equip you for career advancement within the Product Management organization at American Family Group. Seeking candidate who is comfortable working both independently and in a collaborative environment with other team members. Motivated to learn new software and tools and views internal/external data in new ways. Possess an analytical skillset with the ability to summarize complex information. Supports and manages insurance product performance in market by leveraging analysis, insights across a variety of internal and external sources to conduct root cause analysis. Research solutions that inform recommended actions to improve profitability, growth and customer experience in support of annual profit and growth plans. Monitor/support/adjust actions and initiatives top and bottom-line aspects of product performance in market(s). Create insights from data about customer, market and competitors for creative solutions and proactively monitoring trends in the market. Utilizes market research data to identify, analyze, and evaluate markets, products, or services that are potential areas for the company to enter. Develops and executes strategic plans for entry into new markets. Develop and introduce new or enhanced products and services in existing markets to strategically manage the product development lifecycle. Delivers enhancements that improve product using contract language, underwriting rules/guidelines, system/platform, automation and use of pricing/predictive analytics. Compensation Minimum:$76,100/annually Compensation Maximum:$126,800/annually Compensation may vary based on the job level and your geographic work location. Primary Accountabilities Provides information to leadership based on research, performance data and competitor actions to support product strategy recommendations and profit and growth plan execution. May specialize in researching competitor products, developing and/or enhancing product/contract language, underwriting guidelines, and/or analytics. Develops analysis, insights and recommended strategies related to product development or enhancement, product language, underwriting guidelines, processes and agent business practices. Analyzes information and presents opportunities to improve product or business practices and procedures. Monitors effectiveness of current products and recommends changes and/or enhancements to Management. Analyzes information and/or data in support of the formulation and execution of operational plans. May specialize in supporting pricing activities related to rate reviews, profit and loss ratio-based reviews, experience rating programs. May validate, develop & articulate product features/enhancements to be developed and built into technology solutions. Specialized Knowledge & Skills Requirements Demonstrated experience providing customer-driven solutions, support or service. Demonstrated experience performing business analysis, writing contracts and/or developing underwriting guidelines depending upon specialization Solid knowledge and understanding of customer, business industry, insurance, underwriting guidelines and risk concepts in area of expertise. Basic knowledge of leveraging customer, market and competitor intelligence. We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits. We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law. We encourage you to apply even if you do not meet all of the requirements listed above. Skills can be used in many different ways, and your life and professional experience may be relevant beyond what a list of requirements will capture. We encourage those who are passionate about what we do to apply!
09/07/2023
Full time
As a Senior Product Analyst you will report to the Director of Commercial Auto Products and an emphasis will be placed on the developing the skillset to equip you for career advancement within the Product Management organization at American Family Group. Seeking candidate who is comfortable working both independently and in a collaborative environment with other team members. Motivated to learn new software and tools and views internal/external data in new ways. Possess an analytical skillset with the ability to summarize complex information. Supports and manages insurance product performance in market by leveraging analysis, insights across a variety of internal and external sources to conduct root cause analysis. Research solutions that inform recommended actions to improve profitability, growth and customer experience in support of annual profit and growth plans. Monitor/support/adjust actions and initiatives top and bottom-line aspects of product performance in market(s). Create insights from data about customer, market and competitors for creative solutions and proactively monitoring trends in the market. Utilizes market research data to identify, analyze, and evaluate markets, products, or services that are potential areas for the company to enter. Develops and executes strategic plans for entry into new markets. Develop and introduce new or enhanced products and services in existing markets to strategically manage the product development lifecycle. Delivers enhancements that improve product using contract language, underwriting rules/guidelines, system/platform, automation and use of pricing/predictive analytics. Compensation Minimum:$76,100/annually Compensation Maximum:$126,800/annually Compensation may vary based on the job level and your geographic work location. Primary Accountabilities Provides information to leadership based on research, performance data and competitor actions to support product strategy recommendations and profit and growth plan execution. May specialize in researching competitor products, developing and/or enhancing product/contract language, underwriting guidelines, and/or analytics. Develops analysis, insights and recommended strategies related to product development or enhancement, product language, underwriting guidelines, processes and agent business practices. Analyzes information and presents opportunities to improve product or business practices and procedures. Monitors effectiveness of current products and recommends changes and/or enhancements to Management. Analyzes information and/or data in support of the formulation and execution of operational plans. May specialize in supporting pricing activities related to rate reviews, profit and loss ratio-based reviews, experience rating programs. May validate, develop & articulate product features/enhancements to be developed and built into technology solutions. Specialized Knowledge & Skills Requirements Demonstrated experience providing customer-driven solutions, support or service. Demonstrated experience performing business analysis, writing contracts and/or developing underwriting guidelines depending upon specialization Solid knowledge and understanding of customer, business industry, insurance, underwriting guidelines and risk concepts in area of expertise. Basic knowledge of leveraging customer, market and competitor intelligence. We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits. We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law. We encourage you to apply even if you do not meet all of the requirements listed above. Skills can be used in many different ways, and your life and professional experience may be relevant beyond what a list of requirements will capture. We encourage those who are passionate about what we do to apply!
As a Senior Product Analyst you will report to the Director of Commercial Auto Products and an emphasis will be placed on the developing the skillset to equip you for career advancement within the Product Management organization at American Family Group. Seeking candidate who is comfortable working both independently and in a collaborative environment with other team members. Motivated to learn new software and tools and views internal/external data in new ways. Possess an analytical skillset with the ability to summarize complex information. Supports and manages insurance product performance in market by leveraging analysis, insights across a variety of internal and external sources to conduct root cause analysis. Research solutions that inform recommended actions to improve profitability, growth and customer experience in support of annual profit and growth plans. Monitor/support/adjust actions and initiatives top and bottom-line aspects of product performance in market(s). Create insights from data about customer, market and competitors for creative solutions and proactively monitoring trends in the market. Utilizes market research data to identify, analyze, and evaluate markets, products, or services that are potential areas for the company to enter. Develops and executes strategic plans for entry into new markets. Develop and introduce new or enhanced products and services in existing markets to strategically manage the product development lifecycle. Delivers enhancements that improve product using contract language, underwriting rules/guidelines, system/platform, automation and use of pricing/predictive analytics. Compensation Minimum:$76,100/annually Compensation Maximum:$126,800/annually Compensation may vary based on the job level and your geographic work location. Primary Accountabilities Provides information to leadership based on research, performance data and competitor actions to support product strategy recommendations and profit and growth plan execution. May specialize in researching competitor products, developing and/or enhancing product/contract language, underwriting guidelines, and/or analytics. Develops analysis, insights and recommended strategies related to product development or enhancement, product language, underwriting guidelines, processes and agent business practices. Analyzes information and presents opportunities to improve product or business practices and procedures. Monitors effectiveness of current products and recommends changes and/or enhancements to Management. Analyzes information and/or data in support of the formulation and execution of operational plans. May specialize in supporting pricing activities related to rate reviews, profit and loss ratio-based reviews, experience rating programs. May validate, develop & articulate product features/enhancements to be developed and built into technology solutions. Specialized Knowledge & Skills Requirements Demonstrated experience providing customer-driven solutions, support or service. Demonstrated experience performing business analysis, writing contracts and/or developing underwriting guidelines depending upon specialization Solid knowledge and understanding of customer, business industry, insurance, underwriting guidelines and risk concepts in area of expertise. Basic knowledge of leveraging customer, market and competitor intelligence. We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits. We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law. We encourage you to apply even if you do not meet all of the requirements listed above. Skills can be used in many different ways, and your life and professional experience may be relevant beyond what a list of requirements will capture. We encourage those who are passionate about what we do to apply!
09/07/2023
Full time
As a Senior Product Analyst you will report to the Director of Commercial Auto Products and an emphasis will be placed on the developing the skillset to equip you for career advancement within the Product Management organization at American Family Group. Seeking candidate who is comfortable working both independently and in a collaborative environment with other team members. Motivated to learn new software and tools and views internal/external data in new ways. Possess an analytical skillset with the ability to summarize complex information. Supports and manages insurance product performance in market by leveraging analysis, insights across a variety of internal and external sources to conduct root cause analysis. Research solutions that inform recommended actions to improve profitability, growth and customer experience in support of annual profit and growth plans. Monitor/support/adjust actions and initiatives top and bottom-line aspects of product performance in market(s). Create insights from data about customer, market and competitors for creative solutions and proactively monitoring trends in the market. Utilizes market research data to identify, analyze, and evaluate markets, products, or services that are potential areas for the company to enter. Develops and executes strategic plans for entry into new markets. Develop and introduce new or enhanced products and services in existing markets to strategically manage the product development lifecycle. Delivers enhancements that improve product using contract language, underwriting rules/guidelines, system/platform, automation and use of pricing/predictive analytics. Compensation Minimum:$76,100/annually Compensation Maximum:$126,800/annually Compensation may vary based on the job level and your geographic work location. Primary Accountabilities Provides information to leadership based on research, performance data and competitor actions to support product strategy recommendations and profit and growth plan execution. May specialize in researching competitor products, developing and/or enhancing product/contract language, underwriting guidelines, and/or analytics. Develops analysis, insights and recommended strategies related to product development or enhancement, product language, underwriting guidelines, processes and agent business practices. Analyzes information and presents opportunities to improve product or business practices and procedures. Monitors effectiveness of current products and recommends changes and/or enhancements to Management. Analyzes information and/or data in support of the formulation and execution of operational plans. May specialize in supporting pricing activities related to rate reviews, profit and loss ratio-based reviews, experience rating programs. May validate, develop & articulate product features/enhancements to be developed and built into technology solutions. Specialized Knowledge & Skills Requirements Demonstrated experience providing customer-driven solutions, support or service. Demonstrated experience performing business analysis, writing contracts and/or developing underwriting guidelines depending upon specialization Solid knowledge and understanding of customer, business industry, insurance, underwriting guidelines and risk concepts in area of expertise. Basic knowledge of leveraging customer, market and competitor intelligence. We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits. We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law. We encourage you to apply even if you do not meet all of the requirements listed above. Skills can be used in many different ways, and your life and professional experience may be relevant beyond what a list of requirements will capture. We encourage those who are passionate about what we do to apply!
As a Senior Product Analyst you will report to the Director of Commercial Auto Products and an emphasis will be placed on the developing the skillset to equip you for career advancement within the Product Management organization at American Family Group. Seeking candidate who is comfortable working both independently and in a collaborative environment with other team members. Motivated to learn new software and tools and views internal/external data in new ways. Possess an analytical skillset with the ability to summarize complex information. Supports and manages insurance product performance in market by leveraging analysis, insights across a variety of internal and external sources to conduct root cause analysis. Research solutions that inform recommended actions to improve profitability, growth and customer experience in support of annual profit and growth plans. Monitor/support/adjust actions and initiatives top and bottom-line aspects of product performance in market(s). Create insights from data about customer, market and competitors for creative solutions and proactively monitoring trends in the market. Utilizes market research data to identify, analyze, and evaluate markets, products, or services that are potential areas for the company to enter. Develops and executes strategic plans for entry into new markets. Develop and introduce new or enhanced products and services in existing markets to strategically manage the product development lifecycle. Delivers enhancements that improve product using contract language, underwriting rules/guidelines, system/platform, automation and use of pricing/predictive analytics. Compensation Minimum:$76,100/annually Compensation Maximum:$126,800/annually Compensation may vary based on the job level and your geographic work location. Primary Accountabilities Provides information to leadership based on research, performance data and competitor actions to support product strategy recommendations and profit and growth plan execution. May specialize in researching competitor products, developing and/or enhancing product/contract language, underwriting guidelines, and/or analytics. Develops analysis, insights and recommended strategies related to product development or enhancement, product language, underwriting guidelines, processes and agent business practices. Analyzes information and presents opportunities to improve product or business practices and procedures. Monitors effectiveness of current products and recommends changes and/or enhancements to Management. Analyzes information and/or data in support of the formulation and execution of operational plans. May specialize in supporting pricing activities related to rate reviews, profit and loss ratio-based reviews, experience rating programs. May validate, develop & articulate product features/enhancements to be developed and built into technology solutions. Specialized Knowledge & Skills Requirements Demonstrated experience providing customer-driven solutions, support or service. Demonstrated experience performing business analysis, writing contracts and/or developing underwriting guidelines depending upon specialization Solid knowledge and understanding of customer, business industry, insurance, underwriting guidelines and risk concepts in area of expertise. Basic knowledge of leveraging customer, market and competitor intelligence. We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits. We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law. We encourage you to apply even if you do not meet all of the requirements listed above. Skills can be used in many different ways, and your life and professional experience may be relevant beyond what a list of requirements will capture. We encourage those who are passionate about what we do to apply!
09/07/2023
Full time
As a Senior Product Analyst you will report to the Director of Commercial Auto Products and an emphasis will be placed on the developing the skillset to equip you for career advancement within the Product Management organization at American Family Group. Seeking candidate who is comfortable working both independently and in a collaborative environment with other team members. Motivated to learn new software and tools and views internal/external data in new ways. Possess an analytical skillset with the ability to summarize complex information. Supports and manages insurance product performance in market by leveraging analysis, insights across a variety of internal and external sources to conduct root cause analysis. Research solutions that inform recommended actions to improve profitability, growth and customer experience in support of annual profit and growth plans. Monitor/support/adjust actions and initiatives top and bottom-line aspects of product performance in market(s). Create insights from data about customer, market and competitors for creative solutions and proactively monitoring trends in the market. Utilizes market research data to identify, analyze, and evaluate markets, products, or services that are potential areas for the company to enter. Develops and executes strategic plans for entry into new markets. Develop and introduce new or enhanced products and services in existing markets to strategically manage the product development lifecycle. Delivers enhancements that improve product using contract language, underwriting rules/guidelines, system/platform, automation and use of pricing/predictive analytics. Compensation Minimum:$76,100/annually Compensation Maximum:$126,800/annually Compensation may vary based on the job level and your geographic work location. Primary Accountabilities Provides information to leadership based on research, performance data and competitor actions to support product strategy recommendations and profit and growth plan execution. May specialize in researching competitor products, developing and/or enhancing product/contract language, underwriting guidelines, and/or analytics. Develops analysis, insights and recommended strategies related to product development or enhancement, product language, underwriting guidelines, processes and agent business practices. Analyzes information and presents opportunities to improve product or business practices and procedures. Monitors effectiveness of current products and recommends changes and/or enhancements to Management. Analyzes information and/or data in support of the formulation and execution of operational plans. May specialize in supporting pricing activities related to rate reviews, profit and loss ratio-based reviews, experience rating programs. May validate, develop & articulate product features/enhancements to be developed and built into technology solutions. Specialized Knowledge & Skills Requirements Demonstrated experience providing customer-driven solutions, support or service. Demonstrated experience performing business analysis, writing contracts and/or developing underwriting guidelines depending upon specialization Solid knowledge and understanding of customer, business industry, insurance, underwriting guidelines and risk concepts in area of expertise. Basic knowledge of leveraging customer, market and competitor intelligence. We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits. We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law. We encourage you to apply even if you do not meet all of the requirements listed above. Skills can be used in many different ways, and your life and professional experience may be relevant beyond what a list of requirements will capture. We encourage those who are passionate about what we do to apply!
As a Senior Product Analyst you will report to the Director of Commercial Auto Products and an emphasis will be placed on the developing the skillset to equip you for career advancement within the Product Management organization at American Family Group. Seeking candidate who is comfortable working both independently and in a collaborative environment with other team members. Motivated to learn new software and tools and views internal/external data in new ways. Possess an analytical skillset with the ability to summarize complex information. Supports and manages insurance product performance in market by leveraging analysis, insights across a variety of internal and external sources to conduct root cause analysis. Research solutions that inform recommended actions to improve profitability, growth and customer experience in support of annual profit and growth plans. Monitor/support/adjust actions and initiatives top and bottom-line aspects of product performance in market(s). Create insights from data about customer, market and competitors for creative solutions and proactively monitoring trends in the market. Utilizes market research data to identify, analyze, and evaluate markets, products, or services that are potential areas for the company to enter. Develops and executes strategic plans for entry into new markets. Develop and introduce new or enhanced products and services in existing markets to strategically manage the product development lifecycle. Delivers enhancements that improve product using contract language, underwriting rules/guidelines, system/platform, automation and use of pricing/predictive analytics. Compensation Minimum:$76,100/annually Compensation Maximum:$126,800/annually Compensation may vary based on the job level and your geographic work location. Primary Accountabilities Provides information to leadership based on research, performance data and competitor actions to support product strategy recommendations and profit and growth plan execution. May specialize in researching competitor products, developing and/or enhancing product/contract language, underwriting guidelines, and/or analytics. Develops analysis, insights and recommended strategies related to product development or enhancement, product language, underwriting guidelines, processes and agent business practices. Analyzes information and presents opportunities to improve product or business practices and procedures. Monitors effectiveness of current products and recommends changes and/or enhancements to Management. Analyzes information and/or data in support of the formulation and execution of operational plans. May specialize in supporting pricing activities related to rate reviews, profit and loss ratio-based reviews, experience rating programs. May validate, develop & articulate product features/enhancements to be developed and built into technology solutions. Specialized Knowledge & Skills Requirements Demonstrated experience providing customer-driven solutions, support or service. Demonstrated experience performing business analysis, writing contracts and/or developing underwriting guidelines depending upon specialization Solid knowledge and understanding of customer, business industry, insurance, underwriting guidelines and risk concepts in area of expertise. Basic knowledge of leveraging customer, market and competitor intelligence. We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits. We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law. We encourage you to apply even if you do not meet all of the requirements listed above. Skills can be used in many different ways, and your life and professional experience may be relevant beyond what a list of requirements will capture. We encourage those who are passionate about what we do to apply!
09/07/2023
Full time
As a Senior Product Analyst you will report to the Director of Commercial Auto Products and an emphasis will be placed on the developing the skillset to equip you for career advancement within the Product Management organization at American Family Group. Seeking candidate who is comfortable working both independently and in a collaborative environment with other team members. Motivated to learn new software and tools and views internal/external data in new ways. Possess an analytical skillset with the ability to summarize complex information. Supports and manages insurance product performance in market by leveraging analysis, insights across a variety of internal and external sources to conduct root cause analysis. Research solutions that inform recommended actions to improve profitability, growth and customer experience in support of annual profit and growth plans. Monitor/support/adjust actions and initiatives top and bottom-line aspects of product performance in market(s). Create insights from data about customer, market and competitors for creative solutions and proactively monitoring trends in the market. Utilizes market research data to identify, analyze, and evaluate markets, products, or services that are potential areas for the company to enter. Develops and executes strategic plans for entry into new markets. Develop and introduce new or enhanced products and services in existing markets to strategically manage the product development lifecycle. Delivers enhancements that improve product using contract language, underwriting rules/guidelines, system/platform, automation and use of pricing/predictive analytics. Compensation Minimum:$76,100/annually Compensation Maximum:$126,800/annually Compensation may vary based on the job level and your geographic work location. Primary Accountabilities Provides information to leadership based on research, performance data and competitor actions to support product strategy recommendations and profit and growth plan execution. May specialize in researching competitor products, developing and/or enhancing product/contract language, underwriting guidelines, and/or analytics. Develops analysis, insights and recommended strategies related to product development or enhancement, product language, underwriting guidelines, processes and agent business practices. Analyzes information and presents opportunities to improve product or business practices and procedures. Monitors effectiveness of current products and recommends changes and/or enhancements to Management. Analyzes information and/or data in support of the formulation and execution of operational plans. May specialize in supporting pricing activities related to rate reviews, profit and loss ratio-based reviews, experience rating programs. May validate, develop & articulate product features/enhancements to be developed and built into technology solutions. Specialized Knowledge & Skills Requirements Demonstrated experience providing customer-driven solutions, support or service. Demonstrated experience performing business analysis, writing contracts and/or developing underwriting guidelines depending upon specialization Solid knowledge and understanding of customer, business industry, insurance, underwriting guidelines and risk concepts in area of expertise. Basic knowledge of leveraging customer, market and competitor intelligence. We provide benefits that support your physical, emotional, and financial wellbeing. You will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health. We also offer a competitive 401(k) contribution, a pension plan, an annual incentive, 9 paid holidays and a paid time off program (23 days accrued annually for full-time employees). In addition, our student loan repayment program and paid-family leave are available to support our employees and their families. Interns and contingent workers are not eligible for American Family Insurance Group benefits. We are an equal opportunity employer. It is our policy to comply with all applicable federal, state and local laws pertaining to non-discrimination, non-harassment and equal opportunity. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law. We encourage you to apply even if you do not meet all of the requirements listed above. Skills can be used in many different ways, and your life and professional experience may be relevant beyond what a list of requirements will capture. We encourage those who are passionate about what we do to apply!
Company Description: At Fannie Mae, futures are made. The inspiring work we do makes an affordable home a reality and a difference in the lives of Americans. Every day offers compelling opportunities to impact the future of the housing industry while being part of an inclusive team thriving in an energizing, flexible environment. Here, you will help lead our industry forward and make your career. Job Description: As a valued colleague on our team, you will assist the team with assessing and identifying potential risks that may threaten our reputation, safety, security, and/or financial success, as well as participate with the team in communicating and collaborating with key stakeholders across the enterprise and understanding business objectives. THE IMPACT YOU WILL MAKEThe Multifamily Senior Risk Analyst role will support oversight of activities of the Multifamily business. This role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities:* Assist team with monitoring and reporting of Multifamily credit quality, risk exposures and key trends* Perform risk reviews and provide effective challenge of various areas of the Multifamily business that the team has oversight of including strategies and methodologies to mitigate risk* Document and present findings and/or conclusions of analysis to key stakeholders and senior management in thoughtful and persuasive manner* Partner with Multifamily and other stakeholders to carry out business strategies that will drive success and ensure safety and soundness in the face of shifting market conditions and regulationsQualifications: THE EXPERIENCE YOU BRING TO THE TEAM Minimum Required Experience * 2 years of related experience* Prior experience performing financial and trend analysis and reporting findings* Prior experience with credit risk, loan quality analysis, compliance monitoring, or risk assessment and risk management* Strong communication skills both written and verbal* Advanced Excel skills* Bachelor's degree or equivalentDesired Experiences* Multifamily or commercial real estate experience strongly preferred* Experience with Delegated Underwriting and Servicing (DUS) program preferred* 5+ years of related experience * Skilled in business intelligence tools such as TableauAdditional Information: REF8811QThe future is what you make it to be. Discover compelling opportunities at careers.fanniemae.com.Fannie Mae is an Equal Opportunity Employer, which means we are committed to fostering a diverse and inclusive workplace. All qualified applicants will receive consideration for employment without regard to race, religion, national origin, gender, gender identity, sexual orientation, personal appearance, protected veteran status, disability, age, or other legally protected status. For individuals with disabilities who would like to request an accommodation in the application process, email us at .
02/27/2022
Full time
Company Description: At Fannie Mae, futures are made. The inspiring work we do makes an affordable home a reality and a difference in the lives of Americans. Every day offers compelling opportunities to impact the future of the housing industry while being part of an inclusive team thriving in an energizing, flexible environment. Here, you will help lead our industry forward and make your career. Job Description: As a valued colleague on our team, you will assist the team with assessing and identifying potential risks that may threaten our reputation, safety, security, and/or financial success, as well as participate with the team in communicating and collaborating with key stakeholders across the enterprise and understanding business objectives. THE IMPACT YOU WILL MAKEThe Multifamily Senior Risk Analyst role will support oversight of activities of the Multifamily business. This role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities:* Assist team with monitoring and reporting of Multifamily credit quality, risk exposures and key trends* Perform risk reviews and provide effective challenge of various areas of the Multifamily business that the team has oversight of including strategies and methodologies to mitigate risk* Document and present findings and/or conclusions of analysis to key stakeholders and senior management in thoughtful and persuasive manner* Partner with Multifamily and other stakeholders to carry out business strategies that will drive success and ensure safety and soundness in the face of shifting market conditions and regulationsQualifications: THE EXPERIENCE YOU BRING TO THE TEAM Minimum Required Experience * 2 years of related experience* Prior experience performing financial and trend analysis and reporting findings* Prior experience with credit risk, loan quality analysis, compliance monitoring, or risk assessment and risk management* Strong communication skills both written and verbal* Advanced Excel skills* Bachelor's degree or equivalentDesired Experiences* Multifamily or commercial real estate experience strongly preferred* Experience with Delegated Underwriting and Servicing (DUS) program preferred* 5+ years of related experience * Skilled in business intelligence tools such as TableauAdditional Information: REF8811QThe future is what you make it to be. Discover compelling opportunities at careers.fanniemae.com.Fannie Mae is an Equal Opportunity Employer, which means we are committed to fostering a diverse and inclusive workplace. All qualified applicants will receive consideration for employment without regard to race, religion, national origin, gender, gender identity, sexual orientation, personal appearance, protected veteran status, disability, age, or other legally protected status. For individuals with disabilities who would like to request an accommodation in the application process, email us at .
Company Description: At Fannie Mae, futures are made. The inspiring work we do makes an affordable home a reality and a difference in the lives of Americans. Every day offers compelling opportunities to impact the future of the housing industry while being part of an inclusive team thriving in an energizing, flexible environment. Here, you will help lead our industry forward and make your career. Job Description: As a valued colleague on our team, you will provide expert advice and guidance to the team responsible for applying mathematical models, advanced tools or techniques (such as SAS, Python, and R), and financial industry knowledge to business or financial data, including model results. Your efforts will enable the team to analyze or report on business performance, solve business questions, or inform business decisions. Work may include developing models or prototypes to achieve these goals, but is not the core focus in the role. THE IMPACT YOU WILL MAKEThe MF Capital Markets - Financial Engineering - Senior Associate role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities:* Join and work with a team of several analysts to assess and monitor credit risk on Fannie Mae's $400bln + multifamily securitization book of business.* Learn and execute proprietary in-house forecasting and pricing models developed in java, Python and R, and analyzing the results. Analyze loan level results provided by off the shelf forecasting application, typically thru tools such as Excel Pivot Tables, R, Python * Understanding and assessing the upstream input data including MF loan data flows, transformations, and how changes to the upstream data drive changes in credit forecasts* Quantitatively analyze multifamily loan terms, products and securitizations through forecasts of NOI, Cap Rates, Interest Rates, Property Prices* Execute deterministic what-if scenarios thru proprietary tools to understand impact on MF loan book. Synthesize results and document methodology in brief memos using Monte Carlo and other simulation techniques* Implement code changes to modify and/or extend in-house models, or to develop new models from scratch* Understanding Multifamily loan securitizations and model their cash flows in Python and R. Perform discounted cash flow (NPV) analysis on forecasted loan structure cashflows* Understand, measure, communicate and document modeling assumptions, output transformations, and other modeling components drive the results of various analyses.* Participate with a team in developing, executing, validating, and documenting proprietary valuation models and property price indexes. Work collaboratively with stakeholders (business, finance, risk, economists) to discuss options and arrive at a recommended approach* Synthesize and share with management attribution and sensitivity analysis (attributing changes in model outputs to changes in inputs and assumptions, and understanding and documenting sensitivity of model outputs to changes in inputs and assumptions)* Perform what-if or strategic analysis to investigate how contemplated changes to loan terms might impact the financial outcomes (capital, returns, pricing) for Fannie Mae and the borrowerQualifications: Minimum Required Experiences* 2 yearsDesired Experiences* Bachelor degree preferred in Finance, Economics, Financial Engineering or related field * Experience developing and running financial models or analyzing large datasets (10mm+ observations) written in Python/Java/R. AWS experience preferred* Experience communicating complex financial results to management with presentations or memos* Knowledge of SQL* Experience developing and executing cashflow models/valuation/loss forecasting for loans or securitizations (such as CMBS, CRT)* Familiarity of GSE multifamily lending business, underwriting requirements, and GSE multifamily securitizations structured transactions Skills* Experience gathering accurate information to explain concepts and answer critical questions* Determining causes of operating errors and taking corrective action* Communication including communicating in writing or verbally, copywriting, planning and distributing communication, etc.* Skilled in the graphical representation of information in the form of a charts, diagrams, pictures, and dashboards with programs and tools such as Excel, Tableau, or Power BI* Business Insight including advising, designing business models, interpreting customer and market insights, forecasting, benchmarking, etc.* Programming including coding, debugging, and using relevant programming languages* Expertise in using statistical methods, including: developing and testing hypotheses, using experimental design, and running linear and logistic regressions* Skilled in cloud technologies and cloud computing* Working with people with different functional expertise respectfully and cooperatively to work toward a common goalTools* Skilled in Tableau* Skilled in Excel* Skilled in SAS* Skilled in SQL* Skilled in using Bloomberg Professional* Skilled in Java* Skilled in Microsoft Teams* Skilled in Python object-oriented programming* Skilled in RStudio to develop programs in R* Skilled in using Intex* Experience using Macros in Excel* Skilled in Amazon Web Services (AWS) offerings, development, and networking platforms* Experience using JIRAAdditional Information: The future is what you make it to be. Discover compelling opportunities at Fanniemae.com/careers.Fannie Mae is an Equal Opportunity Employer, which means we are committed to fostering a diverse and inclusive workplace. All qualified applicants will receive consideration for employment without regard to race, religion, national origin, gender, gender identity, sexual orientation, personal appearance, protected veteran status, disability, age, or other legally protected status. For individuals with disabilities who would like to request an accommodation in the application process, email us at .
02/26/2022
Full time
Company Description: At Fannie Mae, futures are made. The inspiring work we do makes an affordable home a reality and a difference in the lives of Americans. Every day offers compelling opportunities to impact the future of the housing industry while being part of an inclusive team thriving in an energizing, flexible environment. Here, you will help lead our industry forward and make your career. Job Description: As a valued colleague on our team, you will provide expert advice and guidance to the team responsible for applying mathematical models, advanced tools or techniques (such as SAS, Python, and R), and financial industry knowledge to business or financial data, including model results. Your efforts will enable the team to analyze or report on business performance, solve business questions, or inform business decisions. Work may include developing models or prototypes to achieve these goals, but is not the core focus in the role. THE IMPACT YOU WILL MAKEThe MF Capital Markets - Financial Engineering - Senior Associate role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities:* Join and work with a team of several analysts to assess and monitor credit risk on Fannie Mae's $400bln + multifamily securitization book of business.* Learn and execute proprietary in-house forecasting and pricing models developed in java, Python and R, and analyzing the results. Analyze loan level results provided by off the shelf forecasting application, typically thru tools such as Excel Pivot Tables, R, Python * Understanding and assessing the upstream input data including MF loan data flows, transformations, and how changes to the upstream data drive changes in credit forecasts* Quantitatively analyze multifamily loan terms, products and securitizations through forecasts of NOI, Cap Rates, Interest Rates, Property Prices* Execute deterministic what-if scenarios thru proprietary tools to understand impact on MF loan book. Synthesize results and document methodology in brief memos using Monte Carlo and other simulation techniques* Implement code changes to modify and/or extend in-house models, or to develop new models from scratch* Understanding Multifamily loan securitizations and model their cash flows in Python and R. Perform discounted cash flow (NPV) analysis on forecasted loan structure cashflows* Understand, measure, communicate and document modeling assumptions, output transformations, and other modeling components drive the results of various analyses.* Participate with a team in developing, executing, validating, and documenting proprietary valuation models and property price indexes. Work collaboratively with stakeholders (business, finance, risk, economists) to discuss options and arrive at a recommended approach* Synthesize and share with management attribution and sensitivity analysis (attributing changes in model outputs to changes in inputs and assumptions, and understanding and documenting sensitivity of model outputs to changes in inputs and assumptions)* Perform what-if or strategic analysis to investigate how contemplated changes to loan terms might impact the financial outcomes (capital, returns, pricing) for Fannie Mae and the borrowerQualifications: Minimum Required Experiences* 2 yearsDesired Experiences* Bachelor degree preferred in Finance, Economics, Financial Engineering or related field * Experience developing and running financial models or analyzing large datasets (10mm+ observations) written in Python/Java/R. AWS experience preferred* Experience communicating complex financial results to management with presentations or memos* Knowledge of SQL* Experience developing and executing cashflow models/valuation/loss forecasting for loans or securitizations (such as CMBS, CRT)* Familiarity of GSE multifamily lending business, underwriting requirements, and GSE multifamily securitizations structured transactions Skills* Experience gathering accurate information to explain concepts and answer critical questions* Determining causes of operating errors and taking corrective action* Communication including communicating in writing or verbally, copywriting, planning and distributing communication, etc.* Skilled in the graphical representation of information in the form of a charts, diagrams, pictures, and dashboards with programs and tools such as Excel, Tableau, or Power BI* Business Insight including advising, designing business models, interpreting customer and market insights, forecasting, benchmarking, etc.* Programming including coding, debugging, and using relevant programming languages* Expertise in using statistical methods, including: developing and testing hypotheses, using experimental design, and running linear and logistic regressions* Skilled in cloud technologies and cloud computing* Working with people with different functional expertise respectfully and cooperatively to work toward a common goalTools* Skilled in Tableau* Skilled in Excel* Skilled in SAS* Skilled in SQL* Skilled in using Bloomberg Professional* Skilled in Java* Skilled in Microsoft Teams* Skilled in Python object-oriented programming* Skilled in RStudio to develop programs in R* Skilled in using Intex* Experience using Macros in Excel* Skilled in Amazon Web Services (AWS) offerings, development, and networking platforms* Experience using JIRAAdditional Information: The future is what you make it to be. Discover compelling opportunities at Fanniemae.com/careers.Fannie Mae is an Equal Opportunity Employer, which means we are committed to fostering a diverse and inclusive workplace. All qualified applicants will receive consideration for employment without regard to race, religion, national origin, gender, gender identity, sexual orientation, personal appearance, protected veteran status, disability, age, or other legally protected status. For individuals with disabilities who would like to request an accommodation in the application process, email us at .