Job Description
Job Description
The Role: Rating Analyst - Structured Finance Ratings - ABS
The Location: Centennial, CO
Grade Level (internal purposes only) : 9
The Team: The Rating Analyst supports and assists the Asset-Backed Securities (ABS) analytical team in all aspects of the ratings process.
The Impact: As a Rating Analyst, you will be working as part of the Asset-Backed Securities (ABS) team in the Structured Finance Ratings group at Standard & Poor's Ratings Services. The qualified Rating Analyst will support the new issuance and surveillance analytical process for assessing ABS transactions supported by pools of consumer or commercial assets. This role blends quantitative modeling, client-facing interactions, and credit analysis. The Rating Analyst will produce quantitative analytics for asset class securitizations such as auto loans, auto leases and equipment loan/leases. The Analyst will review documents, assess the credit profile of collateral pools, build financial models, and conduct cash flow analyses to determine the credit rating impact of stress tests to the structures and enhancement levels under various economic scenarios. The Analyst will also participate actively in credit rating committees with senior analysts.
What's in it for you: Structured finance is an important sector of the capital markets and is a key funding source and growth driver for many areas of the economy, including the automotive industry, higher education, and real estate. If you are interested in helping to facilitate this growth while challenging yourself in a fast-paced environment, this is the right position for you. It offers the opportunity to work in a collegial culture with great potential for professional development and career growth. To succeed, you must be comfortable with quantitative analysis and have a knack for problem solving. Candidate should also be interested in developing into full-fledged credit analyst over time.
Responsibilities:
Basic Requirements:
Have you taken time out for caring responsibilities and are now looking to return to work? As part of our Return-to-Work initiative (link to career site page when available), we are encouraging enthusiastic and talented returners to apply, and will actively support your return to the workplace.
Compensation/Benefits Information: (US ONLY)
S&P Global states that the anticipated base salary range for this position is $58,300, to $115,850.
Base salary ranges may vary by geographic location.
This role is eligible to receive S&P Global benefits. For more information on the benefits we provide to our employees, visit
This role is limited to persons with indefinite right to work in the United States.
About Company Statement: S&P Global delivers essential intelligence that powers decision making. We provide the world's leading organizations with the right data, connected technologies and expertise they need to move ahead. As part of our team, you'll help solve complex challenges that equip businesses, governments and individuals with the knowledge to adapt to a changing economic landscape.
S&P Global Ratings offers critical insights for credit, risk and sustainable finance solutions that are essential to translating complexity into clarity, so market participants can uncover opportunities.
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Equal Opportunity Employer
S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment.
If you need an accommodation during the application process due to a disability, please send an email to: and your request will be forwarded to the appropriate person.
US Candidates Only: The EEO is the Law Poster describes discrimination protections under federal law.
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20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.1 - Middle Professional Tier I (EEO Job Group)
Job ID: 274103
Posted On: 2022-10-04
Location: Centennial, Colorado, United States
The Role: Rating Analyst - Structured Finance Ratings - ABS
The Location: Centennial, CO
Grade Level (internal purposes only) : 9
The Team: The Rating Analyst supports and assists the Asset-Backed Securities (ABS) analytical team in all aspects of the ratings process.
The Impact: As a Rating Analyst, you will be working as part of the Asset-Backed Securities (ABS) team in the Structured Finance Ratings group at Standard & Poor's Ratings Services. The qualified Rating Analyst will support the new issuance and surveillance analytical process for assessing ABS transactions supported by pools of consumer or commercial assets. This role blends quantitative modeling, client-facing interactions, and credit analysis. The Rating Analyst will produce quantitative analytics for asset class securitizations such as auto loans, auto leases and equipment loan/leases. The Analyst will review documents, assess the credit profile of collateral pools, build financial models, and conduct cash flow analyses to determine the credit rating impact of stress tests to the structures and enhancement levels under various economic scenarios. The Analyst will also participate actively in credit rating committees with senior analysts.
What's in it for you: Structured finance is an important sector of the capital markets and is a key funding source and growth driver for many areas of the economy, including the automotive industry, higher education, and real estate. If you are interested in helping to facilitate this growth while challenging yourself in a fast-paced environment, this is the right position for you. It offers the opportunity to work in a collegial culture with great potential for professional development and career growth. To succeed, you must be comfortable with quantitative analysis and have a knack for problem solving. Candidate should also be interested in developing into full-fledged credit analyst over time.
Responsibilities:
- Create financial models for various types of U.S. ABS transaction securitizations.
- Analyze cash flow characteristics of collateral pools. Review third-party model output and reconcile with cash flow results from internal models.
- Perform cash flow analysis, synthesize results, and present findings in a timely manner for rating committees with senior analysts.
- Work with collateral pool stratifications and cash flow output.
- Update performance data and collateral information for ABS transactions.
- Conducting research and work to assist in the preparation of documents and presentations for rating committees.
- Attending and participating in ratings committee meetings.
- Gain proficiency in the use of ratings criteria.
- Conduct detailed reviews of legal and operating documents to ensure compliance with criteria and identify issues with the transaction structure.
Basic Requirements:
- BS or BA in finance or economics preferred
- 2+ years of relevant work experience preferred
- Experience in coding (C++, R, Python, SQL, MATLAB etc.)
- Strong work ethic and ability to work well both independently and as part a team
- Strong ability to work with financial models and data, including cash flow and credit models
- Ability to work in a deadline-driven environment
- Strong communication skills and ability to interact confidently with clients
- Strong computer skills, including MS Word, Excel and PowerPoint
- Highly organized, detail-oriented and possess the ability to multitask
Have you taken time out for caring responsibilities and are now looking to return to work? As part of our Return-to-Work initiative (link to career site page when available), we are encouraging enthusiastic and talented returners to apply, and will actively support your return to the workplace.
Compensation/Benefits Information: (US ONLY)
S&P Global states that the anticipated base salary range for this position is $58,300, to $115,850.
Base salary ranges may vary by geographic location.
This role is eligible to receive S&P Global benefits. For more information on the benefits we provide to our employees, visit
This role is limited to persons with indefinite right to work in the United States.
About Company Statement: S&P Global delivers essential intelligence that powers decision making. We provide the world's leading organizations with the right data, connected technologies and expertise they need to move ahead. As part of our team, you'll help solve complex challenges that equip businesses, governments and individuals with the knowledge to adapt to a changing economic landscape.
S&P Global Ratings offers critical insights for credit, risk and sustainable finance solutions that are essential to translating complexity into clarity, so market participants can uncover opportunities.
-----------------------------------------------------------
Equal Opportunity Employer
S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment.
If you need an accommodation during the application process due to a disability, please send an email to: and your request will be forwarded to the appropriate person.
US Candidates Only: The EEO is the Law Poster describes discrimination protections under federal law.
-----------------------------------------------------------
20 - Professional (EEO-2 Job Categories-United States of America), RATNGS202.1 - Middle Professional Tier I (EEO Job Group)
Job ID: 274103
Posted On: 2022-10-04
Location: Centennial, Colorado, United States
About S&P Global