Wells Fargo
Job Description Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as "Personal Cell" or "Cellular" in the contact information of your application. At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you. Commercial Banking provides financial solutions to businesses with annual sales generally in excess of $5 million. Our business lines are Wells Fargo Commercial Capital, Middle Market Banking, and Treasury Management & Payment Solutions. The Flood pre close team is responsible for the due diligence required for the pre close review for FDPA compliance for commercial banking. The team interfaces with Flood Vendors, LOB partners, Asset Managers, insurance agents, and stakeholders to drive completion and approval to close and fund in accordance with all federal regulations. The Flood team is key to ensuring Wells Fargo is fully assessing risk. A failure to mitigate risk could have significant impacts to the Bank by creating defects that could result in regulatory and policy violations and adverse impact to internal and external customers. Performs all analysis and review of loan structure, indicative information, collateral and flood zone determination. Executes steps to order flood determination as a first step. For any structure in a Special Flood Hazard Zone (SFHA), the pre close team will provide regulatory notification to borrower, gather contents information including value of contents and insurance requirements. Review insurance policies, appraisals, site maps, and legal documentation. Responsible for ensuring compliance with all bank policies, procedures and regulatory requirements. Reviewer will work closely with the line of business to resolve issues and coordinate approval and closing. Ensures all pre close activities are completed and submitted for the final comprehensive quality regulatory review by the Quality Control/Authorization team. Collaborates with the Quality Control/Authorization team to confirm values, collateral, letters and overall FDPA validation. Seeks guidance from QC/Authorization leaders or other SMEs regarding loan level scenarios related to policy and procedure interpretation to ensure compliance. Proactively escalates issues and takes ownership of resolution path. Engages with the LOB partners, Asset Managers, Flood vendors, stakeholders to drive approval to close and fund. Provides ongoing feedback loop for defect resolution. Supports training needs of other team members and employees and keep current on own training requirements. Required location for this position is 600 S. Fourth Street, Minneapolis, MN 55415. Relocation assistance is not available for this position. The successful candidate must be available to work Monday through Friday; 8:00am to 5:00pm. Hours may change due to business needs. Telecommute is NOT an option for this role. This position is currently working remotely but will be expected to return to the location at a future point in time when Wells Fargo returns to the standard operating model. ***Job posting may be removed earlier than stated close date due to volume of applicants. If you are a Wells Fargo Team Member, in your Jobs Profile ensure that your email address is valid and updated to an address that can receive external emails outside of the banking network. Initial contact with you will be made via e-mail. Please check your e-mail regularly for updates. If you plan to be away from the office, update your contact information to include your personal email to ensure you do not miss communication through the selection process. May be considered for discretionary bonus Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Required Qualifications 3+ years of commercial loan closing experience, commercial loan administration experience, or a combination of both Desired Qualifications Commercial loan documentation, preparation, or review experience Intermediate Microsoft Office (Word, Excel, and Outlook) skills Ability to navigate multiple computer systems, applications, and utilize search tools to find information Strong analytical skills with high attention to detail and accuracy Excellent verbal, written, and interpersonal communication skills Effective organizational, multi tasking, and prioritizing skills Ability to work in a fast-paced deadline driven environment Ability to work effectively in a team environment and across all organizational levels; where flexibility, collaboration, and adaptability are important Knowledge and understanding of the Flood Disaster Protection Act (FDPA) Ability to review and interpret complex commercial loan documents Exposure to Wells Fargo AFS (Automated Financial Systems) Exposure to Wells Fargo Loan IQ system Knowledge and understanding of flood insurance policy requirements, contents value and appraisals Knowledge and understanding of Private flood insurance policies Knowledge and understanding of National Flood Insurance Program (NFIP) insurance policies Knowledge and understanding of loan documentation Knowledge and understanding of FEMA (Federal Emergency Management Agency) Military experience in personnel benefits management, processing military personnel orders or transitions, wartime readiness operations, human resources or military recruiting Experience working with military protocol and instructions, enlisted evaluations, officer/leadership reporting, and assistance with keeping military personnel combat-ready and effective Street Address MN-Minneapolis: 600 S 4th St - Minneapolis, MN Disclaimer All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act. Relevant military experience is considered for veterans and transitioning service men and women. Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation. Benefits Summary Benefits Visit for benefits information.
Job Description Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as "Personal Cell" or "Cellular" in the contact information of your application. At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you. Commercial Banking provides financial solutions to businesses with annual sales generally in excess of $5 million. Our business lines are Wells Fargo Commercial Capital, Middle Market Banking, and Treasury Management & Payment Solutions. The Flood pre close team is responsible for the due diligence required for the pre close review for FDPA compliance for commercial banking. The team interfaces with Flood Vendors, LOB partners, Asset Managers, insurance agents, and stakeholders to drive completion and approval to close and fund in accordance with all federal regulations. The Flood team is key to ensuring Wells Fargo is fully assessing risk. A failure to mitigate risk could have significant impacts to the Bank by creating defects that could result in regulatory and policy violations and adverse impact to internal and external customers. Performs all analysis and review of loan structure, indicative information, collateral and flood zone determination. Executes steps to order flood determination as a first step. For any structure in a Special Flood Hazard Zone (SFHA), the pre close team will provide regulatory notification to borrower, gather contents information including value of contents and insurance requirements. Review insurance policies, appraisals, site maps, and legal documentation. Responsible for ensuring compliance with all bank policies, procedures and regulatory requirements. Reviewer will work closely with the line of business to resolve issues and coordinate approval and closing. Ensures all pre close activities are completed and submitted for the final comprehensive quality regulatory review by the Quality Control/Authorization team. Collaborates with the Quality Control/Authorization team to confirm values, collateral, letters and overall FDPA validation. Seeks guidance from QC/Authorization leaders or other SMEs regarding loan level scenarios related to policy and procedure interpretation to ensure compliance. Proactively escalates issues and takes ownership of resolution path. Engages with the LOB partners, Asset Managers, Flood vendors, stakeholders to drive approval to close and fund. Provides ongoing feedback loop for defect resolution. Supports training needs of other team members and employees and keep current on own training requirements. Required location for this position is 600 S. Fourth Street, Minneapolis, MN 55415. Relocation assistance is not available for this position. The successful candidate must be available to work Monday through Friday; 8:00am to 5:00pm. Hours may change due to business needs. Telecommute is NOT an option for this role. This position is currently working remotely but will be expected to return to the location at a future point in time when Wells Fargo returns to the standard operating model. ***Job posting may be removed earlier than stated close date due to volume of applicants. If you are a Wells Fargo Team Member, in your Jobs Profile ensure that your email address is valid and updated to an address that can receive external emails outside of the banking network. Initial contact with you will be made via e-mail. Please check your e-mail regularly for updates. If you plan to be away from the office, update your contact information to include your personal email to ensure you do not miss communication through the selection process. May be considered for discretionary bonus Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Required Qualifications 3+ years of commercial loan closing experience, commercial loan administration experience, or a combination of both Desired Qualifications Commercial loan documentation, preparation, or review experience Intermediate Microsoft Office (Word, Excel, and Outlook) skills Ability to navigate multiple computer systems, applications, and utilize search tools to find information Strong analytical skills with high attention to detail and accuracy Excellent verbal, written, and interpersonal communication skills Effective organizational, multi tasking, and prioritizing skills Ability to work in a fast-paced deadline driven environment Ability to work effectively in a team environment and across all organizational levels; where flexibility, collaboration, and adaptability are important Knowledge and understanding of the Flood Disaster Protection Act (FDPA) Ability to review and interpret complex commercial loan documents Exposure to Wells Fargo AFS (Automated Financial Systems) Exposure to Wells Fargo Loan IQ system Knowledge and understanding of flood insurance policy requirements, contents value and appraisals Knowledge and understanding of Private flood insurance policies Knowledge and understanding of National Flood Insurance Program (NFIP) insurance policies Knowledge and understanding of loan documentation Knowledge and understanding of FEMA (Federal Emergency Management Agency) Military experience in personnel benefits management, processing military personnel orders or transitions, wartime readiness operations, human resources or military recruiting Experience working with military protocol and instructions, enlisted evaluations, officer/leadership reporting, and assistance with keeping military personnel combat-ready and effective Street Address MN-Minneapolis: 600 S 4th St - Minneapolis, MN Disclaimer All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act. Relevant military experience is considered for veterans and transitioning service men and women. Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation. Benefits Summary Benefits Visit for benefits information.
SRE Mortgage Alliance Inc.
El Segundo, California
SRE Mortgage Alliance is a new wholesale lender specializing in residential home loans and your success! SRE Mortgage Alliance has been built for the digital mortgage. We are revolutionizing the wholesale mortgage industry and are excited about the future of our company. We strive to be the top in our market and can only do that with the best people like you! Job Summary As a n Account Manager , you will be responsible for providing quality loan processing, reviewing files for adherence to underwriting standards and ensuring completeness of submission. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. Responsibilities Under the direction of the Processing Manager, this Account Manager will be responsible for the below job duties and responsibilities as assigned. An overview of responsibilities includes but is not limited to the following: Obtains necessary information (i.e., loan applications, credit documents, appraisals, etc.) to process and complete mortgage loan files. Ensures the quality and compliance of work with Company policies, procedures, and investor guidelines. Ensures that all loans are processed to meet Company and Investor guidelines Communicates with Loan Officers, Operations Manager, Disclosure Department, Underwriting Department, and Docs/Funding Department as required to resolve outstanding issues Communicates with escrow officer/settlement agent, title officer as required to resolved outstanding issues. Assists Post Closing Department as needed with making the loan whole for purchase into secondary market. Reviews and evaluates credit information on mortgage loan documents to determine acceptability for loan programs Performs all duties of an Account Manager which include but are not limited to: Receives and reviews loan submissions Organizes and inputs loan information received into the company's Loan Origination System (LOS). Maintains open files, acquires documentation related to Borrower and property Pulls or verifies credit reports and flood certs as needed Monitors incoming documents verifying data collected by Loan Officers or agents Informs loan officer, agent, borrower about discrepancies in title, appraisals, credit , employment, income and other file related items Submits completed file to Underwriting Department for approval Proactively monitors pipeline to ensure timely funding of loans Obtains necessary stipulations to clear stipulations prior to docs and funding as required by Underwriting Ensures compliance deadlines are met with regards to initial disclosures, approval letters and denial notices Process 4506T, lock confirmations and requests Change of Circumstance (COC's) as needed. Prepares file for docs per checklist. Assists departmental support staff when necessary Performs other related duties as assigned Qualifications Requires a High School diploma or equivalent work experiences. Five plus years Loan Processing work experience preferred. Experience working in a paperless environment preferred. Highly proficient in MS Office Suite 'Get it done' initiative and self-motivation What We Offer Strength, Stability, and Vision A commitment to be a relevant market leader - we are aiming for the top! An empowered culture where your ideas are important - your voice matters Competitive compensation package A full comprehensive benefits package including medical, dental, vision, life insurance, 401k. Supplemental insurance through Aflac Unlimited Vacation Policy and flex scheduling
SRE Mortgage Alliance is a new wholesale lender specializing in residential home loans and your success! SRE Mortgage Alliance has been built for the digital mortgage. We are revolutionizing the wholesale mortgage industry and are excited about the future of our company. We strive to be the top in our market and can only do that with the best people like you! Job Summary As a n Account Manager , you will be responsible for providing quality loan processing, reviewing files for adherence to underwriting standards and ensuring completeness of submission. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. Responsibilities Under the direction of the Processing Manager, this Account Manager will be responsible for the below job duties and responsibilities as assigned. An overview of responsibilities includes but is not limited to the following: Obtains necessary information (i.e., loan applications, credit documents, appraisals, etc.) to process and complete mortgage loan files. Ensures the quality and compliance of work with Company policies, procedures, and investor guidelines. Ensures that all loans are processed to meet Company and Investor guidelines Communicates with Loan Officers, Operations Manager, Disclosure Department, Underwriting Department, and Docs/Funding Department as required to resolve outstanding issues Communicates with escrow officer/settlement agent, title officer as required to resolved outstanding issues. Assists Post Closing Department as needed with making the loan whole for purchase into secondary market. Reviews and evaluates credit information on mortgage loan documents to determine acceptability for loan programs Performs all duties of an Account Manager which include but are not limited to: Receives and reviews loan submissions Organizes and inputs loan information received into the company's Loan Origination System (LOS). Maintains open files, acquires documentation related to Borrower and property Pulls or verifies credit reports and flood certs as needed Monitors incoming documents verifying data collected by Loan Officers or agents Informs loan officer, agent, borrower about discrepancies in title, appraisals, credit , employment, income and other file related items Submits completed file to Underwriting Department for approval Proactively monitors pipeline to ensure timely funding of loans Obtains necessary stipulations to clear stipulations prior to docs and funding as required by Underwriting Ensures compliance deadlines are met with regards to initial disclosures, approval letters and denial notices Process 4506T, lock confirmations and requests Change of Circumstance (COC's) as needed. Prepares file for docs per checklist. Assists departmental support staff when necessary Performs other related duties as assigned Qualifications Requires a High School diploma or equivalent work experiences. Five plus years Loan Processing work experience preferred. Experience working in a paperless environment preferred. Highly proficient in MS Office Suite 'Get it done' initiative and self-motivation What We Offer Strength, Stability, and Vision A commitment to be a relevant market leader - we are aiming for the top! An empowered culture where your ideas are important - your voice matters Competitive compensation package A full comprehensive benefits package including medical, dental, vision, life insurance, 401k. Supplemental insurance through Aflac Unlimited Vacation Policy and flex scheduling