The Travelers Companies, Inc.
Walnut Creek, California
Who Are We? Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Compensation Overview The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards. Salary Range $105,500.00 - $174,100.00 Target Openings 1 What Is the Opportunity? Commercial Accounts offers a wide array of guaranteed-cost products to mid-size businesses. Total account solutions include General Liability, Property, Automobile, Workers' Compensation, and Lead Umbrella. The Account Executive Officer (AEO), Commercial Accounts will partner with agents and brokers to provide property, general liability, commercial auto, and/or workers' compensation coverage for new and renewal business based on customers' needs. This role is seen as a technical resource. As an AEO, you are decisive, detail-oriented, and know how to build relationships internally and externally to drive results. Your ability to independently assess complex risk and sell our products in challenging markets will contribute to the profitability and success of Travelers. What Will You Do? Manage the profitability, growth, and retention of an assigned book of business. Underwrite and skillfully negotiate complex customer accounts to minimize risk and maximize profitability. Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to create sales plans and identify cross-selling opportunities. Foster and maintain relationships with external partners by regularly meeting in person with agents and brokers to market and sell Travelers products with a goal of writing and retaining accounts consistent with our risk appetite. Must be able to travel to such meetings. Identify and capture new business opportunities using consultative marketing and sales skills. Independently develop and execute agency sales plans and frequently partner with your Managing Director (MD) to develop region/group sales plans. May assist in the training and mentoring of less experienced Account Executives. Perform other duties as assigned. What Will Our Ideal Candidate Have? Bachelor's degree. Six to eight years of relevant underwriting experience with experience in commercial lines. Deep knowledge of commercial lines products, the regulatory environment, and the local insurance market. Strong critical thinking skills with the ability to proactively identify underwriting, marketing, or financial challenges and analyze available information to make timely decisions in alignment with our risk appetite. Excellent communication skills with the ability to successfully negotiate in difficult situations with agents and brokers. CPCU designation. What is a Must Have? Four years of underwriting experience. What Is in It for You? Health Insurance: Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment. Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers. Paid Time Off: Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays. Wellness Program: The Travelers wellness program is comprised of tools and resources that empower you to achieve your wellness goals. In addition, our Life Balance program provides access to professional counseling services, life coaching and other resources to support your daily life needs. Through Life Balance, you're eligible for five free counseling sessions with a licensed therapist. Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice. Employment Practices Travelers is an equal opportunity employer. We believe that we can deliver the very best products and services when our workforce reflects the diverse customers and communities we serve. We are committed to recruiting, retaining and developing the diverse talent of all of our employees and fostering an inclusive workplace, where we celebrate differences, promote belonging, and work together to deliver extraordinary results. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit 0
12/07/2023
Full time
Who Are We? Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Compensation Overview The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards. Salary Range $105,500.00 - $174,100.00 Target Openings 1 What Is the Opportunity? Commercial Accounts offers a wide array of guaranteed-cost products to mid-size businesses. Total account solutions include General Liability, Property, Automobile, Workers' Compensation, and Lead Umbrella. The Account Executive Officer (AEO), Commercial Accounts will partner with agents and brokers to provide property, general liability, commercial auto, and/or workers' compensation coverage for new and renewal business based on customers' needs. This role is seen as a technical resource. As an AEO, you are decisive, detail-oriented, and know how to build relationships internally and externally to drive results. Your ability to independently assess complex risk and sell our products in challenging markets will contribute to the profitability and success of Travelers. What Will You Do? Manage the profitability, growth, and retention of an assigned book of business. Underwrite and skillfully negotiate complex customer accounts to minimize risk and maximize profitability. Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to create sales plans and identify cross-selling opportunities. Foster and maintain relationships with external partners by regularly meeting in person with agents and brokers to market and sell Travelers products with a goal of writing and retaining accounts consistent with our risk appetite. Must be able to travel to such meetings. Identify and capture new business opportunities using consultative marketing and sales skills. Independently develop and execute agency sales plans and frequently partner with your Managing Director (MD) to develop region/group sales plans. May assist in the training and mentoring of less experienced Account Executives. Perform other duties as assigned. What Will Our Ideal Candidate Have? Bachelor's degree. Six to eight years of relevant underwriting experience with experience in commercial lines. Deep knowledge of commercial lines products, the regulatory environment, and the local insurance market. Strong critical thinking skills with the ability to proactively identify underwriting, marketing, or financial challenges and analyze available information to make timely decisions in alignment with our risk appetite. Excellent communication skills with the ability to successfully negotiate in difficult situations with agents and brokers. CPCU designation. What is a Must Have? Four years of underwriting experience. What Is in It for You? Health Insurance: Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment. Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers. Paid Time Off: Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays. Wellness Program: The Travelers wellness program is comprised of tools and resources that empower you to achieve your wellness goals. In addition, our Life Balance program provides access to professional counseling services, life coaching and other resources to support your daily life needs. Through Life Balance, you're eligible for five free counseling sessions with a licensed therapist. Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice. Employment Practices Travelers is an equal opportunity employer. We believe that we can deliver the very best products and services when our workforce reflects the diverse customers and communities we serve. We are committed to recruiting, retaining and developing the diverse talent of all of our employees and fostering an inclusive workplace, where we celebrate differences, promote belonging, and work together to deliver extraordinary results. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit 0
If you're looking for a meaningful career, you'll find it here at Webster. Founded in 1935, our focus has always been to put people first doing whatever we can to help individuals, families, businesses and our colleagues achieve their financial goals. As a leading commercial bank, we remain passionate about serving our clients and supporting our communities. Integrity, Collaboration, Accountability, Agility, Respect, Excellence are Webster's values, these set us apart as a bank and as an employer. Come join our team where you can expand your career potential, benefit from our robust development opportunities, and enjoy meaningful work! Vice President, Sponsor and Specialty Finance Technology & Infrastructure ("T&I") Group Boston, MA (Copley Square) Full-time, in-person (with some flexibility) Company Description Founded in 1935, Webster has grown over the past 85+ years to be one of the country's leading regional banks, with $73 billion in assets as of today. The Sponsor and Specialty Group ( $8 billion) represents a distinct group within Webster's Commercial Bank and has been a significant contributor to the bank's strong growth over the past 5+ years. The Sponsor and Specialty Group provides cash flow and ARR-based, senior secured financing solutions, typically to middle market companies backed by private equity sponsors. The Sponsor and Specialty Group is divided into a number of specialty verticals including Technology & Infrastructure; Healthcare Services; Business & Info Services; Aerospace, Defense, & Environmental ("AD&E"); and Generalist Sponsor coverage. The T&I group focuses on the Software, Tech-Enabled Services, Data Center, IT Infrastructure, and Cable end-markets, among others. Job Description A specialized team of 20 dedicated investment professionals, the T&I group prides itself on maintaining an atmosphere that encourages teamwork, self-empowerment, and work/life balance. As a Vice President within the T&I group, you will be a critical member of the overall team, with primarily responsibilities including (i) leading the new deal underwriting, approval and loan closing processes for new borrowers; (ii) helping to manage a portfolio of 10-15 existing borrower accounts; and (iii) mentoring junior level team members (Analysts and Associates) on best practices in both underwriting and portfolio management. This role will allow you to interact with the bank's senior credit officers, capital markets group, private equity sponsors, company management, and other industry partners (e.g., law firms, accounting firms, industry experts, etc.). Additionally, there are periodic travel opportunities to meet with borrowers, sponsors, and for other industry related events (total travel of approximately 4-6x per year). Major Duties & Responsibilities New Deal Underwritings: Screen new deal opportunities and provide quick feedback to senior members of the T&I team Lead all aspects of the new deal underwriting and diligence process, including: Identifying all key risks Reviewing data room materials and third-party reports Leading diligence calls with sponsors, management, and other third-party firms (e.g., GLG) Conducting other independent research Mentor and oversee junior deal team members (Analysts & Associates) and their work, including the financial projection model Manage internal approval process including ensuring (i) timely completion of internal investment committee approval write-ups and (ii) adherence to Webster's internal underwriting policies and procedures Lead investment committee approval meetings and answer all diligence related questions Review and negotiate closing legal documents with the borrower and/or sponsor Manage internal loan closing process (including KYC) to ensure a smooth and timely closing for all counterparties Portfolio Management for 10-15 Existing Borrowers: Act as a key touchpoint for management and/or sponsor, including having quarterly update calls with CFOs to get more qualitative updates on borrower performance Mentor junior team members (Analysts & Associates) on best practices for sound portfolio management. Ultimately, VPs are responsible for overseeing and ensuring: Appropriate borrower risk ratings each quarter Timely receipt of borrowers' financials and accuracy of borrowers' financial compliance certificates Accurate entry of borrower financials and credit KPIs into the bank's internal portfolio management software platform Completion of quarterly, semi-annual and/or annual reviews Proper maintenance of borrower credit files Adherence to Webster's internal portfolio management policies and procedures Provide a higher level of involvement/management on problem credits Lead all upsizes/amendments/waivers for existing borrowers Qualifications You have: A BS/BA, preferably in Business, Finance, Accounting, Economics, or a related business field 7-10 years of work experience in an Accounting/Finance/Banking-related position (or a Master's degree and 1-3 years) Experience working in sponsor finance or on leveraged loan transactions The ability to answer unstructured business questions and work independently to drive tasks to completion Strong analytical skills and proficiency with financial statements Strong organizational skills Ability to work well with others and on teams Ability to work in a fast-paced environment Superior written and verbal communication skills Financial modeling experience Proficiency in Microsoft Office, including Word, Excel and PowerPoint Ability to travel Even better: Tech or infrastructure industry experience at an investment bank or other institution Graduate of a formalized credit training program CFA or CPA professional certifications MBA The estimated salary range for this position is $150,000 USD to $180,000 USD. Actual salary may vary up or down depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position is eligible for incentive compensation. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.
12/07/2023
Full time
If you're looking for a meaningful career, you'll find it here at Webster. Founded in 1935, our focus has always been to put people first doing whatever we can to help individuals, families, businesses and our colleagues achieve their financial goals. As a leading commercial bank, we remain passionate about serving our clients and supporting our communities. Integrity, Collaboration, Accountability, Agility, Respect, Excellence are Webster's values, these set us apart as a bank and as an employer. Come join our team where you can expand your career potential, benefit from our robust development opportunities, and enjoy meaningful work! Vice President, Sponsor and Specialty Finance Technology & Infrastructure ("T&I") Group Boston, MA (Copley Square) Full-time, in-person (with some flexibility) Company Description Founded in 1935, Webster has grown over the past 85+ years to be one of the country's leading regional banks, with $73 billion in assets as of today. The Sponsor and Specialty Group ( $8 billion) represents a distinct group within Webster's Commercial Bank and has been a significant contributor to the bank's strong growth over the past 5+ years. The Sponsor and Specialty Group provides cash flow and ARR-based, senior secured financing solutions, typically to middle market companies backed by private equity sponsors. The Sponsor and Specialty Group is divided into a number of specialty verticals including Technology & Infrastructure; Healthcare Services; Business & Info Services; Aerospace, Defense, & Environmental ("AD&E"); and Generalist Sponsor coverage. The T&I group focuses on the Software, Tech-Enabled Services, Data Center, IT Infrastructure, and Cable end-markets, among others. Job Description A specialized team of 20 dedicated investment professionals, the T&I group prides itself on maintaining an atmosphere that encourages teamwork, self-empowerment, and work/life balance. As a Vice President within the T&I group, you will be a critical member of the overall team, with primarily responsibilities including (i) leading the new deal underwriting, approval and loan closing processes for new borrowers; (ii) helping to manage a portfolio of 10-15 existing borrower accounts; and (iii) mentoring junior level team members (Analysts and Associates) on best practices in both underwriting and portfolio management. This role will allow you to interact with the bank's senior credit officers, capital markets group, private equity sponsors, company management, and other industry partners (e.g., law firms, accounting firms, industry experts, etc.). Additionally, there are periodic travel opportunities to meet with borrowers, sponsors, and for other industry related events (total travel of approximately 4-6x per year). Major Duties & Responsibilities New Deal Underwritings: Screen new deal opportunities and provide quick feedback to senior members of the T&I team Lead all aspects of the new deal underwriting and diligence process, including: Identifying all key risks Reviewing data room materials and third-party reports Leading diligence calls with sponsors, management, and other third-party firms (e.g., GLG) Conducting other independent research Mentor and oversee junior deal team members (Analysts & Associates) and their work, including the financial projection model Manage internal approval process including ensuring (i) timely completion of internal investment committee approval write-ups and (ii) adherence to Webster's internal underwriting policies and procedures Lead investment committee approval meetings and answer all diligence related questions Review and negotiate closing legal documents with the borrower and/or sponsor Manage internal loan closing process (including KYC) to ensure a smooth and timely closing for all counterparties Portfolio Management for 10-15 Existing Borrowers: Act as a key touchpoint for management and/or sponsor, including having quarterly update calls with CFOs to get more qualitative updates on borrower performance Mentor junior team members (Analysts & Associates) on best practices for sound portfolio management. Ultimately, VPs are responsible for overseeing and ensuring: Appropriate borrower risk ratings each quarter Timely receipt of borrowers' financials and accuracy of borrowers' financial compliance certificates Accurate entry of borrower financials and credit KPIs into the bank's internal portfolio management software platform Completion of quarterly, semi-annual and/or annual reviews Proper maintenance of borrower credit files Adherence to Webster's internal portfolio management policies and procedures Provide a higher level of involvement/management on problem credits Lead all upsizes/amendments/waivers for existing borrowers Qualifications You have: A BS/BA, preferably in Business, Finance, Accounting, Economics, or a related business field 7-10 years of work experience in an Accounting/Finance/Banking-related position (or a Master's degree and 1-3 years) Experience working in sponsor finance or on leveraged loan transactions The ability to answer unstructured business questions and work independently to drive tasks to completion Strong analytical skills and proficiency with financial statements Strong organizational skills Ability to work well with others and on teams Ability to work in a fast-paced environment Superior written and verbal communication skills Financial modeling experience Proficiency in Microsoft Office, including Word, Excel and PowerPoint Ability to travel Even better: Tech or infrastructure industry experience at an investment bank or other institution Graduate of a formalized credit training program CFA or CPA professional certifications MBA The estimated salary range for this position is $150,000 USD to $180,000 USD. Actual salary may vary up or down depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position is eligible for incentive compensation. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.
Who Are We? Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Compensation Overview The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards. Salary Range $100,200.00 - $165,400.00 Target Openings 1 What Is the Opportunity? The Middle Market Business Center centrally underwrites and negotiates renewal and new business for eligible accounts across the low to mid-sized range of Middle Market Business Insurance. The Account Executive Officer (AEO), Business Center will partner with agents and brokers to provide coverage for new and/or renewal business based on customers' needs. This role is seen as a technical resource. As an AEO, you are decisive, detail-oriented, and know how to build relationships internally and externally to drive results. Your ability to independently assess complex risk and sell our products in challenging markets will contribute to the profitability and success of Travelers. What Will You Do? Manage the profitability, growth, and retention of an assigned book of business. Underwrite and skillfully negotiate complex customer accounts to minimize risk and maximize profitability. Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to support market penetration objectives and identify cross-selling opportunities. Foster relationships with external partners by delivering seamless underwriting experiences and solutions. Identify and capture new business opportunities using consultative marketing and sales skills. Support the execution of agency, region, and group sales plans. May assist in the training and mentoring of less experienced Account Executives. Perform other duties as assigned. Perform other duties as assigned. What Will Our Ideal Candidate Have? Bachelor's degree. Six to eight years of relevant underwriting experience. Deep knowledge of Business Insurance products, the regulatory environment, and the local insurance market. Strong critical thinking skills with the ability to proactively identify underwriting, marketing, or financial challenges and analyze available information to make timely decisions in alignment with our risk appetite. Excellent communication skills with the ability to successfully negotiate in difficult situations with agents and brokers. CPCU designation. What is a Must Have? 4 years of underwriting experience What Is in It for You? Health Insurance: Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment. Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers. Paid Time Off: Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays. Wellness Program: The Travelers wellness program is comprised of tools and resources that empower you to achieve your wellness goals. In addition, our Life Balance program provides access to professional counseling services, life coaching and other resources to support your daily life needs. Through Life Balance, you're eligible for five free counseling sessions with a licensed therapist. Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice. Employment Practices Travelers is an equal opportunity employer. We believe that we can deliver the very best products and services when our workforce reflects the diverse customers and communities we serve. We are committed to recruiting, retaining and developing the diverse talent of all of our employees and fostering an inclusive workplace, where we celebrate differences, promote belonging, and work together to deliver extraordinary results. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit 0
12/07/2023
Full time
Who Are We? Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Compensation Overview The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards. Salary Range $100,200.00 - $165,400.00 Target Openings 1 What Is the Opportunity? The Middle Market Business Center centrally underwrites and negotiates renewal and new business for eligible accounts across the low to mid-sized range of Middle Market Business Insurance. The Account Executive Officer (AEO), Business Center will partner with agents and brokers to provide coverage for new and/or renewal business based on customers' needs. This role is seen as a technical resource. As an AEO, you are decisive, detail-oriented, and know how to build relationships internally and externally to drive results. Your ability to independently assess complex risk and sell our products in challenging markets will contribute to the profitability and success of Travelers. What Will You Do? Manage the profitability, growth, and retention of an assigned book of business. Underwrite and skillfully negotiate complex customer accounts to minimize risk and maximize profitability. Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to support market penetration objectives and identify cross-selling opportunities. Foster relationships with external partners by delivering seamless underwriting experiences and solutions. Identify and capture new business opportunities using consultative marketing and sales skills. Support the execution of agency, region, and group sales plans. May assist in the training and mentoring of less experienced Account Executives. Perform other duties as assigned. Perform other duties as assigned. What Will Our Ideal Candidate Have? Bachelor's degree. Six to eight years of relevant underwriting experience. Deep knowledge of Business Insurance products, the regulatory environment, and the local insurance market. Strong critical thinking skills with the ability to proactively identify underwriting, marketing, or financial challenges and analyze available information to make timely decisions in alignment with our risk appetite. Excellent communication skills with the ability to successfully negotiate in difficult situations with agents and brokers. CPCU designation. What is a Must Have? 4 years of underwriting experience What Is in It for You? Health Insurance: Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment. Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers. Paid Time Off: Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays. Wellness Program: The Travelers wellness program is comprised of tools and resources that empower you to achieve your wellness goals. In addition, our Life Balance program provides access to professional counseling services, life coaching and other resources to support your daily life needs. Through Life Balance, you're eligible for five free counseling sessions with a licensed therapist. Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice. Employment Practices Travelers is an equal opportunity employer. We believe that we can deliver the very best products and services when our workforce reflects the diverse customers and communities we serve. We are committed to recruiting, retaining and developing the diverse talent of all of our employees and fostering an inclusive workplace, where we celebrate differences, promote belonging, and work together to deliver extraordinary results. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit 0
Commercial Underwriting Officer The Commercial Underwriting Officer plays an integral role in the loan approval process by providing credit decision makers with in-depth risk analysis to make informed credit decisions for the bank. Our Commercial Underwriting Officers underwrite and handle documentation for a variety of large and complex loan requests from assigned Lines of Business. They are responsible for monitoring credit exposure for assigned relationships, including renewals, reaffirmations and annual risk ratings. Team Structure and Development Opportunities: Professional career development through assessments, coaching, team building, and mentoring Exposure to senior and executive leadership Collaborative and supportive team environment Gain in-depth knowledge of lending and non-lending products and services, including Treasury Management, Wealth Management, International Trade Services, Foreign Exchange, and Global Capital Markets. Lines of Business: Business Banking, Middle Market, Private Banking, Commercial Real Estate, Large Corporate, Technology Life Sciences, Equity Fund Services, Environmental Services, Mortgage Banker Finance, International, National Dealer Services, Energy Team Footprint: Costa Mesa, CA; San Jose, CA; Detroit, MI; Dallas, TX; Houston, TX Key Responsibilities: Analytics Identify and analyze inconsistencies and inaccuracies in customer data, including spreads, aging's, projections and other financial documents. Ensure complete and thorough analytical narrative and commentary on requests and provide recommendations on structural enhancements to mitigate risk or help win business. Evaluate strengths and weaknesses within each credit request and escalate risks and other issues to the Manager of Commercial Underwriting and/or Relationship Manager or Portfolio Manager. Administration Calculate loan covenants and assist with tracking on complex transactions in conjunction with Credit Support Center teams for assigned relationships. Follow-up with Relationship Manager or Portfolio Manager on violations and provide recommendation for waiver, modification or cure. Investigate title searches, surveys and Uniform Commercial Code searches as requested by the Manager of Commercial Underwriting or Relationship Manager/Portfolio Manager. Work with Portfolio Manager and loan closing team as needed to resolve issues. Process Sustainability While maintaining a strong understanding of Comerica processes, ensure that Line of Business and self are adhering to proper procedures. Meet or exceed established Service Level Agreements. Ensure appropriate Record Evidencing Credit Approval Package formats are used in accordance with approved process and procedures. Recommend process improvements in support of continuous improvement culture within Commercial Underwriting. Position Qualifications: Bachelor's Degree Completion of a Commercial Credit Training program or 18+ months of commercial underwriting, credit and/or lending experience 2 years of experience with Microsoft Office Applications (Word, Excel, PowerPoint, Outlook) Seeking candidates with: Strong analytical skills Excellent verbal and written communication skills Time management skills and ability to handle multiple assignments Bank Overview Comerica is the largest U.S. commercial bank headquartered in Texas with a focus on relationships and helping people and businesses be successful. With over 170 years of success, Comerica's longevity is a testament to its strong relationship focus, integrity, and dedicated workforce - more than 7,800 colleagues, who serve as Comerica's ambassadors in the community. At Comerica, our colleagues are essential to our success. We strive to provide you with the opportunity to grow and develop, both personally and professionally, by offering a wide range of programs that are designed to recognize, reward and develop you throughout your career. Comerica demonstrates its commitment to the communities it serves through a strong culture of diversity and inclusion, community investment and environmental commitment. We are recognized as one of the most community-minded companies in the nation by Points of Light, earning a Top 10 ranking in Newsweek's list of America's Most Responsible Companies, and ranked by DiversityInc as Top 4 regional companies for diversity. Comerica Bank Center (CBC) 8:00am -5:00pm Monday - Friday work schedule has Onsite and Remote days determined by the manager
12/05/2023
Full time
Commercial Underwriting Officer The Commercial Underwriting Officer plays an integral role in the loan approval process by providing credit decision makers with in-depth risk analysis to make informed credit decisions for the bank. Our Commercial Underwriting Officers underwrite and handle documentation for a variety of large and complex loan requests from assigned Lines of Business. They are responsible for monitoring credit exposure for assigned relationships, including renewals, reaffirmations and annual risk ratings. Team Structure and Development Opportunities: Professional career development through assessments, coaching, team building, and mentoring Exposure to senior and executive leadership Collaborative and supportive team environment Gain in-depth knowledge of lending and non-lending products and services, including Treasury Management, Wealth Management, International Trade Services, Foreign Exchange, and Global Capital Markets. Lines of Business: Business Banking, Middle Market, Private Banking, Commercial Real Estate, Large Corporate, Technology Life Sciences, Equity Fund Services, Environmental Services, Mortgage Banker Finance, International, National Dealer Services, Energy Team Footprint: Costa Mesa, CA; San Jose, CA; Detroit, MI; Dallas, TX; Houston, TX Key Responsibilities: Analytics Identify and analyze inconsistencies and inaccuracies in customer data, including spreads, aging's, projections and other financial documents. Ensure complete and thorough analytical narrative and commentary on requests and provide recommendations on structural enhancements to mitigate risk or help win business. Evaluate strengths and weaknesses within each credit request and escalate risks and other issues to the Manager of Commercial Underwriting and/or Relationship Manager or Portfolio Manager. Administration Calculate loan covenants and assist with tracking on complex transactions in conjunction with Credit Support Center teams for assigned relationships. Follow-up with Relationship Manager or Portfolio Manager on violations and provide recommendation for waiver, modification or cure. Investigate title searches, surveys and Uniform Commercial Code searches as requested by the Manager of Commercial Underwriting or Relationship Manager/Portfolio Manager. Work with Portfolio Manager and loan closing team as needed to resolve issues. Process Sustainability While maintaining a strong understanding of Comerica processes, ensure that Line of Business and self are adhering to proper procedures. Meet or exceed established Service Level Agreements. Ensure appropriate Record Evidencing Credit Approval Package formats are used in accordance with approved process and procedures. Recommend process improvements in support of continuous improvement culture within Commercial Underwriting. Position Qualifications: Bachelor's Degree Completion of a Commercial Credit Training program or 18+ months of commercial underwriting, credit and/or lending experience 2 years of experience with Microsoft Office Applications (Word, Excel, PowerPoint, Outlook) Seeking candidates with: Strong analytical skills Excellent verbal and written communication skills Time management skills and ability to handle multiple assignments Bank Overview Comerica is the largest U.S. commercial bank headquartered in Texas with a focus on relationships and helping people and businesses be successful. With over 170 years of success, Comerica's longevity is a testament to its strong relationship focus, integrity, and dedicated workforce - more than 7,800 colleagues, who serve as Comerica's ambassadors in the community. At Comerica, our colleagues are essential to our success. We strive to provide you with the opportunity to grow and develop, both personally and professionally, by offering a wide range of programs that are designed to recognize, reward and develop you throughout your career. Comerica demonstrates its commitment to the communities it serves through a strong culture of diversity and inclusion, community investment and environmental commitment. We are recognized as one of the most community-minded companies in the nation by Points of Light, earning a Top 10 ranking in Newsweek's list of America's Most Responsible Companies, and ranked by DiversityInc as Top 4 regional companies for diversity. Comerica Bank Center (CBC) 8:00am -5:00pm Monday - Friday work schedule has Onsite and Remote days determined by the manager
Commercial Underwriting Officer The Commercial Underwriting Officer plays an integral role in the loan approval process by providing credit decision makers with in-depth risk analysis to make informed credit decisions for the bank. Our Commercial Underwriting Officers underwrite and handle documentation for a variety of large and complex loan requests from assigned Lines of Business. They are responsible for monitoring credit exposure for assigned relationships, including renewals, reaffirmations and annual risk ratings. Team Structure and Development Opportunities: Professional career development through assessments, coaching, team building, and mentoring Exposure to senior and executive leadership Collaborative and supportive team environment Gain in-depth knowledge of lending and non-lending products and services, including Treasury Management, Wealth Management, International Trade Services, Foreign Exchange, and Global Capital Markets. Lines of Business: Business Banking, Middle Market, Private Banking, Commercial Real Estate, Large Corporate, Technology Life Sciences, Equity Fund Services, Environmental Services, Mortgage Banker Finance, International, National Dealer Services, Energy Team Footprint: Costa Mesa, CA; San Jose, CA; Detroit, MI; Dallas, TX; Houston, TX Key Responsibilities: Analytics Identify and analyze inconsistencies and inaccuracies in customer data, including spreads, aging's, projections and other financial documents. Ensure complete and thorough analytical narrative and commentary on requests and provide recommendations on structural enhancements to mitigate risk or help win business. Evaluate strengths and weaknesses within each credit request and escalate risks and other issues to the Manager of Commercial Underwriting and/or Relationship Manager or Portfolio Manager. Administration Calculate loan covenants and assist with tracking on complex transactions in conjunction with Credit Support Center teams for assigned relationships. Follow-up with Relationship Manager or Portfolio Manager on violations and provide recommendation for waiver, modification or cure. Investigate title searches, surveys and Uniform Commercial Code searches as requested by the Manager of Commercial Underwriting or Relationship Manager/Portfolio Manager. Work with Portfolio Manager and loan closing team as needed to resolve issues. Process Sustainability While maintaining a strong understanding of Comerica processes, ensure that Line of Business and self are adhering to proper procedures. Meet or exceed established Service Level Agreements. Ensure appropriate Record Evidencing Credit Approval Package formats are used in accordance with approved process and procedures. Recommend process improvements in support of continuous improvement culture within Commercial Underwriting. Position Qualifications: Bachelor's Degree Completion of a Commercial Credit Training program or 18+ months of commercial underwriting, credit and/or lending experience 2 years of experience with Microsoft Office Applications (Word, Excel, PowerPoint, Outlook) Seeking candidates with: Strong analytical skills Excellent verbal and written communication skills Time management skills and ability to handle multiple assignments Bank Overview Comerica is the largest U.S. commercial bank headquartered in Texas with a focus on relationships and helping people and businesses be successful. With over 170 years of success, Comerica's longevity is a testament to its strong relationship focus, integrity, and dedicated workforce - more than 7,800 colleagues, who serve as Comerica's ambassadors in the community. At Comerica, our colleagues are essential to our success. We strive to provide you with the opportunity to grow and develop, both personally and professionally, by offering a wide range of programs that are designed to recognize, reward and develop you throughout your career. Comerica demonstrates its commitment to the communities it serves through a strong culture of diversity and inclusion, community investment and environmental commitment. We are recognized as one of the most community-minded companies in the nation by Points of Light, earning a Top 10 ranking in Newsweek's list of America's Most Responsible Companies, and ranked by DiversityInc as Top 4 regional companies for diversity. Comerica Bank Tower 8:00am -5:00pm Monday - Friday work schedule has Onsite and Remote days as determined by the manager.
12/05/2023
Full time
Commercial Underwriting Officer The Commercial Underwriting Officer plays an integral role in the loan approval process by providing credit decision makers with in-depth risk analysis to make informed credit decisions for the bank. Our Commercial Underwriting Officers underwrite and handle documentation for a variety of large and complex loan requests from assigned Lines of Business. They are responsible for monitoring credit exposure for assigned relationships, including renewals, reaffirmations and annual risk ratings. Team Structure and Development Opportunities: Professional career development through assessments, coaching, team building, and mentoring Exposure to senior and executive leadership Collaborative and supportive team environment Gain in-depth knowledge of lending and non-lending products and services, including Treasury Management, Wealth Management, International Trade Services, Foreign Exchange, and Global Capital Markets. Lines of Business: Business Banking, Middle Market, Private Banking, Commercial Real Estate, Large Corporate, Technology Life Sciences, Equity Fund Services, Environmental Services, Mortgage Banker Finance, International, National Dealer Services, Energy Team Footprint: Costa Mesa, CA; San Jose, CA; Detroit, MI; Dallas, TX; Houston, TX Key Responsibilities: Analytics Identify and analyze inconsistencies and inaccuracies in customer data, including spreads, aging's, projections and other financial documents. Ensure complete and thorough analytical narrative and commentary on requests and provide recommendations on structural enhancements to mitigate risk or help win business. Evaluate strengths and weaknesses within each credit request and escalate risks and other issues to the Manager of Commercial Underwriting and/or Relationship Manager or Portfolio Manager. Administration Calculate loan covenants and assist with tracking on complex transactions in conjunction with Credit Support Center teams for assigned relationships. Follow-up with Relationship Manager or Portfolio Manager on violations and provide recommendation for waiver, modification or cure. Investigate title searches, surveys and Uniform Commercial Code searches as requested by the Manager of Commercial Underwriting or Relationship Manager/Portfolio Manager. Work with Portfolio Manager and loan closing team as needed to resolve issues. Process Sustainability While maintaining a strong understanding of Comerica processes, ensure that Line of Business and self are adhering to proper procedures. Meet or exceed established Service Level Agreements. Ensure appropriate Record Evidencing Credit Approval Package formats are used in accordance with approved process and procedures. Recommend process improvements in support of continuous improvement culture within Commercial Underwriting. Position Qualifications: Bachelor's Degree Completion of a Commercial Credit Training program or 18+ months of commercial underwriting, credit and/or lending experience 2 years of experience with Microsoft Office Applications (Word, Excel, PowerPoint, Outlook) Seeking candidates with: Strong analytical skills Excellent verbal and written communication skills Time management skills and ability to handle multiple assignments Bank Overview Comerica is the largest U.S. commercial bank headquartered in Texas with a focus on relationships and helping people and businesses be successful. With over 170 years of success, Comerica's longevity is a testament to its strong relationship focus, integrity, and dedicated workforce - more than 7,800 colleagues, who serve as Comerica's ambassadors in the community. At Comerica, our colleagues are essential to our success. We strive to provide you with the opportunity to grow and develop, both personally and professionally, by offering a wide range of programs that are designed to recognize, reward and develop you throughout your career. Comerica demonstrates its commitment to the communities it serves through a strong culture of diversity and inclusion, community investment and environmental commitment. We are recognized as one of the most community-minded companies in the nation by Points of Light, earning a Top 10 ranking in Newsweek's list of America's Most Responsible Companies, and ranked by DiversityInc as Top 4 regional companies for diversity. Comerica Bank Tower 8:00am -5:00pm Monday - Friday work schedule has Onsite and Remote days as determined by the manager.
Commercial Underwriting Officer The Commercial Underwriting Officer plays an integral role in the loan approval process by providing credit decision makers with in-depth risk analysis to make informed credit decisions for the bank. Our Commercial Underwriting Officers underwrite and handle documentation for a variety of large and complex loan requests from assigned Lines of Business. They are responsible for monitoring credit exposure for assigned relationships, including renewals, reaffirmations and annual risk ratings. Team Structure and Development Opportunities: Professional career development through assessments, coaching, team building, and mentoring. Exposure to senior and executive leadership. Collaborative and supportive team environment. Gain in-depth knowledge of lending and non-lending products and services, including Treasury Management, Wealth Management, International Trade Services, Foreign Exchange, and Global Capital Markets. Lines of Business: Business Banking, Middle Market, Private Banking, Commercial Real Estate, Large Corporate, Technology Life Sciences, Equity Fund Services, Environmental Services, Mortgage Banker Finance, International, National Dealer Services, Energy. Team Footprint: Costa Mesa, CA; San Jose, CA; Detroit, MI; Dallas, TX; Houston, TX Key Responsibilities: Analytics Identify and analyze inconsistencies and inaccuracies in customer data, including spreads, aging's, projections and other financial documents. Ensure complete and thorough analytical narrative and commentary on requests and provide recommendations on structural enhancements to mitigate risk or help win business. Evaluate strengths and weaknesses within each credit request and escalate risks and other issues to the Manager of Commercial Underwriting and/or Relationship Manager or Portfolio Manager. Administration Calculate loan covenants and assist with tracking on complex transactions in conjunction with Credit Support Center teams for assigned relationships. Follow-up with Relationship Manager or Portfolio Manager on violations and provide recommendation for waiver, modification or cure. Investigate title searches, surveys and Uniform Commercial Code searches as requested by the Manager of Commercial Underwriting or Relationship Manager/Portfolio Manager. Work with Portfolio Manager and loan closing team as needed to resolve issues. Process Sustainability While maintaining a strong understanding of Comerica processes, ensure that Line of Business and self are adhering to proper procedures. Meet or exceed established Service Level Agreements. Ensure appropriate Record Evidencing Credit Approval Package formats are used in accordance with approved process and procedures. Recommend process improvements in support of continuous improvement culture within Commercial Underwriting. Position Qualifications First Level Officer, Commercial Underwriting Officer I Bachelor's Degree Completion of a Commercial Credit Training program or 18+ months of commercial underwriting, credit and/or lending experience 2 years of experience with Microsoft Office Applications (Word, Excel, PowerPoint, Outlook) Assistant Vice President, Commercial Underwriting Officer II Bachelor's Degree 4 years of commercial underwriting, credit and/or lending experience Completion of a Commercial Credit Training program OR 6 years of commercial underwriting, credit and/or lending experience 5 years of experience with Microsoft Office Applications (Word, Excel, PowerPoint, Outlook) Vice President, Commercial Underwriting Officer III Bachelor's Degree 6 years of commercial underwriting, credit and/or lending experience Completion of a Commercial Credit Training program OR 8 years of commercial underwriting, credit and/or lending experience 7 years of experience with Microsoft Office applications (Word, Excel, PowerPoint, Outlook) Seeking candidates with: Strong analytical and technical skills Excellent verbal and written communication skills Time management skills and ability to handle multiple assignments Costa Mesa 8:00am -5:00pm Monday - Friday work schedule has Onsite and Remote work days as determined by the manager
12/05/2023
Full time
Commercial Underwriting Officer The Commercial Underwriting Officer plays an integral role in the loan approval process by providing credit decision makers with in-depth risk analysis to make informed credit decisions for the bank. Our Commercial Underwriting Officers underwrite and handle documentation for a variety of large and complex loan requests from assigned Lines of Business. They are responsible for monitoring credit exposure for assigned relationships, including renewals, reaffirmations and annual risk ratings. Team Structure and Development Opportunities: Professional career development through assessments, coaching, team building, and mentoring. Exposure to senior and executive leadership. Collaborative and supportive team environment. Gain in-depth knowledge of lending and non-lending products and services, including Treasury Management, Wealth Management, International Trade Services, Foreign Exchange, and Global Capital Markets. Lines of Business: Business Banking, Middle Market, Private Banking, Commercial Real Estate, Large Corporate, Technology Life Sciences, Equity Fund Services, Environmental Services, Mortgage Banker Finance, International, National Dealer Services, Energy. Team Footprint: Costa Mesa, CA; San Jose, CA; Detroit, MI; Dallas, TX; Houston, TX Key Responsibilities: Analytics Identify and analyze inconsistencies and inaccuracies in customer data, including spreads, aging's, projections and other financial documents. Ensure complete and thorough analytical narrative and commentary on requests and provide recommendations on structural enhancements to mitigate risk or help win business. Evaluate strengths and weaknesses within each credit request and escalate risks and other issues to the Manager of Commercial Underwriting and/or Relationship Manager or Portfolio Manager. Administration Calculate loan covenants and assist with tracking on complex transactions in conjunction with Credit Support Center teams for assigned relationships. Follow-up with Relationship Manager or Portfolio Manager on violations and provide recommendation for waiver, modification or cure. Investigate title searches, surveys and Uniform Commercial Code searches as requested by the Manager of Commercial Underwriting or Relationship Manager/Portfolio Manager. Work with Portfolio Manager and loan closing team as needed to resolve issues. Process Sustainability While maintaining a strong understanding of Comerica processes, ensure that Line of Business and self are adhering to proper procedures. Meet or exceed established Service Level Agreements. Ensure appropriate Record Evidencing Credit Approval Package formats are used in accordance with approved process and procedures. Recommend process improvements in support of continuous improvement culture within Commercial Underwriting. Position Qualifications First Level Officer, Commercial Underwriting Officer I Bachelor's Degree Completion of a Commercial Credit Training program or 18+ months of commercial underwriting, credit and/or lending experience 2 years of experience with Microsoft Office Applications (Word, Excel, PowerPoint, Outlook) Assistant Vice President, Commercial Underwriting Officer II Bachelor's Degree 4 years of commercial underwriting, credit and/or lending experience Completion of a Commercial Credit Training program OR 6 years of commercial underwriting, credit and/or lending experience 5 years of experience with Microsoft Office Applications (Word, Excel, PowerPoint, Outlook) Vice President, Commercial Underwriting Officer III Bachelor's Degree 6 years of commercial underwriting, credit and/or lending experience Completion of a Commercial Credit Training program OR 8 years of commercial underwriting, credit and/or lending experience 7 years of experience with Microsoft Office applications (Word, Excel, PowerPoint, Outlook) Seeking candidates with: Strong analytical and technical skills Excellent verbal and written communication skills Time management skills and ability to handle multiple assignments Costa Mesa 8:00am -5:00pm Monday - Friday work schedule has Onsite and Remote work days as determined by the manager
CIT is a leading national bank focused on empowering businesses and personal savers with the financial agility to navigate their goals. CIT Group Inc. (NYSE: CIT) is a financial holding company with over a century of experience and operates a principal bank subsidiary, CIT Bank, N.A. (Member FDIC, Equal Housing Lender). The company's commercial banking segment includes commercial financing, community association banking, middle market banking, equipment and vendor financing, factoring, railcar financing, treasury and payments services, and capital markets and asset management. CIT's consumer banking segment includes a national direct bank and regional branch network. Discover more at cit.com/about . The AVP of Underwriting for Commercial Services takes lead responsibility in preparation and analysis of loan underwriting presentations for factoring, working capital financing, credit protection and receivables management services. Responsibilities: Performs rigorous financial analyses of transactions including financial modeling, customer evaluation, collateral analysis, risk rating, and industry/competitor analysis to assess transaction risk Assists with PCA and proposal process with Originator/ Business Development Officer Participates as a team member in special projects aimed at improving business processes and analytic tools Monitors the progression of assigned deals and updates applicable databases and models Analyzes financial statements and capital structures, prepares financial models, performs sensitivity / scenario analysis; conducts business/industry/competitor analysis to identify transaction risks and mitigates; provides recommendation on the transaction based on due diligence. Works closely with Underwriting Manager, Business Development Officers, Legal, Credit Risk, Operations, and other relevant departments; communicates on an ongoing basis and manages the underwriting function in a timely and collaborative manner and within established guidelines and expectations. Ensures all underwritings adhere to internal credit procedures and provides written reports and recommendations to Risk in a clear, concise, and well-articulated manner. Identifies and obtains approval for any exceptions to internal policies or procedures during the underwriting process. Presents transactions to appropriate authorities as required by the nature of the transaction. Coordinates all closing activities with applicable departments (Operations, Credit, Legal, etc.) and manages deal throughout the entire process, including for preparation/negotiation/execution of all legal documentation, system set up, and handoff to Portfolio Management team in an appropriate manner. Adheres to corporate and business specific policies and considers appropriate controls as part of day-to-day responsibilities. Leads KYC/BSA process and ensure all KYC compliance requirements have been met prior to transaction close. Preferred Qualificatons: Bachelor's degree with a concentration in finance or accounting preferred 3-5 years of experience in the commercial lending industry; credit trained with direct experience of underwriting and executing senior debt transactions Must have a solid understanding of financial statements, proficiency in financial modeling, and strong analytical skills with an ability to question assumptions Strong communication and interpersonal skills; team player Self-motivated with high energy levels; ability to prioritize and multi-task effectively Some experience of Factoring deals is a plus; ability to understand legal documentation and experience of managing deals as an Agent is a plus CIT is committed to Equal Employment Opportunity. It is CIT's policy to provide equal employment opportunities to all qualified applicants without regard to their race or perceived race (including traits historically associated with race, such as hair texture and protective hairstyles), color, national origin, nationality, ancestry, citizenship, immigration status, age, sex (including pregnancy, lactation, childbirth or related medical conditions), actual or perceived gender, gender identity, gender expression or transgender (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), religion, creed, marital status, family status, domestic partnership or civil union status, affectional or sexual orientation, atypical hereditary cellular or blood trait, genetic information or predisposition or carrier status (including testing and characteristics), status as a victim of domestic violence, actual or perceived status as a caregiver, military status and service, protected veteran status, mental or physical disability, perceived disability, record of disability, medical condition, AIDS and HIV status, or any other protected characteristic established by applicable federal, state, or local laws. If you would like more information about your EEO rights as an applicant under the law, please click here: Pay Transparency Notice EEO Law Poster EEO Supplemental Poster
09/23/2021
Full time
CIT is a leading national bank focused on empowering businesses and personal savers with the financial agility to navigate their goals. CIT Group Inc. (NYSE: CIT) is a financial holding company with over a century of experience and operates a principal bank subsidiary, CIT Bank, N.A. (Member FDIC, Equal Housing Lender). The company's commercial banking segment includes commercial financing, community association banking, middle market banking, equipment and vendor financing, factoring, railcar financing, treasury and payments services, and capital markets and asset management. CIT's consumer banking segment includes a national direct bank and regional branch network. Discover more at cit.com/about . The AVP of Underwriting for Commercial Services takes lead responsibility in preparation and analysis of loan underwriting presentations for factoring, working capital financing, credit protection and receivables management services. Responsibilities: Performs rigorous financial analyses of transactions including financial modeling, customer evaluation, collateral analysis, risk rating, and industry/competitor analysis to assess transaction risk Assists with PCA and proposal process with Originator/ Business Development Officer Participates as a team member in special projects aimed at improving business processes and analytic tools Monitors the progression of assigned deals and updates applicable databases and models Analyzes financial statements and capital structures, prepares financial models, performs sensitivity / scenario analysis; conducts business/industry/competitor analysis to identify transaction risks and mitigates; provides recommendation on the transaction based on due diligence. Works closely with Underwriting Manager, Business Development Officers, Legal, Credit Risk, Operations, and other relevant departments; communicates on an ongoing basis and manages the underwriting function in a timely and collaborative manner and within established guidelines and expectations. Ensures all underwritings adhere to internal credit procedures and provides written reports and recommendations to Risk in a clear, concise, and well-articulated manner. Identifies and obtains approval for any exceptions to internal policies or procedures during the underwriting process. Presents transactions to appropriate authorities as required by the nature of the transaction. Coordinates all closing activities with applicable departments (Operations, Credit, Legal, etc.) and manages deal throughout the entire process, including for preparation/negotiation/execution of all legal documentation, system set up, and handoff to Portfolio Management team in an appropriate manner. Adheres to corporate and business specific policies and considers appropriate controls as part of day-to-day responsibilities. Leads KYC/BSA process and ensure all KYC compliance requirements have been met prior to transaction close. Preferred Qualificatons: Bachelor's degree with a concentration in finance or accounting preferred 3-5 years of experience in the commercial lending industry; credit trained with direct experience of underwriting and executing senior debt transactions Must have a solid understanding of financial statements, proficiency in financial modeling, and strong analytical skills with an ability to question assumptions Strong communication and interpersonal skills; team player Self-motivated with high energy levels; ability to prioritize and multi-task effectively Some experience of Factoring deals is a plus; ability to understand legal documentation and experience of managing deals as an Agent is a plus CIT is committed to Equal Employment Opportunity. It is CIT's policy to provide equal employment opportunities to all qualified applicants without regard to their race or perceived race (including traits historically associated with race, such as hair texture and protective hairstyles), color, national origin, nationality, ancestry, citizenship, immigration status, age, sex (including pregnancy, lactation, childbirth or related medical conditions), actual or perceived gender, gender identity, gender expression or transgender (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), religion, creed, marital status, family status, domestic partnership or civil union status, affectional or sexual orientation, atypical hereditary cellular or blood trait, genetic information or predisposition or carrier status (including testing and characteristics), status as a victim of domestic violence, actual or perceived status as a caregiver, military status and service, protected veteran status, mental or physical disability, perceived disability, record of disability, medical condition, AIDS and HIV status, or any other protected characteristic established by applicable federal, state, or local laws. If you would like more information about your EEO rights as an applicant under the law, please click here: Pay Transparency Notice EEO Law Poster EEO Supplemental Poster
Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented, is able to accomplish objectives in a specified timeframe 10% Travel Preferred locations - Chicago, New York, Providence, Boston Job Band: H4 Shift: 1st shift (United States of America) Hours Per Week: 40 Weekly Schedule: Referral Bonus Amount: 3000 --> Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented, is able to accomplish objectives in a specified timeframe 10% Travel Preferred locations - Chicago, New York, Providence, Boston Job Band: H4 Shift: 1st shift (United States of America) Hours Per Week: 40 Weekly Schedule: Referral Bonus Amount: 3000 Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented..... click apply for full job details
09/08/2021
Full time
Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented, is able to accomplish objectives in a specified timeframe 10% Travel Preferred locations - Chicago, New York, Providence, Boston Job Band: H4 Shift: 1st shift (United States of America) Hours Per Week: 40 Weekly Schedule: Referral Bonus Amount: 3000 --> Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented, is able to accomplish objectives in a specified timeframe 10% Travel Preferred locations - Chicago, New York, Providence, Boston Job Band: H4 Shift: 1st shift (United States of America) Hours Per Week: 40 Weekly Schedule: Referral Bonus Amount: 3000 Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented..... click apply for full job details
Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented, is able to accomplish objectives in a specified timeframe 10% Travel Preferred locations - Chicago, New York, Providence, Boston Job Band: H4 Shift: 1st shift (United States of America) Hours Per Week: 40 Weekly Schedule: Referral Bonus Amount: 3000 --> Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented, is able to accomplish objectives in a specified timeframe 10% Travel Preferred locations - Chicago, New York, Providence, Boston Job Band: H4 Shift: 1st shift (United States of America) Hours Per Week: 40 Weekly Schedule: Referral Bonus Amount: 3000 Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented..... click apply for full job details
09/08/2021
Full time
Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented, is able to accomplish objectives in a specified timeframe 10% Travel Preferred locations - Chicago, New York, Providence, Boston Job Band: H4 Shift: 1st shift (United States of America) Hours Per Week: 40 Weekly Schedule: Referral Bonus Amount: 3000 --> Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented, is able to accomplish objectives in a specified timeframe 10% Travel Preferred locations - Chicago, New York, Providence, Boston Job Band: H4 Shift: 1st shift (United States of America) Hours Per Week: 40 Weekly Schedule: Referral Bonus Amount: 3000 Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented..... click apply for full job details
Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented, is able to accomplish objectives in a specified timeframe 10% Travel Preferred locations - Chicago, New York, Providence, Boston Job Band: H4 Shift: 1st shift (United States of America) Hours Per Week: 40 Weekly Schedule: Referral Bonus Amount: 3000 --> Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented, is able to accomplish objectives in a specified timeframe 10% Travel Preferred locations - Chicago, New York, Providence, Boston Job Band: H4 Shift: 1st shift (United States of America) Hours Per Week: 40 Weekly Schedule: Referral Bonus Amount: 3000 Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented..... click apply for full job details
09/08/2021
Full time
Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented, is able to accomplish objectives in a specified timeframe 10% Travel Preferred locations - Chicago, New York, Providence, Boston Job Band: H4 Shift: 1st shift (United States of America) Hours Per Week: 40 Weekly Schedule: Referral Bonus Amount: 3000 --> Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented, is able to accomplish objectives in a specified timeframe 10% Travel Preferred locations - Chicago, New York, Providence, Boston Job Band: H4 Shift: 1st shift (United States of America) Hours Per Week: 40 Weekly Schedule: Referral Bonus Amount: 3000 Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented..... click apply for full job details
Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented, is able to accomplish objectives in a specified timeframe 10% Travel Preferred locations - Chicago, New York, Providence, Boston Job Band: H4 Shift: 1st shift (United States of America) Hours Per Week: 40 Weekly Schedule: Referral Bonus Amount: 3000 --> Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented, is able to accomplish objectives in a specified timeframe 10% Travel Preferred locations - Chicago, New York, Providence, Boston Job Band: H4 Shift: 1st shift (United States of America) Hours Per Week: 40 Weekly Schedule: Referral Bonus Amount: 3000 Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented..... click apply for full job details
09/08/2021
Full time
Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented, is able to accomplish objectives in a specified timeframe 10% Travel Preferred locations - Chicago, New York, Providence, Boston Job Band: H4 Shift: 1st shift (United States of America) Hours Per Week: 40 Weekly Schedule: Referral Bonus Amount: 3000 --> Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented, is able to accomplish objectives in a specified timeframe 10% Travel Preferred locations - Chicago, New York, Providence, Boston Job Band: H4 Shift: 1st shift (United States of America) Hours Per Week: 40 Weekly Schedule: Referral Bonus Amount: 3000 Job Description: Business Overview: Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy. *Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A. Essential Functions: Responsible for helping state & local government, public school district, public higher education and institutional clients achieve energy efficiency and conservation measures through the innovative use of various funding alternatives; possess and share with the client and other members of the client team expert knowledge of business finance and the products and services associated therewith. Interact regularly with clients in an effort to proactively understand their goals, their current performance, and their needs. The Credit Officer uses this client knowledge to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. Directly accountable for managing credit quality and the approval process through their interaction with senior Risk Management Officers and Product Delivery Managers. Also accountable for the documentation of transactions as a principal member of the transaction team. One of the client team members responsible for interacting with financing product specialists for Energy Services. This position is posted as a Senior Credit Officer, but is flexible to be filled as a Credit Officer based on the skill set/experience of the candidate. Preferred Education: Undergraduate degree in finance or accounting; MBA preferred Preferred Prior Work Experience: 10 plus years' experience in commercial banking, leasing, insurance, rating agency or finance industry with significant credit experience. Preferred/Desired Skills: Experience in municipal and institutional credit analysis and underwriting of secured equipment-oriented financings (lease and debt); should be comfortable with the structuring and documentation of such financings. Experience with municipal underwriting, federal government energy and/or IT financing transactions a plus Strong credit and risk analysis skills Must be able to analyze, interpret and negotiate third party documentation Customer service Problem solving Clear and articulate oral and written communication skills Computer skills Organization Teamwork Results oriented..... click apply for full job details