3 jobs found

Commercial Underwriter III - Healthcare/ Sr Living Facilities Job Locations US-IL-Chicago - US-IL-Deerfield - US-MN-Minneapolis - US-IL-Palos Heights - US-MI-Grand Rapids - US-MN-Lake Elmo - US-MN-St Louis Park - US-MI-Troy - US-TN-Nashville - US-IN-Evansville Category/Function Lending/Commercial/Consumer/Credit Position Type Regular Full-Time Requisition ID 7 Workplace Type On Site Overview Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. Responsibilities Salary RangeThe salary range for this position is $61,200/Yr. - $165,100.00/Year plus incentive compensation. Final compensation will be determined by location, skills, experience, qualifications and the level of career at which the position is filled. We are growing and have an opportunity for a Commercial Underwriter III in the Specialty Healthcare Senior and Assisted Living segmentation. This role has the primary responsibility of structuring and underwriting healthcare lending opportunities balancing risk and growth ensuring loan structures are appropriate and consistent with bank lending standards, assigning an appropriate asset quality rating in a fast-paced, high-volume environment completing a detailed financial analysis to obtain a deeper understanding of an application's credit risk. A Commercial Underwriter will collaborate with Relationship Managers ("RM"), internal support staff, and others to provide credit expertise to underwrite and monitor the portfolio. We are an in-office culture. You could be based in any of the following: 8750 W Bryn Mawr Avenue, Chicago (close to Rosemont and the Blue Line Cumberland station), Palos Heights IL, Deerfield IL, Nashville Gulch TN, Evansville IN, Troy MI, Grand Rapids MI, and Minneapolis /St. Paul, MN. Key Accountabilities Structure and Underwrite Loans Focus primarily on senior housing, hospitals and ancillary medical services Underwrite new credit requests, renewals, and modifications focusing on appropriate due diligence, risk assessment and asset quality ratings (AQR) Meet quality standards as outlined in ONB underwriting guidelines and policy Produce high quality and accurate analysis while also not sacrificing efficiency in a fast-paced, high volume environment juggling multiple requests while adhering to client driven response timelines, etc. Partner with respective Relationship Managers Provide credit expertise using a consultative approach; assist in structuring loans applying proficient knowledge, understanding, and application of ONB guidelines/standards/policies, risk assessment and analysis; effectively communicate risks, questions, and options to RM seeking win-win solutions. Develop and enhance knowledge of assigned segmentation and portfolio by leveraging internal and external resources and expertise Partner well with associates on revenue generating sales team, support teams and others in Credit to ensure a collaborative, team, and empowered environment Monitor Portfolio Accurately assign asset quality ratings (AQR) Work with assigned RMs to monitor the credit portfolio to maintain strong asset quality; review quarterly trend analysis reports, address default situations, delinquencies, review maturing notes, receipt of financial information, review covenant default and Borrowing Base Certificate (BBC) reports and other reports as appropriate. Prepare cash flows and monitor key metrics to present quarterly to ONB's executive team and internal reviewers as part of the Healthcare Portfolio Review meetings Key Competencies for Position Cultural Leadership: Communication - effectively shares information and ideas with individuals and groups; displays organization and self-management, tailors the delivery to the audience, and selects suitable delivery methods. Collaboration - actively seeks, develops and maintains trusted relationships with others to achieve business goals and objectives. Execution Leadership: Drive and Execution - committed to achieving established goals, overcoming obstacles, and continuously learning; focuses on ways to succeed by changing strategies, increasing effort, using varying approaches; seeks and leverages opportunities to collaborate with others to achieve results Problem Solving/Decision Making - with minimal oversight, seeks to identify what caused an issue; incorporates input from multiple sources (e.g., lines of business, subject matter experts, data, policies, procedures, etc.) to ensure effective action and shared ownership; decisions are sound based on what was known at the time and are based on a blend of analysis, wisdom, experience, and judgement. Adaptability - flexible and agile (can be a utility player); modifies behavior and approach to deal effectively with changing business needs, conditions, work responsibilities and requirements, and client needs; maintains effectiveness when experiencing change; accepts new challenges/shifts/change in a "can-do" way; focuses on the beneficial aspects of change Technical Knowledge - possesses the required technical knowledge to perform the role effectively; continuous learning to adopt new trends or expertise; applies credit and banking expertise, industry knowledge, skills and abilities to demonstrate and sustain a depth and breadth of applicable technical underwriting knowledge Client Leadership: Client Leadership - Puts the client in the forefront; strives to delight clients/partners by becoming a trusted advisor, establishes long-term productive relationships by viewing and understanding outcomes and operations through the eyes of the client, identifying and acting upon needs, and delivering increased value Qualifications and Education Requirements Demonstrate at least 3-7 years' progressive experience within Commercial Credit experience is required with each incremental level of responsibility. Healthcare Underwriting experience required; senior and assisted living facilities preferred. Bachelor's degree in finance, accounting or related field. Demonstrated ability to independently (with limited oversight), understand, analyze and interpret financial statements. Demonstrated ability to independently (with limited oversight), build out cash flows to determine borrower's overall ability to repay debt. Understands and takes appropriate action related to risks associated with lending to healthcare borrowers Basic knowledge of loan structuring, borrowing causes and lending regulations; ability to comply with and conform to ONB lending policies, guidelines and standards. Proficient in excel and a firm understanding of key bank underwriting metrics. Must be able to make sound independent decisions and communicate those decisions clearly and effectively to the internal/external client quickly given the high volume, fast-paced environment Must be able to actively listen, quickly identify issues as well as opportunities when they arise, and problem solve in real-time to move the work accordingly Must feel comfortable working in a collaborative team environment along with being an independent thinker. Key Measures of Success/Key Deliverables Meet or exceed CAM production expectations Ensure acceptable quality and accuracy of work as assessed by loan review, OCC, and/or management Maintain strong asset quality demonstrating sound underwriting, and credit monitoring Contribute to the bank's financial success by achieving targets for credit quality and supporting the bank's growth goals Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position. Our culture is firmly rooted in our core values.We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical.We are Old National Bank. Join our team! Need help finding the right job? We can recommend jobs specifically for you! Click here to get started. . click apply for full job details

Description: The TSUBAKI name is synonymous with excellence in quality, dependability and customer service. U.S. Tsubaki Automotive, LLC is an international tier-one supplier of high-speed chain drive systems to the automotive industry. The Production Manager will be responsible for overseeing the Portland location production processes to ensure all safety, quality, delivery, and cost (efficiency and continuous improvement) objectives are achieved for production. Responsible for consistently finding ways to improve organizational production processes and through building and leading a team to meet the organizational objectives. Essential Duties and Responsibilities: The essential duties and responsibilities of this job are included but not limited to this job description - other tasks may be assigned and expected to be performed. Manages all resources in a harmonious manner that promotes and cultivates an atmosphere that emphasizes teamwork, respect, accountability, and a desire to improve all Safety, Quality, Delivery and Cost objectives. Ensures all Safety standards, process and procedures are followed, work directly with Safety Compliance Manager as needed to improve existing program/procedures to ensure all Safety objectives are regularly exceeded. Ensures all Quality standards, process and procedures are followed, works directly with Quality and Engineering Departments as needed to improve existing program/procedures to ensure all Quality objectives are regularly exceeded. Plan and establish production and manufacturing priorities Utilizing systems to monitor all production related data regarding department loads, capacities, quantities, and delivery dates of all customer demand. Advises and monitors production schedules and priorities as result of equipment failure or operating problems. Ensures on-time delivery to all internal and external customers. Communicates monthly production requirements and Coordinates production activities with supporting departments, engineering, procurement, maintenance, and quality control activities to obtain optimum production and ulitization of resources, machines and equipement. Develops and implements strategies designed to correct operational problems and improve production throughput. Develop long range production plan and capital improvements. Recruits, interviews, hires, and trains new staff in the department. Provides constructive and timely performance evaluations. Oversees the daily workflow of the department and collaborates with other manufacturing managers and leadership to set and assess priorities across teams. Has the responsibility of establishing daily/weekly/monthly schedules and is responsible for ensuring timelines are achieved and communicated accordingly. Monitors manpower and training plans to maintain area targets. Establishes environment of Continuous Improvement to eliminate problems and reduce costs. Training, teamwork, and communication are keys. Ensures compliance and consistency with all factory rules, regulations, and collective bargaining agreement. Supports system of progressive discipline and develops consistency among supervisory ranks. Works to develop a progressive approach to union related issues. Develops, fosters and leads/mentors teams to achieve significant results and develop future leaders/managers. Managers will exhibit the characteristics of a leader who is determined, results-oriented, persuasive, and a strong communicator. Fully understands personal accountability and responsibility and holds own self to that standard. It is the expectation of the company that Managers/Supervisors will accomplish these goals by working to a high ethical standard and consistently complying with all company policies, work rules, Union Contractual agreements, and applicable laws with little to no direct supervision. Requirements: Bachelor's Degree preferred but not required. Relevant experience will be considered. Production Management in Manufacturing, Power Transmission products exposure preferred. Minimum of six (6) years of hands-on experience in a regulated, high-volume manufacturing environment. Excellent communication, presentation, and strong leadership skills. Ability to read, analyze, and interpret common scientific and technical journals, financial reports, and legal documents. Ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community. Ability to write speeches and articles for publication that conform to prescribed style and format. Ability to effectively present information to top management, public groups, and/or boards of directors. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. Must be familiar with general safety regulations, general software applications, and Company unique software systems. Learn more about U.S. Tsubaki at: U.S. Tsubaki offers a competitive compensation and benefits package, including health benefits effective on date of hire, dental and vision benefits effective on the first of the month following date of hire, Paid Time Off ("PTO"), 10 paid holidays, generous 401(k) match and profit sharing, annual bonus potential, life insurance, short and long-term disability, flexible spending accounts, commuter benefits, education reimbursement, home and auto insurance discounts, and pet insurance. The estimated salary range is meant to reflect an anticipated salary range for the position. We may pay more or less than of the anticipated range based upon market data and other factors, all of which are subject to change. Individual pay is based on location, skills and expertise, experience, and other relevant factors. Applicants must be authorized to work for any employer in the United States. Tsubaki does not sponsor or take over sponsorship of employment visas. Tsubaki is an Equal Opportunity Employer - Minorities/Females/Veterans/Disability PM21 PIf0787ae9cfe2-0276