It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: You will play a critical role in optimizing Workday HCM and Time-related modules, helping HR and business leaders operate more efficiently through well-designed, scalable solutions. Your work will directly impact how we manage our workforce across a global environment. As a trusted advisor, you will design and deliver scalable solutions, influence process improvements, and help drive consistency and efficiency across global HR operations. Your work will directly impact how we manage, support, and grow our workforce. This role owns and optimizes Workday HCM and Time-related modules (Absence, Time Off, and Time Tracking), partnering with HR and business stakeholders to design, configure, and improve global processes. The position combines hands-on system configuration, process improvement, and operational support in a fast-paced, multi-country environment. Spanish and/or Portuguese Preferred. In this role, you will be responsible for: Owning and managing Workday modules (HCM, Absence/Time Off, and/or Time Tracking) Design, build, configure, and test Workday solutions Manage system enhancements, releases, and continuous improvements Partner with HR to standardize and optimize business processes Identify gaps and recommend scalable, efficient solutions Lead small-to-medium Workday initiatives end-to-end Manage and resolve Workday tickets and production issues Provide user support, training, and maintain documentation What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: HR, Information Technology, or equivalent field. - Required. 9 + years experience maintaining Human Capital Management systems. - Required 5+ years of Workday experience. - Required 3+ years specializing in one or more of the following: Workday HCM & Org, Absences & Time Off, Time Tracking. - Required Experience supporting and enhancing HRIS in a complex or enterprise environment Experience working in global or multi-country environments Experience with additional HRIS platforms (SAP, Oracle, PeopleSoft, SuccessFactors) Strong functional expertise in Workday HCM Experience in Absence/Time Off and/or Time Tracking Hands-on configuration experience (business processes, calculated fields, reporting, EIBs) Microsoft Office proficiency Strong analytical and problem-solving skills Ability to manage multiple priorities in a fast-paced environment Effective communication and stakeholder management skills Adaptability and ability to navigate ambiguity Spanish and/or Portuguese - Preferred It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $101,250.00 USD Maximum: $170,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
05/05/2026
Full time
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: You will play a critical role in optimizing Workday HCM and Time-related modules, helping HR and business leaders operate more efficiently through well-designed, scalable solutions. Your work will directly impact how we manage our workforce across a global environment. As a trusted advisor, you will design and deliver scalable solutions, influence process improvements, and help drive consistency and efficiency across global HR operations. Your work will directly impact how we manage, support, and grow our workforce. This role owns and optimizes Workday HCM and Time-related modules (Absence, Time Off, and Time Tracking), partnering with HR and business stakeholders to design, configure, and improve global processes. The position combines hands-on system configuration, process improvement, and operational support in a fast-paced, multi-country environment. Spanish and/or Portuguese Preferred. In this role, you will be responsible for: Owning and managing Workday modules (HCM, Absence/Time Off, and/or Time Tracking) Design, build, configure, and test Workday solutions Manage system enhancements, releases, and continuous improvements Partner with HR to standardize and optimize business processes Identify gaps and recommend scalable, efficient solutions Lead small-to-medium Workday initiatives end-to-end Manage and resolve Workday tickets and production issues Provide user support, training, and maintain documentation What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: HR, Information Technology, or equivalent field. - Required. 9 + years experience maintaining Human Capital Management systems. - Required 5+ years of Workday experience. - Required 3+ years specializing in one or more of the following: Workday HCM & Org, Absences & Time Off, Time Tracking. - Required Experience supporting and enhancing HRIS in a complex or enterprise environment Experience working in global or multi-country environments Experience with additional HRIS platforms (SAP, Oracle, PeopleSoft, SuccessFactors) Strong functional expertise in Workday HCM Experience in Absence/Time Off and/or Time Tracking Hands-on configuration experience (business processes, calculated fields, reporting, EIBs) Microsoft Office proficiency Strong analytical and problem-solving skills Ability to manage multiple priorities in a fast-paced environment Effective communication and stakeholder management skills Adaptability and ability to navigate ambiguity Spanish and/or Portuguese - Preferred It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $101,250.00 USD Maximum: $170,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Dealer Commercial Services Underwriter is responsible for evaluating and managing credit risk for dealership floorplan, revolving, term, and real estate financing. Other duties include monitoring dealer performance and audits, approving and adjusting credit lines based on trends, detecting and investigating high-risk activity or fraud, complying with lending policies and internal guidelines, and recommending risk mitigation strategies or corrective action for underperforming accounts. Position Summary Independently underwrite, structure, and prepare clear, accurate credit proposals, renewals, and modifications for credit committee approval. Analyze complex financial statements, including balance sheets, income statements, cash flow, business history, ownership structure, and loan collateral for automotive dealerships. Manage the full end-to-end underwriting process for new business, annual renewals, and loan modifications to ensure timely, efficient execution. Monitor assigned portfolio performance by obtaining, reviewing, and analyzing up-to-date financial information and risk indicators. Review loan inquiries and respond promptly to client and internal partner requests with well-supported credit recommendations. Collaborate directly with customers and internal line of business partners to gather required data and clarify financial or structural considerations. Manage multiple underwriting assignments simultaneously while meeting deadlines and maintaining a high level of accuracy. Review and proactively manage past-due and upcoming loan maturities to support portfolio quality and risk mitigation. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education Bachelor's degree in Finance, Accounting, Management, Economics, or a related field, or equivalent work experience - Required. Experience 5+ years of experience in accounting, financial analysis, credit structuring and commercial underwriting - Required. 5+ years of commercial portfolio management - Preferred. Skills Financial statement analysis, including balance sheet, income statement, and cash flow evaluation. Credit underwriting, structuring, and risk assessment for complex commercial relationships. Portfolio monitoring and credit file management. Preparation of clear, well-documented credit and findings reports. Working knowledge of commercial lending processes and credit policies. Strong analytical and decision-making skills with the ability to assess risk and evaluate trade-offs. Excellent written and verbal communication skills, including comfort presenting to groups. High attention to detail with strong organizational and time-management capabilities. Ability to manage multiple priorities simultaneously in a fast-paced, team-oriented environment. Customer-focused mindset with a commitment to responsiveness and professional interaction. Self-starter who takes initiative, adapts to change, and seeks alternative solutions when needed. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $65,625.00 USD Maximum: $107,500.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
05/05/2026
Full time
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Dealer Commercial Services Underwriter is responsible for evaluating and managing credit risk for dealership floorplan, revolving, term, and real estate financing. Other duties include monitoring dealer performance and audits, approving and adjusting credit lines based on trends, detecting and investigating high-risk activity or fraud, complying with lending policies and internal guidelines, and recommending risk mitigation strategies or corrective action for underperforming accounts. Position Summary Independently underwrite, structure, and prepare clear, accurate credit proposals, renewals, and modifications for credit committee approval. Analyze complex financial statements, including balance sheets, income statements, cash flow, business history, ownership structure, and loan collateral for automotive dealerships. Manage the full end-to-end underwriting process for new business, annual renewals, and loan modifications to ensure timely, efficient execution. Monitor assigned portfolio performance by obtaining, reviewing, and analyzing up-to-date financial information and risk indicators. Review loan inquiries and respond promptly to client and internal partner requests with well-supported credit recommendations. Collaborate directly with customers and internal line of business partners to gather required data and clarify financial or structural considerations. Manage multiple underwriting assignments simultaneously while meeting deadlines and maintaining a high level of accuracy. Review and proactively manage past-due and upcoming loan maturities to support portfolio quality and risk mitigation. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education Bachelor's degree in Finance, Accounting, Management, Economics, or a related field, or equivalent work experience - Required. Experience 5+ years of experience in accounting, financial analysis, credit structuring and commercial underwriting - Required. 5+ years of commercial portfolio management - Preferred. Skills Financial statement analysis, including balance sheet, income statement, and cash flow evaluation. Credit underwriting, structuring, and risk assessment for complex commercial relationships. Portfolio monitoring and credit file management. Preparation of clear, well-documented credit and findings reports. Working knowledge of commercial lending processes and credit policies. Strong analytical and decision-making skills with the ability to assess risk and evaluate trade-offs. Excellent written and verbal communication skills, including comfort presenting to groups. High attention to detail with strong organizational and time-management capabilities. Ability to manage multiple priorities simultaneously in a fast-paced, team-oriented environment. Customer-focused mindset with a commitment to responsiveness and professional interaction. Self-starter who takes initiative, adapts to change, and seeks alternative solutions when needed. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $65,625.00 USD Maximum: $107,500.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Dealer Commercial Services Underwriter is responsible for evaluating and managing credit risk for dealership floorplan, revolving, term, and real estate financing. Other duties include monitoring dealer performance and audits, approving and adjusting credit lines based on trends, detecting and investigating high-risk activity or fraud, complying with lending policies and internal guidelines, and recommending risk mitigation strategies or corrective action for underperforming accounts. Position Summary Independently underwrite, structure, and prepare clear, accurate credit proposals, renewals, and modifications for credit committee approval. Analyze complex financial statements, including balance sheets, income statements, cash flow, business history, ownership structure, and loan collateral for automotive dealerships. Manage the full end-to-end underwriting process for new business, annual renewals, and loan modifications to ensure timely, efficient execution. Monitor assigned portfolio performance by obtaining, reviewing, and analyzing up-to-date financial information and risk indicators. Review loan inquiries and respond promptly to client and internal partner requests with well-supported credit recommendations. Collaborate directly with customers and internal line of business partners to gather required data and clarify financial or structural considerations. Manage multiple underwriting assignments simultaneously while meeting deadlines and maintaining a high level of accuracy. Review and proactively manage past-due and upcoming loan maturities to support portfolio quality and risk mitigation. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education Bachelor's degree in Finance, Accounting, Management, Economics, or a related field, or equivalent work experience - Required. Experience 5+ years of experience in accounting, financial analysis, credit structuring and commercial underwriting - Required. 5+ years of commercial portfolio management - Preferred. Skills Financial statement analysis, including balance sheet, income statement, and cash flow evaluation. Credit underwriting, structuring, and risk assessment for complex commercial relationships. Portfolio monitoring and credit file management. Preparation of clear, well-documented credit and findings reports. Working knowledge of commercial lending processes and credit policies. Strong analytical and decision-making skills with the ability to assess risk and evaluate trade-offs. Excellent written and verbal communication skills, including comfort presenting to groups. High attention to detail with strong organizational and time-management capabilities. Ability to manage multiple priorities simultaneously in a fast-paced, team-oriented environment. Customer-focused mindset with a commitment to responsiveness and professional interaction. Self-starter who takes initiative, adapts to change, and seeks alternative solutions when needed. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $65,625.00 USD Maximum: $107,500.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
05/05/2026
Full time
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Dealer Commercial Services Underwriter is responsible for evaluating and managing credit risk for dealership floorplan, revolving, term, and real estate financing. Other duties include monitoring dealer performance and audits, approving and adjusting credit lines based on trends, detecting and investigating high-risk activity or fraud, complying with lending policies and internal guidelines, and recommending risk mitigation strategies or corrective action for underperforming accounts. Position Summary Independently underwrite, structure, and prepare clear, accurate credit proposals, renewals, and modifications for credit committee approval. Analyze complex financial statements, including balance sheets, income statements, cash flow, business history, ownership structure, and loan collateral for automotive dealerships. Manage the full end-to-end underwriting process for new business, annual renewals, and loan modifications to ensure timely, efficient execution. Monitor assigned portfolio performance by obtaining, reviewing, and analyzing up-to-date financial information and risk indicators. Review loan inquiries and respond promptly to client and internal partner requests with well-supported credit recommendations. Collaborate directly with customers and internal line of business partners to gather required data and clarify financial or structural considerations. Manage multiple underwriting assignments simultaneously while meeting deadlines and maintaining a high level of accuracy. Review and proactively manage past-due and upcoming loan maturities to support portfolio quality and risk mitigation. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education Bachelor's degree in Finance, Accounting, Management, Economics, or a related field, or equivalent work experience - Required. Experience 5+ years of experience in accounting, financial analysis, credit structuring and commercial underwriting - Required. 5+ years of commercial portfolio management - Preferred. Skills Financial statement analysis, including balance sheet, income statement, and cash flow evaluation. Credit underwriting, structuring, and risk assessment for complex commercial relationships. Portfolio monitoring and credit file management. Preparation of clear, well-documented credit and findings reports. Working knowledge of commercial lending processes and credit policies. Strong analytical and decision-making skills with the ability to assess risk and evaluate trade-offs. Excellent written and verbal communication skills, including comfort presenting to groups. High attention to detail with strong organizational and time-management capabilities. Ability to manage multiple priorities simultaneously in a fast-paced, team-oriented environment. Customer-focused mindset with a commitment to responsiveness and professional interaction. Self-starter who takes initiative, adapts to change, and seeks alternative solutions when needed. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $65,625.00 USD Maximum: $107,500.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
Santander Holdings USA Inc
New York City, New York
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Santander Corporate & Investment Banking is seeking an Analyst to support the Structured Finance business with a focus on strategy, business development support, market intelligence, and transaction analytics. The Analyst will partner with senior originators and product team members to help drive pipeline management, competitive positioning, and high-quality client and internal materials. This is a product-focused structured finance role with an emphasis on lending / structured lending solutions and related analytics. Pipeline & BD support: Maintain structured finance pipeline, prepare summaries for senior management, and support opportunity prioritization, client targeting, and sector activity monitoring. Market & competitor intelligence: Track structured finance market activity (pricing/terms, structures, competitors, league tables, relevant comparables) using Infralogic and other sources; synthesize key takeaways. Business Performance: P&L, balance sheet, distribution activity, and RWA/capital analysis and forecasting, partnering closely with product teams and support areas to deliver integrated analysis and actionable insights. Strategic Planning: Develop and maintain forward-looking strategic plan across the business and product portfolios, delivering rigorous analysis and clearly defined strategic levers to achieve growth and performance objectives. Presentation materials: Build polished presentation materials, capability decks, and internal readouts; ensure accuracy, clean storylines, and executive-ready formatting. Process improvement: Improve recurring reporting and content production through templates, automation, and the thoughtful use of AI tools. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 2+ years of experience in structured finance, project/infrastructure finance, leveraged/structured lending, credit, capital markets analytics, or a closely related banking role; or 2+ years of experience in a business development, strategy or finance role at an investment bank. Bachelor's degree required. Advanced Excel skills. Strong PowerPoint skills. Working knowledge of structured finance and lending concepts (capital structure, credit metrics, pricing/terms, documentation mechanics at a high level). Hands-on experience with: Dealogic/Infralogic, FactSet and/or Capital IQ, and Bloomberg. Practical experience using AI tools to accelerate research, summarize information, and streamline workflows. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Exposure to structured finance subsectors (e.g., infrastructure, renewables, transportation, digital infrastructure, fund finance, asset-based/structured lending). Experience with internal banking processes (credit approval support, diligence tracking, coordination across risk/credit, legal, syndications/capital markets partners). Power Query / Power Pivot, basic VBA, or other productivity enhancements. Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $90,000.00 USD Maximum: $125,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
05/04/2026
Full time
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Santander Corporate & Investment Banking is seeking an Analyst to support the Structured Finance business with a focus on strategy, business development support, market intelligence, and transaction analytics. The Analyst will partner with senior originators and product team members to help drive pipeline management, competitive positioning, and high-quality client and internal materials. This is a product-focused structured finance role with an emphasis on lending / structured lending solutions and related analytics. Pipeline & BD support: Maintain structured finance pipeline, prepare summaries for senior management, and support opportunity prioritization, client targeting, and sector activity monitoring. Market & competitor intelligence: Track structured finance market activity (pricing/terms, structures, competitors, league tables, relevant comparables) using Infralogic and other sources; synthesize key takeaways. Business Performance: P&L, balance sheet, distribution activity, and RWA/capital analysis and forecasting, partnering closely with product teams and support areas to deliver integrated analysis and actionable insights. Strategic Planning: Develop and maintain forward-looking strategic plan across the business and product portfolios, delivering rigorous analysis and clearly defined strategic levers to achieve growth and performance objectives. Presentation materials: Build polished presentation materials, capability decks, and internal readouts; ensure accuracy, clean storylines, and executive-ready formatting. Process improvement: Improve recurring reporting and content production through templates, automation, and the thoughtful use of AI tools. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 2+ years of experience in structured finance, project/infrastructure finance, leveraged/structured lending, credit, capital markets analytics, or a closely related banking role; or 2+ years of experience in a business development, strategy or finance role at an investment bank. Bachelor's degree required. Advanced Excel skills. Strong PowerPoint skills. Working knowledge of structured finance and lending concepts (capital structure, credit metrics, pricing/terms, documentation mechanics at a high level). Hands-on experience with: Dealogic/Infralogic, FactSet and/or Capital IQ, and Bloomberg. Practical experience using AI tools to accelerate research, summarize information, and streamline workflows. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Exposure to structured finance subsectors (e.g., infrastructure, renewables, transportation, digital infrastructure, fund finance, asset-based/structured lending). Experience with internal banking processes (credit approval support, diligence tracking, coordination across risk/credit, legal, syndications/capital markets partners). Power Query / Power Pivot, basic VBA, or other productivity enhancements. Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $90,000.00 USD Maximum: $125,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
Santander Holdings USA Inc
New York City, New York
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Analyst, Corporate & Investment Banking Global Trade & Working Capital Sales supports the senior Trade Finance bankers. They serve as first-line support to clients, other banks and internal clients to ensure transactions are completed, transfers are made on time and for all operational purposes. Creates and ensures accuracy for various reports and the design and execution of new reports to meet changing or ad-hoc requirements. Ensures the calculation of funding requirements and communication with relevant areas is completed and accurate. Identifies any issues and implements necessary actions to resolve issues when necessary. Acts as first-line support to clients, banks and internal clients. Uses own discretion to resolve errors and disputes. Coordinates with FO and Loan Operations to ensure all deals are correctly booked and independently identifying appropriate remedies where necessary. Reviews all documentation for accuracy and completeness and determines appropriate remedial action when needed. Provides guidance to the deal booking teams in Loan Operations for structured and/or non-standard transactions. Ensures client folders are maintained with updated financials and legal documentation. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Business, Finance or equivalent field. - Required. 1+ Years of Trade & Working Capital experience preferred Ability to multi-task and self-prioritize a heavy workload. Strong analytical skills/financial acumen. Demonstrates the ability to translate customer needs into marketable product features. Excellent verbal, written, and interpersonal communication skills. Ability to interact with integrity and a high level of professionalism with all levels of team members and management. Demonstrated understanding of product development life cycle. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $110,000.00 USD Maximum: $135,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
05/02/2026
Full time
It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Analyst, Corporate & Investment Banking Global Trade & Working Capital Sales supports the senior Trade Finance bankers. They serve as first-line support to clients, other banks and internal clients to ensure transactions are completed, transfers are made on time and for all operational purposes. Creates and ensures accuracy for various reports and the design and execution of new reports to meet changing or ad-hoc requirements. Ensures the calculation of funding requirements and communication with relevant areas is completed and accurate. Identifies any issues and implements necessary actions to resolve issues when necessary. Acts as first-line support to clients, banks and internal clients. Uses own discretion to resolve errors and disputes. Coordinates with FO and Loan Operations to ensure all deals are correctly booked and independently identifying appropriate remedies where necessary. Reviews all documentation for accuracy and completeness and determines appropriate remedial action when needed. Provides guidance to the deal booking teams in Loan Operations for structured and/or non-standard transactions. Ensures client folders are maintained with updated financials and legal documentation. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Business, Finance or equivalent field. - Required. 1+ Years of Trade & Working Capital experience preferred Ability to multi-task and self-prioritize a heavy workload. Strong analytical skills/financial acumen. Demonstrates the ability to translate customer needs into marketable product features. Excellent verbal, written, and interpersonal communication skills. Ability to interact with integrity and a high level of professionalism with all levels of team members and management. Demonstrated understanding of product development life cycle. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $110,000.00 USD Maximum: $135,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.
