New York Life Insurance Company
New York, New York
Senior Director - Commercial Mortgage Originations COMPANY With over 100 years in business, New York Life Real Estate Investors ("NYL REI") is the real estate debt and equity investment arm of NYL Investors LLC, which is a wholly owned subsidiary of New York Life Insurance Company ("New York Life"). NYL Investors currently has more than $305 billion in assets under management of which NYL REI currently has $68 billion of real estate assets under management. NYL REI is a leading capital provider in the real estate industry and is recognized as a top-tier commercial mortgage lender staffed by a team of highly experienced real estate professionals. The primary focus of the Real Estate Debt Team is the origination and management of commercial real estate related debt products, including mortgage loans (fixed and floating rate) and structured debt investments (including construction and bridge loans), which are typically secured by industrial, multi-family, retail, office, and hotel properties. New York Life is one of the largest mutual life insurance companies in the United States. Founded in 1845, New York Life is headquartered in New York City, and is one of the most financially strong and highly capitalized insurers in the business. New York Life has over $680 billion in assets under management and holds the highest possible financial strength ratings currently awarded to any life insurer from all four of the major ratings agencies. Financial strength, integrity and humanity the values upon which New York Life was founded have guided the company's decisions and actions for more than 175 years. POSITION Senior Director - Commercial Mortgage Originations responsibilities include proactive solicitation of commercial mortgage loan opportunities through developers, institutional owners/investors, and mortgage brokers. The originator will be involved in all aspects of mortgage origination, business development/marketing, underwriting, due diligence, application negotiation and loan closing processes. The originator will also be involved with the monitoring and management of the existing regional mortgage portfolio and existing relationships. Travel is required. REQUIRED SKILLS A strong knowledge of Eastern U.S. real estate markets and commercial properties including, but not limited to, industrial, retail, multi-family, office, and hotels. Excellent analytical, quantitative and technical skills, including the ability to analyze, underwrite and forecast property cash flows and valuations using Argus and Excel software. The ability to size and price loans with proper structural features and negotiate term sheets and loan commitments. Successful track record and experience in the commercial mortgage loan origination, due diligence, and loan closing/negotiation processes. Team player who is organized, efficient, proactive, conscientious and assumes accountability and responsibility for specific performance and work product. Strong interpersonal, relationship-building skills, and marketing skills. Excellent written and verbal communication and presentation skills. Creative problem-solver with strong research skills. The ability to gather, analyze, and interpret real estate market data/trends and financial information. The ability to independently and pro-actively interact with, and gather data from borrowers, brokers, property managers, appraisers, attorneys, and other real estate professionals. The ability to multi-task and effectively respond to changes in workflow, priorities and workload in a team environment. Construction lending and/or structured lending experience a plus. QUALIFICATIONS To qualify for this position, you should preferably have a Bachelor's and/or Master's degree in Finance, Real Estate, Accounting or related disciplines with 10 to 15+ years of experience as a commercial mortgage underwriter/originator preferably with a major financial institution or mortgage brokerage company. A qualified candidate will have a proven track record in commercial mortgage loan originations, a strong work ethic and the ability to work well in a team setting. An industry-recognized designation such as CCIM or CFA, or course work toward either of these designations is a plus. Pay Transparency Salary Range: $172,500-$297,500 Discretionary bonus eligible: Yes Actual base salary will be determined based on several factors but not limited to individual's experience, skills, qualifications, and job location. Additionally, employees are eligible for an annual discretionary bonus. In addition to base salary, employees may also be eligible to participate in an incentive program. We provide a full package of benefits for employees - and have unique offerings for a modern workforce, including leave programs, adoption assistance, and student loan repayment programs. Based on feedback from our employees, we continue to refine and add benefits to our offering, so that you can flourish both inside and outside of work. Our Diversity Promise We believe in a diverse workforce because it is our mission to advocate for the financial security and success of people in every community. This is why diversity, equity, and inclusion (DEI) are guiding principles that are embedded in our brand and our culture. Recognized as one of Fortune's World's Most Admired Companies, New York Life is committed to improving local communities through a culture of employee giving and volunteerism, supported by the Foundation. We're proud that due to our mutuality, we operate in the best interests of our policy owners. Job Requisition ID: 90694
09/09/2024
Full time
Senior Director - Commercial Mortgage Originations COMPANY With over 100 years in business, New York Life Real Estate Investors ("NYL REI") is the real estate debt and equity investment arm of NYL Investors LLC, which is a wholly owned subsidiary of New York Life Insurance Company ("New York Life"). NYL Investors currently has more than $305 billion in assets under management of which NYL REI currently has $68 billion of real estate assets under management. NYL REI is a leading capital provider in the real estate industry and is recognized as a top-tier commercial mortgage lender staffed by a team of highly experienced real estate professionals. The primary focus of the Real Estate Debt Team is the origination and management of commercial real estate related debt products, including mortgage loans (fixed and floating rate) and structured debt investments (including construction and bridge loans), which are typically secured by industrial, multi-family, retail, office, and hotel properties. New York Life is one of the largest mutual life insurance companies in the United States. Founded in 1845, New York Life is headquartered in New York City, and is one of the most financially strong and highly capitalized insurers in the business. New York Life has over $680 billion in assets under management and holds the highest possible financial strength ratings currently awarded to any life insurer from all four of the major ratings agencies. Financial strength, integrity and humanity the values upon which New York Life was founded have guided the company's decisions and actions for more than 175 years. POSITION Senior Director - Commercial Mortgage Originations responsibilities include proactive solicitation of commercial mortgage loan opportunities through developers, institutional owners/investors, and mortgage brokers. The originator will be involved in all aspects of mortgage origination, business development/marketing, underwriting, due diligence, application negotiation and loan closing processes. The originator will also be involved with the monitoring and management of the existing regional mortgage portfolio and existing relationships. Travel is required. REQUIRED SKILLS A strong knowledge of Eastern U.S. real estate markets and commercial properties including, but not limited to, industrial, retail, multi-family, office, and hotels. Excellent analytical, quantitative and technical skills, including the ability to analyze, underwrite and forecast property cash flows and valuations using Argus and Excel software. The ability to size and price loans with proper structural features and negotiate term sheets and loan commitments. Successful track record and experience in the commercial mortgage loan origination, due diligence, and loan closing/negotiation processes. Team player who is organized, efficient, proactive, conscientious and assumes accountability and responsibility for specific performance and work product. Strong interpersonal, relationship-building skills, and marketing skills. Excellent written and verbal communication and presentation skills. Creative problem-solver with strong research skills. The ability to gather, analyze, and interpret real estate market data/trends and financial information. The ability to independently and pro-actively interact with, and gather data from borrowers, brokers, property managers, appraisers, attorneys, and other real estate professionals. The ability to multi-task and effectively respond to changes in workflow, priorities and workload in a team environment. Construction lending and/or structured lending experience a plus. QUALIFICATIONS To qualify for this position, you should preferably have a Bachelor's and/or Master's degree in Finance, Real Estate, Accounting or related disciplines with 10 to 15+ years of experience as a commercial mortgage underwriter/originator preferably with a major financial institution or mortgage brokerage company. A qualified candidate will have a proven track record in commercial mortgage loan originations, a strong work ethic and the ability to work well in a team setting. An industry-recognized designation such as CCIM or CFA, or course work toward either of these designations is a plus. Pay Transparency Salary Range: $172,500-$297,500 Discretionary bonus eligible: Yes Actual base salary will be determined based on several factors but not limited to individual's experience, skills, qualifications, and job location. Additionally, employees are eligible for an annual discretionary bonus. In addition to base salary, employees may also be eligible to participate in an incentive program. We provide a full package of benefits for employees - and have unique offerings for a modern workforce, including leave programs, adoption assistance, and student loan repayment programs. Based on feedback from our employees, we continue to refine and add benefits to our offering, so that you can flourish both inside and outside of work. Our Diversity Promise We believe in a diverse workforce because it is our mission to advocate for the financial security and success of people in every community. This is why diversity, equity, and inclusion (DEI) are guiding principles that are embedded in our brand and our culture. Recognized as one of Fortune's World's Most Admired Companies, New York Life is committed to improving local communities through a culture of employee giving and volunteerism, supported by the Foundation. We're proud that due to our mutuality, we operate in the best interests of our policy owners. Job Requisition ID: 90694
TITLE Commercial Business Banker EOE STATEMENT CFG is an Equal Opportunity Employer. We provide equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other legally protected characteristic. We are committed to ensuring a diverse and inclusive workplace, and all employment decisions are based on merit, qualifications, and business needs. If you require accommodations during the application process, please contact Human Resources. LOCATION CFG Corporate Office DESCRIPTION POSITION SUMMARY : Actively solicits prospects and referral sources for new commercial loan and deposit opportunities. Plays an active role in the community to represent the Bank and obtain new business leads. Identifies cross-sell opportunities and makes referrals to the appropriate areas of the Bank. Performs preliminary underwriting to determine credit worthiness and presents loan requests for approval. Negotiates loan terms and Bank documents. Ensures loans are risk rated properly. ESSENTIAL DUTIES AND RESPONSIBILITIES: Develop new banking relationships with business prospects. Service existing business banking client base. Achieve established goals as outlined by manager. Work with branch partners to maximize sales efforts to business customers and cross sell other products and services that the bank offers. Network with centers of influence to develop business including accountants, attorneys and other referral sources. Evaluate credit information and requests and recommend appropriate loan structure to manage risk. Effectively negotiate with underwriters and clients to maximize revenue and minimize risk. Achieve sales goals with minimum expectations as follows: Loan production of $4MM to $8MM. Deposit balance production of $800M to $2MM. Manage loan portfolio of relationship to include annual reviews, covenant compliance. Actively participate in all business banking business development. Achieve call targets and other product sales goals such cash management, visa merchant, and others as assigned. Utilize prescribed selling techniques to maximize sales opportunities. Determines banking needs of clients and structures appropriate solutions. Provides financial counseling and quality customer service. Meets periodically with Chief Lending Officer to review pipeline. Plays an active leadership role in the community and at corporate events, which leads to additional sales opportunities. Determines the credit worthiness of loan requests via analysis of financial information and discussions with Chief Lending Officer. Negotiates loan structure and pricing. Coordinates with administrative support and credit department to prepare written credit analysis of loan/cash management request. Reviews and negotiates loan documents and handles loan closings. Recommends appropriate risk ratings to ensure risks are properly identified and loans are accurately rated. Assists administrative staff in the collection of past due loans. Responsible for asset quality of originated loans (past dues, charge offs, non-accruals and criticized assets). Analyzes applicant's capacity to repay and determine whether a loan may be an acceptable risk within loan policy guidelines. Obtains and directs the analysis of all necessary financial data. Conducts credit checks, conducts or initiates assessments and makes site visits as necessary. Maintains the confidentiality of all customer and bank relationships. Promotes and support the Community Development efforts of the bank. Assists other lending staff as needed. QUALIFICATIONS AND REQUIREMENTS: Four-year college degree in business preferred. Successfully completed formal lending/training program or equivalent. Minimum of 5 years commercial lending experience. Ability to determine through underwriting/analyzing loan requests the viability of a loan request. Must be proficient with commercial loan structuring and government regulations. Ability to attract and retain commercial relationships. Must possess knowledge of loan documentation. Ability to manage larger more complex credit requests. Must be a team player. WORK ENVIRONMENT : We offer a hybrid schedule, with 3 days in office and 2 days remote after the initial 90-day period. EQUAL OPPORTUNITY EMPLOYER/VETERANS/DISABLED. CFG Bank is an Equal Opportunity Employer. We provide equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other legally protected characteristic. We are committed to ensuring a diverse and inclusive workplace, and all employment decisions are based on merit, qualifications, and business needs. If you require accommodations during the application process, please contact Human Resources. ABOUT THE ORGANIZATION CFG BANK HAS ESTABLISHED POLICIES AND PROCEDURES TO FULFILL THE REQUIREMENTS OF THE BANK SECRECY ACT (BSA), USA PATRIOT ACT (CUSTOMER IDENTIFICATION PROGRAM) AND ECONOMIC SANCTIONS PROGRAM (OFAC). IN ORDER TO ENABLE ITS EMPLOYEES TO ACHIEVE THE OBJECTIVES AND RESPONSIBILITIES OUTLINED IN THESE POLICIES AND PROCEDURES AND TO COMPLY WITH THE REQUIREMENTS OF THESE ACTS AND LAWS, THE BANK HAS SET FORTH UP-TO-DATE CURRENCY TRANSACTION REPORTING AND SUSPICIOUS TRANSACTION REPORTING PROCEDURES INTENDED TO ASSURE THE PREPARATION AND FILING OF COMPLETE AND ACCURATE CURRENCY TRANSACTION REPORTS (CTR) AND SUSPICIOUS ACTIVITY REPORTS (SAR) FOR EACH AND EVERY REPORTABLE TRANSACTION AND HAS PROVIDED CURRENT OFAC LISTS FOR NEW CUSTOMERS AND LOAN APPLICANT COMPARISONS. AS AN EMPLOYEE OF CFG BANK YOU ARE REQUIRED TO BE: DEDICATED TO ACHIEVING THE OBJECTIVE OF ASSISTING BANK MANAGEMENT IN THEIR EFFORTS TO IDENTIFY REPORTABLE TRANSACTIONS; AND DEDICATED TO ACHIEVING THE OBJECTIVES AND REPORTING REQUIREMENTS OUTLINED IN THE BANK'S BSA, CUSTOMER IDENTIFICATION PROGRAM AND ECONOMIC SANCTION PROGRAM POLICES. THE MANDATORY TRAINING TO COMPLY WITH THE REQUIREMENTS OF THE BANK'S BSA, USA PATRIOT ACT AND ECONOMIC SANCTIONS PROGRAM WILL BE PROVIDED WITHIN 90 DAYS OF ACCEPTING THIS POSITION. PIbee1b31fff60-4023
09/08/2024
Full time
TITLE Commercial Business Banker EOE STATEMENT CFG is an Equal Opportunity Employer. We provide equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other legally protected characteristic. We are committed to ensuring a diverse and inclusive workplace, and all employment decisions are based on merit, qualifications, and business needs. If you require accommodations during the application process, please contact Human Resources. LOCATION CFG Corporate Office DESCRIPTION POSITION SUMMARY : Actively solicits prospects and referral sources for new commercial loan and deposit opportunities. Plays an active role in the community to represent the Bank and obtain new business leads. Identifies cross-sell opportunities and makes referrals to the appropriate areas of the Bank. Performs preliminary underwriting to determine credit worthiness and presents loan requests for approval. Negotiates loan terms and Bank documents. Ensures loans are risk rated properly. ESSENTIAL DUTIES AND RESPONSIBILITIES: Develop new banking relationships with business prospects. Service existing business banking client base. Achieve established goals as outlined by manager. Work with branch partners to maximize sales efforts to business customers and cross sell other products and services that the bank offers. Network with centers of influence to develop business including accountants, attorneys and other referral sources. Evaluate credit information and requests and recommend appropriate loan structure to manage risk. Effectively negotiate with underwriters and clients to maximize revenue and minimize risk. Achieve sales goals with minimum expectations as follows: Loan production of $4MM to $8MM. Deposit balance production of $800M to $2MM. Manage loan portfolio of relationship to include annual reviews, covenant compliance. Actively participate in all business banking business development. Achieve call targets and other product sales goals such cash management, visa merchant, and others as assigned. Utilize prescribed selling techniques to maximize sales opportunities. Determines banking needs of clients and structures appropriate solutions. Provides financial counseling and quality customer service. Meets periodically with Chief Lending Officer to review pipeline. Plays an active leadership role in the community and at corporate events, which leads to additional sales opportunities. Determines the credit worthiness of loan requests via analysis of financial information and discussions with Chief Lending Officer. Negotiates loan structure and pricing. Coordinates with administrative support and credit department to prepare written credit analysis of loan/cash management request. Reviews and negotiates loan documents and handles loan closings. Recommends appropriate risk ratings to ensure risks are properly identified and loans are accurately rated. Assists administrative staff in the collection of past due loans. Responsible for asset quality of originated loans (past dues, charge offs, non-accruals and criticized assets). Analyzes applicant's capacity to repay and determine whether a loan may be an acceptable risk within loan policy guidelines. Obtains and directs the analysis of all necessary financial data. Conducts credit checks, conducts or initiates assessments and makes site visits as necessary. Maintains the confidentiality of all customer and bank relationships. Promotes and support the Community Development efforts of the bank. Assists other lending staff as needed. QUALIFICATIONS AND REQUIREMENTS: Four-year college degree in business preferred. Successfully completed formal lending/training program or equivalent. Minimum of 5 years commercial lending experience. Ability to determine through underwriting/analyzing loan requests the viability of a loan request. Must be proficient with commercial loan structuring and government regulations. Ability to attract and retain commercial relationships. Must possess knowledge of loan documentation. Ability to manage larger more complex credit requests. Must be a team player. WORK ENVIRONMENT : We offer a hybrid schedule, with 3 days in office and 2 days remote after the initial 90-day period. EQUAL OPPORTUNITY EMPLOYER/VETERANS/DISABLED. CFG Bank is an Equal Opportunity Employer. We provide equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other legally protected characteristic. We are committed to ensuring a diverse and inclusive workplace, and all employment decisions are based on merit, qualifications, and business needs. If you require accommodations during the application process, please contact Human Resources. ABOUT THE ORGANIZATION CFG BANK HAS ESTABLISHED POLICIES AND PROCEDURES TO FULFILL THE REQUIREMENTS OF THE BANK SECRECY ACT (BSA), USA PATRIOT ACT (CUSTOMER IDENTIFICATION PROGRAM) AND ECONOMIC SANCTIONS PROGRAM (OFAC). IN ORDER TO ENABLE ITS EMPLOYEES TO ACHIEVE THE OBJECTIVES AND RESPONSIBILITIES OUTLINED IN THESE POLICIES AND PROCEDURES AND TO COMPLY WITH THE REQUIREMENTS OF THESE ACTS AND LAWS, THE BANK HAS SET FORTH UP-TO-DATE CURRENCY TRANSACTION REPORTING AND SUSPICIOUS TRANSACTION REPORTING PROCEDURES INTENDED TO ASSURE THE PREPARATION AND FILING OF COMPLETE AND ACCURATE CURRENCY TRANSACTION REPORTS (CTR) AND SUSPICIOUS ACTIVITY REPORTS (SAR) FOR EACH AND EVERY REPORTABLE TRANSACTION AND HAS PROVIDED CURRENT OFAC LISTS FOR NEW CUSTOMERS AND LOAN APPLICANT COMPARISONS. AS AN EMPLOYEE OF CFG BANK YOU ARE REQUIRED TO BE: DEDICATED TO ACHIEVING THE OBJECTIVE OF ASSISTING BANK MANAGEMENT IN THEIR EFFORTS TO IDENTIFY REPORTABLE TRANSACTIONS; AND DEDICATED TO ACHIEVING THE OBJECTIVES AND REPORTING REQUIREMENTS OUTLINED IN THE BANK'S BSA, CUSTOMER IDENTIFICATION PROGRAM AND ECONOMIC SANCTION PROGRAM POLICES. THE MANDATORY TRAINING TO COMPLY WITH THE REQUIREMENTS OF THE BANK'S BSA, USA PATRIOT ACT AND ECONOMIC SANCTIONS PROGRAM WILL BE PROVIDED WITHIN 90 DAYS OF ACCEPTING THIS POSITION. PIbee1b31fff60-4023
TITLE Commercial Business Banker EOE STATEMENT CFG is an Equal Opportunity Employer. We provide equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other legally protected characteristic. We are committed to ensuring a diverse and inclusive workplace, and all employment decisions are based on merit, qualifications, and business needs. If you require accommodations during the application process, please contact Human Resources. LOCATION CFG Corporate Office DESCRIPTION POSITION SUMMARY : Actively solicits prospects and referral sources for new commercial loan and deposit opportunities. Plays an active role in the community to represent the Bank and obtain new business leads. Identifies cross-sell opportunities and makes referrals to the appropriate areas of the Bank. Performs preliminary underwriting to determine credit worthiness and presents loan requests for approval. Negotiates loan terms and Bank documents. Ensures loans are risk rated properly. ESSENTIAL DUTIES AND RESPONSIBILITIES: Develop new banking relationships with business prospects. Service existing business banking client base. Achieve established goals as outlined by manager. Work with branch partners to maximize sales efforts to business customers and cross sell other products and services that the bank offers. Network with centers of influence to develop business including accountants, attorneys and other referral sources. Evaluate credit information and requests and recommend appropriate loan structure to manage risk. Effectively negotiate with underwriters and clients to maximize revenue and minimize risk. Achieve sales goals with minimum expectations as follows: Loan production of $4MM to $8MM. Deposit balance production of $800M to $2MM. Manage loan portfolio of relationship to include annual reviews, covenant compliance. Actively participate in all business banking business development. Achieve call targets and other product sales goals such cash management, visa merchant, and others as assigned. Utilize prescribed selling techniques to maximize sales opportunities. Determines banking needs of clients and structures appropriate solutions. Provides financial counseling and quality customer service. Meets periodically with Chief Lending Officer to review pipeline. Plays an active leadership role in the community and at corporate events, which leads to additional sales opportunities. Determines the credit worthiness of loan requests via analysis of financial information and discussions with Chief Lending Officer. Negotiates loan structure and pricing. Coordinates with administrative support and credit department to prepare written credit analysis of loan/cash management request. Reviews and negotiates loan documents and handles loan closings. Recommends appropriate risk ratings to ensure risks are properly identified and loans are accurately rated. Assists administrative staff in the collection of past due loans. Responsible for asset quality of originated loans (past dues, charge offs, non-accruals and criticized assets). Analyzes applicant's capacity to repay and determine whether a loan may be an acceptable risk within loan policy guidelines. Obtains and directs the analysis of all necessary financial data. Conducts credit checks, conducts or initiates assessments and makes site visits as necessary. Maintains the confidentiality of all customer and bank relationships. Promotes and support the Community Development efforts of the bank. Assists other lending staff as needed. QUALIFICATIONS AND REQUIREMENTS: Four-year college degree in business preferred. Successfully completed formal lending/training program or equivalent. Minimum of 5 years commercial lending experience. Ability to determine through underwriting/analyzing loan requests the viability of a loan request. Must be proficient with commercial loan structuring and government regulations. Ability to attract and retain commercial relationships. Must possess knowledge of loan documentation. Ability to manage larger more complex credit requests. Must be a team player. WORK ENVIRONMENT : We offer a hybrid schedule, with 3 days in office and 2 days remote after the initial 90-day period. EQUAL OPPORTUNITY EMPLOYER/VETERANS/DISABLED. CFG Bank is an Equal Opportunity Employer. We provide equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other legally protected characteristic. We are committed to ensuring a diverse and inclusive workplace, and all employment decisions are based on merit, qualifications, and business needs. If you require accommodations during the application process, please contact Human Resources. ABOUT THE ORGANIZATION CFG BANK HAS ESTABLISHED POLICIES AND PROCEDURES TO FULFILL THE REQUIREMENTS OF THE BANK SECRECY ACT (BSA), USA PATRIOT ACT (CUSTOMER IDENTIFICATION PROGRAM) AND ECONOMIC SANCTIONS PROGRAM (OFAC). IN ORDER TO ENABLE ITS EMPLOYEES TO ACHIEVE THE OBJECTIVES AND RESPONSIBILITIES OUTLINED IN THESE POLICIES AND PROCEDURES AND TO COMPLY WITH THE REQUIREMENTS OF THESE ACTS AND LAWS, THE BANK HAS SET FORTH UP-TO-DATE CURRENCY TRANSACTION REPORTING AND SUSPICIOUS TRANSACTION REPORTING PROCEDURES INTENDED TO ASSURE THE PREPARATION AND FILING OF COMPLETE AND ACCURATE CURRENCY TRANSACTION REPORTS (CTR) AND SUSPICIOUS ACTIVITY REPORTS (SAR) FOR EACH AND EVERY REPORTABLE TRANSACTION AND HAS PROVIDED CURRENT OFAC LISTS FOR NEW CUSTOMERS AND LOAN APPLICANT COMPARISONS. AS AN EMPLOYEE OF CFG BANK YOU ARE REQUIRED TO BE: • DEDICATED TO ACHIEVING THE OBJECTIVE OF ASSISTING BANK MANAGEMENT IN THEIR EFFORTS TO IDENTIFY REPORTABLE TRANSACTIONS; AND • DEDICATED TO ACHIEVING THE OBJECTIVES AND REPORTING REQUIREMENTS OUTLINED IN THE BANK'S BSA, CUSTOMER IDENTIFICATION PROGRAM AND ECONOMIC SANCTION PROGRAM POLICES. THE MANDATORY TRAINING TO COMPLY WITH THE REQUIREMENTS OF THE BANK'S BSA, USA PATRIOT ACT AND ECONOMIC SANCTIONS PROGRAM WILL BE PROVIDED WITHIN 90 DAYS OF ACCEPTING THIS POSITION. PI60d728f1ccf6-4023
09/06/2024
Full time
TITLE Commercial Business Banker EOE STATEMENT CFG is an Equal Opportunity Employer. We provide equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other legally protected characteristic. We are committed to ensuring a diverse and inclusive workplace, and all employment decisions are based on merit, qualifications, and business needs. If you require accommodations during the application process, please contact Human Resources. LOCATION CFG Corporate Office DESCRIPTION POSITION SUMMARY : Actively solicits prospects and referral sources for new commercial loan and deposit opportunities. Plays an active role in the community to represent the Bank and obtain new business leads. Identifies cross-sell opportunities and makes referrals to the appropriate areas of the Bank. Performs preliminary underwriting to determine credit worthiness and presents loan requests for approval. Negotiates loan terms and Bank documents. Ensures loans are risk rated properly. ESSENTIAL DUTIES AND RESPONSIBILITIES: Develop new banking relationships with business prospects. Service existing business banking client base. Achieve established goals as outlined by manager. Work with branch partners to maximize sales efforts to business customers and cross sell other products and services that the bank offers. Network with centers of influence to develop business including accountants, attorneys and other referral sources. Evaluate credit information and requests and recommend appropriate loan structure to manage risk. Effectively negotiate with underwriters and clients to maximize revenue and minimize risk. Achieve sales goals with minimum expectations as follows: Loan production of $4MM to $8MM. Deposit balance production of $800M to $2MM. Manage loan portfolio of relationship to include annual reviews, covenant compliance. Actively participate in all business banking business development. Achieve call targets and other product sales goals such cash management, visa merchant, and others as assigned. Utilize prescribed selling techniques to maximize sales opportunities. Determines banking needs of clients and structures appropriate solutions. Provides financial counseling and quality customer service. Meets periodically with Chief Lending Officer to review pipeline. Plays an active leadership role in the community and at corporate events, which leads to additional sales opportunities. Determines the credit worthiness of loan requests via analysis of financial information and discussions with Chief Lending Officer. Negotiates loan structure and pricing. Coordinates with administrative support and credit department to prepare written credit analysis of loan/cash management request. Reviews and negotiates loan documents and handles loan closings. Recommends appropriate risk ratings to ensure risks are properly identified and loans are accurately rated. Assists administrative staff in the collection of past due loans. Responsible for asset quality of originated loans (past dues, charge offs, non-accruals and criticized assets). Analyzes applicant's capacity to repay and determine whether a loan may be an acceptable risk within loan policy guidelines. Obtains and directs the analysis of all necessary financial data. Conducts credit checks, conducts or initiates assessments and makes site visits as necessary. Maintains the confidentiality of all customer and bank relationships. Promotes and support the Community Development efforts of the bank. Assists other lending staff as needed. QUALIFICATIONS AND REQUIREMENTS: Four-year college degree in business preferred. Successfully completed formal lending/training program or equivalent. Minimum of 5 years commercial lending experience. Ability to determine through underwriting/analyzing loan requests the viability of a loan request. Must be proficient with commercial loan structuring and government regulations. Ability to attract and retain commercial relationships. Must possess knowledge of loan documentation. Ability to manage larger more complex credit requests. Must be a team player. WORK ENVIRONMENT : We offer a hybrid schedule, with 3 days in office and 2 days remote after the initial 90-day period. EQUAL OPPORTUNITY EMPLOYER/VETERANS/DISABLED. CFG Bank is an Equal Opportunity Employer. We provide equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other legally protected characteristic. We are committed to ensuring a diverse and inclusive workplace, and all employment decisions are based on merit, qualifications, and business needs. If you require accommodations during the application process, please contact Human Resources. ABOUT THE ORGANIZATION CFG BANK HAS ESTABLISHED POLICIES AND PROCEDURES TO FULFILL THE REQUIREMENTS OF THE BANK SECRECY ACT (BSA), USA PATRIOT ACT (CUSTOMER IDENTIFICATION PROGRAM) AND ECONOMIC SANCTIONS PROGRAM (OFAC). IN ORDER TO ENABLE ITS EMPLOYEES TO ACHIEVE THE OBJECTIVES AND RESPONSIBILITIES OUTLINED IN THESE POLICIES AND PROCEDURES AND TO COMPLY WITH THE REQUIREMENTS OF THESE ACTS AND LAWS, THE BANK HAS SET FORTH UP-TO-DATE CURRENCY TRANSACTION REPORTING AND SUSPICIOUS TRANSACTION REPORTING PROCEDURES INTENDED TO ASSURE THE PREPARATION AND FILING OF COMPLETE AND ACCURATE CURRENCY TRANSACTION REPORTS (CTR) AND SUSPICIOUS ACTIVITY REPORTS (SAR) FOR EACH AND EVERY REPORTABLE TRANSACTION AND HAS PROVIDED CURRENT OFAC LISTS FOR NEW CUSTOMERS AND LOAN APPLICANT COMPARISONS. AS AN EMPLOYEE OF CFG BANK YOU ARE REQUIRED TO BE: • DEDICATED TO ACHIEVING THE OBJECTIVE OF ASSISTING BANK MANAGEMENT IN THEIR EFFORTS TO IDENTIFY REPORTABLE TRANSACTIONS; AND • DEDICATED TO ACHIEVING THE OBJECTIVES AND REPORTING REQUIREMENTS OUTLINED IN THE BANK'S BSA, CUSTOMER IDENTIFICATION PROGRAM AND ECONOMIC SANCTION PROGRAM POLICES. THE MANDATORY TRAINING TO COMPLY WITH THE REQUIREMENTS OF THE BANK'S BSA, USA PATRIOT ACT AND ECONOMIC SANCTIONS PROGRAM WILL BE PROVIDED WITHIN 90 DAYS OF ACCEPTING THIS POSITION. PI60d728f1ccf6-4023
The Sr Asset Based Lending Business Development Officer sources and originates new asset-based clients. Develop relationships (Both internally and externally) that yield new clients in the future. Pay Range: $140,622 - $209,526 - $278,431 Searches for and locates new ABL opportunities from external sources (direct, intermediary, equity sponsors). Searches and locates new ABL opportunities from internal sources within the Bank (Group Directors, Equipment finance, Sponsor Finance and Specialty Lending). Processes and leads new business through internal credit approval process and documentation. Performs special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations. JOB REQUIREMENTS Education level required: Undergraduate Degree (4 years or equivalent) in business, economics, or some other related field. Required Minimum experience required: 8+ Years of ABL experience as an Analyst, Portfolio Manager, Underwriter or Business Development Officer. Required Experience with Asset Based Lending policies and procedures. Required Demonstrated ability to identify and structure ABL new business. Self-starter and disciplined in approach to job duties and responsibilities. Proficiency in Microsoft Office applications such as; Outlook, Word, and Excel Strong communication and interpersonal skills. Ability to travel to meet new business prospects and events. Physical demands (ADA): The job requires a moderate degree of physical exertion and stamina such as standing, sitting, walking, driving or infrequent lifting.
08/30/2024
Full time
The Sr Asset Based Lending Business Development Officer sources and originates new asset-based clients. Develop relationships (Both internally and externally) that yield new clients in the future. Pay Range: $140,622 - $209,526 - $278,431 Searches for and locates new ABL opportunities from external sources (direct, intermediary, equity sponsors). Searches and locates new ABL opportunities from internal sources within the Bank (Group Directors, Equipment finance, Sponsor Finance and Specialty Lending). Processes and leads new business through internal credit approval process and documentation. Performs special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations. JOB REQUIREMENTS Education level required: Undergraduate Degree (4 years or equivalent) in business, economics, or some other related field. Required Minimum experience required: 8+ Years of ABL experience as an Analyst, Portfolio Manager, Underwriter or Business Development Officer. Required Experience with Asset Based Lending policies and procedures. Required Demonstrated ability to identify and structure ABL new business. Self-starter and disciplined in approach to job duties and responsibilities. Proficiency in Microsoft Office applications such as; Outlook, Word, and Excel Strong communication and interpersonal skills. Ability to travel to meet new business prospects and events. Physical demands (ADA): The job requires a moderate degree of physical exertion and stamina such as standing, sitting, walking, driving or infrequent lifting.
201 Third Street (61049), United States of America, San Francisco, California Commercial Real Estate, Director, Lead Underwriter & Portfolio Manager(San Francisco, CA) Commercial Underwriter, Director, Lead Underwriter & Portfolio Manager(San Francisco, CA) The Underwriting and Portfolio Management organization is responsible for working with internal partners to underwrite new transactions and manage the existing portfolio of loans. Our Underwriters and Portfolio Managers balance supporting the Commercial's Bank's growth and ensuring we have a scalable, well-managed business. This role supports Commercial Real Estate As a Lead Underwriter & Portfolio Manager, you are considered a deep subject matter expert in credit risk management balanced with industry expertise. In addition to performing your responsibilities autonomously, you may play a leadership role across deal teams by guiding or shaping less experienced associates. You are trusted to complete complex transactions or solve more unique problems because of your experience and job specific skills. Primary underwriting responsibilities may include : Lead and compile due diligence to draw conclusions on material current and future risks and mitigants; identify performance drivers, project future performance, and anticipate ability to repay debt; apply industry research across transactions and share key takeaways across the organization Oversee deal team(s), including delegating and reviewing work, providing feedback, and coaching and developing less experienced member of the team Leverage deep expertise in industry trends and market analysis to present findings and potential opportunities to senior management with ease Anticipate questions that will be raised during deal review and approval meetings Assist and develop procedures to ensure less experienced team members understand financial statement analysis and cash flow analysis Review financial models independently and incorporate complex structures or nuances Propose appropriate structuring options in tandem with deal team Interpret pricing model outputs in context of business return hurdles and consider areas for increasing returns Write and prepare all parts of the credit approval document independently; identify need for supplemental analysis and discussion; review work of less experienced members of the team Oversee closing process requirements; review closing memo Lead documentation process and negotiate provisions of term sheets, commitment letters, and fee letters with internal and external counsel as well as clients Independently lead all aspects of process for complex deals, including special circumstances, higher approval requirements, and setting overall expectations Primary portfolio or asset management responsibilities may include : Manage most complex or highest risk portfolio of accounts independently including amendments, refinancing, and recaps; review portfolios of less experienced team members; review and monitor health of portfolio accounts, drive customer retention and performance against expectations Proactively anticipate issues, draw parallels from other accounts to own account; resolve problem accounts in partnership with other teams and specialists Review and approve annual reviews and both material and non-material modifications Facilitate and leads quarterly portfolio reviews; prepare watch and criticized reports for quarterly meetings & annual reviews Review past due reporting, covenants, and payments and remediate with the appropriate party Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities Additional Responsibilities may include: Build relationships across function and business to foster collaboration between partner groups Interact directly with customers to cultivate strong relationships while balancing risk and return Consult with legal or Special Assets Department Mentor and train rotational analysts and new hires Participate in internal initiatives to ensure the business is well-managed and operates efficiently Ensure compliance with credit policies and procedures Basic Qualifications: Bachelor's Degree or Military Experience At least 8 years of experience in Commercial Real Estate credit underwriting or portfolio-asset management Preferred Qualifications: Bachelor's Degree in Accounting, Finance, or other relevant fields At least 10 years of experience in credit underwriting or portfolio-asset management Previous leadership experience with deal teams or analysts Strong real estate market knowledge specific to San Francisco/Bay Area and the Pacific Northwest. At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
09/26/2021
201 Third Street (61049), United States of America, San Francisco, California Commercial Real Estate, Director, Lead Underwriter & Portfolio Manager(San Francisco, CA) Commercial Underwriter, Director, Lead Underwriter & Portfolio Manager(San Francisco, CA) The Underwriting and Portfolio Management organization is responsible for working with internal partners to underwrite new transactions and manage the existing portfolio of loans. Our Underwriters and Portfolio Managers balance supporting the Commercial's Bank's growth and ensuring we have a scalable, well-managed business. This role supports Commercial Real Estate As a Lead Underwriter & Portfolio Manager, you are considered a deep subject matter expert in credit risk management balanced with industry expertise. In addition to performing your responsibilities autonomously, you may play a leadership role across deal teams by guiding or shaping less experienced associates. You are trusted to complete complex transactions or solve more unique problems because of your experience and job specific skills. Primary underwriting responsibilities may include : Lead and compile due diligence to draw conclusions on material current and future risks and mitigants; identify performance drivers, project future performance, and anticipate ability to repay debt; apply industry research across transactions and share key takeaways across the organization Oversee deal team(s), including delegating and reviewing work, providing feedback, and coaching and developing less experienced member of the team Leverage deep expertise in industry trends and market analysis to present findings and potential opportunities to senior management with ease Anticipate questions that will be raised during deal review and approval meetings Assist and develop procedures to ensure less experienced team members understand financial statement analysis and cash flow analysis Review financial models independently and incorporate complex structures or nuances Propose appropriate structuring options in tandem with deal team Interpret pricing model outputs in context of business return hurdles and consider areas for increasing returns Write and prepare all parts of the credit approval document independently; identify need for supplemental analysis and discussion; review work of less experienced members of the team Oversee closing process requirements; review closing memo Lead documentation process and negotiate provisions of term sheets, commitment letters, and fee letters with internal and external counsel as well as clients Independently lead all aspects of process for complex deals, including special circumstances, higher approval requirements, and setting overall expectations Primary portfolio or asset management responsibilities may include : Manage most complex or highest risk portfolio of accounts independently including amendments, refinancing, and recaps; review portfolios of less experienced team members; review and monitor health of portfolio accounts, drive customer retention and performance against expectations Proactively anticipate issues, draw parallels from other accounts to own account; resolve problem accounts in partnership with other teams and specialists Review and approve annual reviews and both material and non-material modifications Facilitate and leads quarterly portfolio reviews; prepare watch and criticized reports for quarterly meetings & annual reviews Review past due reporting, covenants, and payments and remediate with the appropriate party Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities Additional Responsibilities may include: Build relationships across function and business to foster collaboration between partner groups Interact directly with customers to cultivate strong relationships while balancing risk and return Consult with legal or Special Assets Department Mentor and train rotational analysts and new hires Participate in internal initiatives to ensure the business is well-managed and operates efficiently Ensure compliance with credit policies and procedures Basic Qualifications: Bachelor's Degree or Military Experience At least 8 years of experience in Commercial Real Estate credit underwriting or portfolio-asset management Preferred Qualifications: Bachelor's Degree in Accounting, Finance, or other relevant fields At least 10 years of experience in credit underwriting or portfolio-asset management Previous leadership experience with deal teams or analysts Strong real estate market knowledge specific to San Francisco/Bay Area and the Pacific Northwest. At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
201 Third Street (61049), United States of America, San Francisco, California Commercial Real Estate, Director, Lead Underwriter & Portfolio Manager(San Francisco, CA) Commercial Underwriter, Director, Lead Underwriter & Portfolio Manager(San Francisco, CA) The Underwriting and Portfolio Management organization is responsible for working with internal partners to underwrite new transactions and manage the existing portfolio of loans. Our Underwriters and Portfolio Managers balance supporting the Commercial's Bank's growth and ensuring we have a scalable, well-managed business. This role supports Commercial Real Estate As a Lead Underwriter & Portfolio Manager, you are considered a deep subject matter expert in credit risk management balanced with industry expertise. In addition to performing your responsibilities autonomously, you may play a leadership role across deal teams by guiding or shaping less experienced associates. You are trusted to complete complex transactions or solve more unique problems because of your experience and job specific skills. Primary underwriting responsibilities may include : Lead and compile due diligence to draw conclusions on material current and future risks and mitigants; identify performance drivers, project future performance, and anticipate ability to repay debt; apply industry research across transactions and share key takeaways across the organization Oversee deal team(s), including delegating and reviewing work, providing feedback, and coaching and developing less experienced member of the team Leverage deep expertise in industry trends and market analysis to present findings and potential opportunities to senior management with ease Anticipate questions that will be raised during deal review and approval meetings Assist and develop procedures to ensure less experienced team members understand financial statement analysis and cash flow analysis Review financial models independently and incorporate complex structures or nuances Propose appropriate structuring options in tandem with deal team Interpret pricing model outputs in context of business return hurdles and consider areas for increasing returns Write and prepare all parts of the credit approval document independently; identify need for supplemental analysis and discussion; review work of less experienced members of the team Oversee closing process requirements; review closing memo Lead documentation process and negotiate provisions of term sheets, commitment letters, and fee letters with internal and external counsel as well as clients Independently lead all aspects of process for complex deals, including special circumstances, higher approval requirements, and setting overall expectations Primary portfolio or asset management responsibilities may include : Manage most complex or highest risk portfolio of accounts independently including amendments, refinancing, and recaps; review portfolios of less experienced team members; review and monitor health of portfolio accounts, drive customer retention and performance against expectations Proactively anticipate issues, draw parallels from other accounts to own account; resolve problem accounts in partnership with other teams and specialists Review and approve annual reviews and both material and non-material modifications Facilitate and leads quarterly portfolio reviews; prepare watch and criticized reports for quarterly meetings & annual reviews Review past due reporting, covenants, and payments and remediate with the appropriate party Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities Additional Responsibilities may include: Build relationships across function and business to foster collaboration between partner groups Interact directly with customers to cultivate strong relationships while balancing risk and return Consult with legal or Special Assets Department Mentor and train rotational analysts and new hires Participate in internal initiatives to ensure the business is well-managed and operates efficiently Ensure compliance with credit policies and procedures Basic Qualifications: Bachelor's Degree or Military Experience At least 8 years of experience in Commercial Real Estate credit underwriting or portfolio-asset management Preferred Qualifications: Bachelor's Degree in Accounting, Finance, or other relevant fields At least 10 years of experience in credit underwriting or portfolio-asset management Previous leadership experience with deal teams or analysts Strong real estate market knowledge specific to San Francisco/Bay Area and the Pacific Northwest. At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
09/25/2021
201 Third Street (61049), United States of America, San Francisco, California Commercial Real Estate, Director, Lead Underwriter & Portfolio Manager(San Francisco, CA) Commercial Underwriter, Director, Lead Underwriter & Portfolio Manager(San Francisco, CA) The Underwriting and Portfolio Management organization is responsible for working with internal partners to underwrite new transactions and manage the existing portfolio of loans. Our Underwriters and Portfolio Managers balance supporting the Commercial's Bank's growth and ensuring we have a scalable, well-managed business. This role supports Commercial Real Estate As a Lead Underwriter & Portfolio Manager, you are considered a deep subject matter expert in credit risk management balanced with industry expertise. In addition to performing your responsibilities autonomously, you may play a leadership role across deal teams by guiding or shaping less experienced associates. You are trusted to complete complex transactions or solve more unique problems because of your experience and job specific skills. Primary underwriting responsibilities may include : Lead and compile due diligence to draw conclusions on material current and future risks and mitigants; identify performance drivers, project future performance, and anticipate ability to repay debt; apply industry research across transactions and share key takeaways across the organization Oversee deal team(s), including delegating and reviewing work, providing feedback, and coaching and developing less experienced member of the team Leverage deep expertise in industry trends and market analysis to present findings and potential opportunities to senior management with ease Anticipate questions that will be raised during deal review and approval meetings Assist and develop procedures to ensure less experienced team members understand financial statement analysis and cash flow analysis Review financial models independently and incorporate complex structures or nuances Propose appropriate structuring options in tandem with deal team Interpret pricing model outputs in context of business return hurdles and consider areas for increasing returns Write and prepare all parts of the credit approval document independently; identify need for supplemental analysis and discussion; review work of less experienced members of the team Oversee closing process requirements; review closing memo Lead documentation process and negotiate provisions of term sheets, commitment letters, and fee letters with internal and external counsel as well as clients Independently lead all aspects of process for complex deals, including special circumstances, higher approval requirements, and setting overall expectations Primary portfolio or asset management responsibilities may include : Manage most complex or highest risk portfolio of accounts independently including amendments, refinancing, and recaps; review portfolios of less experienced team members; review and monitor health of portfolio accounts, drive customer retention and performance against expectations Proactively anticipate issues, draw parallels from other accounts to own account; resolve problem accounts in partnership with other teams and specialists Review and approve annual reviews and both material and non-material modifications Facilitate and leads quarterly portfolio reviews; prepare watch and criticized reports for quarterly meetings & annual reviews Review past due reporting, covenants, and payments and remediate with the appropriate party Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities Additional Responsibilities may include: Build relationships across function and business to foster collaboration between partner groups Interact directly with customers to cultivate strong relationships while balancing risk and return Consult with legal or Special Assets Department Mentor and train rotational analysts and new hires Participate in internal initiatives to ensure the business is well-managed and operates efficiently Ensure compliance with credit policies and procedures Basic Qualifications: Bachelor's Degree or Military Experience At least 8 years of experience in Commercial Real Estate credit underwriting or portfolio-asset management Preferred Qualifications: Bachelor's Degree in Accounting, Finance, or other relevant fields At least 10 years of experience in credit underwriting or portfolio-asset management Previous leadership experience with deal teams or analysts Strong real estate market knowledge specific to San Francisco/Bay Area and the Pacific Northwest. At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
The Travelers Companies, Inc.
Saint Paul, Minnesota
Company Summary Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Target Openings 1 Job Description Summary Under limited supervision, responsible for the production and retention of a profitable book of business within an assigned territory that is consistent with Bond & Specialty Insurance and Business Unit strategies and objectives. Is responsible for managing a small group of more junior underwriters in one or more locations. Primary Job Duties & Responsibilities General Responsibilities: Underwriting new and renewal business. Building and maintaining productive relationships with agents and brokers. Consistently achieving superior budgeted financial results. Collaborating with Business Unit and region colleagues as well as internal/external business associates. Sales, agency development and management. Portfolio management at the BU strategy level. Managing a staff. This includes mentoring, training, planning and performance management in a supportive, team-oriented collaborative manner. Time spent is split between managing a book of business and managing/leading employees. Underwriting & Pricing: Underwrites and assesses risk for large renewals and new business items in conjunction with BU strategies. Considers different approaches toward risks to maximize profitability. Makes appropriate decisions within own underwriting authority. Underwrites the most demanding and most complex accounts/risks. Manages the submission and underwriting process for own agency plant. Is a region/group resource for less experienced underwriters. Can easily articulate whether or not account is within or outside underwriting appetite/strategy, along with the reasons for that determination. Is seen as a teacher to less experienced underwriters regarding appetite/strategy. Independently sets account strategy, and may partner with MD to set strategy for the group/Regional BU. Makes recommendations to underwriter 2, as appropriate. As Underwriter 2, ensures that policies and accounts are effectively underwritten handled and documented in compliance with Business Unit and regulatory standards and requirements. Calculates key ratios and the most complex financial metrics, drawing conclusions about the financial health of an account; In addition to, or in lieu of, financials, may review other key metrics; makes decisions regarding pricing, capacity, terms and conditions based on those analyses on the most complex accounts. Proactively collaborates with regional and Home Office underwriters. Maintains accurate underwriting documentation and information. Meets quality assurance standards. Is a region/group resident expert and is seen as a leader in the marketplace/agency plant. May be seen as an industry expert. Underwriting Operations: Manages flow of new and renewal business. Coaches/manages others on operational standards and workflow. Agency Management/Relationship Building: Leads agency training sessions. Is sought out by broker/agent for his/her expertise regarding industry and local issues. Primary agency or broker relationship is producer/internal broker. Sales Management/Marketing: Leverages agent/broker relationships to drive new business opportunities via existing relationships as well as where there is no existing relationship; continually prospects for new opportunities. Achieves and/or surpasses agency/broker visibility goals. Acts as a business partner to agents and brokers. Minimum Qualifications A minimum of 4 years of underwriting experience is required. A current/valid drivers license is required. Education, Work Experience, & Knowledge 6+ years of underwriting experience preferred. Bachelor degree preferred. Industry Knowledge: Understands industry business operations and work methods, critical business issues and financial drivers that affect the Company, Business Unit, region and local office. Demonstrates an understanding of the local insurance marketplace and effectively uses that knowledge to the Company's advantage; continuously seeks out local market insight from others; is routinely sought out by others as a knowledge resource; coaches / mentors less experienced employees on a regular basis. Product Knowledge: Resident expert on Business Unit products/coverages and pricing and the links to strategy. Is routinely sought out by others as a knowledge resource; coaches / mentors less experienced employees on a regular basis. Understands organizational and regulatory rules, policies and procedures and effectively employs that knowledge in day-to-day work. Licensing or Certificates A current/valid drivers license is required. Job Specific Technical Skills & Competencies Able to proficiently use all Bond and Specialty Insurance technology tools. Can resolve significant conflict within and outside the organization without damaging relationships; is routinely sought out by others as a knowledge resource; coaching/mentors others regarding successful negotiations. Able to use effective strategies to facilitate organizational change initiatives and overcome resistance to change. Is skilled at analyzing problems and making clear decisions. Can align resources to accomplish key objectives; can assign clear accountability for important objectives. Understands the perspectives of different functional areas in the organization; has a firm grasp of external conditions affecting the organization. Able to maintain smooth, effective working relationships; promotes effective teamwork. Knows how to build and maintain working relationships with co-workers and external parties; can negotiate and handle work problems without alienating people; understands others and is able to get their cooperation in non-authority relationships. Can work effectively with people who differ in race, gender, culture, age, or background; able to leverage the unique talents of others to enhance organizational effectiveness. Able to delegate to employees effectively, can broaden employee opportunities, acts with fairness toward direct reports, and can hire talented people for his/her team. Able to coach and encourage employees to develop in their careers. Can express ideas clearly and concisely; able to disseminate information about decisions, plans and activities. Has effective listening skills and can communication to involve others, build consensus, and influence others in decision making. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. Experience : 0
09/25/2021
Full time
Company Summary Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Target Openings 1 Job Description Summary Under limited supervision, responsible for the production and retention of a profitable book of business within an assigned territory that is consistent with Bond & Specialty Insurance and Business Unit strategies and objectives. Is responsible for managing a small group of more junior underwriters in one or more locations. Primary Job Duties & Responsibilities General Responsibilities: Underwriting new and renewal business. Building and maintaining productive relationships with agents and brokers. Consistently achieving superior budgeted financial results. Collaborating with Business Unit and region colleagues as well as internal/external business associates. Sales, agency development and management. Portfolio management at the BU strategy level. Managing a staff. This includes mentoring, training, planning and performance management in a supportive, team-oriented collaborative manner. Time spent is split between managing a book of business and managing/leading employees. Underwriting & Pricing: Underwrites and assesses risk for large renewals and new business items in conjunction with BU strategies. Considers different approaches toward risks to maximize profitability. Makes appropriate decisions within own underwriting authority. Underwrites the most demanding and most complex accounts/risks. Manages the submission and underwriting process for own agency plant. Is a region/group resource for less experienced underwriters. Can easily articulate whether or not account is within or outside underwriting appetite/strategy, along with the reasons for that determination. Is seen as a teacher to less experienced underwriters regarding appetite/strategy. Independently sets account strategy, and may partner with MD to set strategy for the group/Regional BU. Makes recommendations to underwriter 2, as appropriate. As Underwriter 2, ensures that policies and accounts are effectively underwritten handled and documented in compliance with Business Unit and regulatory standards and requirements. Calculates key ratios and the most complex financial metrics, drawing conclusions about the financial health of an account; In addition to, or in lieu of, financials, may review other key metrics; makes decisions regarding pricing, capacity, terms and conditions based on those analyses on the most complex accounts. Proactively collaborates with regional and Home Office underwriters. Maintains accurate underwriting documentation and information. Meets quality assurance standards. Is a region/group resident expert and is seen as a leader in the marketplace/agency plant. May be seen as an industry expert. Underwriting Operations: Manages flow of new and renewal business. Coaches/manages others on operational standards and workflow. Agency Management/Relationship Building: Leads agency training sessions. Is sought out by broker/agent for his/her expertise regarding industry and local issues. Primary agency or broker relationship is producer/internal broker. Sales Management/Marketing: Leverages agent/broker relationships to drive new business opportunities via existing relationships as well as where there is no existing relationship; continually prospects for new opportunities. Achieves and/or surpasses agency/broker visibility goals. Acts as a business partner to agents and brokers. Minimum Qualifications A minimum of 4 years of underwriting experience is required. A current/valid drivers license is required. Education, Work Experience, & Knowledge 6+ years of underwriting experience preferred. Bachelor degree preferred. Industry Knowledge: Understands industry business operations and work methods, critical business issues and financial drivers that affect the Company, Business Unit, region and local office. Demonstrates an understanding of the local insurance marketplace and effectively uses that knowledge to the Company's advantage; continuously seeks out local market insight from others; is routinely sought out by others as a knowledge resource; coaches / mentors less experienced employees on a regular basis. Product Knowledge: Resident expert on Business Unit products/coverages and pricing and the links to strategy. Is routinely sought out by others as a knowledge resource; coaches / mentors less experienced employees on a regular basis. Understands organizational and regulatory rules, policies and procedures and effectively employs that knowledge in day-to-day work. Licensing or Certificates A current/valid drivers license is required. Job Specific Technical Skills & Competencies Able to proficiently use all Bond and Specialty Insurance technology tools. Can resolve significant conflict within and outside the organization without damaging relationships; is routinely sought out by others as a knowledge resource; coaching/mentors others regarding successful negotiations. Able to use effective strategies to facilitate organizational change initiatives and overcome resistance to change. Is skilled at analyzing problems and making clear decisions. Can align resources to accomplish key objectives; can assign clear accountability for important objectives. Understands the perspectives of different functional areas in the organization; has a firm grasp of external conditions affecting the organization. Able to maintain smooth, effective working relationships; promotes effective teamwork. Knows how to build and maintain working relationships with co-workers and external parties; can negotiate and handle work problems without alienating people; understands others and is able to get their cooperation in non-authority relationships. Can work effectively with people who differ in race, gender, culture, age, or background; able to leverage the unique talents of others to enhance organizational effectiveness. Able to delegate to employees effectively, can broaden employee opportunities, acts with fairness toward direct reports, and can hire talented people for his/her team. Able to coach and encourage employees to develop in their careers. Can express ideas clearly and concisely; able to disseminate information about decisions, plans and activities. Has effective listening skills and can communication to involve others, build consensus, and influence others in decision making. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. Experience : 0
The Hinton Group - Senior Life Insurance Company
Chicago, Illinois
Why Work Here?"Fun company atmosphere with regular events, competitions, and fellowship opportunities"It's no doubt that 2020 has been a challenging year for all of us. But if you are searching for a fresh start and an amazing opportunity to turn your life around, Senior Life has your answer. In 2021, Senior Life Insurance Company will unveil the most lucrative compensation plan in the final expense industry. Under this new, groundbreaking plan, every agent has the opportunity to earn up to 150% first year commission. This type of commission structure is unheard of in the final expense industry…until now.Senior Life Insurance Company is doing a nationwide recruiting search for licensed life insurance agents. Besides our amazing compensation plan, there are many other benefits to joining Senior Life.The Senior Life Difference• Senior Life is a company built upon licensed agents, so we understand firsthand what you need to be successful.• We send leads straight to your phone.• We equip agents with cutting-edge technology and a comprehensive product portfolio that makes closing the sale simple and easy.• Our experienced leadership team provides guidance and counsel to help you build your own Agency.• We offer five different income streams, including stock ownership to reward yourentrepreneurial efforts.We provide a 100% health benefit plan for you and your family.• High achievers can take advantage of rewards clubs and incentive trips to exotic locations across the globe.• Our flexible work environment allows you to work from home at times that best suit your schedule and lifestyle.• You are able to have a fulfilling career helping people in their moment of greatest need: the loss of a loved one.What is required?· Agents must have or be willing to obtain a life insurance license· Agents must demonstrate a strong work ethic· Agents must be coachable· Agents must be reliable and responsible· Agents must possess an entrepreneurial mindsetWhat is not required?· College degree or higher education· Formal sales training· Prior experience selling insurance· A 9-to-5 schedule in an officeNow is the time to create a successful business for yourself and a strong financial future for your family. Don't let the hardship and uncertainty of 2020 hold you back. It's time to take a chance on yourself and make it happen. With the ability to grow and build all across the country, you can create an unstoppable team. At Senior Life, we have been dreaming and achieving since 1990. Reignite your dreams and take advantage of the most aggressive compensation plan in the industry by joining Senior Life today.Offers extensive support, mentorship, and training; but experience in the following areas is a plus:Life insurance, field underwriter, mortgage protection, sales, customer service, computer, management, retail, engineer, medical, marketing, pest control, alarms, home security, dish network, direct tv, windows, doors, promotion, call center, telemarketing, solar, time share, timeshare, travel, real estate, mortgage broker, outside sales, inside sales, insurance sales, auto glass sales, door to door, roofing sales, ac sales, air conditioning sales, pharmaceutical sales, car sales, boat sales, rv sale, finance, financial advisor, solar, photovoltaic, printer sales, copy machine sales, window sales, water treatment sales, radiant barrier sales, solar water heating, water softener sales, pool sales, stealth, going green solar, pure solar, landscaping sales, software sales, leasing agent, property manager sales, procurement, recruiting, recruiter, placement specialist, sears sales, kitchen sales, sharp, energy expert, consultant, car sales, auto sales, boat sales, relationship sales, and mortgage sales.About The Senior Life Group 23:Description:Our President and CEO spent years in the field as final expense life insurance agents. In 2000, they were so successful they were able to purchase an insurance company and renamed it Senior Life Insurance Company. At the time, we were licensed in just six states. Today, we are licensed in 40 states plus Washington DC and on pace to be nationwide. Our company was created by agents, for agents, to allow them to succeed. We were created with an agent's perspective so regardless of what their goals are, whether it's to be an individual producer, or to grow a large organization, we've been in their shoes. We are here to help show them how to create the business they dream about!
09/25/2021
Why Work Here?"Fun company atmosphere with regular events, competitions, and fellowship opportunities"It's no doubt that 2020 has been a challenging year for all of us. But if you are searching for a fresh start and an amazing opportunity to turn your life around, Senior Life has your answer. In 2021, Senior Life Insurance Company will unveil the most lucrative compensation plan in the final expense industry. Under this new, groundbreaking plan, every agent has the opportunity to earn up to 150% first year commission. This type of commission structure is unheard of in the final expense industry…until now.Senior Life Insurance Company is doing a nationwide recruiting search for licensed life insurance agents. Besides our amazing compensation plan, there are many other benefits to joining Senior Life.The Senior Life Difference• Senior Life is a company built upon licensed agents, so we understand firsthand what you need to be successful.• We send leads straight to your phone.• We equip agents with cutting-edge technology and a comprehensive product portfolio that makes closing the sale simple and easy.• Our experienced leadership team provides guidance and counsel to help you build your own Agency.• We offer five different income streams, including stock ownership to reward yourentrepreneurial efforts.We provide a 100% health benefit plan for you and your family.• High achievers can take advantage of rewards clubs and incentive trips to exotic locations across the globe.• Our flexible work environment allows you to work from home at times that best suit your schedule and lifestyle.• You are able to have a fulfilling career helping people in their moment of greatest need: the loss of a loved one.What is required?· Agents must have or be willing to obtain a life insurance license· Agents must demonstrate a strong work ethic· Agents must be coachable· Agents must be reliable and responsible· Agents must possess an entrepreneurial mindsetWhat is not required?· College degree or higher education· Formal sales training· Prior experience selling insurance· A 9-to-5 schedule in an officeNow is the time to create a successful business for yourself and a strong financial future for your family. Don't let the hardship and uncertainty of 2020 hold you back. It's time to take a chance on yourself and make it happen. With the ability to grow and build all across the country, you can create an unstoppable team. At Senior Life, we have been dreaming and achieving since 1990. Reignite your dreams and take advantage of the most aggressive compensation plan in the industry by joining Senior Life today.Offers extensive support, mentorship, and training; but experience in the following areas is a plus:Life insurance, field underwriter, mortgage protection, sales, customer service, computer, management, retail, engineer, medical, marketing, pest control, alarms, home security, dish network, direct tv, windows, doors, promotion, call center, telemarketing, solar, time share, timeshare, travel, real estate, mortgage broker, outside sales, inside sales, insurance sales, auto glass sales, door to door, roofing sales, ac sales, air conditioning sales, pharmaceutical sales, car sales, boat sales, rv sale, finance, financial advisor, solar, photovoltaic, printer sales, copy machine sales, window sales, water treatment sales, radiant barrier sales, solar water heating, water softener sales, pool sales, stealth, going green solar, pure solar, landscaping sales, software sales, leasing agent, property manager sales, procurement, recruiting, recruiter, placement specialist, sears sales, kitchen sales, sharp, energy expert, consultant, car sales, auto sales, boat sales, relationship sales, and mortgage sales.About The Senior Life Group 23:Description:Our President and CEO spent years in the field as final expense life insurance agents. In 2000, they were so successful they were able to purchase an insurance company and renamed it Senior Life Insurance Company. At the time, we were licensed in just six states. Today, we are licensed in 40 states plus Washington DC and on pace to be nationwide. Our company was created by agents, for agents, to allow them to succeed. We were created with an agent's perspective so regardless of what their goals are, whether it's to be an individual producer, or to grow a large organization, we've been in their shoes. We are here to help show them how to create the business they dream about!
The Travelers Companies, Inc.
Hartford, Connecticut
Company Summary Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Target Openings 1 Job Description Summary Under general supervision, has joint responsibility with the field AE partner for the profitability, growth and retention of aligned book of business within a territory that is consistent with overall business line objectives. Marketing and underwriting responsibilities typically include: Underwriting business on lower touch, eligible accounts with moderate complexity. As a representative of the company, virtually markets to and develops relationships with agents and brokers. Works with field AEs as appropriate to support market penetration objectives and seeks out cross-sell opportunities. Works in small teams to manage aligned territory. May occasionally seek assistance from a senior level Account Executive or manager on more challenging accounts. Takes a portfolio view of their book of business to manage profitability. Travelers offers a hybrid work location model that is designed to support flexibility. Primary Job Duties & Responsibilities Underwriting and Pricing: Underwrites primarily moderately complex accounts and risks and considers different approaches toward risks to maximize profitability (e.g., pricing, retention, endorsements, limits, indemnity, security). Uses good judgment in making decisions within own underwriting authority and makes recommendations on other accounts to meet business objectives. Is comfortable doing this in a fast paced environment. Initiates collaborative discussions. Desk Management: Efficiently manages the life cycle of aligned book in accordance with established workflow guidelines. Distribution and Agency Management: Effectively manages assigned agents/brokers by developing and maintaining relationships to write and retain accounts consistent with business unit appetite. Virtually builds and maintains customer satisfaction with cohesive communications, products and services that are consistent with the Business Center quality and productivity goals. Sales: Uses consultative marketing/ sales skills and successfully employs a consultative selling approach to virtually market products to agents and brokers. In partnership with the field, executes sales strategies to achieve targeted growth strategies. Negotiation: Negotiates skillfully in difficult situations. Executes Strategy and Drives Results: Develops and executes on a plan to meet business objectives. Anticipates and identifies moderately complex underwriting/marketing problems, thoroughly analyzes available information and makes timely practical decisions. Business Planning and Collaboration: Fosters collaboration within the business center and across the enterprise. Seeks enterprise-wide solutions to business problems. Assists less experienced employees when appropriate. Leading Others: In addition to leading self, may coach less experienced staff members. May participate in the training of less experienced Account Executives. Minimum Qualifications 2 years of Account Executive/underwriting experience required. Relevant agent/broker experience may be appropriate. Education, Work Experience, & Knowledge Bachelor degree preferred. Typically has 3-5 years of relevant Account Executive experience. Previous multi-line underwriting preferred. Industry/Business Knowledge: Understands the local insurance marketplace, industry business operations, critical issues and financial drivers that affect the region and local office. Continuously seeks out market insight and uses acquired knowledge to assist less experienced employees. Product Knowledge: Understands organizational and regulatory rules, policies and procedures and effectively employs that knowledge in day-to-day work activities. Uses acquired skills and knowledge to assist less experienced employees. Licensing or Certificates CPCU designation preferred. Job Specific Technical Skills & Competencies Business Perspective: Uses knowledge of internal and external factors impacting the property & casualty industry to make decisions. Analytical Thinking/Financial Acumen: Identifies current or future problems or opportunities, analyzes, synthesizes and compares information to understand issues, identifies cause/effect relationships and explores alternative solutions to support sound decision making. Understands and uses financial information, tools and expense management principles to accomplish day-to-day work and maximize profitability. Relationship Management: Seeks out, builds, fosters and maintains productive relationships, networks or alliances to meet goals and achieve results. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. Experience : 0
09/25/2021
Full time
Company Summary Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Target Openings 1 Job Description Summary Under general supervision, has joint responsibility with the field AE partner for the profitability, growth and retention of aligned book of business within a territory that is consistent with overall business line objectives. Marketing and underwriting responsibilities typically include: Underwriting business on lower touch, eligible accounts with moderate complexity. As a representative of the company, virtually markets to and develops relationships with agents and brokers. Works with field AEs as appropriate to support market penetration objectives and seeks out cross-sell opportunities. Works in small teams to manage aligned territory. May occasionally seek assistance from a senior level Account Executive or manager on more challenging accounts. Takes a portfolio view of their book of business to manage profitability. Travelers offers a hybrid work location model that is designed to support flexibility. Primary Job Duties & Responsibilities Underwriting and Pricing: Underwrites primarily moderately complex accounts and risks and considers different approaches toward risks to maximize profitability (e.g., pricing, retention, endorsements, limits, indemnity, security). Uses good judgment in making decisions within own underwriting authority and makes recommendations on other accounts to meet business objectives. Is comfortable doing this in a fast paced environment. Initiates collaborative discussions. Desk Management: Efficiently manages the life cycle of aligned book in accordance with established workflow guidelines. Distribution and Agency Management: Effectively manages assigned agents/brokers by developing and maintaining relationships to write and retain accounts consistent with business unit appetite. Virtually builds and maintains customer satisfaction with cohesive communications, products and services that are consistent with the Business Center quality and productivity goals. Sales: Uses consultative marketing/ sales skills and successfully employs a consultative selling approach to virtually market products to agents and brokers. In partnership with the field, executes sales strategies to achieve targeted growth strategies. Negotiation: Negotiates skillfully in difficult situations. Executes Strategy and Drives Results: Develops and executes on a plan to meet business objectives. Anticipates and identifies moderately complex underwriting/marketing problems, thoroughly analyzes available information and makes timely practical decisions. Business Planning and Collaboration: Fosters collaboration within the business center and across the enterprise. Seeks enterprise-wide solutions to business problems. Assists less experienced employees when appropriate. Leading Others: In addition to leading self, may coach less experienced staff members. May participate in the training of less experienced Account Executives. Minimum Qualifications 2 years of Account Executive/underwriting experience required. Relevant agent/broker experience may be appropriate. Education, Work Experience, & Knowledge Bachelor degree preferred. Typically has 3-5 years of relevant Account Executive experience. Previous multi-line underwriting preferred. Industry/Business Knowledge: Understands the local insurance marketplace, industry business operations, critical issues and financial drivers that affect the region and local office. Continuously seeks out market insight and uses acquired knowledge to assist less experienced employees. Product Knowledge: Understands organizational and regulatory rules, policies and procedures and effectively employs that knowledge in day-to-day work activities. Uses acquired skills and knowledge to assist less experienced employees. Licensing or Certificates CPCU designation preferred. Job Specific Technical Skills & Competencies Business Perspective: Uses knowledge of internal and external factors impacting the property & casualty industry to make decisions. Analytical Thinking/Financial Acumen: Identifies current or future problems or opportunities, analyzes, synthesizes and compares information to understand issues, identifies cause/effect relationships and explores alternative solutions to support sound decision making. Understands and uses financial information, tools and expense management principles to accomplish day-to-day work and maximize profitability. Relationship Management: Seeks out, builds, fosters and maintains productive relationships, networks or alliances to meet goals and achieve results. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. Experience : 0
The Hinton Group - Senior Life Insurance Company
Philadelphia, Pennsylvania
Why Work Here?"Fun company atmosphere with regular events, competitions, and fellowship opportunities"It's no doubt that 2020 has been a challenging year for all of us. But if you are searching for a fresh start and an amazing opportunity to turn your life around, Senior Life has your answer. In 2021, Senior Life Insurance Company will unveil the most lucrative compensation plan in the final expense industry. Under this new, groundbreaking plan, every agent has the opportunity to earn up to 150% first year commission. This type of commission structure is unheard of in the final expense industry…until now.Senior Life Insurance Company is doing a nationwide recruiting search for licensed life insurance agents. Besides our amazing compensation plan, there are many other benefits to joining Senior Life.The Senior Life Difference• Senior Life is a company built upon licensed agents, so we understand firsthand what you need to be successful.• We send leads straight to your phone.• We equip agents with cutting-edge technology and a comprehensive product portfolio that makes closing the sale simple and easy.• Our experienced leadership team provides guidance and counsel to help you build your own Agency.• We offer five different income streams, including stock ownership to reward yourentrepreneurial efforts.We provide a 100% health benefit plan for you and your family.• High achievers can take advantage of rewards clubs and incentive trips to exotic locations across the globe.• Our flexible work environment allows you to work from home at times that best suit your schedule and lifestyle.• You are able to have a fulfilling career helping people in their moment of greatest need: the loss of a loved one.What is required?· Agents must have or be willing to obtain a life insurance license· Agents must demonstrate a strong work ethic· Agents must be coachable· Agents must be reliable and responsible· Agents must possess an entrepreneurial mindsetWhat is not required?· College degree or higher education· Formal sales training· Prior experience selling insurance· A 9-to-5 schedule in an officeNow is the time to create a successful business for yourself and a strong financial future for your family. Don't let the hardship and uncertainty of 2020 hold you back. It's time to take a chance on yourself and make it happen. With the ability to grow and build all across the country, you can create an unstoppable team. At Senior Life, we have been dreaming and achieving since 1990. Reignite your dreams and take advantage of the most aggressive compensation plan in the industry by joining Senior Life today.Offers extensive support, mentorship, and training; but experience in the following areas is a plus:Life insurance, field underwriter, mortgage protection, sales, customer service, computer, management, retail, engineer, medical, marketing, pest control, alarms, home security, dish network, direct tv, windows, doors, promotion, call center, telemarketing, solar, time share, timeshare, travel, real estate, mortgage broker, outside sales, inside sales, insurance sales, auto glass sales, door to door, roofing sales, ac sales, air conditioning sales, pharmaceutical sales, car sales, boat sales, rv sale, finance, financial advisor, solar, photovoltaic, printer sales, copy machine sales, window sales, water treatment sales, radiant barrier sales, solar water heating, water softener sales, pool sales, stealth, going green solar, pure solar, landscaping sales, software sales, leasing agent, property manager sales, procurement, recruiting, recruiter, placement specialist, sears sales, kitchen sales, sharp, energy expert, consultant, car sales, auto sales, boat sales, relationship sales, and mortgage sales.About The Senior Life Group 23:Description:Our President and CEO spent years in the field as final expense life insurance agents. In 2000, they were so successful they were able to purchase an insurance company and renamed it Senior Life Insurance Company. At the time, we were licensed in just six states. Today, we are licensed in 40 states plus Washington DC and on pace to be nationwide. Our company was created by agents, for agents, to allow them to succeed. We were created with an agent's perspective so regardless of what their goals are, whether it's to be an individual producer, or to grow a large organization, we've been in their shoes. We are here to help show them how to create the business they dream about!
09/25/2021
Why Work Here?"Fun company atmosphere with regular events, competitions, and fellowship opportunities"It's no doubt that 2020 has been a challenging year for all of us. But if you are searching for a fresh start and an amazing opportunity to turn your life around, Senior Life has your answer. In 2021, Senior Life Insurance Company will unveil the most lucrative compensation plan in the final expense industry. Under this new, groundbreaking plan, every agent has the opportunity to earn up to 150% first year commission. This type of commission structure is unheard of in the final expense industry…until now.Senior Life Insurance Company is doing a nationwide recruiting search for licensed life insurance agents. Besides our amazing compensation plan, there are many other benefits to joining Senior Life.The Senior Life Difference• Senior Life is a company built upon licensed agents, so we understand firsthand what you need to be successful.• We send leads straight to your phone.• We equip agents with cutting-edge technology and a comprehensive product portfolio that makes closing the sale simple and easy.• Our experienced leadership team provides guidance and counsel to help you build your own Agency.• We offer five different income streams, including stock ownership to reward yourentrepreneurial efforts.We provide a 100% health benefit plan for you and your family.• High achievers can take advantage of rewards clubs and incentive trips to exotic locations across the globe.• Our flexible work environment allows you to work from home at times that best suit your schedule and lifestyle.• You are able to have a fulfilling career helping people in their moment of greatest need: the loss of a loved one.What is required?· Agents must have or be willing to obtain a life insurance license· Agents must demonstrate a strong work ethic· Agents must be coachable· Agents must be reliable and responsible· Agents must possess an entrepreneurial mindsetWhat is not required?· College degree or higher education· Formal sales training· Prior experience selling insurance· A 9-to-5 schedule in an officeNow is the time to create a successful business for yourself and a strong financial future for your family. Don't let the hardship and uncertainty of 2020 hold you back. It's time to take a chance on yourself and make it happen. With the ability to grow and build all across the country, you can create an unstoppable team. At Senior Life, we have been dreaming and achieving since 1990. Reignite your dreams and take advantage of the most aggressive compensation plan in the industry by joining Senior Life today.Offers extensive support, mentorship, and training; but experience in the following areas is a plus:Life insurance, field underwriter, mortgage protection, sales, customer service, computer, management, retail, engineer, medical, marketing, pest control, alarms, home security, dish network, direct tv, windows, doors, promotion, call center, telemarketing, solar, time share, timeshare, travel, real estate, mortgage broker, outside sales, inside sales, insurance sales, auto glass sales, door to door, roofing sales, ac sales, air conditioning sales, pharmaceutical sales, car sales, boat sales, rv sale, finance, financial advisor, solar, photovoltaic, printer sales, copy machine sales, window sales, water treatment sales, radiant barrier sales, solar water heating, water softener sales, pool sales, stealth, going green solar, pure solar, landscaping sales, software sales, leasing agent, property manager sales, procurement, recruiting, recruiter, placement specialist, sears sales, kitchen sales, sharp, energy expert, consultant, car sales, auto sales, boat sales, relationship sales, and mortgage sales.About The Senior Life Group 23:Description:Our President and CEO spent years in the field as final expense life insurance agents. In 2000, they were so successful they were able to purchase an insurance company and renamed it Senior Life Insurance Company. At the time, we were licensed in just six states. Today, we are licensed in 40 states plus Washington DC and on pace to be nationwide. Our company was created by agents, for agents, to allow them to succeed. We were created with an agent's perspective so regardless of what their goals are, whether it's to be an individual producer, or to grow a large organization, we've been in their shoes. We are here to help show them how to create the business they dream about!
The Hinton Group - Senior Life Insurance Company
Houston, Texas
Why Work Here?"Fun company atmosphere with regular events, competitions, and fellowship opportunities"It's no doubt that 2020 has been a challenging year for all of us. But if you are searching for a fresh start and an amazing opportunity to turn your life around, Senior Life has your answer. In 2021, Senior Life Insurance Company will unveil the most lucrative compensation plan in the final expense industry. Under this new, groundbreaking plan, every agent has the opportunity to earn up to 150% first year commission. This type of commission structure is unheard of in the final expense industry…until now.Senior Life Insurance Company is doing a nationwide recruiting search for licensed life insurance agents. Besides our amazing compensation plan, there are many other benefits to joining Senior Life.The Senior Life Difference• Senior Life is a company built upon licensed agents, so we understand firsthand what you need to be successful.• We send leads straight to your phone.• We equip agents with cutting-edge technology and a comprehensive product portfolio that makes closing the sale simple and easy.• Our experienced leadership team provides guidance and counsel to help you build your own Agency.• We offer five different income streams, including stock ownership to reward yourentrepreneurial efforts.We provide a 100% health benefit plan for you and your family.• High achievers can take advantage of rewards clubs and incentive trips to exotic locations across the globe.• Our flexible work environment allows you to work from home at times that best suit your schedule and lifestyle.• You are able to have a fulfilling career helping people in their moment of greatest need: the loss of a loved one.What is required?· Agents must have or be willing to obtain a life insurance license· Agents must demonstrate a strong work ethic· Agents must be coachable· Agents must be reliable and responsible· Agents must possess an entrepreneurial mindsetWhat is not required?· College degree or higher education· Formal sales training· Prior experience selling insurance· A 9-to-5 schedule in an officeNow is the time to create a successful business for yourself and a strong financial future for your family. Don't let the hardship and uncertainty of 2020 hold you back. It's time to take a chance on yourself and make it happen. With the ability to grow and build all across the country, you can create an unstoppable team. At Senior Life, we have been dreaming and achieving since 1990. Reignite your dreams and take advantage of the most aggressive compensation plan in the industry by joining Senior Life today.Offers extensive support, mentorship, and training; but experience in the following areas is a plus:Life insurance, field underwriter, mortgage protection, sales, customer service, computer, management, retail, engineer, medical, marketing, pest control, alarms, home security, dish network, direct tv, windows, doors, promotion, call center, telemarketing, solar, time share, timeshare, travel, real estate, mortgage broker, outside sales, inside sales, insurance sales, auto glass sales, door to door, roofing sales, ac sales, air conditioning sales, pharmaceutical sales, car sales, boat sales, rv sale, finance, financial advisor, solar, photovoltaic, printer sales, copy machine sales, window sales, water treatment sales, radiant barrier sales, solar water heating, water softener sales, pool sales, stealth, going green solar, pure solar, landscaping sales, software sales, leasing agent, property manager sales, procurement, recruiting, recruiter, placement specialist, sears sales, kitchen sales, sharp, energy expert, consultant, car sales, auto sales, boat sales, relationship sales, and mortgage sales.About The Senior Life Group 23:Description:Our President and CEO spent years in the field as final expense life insurance agents. In 2000, they were so successful they were able to purchase an insurance company and renamed it Senior Life Insurance Company. At the time, we were licensed in just six states. Today, we are licensed in 40 states plus Washington DC and on pace to be nationwide. Our company was created by agents, for agents, to allow them to succeed. We were created with an agent's perspective so regardless of what their goals are, whether it's to be an individual producer, or to grow a large organization, we've been in their shoes. We are here to help show them how to create the business they dream about!
09/24/2021
Why Work Here?"Fun company atmosphere with regular events, competitions, and fellowship opportunities"It's no doubt that 2020 has been a challenging year for all of us. But if you are searching for a fresh start and an amazing opportunity to turn your life around, Senior Life has your answer. In 2021, Senior Life Insurance Company will unveil the most lucrative compensation plan in the final expense industry. Under this new, groundbreaking plan, every agent has the opportunity to earn up to 150% first year commission. This type of commission structure is unheard of in the final expense industry…until now.Senior Life Insurance Company is doing a nationwide recruiting search for licensed life insurance agents. Besides our amazing compensation plan, there are many other benefits to joining Senior Life.The Senior Life Difference• Senior Life is a company built upon licensed agents, so we understand firsthand what you need to be successful.• We send leads straight to your phone.• We equip agents with cutting-edge technology and a comprehensive product portfolio that makes closing the sale simple and easy.• Our experienced leadership team provides guidance and counsel to help you build your own Agency.• We offer five different income streams, including stock ownership to reward yourentrepreneurial efforts.We provide a 100% health benefit plan for you and your family.• High achievers can take advantage of rewards clubs and incentive trips to exotic locations across the globe.• Our flexible work environment allows you to work from home at times that best suit your schedule and lifestyle.• You are able to have a fulfilling career helping people in their moment of greatest need: the loss of a loved one.What is required?· Agents must have or be willing to obtain a life insurance license· Agents must demonstrate a strong work ethic· Agents must be coachable· Agents must be reliable and responsible· Agents must possess an entrepreneurial mindsetWhat is not required?· College degree or higher education· Formal sales training· Prior experience selling insurance· A 9-to-5 schedule in an officeNow is the time to create a successful business for yourself and a strong financial future for your family. Don't let the hardship and uncertainty of 2020 hold you back. It's time to take a chance on yourself and make it happen. With the ability to grow and build all across the country, you can create an unstoppable team. At Senior Life, we have been dreaming and achieving since 1990. Reignite your dreams and take advantage of the most aggressive compensation plan in the industry by joining Senior Life today.Offers extensive support, mentorship, and training; but experience in the following areas is a plus:Life insurance, field underwriter, mortgage protection, sales, customer service, computer, management, retail, engineer, medical, marketing, pest control, alarms, home security, dish network, direct tv, windows, doors, promotion, call center, telemarketing, solar, time share, timeshare, travel, real estate, mortgage broker, outside sales, inside sales, insurance sales, auto glass sales, door to door, roofing sales, ac sales, air conditioning sales, pharmaceutical sales, car sales, boat sales, rv sale, finance, financial advisor, solar, photovoltaic, printer sales, copy machine sales, window sales, water treatment sales, radiant barrier sales, solar water heating, water softener sales, pool sales, stealth, going green solar, pure solar, landscaping sales, software sales, leasing agent, property manager sales, procurement, recruiting, recruiter, placement specialist, sears sales, kitchen sales, sharp, energy expert, consultant, car sales, auto sales, boat sales, relationship sales, and mortgage sales.About The Senior Life Group 23:Description:Our President and CEO spent years in the field as final expense life insurance agents. In 2000, they were so successful they were able to purchase an insurance company and renamed it Senior Life Insurance Company. At the time, we were licensed in just six states. Today, we are licensed in 40 states plus Washington DC and on pace to be nationwide. Our company was created by agents, for agents, to allow them to succeed. We were created with an agent's perspective so regardless of what their goals are, whether it's to be an individual producer, or to grow a large organization, we've been in their shoes. We are here to help show them how to create the business they dream about!
Faircloth Marketing Group - Senior Life Insurance Company
Atlanta, Georgia
Why Work Here?"Fun company atmosphere with regular events, competitions, and fellowship opportunities"It's no doubt that 2020 has been a challenging year for all of us. But if you are searching for a fresh start and an amazing opportunity to turn your life around, Senior Life has your answer. In 2021, Senior Life Insurance Company will unveil the most lucrative compensation plan in the final expense industry. Under this new, groundbreaking plan, every agent has the opportunity to earn up to 150% first year commission. This type of commission structure is unheard of in the final expense industry…until now.Senior Life Insurance Company is doing a nationwide recruiting search for licensed life insurance agents. Besides our amazing compensation plan, there are many other benefits to joining Senior Life.The Senior Life Difference• Senior Life is a company built upon licensed agents, so we understand firsthand what you need to be successful.• We send leads straight to your phone.• We equip agents with cutting-edge technology and a comprehensive product portfolio that makes closing the sale simple and easy.• Our experienced leadership team provides guidance and counsel to help you build your own Agency.• We offer five different income streams, including stock ownership to reward yourentrepreneurial efforts.We provide a 100% health benefit plan for you and your family.• High achievers can take advantage of rewards clubs and incentive trips to exotic locations across the globe.• Our flexible work environment allows you to work from home at times that best suit your schedule and lifestyle.• You are able to have a fulfilling career helping people in their moment of greatest need: the loss of a loved one.What is required?· Agents must have or be willing to obtain a life insurance license· Agents must demonstrate a strong work ethic· Agents must be coachable· Agents must be reliable and responsible· Agents must possess an entrepreneurial mindsetWhat is not required?· College degree or higher education· Formal sales training· Prior experience selling insurance· A 9-to-5 schedule in an officeNow is the time to create a successful business for yourself and a strong financial future for your family. Don't let the hardship and uncertainty of 2020 hold you back. It's time to take a chance on yourself and make it happen. With the ability to grow and build all across the country, you can create an unstoppable team. At Senior Life, we have been dreaming and achieving since 1990. Reignite your dreams and take advantage of the most aggressive compensation plan in the industry by joining Senior Life today.Offers extensive support, mentorship, and training; but experience in the following areas is a plus:Life insurance, field underwriter, mortgage protection, sales, customer service, computer, management, retail, engineer, medical, marketing, pest control, alarms, home security, dish network, direct tv, windows, doors, promotion, call center, telemarketing, solar, time share, timeshare, travel, real estate, mortgage broker, outside sales, inside sales, insurance sales, auto glass sales, door to door, roofing sales, ac sales, air conditioning sales, pharmaceutical sales, car sales, boat sales, rv sale, finance, financial advisor, solar, photovoltaic, printer sales, copy machine sales, window sales, water treatment sales, radiant barrier sales, solar water heating, water softener sales, pool sales, stealth, going green solar, pure solar, landscaping sales, software sales, leasing agent, property manager sales, procurement, recruiting, recruiter, placement specialist, sears sales, kitchen sales, sharp, energy expert, consultant, car sales, auto sales, boat sales, relationship sales, and mortgage sales.About The Senior Life Group 23:Description:Our President and CEO spent years in the field as final expense life insurance agents. In 2000, they were so successful they were able to purchase an insurance company and renamed it Senior Life Insurance Company. At the time, we were licensed in just six states. Today, we are licensed in 40 states plus Washington DC and on pace to be nationwide. Our company was created by agents, for agents, to allow them to succeed. We were created with an agent's perspective so regardless of what their goals are, whether it's to be an individual producer, or to grow a large organization, we've been in their shoes. We are here to help show them how to create the business they dream about!
09/24/2021
Why Work Here?"Fun company atmosphere with regular events, competitions, and fellowship opportunities"It's no doubt that 2020 has been a challenging year for all of us. But if you are searching for a fresh start and an amazing opportunity to turn your life around, Senior Life has your answer. In 2021, Senior Life Insurance Company will unveil the most lucrative compensation plan in the final expense industry. Under this new, groundbreaking plan, every agent has the opportunity to earn up to 150% first year commission. This type of commission structure is unheard of in the final expense industry…until now.Senior Life Insurance Company is doing a nationwide recruiting search for licensed life insurance agents. Besides our amazing compensation plan, there are many other benefits to joining Senior Life.The Senior Life Difference• Senior Life is a company built upon licensed agents, so we understand firsthand what you need to be successful.• We send leads straight to your phone.• We equip agents with cutting-edge technology and a comprehensive product portfolio that makes closing the sale simple and easy.• Our experienced leadership team provides guidance and counsel to help you build your own Agency.• We offer five different income streams, including stock ownership to reward yourentrepreneurial efforts.We provide a 100% health benefit plan for you and your family.• High achievers can take advantage of rewards clubs and incentive trips to exotic locations across the globe.• Our flexible work environment allows you to work from home at times that best suit your schedule and lifestyle.• You are able to have a fulfilling career helping people in their moment of greatest need: the loss of a loved one.What is required?· Agents must have or be willing to obtain a life insurance license· Agents must demonstrate a strong work ethic· Agents must be coachable· Agents must be reliable and responsible· Agents must possess an entrepreneurial mindsetWhat is not required?· College degree or higher education· Formal sales training· Prior experience selling insurance· A 9-to-5 schedule in an officeNow is the time to create a successful business for yourself and a strong financial future for your family. Don't let the hardship and uncertainty of 2020 hold you back. It's time to take a chance on yourself and make it happen. With the ability to grow and build all across the country, you can create an unstoppable team. At Senior Life, we have been dreaming and achieving since 1990. Reignite your dreams and take advantage of the most aggressive compensation plan in the industry by joining Senior Life today.Offers extensive support, mentorship, and training; but experience in the following areas is a plus:Life insurance, field underwriter, mortgage protection, sales, customer service, computer, management, retail, engineer, medical, marketing, pest control, alarms, home security, dish network, direct tv, windows, doors, promotion, call center, telemarketing, solar, time share, timeshare, travel, real estate, mortgage broker, outside sales, inside sales, insurance sales, auto glass sales, door to door, roofing sales, ac sales, air conditioning sales, pharmaceutical sales, car sales, boat sales, rv sale, finance, financial advisor, solar, photovoltaic, printer sales, copy machine sales, window sales, water treatment sales, radiant barrier sales, solar water heating, water softener sales, pool sales, stealth, going green solar, pure solar, landscaping sales, software sales, leasing agent, property manager sales, procurement, recruiting, recruiter, placement specialist, sears sales, kitchen sales, sharp, energy expert, consultant, car sales, auto sales, boat sales, relationship sales, and mortgage sales.About The Senior Life Group 23:Description:Our President and CEO spent years in the field as final expense life insurance agents. In 2000, they were so successful they were able to purchase an insurance company and renamed it Senior Life Insurance Company. At the time, we were licensed in just six states. Today, we are licensed in 40 states plus Washington DC and on pace to be nationwide. Our company was created by agents, for agents, to allow them to succeed. We were created with an agent's perspective so regardless of what their goals are, whether it's to be an individual producer, or to grow a large organization, we've been in their shoes. We are here to help show them how to create the business they dream about!
The Travelers Companies, Inc.
Hartford, Connecticut
Company Summary Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Target Openings 1 Job Description Summary Underwrite new and renewal business in a Business Unit for assigned offices. Considers all strategic aspects of the situation and can make independent decisions within underwriting authority. Assist field office in achieving their budgeted financial results (premium, loss ratio, retention, commissions, pricing, and new business) through execution of Business Unit strategies. Support sales goals and plans of field offices and help build and maintain producer relationships. Communicate product information and strategies to field offices and provide technical leadership. Travelers offers a hybrid work location model that is designed to support flexibility. Primary Job Duties & Responsibilities Underwriting Responsibilities: Underwrite and assess risk for Bond and Specialty Insurance and accounts in a Business Unit. Make appropriate decisions within own underwriting authority and make appropriate recommendations to referral Underwriter. Underwrite most complex/demanding accounts and risks and consider different approaches toward risks to maximize profitability (e.g., pricing, retention, endorsements, limits, indemnity, and security) by considering all factors related to the account. Within authority limit, make timely and prudent decisions consistent with Bond and Specialty Insurance Business Unit requirements and standards and within submission timeframe. Understand and communicate segment strategies to the field. Execute strategies on their accounts to produce budgeted results. Actively seek feedback regarding strategies and work with the field to take actions necessary to address issues. Portfolio Management - Continuously manage portfolio of business (maintain quality of business required by Business Unit strategy). Accountable for accurate underwriting documentation/ information in account management systems and adherence to documentation standards. Monitors and reports on finding for the field. Act as the Hub or industry/subject resident expert. As the referral Underwriter, assure that policies and accounts are effectively underwritten, handled and documented in compliance with Business Unit and regulatory standards and requirements. Sales Management Responsibilities: Act as a partner with the Field to review sales plans and determine appropriate levels of Home Office visibility to support producer relationships. Work strategically and tactically with producers to ensure appropriate level of understanding of company goals and objectives. May participate with Field on account specific direct sales efforts to influence the outcome of the sale. Partner with the Field Office on sensitive account specific communication and participate in the communication if necessary. Support and encourage cross sell opportunities within Bond and Specialty Insurance and Travelers. Participate in producer and industry functions to increase visibility in the marketplace, network with key players in the territory and industry, and increase knowledge of the industry. Producer and account interaction focuses on meeting customer expectations regarding response time and knowledge of products and business. Operations Responsibilities: Maintain a collaborative relationship with Field Office and Home Office (i.e. Claim, Legal) colleagues. Actively participate in Business Unit and Hub meetings. Demonstrate superior responsiveness to the Field (consistency, quick response, knowledge of products). Interact and participate on national projects having an impact on the business. Leads projects as required. Execute on policies, procedures, and strategies. Minimum Qualifications Minimum of 5 years of equivalent work and/or industry experience. Environmental / Work Schedules / Other Operates standard office equipment. Requires extended periods of computer use. Requires extended periods of sitting. Location Primarily Hartford based It is preferred that the candidate lives on EST or CST zone. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. Experience : 0
09/24/2021
Full time
Company Summary Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Target Openings 1 Job Description Summary Underwrite new and renewal business in a Business Unit for assigned offices. Considers all strategic aspects of the situation and can make independent decisions within underwriting authority. Assist field office in achieving their budgeted financial results (premium, loss ratio, retention, commissions, pricing, and new business) through execution of Business Unit strategies. Support sales goals and plans of field offices and help build and maintain producer relationships. Communicate product information and strategies to field offices and provide technical leadership. Travelers offers a hybrid work location model that is designed to support flexibility. Primary Job Duties & Responsibilities Underwriting Responsibilities: Underwrite and assess risk for Bond and Specialty Insurance and accounts in a Business Unit. Make appropriate decisions within own underwriting authority and make appropriate recommendations to referral Underwriter. Underwrite most complex/demanding accounts and risks and consider different approaches toward risks to maximize profitability (e.g., pricing, retention, endorsements, limits, indemnity, and security) by considering all factors related to the account. Within authority limit, make timely and prudent decisions consistent with Bond and Specialty Insurance Business Unit requirements and standards and within submission timeframe. Understand and communicate segment strategies to the field. Execute strategies on their accounts to produce budgeted results. Actively seek feedback regarding strategies and work with the field to take actions necessary to address issues. Portfolio Management - Continuously manage portfolio of business (maintain quality of business required by Business Unit strategy). Accountable for accurate underwriting documentation/ information in account management systems and adherence to documentation standards. Monitors and reports on finding for the field. Act as the Hub or industry/subject resident expert. As the referral Underwriter, assure that policies and accounts are effectively underwritten, handled and documented in compliance with Business Unit and regulatory standards and requirements. Sales Management Responsibilities: Act as a partner with the Field to review sales plans and determine appropriate levels of Home Office visibility to support producer relationships. Work strategically and tactically with producers to ensure appropriate level of understanding of company goals and objectives. May participate with Field on account specific direct sales efforts to influence the outcome of the sale. Partner with the Field Office on sensitive account specific communication and participate in the communication if necessary. Support and encourage cross sell opportunities within Bond and Specialty Insurance and Travelers. Participate in producer and industry functions to increase visibility in the marketplace, network with key players in the territory and industry, and increase knowledge of the industry. Producer and account interaction focuses on meeting customer expectations regarding response time and knowledge of products and business. Operations Responsibilities: Maintain a collaborative relationship with Field Office and Home Office (i.e. Claim, Legal) colleagues. Actively participate in Business Unit and Hub meetings. Demonstrate superior responsiveness to the Field (consistency, quick response, knowledge of products). Interact and participate on national projects having an impact on the business. Leads projects as required. Execute on policies, procedures, and strategies. Minimum Qualifications Minimum of 5 years of equivalent work and/or industry experience. Environmental / Work Schedules / Other Operates standard office equipment. Requires extended periods of computer use. Requires extended periods of sitting. Location Primarily Hartford based It is preferred that the candidate lives on EST or CST zone. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. Experience : 0
CIT is a leading national bank focused on empowering businesses and personal savers with the financial agility to navigate their goals. CIT Group Inc. (NYSE: CIT) is a financial holding company with over a century of experience and operates a principal bank subsidiary, CIT Bank, N.A. (Member FDIC, Equal Housing Lender). The company's commercial banking segment includes commercial financing, community association banking, middle market banking, equipment and vendor financing, factoring, railcar financing, treasury and payments services, and capital markets and asset management. CIT's consumer banking segment includes a national direct bank and regional branch network. Discover more at cit.com/about . Responsibilities: Lead deal team to evaluate new transactions, pre-screen transactions, conduct due diligence, prepare credit approval memos on transactions that are green-lighted in the pre-screen process, pitch transactions to credit committee in order to obtain credit approval, negotiate and review legal documentation as needed, and participate in deal closing. Analyze financial statements and capital structures, conduct business/industry/competitor analysis to identify transaction risks and mitigates; recommend transaction structures appropriate to the opportunity; provide a yes/no recommendation on the transaction based on due diligence. Manage assigned portfolio accounts - monitor performance and covenant compliance, prepare trend cards and periodic/annual reviews, process amendments and waiver requests in a timely manner to meet customer expectations, provide performance updates to managers, identify and act on warning signals, participate in portfolio reviews as needed. Maintain familiarity with CIT policies, procedures, and underwriting standards. Interface with other parts of the EF business, such as Asset Management, Legal, Operations, Insurance, Environmental, as well as other departments such as Capital Markets, Corporate Risk Management, Compliance, Problem Loan Management, Loan & Risk Review, and Internal Audit. Interface with customers (including brokers and intermediaries), as needed, to complete diligence process, as well as to assist the relationship management efforts of the Originators. Mentor and train junior resources (Analysts, Associates, AVPs) for the business. Preferred Qualifications: Bachelor's degree with a concentration in finance or accounting preferred. MBA/CFA a plus. Experience of Equipment Financing deals, equipment collateral, lease products and leasing structures, is required. 7- 10 years of experience as a senior underwriter in the commercial lending industry with direct experience of leading the underwriting and execution effort on large equipment and/or senior debt transactions. Must have a solid understanding of financial statements and capital structures, modeling & strong analytical skills with an ability to question assumptions. Experience with structuring transactions, leading deal teams, and negotiating documentation. CIT is committed to Equal Employment Opportunity. It is CIT's policy to provide equal employment opportunities to all qualified applicants without regard to their race or perceived race (including traits historically associated with race, such as hair texture and protective hairstyles), color, national origin, nationality, ancestry, citizenship, immigration status, age, sex (including pregnancy, lactation, childbirth or related medical conditions), actual or perceived gender, gender identity, gender expression or transgender (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), religion, creed, marital status, family status, domestic partnership or civil union status, affectional or sexual orientation, atypical hereditary cellular or blood trait, genetic information or predisposition or carrier status (including testing and characteristics), status as a victim of domestic violence, actual or perceived status as a caregiver, military status and service, protected veteran status, mental or physical disability, perceived disability, record of disability, medical condition, AIDS and HIV status, or any other protected characteristic established by applicable federal, state, or local laws. If you would like more information about your EEO rights as an applicant under the law, please click here: Pay Transparency Notice EEO Law Poster EEO Supplemental Poster
09/23/2021
Full time
CIT is a leading national bank focused on empowering businesses and personal savers with the financial agility to navigate their goals. CIT Group Inc. (NYSE: CIT) is a financial holding company with over a century of experience and operates a principal bank subsidiary, CIT Bank, N.A. (Member FDIC, Equal Housing Lender). The company's commercial banking segment includes commercial financing, community association banking, middle market banking, equipment and vendor financing, factoring, railcar financing, treasury and payments services, and capital markets and asset management. CIT's consumer banking segment includes a national direct bank and regional branch network. Discover more at cit.com/about . Responsibilities: Lead deal team to evaluate new transactions, pre-screen transactions, conduct due diligence, prepare credit approval memos on transactions that are green-lighted in the pre-screen process, pitch transactions to credit committee in order to obtain credit approval, negotiate and review legal documentation as needed, and participate in deal closing. Analyze financial statements and capital structures, conduct business/industry/competitor analysis to identify transaction risks and mitigates; recommend transaction structures appropriate to the opportunity; provide a yes/no recommendation on the transaction based on due diligence. Manage assigned portfolio accounts - monitor performance and covenant compliance, prepare trend cards and periodic/annual reviews, process amendments and waiver requests in a timely manner to meet customer expectations, provide performance updates to managers, identify and act on warning signals, participate in portfolio reviews as needed. Maintain familiarity with CIT policies, procedures, and underwriting standards. Interface with other parts of the EF business, such as Asset Management, Legal, Operations, Insurance, Environmental, as well as other departments such as Capital Markets, Corporate Risk Management, Compliance, Problem Loan Management, Loan & Risk Review, and Internal Audit. Interface with customers (including brokers and intermediaries), as needed, to complete diligence process, as well as to assist the relationship management efforts of the Originators. Mentor and train junior resources (Analysts, Associates, AVPs) for the business. Preferred Qualifications: Bachelor's degree with a concentration in finance or accounting preferred. MBA/CFA a plus. Experience of Equipment Financing deals, equipment collateral, lease products and leasing structures, is required. 7- 10 years of experience as a senior underwriter in the commercial lending industry with direct experience of leading the underwriting and execution effort on large equipment and/or senior debt transactions. Must have a solid understanding of financial statements and capital structures, modeling & strong analytical skills with an ability to question assumptions. Experience with structuring transactions, leading deal teams, and negotiating documentation. CIT is committed to Equal Employment Opportunity. It is CIT's policy to provide equal employment opportunities to all qualified applicants without regard to their race or perceived race (including traits historically associated with race, such as hair texture and protective hairstyles), color, national origin, nationality, ancestry, citizenship, immigration status, age, sex (including pregnancy, lactation, childbirth or related medical conditions), actual or perceived gender, gender identity, gender expression or transgender (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), religion, creed, marital status, family status, domestic partnership or civil union status, affectional or sexual orientation, atypical hereditary cellular or blood trait, genetic information or predisposition or carrier status (including testing and characteristics), status as a victim of domestic violence, actual or perceived status as a caregiver, military status and service, protected veteran status, mental or physical disability, perceived disability, record of disability, medical condition, AIDS and HIV status, or any other protected characteristic established by applicable federal, state, or local laws. If you would like more information about your EEO rights as an applicant under the law, please click here: Pay Transparency Notice EEO Law Poster EEO Supplemental Poster
The Travelers Companies, Inc.
Hartford, Connecticut
Company Summary Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Target Openings 1 Job Description Summary The National Property actuarial team is looking for an analytic-minded person with an interest in directly impacting business decisions at the account level. This position is primarily responsible for large account pricing for National Property and provides pricing advice/insights directly to field underwriters, CURE officers, and HO leadership. Other responsibilities include: occupancy studies to enhance pricing guidance to underwriters, monitoring and measuring changes in limits and deductibles, actuarial planning coordinator for BU, and other profitability related analysis as needed. The Sr. Manager, Actuarial and Analytics is an analytic leadership role that encompasses the management of assigned strategic initiatives and operational assignments which may include reserving, rate-making, pricing, planning/forecasting, project management and research. The individual in this role is expected to lead project teams of actuarial & analytic partners and provide analytical insights and recommendations to leadership and Business partners. The Sr. Manager, Actuarial and Analytics will work within broad limits and authority on complex assignments requiring specialized knowledge and expertise in breadth and/or depth in one or more of the following areas: Actuarial and/or research methods Advanced statistical analyses Broad business knowledge In-depth Line of Business knowledge Awareness of enterprise Actuarial & Analytics community This role may act as a manager of a small team. This role may work from home or in a Travelers office. Primary Job Duties & Responsibilities Providing large account property pricing guidance to underwriters, CURE officers, and HO leadership. Providing direction and support for Benchmark Tool development and enhancements as needed. Occupancy studies to enhance account experience and provide optimal guidance to underwriters. Providing business unit perspective to actuarial and analytic partners in Actuarial Product, Loss Analytics, Analytics & Research. Monitoring changes in the portfolio such as limit and deductible changes and evaluating the impact of those changes on our loss ratio/profitability. Planning coordinator and liaison to Property Actuarial Product on rate adequacy issues. Other profitability studies and data requests as needed. Minimum Qualifications Bachelors Degree or equivalent experience required. 3 years of experience in quantitative analysis required. Education, Work Experience, & Knowledge College degree in STEM related field. Associate Actuarial Credential preferred. Strong PC skills (MS Office) and programming skills (eg. SQL, SAS). 5+ years of quantitative analysis experience preferred. Strong understanding of insurance products and industry. Demonstrated ability in actuarial and quantitative analysis and statistical concepts. Management experience preferred. Job Specific Technical Skills & Competencies Leadership: Take ownership of projects including initiating the project, drawing up the project plan, carrying out the action items and make recommendations. Proficient in Leading Self, exhibiting decisiveness and self-awareness while also effectively managing ambiguity. Initial development of Leading Others, including modeling the way for others and leading team projects. Initial development of Leading the Business, including actively engaging in driving business results, broad thinking and promoting an Enterprise culture. Business Acumen: Has an in-depth understanding and knowledge of a few key business drivers and disciplines such as: underwriting, products, reinsurance, distribution, sales, operations, risk control, claim, and financials. Able to effectively utilize this business knowledge in developing analytic solutions. Has a general perspective of certain areas of the industry and developing trends such as: technology, analytic methodology, products and performance of competitors. Begins to be familiar with other key business drivers and discipline areas as well. Relationship Management: Proactively build and own professional business relationships across the BI&AA community across the Enterprise. Generate and solicit ideas, and build consensus with guidance. Aware of potential conflict and addresses with limited guidance. Begin to acknowledge accomplishments of others within your primary working group. Set and manage expectations with business partners for small projects. Quantitative Analysis: Evaluate and use appropriate data, tools and methods. Independently perform and implement analytics. May engage in technical/peer review. Begin to design and able to contribute on more complex analytic work. Begin to understand diverse perspectives to effectively accomplish business goals. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. Experience : 0
09/22/2021
Full time
Company Summary Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Target Openings 1 Job Description Summary The National Property actuarial team is looking for an analytic-minded person with an interest in directly impacting business decisions at the account level. This position is primarily responsible for large account pricing for National Property and provides pricing advice/insights directly to field underwriters, CURE officers, and HO leadership. Other responsibilities include: occupancy studies to enhance pricing guidance to underwriters, monitoring and measuring changes in limits and deductibles, actuarial planning coordinator for BU, and other profitability related analysis as needed. The Sr. Manager, Actuarial and Analytics is an analytic leadership role that encompasses the management of assigned strategic initiatives and operational assignments which may include reserving, rate-making, pricing, planning/forecasting, project management and research. The individual in this role is expected to lead project teams of actuarial & analytic partners and provide analytical insights and recommendations to leadership and Business partners. The Sr. Manager, Actuarial and Analytics will work within broad limits and authority on complex assignments requiring specialized knowledge and expertise in breadth and/or depth in one or more of the following areas: Actuarial and/or research methods Advanced statistical analyses Broad business knowledge In-depth Line of Business knowledge Awareness of enterprise Actuarial & Analytics community This role may act as a manager of a small team. This role may work from home or in a Travelers office. Primary Job Duties & Responsibilities Providing large account property pricing guidance to underwriters, CURE officers, and HO leadership. Providing direction and support for Benchmark Tool development and enhancements as needed. Occupancy studies to enhance account experience and provide optimal guidance to underwriters. Providing business unit perspective to actuarial and analytic partners in Actuarial Product, Loss Analytics, Analytics & Research. Monitoring changes in the portfolio such as limit and deductible changes and evaluating the impact of those changes on our loss ratio/profitability. Planning coordinator and liaison to Property Actuarial Product on rate adequacy issues. Other profitability studies and data requests as needed. Minimum Qualifications Bachelors Degree or equivalent experience required. 3 years of experience in quantitative analysis required. Education, Work Experience, & Knowledge College degree in STEM related field. Associate Actuarial Credential preferred. Strong PC skills (MS Office) and programming skills (eg. SQL, SAS). 5+ years of quantitative analysis experience preferred. Strong understanding of insurance products and industry. Demonstrated ability in actuarial and quantitative analysis and statistical concepts. Management experience preferred. Job Specific Technical Skills & Competencies Leadership: Take ownership of projects including initiating the project, drawing up the project plan, carrying out the action items and make recommendations. Proficient in Leading Self, exhibiting decisiveness and self-awareness while also effectively managing ambiguity. Initial development of Leading Others, including modeling the way for others and leading team projects. Initial development of Leading the Business, including actively engaging in driving business results, broad thinking and promoting an Enterprise culture. Business Acumen: Has an in-depth understanding and knowledge of a few key business drivers and disciplines such as: underwriting, products, reinsurance, distribution, sales, operations, risk control, claim, and financials. Able to effectively utilize this business knowledge in developing analytic solutions. Has a general perspective of certain areas of the industry and developing trends such as: technology, analytic methodology, products and performance of competitors. Begins to be familiar with other key business drivers and discipline areas as well. Relationship Management: Proactively build and own professional business relationships across the BI&AA community across the Enterprise. Generate and solicit ideas, and build consensus with guidance. Aware of potential conflict and addresses with limited guidance. Begin to acknowledge accomplishments of others within your primary working group. Set and manage expectations with business partners for small projects. Quantitative Analysis: Evaluate and use appropriate data, tools and methods. Independently perform and implement analytics. May engage in technical/peer review. Begin to design and able to contribute on more complex analytic work. Begin to understand diverse perspectives to effectively accomplish business goals. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. Experience : 0
The Risk Management Underwriting Specialist is responsible for developing, growing, and maintaining a profitable, diversified book of business through marketing, underwriting decision making, building mutually beneficial agent/brokers relationships and establishing a marker-facing leadership presence, and application of underwriting tools, systems, and expert resources. Guides/mentors less experienced underwriters in their respective area of expertise, including regular employee coaching with feedback to the manager on progress of the employee. Risk Selection: Reviews, rates, underwrites, evaluates, or assesses the business applying for insurance by qualifying accounts, identifying, selecting and assessing risks, determining the premium, policy terms and conditions, obtaining approvals, creating/presenting the proposal to the agent/broker, and successfully negotiating deals. Agent/Broker Relationships: Demonstrates a high level of responsiveness and focus on supporting Agents and Brokers objectives. Establishes, develops, and maintains successful relationships with Agents and Brokers to facilitate marketing of products, through responsive service, site visits, in person renewal meetings or enhanced knowledge of their customers businesses. Develops strong personal brand to build and maintain a long-term quality pipeline with Agents/Brokers. Portfolio Management: Manages a sizable and complex book of business by analyzing the portfolio, identifying areas of opportunity for improved growth, profit and diversification, and executing marketing plans to increase market share by making marketing calls to brokers to market and cross market. Documenting the Deal: Documents files in a way that reflects a solid thought process and decision making through comprehensive account reviews, sign-offs and referrals that comply with state regulations, letter of authority, and underwriting guidelines. Leadership: Formally guides, mentors, and coaches underwriters and account analysts in both technical and professional skills. Demonstrates an area of expertise and provides regular updates to other underwriters. Continuous Improvement: Actively participates in continuous improvement by generating suggestions, participating in problem solving activities and using continuous improvement tools to support the work of the team. Job Specifications: Reference: 27 Category: Underwriting Primary Location: Chicago, IL Additional Locations: Schedule: Full-Time Salary: USD $103,000.00/Yr.-USD $132,000.00/Yr. Education Level: Bachelor's Degree Travel: 25%Qualifications Advanced-level knowledge of insurance products/coverage, underwriting, pricing, risk selection, market segments and marketplace; insurance finance and actuarial concepts; loss control/risk engineering; marketing techniques, regulatory environment and reinsurance; advanced-level knowledge of territory management. Ability to apply underwriting/appetite, tools, systems, and resources to achieve goals, solve complex problems, establish and build healthy working relationships, lead mentoring relationships, and negotiate, as normally acquired and a related bachelor's degree seven to ten years of relevant experience preferred; CPCU or professional insurance designation strongly preferred. Featured BenefitsHere's some of what you can look forward to as one of our employees.Competitive CompensationOur compensation programs are designed to deliver above-market pay if you perform well, and significantly above that for exceptional performance over time. Virtually every employee is eligible for some type of variable incentive pay in addition to his or her base pay.Flexible Work ArrangementsWe understand the role work-life balance plays in your ability to stay energized and engaged. So we place an emphasis on regular hours, flex scheduling, and generous time off through paid holidays, vacation days, and more.Top-Notch Retirement PlansOur pension plan provides a monthly credit equal to 5% of your eligible compensation. You can also participate in our 401(k) plan, which offers a guaranteed match of $0.50 for every $1 you contribute, up to 8% of your eligible pay.Career DevelopmentFrom regular coaching planning, to paid training, licensing, and 100% tuition reimbursement for approved courses, we're dedicated to your continued growth, because we know it leads to continued success.Health & WellnessYou'll have access to comprehensive health, dental, and vision coverage, as well as a host of other insurance and wellness benefits-including progressive parental benefits and support.See Full BenefitsWhy Liberty Mutual?At Liberty Mutual, our purpose is to help people embrace today and confidently pursue tomorrow. That's why we provide an environment focused on openness, inclusion, trust and respect. Here, you'll discover our expansive range of roles, and a workplace where we aim to help turn your passion into a rewarding profession. Liberty Mutual has proudly been recognized as a "Great Place to Work" by Great Place to Work® US for the past several years. We were also selected as one of the "100 Best Places to Work in IT" on IDG's Insider Pro and Computerworld's 2020 list. We have been named by Forbes as one of America's Best Employers for Women and one of America's Best Employers for New Graduates-as well as one of America's Best Employers for Diversity. To learn more about our commitment to diversity and inclusion please visit: Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
03/23/2021
Full time
The Risk Management Underwriting Specialist is responsible for developing, growing, and maintaining a profitable, diversified book of business through marketing, underwriting decision making, building mutually beneficial agent/brokers relationships and establishing a marker-facing leadership presence, and application of underwriting tools, systems, and expert resources. Guides/mentors less experienced underwriters in their respective area of expertise, including regular employee coaching with feedback to the manager on progress of the employee. Risk Selection: Reviews, rates, underwrites, evaluates, or assesses the business applying for insurance by qualifying accounts, identifying, selecting and assessing risks, determining the premium, policy terms and conditions, obtaining approvals, creating/presenting the proposal to the agent/broker, and successfully negotiating deals. Agent/Broker Relationships: Demonstrates a high level of responsiveness and focus on supporting Agents and Brokers objectives. Establishes, develops, and maintains successful relationships with Agents and Brokers to facilitate marketing of products, through responsive service, site visits, in person renewal meetings or enhanced knowledge of their customers businesses. Develops strong personal brand to build and maintain a long-term quality pipeline with Agents/Brokers. Portfolio Management: Manages a sizable and complex book of business by analyzing the portfolio, identifying areas of opportunity for improved growth, profit and diversification, and executing marketing plans to increase market share by making marketing calls to brokers to market and cross market. Documenting the Deal: Documents files in a way that reflects a solid thought process and decision making through comprehensive account reviews, sign-offs and referrals that comply with state regulations, letter of authority, and underwriting guidelines. Leadership: Formally guides, mentors, and coaches underwriters and account analysts in both technical and professional skills. Demonstrates an area of expertise and provides regular updates to other underwriters. Continuous Improvement: Actively participates in continuous improvement by generating suggestions, participating in problem solving activities and using continuous improvement tools to support the work of the team. Job Specifications: Reference: 27 Category: Underwriting Primary Location: Chicago, IL Additional Locations: Schedule: Full-Time Salary: USD $103,000.00/Yr.-USD $132,000.00/Yr. Education Level: Bachelor's Degree Travel: 25%Qualifications Advanced-level knowledge of insurance products/coverage, underwriting, pricing, risk selection, market segments and marketplace; insurance finance and actuarial concepts; loss control/risk engineering; marketing techniques, regulatory environment and reinsurance; advanced-level knowledge of territory management. Ability to apply underwriting/appetite, tools, systems, and resources to achieve goals, solve complex problems, establish and build healthy working relationships, lead mentoring relationships, and negotiate, as normally acquired and a related bachelor's degree seven to ten years of relevant experience preferred; CPCU or professional insurance designation strongly preferred. Featured BenefitsHere's some of what you can look forward to as one of our employees.Competitive CompensationOur compensation programs are designed to deliver above-market pay if you perform well, and significantly above that for exceptional performance over time. Virtually every employee is eligible for some type of variable incentive pay in addition to his or her base pay.Flexible Work ArrangementsWe understand the role work-life balance plays in your ability to stay energized and engaged. So we place an emphasis on regular hours, flex scheduling, and generous time off through paid holidays, vacation days, and more.Top-Notch Retirement PlansOur pension plan provides a monthly credit equal to 5% of your eligible compensation. You can also participate in our 401(k) plan, which offers a guaranteed match of $0.50 for every $1 you contribute, up to 8% of your eligible pay.Career DevelopmentFrom regular coaching planning, to paid training, licensing, and 100% tuition reimbursement for approved courses, we're dedicated to your continued growth, because we know it leads to continued success.Health & WellnessYou'll have access to comprehensive health, dental, and vision coverage, as well as a host of other insurance and wellness benefits-including progressive parental benefits and support.See Full BenefitsWhy Liberty Mutual?At Liberty Mutual, our purpose is to help people embrace today and confidently pursue tomorrow. That's why we provide an environment focused on openness, inclusion, trust and respect. Here, you'll discover our expansive range of roles, and a workplace where we aim to help turn your passion into a rewarding profession. Liberty Mutual has proudly been recognized as a "Great Place to Work" by Great Place to Work® US for the past several years. We were also selected as one of the "100 Best Places to Work in IT" on IDG's Insider Pro and Computerworld's 2020 list. We have been named by Forbes as one of America's Best Employers for Women and one of America's Best Employers for New Graduates-as well as one of America's Best Employers for Diversity. To learn more about our commitment to diversity and inclusion please visit: Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
The Travelers Companies, Inc.
Saint Paul, Minnesota
Company Summary Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Target Openings 1 Job Description Summary Under general supervision, has joint responsibility with the field AE partner for the profitability, growth and retention of aligned book of business within a territory that is consistent with overall business line objectives. Marketing and underwriting responsibilities typically include: Underwriting business on lower touch, eligible accounts with moderate complexity. As a representative of the company, virtually markets to and develops relationships with agents and brokers. Works with field AEs as appropriate to support market penetration objectives and seeks out cross-sell opportunities. Works in small teams to manage aligned territory. May occasionally seek assistance from a senior level Account Executive or manager on more challenging accounts. Takes a portfolio view of their book of business to manage profitability. Primary Job Duties & Responsibilities Underwriting and Pricing: Underwrites primarily moderately complex accounts and risks and considers different approaches toward risks to maximize profitability (e.g., pricing, retention, endorsements, limits, indemnity, security). Uses good judgment in making decisions within own underwriting authority and makes recommendations on other accounts to meet business objectives. Is comfortable doing this in a fast paced environment. Initiates collaborative discussions. Desk Management: Efficiently manages the life cycle of aligned book in accordance with established workflow guidelines. Distribution and Agency Management: Effectively manages assigned agents/brokers by developing and maintaining relationships to write and retain accounts consistent with business unit appetite. Virtually builds and maintains customer satisfaction with cohesive communications, products and services that are consistent with the Business Center quality and productivity goals. Sales: Uses consultative marketing/ sales skills and successfully employs a consultative selling approach to virtually market products to agents and brokers. In partnership with the field, executes sales strategies to achieve targeted growth strategies. Negotiation: Negotiates skillfully in difficult situations. Executes Strategy and Drives Results: Develops and executes on a plan to meet business objectives. Anticipates and identifies moderately complex underwriting/marketing problems, thoroughly analyzes available information and makes timely practical decisions. Business Planning and Collaboration: Fosters collaboration within the business center and across the enterprise. Seeks enterprise-wide solutions to business problems. Assists less experienced employees when appropriate. Leading Others: In addition to leading self, may coach less experienced staff members. May participate in the training of less experienced Account Executives. Minimum Qualifications 2 years of Account Executive/underwriting experience required. Relevant agent/broker experience may be appropriate. Education, Work Experience, & Knowledge Bachelor degree preferred. Typically has 3-5 years of relevant Account Executive experience. Previous multi-line underwriting preferred. Industry/Business Knowledge: Understands the local insurance marketplace, industry business operations, critical issues and financial drivers that affect the region and local office. Continuously seeks out market insight and uses acquired knowledge to assist less experienced employees. Product Knowledge: Understands organizational and regulatory rules, policies and procedures and effectively employs that knowledge in day-to-day work activities. Uses acquired skills and knowledge to assist less experienced employees. Licensing or Certificates CPCU designation preferred. Job Specific Technical Skills & Competencies Business Perspective: Uses knowledge of internal and external factors impacting the property & casualty industry to make decisions. Analytical Thinking/Financial Acumen: Identifies current or future problems or opportunities, analyzes, synthesizes and compares information to understand issues, identifies cause/effect relationships and explores alternative solutions to support sound decision making. Understands and uses financial information, tools and expense management principles to accomplish day-to-day work and maximize profitability. Relationship Management: Seeks out, builds, fosters and maintains productive relationships, networks or alliances to meet goals and achieve results. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. If you have questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting.
01/29/2021
Full time
Company Summary Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Target Openings 1 Job Description Summary Under general supervision, has joint responsibility with the field AE partner for the profitability, growth and retention of aligned book of business within a territory that is consistent with overall business line objectives. Marketing and underwriting responsibilities typically include: Underwriting business on lower touch, eligible accounts with moderate complexity. As a representative of the company, virtually markets to and develops relationships with agents and brokers. Works with field AEs as appropriate to support market penetration objectives and seeks out cross-sell opportunities. Works in small teams to manage aligned territory. May occasionally seek assistance from a senior level Account Executive or manager on more challenging accounts. Takes a portfolio view of their book of business to manage profitability. Primary Job Duties & Responsibilities Underwriting and Pricing: Underwrites primarily moderately complex accounts and risks and considers different approaches toward risks to maximize profitability (e.g., pricing, retention, endorsements, limits, indemnity, security). Uses good judgment in making decisions within own underwriting authority and makes recommendations on other accounts to meet business objectives. Is comfortable doing this in a fast paced environment. Initiates collaborative discussions. Desk Management: Efficiently manages the life cycle of aligned book in accordance with established workflow guidelines. Distribution and Agency Management: Effectively manages assigned agents/brokers by developing and maintaining relationships to write and retain accounts consistent with business unit appetite. Virtually builds and maintains customer satisfaction with cohesive communications, products and services that are consistent with the Business Center quality and productivity goals. Sales: Uses consultative marketing/ sales skills and successfully employs a consultative selling approach to virtually market products to agents and brokers. In partnership with the field, executes sales strategies to achieve targeted growth strategies. Negotiation: Negotiates skillfully in difficult situations. Executes Strategy and Drives Results: Develops and executes on a plan to meet business objectives. Anticipates and identifies moderately complex underwriting/marketing problems, thoroughly analyzes available information and makes timely practical decisions. Business Planning and Collaboration: Fosters collaboration within the business center and across the enterprise. Seeks enterprise-wide solutions to business problems. Assists less experienced employees when appropriate. Leading Others: In addition to leading self, may coach less experienced staff members. May participate in the training of less experienced Account Executives. Minimum Qualifications 2 years of Account Executive/underwriting experience required. Relevant agent/broker experience may be appropriate. Education, Work Experience, & Knowledge Bachelor degree preferred. Typically has 3-5 years of relevant Account Executive experience. Previous multi-line underwriting preferred. Industry/Business Knowledge: Understands the local insurance marketplace, industry business operations, critical issues and financial drivers that affect the region and local office. Continuously seeks out market insight and uses acquired knowledge to assist less experienced employees. Product Knowledge: Understands organizational and regulatory rules, policies and procedures and effectively employs that knowledge in day-to-day work activities. Uses acquired skills and knowledge to assist less experienced employees. Licensing or Certificates CPCU designation preferred. Job Specific Technical Skills & Competencies Business Perspective: Uses knowledge of internal and external factors impacting the property & casualty industry to make decisions. Analytical Thinking/Financial Acumen: Identifies current or future problems or opportunities, analyzes, synthesizes and compares information to understand issues, identifies cause/effect relationships and explores alternative solutions to support sound decision making. Understands and uses financial information, tools and expense management principles to accomplish day-to-day work and maximize profitability. Relationship Management: Seeks out, builds, fosters and maintains productive relationships, networks or alliances to meet goals and achieve results. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. If you have questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting.
Company Summary Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Target Openings 1 Job Description Summary Under general supervision, responsible for the profitability, growth and retention of assigned book of business within a territory that is consistent with overall business line objectives. Marketing and underwriting responsibilities typically include: Underwriting new and renewal business on accounts of moderate complexity. As a representative of the company, market to and develop relationships with agents and brokers. Working with other business units as appropriate to support market penetration objectives and seeking out cross-sell opportunities. Independently manages assigned territory. May occasionally seek assistance from a senior level Account Executive or manager on more complex accounts. Takes a portfolio view of their book of business to manage profitability. The incumbent in this job does not manage others. Primary Job Duties & Responsibilities Underwriting and Pricing: Underwrites primarily moderately complex accounts and risks and considers different approaches toward risks to maximize profitability (e.g., pricing, retention, endorsements, limits, indemnity, security.). Uses good judgment in making decisions within own underwriting authority and makes recommendations on other accounts to meet business objectives. Initiates collaborative discussions. Distribution and Agency Management: Effectively manages assigned agents/brokers by developing and maintaining relationships to write and retain accounts consistent with business unit appetite. Frequently meets with agents/brokers and insureds in order to build and maintain business relationship. Sales: Uses consultative marketing / sales skills and successfully employs a consultative selling approach to market products to agents and brokers. Identifies and captures new business opportunities and effectively cross sells market segment and Travelers products/businesses. Develops agency sales/business plan and frequently partners with MD to develop region/group sales plan. Negotiation: Negotiates skillfully in difficult situations. Executes Strategy and Drives Results: Develops and executes on a plan to meet business objectives. Anticipates and identifies moderately complex underwriting/marketing problems, thoroughly analyzes available information and makes timely practical decisions. Business Planning and Collaboration: Fosters collaboration within the business unit and across the enterprise. Seeks enterprise-wide solutions to business problems. Assists less experienced employees when appropriate. Leading Others: In addition to leading self, may coach less experienced staff members. May participate in the training of less experienced\ Account Executives. Other duties as assigned. Minimum Qualifications 2 years of Account Executive/ underwriting experience required. Education, Work Experience, & Knowledge Bachelors degree preferred. In some lines of business, relevant agent/broker experience may be appropriate. Typically has 3-5 years of relevant Account Executive experience. Previous Technology underwriting experience preferred. Industry/Business Knowledge: Understands the local insurance marketplace, industry business operations, critical issues and financial drivers that affect the region and local office. Continuously seeks out market insight and uses acquired knowledge to assist less experienced employees. Product Knowledge: Understands organizational and regulatory rules, policies and procedures and effectively employs that knowledge in day-to-day work activities. Uses acquired skills and knowledge to assist less experienced employees. Licensing or Certificates Valid drivers license or alternate means of personal transportation. CPCU designation preferred in some lines of business. Job Specific Technical Skills & Competencies Business Perspective: Uses knowledge of internal and external factors impacting the property & casualty industry to make decisions. Analytical Thinking/Financial Acumen: Identifies current or future problems or opportunities, analyzes, synthesizes and compares information to understand issues, identifies cause/effect relationships and explores alternative solutions to support sound decision making. Understands and uses financial information, tools and expense management principles to accomplish day-to-day work and maximize profitability. Relationship Management: Seeks out, builds, fosters and maintains productive relationships, networks or alliances to meet goals and achieve results. Environmental / Work Schedules / Other Operates standard office equipment (Continuously) Sitting (can stand at will) (Frequently) Use of Keyboards, Sporadic 10-Key (Frequently) Driving (Occasionally) Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. If you have questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting.
01/28/2021
Full time
Company Summary Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Target Openings 1 Job Description Summary Under general supervision, responsible for the profitability, growth and retention of assigned book of business within a territory that is consistent with overall business line objectives. Marketing and underwriting responsibilities typically include: Underwriting new and renewal business on accounts of moderate complexity. As a representative of the company, market to and develop relationships with agents and brokers. Working with other business units as appropriate to support market penetration objectives and seeking out cross-sell opportunities. Independently manages assigned territory. May occasionally seek assistance from a senior level Account Executive or manager on more complex accounts. Takes a portfolio view of their book of business to manage profitability. The incumbent in this job does not manage others. Primary Job Duties & Responsibilities Underwriting and Pricing: Underwrites primarily moderately complex accounts and risks and considers different approaches toward risks to maximize profitability (e.g., pricing, retention, endorsements, limits, indemnity, security.). Uses good judgment in making decisions within own underwriting authority and makes recommendations on other accounts to meet business objectives. Initiates collaborative discussions. Distribution and Agency Management: Effectively manages assigned agents/brokers by developing and maintaining relationships to write and retain accounts consistent with business unit appetite. Frequently meets with agents/brokers and insureds in order to build and maintain business relationship. Sales: Uses consultative marketing / sales skills and successfully employs a consultative selling approach to market products to agents and brokers. Identifies and captures new business opportunities and effectively cross sells market segment and Travelers products/businesses. Develops agency sales/business plan and frequently partners with MD to develop region/group sales plan. Negotiation: Negotiates skillfully in difficult situations. Executes Strategy and Drives Results: Develops and executes on a plan to meet business objectives. Anticipates and identifies moderately complex underwriting/marketing problems, thoroughly analyzes available information and makes timely practical decisions. Business Planning and Collaboration: Fosters collaboration within the business unit and across the enterprise. Seeks enterprise-wide solutions to business problems. Assists less experienced employees when appropriate. Leading Others: In addition to leading self, may coach less experienced staff members. May participate in the training of less experienced\ Account Executives. Other duties as assigned. Minimum Qualifications 2 years of Account Executive/ underwriting experience required. Education, Work Experience, & Knowledge Bachelors degree preferred. In some lines of business, relevant agent/broker experience may be appropriate. Typically has 3-5 years of relevant Account Executive experience. Previous Technology underwriting experience preferred. Industry/Business Knowledge: Understands the local insurance marketplace, industry business operations, critical issues and financial drivers that affect the region and local office. Continuously seeks out market insight and uses acquired knowledge to assist less experienced employees. Product Knowledge: Understands organizational and regulatory rules, policies and procedures and effectively employs that knowledge in day-to-day work activities. Uses acquired skills and knowledge to assist less experienced employees. Licensing or Certificates Valid drivers license or alternate means of personal transportation. CPCU designation preferred in some lines of business. Job Specific Technical Skills & Competencies Business Perspective: Uses knowledge of internal and external factors impacting the property & casualty industry to make decisions. Analytical Thinking/Financial Acumen: Identifies current or future problems or opportunities, analyzes, synthesizes and compares information to understand issues, identifies cause/effect relationships and explores alternative solutions to support sound decision making. Understands and uses financial information, tools and expense management principles to accomplish day-to-day work and maximize profitability. Relationship Management: Seeks out, builds, fosters and maintains productive relationships, networks or alliances to meet goals and achieve results. Environmental / Work Schedules / Other Operates standard office equipment (Continuously) Sitting (can stand at will) (Frequently) Use of Keyboards, Sporadic 10-Key (Frequently) Driving (Occasionally) Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. If you have questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting.
Company Summary Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Target Openings 1 Job Description Summary Under general supervision, has joint responsibility with the field AE partner for the profitability, growth and retention of aligned book of business within a territory that is consistent with overall business line objectives. Marketing and underwriting responsibilities typically include: Underwriting business on lower touch, eligible accounts with moderate complexity. As a representative of the company, virtually markets to and develops relationships with agents and brokers. Works with field AEs as appropriate to support market penetration objectives and seeks out cross-sell opportunities. Works in small teams to manage aligned territory. May occasionally seek assistance from a senior level Account Executive or manager on more challenging accounts. Takes a portfolio view of their book of business to manage profitability. Primary Job Duties & Responsibilities Underwriting and Pricing: Underwrites primarily moderately complex accounts and risks and considers different approaches toward risks to maximize profitability (e.g., pricing, retention, endorsements, limits, indemnity, security). Uses good judgment in making decisions within own underwriting authority and makes recommendations on other accounts to meet business objectives. Is comfortable doing this in a fast paced environment. Initiates collaborative discussions. Desk Management: Efficiently manages the life cycle of aligned book in accordance with established workflow guidelines. Distribution and Agency Management: Effectively manages assigned agents/brokers by developing and maintaining relationships to write and retain accounts consistent with business unit appetite. Virtually builds and maintains customer satisfaction with cohesive communications, products and services that are consistent with the Business Center quality and productivity goals. Sales: Uses consultative marketing/ sales skills and successfully employs a consultative selling approach to virtually market products to agents and brokers. In partnership with the field, executes sales strategies to achieve targeted growth strategies. Negotiation: Negotiates skillfully in difficult situations. Executes Strategy and Drives Results: Develops and executes on a plan to meet business objectives. Anticipates and identifies moderately complex underwriting/marketing problems, thoroughly analyzes available information and makes timely practical decisions. Business Planning and Collaboration: Fosters collaboration within the business center and across the enterprise. Seeks enterprise-wide solutions to business problems. Assists less experienced employees when appropriate. Leading Others: In addition to leading self, may coach less experienced staff members. May participate in the training of less experienced Account Executives. Minimum Qualifications 2 years of Account Executive/underwriting experience required. Relevant agent/broker experience may be appropriate. Education, Work Experience, & Knowledge Bachelor degree preferred. Typically has 3-5 years of relevant Account Executive experience. Previous multi-line underwriting preferred. Industry/Business Knowledge: Understands the local insurance marketplace, industry business operations, critical issues and financial drivers that affect the region and local office. Continuously seeks out market insight and uses acquired knowledge to assist less experienced employees. Product Knowledge: Understands organizational and regulatory rules, policies and procedures and effectively employs that knowledge in day-to-day work activities. Uses acquired skills and knowledge to assist less experienced employees. Licensing or Certificates CPCU designation preferred. Job Specific Technical Skills & Competencies Business Perspective: Uses knowledge of internal and external factors impacting the property & casualty industry to make decisions. Analytical Thinking/Financial Acumen: Understands and uses financial information, tools and expense management principles to accomplish day-to-day work and maximize profitability. Relationship Management: Seeks out, builds, fosters and maintains productive relationships, networks or alliances to meet goals and achieve results. Additional Information The salary range in Colorado for this position is $74,700 to $112,000. To learn more about our comprehensive benefit programs please visit. All employees are eligible for performance-based cash awards, either through Travelers annual bonus program or through the Reward and Recognition (R&R) program. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. If you have questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting.
01/28/2021
Full time
Company Summary Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Target Openings 1 Job Description Summary Under general supervision, has joint responsibility with the field AE partner for the profitability, growth and retention of aligned book of business within a territory that is consistent with overall business line objectives. Marketing and underwriting responsibilities typically include: Underwriting business on lower touch, eligible accounts with moderate complexity. As a representative of the company, virtually markets to and develops relationships with agents and brokers. Works with field AEs as appropriate to support market penetration objectives and seeks out cross-sell opportunities. Works in small teams to manage aligned territory. May occasionally seek assistance from a senior level Account Executive or manager on more challenging accounts. Takes a portfolio view of their book of business to manage profitability. Primary Job Duties & Responsibilities Underwriting and Pricing: Underwrites primarily moderately complex accounts and risks and considers different approaches toward risks to maximize profitability (e.g., pricing, retention, endorsements, limits, indemnity, security). Uses good judgment in making decisions within own underwriting authority and makes recommendations on other accounts to meet business objectives. Is comfortable doing this in a fast paced environment. Initiates collaborative discussions. Desk Management: Efficiently manages the life cycle of aligned book in accordance with established workflow guidelines. Distribution and Agency Management: Effectively manages assigned agents/brokers by developing and maintaining relationships to write and retain accounts consistent with business unit appetite. Virtually builds and maintains customer satisfaction with cohesive communications, products and services that are consistent with the Business Center quality and productivity goals. Sales: Uses consultative marketing/ sales skills and successfully employs a consultative selling approach to virtually market products to agents and brokers. In partnership with the field, executes sales strategies to achieve targeted growth strategies. Negotiation: Negotiates skillfully in difficult situations. Executes Strategy and Drives Results: Develops and executes on a plan to meet business objectives. Anticipates and identifies moderately complex underwriting/marketing problems, thoroughly analyzes available information and makes timely practical decisions. Business Planning and Collaboration: Fosters collaboration within the business center and across the enterprise. Seeks enterprise-wide solutions to business problems. Assists less experienced employees when appropriate. Leading Others: In addition to leading self, may coach less experienced staff members. May participate in the training of less experienced Account Executives. Minimum Qualifications 2 years of Account Executive/underwriting experience required. Relevant agent/broker experience may be appropriate. Education, Work Experience, & Knowledge Bachelor degree preferred. Typically has 3-5 years of relevant Account Executive experience. Previous multi-line underwriting preferred. Industry/Business Knowledge: Understands the local insurance marketplace, industry business operations, critical issues and financial drivers that affect the region and local office. Continuously seeks out market insight and uses acquired knowledge to assist less experienced employees. Product Knowledge: Understands organizational and regulatory rules, policies and procedures and effectively employs that knowledge in day-to-day work activities. Uses acquired skills and knowledge to assist less experienced employees. Licensing or Certificates CPCU designation preferred. Job Specific Technical Skills & Competencies Business Perspective: Uses knowledge of internal and external factors impacting the property & casualty industry to make decisions. Analytical Thinking/Financial Acumen: Understands and uses financial information, tools and expense management principles to accomplish day-to-day work and maximize profitability. Relationship Management: Seeks out, builds, fosters and maintains productive relationships, networks or alliances to meet goals and achieve results. Additional Information The salary range in Colorado for this position is $74,700 to $112,000. To learn more about our comprehensive benefit programs please visit. All employees are eligible for performance-based cash awards, either through Travelers annual bonus program or through the Reward and Recognition (R&R) program. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. If you have questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting.
Company Summary Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Target Openings 1 Job Description Summary Under general supervision, responsible for the profitability, growth and retention of assigned book of business within a territory that is consistent with overall business line objectives. Marketing and underwriting responsibilities typically include: Underwriting new and renewal business on accounts of moderate complexity. As a representative of the company, market to and develop relationships with agents and brokers. Working with other business units as appropriate to support market penetration objectives and seeking out cross-sell opportunities. Independently manages assigned territory. May occasionally seek assistance from a senior level Account Executive or manager on more complex accounts. Takes a portfolio view of their book of business to manage profitability. The incumbent in this job does not manage others. Primary Job Duties & Responsibilities Underwriting and Pricing: Underwrites primarily moderately complex accounts and risks and considers different approaches toward risks to maximize profitability (e.g., pricing, retention, endorsements, limits, indemnity, security.). Uses good judgment in making decisions within own underwriting authority and makes recommendations on other accounts to meet business objectives. Initiates collaborative discussions. Distribution and Agency Management: Effectively manages assigned agents/brokers by developing and maintaining relationships to write and retain accounts consistent with business unit appetite. Frequently meets with agents/brokers and insureds in order to build and maintain business relationship. Sales: Uses consultative marketing / sales skills and successfully employs a consultative selling approach to market products to agents and brokers. Identifies and captures new business opportunities and effectively cross sells market segment and Travelers products/businesses. Develops agency sales/business plan and frequently partners with Managing Director to develop region/group sales plan. Negotiation: Negotiates skillfully in difficult situations. Executes Strategy and Drives Results: Develops and executes on a plan to meet business objectives. Anticipates and identifies moderately complex underwriting/marketing problems, thoroughly analyzes available information and makes timely practical decisions. Business Planning and Collaboration: Fosters collaboration within the business unit and across the enterprise. Seeks enterprise-wide solutions to business problems. Assists less experienced employees when appropriate. Leading Others: In addition to leading self, may coach less experienced staff members. May participate in the training of less experienced\ Account Executives. Other duties as assigned. Minimum Qualifications 2 years of Account Executive/ underwriting experience required. Education, Work Experience, & Knowledge Bachelors degree preferred. In some lines of business, relevant agent/broker experience may be appropriate. Typically has 3-5 years of relevant Account Executive experience. Previous Construction underwriting experience preferred. Industry/Business Knowledge: Understands the local insurance marketplace, industry business operations, critical issues and financial drivers that affect the region and local office. Continuously seeks out market insight and uses acquired knowledge to assist less experienced employees. Product Knowledge: Understands organizational and regulatory rules, policies and procedures and effectively employs that knowledge in day-to-day work activities. Uses acquired skills and knowledge to assist less experienced employees. Licensing or Certificates Valid drivers license or alternate means of personal transportation. CPCU designation preferred in some lines of business. Job Specific Technical Skills & Competencies Business Perspective: Uses knowledge of internal and external factors impacting the property & casualty industry to make decisions. Analytical Thinking/Financial Acumen: Identifies current or future problems or opportunities, analyzes, synthesizes and compares information to understand issues, identifies cause/effect relationships and explores alternative solutions to support sound decision making. Understands and uses financial information, tools and expense management principles to accomplish day-to-day work and maximize profitability. Relationship Management: Seeks out, builds, fosters and maintains productive relationships, networks or alliances to meet goals and achieve results. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. If you have questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting.
01/28/2021
Full time
Company Summary Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Target Openings 1 Job Description Summary Under general supervision, responsible for the profitability, growth and retention of assigned book of business within a territory that is consistent with overall business line objectives. Marketing and underwriting responsibilities typically include: Underwriting new and renewal business on accounts of moderate complexity. As a representative of the company, market to and develop relationships with agents and brokers. Working with other business units as appropriate to support market penetration objectives and seeking out cross-sell opportunities. Independently manages assigned territory. May occasionally seek assistance from a senior level Account Executive or manager on more complex accounts. Takes a portfolio view of their book of business to manage profitability. The incumbent in this job does not manage others. Primary Job Duties & Responsibilities Underwriting and Pricing: Underwrites primarily moderately complex accounts and risks and considers different approaches toward risks to maximize profitability (e.g., pricing, retention, endorsements, limits, indemnity, security.). Uses good judgment in making decisions within own underwriting authority and makes recommendations on other accounts to meet business objectives. Initiates collaborative discussions. Distribution and Agency Management: Effectively manages assigned agents/brokers by developing and maintaining relationships to write and retain accounts consistent with business unit appetite. Frequently meets with agents/brokers and insureds in order to build and maintain business relationship. Sales: Uses consultative marketing / sales skills and successfully employs a consultative selling approach to market products to agents and brokers. Identifies and captures new business opportunities and effectively cross sells market segment and Travelers products/businesses. Develops agency sales/business plan and frequently partners with Managing Director to develop region/group sales plan. Negotiation: Negotiates skillfully in difficult situations. Executes Strategy and Drives Results: Develops and executes on a plan to meet business objectives. Anticipates and identifies moderately complex underwriting/marketing problems, thoroughly analyzes available information and makes timely practical decisions. Business Planning and Collaboration: Fosters collaboration within the business unit and across the enterprise. Seeks enterprise-wide solutions to business problems. Assists less experienced employees when appropriate. Leading Others: In addition to leading self, may coach less experienced staff members. May participate in the training of less experienced\ Account Executives. Other duties as assigned. Minimum Qualifications 2 years of Account Executive/ underwriting experience required. Education, Work Experience, & Knowledge Bachelors degree preferred. In some lines of business, relevant agent/broker experience may be appropriate. Typically has 3-5 years of relevant Account Executive experience. Previous Construction underwriting experience preferred. Industry/Business Knowledge: Understands the local insurance marketplace, industry business operations, critical issues and financial drivers that affect the region and local office. Continuously seeks out market insight and uses acquired knowledge to assist less experienced employees. Product Knowledge: Understands organizational and regulatory rules, policies and procedures and effectively employs that knowledge in day-to-day work activities. Uses acquired skills and knowledge to assist less experienced employees. Licensing or Certificates Valid drivers license or alternate means of personal transportation. CPCU designation preferred in some lines of business. Job Specific Technical Skills & Competencies Business Perspective: Uses knowledge of internal and external factors impacting the property & casualty industry to make decisions. Analytical Thinking/Financial Acumen: Identifies current or future problems or opportunities, analyzes, synthesizes and compares information to understand issues, identifies cause/effect relationships and explores alternative solutions to support sound decision making. Understands and uses financial information, tools and expense management principles to accomplish day-to-day work and maximize profitability. Relationship Management: Seeks out, builds, fosters and maintains productive relationships, networks or alliances to meet goals and achieve results. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. If you have questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting.