Santander Holdings USA Inc
Florham Park, New Jersey
ABL Underwriter & Portfolio Manager Boston, United States of America WHAT YOU WILL BE DOING Santander's Commercial Banking Division is an active provider of capital, treasury management and risk management solutions to thousands of small and mid-sized companies in the northeast and across the country. We also have expertise and provide service to specific industry sectors including real estate, asset based lending, energy, education, health care and government. Our clients rely on the strength of Santander's balance sheet and the degree to which our relationship managers understand their businesses in order to develop the most relevant and compelling solutions. In addition, Santander's significant international presence in regions around the world uniquely positions us to help companies grow their business, both near and far. Summary The ABL Underwriter & Portfolio Manager focuses on underwriting, structuring, servicing and documenting new and renewal credits. In addition, s/he is responsible for identifying, gathering and analyzing relevant information to assess credit risk, establish viability of sources of repayment and determine appropriate loan structures. Acts as lead underwriter in collaboration with bankers in preparing credit approval memos with recommendations consistent with bank policy that illustrate well-reasoned analysis. This role performs servicing reviews and supports management of the assigned portfolio to identify and minimize risk to the organization. Provides quality customer service, including participation in joint calls on customers, as needed. This position will be hybrid (part in-office/part remote) in terms of location. Duties & Responsibilities Underwrites and manages ABL middle market credits Ensures financial statements are spread and analyzed, addressing industry risks, monitoring collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance and assisting with loan presentations Expands and builds relationships with a high degree of resultant customer satisfaction Handles reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc. Keeps informed of financial and market trends in the portfolio and analyzes those trends for the effect they will have on the portfolio Manages and services a portfolio of existing loan relationships Qualifications Bachelor's Degree or equivalent work experience - Finance, Accounting, Management, Economics or equivalent field. Master's Degree - Finance, Accounting, Management, Economics or equivalent field 9-12 years of hands-on financial analysis, structuring, underwriting and portfolio management focused on ABL middle market credits (MUST be well-versed in underwriting ABL deals) Completion of bank-certified course in Credit Training preferred Comfortable in customer contact situations including escalations and potential work-out/loan restructure environments Demonstrated knowledge in financial modeling and able to structure credit in modeling environment Able to assist RM's on how to structure the credit relationship Demonstrated practical and conceptual knowledge of credit and risk analysis Exhibits competency at independently reaching conclusions and forms clear view of credit structure and business risk to organization Knowledge of Federal banking regulations Must demonstrate strong judgment and sound credit skills Proficiency with computer systems Skilled in proposing and negotiating and recommending credit and covenant structures Solid knowledge of loan and related legal documents Solid understanding of industry nuances applicable to the credits contained within the group's portfolio Strong communication skills, and ability to influence others by persuasively presenting thoughts and ideas to gain commitment and agreement for proposed ideas and solutions At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply. WHAT WE ARE LOOKING FOR EXPERIENCE EDUCATION COMPETENCIES English Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston,New Jersey-Florham Park,New York-New York,Pennsylvania-Reading,Pennsylvania-Conshohocken Organization: Santander Bank N.A.
05/29/2023
Full time
ABL Underwriter & Portfolio Manager Boston, United States of America WHAT YOU WILL BE DOING Santander's Commercial Banking Division is an active provider of capital, treasury management and risk management solutions to thousands of small and mid-sized companies in the northeast and across the country. We also have expertise and provide service to specific industry sectors including real estate, asset based lending, energy, education, health care and government. Our clients rely on the strength of Santander's balance sheet and the degree to which our relationship managers understand their businesses in order to develop the most relevant and compelling solutions. In addition, Santander's significant international presence in regions around the world uniquely positions us to help companies grow their business, both near and far. Summary The ABL Underwriter & Portfolio Manager focuses on underwriting, structuring, servicing and documenting new and renewal credits. In addition, s/he is responsible for identifying, gathering and analyzing relevant information to assess credit risk, establish viability of sources of repayment and determine appropriate loan structures. Acts as lead underwriter in collaboration with bankers in preparing credit approval memos with recommendations consistent with bank policy that illustrate well-reasoned analysis. This role performs servicing reviews and supports management of the assigned portfolio to identify and minimize risk to the organization. Provides quality customer service, including participation in joint calls on customers, as needed. This position will be hybrid (part in-office/part remote) in terms of location. Duties & Responsibilities Underwrites and manages ABL middle market credits Ensures financial statements are spread and analyzed, addressing industry risks, monitoring collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance and assisting with loan presentations Expands and builds relationships with a high degree of resultant customer satisfaction Handles reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc. Keeps informed of financial and market trends in the portfolio and analyzes those trends for the effect they will have on the portfolio Manages and services a portfolio of existing loan relationships Qualifications Bachelor's Degree or equivalent work experience - Finance, Accounting, Management, Economics or equivalent field. Master's Degree - Finance, Accounting, Management, Economics or equivalent field 9-12 years of hands-on financial analysis, structuring, underwriting and portfolio management focused on ABL middle market credits (MUST be well-versed in underwriting ABL deals) Completion of bank-certified course in Credit Training preferred Comfortable in customer contact situations including escalations and potential work-out/loan restructure environments Demonstrated knowledge in financial modeling and able to structure credit in modeling environment Able to assist RM's on how to structure the credit relationship Demonstrated practical and conceptual knowledge of credit and risk analysis Exhibits competency at independently reaching conclusions and forms clear view of credit structure and business risk to organization Knowledge of Federal banking regulations Must demonstrate strong judgment and sound credit skills Proficiency with computer systems Skilled in proposing and negotiating and recommending credit and covenant structures Solid knowledge of loan and related legal documents Solid understanding of industry nuances applicable to the credits contained within the group's portfolio Strong communication skills, and ability to influence others by persuasively presenting thoughts and ideas to gain commitment and agreement for proposed ideas and solutions At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply. WHAT WE ARE LOOKING FOR EXPERIENCE EDUCATION COMPETENCIES English Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston,New Jersey-Florham Park,New York-New York,Pennsylvania-Reading,Pennsylvania-Conshohocken Organization: Santander Bank N.A.
Title Examiner III - Remote (within FL with FL Based examination experience) Do you have 5+ years of Florida Title Examination experience? Is your typical production pace already at a minimum of 4-5 average metes and bounds files daily OR 8-9 lot and block files daily? Do you hold knowledge of real estate law and title and escrow curative procedures? You might be a great fit for our open Title Examiner III Role if you answered "yes" to the questions above! Use the link below to also apply directly on our webpage: GENERAL PURPOSE: Title Examiners are responsible for abstracting and examining documents from public records and providing title opinions based on the facts and documentation. This is achieved by using extensive title knowledge to examine the prior chain of title and all relevant documents for errors, identifying any title issues, & taking the necessary steps to ensure a clear title. In addition, the title examiner is responsible for providing accurate/ professional title commitments while maintaining a high level of productivity in assessing risk and liabilities in accordance with policy provisions. Essential Functions: Examine title orders within company guidelines to determine the conditions of the title and insurability by considering the effect of documents such as deeds, deeds of trust, mechanics liens, tax liens, judgments, assessments, probates and other matters of record. Analyze & evaluate pertinent record documents for determination of ownership, legal descriptions and any conjunction with the title. Explain the chain of title, exceptions, and requirements to customers and managers. Recognize title defects and formulate a curative solution. Assess risks and liabilities that may jeopardize the company, and bring these matters to the attention of the local title manager, state title manager or underwriter, as appropriate. Maintain proper production levels and delivery standards on a daily basis. Work closely with the customer and management to meet time requirements for options, and assist with answering questions. Prepare an accurate and compressive title commitment in accordance with company examination and policy procedures. Perform other duties assigned by the manager. Participates in special projects and miscellaneous duties as assigned by management. Job Qualifications: Minimum 8 years experience in retail purchase title examination. Produce a minimum of 4-5 average metes and bounds files daily OR 8-9 lot and block files daily. Maintain a minimum of 98%. Must be proficient in examining and mapping metes and bounds and section land. Demonstrate advanced knowledge of complex title matters including, but not limited to, probate, foreclosure, trusts, guardianship, bankruptcy, and tax deeds. Exhibit excellent computer skills and ability to quickly learn new programs and processes. Familiarity with title-searching software is required. Knowledge of advanced underwriting policies and guidelines. Knowledge of real estate law and title and escrow curative procedures. Ability to research and reach reasonable decisions for requirements and exceptions on complex matters found through search exams. Meet and/or exceed daily production requirements of 7 files. Demonstrate the ability to be flexible when learning new streamlined procedures and guidelines to help improve the speed and accuracy of the search and exam process. Effective communication skills, both verbal and written. Organizational skills and ability to work within established time frames. Ability to work in fast-paced environment while maintaining control. Excellent problem-solving/critical thinking. Education, Form Training, AND Experience: High School diploma (or equivalent). Specialized training in word processing software, database or spreadsheet software (obtained either in school or by up to six months of training) is desirable. Minimum of four years of industry experience. REASONING ABILITY: Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; climb or balance; stoop, kneel, crouch, or crawl; and taste or smell. The employee must frequently lift and/or move up to 25pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and the ability to adjust focus. WORK ENVIRONMENT: The work environment characteristics described here are representative of those an employee encounter while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. The noise level in the work environment is usually moderate. NOTE: This job description is not intended to be an exhaustive list of duties, responsibilities, or qualifications associated with the job. We offer some great perks: Health, dental, and vision benefits. Employer-paid disability and life insurance. Flexible spending accounts. 401K with company match. Paid time off and company-paid holidays. Wellness resources. NOTE: This job description is not intended to be an exhaustive list of duties, responsibilities, or qualifications associated with the job. CA Privacy notice: About Westcor Land Title Insurance Company: Westcor Land Title Insurance Company is the nation's largest independent title insurancebusiness. Founded by agents to bring innovative solutions to the title insurance market,Westcor delivers technology-driven products and services to make the real estate closingprocess faster and more efficient while driving the continued success of independent titleagents, their customers, and Westcor partners across the title industry. Westcor Land TitleInsurance Company is rated A" (A Double Prime) by Demotech Rating Inc. Based in Maitland, FL,Westcor has regional offices throughout the United States.
05/29/2023
Full time
Title Examiner III - Remote (within FL with FL Based examination experience) Do you have 5+ years of Florida Title Examination experience? Is your typical production pace already at a minimum of 4-5 average metes and bounds files daily OR 8-9 lot and block files daily? Do you hold knowledge of real estate law and title and escrow curative procedures? You might be a great fit for our open Title Examiner III Role if you answered "yes" to the questions above! Use the link below to also apply directly on our webpage: GENERAL PURPOSE: Title Examiners are responsible for abstracting and examining documents from public records and providing title opinions based on the facts and documentation. This is achieved by using extensive title knowledge to examine the prior chain of title and all relevant documents for errors, identifying any title issues, & taking the necessary steps to ensure a clear title. In addition, the title examiner is responsible for providing accurate/ professional title commitments while maintaining a high level of productivity in assessing risk and liabilities in accordance with policy provisions. Essential Functions: Examine title orders within company guidelines to determine the conditions of the title and insurability by considering the effect of documents such as deeds, deeds of trust, mechanics liens, tax liens, judgments, assessments, probates and other matters of record. Analyze & evaluate pertinent record documents for determination of ownership, legal descriptions and any conjunction with the title. Explain the chain of title, exceptions, and requirements to customers and managers. Recognize title defects and formulate a curative solution. Assess risks and liabilities that may jeopardize the company, and bring these matters to the attention of the local title manager, state title manager or underwriter, as appropriate. Maintain proper production levels and delivery standards on a daily basis. Work closely with the customer and management to meet time requirements for options, and assist with answering questions. Prepare an accurate and compressive title commitment in accordance with company examination and policy procedures. Perform other duties assigned by the manager. Participates in special projects and miscellaneous duties as assigned by management. Job Qualifications: Minimum 8 years experience in retail purchase title examination. Produce a minimum of 4-5 average metes and bounds files daily OR 8-9 lot and block files daily. Maintain a minimum of 98%. Must be proficient in examining and mapping metes and bounds and section land. Demonstrate advanced knowledge of complex title matters including, but not limited to, probate, foreclosure, trusts, guardianship, bankruptcy, and tax deeds. Exhibit excellent computer skills and ability to quickly learn new programs and processes. Familiarity with title-searching software is required. Knowledge of advanced underwriting policies and guidelines. Knowledge of real estate law and title and escrow curative procedures. Ability to research and reach reasonable decisions for requirements and exceptions on complex matters found through search exams. Meet and/or exceed daily production requirements of 7 files. Demonstrate the ability to be flexible when learning new streamlined procedures and guidelines to help improve the speed and accuracy of the search and exam process. Effective communication skills, both verbal and written. Organizational skills and ability to work within established time frames. Ability to work in fast-paced environment while maintaining control. Excellent problem-solving/critical thinking. Education, Form Training, AND Experience: High School diploma (or equivalent). Specialized training in word processing software, database or spreadsheet software (obtained either in school or by up to six months of training) is desirable. Minimum of four years of industry experience. REASONING ABILITY: Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; climb or balance; stoop, kneel, crouch, or crawl; and taste or smell. The employee must frequently lift and/or move up to 25pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, depth perception, and the ability to adjust focus. WORK ENVIRONMENT: The work environment characteristics described here are representative of those an employee encounter while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. The noise level in the work environment is usually moderate. NOTE: This job description is not intended to be an exhaustive list of duties, responsibilities, or qualifications associated with the job. We offer some great perks: Health, dental, and vision benefits. Employer-paid disability and life insurance. Flexible spending accounts. 401K with company match. Paid time off and company-paid holidays. Wellness resources. NOTE: This job description is not intended to be an exhaustive list of duties, responsibilities, or qualifications associated with the job. CA Privacy notice: About Westcor Land Title Insurance Company: Westcor Land Title Insurance Company is the nation's largest independent title insurancebusiness. Founded by agents to bring innovative solutions to the title insurance market,Westcor delivers technology-driven products and services to make the real estate closingprocess faster and more efficient while driving the continued success of independent titleagents, their customers, and Westcor partners across the title industry. Westcor Land TitleInsurance Company is rated A" (A Double Prime) by Demotech Rating Inc. Based in Maitland, FL,Westcor has regional offices throughout the United States.
Join a winning team at United Business Bank and enjoy a friendly and collaborative work environment where opportunities for advancement are encouraged and supported. We pride ourselves on the team that we have in place, and we proudly state that our success is due largely to our team and their commitment to our client base. Thank you for considering United Business Bank as your next step in your career path, we look forward to hearing from you. About United Business Bank We are a publicly traded Regional Bank with approximately $2.9B in assets and 34 offices in 4 states. We have an entrepreneurial spirit and focus on the community by specializing in small to medium sized business clients. Our single point of contact model delivers outstanding customer service. United Business Bank's comprehensive benefit package includes medical, dental, vision, 401K, long and short term disability insurance, flexible spending account, a generous vacation and sick policy. About the Position We have other levels within the SBA Underwriter position currently open. All candidates are encouraged to apply and depending on prior experience the position could be an SBA Underwriter I, II, or III. The SBA Underwriter III is both an onsite and/or hybrid remote position, working a minimum three days in office and two days remotely. The SBA Underwriter III is responsible for following all bank/department policies and procedures, as well as underwriting, documentation, processing and maintenance of lending products and loan files. The UW will conduct in depth credit analysis to provide sufficient information to make a recommendation of approval or denial of new loan requests that adhere to United Business Bank policy and procedures as well as SBA SOP guidelines. They are also responsible for assisting the SBA Manager and SBA Deputy Manager with additional assignments and/or projects as needed. About You You are a self-starter with an entrepreneurial spirit who thrives in a team environment. You also have the following: Education/Certification: Bachelors degree preferred. Required Knowledge: Working knowledge of SBAs SOP guidelines Experience in underwriting, financial analysis, or deal structuring in financial services Formal credit training preferred Experience Required: A minimum of 8 years bank experience in underwriting/lending. Skills/Abilities: Proficient in commercial and SBA banking credit policies and procedures, credit/financial statement analysis, loan structuring and cash flow analysis Ability to perform intermediate level accounting and financial analysis under moderate supervision. Excellent written and communication skills Ability to communicate effectively and project a professional image when giving and taking information in writing, in person and over the phone Good analytical skills including ability to define problems, collect data, establish facts and draw conclusions Basic computer skills including the use of excel, word processing, email and spreadsheets Attention to detail Location: Onsite, Hybrid We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
05/29/2023
Full time
Join a winning team at United Business Bank and enjoy a friendly and collaborative work environment where opportunities for advancement are encouraged and supported. We pride ourselves on the team that we have in place, and we proudly state that our success is due largely to our team and their commitment to our client base. Thank you for considering United Business Bank as your next step in your career path, we look forward to hearing from you. About United Business Bank We are a publicly traded Regional Bank with approximately $2.9B in assets and 34 offices in 4 states. We have an entrepreneurial spirit and focus on the community by specializing in small to medium sized business clients. Our single point of contact model delivers outstanding customer service. United Business Bank's comprehensive benefit package includes medical, dental, vision, 401K, long and short term disability insurance, flexible spending account, a generous vacation and sick policy. About the Position We have other levels within the SBA Underwriter position currently open. All candidates are encouraged to apply and depending on prior experience the position could be an SBA Underwriter I, II, or III. The SBA Underwriter III is both an onsite and/or hybrid remote position, working a minimum three days in office and two days remotely. The SBA Underwriter III is responsible for following all bank/department policies and procedures, as well as underwriting, documentation, processing and maintenance of lending products and loan files. The UW will conduct in depth credit analysis to provide sufficient information to make a recommendation of approval or denial of new loan requests that adhere to United Business Bank policy and procedures as well as SBA SOP guidelines. They are also responsible for assisting the SBA Manager and SBA Deputy Manager with additional assignments and/or projects as needed. About You You are a self-starter with an entrepreneurial spirit who thrives in a team environment. You also have the following: Education/Certification: Bachelors degree preferred. Required Knowledge: Working knowledge of SBAs SOP guidelines Experience in underwriting, financial analysis, or deal structuring in financial services Formal credit training preferred Experience Required: A minimum of 8 years bank experience in underwriting/lending. Skills/Abilities: Proficient in commercial and SBA banking credit policies and procedures, credit/financial statement analysis, loan structuring and cash flow analysis Ability to perform intermediate level accounting and financial analysis under moderate supervision. Excellent written and communication skills Ability to communicate effectively and project a professional image when giving and taking information in writing, in person and over the phone Good analytical skills including ability to define problems, collect data, establish facts and draw conclusions Basic computer skills including the use of excel, word processing, email and spreadsheets Attention to detail Location: Onsite, Hybrid We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.
Cincinnati Insurance Company, Inc.
Dayton, Kentucky
Description: At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we're looking for extraordinary people to join our talented team. If you're ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow. Start your journey with us Cincinnati Re is currently seeking an individual to join the analytics team to support treaty reinsurance pricing. A strong quantitative and property/casualty reinsurance background is required. Candidate must have excellent communication, strong project management and analytical skills, and the ability to work in a fast-paced environment. The starting pay range for this position is $75,000 - $165,000 annually. The pay determination is based on the applicant's education, experience, location, knowledge, skills, and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance. Be ready to: Support the evaluation and pricing of reinsurance opportunities. This includes working with the reinsurance underwriters to analyze contracts, develop loss costs, quantify the impact of contract features, ascertain capital requirements, and provide an understanding of the key risk drivers. Perform actuarial pricing including experience rating and exposure rating of subject business. Perform stochastic and financial modeling of transactions. Provide assistance in the development and maintenance of pricing models. Close collaboration with members of the broader reinsurance team. Meet externally with current and prospective clients. Participate in special projects as needed. Location: Preferably in Cincinnati, OH. Many departments at our Headquarters in Fairfield, Ohio, offer hybrid work options, empowering associates to work from home several days a week. Depending on your role and responsibilities, hybrid options may be available May also consider remote location, provided candidate is able to travel for internal and external meetings. Qualification: Be equipped with: 5+ years of experience in commercial lines such as general liability, auto, property and professional lines. 2+ years of experience in property/casualty reinsurance pricing preferred. Must be motivated, self-directed, and have the ability to work in a collaborative team environment. Excellent written and verbal communication skills. Strong organizational, time and project management experience. Availability for travel for internal meetings (4-8 trips per year). Availability for travel to meetings at client locations (2-6 trips per year). Desired Skills: High proficiency using Microsoft Excel, experience with SQL Server and VBA a plus. You've Earned: Bachelor's degree. Actuarial student or near-credentialed property and casualty actuary (ACAS or FCAS). Enjoy benefits and amenities Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities. Learn more about our benefits and amenities packages. Embrace a diverse team As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation; religion; national origin; age; disability; or any other basis prohibited by law . Learn more about the Federal Employment Notices.
05/29/2023
Full time
Description: At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we're looking for extraordinary people to join our talented team. If you're ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow. Start your journey with us Cincinnati Re is currently seeking an individual to join the analytics team to support treaty reinsurance pricing. A strong quantitative and property/casualty reinsurance background is required. Candidate must have excellent communication, strong project management and analytical skills, and the ability to work in a fast-paced environment. The starting pay range for this position is $75,000 - $165,000 annually. The pay determination is based on the applicant's education, experience, location, knowledge, skills, and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance. Be ready to: Support the evaluation and pricing of reinsurance opportunities. This includes working with the reinsurance underwriters to analyze contracts, develop loss costs, quantify the impact of contract features, ascertain capital requirements, and provide an understanding of the key risk drivers. Perform actuarial pricing including experience rating and exposure rating of subject business. Perform stochastic and financial modeling of transactions. Provide assistance in the development and maintenance of pricing models. Close collaboration with members of the broader reinsurance team. Meet externally with current and prospective clients. Participate in special projects as needed. Location: Preferably in Cincinnati, OH. Many departments at our Headquarters in Fairfield, Ohio, offer hybrid work options, empowering associates to work from home several days a week. Depending on your role and responsibilities, hybrid options may be available May also consider remote location, provided candidate is able to travel for internal and external meetings. Qualification: Be equipped with: 5+ years of experience in commercial lines such as general liability, auto, property and professional lines. 2+ years of experience in property/casualty reinsurance pricing preferred. Must be motivated, self-directed, and have the ability to work in a collaborative team environment. Excellent written and verbal communication skills. Strong organizational, time and project management experience. Availability for travel for internal meetings (4-8 trips per year). Availability for travel to meetings at client locations (2-6 trips per year). Desired Skills: High proficiency using Microsoft Excel, experience with SQL Server and VBA a plus. You've Earned: Bachelor's degree. Actuarial student or near-credentialed property and casualty actuary (ACAS or FCAS). Enjoy benefits and amenities Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities. Learn more about our benefits and amenities packages. Embrace a diverse team As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation; religion; national origin; age; disability; or any other basis prohibited by law . Learn more about the Federal Employment Notices.
Amwins Program Underwriters ("APU") is conducting a candidate search looking for a Senior Program Underwriter for destination resorts and hotels and community associations (ResortGuard). Please visit APU is a Managing General Agent (MGA) with brokerage capabilities within the Amwins Underwriting division. Depending on the specific program, we do everything from underwriting, to coverage analysis, brokering, pricing, claims, actuarial, loss control, policy issuance, and audits. We administer over 30 programs generating more than $380 million in premium across nine office locations and through 155 dedicated professionals. Within APU, we create bespoke insurance programs for underserved niches. Generally, these industries are underserved because the risk is difficult to understand and service, as with the scrap industry. Our expertise in these niches allows us to outselect the competition, allowing our programs to grow over the long term while maintaining stable relationships with our carrier partners. While not an insurance company, we underwrite on behalf of the insurance companies we partner with on our various programs. APU's parent company is Amwins Group, Inc. ("Amwins") is the largest wholesale brokerage and group insurance administrator in the US with annual placed premiums over $26b, 155 locations around the world, and 6.2k employees. Amwins has expertise across a diversified mix of property, casualty and group benefits products, and offers value-added services to support some of these products, including product development, underwriting, premium and claims administration and actuarial services. Please visit us at Position Overview The Program Underwriter reviews accounts to determine acceptability within company underwriting authority. Completes underwriting and pricing of accepted accounts. If account is not within underwriting authority, prepares and submits it to the carrier; negotiates pricing and coverages. Initiates and assists sales staff with developing business. Serves as primary contact for agents and brokers in servicing and quoting accounts. Serves as interface between carrier and agent. Handles account problems with the agent, company and sales staff. Plays a support role with less experienced peers. Primary Job Objective The primary job objectives of this position are to grow the specific program book of business profitably, development of relationships with key program production sources in conjunction with team leaders and other team members. This position can be hybrid or remote for local candidates in the Portsmouth area. Responsibilities Underwrites new and renewal program business for acceptability based on guidelines established by company and Amwins Program Underwriters: reviews applications, coverages, classifications, exposures, financial condition, loss information, and engineering reports; discusses pricing with producer, broker, or agent; quotes accounts within authority Works with rating department to achieve pricing, terms, and conditions Completes Account Summary detailing hazards, controls, coverages, terms, pricing and thought process for each account Submits accounts above authority to underwriting manager and/or company Sends out proposals Initiates new business development Serves as primary contact for agents and brokers; serves as interface between carrier and agents/brokers Sends out initial billing and binding acknowledgement Requests policies to be issued Orders loss control in accordance with company guidelines, reviews completed reports and takes appropriate action, if any Responsible for coverage changes and policy form modification, works in conjunction with company to provide modifications Coordinates with other department personnel: consults engineering and claims to obtain necessary information in the handling of an account Responds to phone calls and emails in a timely fashion Acts as departmental resource: mentors and answers technical and general questions from others in department Approves endorsements within authority and refers those outside own authority Completes Rate Change Reports Quality reviews proposals and binding acknowledgements Performs Quarterly Audits on peer files Performs other duties as assigned Qualifications Minimum of five years of commercial property and casualty underwriting experience. Prior experience underwriting general liability or property a plus. Prefer carrier or MGU underwriting experience/training Insurance curriculum classes a plus Snapshot of what Amwins provides to our team members: Compensation includes a salary commensurate with experience Position eligible for annual bonus Broad benefits package available Most benefits available first day of employment Medical, Dental, Vision, Life, etc. Paternal Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc. Generous Paid Time Off and Company Holiday Schedule Collaborative, continuing education focused work environment Career advancement opportunities Equal Opportunity Policy: The acceptance of the requested information for consideration and referral of candidates will be without regard to a candidate's race, creed, color, age, gender, marital status, veteran status, national origin, sexual orientation/identification/expression, disability status, or weight and will be based solely on the candidate's qualifications for the position. We are an equal opportunity employer.
05/28/2023
Full time
Amwins Program Underwriters ("APU") is conducting a candidate search looking for a Senior Program Underwriter for destination resorts and hotels and community associations (ResortGuard). Please visit APU is a Managing General Agent (MGA) with brokerage capabilities within the Amwins Underwriting division. Depending on the specific program, we do everything from underwriting, to coverage analysis, brokering, pricing, claims, actuarial, loss control, policy issuance, and audits. We administer over 30 programs generating more than $380 million in premium across nine office locations and through 155 dedicated professionals. Within APU, we create bespoke insurance programs for underserved niches. Generally, these industries are underserved because the risk is difficult to understand and service, as with the scrap industry. Our expertise in these niches allows us to outselect the competition, allowing our programs to grow over the long term while maintaining stable relationships with our carrier partners. While not an insurance company, we underwrite on behalf of the insurance companies we partner with on our various programs. APU's parent company is Amwins Group, Inc. ("Amwins") is the largest wholesale brokerage and group insurance administrator in the US with annual placed premiums over $26b, 155 locations around the world, and 6.2k employees. Amwins has expertise across a diversified mix of property, casualty and group benefits products, and offers value-added services to support some of these products, including product development, underwriting, premium and claims administration and actuarial services. Please visit us at Position Overview The Program Underwriter reviews accounts to determine acceptability within company underwriting authority. Completes underwriting and pricing of accepted accounts. If account is not within underwriting authority, prepares and submits it to the carrier; negotiates pricing and coverages. Initiates and assists sales staff with developing business. Serves as primary contact for agents and brokers in servicing and quoting accounts. Serves as interface between carrier and agent. Handles account problems with the agent, company and sales staff. Plays a support role with less experienced peers. Primary Job Objective The primary job objectives of this position are to grow the specific program book of business profitably, development of relationships with key program production sources in conjunction with team leaders and other team members. This position can be hybrid or remote for local candidates in the Portsmouth area. Responsibilities Underwrites new and renewal program business for acceptability based on guidelines established by company and Amwins Program Underwriters: reviews applications, coverages, classifications, exposures, financial condition, loss information, and engineering reports; discusses pricing with producer, broker, or agent; quotes accounts within authority Works with rating department to achieve pricing, terms, and conditions Completes Account Summary detailing hazards, controls, coverages, terms, pricing and thought process for each account Submits accounts above authority to underwriting manager and/or company Sends out proposals Initiates new business development Serves as primary contact for agents and brokers; serves as interface between carrier and agents/brokers Sends out initial billing and binding acknowledgement Requests policies to be issued Orders loss control in accordance with company guidelines, reviews completed reports and takes appropriate action, if any Responsible for coverage changes and policy form modification, works in conjunction with company to provide modifications Coordinates with other department personnel: consults engineering and claims to obtain necessary information in the handling of an account Responds to phone calls and emails in a timely fashion Acts as departmental resource: mentors and answers technical and general questions from others in department Approves endorsements within authority and refers those outside own authority Completes Rate Change Reports Quality reviews proposals and binding acknowledgements Performs Quarterly Audits on peer files Performs other duties as assigned Qualifications Minimum of five years of commercial property and casualty underwriting experience. Prior experience underwriting general liability or property a plus. Prefer carrier or MGU underwriting experience/training Insurance curriculum classes a plus Snapshot of what Amwins provides to our team members: Compensation includes a salary commensurate with experience Position eligible for annual bonus Broad benefits package available Most benefits available first day of employment Medical, Dental, Vision, Life, etc. Paternal Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc. Generous Paid Time Off and Company Holiday Schedule Collaborative, continuing education focused work environment Career advancement opportunities Equal Opportunity Policy: The acceptance of the requested information for consideration and referral of candidates will be without regard to a candidate's race, creed, color, age, gender, marital status, veteran status, national origin, sexual orientation/identification/expression, disability status, or weight and will be based solely on the candidate's qualifications for the position. We are an equal opportunity employer.
Insurance Company of the West
Sacramento, California
Are you looking for more than just a job? Do you want to have a voice and feel a sense of belonging? At ICW Group, we hire innovative people who consistently adapt, grow and deliver. We believe in hard work, a fun work environment, and embracing creativity that only comes about when talented people collaborate to develop solutions. Our mission to create the best insurance experience possible. Headquartered in San Diego with regional offices located throughout the United States, ICW Group has been named for seven consecutive years as a Top 50 performing P&C company offering the stability of a large, profitable and growing company combined with a small-company entrepreneurial spirit. Our purpose-driven ethos provides team members with opportunities to contribute, develop, and belong. The Claims Examiner will handle a variety of claims in multiple jurisdictions with a focus on providing the highest level of service for policyholders and ICW Group to bring claims to an equitable conclusion within Company standards and best practice guidelines. The Claims Examiner works with a sense of urgency, understands insurance coverage concepts, and navigates the legal system with the support of counsel to drive strategic outcomes. We are open to considering remote candidates depending on location. WHAT YOU WILL DO Manages a claim inventory nationwide. Effectively communicates with insureds, agents, attorneys, and witnesses to gather information and provide the highest possible level of customer service. Frontloads investigations and moves with urgency by gathering information quickly to assess risk accurately. Researches and analyzes policy language and drafts coverage letters for review with leadership. Navigates the legal system with counsel and builds rapport with opposing counsel. Investigates each claim to determine exposure and works with appropriate experts as needed. Escalates claim summaries and makes strategic recommendations for approval. Utilizes the appropriate resolution tactic (such as mediation, negotiation, denial, litigation or offer) for each claim to drive good outcomes. Operates within the requirements of the Department of Insurance rules and regulations as well as internal claims handling policies and procedures. Investigates and gathers necessary information in order to settle assigned claims. Conducts timely and thorough investigations of claims and makes assignments to independent adjusters and attorneys, where appropriate. Investigates claims and makes liability decisions within appropriate Division of Insurance (DOI) guidelines, or issues letters requesting additional time if appropriate based on continuing investigation. Manages defense counsel throughout the litigation process while monitoring legal fees and costs. Prioritizes early resolution options for every claim and attends resolution proceedings. Attends depositions, hearings, and settlement conferences. Alerts underwriters to pertinent issues. Creates and adjusts reserves in a timely manner to ensure reserving activities are consistent with company policies. Examines claims investigated by outside adjusters, further investigating questionable claims to determine whether to authorize payments. Additional Responsibilities: Consistently provides the highest level of customer service in the industry. Effectively collaborates with team members from various departments. Continuously seeks to learn new skills and improve technical skills by attending job related training and tracking current case law. Ensures accuracy of data in claims system for compliance with applicable regulatory reporting. Administers benefits to injured workers. Ensures appropriate referral to preferred vendor partners to comply with cost containment procedures to reduce overall claim costs. WHAT YOU BRING TO THE ROLE Bachelor's degree from an accredited institution or equivalent experience along with 1+ years of related claims experience or completion of ICW Claims Academy. Workers' Compensation: 1+ years of related workers' compensation claims experience. CERTIFICATES, LICENSES, REGISTRATIONS Workers' Compensation: Certification that meets the minimum standards of training, experience, and skill required. WCCA and WCCP preferred. State Workers Compensation License is required in some branches. KNOWLEDGE AND SKILLS Basic understanding of laws and jurisdictional restraints to manage claims. Excellent verbal and written communication skills, time management, attention to detail and organizational skills required. Ability to read, analyze, and interpret technical journals, financial reports, and legal documents. Ability to write reports, business correspondence, and procedure manuals. Ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community. Ability to effectively present information to management, public groups, and/or boards of directors. Must be adept at learning new technology and embrace change. COMPENSATION The salary range listed for this position,$59,027.87 to $93,082.44, is exclusive of fringe benefits and potential bonuses. If hired at ICW Group, your final base salary compensation will be determined by factors such as skills, experience and/or education. In addition, we believe in the importance of pay equity and consider internal equity of our current team members as part of any final offer. We typically do not hire at the maximum of the range in order to allow for future and continued salary growth. We also offer a substantial benefits package outlined below. WHY JOIN ICW GROUP? Challenging work and the ability to make a difference You will have a voice and feel a sense of belonging We offer a competitive benefits package, with generous medical, dental, and vision plans as well as 401K retirement plans and company match Bonus potential for all positions Paid Time Off with an accrual rate of 5.23 hours per pay period (equal to 17 days per year) 10 paid holidays throughout the calendar year Want to continue learning? We'll support you 100% ICW Group is committed to creating a diverse environment and is proud to be an Equal Opportunity Employer. ICW Group will not discriminate against an applicant or employee on the basis of race, color, religion, national origin, ancestry, sex/gender, age, physical or mental disability, military or veteran status, genetic information, sexual orientation, gender identity, gender expression, marital status, or any other characteristic protected by applicable federal, state or local law. Education Preferred High School or better
05/28/2023
Full time
Are you looking for more than just a job? Do you want to have a voice and feel a sense of belonging? At ICW Group, we hire innovative people who consistently adapt, grow and deliver. We believe in hard work, a fun work environment, and embracing creativity that only comes about when talented people collaborate to develop solutions. Our mission to create the best insurance experience possible. Headquartered in San Diego with regional offices located throughout the United States, ICW Group has been named for seven consecutive years as a Top 50 performing P&C company offering the stability of a large, profitable and growing company combined with a small-company entrepreneurial spirit. Our purpose-driven ethos provides team members with opportunities to contribute, develop, and belong. The Claims Examiner will handle a variety of claims in multiple jurisdictions with a focus on providing the highest level of service for policyholders and ICW Group to bring claims to an equitable conclusion within Company standards and best practice guidelines. The Claims Examiner works with a sense of urgency, understands insurance coverage concepts, and navigates the legal system with the support of counsel to drive strategic outcomes. We are open to considering remote candidates depending on location. WHAT YOU WILL DO Manages a claim inventory nationwide. Effectively communicates with insureds, agents, attorneys, and witnesses to gather information and provide the highest possible level of customer service. Frontloads investigations and moves with urgency by gathering information quickly to assess risk accurately. Researches and analyzes policy language and drafts coverage letters for review with leadership. Navigates the legal system with counsel and builds rapport with opposing counsel. Investigates each claim to determine exposure and works with appropriate experts as needed. Escalates claim summaries and makes strategic recommendations for approval. Utilizes the appropriate resolution tactic (such as mediation, negotiation, denial, litigation or offer) for each claim to drive good outcomes. Operates within the requirements of the Department of Insurance rules and regulations as well as internal claims handling policies and procedures. Investigates and gathers necessary information in order to settle assigned claims. Conducts timely and thorough investigations of claims and makes assignments to independent adjusters and attorneys, where appropriate. Investigates claims and makes liability decisions within appropriate Division of Insurance (DOI) guidelines, or issues letters requesting additional time if appropriate based on continuing investigation. Manages defense counsel throughout the litigation process while monitoring legal fees and costs. Prioritizes early resolution options for every claim and attends resolution proceedings. Attends depositions, hearings, and settlement conferences. Alerts underwriters to pertinent issues. Creates and adjusts reserves in a timely manner to ensure reserving activities are consistent with company policies. Examines claims investigated by outside adjusters, further investigating questionable claims to determine whether to authorize payments. Additional Responsibilities: Consistently provides the highest level of customer service in the industry. Effectively collaborates with team members from various departments. Continuously seeks to learn new skills and improve technical skills by attending job related training and tracking current case law. Ensures accuracy of data in claims system for compliance with applicable regulatory reporting. Administers benefits to injured workers. Ensures appropriate referral to preferred vendor partners to comply with cost containment procedures to reduce overall claim costs. WHAT YOU BRING TO THE ROLE Bachelor's degree from an accredited institution or equivalent experience along with 1+ years of related claims experience or completion of ICW Claims Academy. Workers' Compensation: 1+ years of related workers' compensation claims experience. CERTIFICATES, LICENSES, REGISTRATIONS Workers' Compensation: Certification that meets the minimum standards of training, experience, and skill required. WCCA and WCCP preferred. State Workers Compensation License is required in some branches. KNOWLEDGE AND SKILLS Basic understanding of laws and jurisdictional restraints to manage claims. Excellent verbal and written communication skills, time management, attention to detail and organizational skills required. Ability to read, analyze, and interpret technical journals, financial reports, and legal documents. Ability to write reports, business correspondence, and procedure manuals. Ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community. Ability to effectively present information to management, public groups, and/or boards of directors. Must be adept at learning new technology and embrace change. COMPENSATION The salary range listed for this position,$59,027.87 to $93,082.44, is exclusive of fringe benefits and potential bonuses. If hired at ICW Group, your final base salary compensation will be determined by factors such as skills, experience and/or education. In addition, we believe in the importance of pay equity and consider internal equity of our current team members as part of any final offer. We typically do not hire at the maximum of the range in order to allow for future and continued salary growth. We also offer a substantial benefits package outlined below. WHY JOIN ICW GROUP? Challenging work and the ability to make a difference You will have a voice and feel a sense of belonging We offer a competitive benefits package, with generous medical, dental, and vision plans as well as 401K retirement plans and company match Bonus potential for all positions Paid Time Off with an accrual rate of 5.23 hours per pay period (equal to 17 days per year) 10 paid holidays throughout the calendar year Want to continue learning? We'll support you 100% ICW Group is committed to creating a diverse environment and is proud to be an Equal Opportunity Employer. ICW Group will not discriminate against an applicant or employee on the basis of race, color, religion, national origin, ancestry, sex/gender, age, physical or mental disability, military or veteran status, genetic information, sexual orientation, gender identity, gender expression, marital status, or any other characteristic protected by applicable federal, state or local law. Education Preferred High School or better
AmTrust Financial Services, Inc.
New York, New York
Overview: Amtrust Financial Services, a fast-growing commercial insurance company, is seeking a Property Claim Technical Field Inspector / Adjuster to respond to the needs of our customers. As part of the Property line of business, the Property Claim Technical Field Inspector / Adjuster is responsible for investigating, evaluating, and estimating damages to ensure accuracy on business insurance claims of moderate to high severity and complexity. Responsibilities: Physically inspect, document, and estimate damage to businesses that have suffered a loss. Common loss scenarios will include but not limited to extensive interior water damage, partial or total fire, vehicle impact, hurricane, tornado, and hail damage. Use estimating software to determine appropriate settlement amounts and to validate third party estimates / invoices. Work with multiple constituents, i.e., contractors or insured's representatives. Ability to recognize when to refer claims to Special Investigations, Subrogation and/or Complex Claim Units. Adhere to all statutory and regulatory fair claims practices. Establish and maintain rapport with business partners including insureds, agents, and underwriters. Performs other functional duties as requested or required. Qualifications: Requirements: Bachelor's degree or equivalent experience Valid driver's license Reliable automobile 5+ years of experience handling commercial field property claims with elements of complexity/severity Proficient knowledge of property estimating software and ability to independently prepare damage estimates in excess of $100,000 Ability to obtain adjuster licenses as needed Ability to work remotely and independently CAT Duty-This position will require participation in our Catastrophe Response Program, which could include deployments away from assigned territory to assist our customers in other states for extended periods This position requires the individual to access and inspect all areas of a structure, which is physically demanding and may require the ability to carry, set up and climb a ladder, walk on roofs, and enter tight spaces. Preferred: Advanced knowledge of Xactimate estimating system Prior experience adjusting property claims using virtual technologies Currently hold P&C adjusters license(s) Easily adapts to new or changing situations, requirements, or priorities What We Offer: AmTrust Financial Services offers a competitive compensation package and excellent career advancement opportunities. Our benefits include: Medical & Dental Plans, Life Insurance, including eligible spouses & children, Health Care Flexible Spending, Dependent Care, 401k Savings Plans, Paid Time Off. AmTrust strives to create a diverse and inclusive culture where thoughts and ideas of all employees are appreciated and respected. This concept encompasses but is not limited to human differences with regard to race, ethnicity, gender, sexual orientation, culture, religion or disabilities. AmTrust values excellence and recognizes that by embracing the diverse backgrounds, skills, and perspectives of its workforce, it will sustain a competitive advantage and remain an employer of choice. Diversity is a business imperative, enabling us to attract, retain and develop the best talent available. We see diversity as more than just policies and practices. It is an integral part of who we are as a company, how we operate and how we see our future.
05/28/2023
Full time
Overview: Amtrust Financial Services, a fast-growing commercial insurance company, is seeking a Property Claim Technical Field Inspector / Adjuster to respond to the needs of our customers. As part of the Property line of business, the Property Claim Technical Field Inspector / Adjuster is responsible for investigating, evaluating, and estimating damages to ensure accuracy on business insurance claims of moderate to high severity and complexity. Responsibilities: Physically inspect, document, and estimate damage to businesses that have suffered a loss. Common loss scenarios will include but not limited to extensive interior water damage, partial or total fire, vehicle impact, hurricane, tornado, and hail damage. Use estimating software to determine appropriate settlement amounts and to validate third party estimates / invoices. Work with multiple constituents, i.e., contractors or insured's representatives. Ability to recognize when to refer claims to Special Investigations, Subrogation and/or Complex Claim Units. Adhere to all statutory and regulatory fair claims practices. Establish and maintain rapport with business partners including insureds, agents, and underwriters. Performs other functional duties as requested or required. Qualifications: Requirements: Bachelor's degree or equivalent experience Valid driver's license Reliable automobile 5+ years of experience handling commercial field property claims with elements of complexity/severity Proficient knowledge of property estimating software and ability to independently prepare damage estimates in excess of $100,000 Ability to obtain adjuster licenses as needed Ability to work remotely and independently CAT Duty-This position will require participation in our Catastrophe Response Program, which could include deployments away from assigned territory to assist our customers in other states for extended periods This position requires the individual to access and inspect all areas of a structure, which is physically demanding and may require the ability to carry, set up and climb a ladder, walk on roofs, and enter tight spaces. Preferred: Advanced knowledge of Xactimate estimating system Prior experience adjusting property claims using virtual technologies Currently hold P&C adjusters license(s) Easily adapts to new or changing situations, requirements, or priorities What We Offer: AmTrust Financial Services offers a competitive compensation package and excellent career advancement opportunities. Our benefits include: Medical & Dental Plans, Life Insurance, including eligible spouses & children, Health Care Flexible Spending, Dependent Care, 401k Savings Plans, Paid Time Off. AmTrust strives to create a diverse and inclusive culture where thoughts and ideas of all employees are appreciated and respected. This concept encompasses but is not limited to human differences with regard to race, ethnicity, gender, sexual orientation, culture, religion or disabilities. AmTrust values excellence and recognizes that by embracing the diverse backgrounds, skills, and perspectives of its workforce, it will sustain a competitive advantage and remain an employer of choice. Diversity is a business imperative, enabling us to attract, retain and develop the best talent available. We see diversity as more than just policies and practices. It is an integral part of who we are as a company, how we operate and how we see our future.
Cincinnati Insurance Company, Inc.
Brookville, Indiana
Description: At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we're looking for extraordinary people to join our talented team. If you're ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow. Start your journey with us Cincinnati Re is currently seeking an individual to join the analytics team to support treaty reinsurance pricing. A strong quantitative and property/casualty reinsurance background is required. Candidate must have excellent communication, strong project management and analytical skills, and the ability to work in a fast-paced environment. The starting pay range for this position is $75,000 - $165,000 annually. The pay determination is based on the applicant's education, experience, location, knowledge, skills, and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance. Be ready to: Support the evaluation and pricing of reinsurance opportunities. This includes working with the reinsurance underwriters to analyze contracts, develop loss costs, quantify the impact of contract features, ascertain capital requirements, and provide an understanding of the key risk drivers. Perform actuarial pricing including experience rating and exposure rating of subject business. Perform stochastic and financial modeling of transactions. Provide assistance in the development and maintenance of pricing models. Close collaboration with members of the broader reinsurance team. Meet externally with current and prospective clients. Participate in special projects as needed. Location: Preferably in Cincinnati, OH. Many departments at our Headquarters in Fairfield, Ohio, offer hybrid work options, empowering associates to work from home several days a week. Depending on your role and responsibilities, hybrid options may be available May also consider remote location, provided candidate is able to travel for internal and external meetings. Qualification: Be equipped with: 5+ years of experience in commercial lines such as general liability, auto, property and professional lines. 2+ years of experience in property/casualty reinsurance pricing preferred. Must be motivated, self-directed, and have the ability to work in a collaborative team environment. Excellent written and verbal communication skills. Strong organizational, time and project management experience. Availability for travel for internal meetings (4-8 trips per year). Availability for travel to meetings at client locations (2-6 trips per year). Desired Skills: High proficiency using Microsoft Excel, experience with SQL Server and VBA a plus. You've Earned: Bachelor's degree. Actuarial student or near-credentialed property and casualty actuary (ACAS or FCAS). Enjoy benefits and amenities Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities. Learn more about our benefits and amenities packages. Embrace a diverse team As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation; religion; national origin; age; disability; or any other basis prohibited by law . Learn more about the Federal Employment Notices.
05/28/2023
Full time
Description: At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we're looking for extraordinary people to join our talented team. If you're ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow. Start your journey with us Cincinnati Re is currently seeking an individual to join the analytics team to support treaty reinsurance pricing. A strong quantitative and property/casualty reinsurance background is required. Candidate must have excellent communication, strong project management and analytical skills, and the ability to work in a fast-paced environment. The starting pay range for this position is $75,000 - $165,000 annually. The pay determination is based on the applicant's education, experience, location, knowledge, skills, and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance. Be ready to: Support the evaluation and pricing of reinsurance opportunities. This includes working with the reinsurance underwriters to analyze contracts, develop loss costs, quantify the impact of contract features, ascertain capital requirements, and provide an understanding of the key risk drivers. Perform actuarial pricing including experience rating and exposure rating of subject business. Perform stochastic and financial modeling of transactions. Provide assistance in the development and maintenance of pricing models. Close collaboration with members of the broader reinsurance team. Meet externally with current and prospective clients. Participate in special projects as needed. Location: Preferably in Cincinnati, OH. Many departments at our Headquarters in Fairfield, Ohio, offer hybrid work options, empowering associates to work from home several days a week. Depending on your role and responsibilities, hybrid options may be available May also consider remote location, provided candidate is able to travel for internal and external meetings. Qualification: Be equipped with: 5+ years of experience in commercial lines such as general liability, auto, property and professional lines. 2+ years of experience in property/casualty reinsurance pricing preferred. Must be motivated, self-directed, and have the ability to work in a collaborative team environment. Excellent written and verbal communication skills. Strong organizational, time and project management experience. Availability for travel for internal meetings (4-8 trips per year). Availability for travel to meetings at client locations (2-6 trips per year). Desired Skills: High proficiency using Microsoft Excel, experience with SQL Server and VBA a plus. You've Earned: Bachelor's degree. Actuarial student or near-credentialed property and casualty actuary (ACAS or FCAS). Enjoy benefits and amenities Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities. Learn more about our benefits and amenities packages. Embrace a diverse team As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation; religion; national origin; age; disability; or any other basis prohibited by law . Learn more about the Federal Employment Notices.
Western National Group & Umialik Insurance
Anchorage, Alaska
Description: Who are we? Western National Insurance Group is a private mutual insurance company with over 120 years of experience serving policyholders' property-and-casualty insurance needs in the Midwestern, Northwestern, and Southwestern United States. Known as "The Relationship Company ," we have always defined success as a measure of the relationships we've built over time. In everything that we do, we know that delivering a friendly and helpful interaction makes for a better experience for everyone involved. That's the power of "nice". At Western National, nice is something we work to bring to every person and organization with whom we partner and serve. Does this opportunity interest you? Umialik Insurance Company, a member of the Western National Insurance Group, is seeking an energetic individual who will assist our Commercial Lines Operations Team in profitable premium growth. Key responsibilities include policy processing and technical support for both new and renewal business. The individual who fills this position will operate under a designated level of authority while creating strong agency relationships. This role: Assists underwriters in the daily underwriting and processing of new and renewal business, endorsements, and premium audit transactions. Uses established practices, processes, and procedures to renew and write new policies based on underwriting authority level. Makes decisions and recommendations for varied situations while applying judgement to interpret related information, policies, and procedures. Applies knowledge to help solve problems of relatively limited scope and complexity. Communicates with assigned agencies and underwriters, creating and delivering varied types of messages and information. This position may have a hybrid schedule working 3 days in the office and 2 days from home after the initial training period. Requirements: Knowledge of property-an-casualty industry practices, standards, and underwriting concepts. Proven analytical skills. Effective oral and written communication skills. Demonstrated ability to multitask and solve basic problems. Strong negotiation and relationship building skills. Ability to meet deadlines and manage time well. AU and/or INS certification preferred. Bachelor's degree in insurance or finance, or equivalent related experience. Compensation: The full hiring range for this role is: $22.60-$31.60 hourly; however, the base pay offered may vary depending on the job-related knowledge, skills, credentials, and experience of each candidate as well as other factors such as the scope and location of the role. Candidates outside of the range listed above are encouraged to apply and will be considered based upon their individual qualifications and/or may be considered for other positions. CULTURE AND TOTAL REWARDS: Currently ranked as the 37th largest private company by revenue in Minnesota (Minneapolis-St. Paul Business Journal), Western National has earned accolades year-over-year as an employer of choice and garnered multiple awards for wellness in the workplace including the Wellness by Design Platinum +Green award from Hennepin County and is a mspWellness Champion. Western National was also named a Star Tribune Top Workplace in 2021 and 2022. The company is also consistently recognized as a Ward's 50 property-and-casualty insurance company for its outstanding financial results. Western National has long been known as "The Relationship Company ," and caring for our employees is a part of that relationship commitment. Western National values connectiveness, empowerment, and accountability. Western National offers competitive pay, advancement opportunities, a generous benefits package, a robust wellbeing program, and a commitment to a healthy work/life balance. These attributes are just some of the reasons why nearly half of our employees choose to stay on the Western National team for ten years or more! Western National offers full time employees a significant Total Rewards Package, including: Medical insurance Plan options Health Savings Accounts (HSA) Flex Spending Accounts (FSA) 401(k) Plan (plus company match) Wellbeing Program Onsite Fitness Studio Paid volunteer time Time Off - including vacation and holiday pay 100% company-paid tuition reimbursement for approved job-relevant coursework and access to The Institutes (Risk & Insurance Education) Paid parental leave Profit-sharing bonus Other standard employee benefits - including dental insurance, vision benefits, life insurance, disability insurance, and more. Western National believes in supporting balance between work and life by providing a flexible work environment, which may include a variety of hybrid and remote work arrangements designed to balance individual, job, department and company needs. Western National provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
05/27/2023
Full time
Description: Who are we? Western National Insurance Group is a private mutual insurance company with over 120 years of experience serving policyholders' property-and-casualty insurance needs in the Midwestern, Northwestern, and Southwestern United States. Known as "The Relationship Company ," we have always defined success as a measure of the relationships we've built over time. In everything that we do, we know that delivering a friendly and helpful interaction makes for a better experience for everyone involved. That's the power of "nice". At Western National, nice is something we work to bring to every person and organization with whom we partner and serve. Does this opportunity interest you? Umialik Insurance Company, a member of the Western National Insurance Group, is seeking an energetic individual who will assist our Commercial Lines Operations Team in profitable premium growth. Key responsibilities include policy processing and technical support for both new and renewal business. The individual who fills this position will operate under a designated level of authority while creating strong agency relationships. This role: Assists underwriters in the daily underwriting and processing of new and renewal business, endorsements, and premium audit transactions. Uses established practices, processes, and procedures to renew and write new policies based on underwriting authority level. Makes decisions and recommendations for varied situations while applying judgement to interpret related information, policies, and procedures. Applies knowledge to help solve problems of relatively limited scope and complexity. Communicates with assigned agencies and underwriters, creating and delivering varied types of messages and information. This position may have a hybrid schedule working 3 days in the office and 2 days from home after the initial training period. Requirements: Knowledge of property-an-casualty industry practices, standards, and underwriting concepts. Proven analytical skills. Effective oral and written communication skills. Demonstrated ability to multitask and solve basic problems. Strong negotiation and relationship building skills. Ability to meet deadlines and manage time well. AU and/or INS certification preferred. Bachelor's degree in insurance or finance, or equivalent related experience. Compensation: The full hiring range for this role is: $22.60-$31.60 hourly; however, the base pay offered may vary depending on the job-related knowledge, skills, credentials, and experience of each candidate as well as other factors such as the scope and location of the role. Candidates outside of the range listed above are encouraged to apply and will be considered based upon their individual qualifications and/or may be considered for other positions. CULTURE AND TOTAL REWARDS: Currently ranked as the 37th largest private company by revenue in Minnesota (Minneapolis-St. Paul Business Journal), Western National has earned accolades year-over-year as an employer of choice and garnered multiple awards for wellness in the workplace including the Wellness by Design Platinum +Green award from Hennepin County and is a mspWellness Champion. Western National was also named a Star Tribune Top Workplace in 2021 and 2022. The company is also consistently recognized as a Ward's 50 property-and-casualty insurance company for its outstanding financial results. Western National has long been known as "The Relationship Company ," and caring for our employees is a part of that relationship commitment. Western National values connectiveness, empowerment, and accountability. Western National offers competitive pay, advancement opportunities, a generous benefits package, a robust wellbeing program, and a commitment to a healthy work/life balance. These attributes are just some of the reasons why nearly half of our employees choose to stay on the Western National team for ten years or more! Western National offers full time employees a significant Total Rewards Package, including: Medical insurance Plan options Health Savings Accounts (HSA) Flex Spending Accounts (FSA) 401(k) Plan (plus company match) Wellbeing Program Onsite Fitness Studio Paid volunteer time Time Off - including vacation and holiday pay 100% company-paid tuition reimbursement for approved job-relevant coursework and access to The Institutes (Risk & Insurance Education) Paid parental leave Profit-sharing bonus Other standard employee benefits - including dental insurance, vision benefits, life insurance, disability insurance, and more. Western National believes in supporting balance between work and life by providing a flexible work environment, which may include a variety of hybrid and remote work arrangements designed to balance individual, job, department and company needs. Western National provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
We are seeking a talented and experienced Wholesale Commercial Lines Underwriter to join our team, with a focus on Excess and Surplus Property and Casualty insurance. As a Commercial Lines Underwriter, you will be responsible for evaluating and assessing the risks associated with commercial insurance policies, determining appropriate coverage and pricing, and ensuring compliance with company guidelines and regulatory requirements. Responsibilities: Evaluate and underwrite new and renewal commercial insurance policies, including property and casualty coverage for a variety of businesses. Analyze risk factors and conduct research to ensure underwriting guidelines and pricing models are accurate and up-to-date. Work collaboratively with brokers and agents to develop and maintain strong relationships and ensure customer satisfaction. Manage and prioritize workload to meet established service standards and deadlines. Provide guidance and support to junior underwriters as needed. Stay up-to-date on industry trends, changes in regulations, and emerging risks to ensure policies comply with legal and ethical standards. Qualifications: 3+ years of experience in Commercial E&S underwriting at Wholesale Insurance Agency, with a focus on property and casualty lines of business. Firm understand of the Wholesale E&S marketplace. Knowledge of commercial insurance products, underwriting guidelines, and pricing models, with a focus on property and casualty coverage. Strong analytical, problem-solving, and decision-making skills. Excellent communication and interpersonal skills. Ability to work independently and manage multiple priorities in a fast-paced environment. Proficiency in Microsoft Office Suite and underwriting software systems. Prior Experience on AIM 360 preferred What We Offer: Competitive salary and benefits package, including health insurance, and 401(k) matching. Opportunities for professional growth and development, including training programs and continuing education. Supportive and inclusive work environment that values teamwork, integrity, and a commitment to excellence. Family-oriented culture that prioritizes work-life balance and employee well-being. Remote work flexibility. A chance to be part of a growing company that is making a meaningful impact in the industry. We are an equal opportunity employer and welcome candidates from diverse backgrounds to apply. If you meet the above qualifications and are excited about this opportunity, we invite you to submit your resume and cover letter for consideration.
05/27/2023
Full time
We are seeking a talented and experienced Wholesale Commercial Lines Underwriter to join our team, with a focus on Excess and Surplus Property and Casualty insurance. As a Commercial Lines Underwriter, you will be responsible for evaluating and assessing the risks associated with commercial insurance policies, determining appropriate coverage and pricing, and ensuring compliance with company guidelines and regulatory requirements. Responsibilities: Evaluate and underwrite new and renewal commercial insurance policies, including property and casualty coverage for a variety of businesses. Analyze risk factors and conduct research to ensure underwriting guidelines and pricing models are accurate and up-to-date. Work collaboratively with brokers and agents to develop and maintain strong relationships and ensure customer satisfaction. Manage and prioritize workload to meet established service standards and deadlines. Provide guidance and support to junior underwriters as needed. Stay up-to-date on industry trends, changes in regulations, and emerging risks to ensure policies comply with legal and ethical standards. Qualifications: 3+ years of experience in Commercial E&S underwriting at Wholesale Insurance Agency, with a focus on property and casualty lines of business. Firm understand of the Wholesale E&S marketplace. Knowledge of commercial insurance products, underwriting guidelines, and pricing models, with a focus on property and casualty coverage. Strong analytical, problem-solving, and decision-making skills. Excellent communication and interpersonal skills. Ability to work independently and manage multiple priorities in a fast-paced environment. Proficiency in Microsoft Office Suite and underwriting software systems. Prior Experience on AIM 360 preferred What We Offer: Competitive salary and benefits package, including health insurance, and 401(k) matching. Opportunities for professional growth and development, including training programs and continuing education. Supportive and inclusive work environment that values teamwork, integrity, and a commitment to excellence. Family-oriented culture that prioritizes work-life balance and employee well-being. Remote work flexibility. A chance to be part of a growing company that is making a meaningful impact in the industry. We are an equal opportunity employer and welcome candidates from diverse backgrounds to apply. If you meet the above qualifications and are excited about this opportunity, we invite you to submit your resume and cover letter for consideration.
IAT Insurance Group has an immediate opening for a Senior Production Underwriter with multi-line commercial auto experience. This role will be tasked with significant and unique issues where evaluating situations or data requires an evaluation of intangibles while maintaining a positive image in the peer marketplace. This role will join a team (Transguard) that has long led the Moving and Storage Insurance space. The team works a hybrid schedule (working from the office Monday through Wednesday with the option of working Thursday and Friday remotely) from an IAT office in Overland Park, KS, or Scottsdale, AZ. Other IAT locations may be considered for the right candidate. The ideal candidate will have P&C risk experience as well as experience managing and growing a book focused on Moving & Storage or small business or transportation or inland marine or like line of business. Responsibilities: Evaluates information to determine risk acceptability in accordance with company guidelines. Makes appropriate decisions based on evaluation of underwriting information. Effectively communicates and negotiates underwriting and pricing decisions to achieve optimal outcomes. Builds effective working relationships with assigned agency personnel as well as internal company staff. Drives acceptable levels of new business opportunities through effective marketing to assigned agents. Effectively communicates with assigned agents the appropriate level of information to ensure understanding of company direction. Performs other duties as assigned. Qualifications: Must Have: Bachelor's degree and at least five or more years of commercial insurance underwriting equivalent is required. Equivalent experience is defined as a minimum of nine or more years of commercial insurance underwriting-related experience. Experience specializing in underwriting of moving and storage is preferred. Thorough knowledge of the insurance industry. Excellent knowledge and application of negotiation technics to day-to-day interactions with agents and customers to achieve optimal outcomes. Excellent knowledge of pricing technics to achieve company objectives. Excellent knowledge of complex coverage features such as large deductibles and their impact on coverage and pricing. Excellent verbal and written communication skills. Excellent MS Office computer skills. Ability to appropriately utilize loss control to minimize risk to the company. Ability to understand reinsurance and company's approach. Ability to make appropriate underwriting decisions for risks within a limited range of context and situations. Ability to understand loss development and advanced loss analysis concepts in underwriting and pricing risks. Ability to make individual account decisions that maximize the performance of the entire portfolio. 10% Travel Required. To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes. Preferred to Have: Master's degree preferred. Experience writing in the following lines of business is preferred: Commercial Auto, General Liability, Inland Marine, Property, Crime, and Umbrella. Completed coursework for designations in CPCU, CIC, AU, ARM, CPIW, CWIS or ASLI Our Culture: IAT is the largest private, family- owned property and casualty insurer in the U.S. Insurance Answers Together is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers. It's about far more than being a workplace. We're a work family. At IAT, our fundamental belief is to a create a culture where all employees are heard and have a sense of belonging. Inclusion and Diversity are not just initiatives, it's how we live. We're committed to driving and building an open and supportive culture. By embracing the uniqueness of our employees, investing in their development, listening to, and engaging their ideas, we are stronger as an organization. Our employees propel IAT forward - driving innovation, stable partnerships and growth. That's why we continue to build an engaging workplace culture to attract and retain the best talent. We offer comprehensive benefits like: 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off 7% 401(k) Company Match and additional Profit Sharing Hybrid work environment Numerous training and development opportunities to assist you in furthering your career Healthcare and Wellness Programs Opportunity to earn performance-based bonuses College Loan Assistance Support Plan Educational Assistance Program Mentorship Program Dress for Your Day Policy All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify. Come join the IAT family! To view details of our full benefits, please visit IAT Recruiter: Steve Morley Senior Recruiter
05/27/2023
Full time
IAT Insurance Group has an immediate opening for a Senior Production Underwriter with multi-line commercial auto experience. This role will be tasked with significant and unique issues where evaluating situations or data requires an evaluation of intangibles while maintaining a positive image in the peer marketplace. This role will join a team (Transguard) that has long led the Moving and Storage Insurance space. The team works a hybrid schedule (working from the office Monday through Wednesday with the option of working Thursday and Friday remotely) from an IAT office in Overland Park, KS, or Scottsdale, AZ. Other IAT locations may be considered for the right candidate. The ideal candidate will have P&C risk experience as well as experience managing and growing a book focused on Moving & Storage or small business or transportation or inland marine or like line of business. Responsibilities: Evaluates information to determine risk acceptability in accordance with company guidelines. Makes appropriate decisions based on evaluation of underwriting information. Effectively communicates and negotiates underwriting and pricing decisions to achieve optimal outcomes. Builds effective working relationships with assigned agency personnel as well as internal company staff. Drives acceptable levels of new business opportunities through effective marketing to assigned agents. Effectively communicates with assigned agents the appropriate level of information to ensure understanding of company direction. Performs other duties as assigned. Qualifications: Must Have: Bachelor's degree and at least five or more years of commercial insurance underwriting equivalent is required. Equivalent experience is defined as a minimum of nine or more years of commercial insurance underwriting-related experience. Experience specializing in underwriting of moving and storage is preferred. Thorough knowledge of the insurance industry. Excellent knowledge and application of negotiation technics to day-to-day interactions with agents and customers to achieve optimal outcomes. Excellent knowledge of pricing technics to achieve company objectives. Excellent knowledge of complex coverage features such as large deductibles and their impact on coverage and pricing. Excellent verbal and written communication skills. Excellent MS Office computer skills. Ability to appropriately utilize loss control to minimize risk to the company. Ability to understand reinsurance and company's approach. Ability to make appropriate underwriting decisions for risks within a limited range of context and situations. Ability to understand loss development and advanced loss analysis concepts in underwriting and pricing risks. Ability to make individual account decisions that maximize the performance of the entire portfolio. 10% Travel Required. To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes. Preferred to Have: Master's degree preferred. Experience writing in the following lines of business is preferred: Commercial Auto, General Liability, Inland Marine, Property, Crime, and Umbrella. Completed coursework for designations in CPCU, CIC, AU, ARM, CPIW, CWIS or ASLI Our Culture: IAT is the largest private, family- owned property and casualty insurer in the U.S. Insurance Answers Together is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers. It's about far more than being a workplace. We're a work family. At IAT, our fundamental belief is to a create a culture where all employees are heard and have a sense of belonging. Inclusion and Diversity are not just initiatives, it's how we live. We're committed to driving and building an open and supportive culture. By embracing the uniqueness of our employees, investing in their development, listening to, and engaging their ideas, we are stronger as an organization. Our employees propel IAT forward - driving innovation, stable partnerships and growth. That's why we continue to build an engaging workplace culture to attract and retain the best talent. We offer comprehensive benefits like: 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off 7% 401(k) Company Match and additional Profit Sharing Hybrid work environment Numerous training and development opportunities to assist you in furthering your career Healthcare and Wellness Programs Opportunity to earn performance-based bonuses College Loan Assistance Support Plan Educational Assistance Program Mentorship Program Dress for Your Day Policy All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify. Come join the IAT family! To view details of our full benefits, please visit IAT Recruiter: Steve Morley Senior Recruiter
Job Description: Our client is seeking to add an Underwriter for Specialty Large Accounts to their team. In this position you will underwrite new and renewal business which includes solicitation, selection and pricing of complex multi line risks (workers compensation, commercial auto and general liability). This is a permanent full-time remote position. Responsibilities: You will actively and creatively pursue new large account opportunities throughout the territory through your network of national and large regional brokers and agents Maintain and develop prospects in order to have a strong base of future opportunities to build your large account book Contribute to the development of broker and agency management strategies and lead the development and execution of relationship management plans Analyze, select and profitably price coverage for large loss sensitive commercial risks and determine terms and conditions of coverage on new and renewal business Apply and conform to underwriting rules and guidelines, rating manuals, insurance laws/ regulations Utilize a consultative selling approach to generate new business consistent with underwriting strategy and in coordination with service team members to include accurately assessing the needs of the broker and the client and formulating solutions that effectively address those needs Demonstrates an ability to bring others together, discuss differences and resolve them Analyze underwriting & marketing activities and corresponding results; prepare reports to management Demonstrate a knowledge of principles and methods for showing, promoting and selling products or services This includes marketing strategy and tactics, product demonstration, sales techniques and sales control systems Mentor and provide technical training and guidance to coworkers Determine, coordinate and direct account management activities with various departments Negotiate and deliver proposals to producers and buyers Uses logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to challenges Develop and maintain client relationships and coordinate service team efforts Identify opportunities for organizational improvement and recommend solutions Has the ability to anticipate problems and creatively propose solutions to those issues Demonstrate commitment to Company's Code of Business Conduct and Ethics and apply knowledge of compliance policies and procedures, standards and laws applicable to job responsibilities in the performance of work Requirements: Bachelor's degree or equivalent experience required Minimum of 4+ years of casualty underwriting with an insurance carrier required Understanding and technical knowledge of underwriting mechanics and fundamentals Knowledge of casualty coverage and loss sensitive deal structures (retrospective rating, large deductible, prefund deductible) Additional knowledge in financial analysis, account management and collateral management is preferred Knowledge of local and regional market conditions as well as industry trends Knowledge of underwriting territory and strong relationships with the local distribution network (local and regional agents, national and regional brokers, and select consultants) Demonstrated proficiency in the successful marketing and prospecting of business opportunities, as well as, relationship building and agency management skills Ability to create a presence that conveys interest, conviction, and energy in maintaining relationships with external business partners Strong ability to effectively communicate verbally and in writing to uncover business needs Is open to feedback: takes the time to understand the points being made and asks appropriate questions in response to those points Ability to foster creative solutions that resonate with external business partners Ability to interact with various levels of management and support personnel Advanced skills in marketing, analysis, decision making/problem solving, planning and organizing; sales and negotiation and mathematical proficiency Superior time management skills Strong desire to work collaboratively and foster a team oriented environment with Claims, Risk Control and other departments Overnight travel at least once a month based on marketing and branch needs Underwriters are expected to be visible with their agents and brokers in order to develop and maintain solid relationships and generate an adequate flow of qualified business MBA, Chartered Property Casualty Underwriter (CPCU); Associate in Risk Management designation or other professional designations are desired Salary/Benefits: $ 135,000 - $ 140,000 annual salary Flex schedule and ability to work remotely
05/27/2023
Full time
Job Description: Our client is seeking to add an Underwriter for Specialty Large Accounts to their team. In this position you will underwrite new and renewal business which includes solicitation, selection and pricing of complex multi line risks (workers compensation, commercial auto and general liability). This is a permanent full-time remote position. Responsibilities: You will actively and creatively pursue new large account opportunities throughout the territory through your network of national and large regional brokers and agents Maintain and develop prospects in order to have a strong base of future opportunities to build your large account book Contribute to the development of broker and agency management strategies and lead the development and execution of relationship management plans Analyze, select and profitably price coverage for large loss sensitive commercial risks and determine terms and conditions of coverage on new and renewal business Apply and conform to underwriting rules and guidelines, rating manuals, insurance laws/ regulations Utilize a consultative selling approach to generate new business consistent with underwriting strategy and in coordination with service team members to include accurately assessing the needs of the broker and the client and formulating solutions that effectively address those needs Demonstrates an ability to bring others together, discuss differences and resolve them Analyze underwriting & marketing activities and corresponding results; prepare reports to management Demonstrate a knowledge of principles and methods for showing, promoting and selling products or services This includes marketing strategy and tactics, product demonstration, sales techniques and sales control systems Mentor and provide technical training and guidance to coworkers Determine, coordinate and direct account management activities with various departments Negotiate and deliver proposals to producers and buyers Uses logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to challenges Develop and maintain client relationships and coordinate service team efforts Identify opportunities for organizational improvement and recommend solutions Has the ability to anticipate problems and creatively propose solutions to those issues Demonstrate commitment to Company's Code of Business Conduct and Ethics and apply knowledge of compliance policies and procedures, standards and laws applicable to job responsibilities in the performance of work Requirements: Bachelor's degree or equivalent experience required Minimum of 4+ years of casualty underwriting with an insurance carrier required Understanding and technical knowledge of underwriting mechanics and fundamentals Knowledge of casualty coverage and loss sensitive deal structures (retrospective rating, large deductible, prefund deductible) Additional knowledge in financial analysis, account management and collateral management is preferred Knowledge of local and regional market conditions as well as industry trends Knowledge of underwriting territory and strong relationships with the local distribution network (local and regional agents, national and regional brokers, and select consultants) Demonstrated proficiency in the successful marketing and prospecting of business opportunities, as well as, relationship building and agency management skills Ability to create a presence that conveys interest, conviction, and energy in maintaining relationships with external business partners Strong ability to effectively communicate verbally and in writing to uncover business needs Is open to feedback: takes the time to understand the points being made and asks appropriate questions in response to those points Ability to foster creative solutions that resonate with external business partners Ability to interact with various levels of management and support personnel Advanced skills in marketing, analysis, decision making/problem solving, planning and organizing; sales and negotiation and mathematical proficiency Superior time management skills Strong desire to work collaboratively and foster a team oriented environment with Claims, Risk Control and other departments Overnight travel at least once a month based on marketing and branch needs Underwriters are expected to be visible with their agents and brokers in order to develop and maintain solid relationships and generate an adequate flow of qualified business MBA, Chartered Property Casualty Underwriter (CPCU); Associate in Risk Management designation or other professional designations are desired Salary/Benefits: $ 135,000 - $ 140,000 annual salary Flex schedule and ability to work remotely
COMMERCIAL UNDERWRITER - Real Estate Umbrella Distinguished Programs is a leading national insurance Program Manager providing specialized insurance programs to brokers and agents with specific expertise in Real Estate, Community Associations, Hospitality, Fine Art/Collectibles, Restaurants, and Construction Professionals & Environmental. Distinguished partners with a select group of highly rated insurance companies to provide exclusive programs to our national network of 4,000 agencies and brokerages. You will have an opportunity to work with an energetic, passionate team that is committed to growth by helping our customers grow their business and building a best-in-class system, as well as a great place to work. This role is part of the Real Estate Umbrella program which specializes and serves a variety of Commercial Real Estate such as Apartment Buildings, Condominiums, Retail, Office, and Light Industrial for new business. You will be responsible for pipeline management, risk selection, qualification, and pricing within the program guidelines and objectives, and selling the proposal to insurance brokers. This includes working and negotiating directly with brokers and carriers to ensure the accuracy of underwriting information, determining eligibility within program guidelines, and ensuring insurance files are well documented. RESPONSIBILITIES Handle new business submissions through outbound interaction with various carriers and brokers. and ensure proper risk selection, premium and coverage. Note, this is not a sales role. Work collaboratively and communicate effectively with internal sales staff on new business submissions. Communicate with insurance brokers to obtain information needed to underwrite risks, respond to questions and address issues. Underwrite casualty real estate risks within the granted level of authorities by identifying and analyzing risk exposures, loss frequency and severity against desired coverage. Adhere to rating rules with proper file documentation. Gather competitor information, market intelligence, and understand trends to identify opportunities for improvements to products and pricing. Provide and create solutions for a broad range of inquiries from brokers and team members. Monitor data entry and processing to ensure data integrity. Develop relationships with both external and internal customers. Promote teamwork and organizational success, while accepting accountability and ownership, celebrating successes and learning from past mistakes. Deliver an exceptional customer experience with every interaction, in all modes of communication. Identify opportunities to improve underwriting efficiencies. Work independently within deadlines while understanding the necessity for appropriate prioritization, communicating and coordinating work efforts with stakeholders. Participate in other company projects and new initiatives. PREFERRED SKILLS & QUALIFICATIONS Minimum of 3 years of commercial insurance underwriting experience required. Exceptions are made for undergraduates with a risk management and insurance degree. Bachelor's degree or equivalent combination of education and experience. Property and Casualty insurance license required (6 months preparation time permitted). Ability to understand and sell umbrella programs on complex accounts. Strong understanding of primary casualty lines and umbrella/excess liability policies. Analytical and quantitative skills. Strong verbal and written communication skills including negotiation skills. Must be self-driven, detail oriented, and possess strong organizational skills including time-management and prioritization. Commercial Real Estate Insurance knowledge and experience. Some travel may be required from time to time for team and broker meetings. LOCATION This is a remote position. COMPENSATION AND PERKS $65,000 - $95,000 base salary plus bonus. Salary commensurate with knowledge, skills, experience, and geographic location Summer Fridays (Leave at 3:00PM all Fridays from Memorial Day to Labor Day). Great healthcare coverage including Medical, Vision, and Dental. 401k with 4% company match. Immediately 100% vested. Life, disability and supplemental insurance. Growth and development opportunities. Wellness Benefits including an Employee Assistance Program, Telemedicine, and Peloton App Digital Membership for 1 year (or if you have Peloton equipment, receive a 4-month waiver) Work/Life Balance with generous time off policy including PTO and paid holidays, Dependent Daycare flexible spending account, paid parental (primary or secondary caregiver) leave, a commuter account, and a sabbatical every 7 years. CORE VALUES Our Core Values define our business. At Distinguished Programs you will achieve goals focused in the best interest of our customer. INTEGRITY plays a crucial role in the way Distinguished does business. INNOVATION enables us to remain an industry trendsetter. You will be involved in projects that advance our products, processes, and people! You will collaborate with leaders in the organization and build RELATIONSHIPS with your colleagues, carriers and customers. Capitalize on your interests and strengths to drive an enrichment focused path allowing your determination to launch your career in an industry of endless opportunities. Bring your passion to the work you do, the people you impact and the success we ACHIEVE together. Acceptance and appreciation for diversity and inclusion are at our core. Distinguished Programs, LLC is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected Veteran status. All your information will be kept confidential according to EEO guidelines. hEZOBz9dwS
05/27/2023
Full time
COMMERCIAL UNDERWRITER - Real Estate Umbrella Distinguished Programs is a leading national insurance Program Manager providing specialized insurance programs to brokers and agents with specific expertise in Real Estate, Community Associations, Hospitality, Fine Art/Collectibles, Restaurants, and Construction Professionals & Environmental. Distinguished partners with a select group of highly rated insurance companies to provide exclusive programs to our national network of 4,000 agencies and brokerages. You will have an opportunity to work with an energetic, passionate team that is committed to growth by helping our customers grow their business and building a best-in-class system, as well as a great place to work. This role is part of the Real Estate Umbrella program which specializes and serves a variety of Commercial Real Estate such as Apartment Buildings, Condominiums, Retail, Office, and Light Industrial for new business. You will be responsible for pipeline management, risk selection, qualification, and pricing within the program guidelines and objectives, and selling the proposal to insurance brokers. This includes working and negotiating directly with brokers and carriers to ensure the accuracy of underwriting information, determining eligibility within program guidelines, and ensuring insurance files are well documented. RESPONSIBILITIES Handle new business submissions through outbound interaction with various carriers and brokers. and ensure proper risk selection, premium and coverage. Note, this is not a sales role. Work collaboratively and communicate effectively with internal sales staff on new business submissions. Communicate with insurance brokers to obtain information needed to underwrite risks, respond to questions and address issues. Underwrite casualty real estate risks within the granted level of authorities by identifying and analyzing risk exposures, loss frequency and severity against desired coverage. Adhere to rating rules with proper file documentation. Gather competitor information, market intelligence, and understand trends to identify opportunities for improvements to products and pricing. Provide and create solutions for a broad range of inquiries from brokers and team members. Monitor data entry and processing to ensure data integrity. Develop relationships with both external and internal customers. Promote teamwork and organizational success, while accepting accountability and ownership, celebrating successes and learning from past mistakes. Deliver an exceptional customer experience with every interaction, in all modes of communication. Identify opportunities to improve underwriting efficiencies. Work independently within deadlines while understanding the necessity for appropriate prioritization, communicating and coordinating work efforts with stakeholders. Participate in other company projects and new initiatives. PREFERRED SKILLS & QUALIFICATIONS Minimum of 3 years of commercial insurance underwriting experience required. Exceptions are made for undergraduates with a risk management and insurance degree. Bachelor's degree or equivalent combination of education and experience. Property and Casualty insurance license required (6 months preparation time permitted). Ability to understand and sell umbrella programs on complex accounts. Strong understanding of primary casualty lines and umbrella/excess liability policies. Analytical and quantitative skills. Strong verbal and written communication skills including negotiation skills. Must be self-driven, detail oriented, and possess strong organizational skills including time-management and prioritization. Commercial Real Estate Insurance knowledge and experience. Some travel may be required from time to time for team and broker meetings. LOCATION This is a remote position. COMPENSATION AND PERKS $65,000 - $95,000 base salary plus bonus. Salary commensurate with knowledge, skills, experience, and geographic location Summer Fridays (Leave at 3:00PM all Fridays from Memorial Day to Labor Day). Great healthcare coverage including Medical, Vision, and Dental. 401k with 4% company match. Immediately 100% vested. Life, disability and supplemental insurance. Growth and development opportunities. Wellness Benefits including an Employee Assistance Program, Telemedicine, and Peloton App Digital Membership for 1 year (or if you have Peloton equipment, receive a 4-month waiver) Work/Life Balance with generous time off policy including PTO and paid holidays, Dependent Daycare flexible spending account, paid parental (primary or secondary caregiver) leave, a commuter account, and a sabbatical every 7 years. CORE VALUES Our Core Values define our business. At Distinguished Programs you will achieve goals focused in the best interest of our customer. INTEGRITY plays a crucial role in the way Distinguished does business. INNOVATION enables us to remain an industry trendsetter. You will be involved in projects that advance our products, processes, and people! You will collaborate with leaders in the organization and build RELATIONSHIPS with your colleagues, carriers and customers. Capitalize on your interests and strengths to drive an enrichment focused path allowing your determination to launch your career in an industry of endless opportunities. Bring your passion to the work you do, the people you impact and the success we ACHIEVE together. Acceptance and appreciation for diversity and inclusion are at our core. Distinguished Programs, LLC is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected Veteran status. All your information will be kept confidential according to EEO guidelines. hEZOBz9dwS
BITCO INSURANCE COMPANIES
Charlotte, North Carolina
BITCO Corporation, headquartered in Davenport, Iowa, is seeking anUnderwriterfor our branch office located inCharlotte, North Carolina.With 13 branch offices in 12 states, BITCO provides quality insurance services to special industries including construction, forest products and oil & gas. This position is eligible for a hybrid/remote work schedule with required business travel to BITCO office locations and customer offices. Position Summary : This position is expected to evaluate commercial insurance applications in order to produce and underwrite new and renewal business from an assigned group of agencies in a timely and accurate manner. Primary Responsibilities: Decide whether to accept, decline, or modify applications or requests to sell an insurance policy and once sold, recognize and evaluate exposure changes as they occur during a policy period Evaluate, quote, and negotiate prices on applications from new and renewal customers and requests for changes in policies which requires an understanding of statutory requirements, ISO, company and NCCI coverage forms and endorsements and commercial line reference materials, including Best's Underwriting Guide Manage a group of agencies, including prospecting for new agencies, agency appointment, growth and development, maximization of agency profit sharing opportunities and credit management; evaluating agency factors, including agency personnel, line diversification, loss ratio, agency book of business, volume and profit potential and which agencies to appoint or terminate Solicit new business and retain renewal business through effective presentations to agency and customer audiences Manage and develop business in an assigned territory, including achieving profitable underwriting results, sales development and customer service functions Formulate, plan and achieve sales budgets, with objectives to support business planning, for assigned accounts and territory, including setting and achieving premium and loss ratio goals, agency and prospecting calls and business forecasting Working with a structured referral process, maintain, promote and increase profitable sales from current and prospective customer accounts through, among other activities, regular agency visits, developing agency relationships and agency reviews Make decisions within stated levels of authority and company guidelines, seek exceptions to guidelines as needed when supported by appropriate data Identify and take appropriate action on changes in customer operations or financial conditions Maintain and promote profitable business relationships with current and prospective customer accounts, through effective marketing, sales and service efforts Coordinate, promote and market claims, risk control and premium audit service plans to current and prospective customers Maintain knowledge of corporate, regulatory, and competitive changes in lines of business written Other duties assigned Qualifications: The qualified candidate will have experience with the following: Field Underwriting- Construction experience required Underwriting New & Renewal Business- determine pricing and understanding commercial lines policy forms and coverages Analyzing & Managing Exposures- Develop action plans to manage risks and changes during a policy period Agency Management- Growth and development; prospecting; appointment; and maximization of opportunities and responsibilities External Sales- Cultivate new business while demonstrating retention of current customers through presentations to agencies and customers
05/27/2023
Full time
BITCO Corporation, headquartered in Davenport, Iowa, is seeking anUnderwriterfor our branch office located inCharlotte, North Carolina.With 13 branch offices in 12 states, BITCO provides quality insurance services to special industries including construction, forest products and oil & gas. This position is eligible for a hybrid/remote work schedule with required business travel to BITCO office locations and customer offices. Position Summary : This position is expected to evaluate commercial insurance applications in order to produce and underwrite new and renewal business from an assigned group of agencies in a timely and accurate manner. Primary Responsibilities: Decide whether to accept, decline, or modify applications or requests to sell an insurance policy and once sold, recognize and evaluate exposure changes as they occur during a policy period Evaluate, quote, and negotiate prices on applications from new and renewal customers and requests for changes in policies which requires an understanding of statutory requirements, ISO, company and NCCI coverage forms and endorsements and commercial line reference materials, including Best's Underwriting Guide Manage a group of agencies, including prospecting for new agencies, agency appointment, growth and development, maximization of agency profit sharing opportunities and credit management; evaluating agency factors, including agency personnel, line diversification, loss ratio, agency book of business, volume and profit potential and which agencies to appoint or terminate Solicit new business and retain renewal business through effective presentations to agency and customer audiences Manage and develop business in an assigned territory, including achieving profitable underwriting results, sales development and customer service functions Formulate, plan and achieve sales budgets, with objectives to support business planning, for assigned accounts and territory, including setting and achieving premium and loss ratio goals, agency and prospecting calls and business forecasting Working with a structured referral process, maintain, promote and increase profitable sales from current and prospective customer accounts through, among other activities, regular agency visits, developing agency relationships and agency reviews Make decisions within stated levels of authority and company guidelines, seek exceptions to guidelines as needed when supported by appropriate data Identify and take appropriate action on changes in customer operations or financial conditions Maintain and promote profitable business relationships with current and prospective customer accounts, through effective marketing, sales and service efforts Coordinate, promote and market claims, risk control and premium audit service plans to current and prospective customers Maintain knowledge of corporate, regulatory, and competitive changes in lines of business written Other duties assigned Qualifications: The qualified candidate will have experience with the following: Field Underwriting- Construction experience required Underwriting New & Renewal Business- determine pricing and understanding commercial lines policy forms and coverages Analyzing & Managing Exposures- Develop action plans to manage risks and changes during a policy period Agency Management- Growth and development; prospecting; appointment; and maximization of opportunities and responsibilities External Sales- Cultivate new business while demonstrating retention of current customers through presentations to agencies and customers
Western National Group & Umialik Insurance
Seattle, Washington
Description: Who are we? Western National Insurance Group is a private mutual insurance company with over 120 years of experience serving policyholders' property-and-casualty insurance needs in the Midwestern, Northwestern, and Southwestern United States. Known as "The Relationship Company ," we have always defined success as a measure of the relationships we've built over time. In everything that we do, we know that delivering a friendly and helpful interaction makes for a better experience for everyone involved. That's the power of "nice". At Western National, nice is something we work to bring to every person and organization with whom we partner and serve. Does this opportunity interest you? Western National is seeking a Commercial Lines Underwriter to join our team! The individual in this role will be responsible for cultivating critical relationships with agency partners and effectively writing renewal business to achieve department growth and profit goals. The ideal candidate will have at least two years of experience demonstrating their ability to successfully manage, evaluate, and price business within an established level of authority. What is a must have? Maintains a commercial lines book of business with assigned agencies. Uses established practices, processes, procedures, and underwriting authority level to analyze the operations and exposures of different types of risks to write, renew or modify business. Assesses risk and exposure on existing business to identify opportunities to maximize assigned territory loss ratio and growth objectives. Identifies and analyzes medium complexity accounts and make sound underwriting decisions independently. Recommends solutions when outside of authority level. Travels to assigned agencies to promote commercial lines products, build agency partnerships and promote higher agency ranking position. Contacts other internal departments and team members. Builds and maintains strong agency relationships. Requirements: What will our ideal candidate have? 3+ years of Commercial Lines Underwriting experience. Strong background in renewal Underwriting. CPCU, AU or CIC certification preferred. Strong understanding of industry practices, standards, and underwriting concepts. Strong negotiation and relationship building skills. Analytical with ability to exercise sound business judgment. Proficient oral and written communication skills. Bachelor's degree in Insurance or Finance or equivalent related experience. Compensation overview The full hiring range for this role is $60,900 $91,000 annually. However, the base pay offered may vary depending on the job-related knowledge, skills, credentials, and experience of each candidate as well as other factors such as the scope and location of the role. Candidates looking for compensation outside of the posted range are encouraged to apply and will be considered based on their individual qualifications and/or may be considered for other positions. Culture and Total Rewards Western National has long been known as "The Relationship Company ", and caring for our employees is part of that relationship commitment. We value connectiveness, empowerment, and accountability, and we believe that our employees are our biggest assets. Nearly half of our employees choose to stay at Western National for ten years or more! Currently ranked as the 37th largest private company by revenue in Minnesota (Minneapolis-St. Paul Business Journal), Western National has earned accolades year-over-year as an employer of choice and garnered multiple awards for wellness in the workplace. Western National was also named a Star Tribune Top Workplace in 2021 and 2022. The Group is consistently recognized as a Ward's 50 property-and-casualty insurance company for its outstanding financial results. Western National offers full time employees a significant Total Rewards Package, including: Medical insurance Plan options and other standard employee benefits, including dental insurance, vision benefits, life insurance, disability insurance, and more! Health Savings Accounts (HSA) and Flex Spending Accounts (FSA) 401(k) Plan (plus company match) Wellbeing Program, including onsite fitness studio Time Off - including vacation, volunteer, and holiday pay 100% company-paid tuition reimbursement for approved job-relevant coursework and access to The Institutes (Risk & Insurance Education) Paid parental leave Bonus opportunities Western National believes in supporting balance between work and life by providing a flexible work environment, with includes a variety of hybrid and remote work arrangements designed to balance individual, job, department, and company needs. Western National provides employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
05/27/2023
Full time
Description: Who are we? Western National Insurance Group is a private mutual insurance company with over 120 years of experience serving policyholders' property-and-casualty insurance needs in the Midwestern, Northwestern, and Southwestern United States. Known as "The Relationship Company ," we have always defined success as a measure of the relationships we've built over time. In everything that we do, we know that delivering a friendly and helpful interaction makes for a better experience for everyone involved. That's the power of "nice". At Western National, nice is something we work to bring to every person and organization with whom we partner and serve. Does this opportunity interest you? Western National is seeking a Commercial Lines Underwriter to join our team! The individual in this role will be responsible for cultivating critical relationships with agency partners and effectively writing renewal business to achieve department growth and profit goals. The ideal candidate will have at least two years of experience demonstrating their ability to successfully manage, evaluate, and price business within an established level of authority. What is a must have? Maintains a commercial lines book of business with assigned agencies. Uses established practices, processes, procedures, and underwriting authority level to analyze the operations and exposures of different types of risks to write, renew or modify business. Assesses risk and exposure on existing business to identify opportunities to maximize assigned territory loss ratio and growth objectives. Identifies and analyzes medium complexity accounts and make sound underwriting decisions independently. Recommends solutions when outside of authority level. Travels to assigned agencies to promote commercial lines products, build agency partnerships and promote higher agency ranking position. Contacts other internal departments and team members. Builds and maintains strong agency relationships. Requirements: What will our ideal candidate have? 3+ years of Commercial Lines Underwriting experience. Strong background in renewal Underwriting. CPCU, AU or CIC certification preferred. Strong understanding of industry practices, standards, and underwriting concepts. Strong negotiation and relationship building skills. Analytical with ability to exercise sound business judgment. Proficient oral and written communication skills. Bachelor's degree in Insurance or Finance or equivalent related experience. Compensation overview The full hiring range for this role is $60,900 $91,000 annually. However, the base pay offered may vary depending on the job-related knowledge, skills, credentials, and experience of each candidate as well as other factors such as the scope and location of the role. Candidates looking for compensation outside of the posted range are encouraged to apply and will be considered based on their individual qualifications and/or may be considered for other positions. Culture and Total Rewards Western National has long been known as "The Relationship Company ", and caring for our employees is part of that relationship commitment. We value connectiveness, empowerment, and accountability, and we believe that our employees are our biggest assets. Nearly half of our employees choose to stay at Western National for ten years or more! Currently ranked as the 37th largest private company by revenue in Minnesota (Minneapolis-St. Paul Business Journal), Western National has earned accolades year-over-year as an employer of choice and garnered multiple awards for wellness in the workplace. Western National was also named a Star Tribune Top Workplace in 2021 and 2022. The Group is consistently recognized as a Ward's 50 property-and-casualty insurance company for its outstanding financial results. Western National offers full time employees a significant Total Rewards Package, including: Medical insurance Plan options and other standard employee benefits, including dental insurance, vision benefits, life insurance, disability insurance, and more! Health Savings Accounts (HSA) and Flex Spending Accounts (FSA) 401(k) Plan (plus company match) Wellbeing Program, including onsite fitness studio Time Off - including vacation, volunteer, and holiday pay 100% company-paid tuition reimbursement for approved job-relevant coursework and access to The Institutes (Risk & Insurance Education) Paid parental leave Bonus opportunities Western National believes in supporting balance between work and life by providing a flexible work environment, with includes a variety of hybrid and remote work arrangements designed to balance individual, job, department, and company needs. Western National provides employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
This role could be hybrid or remote based on proximity to an office location. At Ameritas, our mission is Fulfilling Life. We do that in many ways, but especially by helping people invest in themselves by offering trusted financial products and advice. Because we believe everyone should be happy, healthy and financially secure, we work hard to provide trusted financial products and valued guidance, including individual life and disability insurance, employee benefits, retirement planning, investments, and wealth management services. The Senior Group Underwriter is responsible for underwriting insurance cases by using strong subject matter knowledge about company products and underwriting principles. This position works independently and influences others to achieve operational targets. What you do Analyze and evaluate risk for insurance cases considering characteristics such as plan design, demographics, experience, financial or medical factors, and state and federal regulations. Select and maintain cases to achieve revenue, persistency, and profitability goals for top and bottom line growth. Communicate financial and other factors to field partners. Design and coordinate issuance of plans, policies or premium rates within established departmental guidelines. Identify problems and provide solutions and alternatives. Demonstrate a strong understanding of various insurance products, their features and limitations, and industry/regulatory terms. Provide training and guidance to new or entry level associates. What you bring Bachelor's Degree or equivalent experience required 0-2 years Related Experience required 3-5 years of dental and vision underwriting experience preferred What We Offer Our company motto is "Fulfilling Life" and we take that job seriously, with a heavy commitment to volunteering and community support, employee well-being, and providing quality products and services that help our customers create a brighter future. Being a mutual-based organization, the return on our investment goes back into the company, to benefit our members/customers. We're committed to professional development, opportunity, inclusion and diversity. Team building and collaboration are also priorities. A total rewards package with all the comprehensive health and welfare benefits you'd expect, including competitive pay and incentives, 401(k), flexible work schedules and time off to care for yourself and others. Additional popular benefits, including tuition reimbursement, and student loan repayment, an incentivized well-being program, adoption assistance, paid time off for volunteering, training and career development opportunities. An Equal Opportunity Employer Ameritas has a reputation as a company that cares, and because everyone should feel safe bringing their authentic, whole self to work, we're committed to an inclusive culture and diverse workplace, enriched by our individual differences. We are an Equal Opportunity/Affirmative Action Employer that hires based on qualifications, positive attitude and exemplary work ethic, regardless of sex, race, color, national origin, religion, age, disability, veteran status, genetic information, marital status, sexual orientation, gender identity or any other characteristic protected by law. Salary range $51,000-$75,000.
05/27/2023
Full time
This role could be hybrid or remote based on proximity to an office location. At Ameritas, our mission is Fulfilling Life. We do that in many ways, but especially by helping people invest in themselves by offering trusted financial products and advice. Because we believe everyone should be happy, healthy and financially secure, we work hard to provide trusted financial products and valued guidance, including individual life and disability insurance, employee benefits, retirement planning, investments, and wealth management services. The Senior Group Underwriter is responsible for underwriting insurance cases by using strong subject matter knowledge about company products and underwriting principles. This position works independently and influences others to achieve operational targets. What you do Analyze and evaluate risk for insurance cases considering characteristics such as plan design, demographics, experience, financial or medical factors, and state and federal regulations. Select and maintain cases to achieve revenue, persistency, and profitability goals for top and bottom line growth. Communicate financial and other factors to field partners. Design and coordinate issuance of plans, policies or premium rates within established departmental guidelines. Identify problems and provide solutions and alternatives. Demonstrate a strong understanding of various insurance products, their features and limitations, and industry/regulatory terms. Provide training and guidance to new or entry level associates. What you bring Bachelor's Degree or equivalent experience required 0-2 years Related Experience required 3-5 years of dental and vision underwriting experience preferred What We Offer Our company motto is "Fulfilling Life" and we take that job seriously, with a heavy commitment to volunteering and community support, employee well-being, and providing quality products and services that help our customers create a brighter future. Being a mutual-based organization, the return on our investment goes back into the company, to benefit our members/customers. We're committed to professional development, opportunity, inclusion and diversity. Team building and collaboration are also priorities. A total rewards package with all the comprehensive health and welfare benefits you'd expect, including competitive pay and incentives, 401(k), flexible work schedules and time off to care for yourself and others. Additional popular benefits, including tuition reimbursement, and student loan repayment, an incentivized well-being program, adoption assistance, paid time off for volunteering, training and career development opportunities. An Equal Opportunity Employer Ameritas has a reputation as a company that cares, and because everyone should feel safe bringing their authentic, whole self to work, we're committed to an inclusive culture and diverse workplace, enriched by our individual differences. We are an Equal Opportunity/Affirmative Action Employer that hires based on qualifications, positive attitude and exemplary work ethic, regardless of sex, race, color, national origin, religion, age, disability, veteran status, genetic information, marital status, sexual orientation, gender identity or any other characteristic protected by law. Salary range $51,000-$75,000.
Our client, a P&C Insurance Leader, is expanding their Workers' Compensation Division and seeking to add a Workers' Compensation Underwriter strictly due to growth! This person would be responsible for underwriting guarantee cost accounts within the Middle Market space throughout the state of Virginia. This includes prospecting and prequalifying new producers to determine working relationship, appointing new quality producers, developing book growth, maintaining superior internal and external relationships, and implementing effective and profitable pricing strategies. This is a FULLY REMOTE position! Work on new business opportunities with key agencies/brokerage firms for their assigned territory. Produce marketing research to help identify opportunities for management, product enhancements, new distribution channels and new geographic markets with growth potential. Drive profitable sale of Company's Workers' Compensation products. Develop and maintain strong relationships with brokers in order to successfully produce, manage and grow our business. Provide production support through producer visitations and by participating in underwriting and production presentations. Effectively communicates decisions and resolve agent/customer concerns promptly. Requirements: 3 - 7+ years of Workers' Compensation underwriting (monoline or package) experience Proven track record of building strong business relationships with agents and insureds Strong communication, analytical skills, and business acumen Bachelor's Degree is highly preferred Salary/Benefits: $100,000 to $130,000+ annual base salary plus lucrative bonus plan Ability to work Fully Remote Extremely competitive Medical, Dental, Vision and Life plans Employer matching 401(k) plan Generous PTO plan Employee Stock Purchase Plan with employer matching
05/27/2023
Full time
Our client, a P&C Insurance Leader, is expanding their Workers' Compensation Division and seeking to add a Workers' Compensation Underwriter strictly due to growth! This person would be responsible for underwriting guarantee cost accounts within the Middle Market space throughout the state of Virginia. This includes prospecting and prequalifying new producers to determine working relationship, appointing new quality producers, developing book growth, maintaining superior internal and external relationships, and implementing effective and profitable pricing strategies. This is a FULLY REMOTE position! Work on new business opportunities with key agencies/brokerage firms for their assigned territory. Produce marketing research to help identify opportunities for management, product enhancements, new distribution channels and new geographic markets with growth potential. Drive profitable sale of Company's Workers' Compensation products. Develop and maintain strong relationships with brokers in order to successfully produce, manage and grow our business. Provide production support through producer visitations and by participating in underwriting and production presentations. Effectively communicates decisions and resolve agent/customer concerns promptly. Requirements: 3 - 7+ years of Workers' Compensation underwriting (monoline or package) experience Proven track record of building strong business relationships with agents and insureds Strong communication, analytical skills, and business acumen Bachelor's Degree is highly preferred Salary/Benefits: $100,000 to $130,000+ annual base salary plus lucrative bonus plan Ability to work Fully Remote Extremely competitive Medical, Dental, Vision and Life plans Employer matching 401(k) plan Generous PTO plan Employee Stock Purchase Plan with employer matching
Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. For candidates based in IL/WI (within travel distance), this will be a hybrid role and the ideal candidate will be required to work on-site at our office in Lake Forest, IL for 2 days. Fully remote candidates are also welcome to apply. SUMMARY Develops partnership with Sales to maximize our ability to sell new/maintain existing business. Provides creative underwriting offers for complex territories, while adhering to pricing and profit objectives. Provides training and mentoring to Case Underwriters. Provides timely and accurate turnaround of proposal offers, re-enrollment offers, and underwriting decisions. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. KEY ACCOUNTABILITIES Reviews enrollment and participation trends and makes recommendations to optimize our opportunity for sales and minimize risk. Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue Provides timely and accurate turnaround of proposal offers, re-enrollment offers, and underwriting decisions for assigned, more complex territories. Be a subject matter expert, a mentor, and provide training to lower level case underwriters. Negotiates non-standard broker arrangements and fully understand enrollment company strengths and weaknesses within your assigned territory. Have the ability to identify elements of a successful enrollment and make suggestions that create value/enhance access to employees. Continually stay current with our Enrollment System capabilities. Be consultative with assigned sales persons to make sure we offering the best competitive proposal Other duties as needed/assigned. EDUCATION and EXPERIENCE High School diploma or equivalent. 3-5 years group underwriting experience - life and health products. Excellent organization skills, adept at handling multiple tasks simultaneously, committed to follow through and completing assignments in a timely and professional manner. Interpersonal effectiveness with proven ability to establish/maintain mutually respectful relationships with mangers, peers, support staff, agents/brokers and customers; handles conflict, resolve complex issues, and the ability to negotiate effectively. Working knowledge of PCs, Microsoft Word, Excel, and PowerPoint software. Math computation and analytical skills. Preferred Bachelor's degree 5+ years of experience with Worksite Underwriting of UL, CI, DI and Accident Working knowledge of voluntary product administration and enrollment practices. For the third consecutive year we were selected as a Top Workplace by the Chicago Tribune. The award is based exclusively on Trustmark associate responses to an anonymous survey. The survey measured 15 key drivers of engaged cultures that are critical to the success of an organization. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, sexual identity, age, veteran or disability. Required Skills Required Experience
05/27/2023
Full time
Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. For candidates based in IL/WI (within travel distance), this will be a hybrid role and the ideal candidate will be required to work on-site at our office in Lake Forest, IL for 2 days. Fully remote candidates are also welcome to apply. SUMMARY Develops partnership with Sales to maximize our ability to sell new/maintain existing business. Provides creative underwriting offers for complex territories, while adhering to pricing and profit objectives. Provides training and mentoring to Case Underwriters. Provides timely and accurate turnaround of proposal offers, re-enrollment offers, and underwriting decisions. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. KEY ACCOUNTABILITIES Reviews enrollment and participation trends and makes recommendations to optimize our opportunity for sales and minimize risk. Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue Provides timely and accurate turnaround of proposal offers, re-enrollment offers, and underwriting decisions for assigned, more complex territories. Be a subject matter expert, a mentor, and provide training to lower level case underwriters. Negotiates non-standard broker arrangements and fully understand enrollment company strengths and weaknesses within your assigned territory. Have the ability to identify elements of a successful enrollment and make suggestions that create value/enhance access to employees. Continually stay current with our Enrollment System capabilities. Be consultative with assigned sales persons to make sure we offering the best competitive proposal Other duties as needed/assigned. EDUCATION and EXPERIENCE High School diploma or equivalent. 3-5 years group underwriting experience - life and health products. Excellent organization skills, adept at handling multiple tasks simultaneously, committed to follow through and completing assignments in a timely and professional manner. Interpersonal effectiveness with proven ability to establish/maintain mutually respectful relationships with mangers, peers, support staff, agents/brokers and customers; handles conflict, resolve complex issues, and the ability to negotiate effectively. Working knowledge of PCs, Microsoft Word, Excel, and PowerPoint software. Math computation and analytical skills. Preferred Bachelor's degree 5+ years of experience with Worksite Underwriting of UL, CI, DI and Accident Working knowledge of voluntary product administration and enrollment practices. For the third consecutive year we were selected as a Top Workplace by the Chicago Tribune. The award is based exclusively on Trustmark associate responses to an anonymous survey. The survey measured 15 key drivers of engaged cultures that are critical to the success of an organization. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, sexual identity, age, veteran or disability. Required Skills Required Experience
Who we are: Michigan Millers Mutual Insurance Company is a mutual insurance company, rated A (Excellent) by A.M. Best, with over 140 years of experience serving policyholders' property-and-casualty insurance needs across multiple regions in the United States. Michigan Millers believes in striving for growth without sacrifice. We know that our culture creates and cultivates happy and dedicated employees, which we believe gives us the ability to deliver the highest level of customer service. At Michigan Millers our core values, Team - Customers - Results, are incorporated into all that we do. Our workplace culture encourages employees to seek out learning opportunities and to strive for growth and development in the insurance industry. We understand the importance of a positive work community and a healthy workplace environment when striving for organizational success. Our emphasis on internal growth and maintaining healthy team relationships translate into external growth and building sustainable customer relationships. Does this opportunity interest you? Michigan Millers is seeking a Production Underwriter to join our team remotely in Upstate New York! The individual in this role is responsible for writing new commercial line accounts to enhance profitability. In this position, the candidate will also build and maintain strong agency relationships Responsibilities of a Production Underwriter include: Develop a commercial lines book of business with assigned VIP agencies Utilize understanding of risk assessment and exposures to identify business opportunities to maximize assigned territory loss ratio and growth objectives Meet business goals through new business development and overall profitability of assigned territory underwriting large, challenging, and complex commercial business policies Travel to assigned agencies on a regular basis to build on agency partnerships and promote/negotiate higher agency ranking position Actively seeks opportunities to promote Michigan Miller's products and services Understand how to apply rating methodology and less frequently used coverages Network within the insurance community to stay abreast of marketplace changes and emerging industry issues Serves as a mentor providing technical support, training, and problem-solving for other underwriters on an ongoing basis Perform special projects and other duties as assigned What is a must-have? Extensive knowledge and understanding of industry best practices, standards, and multiple discipline underwriting concepts and broad business segment Able to multitask and solve complex problems Demonstrated ability to develop and maintain relationships with agents and other departments Valid driver's license and ability to visit assigned agencies on a regular basis Bachelor's degree in Insurance or Finance degree, experience in lieu of degree acceptable CPCU, AU, or CIC certification Compensation Overview: The base pay offered may vary depending on the job-related knowledge, skills, credentials, and experience of each candidate as well as other factors such as the scope and location of the role. Michigan Millers offers full-time employees a significant Total Rewards Package, including: Medical insurance options and other standard employee benefits, including dental insurance, vision benefits, life insurance, and more! Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) 401(k) Plan (plus company match) Time Off - including vacation, volunteer, and holiday pay Paid Parental Leave Bonus opportunities Tuition assistance Wellness Program Michigan Millers believes in supporting the balance between work and life by providing a flexible work environment, which includes a variety of hybrid work arrangements designed to balance individual, job, department, and company needs. Michigan Millers Insurance is an equal-opportunity employer. All qualified applicants will receive consideration for employment.
05/27/2023
Full time
Who we are: Michigan Millers Mutual Insurance Company is a mutual insurance company, rated A (Excellent) by A.M. Best, with over 140 years of experience serving policyholders' property-and-casualty insurance needs across multiple regions in the United States. Michigan Millers believes in striving for growth without sacrifice. We know that our culture creates and cultivates happy and dedicated employees, which we believe gives us the ability to deliver the highest level of customer service. At Michigan Millers our core values, Team - Customers - Results, are incorporated into all that we do. Our workplace culture encourages employees to seek out learning opportunities and to strive for growth and development in the insurance industry. We understand the importance of a positive work community and a healthy workplace environment when striving for organizational success. Our emphasis on internal growth and maintaining healthy team relationships translate into external growth and building sustainable customer relationships. Does this opportunity interest you? Michigan Millers is seeking a Production Underwriter to join our team remotely in Upstate New York! The individual in this role is responsible for writing new commercial line accounts to enhance profitability. In this position, the candidate will also build and maintain strong agency relationships Responsibilities of a Production Underwriter include: Develop a commercial lines book of business with assigned VIP agencies Utilize understanding of risk assessment and exposures to identify business opportunities to maximize assigned territory loss ratio and growth objectives Meet business goals through new business development and overall profitability of assigned territory underwriting large, challenging, and complex commercial business policies Travel to assigned agencies on a regular basis to build on agency partnerships and promote/negotiate higher agency ranking position Actively seeks opportunities to promote Michigan Miller's products and services Understand how to apply rating methodology and less frequently used coverages Network within the insurance community to stay abreast of marketplace changes and emerging industry issues Serves as a mentor providing technical support, training, and problem-solving for other underwriters on an ongoing basis Perform special projects and other duties as assigned What is a must-have? Extensive knowledge and understanding of industry best practices, standards, and multiple discipline underwriting concepts and broad business segment Able to multitask and solve complex problems Demonstrated ability to develop and maintain relationships with agents and other departments Valid driver's license and ability to visit assigned agencies on a regular basis Bachelor's degree in Insurance or Finance degree, experience in lieu of degree acceptable CPCU, AU, or CIC certification Compensation Overview: The base pay offered may vary depending on the job-related knowledge, skills, credentials, and experience of each candidate as well as other factors such as the scope and location of the role. Michigan Millers offers full-time employees a significant Total Rewards Package, including: Medical insurance options and other standard employee benefits, including dental insurance, vision benefits, life insurance, and more! Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) 401(k) Plan (plus company match) Time Off - including vacation, volunteer, and holiday pay Paid Parental Leave Bonus opportunities Tuition assistance Wellness Program Michigan Millers believes in supporting the balance between work and life by providing a flexible work environment, which includes a variety of hybrid work arrangements designed to balance individual, job, department, and company needs. Michigan Millers Insurance is an equal-opportunity employer. All qualified applicants will receive consideration for employment.
PRO IS, Inc. currently has an exciting entry level Underwriting Support Assistant position. This remote role will suit candidates who are looking for a great entry level opportunity with a growing company. This position is full-time (40 hours per week, Monday - Friday). Underwriting Support Assistants do parts of the property and casualty insurance underwriting process to support the underwriters at our client companies. The duties vary depending on which client and part of the process the person is assigned to. We provide the training for our employees on the clients' systems and processes. Some of the things they do could include the following. Entering information about a potential policyholder into the client's system. Mapping the property location to the nearest body of water. Verify that all the other parts of the process are completed and look correct and then combine documents for different parts of the policy to create the final policy document. Sorting and filtering data in Excel such as states, types of vehicles, payroll, sale, and other information pertinent to obtaining proper insurance rates. Analyzing and entering the needed information into the system. Using advanced functions in Excel, such as pivot tables and VLOOKUP, to standardize the data in spreadsheets. This can include searching for and correcting addresses, so they are in the needed format (for example "123 W Main St" not "123 West Main Street"). Converting Word and PDF documents into Excel. Using Google, Google Maps, and Bing to help determine the type of business, finding street addresses, and latitude and longitude of the location. Using Google Translate to translate documentation provided from our client's international offices. These may include, but are not limited to, Spanish, Chinese, French, and Portuguese. Candidates do not need to be bi-lingual. Candidates need strong Excel skills, good decision-making skills and attention to detail, be accurate with their work, able to use Microsoft Word and Adobe, be organized, and be able to meet deadlines while working with multiple assignments. They also need to be flexible to work in multiple systems at once and work with people with different styles/work output preferences. We provide the needed computer equipment. Candidates must have their own reliable and secure high-speed internet access (no hot spots) to work from home. Candidates must live in and be able to work from home in the United States of America. PRO IS, Inc. offers an excellent benefits package for fulltime employees including medical, dental, vision, life insurance, short- and long-term disability insurance, health savings accounts (with company contribution), flexible spending accounts, 401k (with match), paid holidays and birthday, and generous paid time off. Part-time employees are eligible for the 401k plan (with match), paid time off, and paid holidays and birthdays. All employees are eligible for our employee referral program, employee assistance plan, and advancement opportunities. Pro IS, Inc. is a subsidiary of Pro Global Insurance Solutions (). Pro is a global service provider and consulting company focused solely on the insurance and reinsurance industries. We are based in financial centers around the world so we can provide our clients with cost efficient, round-the clock-services. We are continuing to build our presence in the US. If you have the skills mentioned above and are looking to join a growing business, then submit your resume and one of the recruitment team will be in touch. PRO IS is an Equal Opportunity Employer.
05/27/2023
Full time
PRO IS, Inc. currently has an exciting entry level Underwriting Support Assistant position. This remote role will suit candidates who are looking for a great entry level opportunity with a growing company. This position is full-time (40 hours per week, Monday - Friday). Underwriting Support Assistants do parts of the property and casualty insurance underwriting process to support the underwriters at our client companies. The duties vary depending on which client and part of the process the person is assigned to. We provide the training for our employees on the clients' systems and processes. Some of the things they do could include the following. Entering information about a potential policyholder into the client's system. Mapping the property location to the nearest body of water. Verify that all the other parts of the process are completed and look correct and then combine documents for different parts of the policy to create the final policy document. Sorting and filtering data in Excel such as states, types of vehicles, payroll, sale, and other information pertinent to obtaining proper insurance rates. Analyzing and entering the needed information into the system. Using advanced functions in Excel, such as pivot tables and VLOOKUP, to standardize the data in spreadsheets. This can include searching for and correcting addresses, so they are in the needed format (for example "123 W Main St" not "123 West Main Street"). Converting Word and PDF documents into Excel. Using Google, Google Maps, and Bing to help determine the type of business, finding street addresses, and latitude and longitude of the location. Using Google Translate to translate documentation provided from our client's international offices. These may include, but are not limited to, Spanish, Chinese, French, and Portuguese. Candidates do not need to be bi-lingual. Candidates need strong Excel skills, good decision-making skills and attention to detail, be accurate with their work, able to use Microsoft Word and Adobe, be organized, and be able to meet deadlines while working with multiple assignments. They also need to be flexible to work in multiple systems at once and work with people with different styles/work output preferences. We provide the needed computer equipment. Candidates must have their own reliable and secure high-speed internet access (no hot spots) to work from home. Candidates must live in and be able to work from home in the United States of America. PRO IS, Inc. offers an excellent benefits package for fulltime employees including medical, dental, vision, life insurance, short- and long-term disability insurance, health savings accounts (with company contribution), flexible spending accounts, 401k (with match), paid holidays and birthday, and generous paid time off. Part-time employees are eligible for the 401k plan (with match), paid time off, and paid holidays and birthdays. All employees are eligible for our employee referral program, employee assistance plan, and advancement opportunities. Pro IS, Inc. is a subsidiary of Pro Global Insurance Solutions (). Pro is a global service provider and consulting company focused solely on the insurance and reinsurance industries. We are based in financial centers around the world so we can provide our clients with cost efficient, round-the clock-services. We are continuing to build our presence in the US. If you have the skills mentioned above and are looking to join a growing business, then submit your resume and one of the recruitment team will be in touch. PRO IS is an Equal Opportunity Employer.